Amalgamated Bank Mortgage Lending & HMDA Data, 2025
In 2025, Amalgamated Bank of New York, NY reported 405 mortgage applications totaling $701.1 million, up 12% from 2024. The average application was for $1,731,024, and applicants reported an average income of $155,639. 71% of its applications resulted in an originated loan and 2% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (277), Washington, DC-MD (13) and San Francisco-Redwood City-South San Francisco, CA (11) (applications in parentheses).
| Mortgage Company & Address | Amalgamated Bank 275 Seventh Avenue New York, NY 10001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 405 |
| Total Mortgage Loan Application Amount | $701,065,000 |
| Average Mortgage Loan Application Amount | $1,731,024 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $155,639 |
| Highest Applicant Income | $1,167,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amalgamated Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings, New York | 91 | $ 187,805,000 | $ 2,063,791 | $ 142,000 |
| New York, New York | 64 | $ 37,390,000 | $ 584,218 | $ 173,000 |
| Bronx, New York | 61 | $ 201,325,000 | $ 3,300,409 | $ 101,000 |
| Queens, New York | 45 | $ 21,625,000 | $ 480,555 | $ 133,000 |
| San Francisco, California | 11 | $ 3,795,000 | $ 345,000 | $ 109,000 |
| District of Columbia, District Of Columbia | 10 | $ 21,750,000 | $ 2,175,000 | $ 154,000 |
| Nassau, New York | 7 | $ 20,515,000 | $ 2,930,714 | $ 326,000 |
| Alameda, California | 6 | $ 9,880,000 | $ 1,646,666 | $ 192,000 |
| Hudson, New Jersey | 6 | $ 3,070,000 | $ 511,666 | $ 282,000 |
| Contra Costa, California | 4 | $ 1,040,000 | $ 260,000 | $ 80,000 |
| Montgomery, Maryland | 4 | $ 790,000 | $ 197,500 | $ 56,000 |
| Westchester, New York | 4 | $ 11,390,000 | $ 2,847,500 | $ 176,000 |
| Los Angeles, California | 3 | $ 20,715,000 | $ 6,905,000 | $ 0 |
| San Bernardino, California | 3 | $ 945,000 | $ 315,000 | $ 136,000 |
| Capitol Planning Region, Connecticut | 3 | $ 42,015,000 | $ 14,005,000 | $ 0 |
| Prince George's, Maryland | 3 | $ 815,000 | $ 271,666 | $ 78,000 |
| Wayne, Michigan | 3 | $ 405,000 | $ 135,000 | $ 92,000 |
| Essex, New Jersey | 3 | $ 3,835,000 | $ 1,278,333 | $ 145,000 |
| Middlesex, New Jersey | 3 | $ 11,075,000 | $ 3,691,666 | $ 132,000 |
| Suffolk, New York | 3 | $ 1,285,000 | $ 428,333 | $ 110,000 |
| Philadelphia, Pennsylvania | 3 | $ 9,575,000 | $ 3,191,666 | $ 55,000 |
| Santa Cruz, California | 2 | $ 1,390,000 | $ 695,000 | $ 218,000 |
| Ventura, California | 2 | $ 1,170,000 | $ 585,000 | $ 262,000 |
| Cook, Illinois | 2 | $ 1,530,000 | $ 765,000 | $ 272,000 |
| Essex, Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 227,000 |
| Bergen, New Jersey | 2 | $ 1,330,000 | $ 665,000 | $ 235,000 |
| Sussex, New Jersey | 2 | $ 1,370,000 | $ 685,000 | $ 745,000 |
| Dutchess, New York | 2 | $ 590,000 | $ 295,000 | $ 192,000 |
| Greene, New York | 2 | $ 680,000 | $ 340,000 | $ 242,000 |
| Richmond, New York | 2 | $ 1,290,000 | $ 645,000 | $ 388,000 |
| Greene, Ohio | 2 | $ 540,000 | $ 270,000 | $ 113,000 |
| Sebastian, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Sacramento, California | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Boulder, Colorado | 1 | $ 555,000 | $ 555,000 | $ 191,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 375,000 | $ 375,000 | $ 297,000 |
| South Central Connecticut Planning Region, Connecticut | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| Escambia, Florida | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Hillsborough, Florida | 1 | $ 325,000 | $ 325,000 | $ 275,000 |
| Miami-Dade, Florida | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Palm Beach, Florida | 1 | $ 915,000 | $ 915,000 | $ 377,000 |
| Clarke, Georgia | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Thomas, Georgia | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Hamilton, Indiana | 1 | $ 1,065,000 | $ 1,065,000 | $ 475,000 |
| Chickasaw, Iowa | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Baltimore City, Maryland | 1 | $ 12,295,000 | $ 12,295,000 | $ 0 |
| Frederick, Maryland | 1 | $ 7,945,000 | $ 7,945,000 | $ 0 |
| Worcester, Maryland | 1 | $ 695,000 | $ 695,000 | $ 580,000 |
| Middlesex, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 229,000 |
| Norfolk, Massachusetts | 1 | $ 29,005,000 | $ 29,005,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 745,000 | $ 745,000 | $ 321,000 |
| Oakland, Michigan | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Nicollet, Minnesota | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Grafton, New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Merrimack, New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Atlantic, New Jersey | 1 | $ 7,505,000 | $ 7,505,000 | $ 0 |
| Gloucester, New Jersey | 1 | $ 5,375,000 | $ 5,375,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Onondaga, New York | 1 | $ 55,000 | $ 55,000 | $ 195,000 |
| Orange, New York | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Rockland, New York | 1 | $ 735,000 | $ 735,000 | $ 188,000 |
| Sullivan, New York | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Ulster, New York | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Currituck, North Carolina | 1 | $ 1,425,000 | $ 1,425,000 | $ 564,000 |
| Union, North Carolina | 1 | $ 1,355,000 | $ 1,355,000 | $ 517,000 |
| Jefferson, Oregon | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Lane, Oregon | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Malheur, Oregon | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Butler, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Pike, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Harris, Texas | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Fairfax, Virginia | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Prince William, Virginia | 1 | $ 625,000 | $ 625,000 | $ 203,000 |
| Snohomish, Washington | 1 | $ 695,000 | $ 695,000 | $ 440,000 |
| Whatcom, Washington | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Dane, Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for Amalgamated Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 312 | $144,750,000 | $463,000 | $16,655,000 | $155,000 | $1,167,000 |
| Cash-out Refinancing | 60 | $455,090,000 | $7,584,000 | $35,005,000 | $140,000 | $517,000 |
| Refinancing | 27 | $98,995,000 | $3,666,000 | $17,305,000 | $200,000 | $361,000 |
| Other Purpose | 5 | $2,105,000 | $421,000 | $965,000 | $165,000 | $429,000 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $49,000 | $49,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 152 | $55,740,000 | $366,000 | $1,475,000 | $179,000 | $1,167,000 |
| Not applicable | 76 | $586,900,000 | $7,722,000 | $35,005,000 | $91,000 | $200,000 |
| Hispanic | 56 | $15,200,000 | $271,000 | $1,015,000 | $125,000 | $666,000 |
| Asian | 44 | $16,610,000 | $377,000 | $1,355,000 | $167,000 | $580,000 |
| Not Provided | 44 | $17,290,000 | $392,000 | $1,645,000 | $158,000 | $644,000 |
| Black or African American | 31 | $9,115,000 | $294,000 | $1,065,000 | $139,000 | $475,000 |
| American Indian or Alaskan Native | 2 | $210,000 | $105,000 | $105,000 | $56,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 401 | $699,545,000 | $1,744,000 | $35,005,000 | $157,000 | $1,167,000 |
| FHA-insured (Federal Housing Administration) | 4 | $1,520,000 | $380,000 | $505,000 | $97,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 287 | $504,225,000 | $1,756,000 | $31,505,000 | $159,000 | $1,167,000 |
| Application Withdrawn By Applicant | 64 | $157,380,000 | $2,459,000 | $35,005,000 | $160,000 | $446,000 |
| Loan Purchased By The Institution | 23 | $6,695,000 | $291,000 | $625,000 | $91,000 | $200,000 |
| File Closed For Incompleteness | 17 | $27,455,000 | $1,615,000 | $22,005,000 | $141,000 | $301,000 |
| Application Denied By Financial Institution | 10 | $3,670,000 | $367,000 | $625,000 | $171,000 | $666,000 |
| Application Approved But Not Accepted | 4 | $1,640,000 | $410,000 | $695,000 | $309,000 | $735,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 395 | $697,395,000 | $1,765,000 | $35,005,000 | $155,000 | $1,167,000 |
| Debt-To-Income Ratio | 7 | $2,785,000 | $397,000 | $625,000 | $200,000 | $666,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $380,000 | $190,000 | $195,000 | $77,000 | $85,000 |
| Credit History | 1 | $505,000 | $505,000 | $505,000 | $158,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amalgamated Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amalgamated Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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