American Bank Mortgage Lending & HMDA Data, 2009

In 2009, American Bank of Greenbelt, MD reported 5,808 mortgage applications totaling $1.2 billion, up 70% from 2008. The average application was for $200,980, and applicants reported an average income of $34,411. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (222), Washington-Arlington-Alexandria, DC-VA-MD-WV (201) and Milwaukee-Waukesha-West Allis, WI (187) (applications in parentheses).

Mortgage Company & Address American Bank
9001 Edmonston Road, Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,808
Total Mortgage Loan Application Amount $1,167,295,000
Average Mortgage Loan Application Amount $200,980
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $34,411
Highest Applicant Income $1,466,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 108 $ 18,440,000 $ 170,740 $ 35,000
El Paso, Colorado 104 $ 21,135,000 $ 203,221 $ 13,000
Franklin, Ohio 99 $ 15,924,000 $ 160,848 $ 28,000
Clark, Nevada 87 $ 21,811,000 $ 250,701 $ 0
Marion, Indiana 65 $ 9,299,000 $ 143,061 $ 27,000
Montgomery, Maryland 64 $ 18,913,000 $ 295,515 $ 92,000
Prince George's, Maryland 62 $ 15,502,000 $ 250,032 $ 55,000
Mecklenburg, North Carolina 56 $ 9,669,000 $ 172,660 $ 28,000
Maricopa, Arizona 55 $ 12,366,000 $ 224,836 $ 66,000
Cook, Illinois 55 $ 11,087,000 $ 201,581 $ 44,000
Waukesha, Wisconsin 50 $ 10,716,000 $ 214,320 $ 69,000
Arapahoe, Colorado 46 $ 9,125,000 $ 198,369 $ 21,000
Jefferson, Colorado 43 $ 8,664,000 $ 201,488 $ 36,000
Wake, North Carolina 43 $ 9,346,000 $ 217,348 $ 47,000
Gwinnett, Georgia 42 $ 7,264,000 $ 172,952 $ 45,000
Polk, Iowa 41 $ 6,224,000 $ 151,804 $ 28,000
Bexar, Texas 40 $ 8,089,000 $ 202,225 $ 1,000
Cumberland, North Carolina 38 $ 6,440,000 $ 169,473 $ 9,000
Adams, Colorado 36 $ 7,559,000 $ 209,972 $ 29,000
Hennepin, Minnesota 34 $ 7,309,000 $ 214,970 $ 78,000
Salt Lake, Utah 33 $ 6,785,000 $ 205,606 $ 28,000
Hillsborough, Florida 31 $ 6,847,000 $ 220,870 $ 45,000
Fairfax, Virginia 31 $ 14,830,000 $ 478,387 $ 120,000
Fulton, Georgia 29 $ 8,223,000 $ 283,551 $ 100,000
Baltimore, Maryland 29 $ 6,592,000 $ 227,310 $ 51,000
Anne Arundel, Maryland 28 $ 9,446,000 $ 337,357 $ 70,000
Montgomery, Tennessee 28 $ 4,871,000 $ 173,964 $ 10,000
Cobb, Georgia 27 $ 6,086,000 $ 225,407 $ 69,000
Kenosha, Wisconsin 27 $ 5,149,000 $ 190,703 $ 46,000
Pima, Arizona 26 $ 5,010,000 $ 192,692 $ 28,000
Guilford, North Carolina 26 $ 3,636,000 $ 139,846 $ 17,000
Denver, Colorado 25 $ 5,119,000 $ 204,760 $ 22,000
Will, Illinois 25 $ 5,504,000 $ 220,160 $ 40,000
Baltimore City, Maryland 25 $ 4,975,000 $ 199,000 $ 46,000
Tarrant, Texas 25 $ 4,693,000 $ 187,720 $ 5,000
Dane, Wisconsin 25 $ 4,581,000 $ 183,240 $ 37,000
Racine, Wisconsin 25 $ 3,921,000 $ 156,840 $ 22,000
Delaware, Ohio 24 $ 5,536,000 $ 230,666 $ 54,000
District of Columbia, District Of Columbia 23 $ 7,865,000 $ 341,956 $ 104,000
St. Clair, Illinois 23 $ 4,294,000 $ 186,695 $ 8,000
Harris, Texas 23 $ 4,044,000 $ 175,826 $ 7,000
Prince William, Virginia 23 $ 4,372,000 $ 190,086 $ 29,000
Hamilton, Indiana 22 $ 3,549,000 $ 161,318 $ 44,000
Shelby, Tennessee 22 $ 3,235,000 $ 147,045 $ 17,000
Pinellas, Florida 21 $ 4,422,000 $ 210,571 $ 54,000
Montgomery, Ohio 21 $ 3,526,000 $ 167,904 $ 0
Richland, South Carolina 21 $ 3,531,000 $ 168,142 $ 12,000
Douglas, Colorado 20 $ 6,248,000 $ 312,400 $ 46,000
Frederick, Maryland 20 $ 5,225,000 $ 261,250 $ 102,000
Dakota, Minnesota 20 $ 3,947,000 $ 197,350 $ 42,000
Sarpy, Nebraska 20 $ 3,678,000 $ 183,900 $ 2,000
Onslow, North Carolina 20 $ 3,597,000 $ 179,850 $ 3,000
Cuyahoga, Ohio 20 $ 2,753,000 $ 137,650 $ 7,000
Pierce, Washington 20 $ 4,464,000 $ 223,200 $ 26,000
Washington, Wisconsin 20 $ 3,485,000 $ 174,250 $ 63,000
Chatham, Georgia 19 $ 3,294,000 $ 173,368 $ 30,000
DeKalb, Georgia 19 $ 4,403,000 $ 231,736 $ 77,000
Scott, Iowa 19 $ 2,809,000 $ 147,842 $ 40,000
Burlington, New Jersey 19 $ 4,382,000 $ 230,631 $ 11,000
New Castle, Delaware 18 $ 4,046,000 $ 224,777 $ 21,000
Duval, Florida 18 $ 3,566,000 $ 198,111 $ 2,000
Lake, Indiana 18 $ 2,965,000 $ 164,722 $ 29,000
Union, North Carolina 18 $ 3,713,000 $ 206,277 $ 49,000
Licking, Ohio 18 $ 3,244,000 $ 180,222 $ 23,000
Weber, Utah 18 $ 3,102,000 $ 172,333 $ 12,000
Larimer, Colorado 17 $ 3,357,000 $ 197,470 $ 33,000
Bernalillo, New Mexico 17 $ 2,847,000 $ 167,470 $ 10,000
Forsyth, North Carolina 17 $ 2,560,000 $ 150,588 $ 21,000
Sheboygan, Wisconsin 17 $ 2,503,000 $ 147,235 $ 28,000
Los Angeles, California 16 $ 6,831,000 $ 426,937 $ 169,000
Lake, Illinois 16 $ 3,674,000 $ 229,625 $ 35,000
Jefferson, Kentucky 16 $ 2,943,000 $ 183,937 $ 8,000
Denton, Texas 16 $ 2,559,000 $ 159,937 $ 2,000
Pinal, Arizona 15 $ 2,982,000 $ 198,800 $ 30,000
Mesa, Colorado 15 $ 3,439,000 $ 229,266 $ 32,000
Pueblo, Colorado 15 $ 2,613,000 $ 174,200 $ 37,000
Harford, Maryland 15 $ 4,414,000 $ 294,266 $ 64,000
Washington, Minnesota 15 $ 3,112,000 $ 207,466 $ 44,000
El Paso, Texas 15 $ 2,761,000 $ 184,066 $ 12,000
Weld, Colorado 14 $ 2,594,000 $ 185,285 $ 25,000
Pasco, Florida 14 $ 2,709,000 $ 193,500 $ 25,000
Ada, Idaho 14 $ 2,966,000 $ 211,857 $ 0
Allen, Indiana 14 $ 2,156,000 $ 154,000 $ 19,000
Anoka, Minnesota 14 $ 2,511,000 $ 179,357 $ 50,000
Berkeley, South Carolina 14 $ 2,645,000 $ 188,928 $ 10,000
Davis, Utah 14 $ 2,616,000 $ 186,857 $ 22,000
King, Washington 14 $ 4,333,000 $ 309,500 $ 59,000
Broward, Florida 13 $ 2,419,000 $ 186,076 $ 57,000
Henry, Georgia 13 $ 2,526,000 $ 194,307 $ 46,000
Canyon, Idaho 13 $ 1,934,000 $ 148,769 $ 0
Multnomah, Oregon 13 $ 2,971,000 $ 228,538 $ 55,000
Davidson, Tennessee 13 $ 2,088,000 $ 160,615 $ 14,000
Thurston, Washington 13 $ 3,315,000 $ 255,000 $ 24,000
Fond du Lac, Wisconsin 13 $ 2,472,000 $ 190,153 $ 43,000
Outagamie, Wisconsin 13 $ 2,130,000 $ 163,846 $ 35,000
Madison, Alabama 12 $ 2,288,000 $ 190,666 $ 23,000
Hartford, Connecticut 12 $ 3,955,000 $ 329,583 $ 120,000
Paulding, Georgia 12 $ 2,768,000 $ 230,666 $ 46,000
Hendricks, Indiana 12 $ 1,779,000 $ 148,250 $ 24,000
Linn, Iowa 12 $ 2,327,000 $ 193,916 $ 6,000
St. Louis, Minnesota 12 $ 1,936,000 $ 161,333 $ 38,000
Cabarrus, North Carolina 12 $ 2,130,000 $ 177,500 $ 27,000
Gaston, North Carolina 12 $ 1,914,000 $ 159,500 $ 18,000
Butler, Ohio 12 $ 1,973,000 $ 164,416 $ 17,000
Fairfield, Ohio 12 $ 2,149,000 $ 179,083 $ 37,000
Washington, Oregon 12 $ 2,319,000 $ 193,250 $ 32,000
Allegheny, Pennsylvania 12 $ 1,877,000 $ 156,416 $ 41,000
Lancaster, Pennsylvania 12 $ 2,186,000 $ 182,166 $ 33,000
Dorchester, South Carolina 12 $ 2,218,000 $ 184,833 $ 30,000
Travis, Texas 12 $ 2,314,000 $ 192,833 $ 16,000
Virginia Beach, Virginia 12 $ 2,844,000 $ 237,000 $ 19,000
Spokane, Washington 12 $ 2,426,000 $ 202,166 $ 4,000
Marathon, Wisconsin 12 $ 1,747,000 $ 145,583 $ 25,000
Anchorage, Alaska 11 $ 2,739,000 $ 249,000 $ 31,000
Kent, Delaware 11 $ 2,716,000 $ 246,909 $ 14,000
Brevard, Florida 11 $ 2,313,000 $ 210,272 $ 46,000
Polk, Florida 11 $ 1,908,000 $ 173,454 $ 34,000
Cherokee, Georgia 11 $ 2,192,000 $ 199,272 $ 74,000
Clayton, Georgia 11 $ 1,888,000 $ 171,636 $ 26,000
Hardin, Kentucky 11 $ 1,952,000 $ 177,454 $ 0
Wayne, Michigan 11 $ 1,904,000 $ 173,090 $ 22,000
Wright, Minnesota 11 $ 2,381,000 $ 216,454 $ 47,000
Ocean, New Jersey 11 $ 2,548,000 $ 231,636 $ 27,000
Summit, Ohio 11 $ 1,831,000 $ 166,454 $ 11,000
Warren, Ohio 11 $ 2,398,000 $ 218,000 $ 23,000
Bucks, Pennsylvania 11 $ 2,900,000 $ 263,636 $ 64,000
Collin, Texas 11 $ 3,014,000 $ 274,000 $ 35,000
Loudoun, Virginia 11 $ 4,119,000 $ 374,454 $ 69,000
Snohomish, Washington 11 $ 3,418,000 $ 310,727 $ 42,000
Brown, Wisconsin 11 $ 1,897,000 $ 172,454 $ 30,000
Dodge, Wisconsin 11 $ 1,794,000 $ 163,090 $ 19,000
St. Croix, Wisconsin 11 $ 2,423,000 $ 220,272 $ 53,000
Winnebago, Wisconsin 11 $ 1,575,000 $ 143,181 $ 21,000
Mobile, Alabama 10 $ 1,496,000 $ 149,600 $ 31,000
New Haven, Connecticut 10 $ 2,801,000 $ 280,100 $ 40,000
Orange, Florida 10 $ 2,548,000 $ 254,800 $ 27,000
Madison, Illinois 10 $ 1,546,000 $ 154,600 $ 11,000
Jefferson, Louisiana 10 $ 1,763,000 $ 176,300 $ 11,000
Camden, New Jersey 10 $ 1,833,000 $ 183,300 $ 27,000
Nassau, New York 10 $ 3,124,000 $ 312,400 $ 101,000
Johnston, North Carolina 10 $ 1,764,000 $ 176,400 $ 26,000
Greene, Ohio 10 $ 1,892,000 $ 189,200 $ 15,000
Tulsa, Oklahoma 10 $ 2,250,000 $ 225,000 $ 48,000
Clackamas, Oregon 10 $ 2,810,000 $ 281,000 $ 70,000
Lehigh, Pennsylvania 10 $ 2,317,000 $ 231,700 $ 0
Montgomery, Pennsylvania 10 $ 2,345,000 $ 234,500 $ 53,000
York, Pennsylvania 10 $ 1,989,000 $ 198,900 $ 11,000
Dallas, Texas 10 $ 1,899,000 $ 189,900 $ 22,000
Guadalupe, Texas 10 $ 2,170,000 $ 217,000 $ 0
Spotsylvania, Virginia 10 $ 2,214,000 $ 221,400 $ 24,000
Stafford, Virginia 10 $ 3,076,000 $ 307,600 $ 10,000
Walworth, Wisconsin 10 $ 1,675,000 $ 167,500 $ 39,000
Laramie, Wyoming 10 $ 1,899,000 $ 189,900 $ 28,000
Baldwin, Alabama 9 $ 1,726,000 $ 191,777 $ 28,000
Yavapai, Arizona 9 $ 2,225,000 $ 247,222 $ 53,000
Coweta, Georgia 9 $ 1,821,000 $ 202,333 $ 37,000
DuPage, Illinois 9 $ 2,293,000 $ 254,777 $ 28,000
McHenry, Illinois 9 $ 2,522,000 $ 280,222 $ 38,000
Porter, Indiana 9 $ 1,567,000 $ 174,111 $ 25,000
Middlesex, Massachusetts 9 $ 2,218,000 $ 246,444 $ 56,000
Ramsey, Minnesota 9 $ 1,618,000 $ 179,777 $ 51,000
Gloucester, New Jersey 9 $ 1,922,000 $ 213,555 $ 21,000
Middlesex, New Jersey 9 $ 2,433,000 $ 270,333 $ 40,000
Queens, New York 9 $ 3,689,000 $ 409,888 $ 71,000
Davidson, North Carolina 9 $ 1,536,000 $ 170,666 $ 18,000
Medina, Ohio 9 $ 1,770,000 $ 196,666 $ 23,000
Cleveland, Oklahoma 9 $ 1,563,000 $ 173,666 $ 0
Delaware, Pennsylvania 9 $ 2,076,000 $ 230,666 $ 41,000
Knox, Tennessee 9 $ 1,324,000 $ 147,111 $ 14,000
Rutherford, Tennessee 9 $ 1,608,000 $ 178,666 $ 0
Bell, Texas 9 $ 1,603,000 $ 178,111 $ 0
Williamson, Texas 9 $ 1,901,000 $ 211,222 $ 0
Utah, Utah 9 $ 1,829,000 $ 203,222 $ 12,000
Jefferson, Wisconsin 9 $ 1,632,000 $ 181,333 $ 53,000
Manitowoc, Wisconsin 9 $ 1,347,000 $ 149,666 $ 40,000
Ozaukee, Wisconsin 9 $ 1,892,000 $ 210,222 $ 47,000
Jefferson, Alabama 8 $ 1,156,000 $ 144,500 $ 16,000
Pulaski, Arkansas 8 $ 1,279,000 $ 159,875 $ 4,000
Kern, California 8 $ 1,885,000 $ 235,625 $ 4,000
Fairfield, Connecticut 8 $ 2,552,000 $ 319,000 $ 92,000
Miami-Dade, Florida 8 $ 1,806,000 $ 225,750 $ 43,000
Okaloosa, Florida 8 $ 1,536,000 $ 192,000 $ 0
Douglas, Georgia 8 $ 1,868,000 $ 233,500 $ 55,000
Hall, Georgia 8 $ 1,419,000 $ 177,375 $ 73,000
Richmond, Georgia 8 $ 1,305,000 $ 163,125 $ 21,000
Walton, Georgia 8 $ 1,249,000 $ 156,125 $ 25,000
Bonneville, Idaho 8 $ 1,211,000 $ 151,375 $ 0
Vanderburgh, Indiana 8 $ 1,005,000 $ 125,625 $ 43,000
Boone, Kentucky 8 $ 1,308,000 $ 163,500 $ 10,000
Charles, Maryland 8 $ 2,159,000 $ 269,875 $ 41,000
Howard, Maryland 8 $ 2,158,000 $ 269,750 $ 79,000
Washington, Maryland 8 $ 1,707,000 $ 213,375 $ 9,000
Macomb, Michigan 8 $ 1,444,000 $ 180,500 $ 4,000
Oakland, Michigan 8 $ 1,379,000 $ 172,375 $ 9,000
Scott, Minnesota 8 $ 1,961,000 $ 245,125 $ 37,000
Cascade, Montana 8 $ 1,330,000 $ 166,250 $ 0
Douglas, Nebraska 8 $ 1,149,000 $ 143,625 $ 0
Lancaster, Nebraska 8 $ 1,083,000 $ 135,375 $ 0
Nye, Nevada 8 $ 2,036,000 $ 254,500 $ 0
Washoe, Nevada 8 $ 1,683,000 $ 210,375 $ 4,000
Saratoga, New York 8 $ 1,809,000 $ 226,125 $ 40,000
Buncombe, North Carolina 8 $ 1,385,000 $ 173,125 $ 37,000
Durham, North Carolina 8 $ 1,343,000 $ 167,875 $ 20,000
Hamilton, Ohio 8 $ 1,264,000 $ 158,000 $ 11,000
Marion, Oregon 8 $ 1,878,000 $ 234,750 $ 17,000
Beaufort, South Carolina 8 $ 1,400,000 $ 175,000 $ 0
York, South Carolina 8 $ 1,612,000 $ 201,500 $ 77,000
Chesterfield, Virginia 8 $ 1,611,000 $ 201,375 $ 28,000
Clark, Washington 8 $ 2,307,000 $ 288,375 $ 0
Kitsap, Washington 8 $ 1,665,000 $ 208,125 $ 12,000
Montgomery, Alabama 7 $ 1,209,000 $ 172,714 $ 6,000
Riverside, California 7 $ 1,771,000 $ 253,000 $ 6,000
San Diego, California 7 $ 2,222,000 $ 317,428 $ 81,000
Boulder, Colorado 7 $ 1,640,000 $ 234,285 $ 44,000
Escambia, Florida 7 $ 1,236,000 $ 176,571 $ 13,000
Palm Beach, Florida 7 $ 1,689,000 $ 241,285 $ 33,000
Seminole, Florida 7 $ 2,169,000 $ 309,857 $ 61,000
Columbia, Georgia 7 $ 1,834,000 $ 262,000 $ 36,000
Jackson, Georgia 7 $ 1,384,000 $ 197,714 $ 13,000
Muscogee, Georgia 7 $ 1,089,000 $ 155,571 $ 19,000
Kane, Illinois 7 $ 1,039,000 $ 148,428 $ 23,000
Kendall, Illinois 7 $ 1,457,000 $ 208,142 $ 23,000
Winnebago, Illinois 7 $ 1,022,000 $ 146,000 $ 20,000
LaPorte, Indiana 7 $ 1,112,000 $ 158,857 $ 26,000
Warren, Iowa 7 $ 1,439,000 $ 205,571 $ 36,000
Essex, Massachusetts 7 $ 2,579,000 $ 368,428 $ 128,000
Missoula, Montana 7 $ 1,364,000 $ 194,857 $ 10,000
Atlantic, New Jersey 7 $ 1,393,000 $ 199,000 $ 31,000
Union, New Jersey 7 $ 1,820,000 $ 260,000 $ 94,000
Kings, New York 7 $ 2,209,000 $ 315,571 $ 53,000
Brunswick, North Carolina 7 $ 1,122,000 $ 160,285 $ 36,000
Catawba, North Carolina 7 $ 1,014,000 $ 144,857 $ 36,000
Craven, North Carolina 7 $ 1,227,000 $ 175,285 $ 14,000
Hoke, North Carolina 7 $ 1,325,000 $ 189,285 $ 0
New Hanover, North Carolina 7 $ 1,361,000 $ 194,428 $ 27,000
Oklahoma, Oklahoma 7 $ 1,146,000 $ 163,714 $ 7,000
Umatilla, Oregon 7 $ 1,162,000 $ 166,000 $ 6,000
Berks, Pennsylvania 7 $ 1,181,000 $ 168,714 $ 37,000
Charleston, South Carolina 7 $ 1,118,000 $ 159,714 $ 5,000
Greenville, South Carolina 7 $ 1,304,000 $ 186,285 $ 22,000
Hampton, Virginia 7 $ 1,800,000 $ 257,142 $ 36,000
Columbia, Wisconsin 7 $ 1,693,000 $ 241,857 $ 54,000
Eau Claire, Wisconsin 7 $ 928,000 $ 132,571 $ 16,000
Natrona, Wyoming 7 $ 1,405,000 $ 200,714 $ 24,000
Shelby, Alabama 6 $ 953,000 $ 158,833 $ 25,000
St. Clair, Alabama 6 $ 839,000 $ 139,833 $ 42,000
Benton, Arkansas 6 $ 1,473,000 $ 245,500 $ 10,000
Fresno, California 6 $ 1,500,000 $ 250,000 $ 0
Delta, Colorado 6 $ 1,276,000 $ 212,666 $ 12,000
Bay, Florida 6 $ 1,280,000 $ 213,333 $ 0
Lake, Florida 6 $ 1,643,000 $ 273,833 $ 62,000
Glynn, Georgia 6 $ 1,145,000 $ 190,833 $ 58,000
Lowndes, Georgia 6 $ 1,019,000 $ 169,833 $ 48,000
McLean, Illinois 6 $ 1,149,000 $ 191,500 $ 8,000
Hancock, Indiana 6 $ 1,091,000 $ 181,833 $ 22,000
Johnson, Indiana 6 $ 1,135,000 $ 189,166 $ 27,000
Posey, Indiana 6 $ 861,000 $ 143,500 $ 59,000
Black Hawk, Iowa 6 $ 922,000 $ 153,666 $ 60,000
Christian, Kentucky 6 $ 768,000 $ 128,000 $ 0
Bossier, Louisiana 6 $ 1,267,000 $ 211,166 $ 0
East Baton Rouge, Louisiana 6 $ 1,341,000 $ 223,500 $ 9,000
Carroll, Maryland 6 $ 1,535,000 $ 255,833 $ 56,000
Hampden, Massachusetts 6 $ 908,000 $ 151,333 $ 41,000
Clay, Minnesota 6 $ 850,000 $ 141,666 $ 40,000
Clay, Missouri 6 $ 1,040,000 $ 173,333 $ 0
Bergen, New Jersey 6 $ 2,328,000 $ 388,000 $ 95,000
Warren, New Jersey 6 $ 1,319,000 $ 219,833 $ 21,000
Monroe, New York 6 $ 974,000 $ 162,333 $ 42,000
Westchester, New York 6 $ 2,089,000 $ 348,166 $ 350,000
Lincoln, North Carolina 6 $ 834,000 $ 139,000 $ 23,000
Orange, North Carolina 6 $ 1,429,000 $ 238,166 $ 14,000
Randolph, North Carolina 6 $ 977,000 $ 162,833 $ 0
Stark, Ohio 6 $ 814,000 $ 135,666 $ 13,000
Union, Ohio 6 $ 940,000 $ 156,666 $ 9,000
Lane, Oregon 6 $ 1,530,000 $ 255,000 $ 33,000
Lexington, South Carolina 6 $ 968,000 $ 161,333 $ 12,000
Arlington, Virginia 6 $ 2,126,000 $ 354,333 $ 103,000
Calumet, Wisconsin 6 $ 941,000 $ 156,833 $ 13,000
La Crosse, Wisconsin 6 $ 1,042,000 $ 173,666 $ 35,000
Monroe, Wisconsin 6 $ 1,018,000 $ 169,666 $ 54,000
Sauk, Wisconsin 6 $ 1,281,000 $ 213,500 $ 12,000
Tuscaloosa, Alabama 5 $ 1,038,000 $ 207,600 $ 39,000
Cochise, Arizona 5 $ 851,000 $ 170,200 $ 10,000
Contra Costa, California 5 $ 1,544,000 $ 308,800 $ 40,000
Orange, California 5 $ 2,511,000 $ 502,200 $ 181,000
Sacramento, California 5 $ 1,334,000 $ 266,800 $ 34,000
San Bernardino, California 5 $ 1,009,000 $ 201,800 $ 51,000
Marion, Florida 5 $ 818,000 $ 163,600 $ 35,000
Fayette, Georgia 5 $ 1,371,000 $ 274,200 $ 63,000
Kootenai, Idaho 5 $ 977,000 $ 195,400 $ 0
Nez Perce, Idaho 5 $ 951,000 $ 190,200 $ 0
Champaign, Illinois 5 $ 945,000 $ 189,000 $ 0
Dearborn, Indiana 5 $ 696,000 $ 139,200 $ 21,000
Jasper, Iowa 5 $ 674,000 $ 134,800 $ 51,000
Ascension, Louisiana 5 $ 1,109,000 $ 221,800 $ 48,000
Ingham, Michigan 5 $ 734,000 $ 146,800 $ 0
Jackson, Missouri 5 $ 713,000 $ 142,600 $ 0
Pulaski, Missouri 5 $ 771,000 $ 154,200 $ 0
St. Louis, Missouri 5 $ 683,000 $ 136,600 $ 9,000
Elko, Nevada 5 $ 974,000 $ 194,800 $ 0
Albany, New York 5 $ 818,000 $ 163,600 $ 46,000
Erie, New York 5 $ 739,000 $ 147,800 $ 6,000
Suffolk, New York 5 $ 1,528,000 $ 305,600 $ 91,000
Harnett, North Carolina 5 $ 1,006,000 $ 201,200 $ 20,000
Rockingham, North Carolina 5 $ 817,000 $ 163,400 $ 43,000
Clermont, Ohio 5 $ 939,000 $ 187,800 $ 0
Lake, Ohio 5 $ 761,000 $ 152,200 $ 21,000
Lorain, Ohio 5 $ 758,000 $ 151,600 $ 3,000
Lucas, Ohio 5 $ 780,000 $ 156,000 $ 0
Rogers, Oklahoma 5 $ 797,000 $ 159,400 $ 15,000
Douglas, Oregon 5 $ 1,043,000 $ 208,600 $ 26,000
Linn, Oregon 5 $ 1,001,000 $ 200,200 $ 25,000
Dauphin, Pennsylvania 5 $ 748,000 $ 149,600 $ 39,000
Philadelphia, Pennsylvania 5 $ 1,051,000 $ 210,200 $ 21,000
Spartanburg, South Carolina 5 $ 679,000 $ 135,800 $ 15,000
Tooele, Utah 5 $ 967,000 $ 193,400 $ 48,000
Yakima, Washington 5 $ 851,000 $ 170,200 $ 9,000
Berkeley, West Virginia 5 $ 1,199,000 $ 239,800 $ 44,000
Vernon, Wisconsin 5 $ 581,000 $ 116,200 $ 17,000
Saline, Arkansas 4 $ 537,000 $ 134,250 $ 19,000
Washington, Arkansas 4 $ 651,000 $ 162,750 $ 0
Custer, Colorado 4 $ 550,000 $ 137,500 $ 44,000
Middlesex, Connecticut 4 $ 1,392,000 $ 348,000 $ 54,000
Sussex, Delaware 4 $ 864,000 $ 216,000 $ 88,000
Lee, Florida 4 $ 874,000 $ 218,500 $ 77,000
St. Johns, Florida 4 $ 914,000 $ 228,500 $ 0
Bryan, Georgia 4 $ 841,000 $ 210,250 $ 38,000
Camden, Georgia 4 $ 756,000 $ 189,000 $ 24,000
Carroll, Georgia 4 $ 624,000 $ 156,000 $ 24,000
Lee, Georgia 4 $ 665,000 $ 166,250 $ 54,000
Newton, Georgia 4 $ 682,000 $ 170,500 $ 13,000
Rockdale, Georgia 4 $ 673,000 $ 168,250 $ 42,000
Whitfield, Georgia 4 $ 783,000 $ 195,750 $ 73,000
Bannock, Idaho 4 $ 691,000 $ 172,750 $ 0
Sangamon, Illinois 4 $ 700,000 $ 175,000 $ 15,000
Harrison, Indiana 4 $ 1,170,000 $ 292,500 $ 143,000
Jefferson, Indiana 4 $ 852,000 $ 213,000 $ 72,000
St. Joseph, Indiana 4 $ 555,000 $ 138,750 $ 43,000
Dallas, Iowa 4 $ 638,000 $ 159,500 $ 29,000
Dubuque, Iowa 4 $ 571,000 $ 142,750 $ 63,000
Woodbury, Iowa 4 $ 702,000 $ 175,500 $ 17,000
Fayette, Kentucky 4 $ 533,000 $ 133,250 $ 30,000
Calvert, Maryland 4 $ 1,403,000 $ 350,750 $ 112,000
Plymouth, Massachusetts 4 $ 1,073,000 $ 268,250 $ 27,000
Worcester, Massachusetts 4 $ 980,000 $ 245,000 $ 27,000
Livingston, Michigan 4 $ 715,000 $ 178,750 $ 26,000
Washtenaw, Michigan 4 $ 828,000 $ 207,000 $ 14,000
Itasca, Minnesota 4 $ 758,000 $ 189,500 $ 80,000
Rice, Minnesota 4 $ 720,000 $ 180,000 $ 22,000
Sherburne, Minnesota 4 $ 795,000 $ 198,750 $ 40,000
Cass, Missouri 4 $ 736,000 $ 184,000 $ 0
Platte, Missouri 4 $ 602,000 $ 150,500 $ 10,000
St. Charles, Missouri 4 $ 744,000 $ 186,000 $ 0
Yellowstone, Montana 4 $ 693,000 $ 173,250 $ 0
Lyon, Nevada 4 $ 947,000 $ 236,750 $ 0
Essex, New Jersey 4 $ 1,064,000 $ 266,000 $ 48,000
Hudson, New Jersey 4 $ 1,176,000 $ 294,000 $ 138,000
Monmouth, New Jersey 4 $ 931,000 $ 232,750 $ 58,000
Morris, New Jersey 4 $ 1,284,000 $ 321,000 $ 105,000
Valencia, New Mexico 4 $ 662,000 $ 165,500 $ 0
Bronx, New York 4 $ 1,612,000 $ 403,000 $ 36,000
Broome, New York 4 $ 577,000 $ 144,250 $ 16,000
Dutchess, New York 4 $ 1,069,000 $ 267,250 $ 32,000
Orange, New York 4 $ 895,000 $ 223,750 $ 107,000
Oswego, New York 4 $ 610,000 $ 152,500 $ 32,000
Richmond, New York 4 $ 1,547,000 $ 386,750 $ 88,000
Chatham, North Carolina 4 $ 668,000 $ 167,000 $ 25,000
Cleveland, North Carolina 4 $ 524,000 $ 131,000 $ 64,000
Stokes, North Carolina 4 $ 612,000 $ 153,000 $ 15,000
Wayne, North Carolina 4 $ 534,000 $ 133,500 $ 40,000
Miami, Ohio 4 $ 701,000 $ 175,250 $ 8,000
Richland, Ohio 4 $ 550,000 $ 137,500 $ 0
Josephine, Oregon 4 $ 827,000 $ 206,750 $ 8,000
Chester, Pennsylvania 4 $ 1,126,000 $ 281,500 $ 0
Horry, South Carolina 4 $ 682,000 $ 170,500 $ 21,000
Sumter, South Carolina 4 $ 601,000 $ 150,250 $ 0
Hamilton, Tennessee 4 $ 843,000 $ 210,750 $ 11,000
Putnam, Tennessee 4 $ 696,000 $ 174,000 $ 14,000
Sevier, Tennessee 4 $ 662,000 $ 165,500 $ 42,000
Sumner, Tennessee 4 $ 691,000 $ 172,750 $ 0
Williamson, Tennessee 4 $ 901,000 $ 225,250 $ 51,000
Brazoria, Texas 4 $ 709,000 $ 177,250 $ 0
Galveston, Texas 4 $ 867,000 $ 216,750 $ 0
Montgomery, Texas 4 $ 855,000 $ 213,750 $ 0
Iron, Utah 4 $ 630,000 $ 157,500 $ 24,000
Chesapeake, Virginia 4 $ 1,201,000 $ 300,250 $ 0
Douglas, Wisconsin 4 $ 592,000 $ 148,000 $ 45,000
Oconto, Wisconsin 4 $ 573,000 $ 143,250 $ 18,000
Vilas, Wisconsin 4 $ 815,000 $ 203,750 $ 65,000
Sweetwater, Wyoming 4 $ 755,000 $ 188,750 $ 94,000
Lee, Alabama 3 $ 531,000 $ 177,000 $ 53,000
Marion, Alabama 3 $ 239,000 $ 79,666 $ 12,000
Russell, Alabama 3 $ 446,000 $ 148,666 $ 61,000
Fairbanks North Star, Alaska 3 $ 672,000 $ 224,000 $ 0
Matanuska-Susitna, Alaska 3 $ 633,000 $ 211,000 $ 19,000
Mohave, Arizona 3 $ 496,000 $ 165,333 $ 37,000
Yuma, Arizona 3 $ 425,000 $ 141,666 $ 0
Sebastian, Arkansas 3 $ 447,000 $ 149,000 $ 51,000
Placer, California 3 $ 1,116,000 $ 372,000 $ 65,000
San Mateo, California 3 $ 1,618,000 $ 539,333 $ 118,000
Solano, California 3 $ 1,174,000 $ 391,333 $ 44,000
Tehama, California 3 $ 462,000 $ 154,000 $ 13,000
Broomfield, Colorado 3 $ 720,000 $ 240,000 $ 41,000
Grand, Colorado 3 $ 688,000 $ 229,333 $ 83,000
Moffat, Colorado 3 $ 553,000 $ 184,333 $ 16,000
Park, Colorado 3 $ 568,000 $ 189,333 $ 45,000
Teller, Colorado 3 $ 473,000 $ 157,666 $ 0
Litchfield, Connecticut 3 $ 757,000 $ 252,333 $ 0
Tolland, Connecticut 3 $ 602,000 $ 200,666 $ 123,000
Clay, Florida 3 $ 588,000 $ 196,000 $ 0
Leon, Florida 3 $ 691,000 $ 230,333 $ 34,000
Santa Rosa, Florida 3 $ 749,000 $ 249,666 $ 33,000
Sarasota, Florida 3 $ 503,000 $ 167,666 $ 62,000
Volusia, Florida 3 $ 555,000 $ 185,000 $ 15,000
Barrow, Georgia 3 $ 371,000 $ 123,666 $ 37,000
Bulloch, Georgia 3 $ 535,000 $ 178,333 $ 48,000
Clarke, Georgia 3 $ 487,000 $ 162,333 $ 62,000
Forsyth, Georgia 3 $ 756,000 $ 252,000 $ 55,000
Haralson, Georgia 3 $ 626,000 $ 208,666 $ 76,000
Houston, Georgia 3 $ 590,000 $ 196,666 $ 39,000
Jerome, Idaho 3 $ 828,000 $ 276,000 $ 20,000
Twin Falls, Idaho 3 $ 602,000 $ 200,666 $ 0
Grundy, Illinois 3 $ 705,000 $ 235,000 $ 36,000
Peoria, Illinois 3 $ 461,000 $ 153,666 $ 53,000
Rock Island, Illinois 3 $ 344,000 $ 114,666 $ 33,000
Bartholomew, Indiana 3 $ 260,000 $ 86,666 $ 4,000
Boone, Indiana 3 $ 428,000 $ 142,666 $ 76,000
Cass, Indiana 3 $ 422,000 $ 140,666 $ 26,000
Elkhart, Indiana 3 $ 367,000 $ 122,333 $ 0
Gibson, Indiana 3 $ 317,000 $ 105,666 $ 25,000
Tippecanoe, Indiana 3 $ 491,000 $ 163,666 $ 13,000
Clinton, Iowa 3 $ 505,000 $ 168,333 $ 68,000
Johnson, Iowa 3 $ 583,000 $ 194,333 $ 84,000
Marion, Iowa 3 $ 416,000 $ 138,666 $ 77,000
Pottawattamie, Iowa 3 $ 472,000 $ 157,333 $ 39,000
Story, Iowa 3 $ 331,000 $ 110,333 $ 10,000
Wapello, Iowa 3 $ 545,000 $ 181,666 $ 53,000
Johnson, Kansas 3 $ 614,000 $ 204,666 $ 49,000
Tangipahoa, Louisiana 3 $ 460,000 $ 153,333 $ 23,000
York, Maine 3 $ 558,000 $ 186,000 $ 30,000
Allegany, Maryland 3 $ 495,000 $ 165,000 $ 0
St. Mary's, Maryland 3 $ 992,000 $ 330,666 $ 0
Bristol, Massachusetts 3 $ 690,000 $ 230,000 $ 46,000
Berrien, Michigan 3 $ 537,000 $ 179,000 $ 32,000
Kent, Michigan 3 $ 447,000 $ 149,000 $ 0
St. Clair, Michigan 3 $ 475,000 $ 158,333 $ 11,000
Goodhue, Minnesota 3 $ 548,000 $ 182,666 $ 32,000
McLeod, Minnesota 3 $ 609,000 $ 203,000 $ 67,000
Otter Tail, Minnesota 3 $ 404,000 $ 134,666 $ 31,000
Steele, Minnesota 3 $ 381,000 $ 127,000 $ 31,000
DeSoto, Mississippi 3 $ 662,000 $ 220,666 $ 0
Jefferson, Missouri 3 $ 516,000 $ 172,000 $ 0
Flathead, Montana 3 $ 512,000 $ 170,666 $ 0
Scotts Bluff, Nebraska 3 $ 463,000 $ 154,333 $ 0
Carson City, Nevada 3 $ 686,000 $ 228,666 $ 0
Douglas, Nevada 3 $ 768,000 $ 256,000 $ 0
Hillsborough, New Hampshire 3 $ 596,000 $ 198,666 $ 22,000
Cape May, New Jersey 3 $ 819,000 $ 273,000 $ 26,000
Mercer, New Jersey 3 $ 854,000 $ 284,666 $ 98,000
Dona Ana, New Mexico 3 $ 465,000 $ 155,000 $ 0
New York, New York 3 $ 1,690,000 $ 563,333 $ 198,000
Schenectady, New York 3 $ 601,000 $ 200,333 $ 19,000
Currituck, North Carolina 3 $ 611,000 $ 203,666 $ 54,000
Haywood, North Carolina 3 $ 483,000 $ 161,000 $ 39,000
Iredell, North Carolina 3 $ 470,000 $ 156,666 $ 13,000
Lee, North Carolina 3 $ 529,000 $ 176,333 $ 37,000
Pasquotank, North Carolina 3 $ 592,000 $ 197,333 $ 0
Pitt, North Carolina 3 $ 631,000 $ 210,333 $ 46,000
Rutherford, North Carolina 3 $ 489,000 $ 163,000 $ 40,000
Wilson, North Carolina 3 $ 295,000 $ 98,333 $ 23,000
Madison, Ohio 3 $ 468,000 $ 156,000 $ 54,000
Washington, Oklahoma 3 $ 534,000 $ 178,000 $ 0
Columbia, Oregon 3 $ 682,000 $ 227,333 $ 21,000
Deschutes, Oregon 3 $ 551,000 $ 183,666 $ 14,000
Klamath, Oregon 3 $ 544,000 $ 181,333 $ 0
Polk, Oregon 3 $ 523,000 $ 174,333 $ 0
Cumberland, Pennsylvania 3 $ 546,000 $ 182,000 $ 14,000
Northampton, Pennsylvania 3 $ 614,000 $ 204,666 $ 53,000
Orangeburg, South Carolina 3 $ 303,000 $ 101,000 $ 27,000
Bradley, Tennessee 3 $ 434,000 $ 144,666 $ 41,000
Coffee, Tennessee 3 $ 497,000 $ 165,666 $ 0
Tipton, Tennessee 3 $ 566,000 $ 188,666 $ 0
Washington, Tennessee 3 $ 506,000 $ 168,666 $ 64,000
Hays, Texas 3 $ 662,000 $ 220,666 $ 34,000
Jefferson, Texas 3 $ 503,000 $ 167,666 $ 0
Randall, Texas 3 $ 522,000 $ 174,000 $ 0
Rockwall, Texas 3 $ 533,000 $ 177,666 $ 38,000
Smith, Texas 3 $ 442,000 $ 147,333 $ 0
Cache, Utah 3 $ 410,000 $ 136,666 $ 23,000
Franklin, Vermont 3 $ 528,000 $ 176,000 $ 56,000
Hanover, Virginia 3 $ 884,000 $ 294,666 $ 0
Norfolk, Virginia 3 $ 587,000 $ 195,666 $ 0
Orange, Virginia 3 $ 596,000 $ 198,666 $ 46,000
Portsmouth, Virginia 3 $ 536,000 $ 178,666 $ 0
Suffolk, Virginia 3 $ 752,000 $ 250,666 $ 0
Warren, Virginia 3 $ 582,000 $ 194,000 $ 12,000
Franklin, Washington 3 $ 534,000 $ 178,000 $ 0
Lewis, Washington 3 $ 669,000 $ 223,000 $ 23,000
Mason, Washington 3 $ 558,000 $ 186,000 $ 11,000
Whatcom, Washington 3 $ 679,000 $ 226,333 $ 67,000
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Mortgage Loan Application Detail Totals for American Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,442 $1,074,731,000 $197,000 $4,000,000 $30,000 $1,466,000
Home Purchase 355 $90,674,000 $255,000 $1,045,000 $101,000 $829,000
Home Improvement 11 $1,890,000 $171,000 $338,000 $68,000 $124,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,175 $825,039,000 $197,000 $1,000,000 $34,000 $829,000
Black or African American 760 $152,783,000 $201,000 $1,045,000 $23,000 $626,000
Not Provided 450 $94,398,000 $209,000 $791,000 $44,000 $1,466,000
Hispanic 308 $64,881,000 $210,000 $752,000 $32,000 $340,000
Asian 79 $23,418,000 $296,000 $4,000,000 $85,000 $1,110,000
American Indian or Alaskan Native 21 $4,059,000 $193,000 $410,000 $42,000 $232,000
Native Hawaiian or Other Pacific Islander 15 $2,717,000 $181,000 $268,000 $34,000 $97,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,692 $496,914,000 $184,000 $733,000 $33,000 $300,000
VA-guaranteed (Veterans Administration) 2,042 $417,534,000 $204,000 $696,000 $3,000 $250,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,074 $252,847,000 $235,000 $4,000,000 $96,000 $1,466,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,400 $853,543,000 $193,000 $1,045,000 $26,000 $521,000
Application Denied By Financial Institution 327 $67,672,000 $206,000 $791,000 $52,000 $500,000
File Closed For Incompleteness 313 $62,010,000 $198,000 $4,000,000 $43,000 $1,110,000
Application Withdrawn By Applicant 286 $56,964,000 $199,000 $603,000 $45,000 $300,000
Loan Purchased By The Institution 258 $82,098,000 $318,000 $1,000,000 $136,000 $1,466,000
Application Approved But Not Accepted 224 $45,008,000 $200,000 $625,000 $23,000 $205,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 100 $21,283,000 $212,000 $682,000 $67,000 $500,000
Credit History 82 $14,658,000 $178,000 $600,000 $44,000 $280,000
Debt-To-Income Ratio 53 $12,221,000 $230,000 $791,000 $58,000 $219,000
Other 38 $8,658,000 $227,000 $696,000 $19,000 $193,000
Unverifiable Information 34 $6,780,000 $199,000 $463,000 $58,000 $319,000
Employment History 12 $2,227,000 $185,000 $293,000 $59,000 $214,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,479,000 $246,000 $442,000 $28,000 $116,000
Credit Application Incomplete 2 $366,000 $183,000 $215,000 $107,000 $215,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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