American Bancshares Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, American Bancshares Mortgage, LLC of Miami Lakes, FL reported 565 mortgage applications totaling $190.8 million, down 34% from 2024. The average application was for $337,654, and applicants reported an average income of $152,916. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (121), Miami-Miami Beach-Kendall, FL (97) and Orlando-Kissimmee-Sanford, FL (62) (applications in parentheses).
| Mortgage Company & Address | American Bancshares Mortgage, LLC 14261 Commerce Way Suite 100 Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 565 |
| Total Mortgage Loan Application Amount | $190,775,000 |
| Average Mortgage Loan Application Amount | $337,654 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $152,916 |
| Highest Applicant Income | $6,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bancshares Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 121 | $ 38,085,000 | $ 314,752 | $ 132,000 |
| Miami-Miami Beach-Kendall, FL | 97 | $ 38,565,000 | $ 397,577 | $ 155,000 |
| Orlando-Kissimmee-Sanford, FL | 62 | $ 20,830,000 | $ 335,967 | $ 141,000 |
| Ocala, FL | 56 | $ 10,180,000 | $ 181,785 | $ 83,000 |
| Tampa, FL | 45 | $ 11,845,000 | $ 263,222 | $ 101,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 40 | $ 22,800,000 | $ 570,000 | $ 304,000 |
| Port St. Lucie, FL | 32 | $ 14,940,000 | $ 466,875 | $ 318,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 6,045,000 | $ 318,157 | $ 124,000 |
| Outside any metro area | 14 | $ 6,260,000 | $ 447,142 | $ 231,000 |
| St. Petersburg-Clearwater-Largo, FL | 11 | $ 4,255,000 | $ 386,818 | $ 131,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,800,000 | $ 300,000 | $ 131,000 |
| Gainesville, FL | 6 | $ 1,560,000 | $ 260,000 | $ 112,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 1,170,000 | $ 195,000 | $ 144,000 |
| Sebring, FL | 6 | $ 700,000 | $ 116,666 | $ 43,000 |
| Homosassa Springs, FL | 4 | $ 1,100,000 | $ 275,000 | $ 72,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 970,000 | $ 242,500 | $ 136,000 |
| Wildwood-The Villages, FL | 4 | $ 850,000 | $ 212,500 | $ 69,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 765,000 | $ 255,000 | $ 42,000 |
| Lakeland-Winter Haven, FL | 3 | $ 555,000 | $ 185,000 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 475,000 | $ 158,333 | $ 66,000 |
| Asheville, NC | 2 | $ 800,000 | $ 400,000 | $ 316,000 |
| Greensboro-High Point, NC | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Panama City, FL | 2 | $ 260,000 | $ 130,000 | $ 81,000 |
| Sebastian-Vero Beach, FL | 2 | $ 560,000 | $ 280,000 | $ 176,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 205,000 | $ 205,000 | $ 303,000 |
| Boston, MA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 915,000 | $ 915,000 | $ 224,000 |
| Chicago-Naperville, IL | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Dover, DE | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Harrisonburg, VA | 1 | $ 435,000 | $ 435,000 | $ 18,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 415,000 | $ 415,000 | $ 198,000 |
| Lancaster, PA | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Marietta, GA | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Montgomery, AL | 1 | $ 35,000 | $ 35,000 | $ 407,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Philadelphia, PA | 1 | $ 175,000 | $ 175,000 | $ 5,000 |
| Tallahassee, FL | 1 | $ 655,000 | $ 655,000 | $ 992,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for American Bancshares Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 493 | $158,245,000 | $320,000 | $1,915,000 | $142,000 | $2,005,000 |
| Cash-out Refinancing | 59 | $25,755,000 | $436,000 | $3,005,000 | $141,000 | $932,000 |
| Refinancing | 13 | $6,775,000 | $521,000 | $3,005,000 | $621,000 | $6,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 218 | $65,330,000 | $299,000 | $3,005,000 | $124,000 | $2,005,000 |
| White | 126 | $52,140,000 | $413,000 | $2,005,000 | $204,000 | $1,980,000 |
| Not Provided | 118 | $36,790,000 | $311,000 | $1,915,000 | $127,000 | $795,000 |
| Black or African American | 95 | $32,165,000 | $338,000 | $3,005,000 | $187,000 | $6,500,000 |
| Asian | 8 | $4,350,000 | $543,000 | $2,505,000 | $154,000 | $216,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 395 | $130,135,000 | $329,000 | $3,005,000 | $175,000 | $6,500,000 |
| FHA-insured (Federal Housing Administration) | 149 | $51,685,000 | $346,000 | $725,000 | $102,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 16 | $7,690,000 | $480,000 | $1,625,000 | $128,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,265,000 | $253,000 | $295,000 | $80,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 359 | $108,395,000 | $301,000 | $3,005,000 | $146,000 | $6,500,000 |
| Application Withdrawn By Applicant | 173 | $69,425,000 | $401,000 | $3,005,000 | $152,000 | $934,000 |
| Application Denied By Financial Institution | 21 | $7,305,000 | $347,000 | $1,625,000 | $162,000 | $744,000 |
| File Closed For Incompleteness | 10 | $5,120,000 | $512,000 | $1,265,000 | $448,000 | $1,980,000 |
| Application Approved But Not Accepted | 2 | $530,000 | $265,000 | $515,000 | $144,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 544 | $183,470,000 | $337,000 | $3,005,000 | $153,000 | $6,500,000 |
| Collateral | 8 | $1,870,000 | $233,000 | $465,000 | $99,000 | $159,000 |
| Debt-To-Income Ratio | 5 | $2,935,000 | $587,000 | $1,625,000 | $128,000 | $241,000 |
| Other | 3 | $925,000 | $308,000 | $505,000 | $289,000 | $744,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $425,000 | $115,000 | $116,000 |
| Credit Application Incomplete | 2 | $590,000 | $295,000 | $305,000 | $360,000 | $602,000 |
| Credit History | 1 | $545,000 | $545,000 | $545,000 | $145,000 | $145,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bancshares Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bancshares Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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