American Homestar Mortgage, LLC Mortgage Lending & HMDA Data, 2024

In 2024, American Homestar Mortgage, LLC of League City, TX reported 173 mortgage applications totaling $41.5 million, about the same as 2023. The average application was for $240,144, and applicants reported an average income of $115,849. 6% of its applications resulted in an originated loan and 65% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (26), Tulsa, OK (18) and San Antonio-New Braunfels, TX (16) (applications in parentheses).

Mortgage Company & Address American Homestar Mortgage, LLC
2450 South Shore Blvd., Suite 301
League City, TX 77573
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2007  
Total Number of Mortgage Applications 173
Total Mortgage Loan Application Amount $41,545,000
Average Mortgage Loan Application Amount $240,144
Highest Mortgage Loan Application Amount $515,000
Average Applicant Income $115,849
Highest Applicant Income $5,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Homestar Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for American Homestar Mortgage, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 172 $41,280,000 $240,000 $515,000 $116,000 $5,000,000
Refinancing 1 $265,000 $265,000 $265,000 $90,000 $90,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 95 $23,155,000 $243,000 $515,000 $88,000 $250,000
Hispanic 58 $14,220,000 $245,000 $375,000 $176,000 $5,000,000
Black or African American 10 $2,160,000 $216,000 $375,000 $88,000 $118,000
American Indian or Alaskan Native 8 $1,400,000 $175,000 $205,000 $61,000 $115,000
Not Provided 2 $610,000 $305,000 $325,000 $89,000 $99,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 172 $41,440,000 $240,000 $515,000 $116,000 $5,000,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1 $105,000 $105,000 $105,000 $65,000 $65,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 112 $26,260,000 $234,000 $385,000 $130,000 $5,000,000
Application Withdrawn By Applicant 51 $12,955,000 $254,000 $515,000 $90,000 $210,000
Loan Originated 10 $2,330,000 $233,000 $345,000 $88,000 $158,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 80 $18,500,000 $231,000 $375,000 $148,000 $5,000,000
Not applicable 61 $15,285,000 $250,000 $515,000 $90,000 $210,000
Debt-To-Income Ratio 25 $6,135,000 $245,000 $385,000 $81,000 $220,000
Unverifiable Information 3 $625,000 $208,000 $295,000 $78,000 $121,000
Employment History 2 $530,000 $265,000 $275,000 $157,000 $200,000
Other 1 $295,000 $295,000 $295,000 $131,000 $131,000
Collateral 1 $175,000 $175,000 $175,000 $96,000 $96,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Homestar Mortgage, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Homestar Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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