American Mortgage Bank Mortgage Lending & HMDA Data, 2025

In 2025, American Mortgage Bank of Oklahoma City, OK reported 2,305 mortgage applications totaling $479.7 million, up 15% from 2024. The average application was for $208,127, and applicants reported an average income of $92,732. 73% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Jackson, MS (643), Kansas City, MO-KS (243) and Wichita, KS (189) (applications in parentheses).

Mortgage Company & Address American Mortgage Bank
3401 Nw 63rd Suite 620
Oklahoma City, OK 73116
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,305
Total Mortgage Loan Application Amount $479,735,000
Average Mortgage Loan Application Amount $208,127
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $92,732
Highest Applicant Income $1,124,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Mortgage Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Mortgage Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 244 $ 32,330,000 $ 132,500 $ 73,000
Rankin, Mississippi 216 $ 43,700,000 $ 202,314 $ 86,000
Sedgwick, Kansas 157 $ 32,915,000 $ 209,649 $ 97,000
Tarrant, Texas 130 $ 33,940,000 $ 261,076 $ 107,000
Madison, Mississippi 107 $ 26,135,000 $ 244,252 $ 99,000
Jefferson, Texas 75 $ 17,445,000 $ 232,600 $ 115,000
Jackson, Missouri 74 $ 16,940,000 $ 228,918 $ 94,000
Oklahoma, Oklahoma 65 $ 10,295,000 $ 158,384 $ 70,000
Madison, Indiana 56 $ 9,220,000 $ 164,642 $ 77,000
Wyandotte, Kansas 56 $ 14,720,000 $ 262,857 $ 102,000
Johnson, Kansas 46 $ 15,170,000 $ 329,782 $ 128,000
Reno, Kansas 44 $ 6,900,000 $ 156,818 $ 78,000
Orange, Texas 40 $ 8,170,000 $ 204,250 $ 108,000
Benton, Arkansas 37 $ 9,905,000 $ 267,702 $ 97,000
Le Flore, Oklahoma 34 $ 5,400,000 $ 158,823 $ 57,000
Tulsa, Oklahoma 34 $ 4,920,000 $ 144,705 $ 96,000
Yazoo, Mississippi 27 $ 2,855,000 $ 105,740 $ 50,000
Cherokee, Oklahoma 23 $ 5,015,000 $ 218,043 $ 102,000
Clay, Missouri 21 $ 5,205,000 $ 247,857 $ 89,000
Cass, Missouri 20 $ 5,970,000 $ 298,500 $ 112,000
Brown, Texas 20 $ 3,400,000 $ 170,000 $ 123,000
Copiah, Mississippi 19 $ 2,635,000 $ 138,684 $ 74,000
Dallas, Texas 19 $ 6,585,000 $ 346,578 $ 141,000
Butler, Kansas 18 $ 5,180,000 $ 287,777 $ 131,000
Warren, Mississippi 18 $ 3,230,000 $ 179,444 $ 73,000
Cleveland, Oklahoma 18 $ 3,200,000 $ 177,777 $ 90,000
Johnson, Texas 18 $ 3,900,000 $ 216,666 $ 95,000
Washington, Arkansas 17 $ 3,455,000 $ 203,235 $ 71,000
Scott, Mississippi 17 $ 2,615,000 $ 153,823 $ 77,000
Parker, Texas 16 $ 5,070,000 $ 316,875 $ 127,000
Canadian, Oklahoma 15 $ 3,015,000 $ 201,000 $ 110,000
Collin, Texas 15 $ 7,655,000 $ 510,333 $ 262,000
Hardin, Texas 15 $ 3,065,000 $ 204,333 $ 98,000
Taylor, Texas 15 $ 2,315,000 $ 154,333 $ 72,000
Leavenworth, Kansas 14 $ 4,250,000 $ 303,571 $ 138,000
Pittsburg, Oklahoma 14 $ 2,760,000 $ 197,142 $ 80,000
Wood, Texas 14 $ 2,290,000 $ 163,571 $ 77,000
Simpson, Mississippi 13 $ 1,735,000 $ 133,461 $ 55,000
McClain, Oklahoma 12 $ 3,310,000 $ 275,833 $ 126,000
Denton, Texas 11 $ 3,315,000 $ 301,363 $ 115,000
Adams, Mississippi 10 $ 1,130,000 $ 113,000 $ 49,000
Jasper, Missouri 10 $ 1,540,000 $ 154,000 $ 70,000
Platte, Missouri 10 $ 3,120,000 $ 312,000 $ 126,000
Harrison, Mississippi 9 $ 1,685,000 $ 187,222 $ 101,000
Lamar, Mississippi 9 $ 2,075,000 $ 230,555 $ 80,000
Delaware, Indiana 8 $ 1,250,000 $ 156,250 $ 70,000
Sumner, Kansas 8 $ 1,010,000 $ 126,250 $ 47,000
Attala, Mississippi 8 $ 880,000 $ 110,000 $ 66,000
Newton, Missouri 8 $ 1,060,000 $ 132,500 $ 75,000
Grady, Oklahoma 8 $ 2,040,000 $ 255,000 $ 107,000
Rockwall, Texas 8 $ 2,190,000 $ 273,750 $ 139,000
Forrest, Mississippi 7 $ 1,205,000 $ 172,142 $ 84,000
Muskogee, Oklahoma 7 $ 1,265,000 $ 180,714 $ 69,000
Harris, Texas 7 $ 2,145,000 $ 306,428 $ 113,000
Orange, Florida 6 $ 1,510,000 $ 251,666 $ 87,000
Harvey, Kansas 6 $ 840,000 $ 140,000 $ 105,000
Kingman, Kansas 6 $ 570,000 $ 95,000 $ 66,000
McPherson, Kansas 6 $ 1,010,000 $ 168,333 $ 77,000
Lincoln, Mississippi 6 $ 900,000 $ 150,000 $ 97,000
St. Louis, Missouri 6 $ 1,430,000 $ 238,333 $ 108,000
Wagoner, Oklahoma 6 $ 990,000 $ 165,000 $ 69,000
Kaufman, Texas 6 $ 1,500,000 $ 250,000 $ 112,000
Cowley, Kansas 5 $ 625,000 $ 125,000 $ 116,000
Leake, Mississippi 5 $ 625,000 $ 125,000 $ 42,000
Lowndes, Mississippi 5 $ 875,000 $ 175,000 $ 82,000
Neshoba, Mississippi 5 $ 485,000 $ 97,000 $ 81,000
Winston, Mississippi 5 $ 485,000 $ 97,000 $ 47,000
Logan, Oklahoma 5 $ 1,315,000 $ 263,000 $ 106,000
Stephens, Oklahoma 5 $ 895,000 $ 179,000 $ 133,000
Hunt, Texas 5 $ 1,125,000 $ 225,000 $ 111,000
Wise, Texas 5 $ 1,495,000 $ 299,000 $ 148,000
Bay, Florida 4 $ 1,350,000 $ 337,500 $ 83,000
Henry, Indiana 4 $ 690,000 $ 172,500 $ 55,000
Douglas, Kansas 4 $ 660,000 $ 165,000 $ 73,000
Alfalfa, Oklahoma 4 $ 250,000 $ 62,500 $ 62,000
Caddo, Oklahoma 4 $ 400,000 $ 100,000 $ 87,000
Latimer, Oklahoma 4 $ 370,000 $ 92,500 $ 45,000
Montgomery, Pennsylvania 4 $ 1,240,000 $ 310,000 $ 93,000
Jasper, Texas 4 $ 830,000 $ 207,500 $ 106,000
Pierce, Washington 4 $ 1,600,000 $ 400,000 $ 149,000
Lowndes, Georgia 3 $ 975,000 $ 325,000 $ 110,000
Marion, Indiana 3 $ 555,000 $ 185,000 $ 58,000
Tippecanoe, Indiana 3 $ 475,000 $ 158,333 $ 53,000
Jasper, Mississippi 3 $ 245,000 $ 81,666 $ 50,000
Newton, Mississippi 3 $ 215,000 $ 71,666 $ 44,000
Pearl River, Mississippi 3 $ 705,000 $ 235,000 $ 114,000
Pike, Mississippi 3 $ 255,000 $ 85,000 $ 53,000
Wake, North Carolina 3 $ 1,245,000 $ 415,000 $ 131,000
Adair, Oklahoma 3 $ 405,000 $ 135,000 $ 50,000
Kay, Oklahoma 3 $ 495,000 $ 165,000 $ 71,000
Mayes, Oklahoma 3 $ 435,000 $ 145,000 $ 52,000
Okmulgee, Oklahoma 3 $ 485,000 $ 161,666 $ 58,000
Pottawatomie, Oklahoma 3 $ 605,000 $ 201,666 $ 156,000
Woods, Oklahoma 3 $ 155,000 $ 51,666 $ 26,000
McLennan, Texas 3 $ 535,000 $ 178,333 $ 89,000
Lake, Florida 2 $ 940,000 $ 470,000 $ 152,000
Grant, Indiana 2 $ 340,000 $ 170,000 $ 57,000
Hancock, Indiana 2 $ 320,000 $ 160,000 $ 49,000
Howard, Indiana 2 $ 170,000 $ 85,000 $ 76,000
Ellis, Kansas 2 $ 310,000 $ 155,000 $ 61,000
Franklin, Kansas 2 $ 320,000 $ 160,000 $ 85,000
Jefferson, Kansas 2 $ 470,000 $ 235,000 $ 85,000
Linn, Kansas 2 $ 640,000 $ 320,000 $ 226,000
Mitchell, Kansas 2 $ 170,000 $ 85,000 $ 73,000
Covington, Mississippi 2 $ 270,000 $ 135,000 $ 73,000
Lawrence, Mississippi 2 $ 160,000 $ 80,000 $ 50,000
Oktibbeha, Mississippi 2 $ 610,000 $ 305,000 $ 105,000
Panola, Mississippi 2 $ 250,000 $ 125,000 $ 75,000
Sharkey, Mississippi 2 $ 140,000 $ 70,000 $ 88,000
Barton, Missouri 2 $ 210,000 $ 105,000 $ 42,000
Buchanan, Missouri 2 $ 250,000 $ 125,000 $ 52,000
Dodge, Nebraska 2 $ 420,000 $ 210,000 $ 56,000
Keith, Nebraska 2 $ 460,000 $ 230,000 $ 129,000
Cumberland, North Carolina 2 $ 340,000 $ 170,000 $ 49,000
Cuyahoga, Ohio 2 $ 180,000 $ 90,000 $ 214,000
Garfield, Oklahoma 2 $ 270,000 $ 135,000 $ 80,000
Grant, Oklahoma 2 $ 230,000 $ 115,000 $ 46,000
Lincoln, Oklahoma 2 $ 380,000 $ 190,000 $ 76,000
McIntosh, Oklahoma 2 $ 600,000 $ 300,000 $ 141,000
Okfuskee, Oklahoma 2 $ 410,000 $ 205,000 $ 82,000
Osage, Oklahoma 2 $ 560,000 $ 280,000 $ 128,000
Ottawa, Oklahoma 2 $ 190,000 $ 95,000 $ 51,000
Payne, Oklahoma 2 $ 530,000 $ 265,000 $ 214,000
Rogers, Oklahoma 2 $ 680,000 $ 340,000 $ 114,000
Sequoyah, Oklahoma 2 $ 430,000 $ 215,000 $ 84,000
Callahan, Texas 2 $ 200,000 $ 100,000 $ 50,000
DeWitt, Texas 2 $ 200,000 $ 100,000 $ 73,000
Ellis, Texas 2 $ 670,000 $ 335,000 $ 158,000
Hood, Texas 2 $ 660,000 $ 330,000 $ 116,000
Lamar, Texas 2 $ 500,000 $ 250,000 $ 93,000
Montgomery, Texas 2 $ 210,000 $ 105,000 $ 83,000
Rains, Texas 2 $ 520,000 $ 260,000 $ 71,000
Smith, Texas 2 $ 820,000 $ 410,000 $ 108,000
Somervell, Texas 2 $ 880,000 $ 440,000 $ 179,000
Tyler, Texas 2 $ 400,000 $ 200,000 $ 114,000
Kitsap, Washington 2 $ 650,000 $ 325,000 $ 111,000
Walla Walla, Washington 2 $ 480,000 $ 240,000 $ 45,000
Calhoun, Alabama 1 $ 165,000 $ 165,000 $ 78,000
Lauderdale, Alabama 1 $ 645,000 $ 645,000 $ 0
Madison, Alabama 1 $ 225,000 $ 225,000 $ 120,000
Franklin, Arkansas 1 $ 165,000 $ 165,000 $ 41,000
Madison, Arkansas 1 $ 205,000 $ 205,000 $ 72,000
Saline, Arkansas 1 $ 355,000 $ 355,000 $ 104,000
Sebastian, Arkansas 1 $ 175,000 $ 175,000 $ 70,000
Boulder, Colorado 1 $ 645,000 $ 645,000 $ 202,000
Elbert, Colorado 1 $ 515,000 $ 515,000 $ 119,000
Capitol Planning Region, Connecticut 1 $ 355,000 $ 355,000 $ 145,000
Lee, Florida 1 $ 405,000 $ 405,000 $ 123,000
Miami-Dade, Florida 1 $ 515,000 $ 515,000 $ 156,000
Okaloosa, Florida 1 $ 355,000 $ 355,000 $ 101,000
Seminole, Florida 1 $ 285,000 $ 285,000 $ 75,000
Bulloch, Georgia 1 $ 175,000 $ 175,000 $ 61,000
Cook, Georgia 1 $ 255,000 $ 255,000 $ 124,000
Fulton, Georgia 1 $ 225,000 $ 225,000 $ 94,000
Henry, Georgia 1 $ 355,000 $ 355,000 $ 176,000
Newton, Indiana 1 $ 115,000 $ 115,000 $ 52,000
Wayne, Indiana 1 $ 115,000 $ 115,000 $ 63,000
Atchison, Kansas 1 $ 185,000 $ 185,000 $ 54,000
Barber, Kansas 1 $ 65,000 $ 65,000 $ 57,000
Doniphan, Kansas 1 $ 535,000 $ 535,000 $ 145,000
Osage, Kansas 1 $ 115,000 $ 115,000 $ 52,000
Russell, Kansas 1 $ 125,000 $ 125,000 $ 59,000
Shawnee, Kansas 1 $ 155,000 $ 155,000 $ 70,000
Bossier, Louisiana 1 $ 365,000 $ 365,000 $ 146,000
East Baton Rouge, Louisiana 1 $ 135,000 $ 135,000 $ 111,000
Alcorn, Mississippi 1 $ 165,000 $ 165,000 $ 75,000
Claiborne, Mississippi 1 $ 235,000 $ 235,000 $ 95,000
Clarke, Mississippi 1 $ 175,000 $ 175,000 $ 85,000
George, Mississippi 1 $ 185,000 $ 185,000 $ 43,000
Jefferson Davis, Mississippi 1 $ 155,000 $ 155,000 $ 58,000
Jones, Mississippi 1 $ 165,000 $ 165,000 $ 75,000
Lafayette, Mississippi 1 $ 505,000 $ 505,000 $ 255,000
Lauderdale, Mississippi 1 $ 145,000 $ 145,000 $ 82,000
Montgomery, Mississippi 1 $ 205,000 $ 205,000 $ 101,000
Smith, Mississippi 1 $ 235,000 $ 235,000 $ 81,000
Barry, Missouri 1 $ 195,000 $ 195,000 $ 61,000
DeKalb, Missouri 1 $ 165,000 $ 165,000 $ 86,000
Greene, Missouri 1 $ 145,000 $ 145,000 $ 47,000
McDonald, Missouri 1 $ 255,000 $ 255,000 $ 80,000
St. Charles, Missouri 1 $ 345,000 $ 345,000 $ 145,000
St. Louis City, Missouri 1 $ 185,000 $ 185,000 $ 113,000
Worth, Missouri 1 $ 295,000 $ 295,000 $ 62,000
Dawson, Nebraska 1 $ 105,000 $ 105,000 $ 33,000
Frontier, Nebraska 1 $ 85,000 $ 85,000 $ 42,000
Lincoln, Nebraska 1 $ 155,000 $ 155,000 $ 41,000
Pierce, Nebraska 1 $ 175,000 $ 175,000 $ 76,000
Sheridan, Nebraska 1 $ 75,000 $ 75,000 $ 40,000
Sandoval, New Mexico 1 $ 555,000 $ 555,000 $ 159,000
Brunswick, North Carolina 1 $ 365,000 $ 365,000 $ 106,000
Franklin, Ohio 1 $ 175,000 $ 175,000 $ 53,000
Mahoning, Ohio 1 $ 65,000 $ 65,000 $ 355,000
Coal, Oklahoma 1 $ 175,000 $ 175,000 $ 90,000
Custer, Oklahoma 1 $ 205,000 $ 205,000 $ 71,000
Ellis, Oklahoma 1 $ 155,000 $ 155,000 $ 127,000
Garvin, Oklahoma 1 $ 145,000 $ 145,000 $ 55,000
Haskell, Oklahoma 1 $ 135,000 $ 135,000 $ 72,000
Kingfisher, Oklahoma 1 $ 145,000 $ 145,000 $ 48,000
Major, Oklahoma 1 $ 55,000 $ 55,000 $ 202,000
Noble, Oklahoma 1 $ 35,000 $ 35,000 $ 79,000
Washington, Oklahoma 1 $ 195,000 $ 195,000 $ 71,000
Clatsop, Oregon 1 $ 115,000 $ 115,000 $ 45,000
Philadelphia, Pennsylvania 1 $ 255,000 $ 255,000 $ 64,000
Greenville, South Carolina 1 $ 575,000 $ 575,000 $ 269,000
Lincoln, South Dakota 1 $ 255,000 $ 255,000 $ 346,000
Bradley, Tennessee 1 $ 355,000 $ 355,000 $ 99,000
Cumberland, Tennessee 1 $ 345,000 $ 345,000 $ 122,000
Bell, Texas 1 $ 205,000 $ 205,000 $ 54,000
Bexar, Texas 1 $ 495,000 $ 495,000 $ 146,000
Bosque, Texas 1 $ 215,000 $ 215,000 $ 58,000
Bowie, Texas 1 $ 275,000 $ 275,000 $ 112,000
Brazoria, Texas 1 $ 165,000 $ 165,000 $ 76,000
Brazos, Texas 1 $ 215,000 $ 215,000 $ 162,000
Briscoe, Texas 1 $ 195,000 $ 195,000 $ 76,000
Coleman, Texas 1 $ 115,000 $ 115,000 $ 126,000
Coryell, Texas 1 $ 125,000 $ 125,000 $ 34,000
Fannin, Texas 1 $ 285,000 $ 285,000 $ 114,000
Galveston, Texas 1 $ 115,000 $ 115,000 $ 68,000
Grayson, Texas 1 $ 225,000 $ 225,000 $ 47,000
Guadalupe, Texas 1 $ 255,000 $ 255,000 $ 102,000
Harrison, Texas 1 $ 305,000 $ 305,000 $ 98,000
Henderson, Texas 1 $ 505,000 $ 505,000 $ 257,000
Hidalgo, Texas 1 $ 355,000 $ 355,000 $ 263,000
Hill, Texas 1 $ 585,000 $ 585,000 $ 250,000
Houston, Texas 1 $ 195,000 $ 195,000 $ 51,000
Jones, Texas 1 $ 85,000 $ 85,000 $ 63,000
Lubbock, Texas 1 $ 275,000 $ 275,000 $ 179,000
Navarro, Texas 1 $ 175,000 $ 175,000 $ 45,000
San Jacinto, Texas 1 $ 115,000 $ 115,000 $ 89,000
Travis, Texas 1 $ 305,000 $ 305,000 $ 153,000
Trinity, Texas 1 $ 145,000 $ 145,000 $ 30,000
Uvalde, Texas 1 $ 385,000 $ 385,000 $ 116,000
Ward, Texas 1 $ 315,000 $ 315,000 $ 80,000
Wichita, Texas 1 $ 85,000 $ 85,000 $ 43,000
Williamson, Texas 1 $ 445,000 $ 445,000 $ 129,000
Weber, Utah 1 $ 595,000 $ 595,000 $ 0
Chesterfield, Virginia 1 $ 435,000 $ 435,000 $ 70,000
Portsmouth, Virginia 1 $ 245,000 $ 245,000 $ 65,000
Richmond City, Virginia 1 $ 225,000 $ 225,000 $ 72,000
Spotsylvania, Virginia 1 $ 305,000 $ 305,000 $ 75,000
King, Washington 1 $ 665,000 $ 665,000 $ 161,000
Kittitas, Washington 1 $ 325,000 $ 325,000 $ 0
Snohomish, Washington 1 $ 515,000 $ 515,000 $ 127,000
Thurston, Washington 1 $ 665,000 $ 665,000 $ 135,000

Mortgage Loan Application Detail Totals for American Mortgage Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,094 $435,310,000 $207,000 $855,000 $91,000 $1,124,000
Cash-out Refinancing 111 $22,435,000 $202,000 $805,000 $105,000 $729,000
Refinancing 70 $21,690,000 $309,000 $775,000 $137,000 $712,000
Other Purpose 30 $300,000 $10,000 $15,000 $65,000 $114,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,234 $269,140,000 $218,000 $855,000 $101,000 $1,124,000
Black or African American 606 $108,710,000 $179,000 $805,000 $76,000 $375,000
Hispanic 311 $61,135,000 $196,000 $565,000 $84,000 $761,000
Not Provided 68 $19,630,000 $288,000 $805,000 $130,000 $775,000
Asian 45 $12,205,000 $271,000 $515,000 $98,000 $237,000
American Indian or Alaskan Native 38 $8,080,000 $212,000 $565,000 $90,000 $331,000
Native Hawaiian or Other Pacific Islander 3 $835,000 $278,000 $535,000 $108,000 $145,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,030 $187,680,000 $182,000 $855,000 $105,000 $1,124,000
FHA-insured (Federal Housing Administration) 914 $206,470,000 $225,000 $665,000 $81,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 206 $36,680,000 $178,000 $355,000 $68,000 $146,000
VA-guaranteed (Veterans Administration) 155 $48,905,000 $315,000 $805,000 $112,000 $321,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,681 $351,675,000 $209,000 $805,000 $94,000 $1,124,000
Application Withdrawn By Applicant 434 $89,600,000 $206,000 $805,000 $93,000 $560,000
Application Denied By Financial Institution 107 $21,955,000 $205,000 $805,000 $76,000 $269,000
Application Approved But Not Accepted 82 $16,160,000 $197,000 $855,000 $92,000 $344,000
File Closed For Incompleteness 1 $345,000 $345,000 $345,000 $154,000 $154,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,198 $457,780,000 $208,000 $855,000 $94,000 $1,124,000
Debt-To-Income Ratio 27 $5,865,000 $217,000 $575,000 $68,000 $141,000
Collateral 21 $3,485,000 $165,000 $335,000 $66,000 $123,000
Credit History 15 $3,265,000 $217,000 $495,000 $94,000 $222,000
Unverifiable Information 15 $3,505,000 $233,000 $475,000 $82,000 $180,000
Employment History 13 $3,315,000 $255,000 $805,000 $98,000 $269,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,495,000 $166,000 $405,000 $68,000 $136,000
Other 6 $890,000 $148,000 $245,000 $47,000 $53,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $65,000 $65,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Mortgage Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Mortgage Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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