American Unified Mortgage, Inc Mortgage Lending & HMDA Data, 2006
In 2006, American Unified Mortgage, Inc of Oceanside, CA reported 1,250 mortgage applications totaling $196.4 million, down 40% from 2005. The average application was for $157,088, and applicants reported an average income of $65,563. 15% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (94), San Diego-Carlsbad-San Marcos, CA (77) and Charlotte-Gastonia-Concord, NC-SC (42) (applications in parentheses).
| Mortgage Company & Address | American Unified Mortgage, Inc 4630 North Avenue, Suite A Oceanside, CA 92056 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,250 |
| Total Mortgage Loan Application Amount | $196,360,000 |
| Average Mortgage Loan Application Amount | $157,088 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $65,563 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Unified Mortgage, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego, California | 77 | $ 21,190,000 | $ 275,194 | $ 106,000 |
| Wayne, Michigan | 31 | $ 4,030,000 | $ 130,000 | $ 47,000 |
| Los Angeles, California | 29 | $ 7,215,000 | $ 248,793 | $ 144,000 |
| Oklahoma, Oklahoma | 27 | $ 3,572,000 | $ 132,296 | $ 48,000 |
| Mecklenburg, North Carolina | 25 | $ 3,356,000 | $ 134,240 | $ 47,000 |
| Orange, California | 18 | $ 5,056,000 | $ 280,888 | $ 107,000 |
| Wake, North Carolina | 17 | $ 2,326,000 | $ 136,823 | $ 40,000 |
| Cumberland, North Carolina | 16 | $ 2,705,000 | $ 169,062 | $ 88,000 |
| DeKalb, Georgia | 14 | $ 1,902,000 | $ 135,857 | $ 45,000 |
| Fulton, Georgia | 14 | $ 1,967,000 | $ 140,500 | $ 54,000 |
| Gwinnett, Georgia | 14 | $ 3,770,000 | $ 269,285 | $ 99,000 |
| Riverside, California | 13 | $ 4,964,000 | $ 381,846 | $ 149,000 |
| Marion, Indiana | 12 | $ 1,285,000 | $ 107,083 | $ 74,000 |
| Tulsa, Oklahoma | 12 | $ 1,318,000 | $ 109,833 | $ 44,000 |
| San Bernardino, California | 11 | $ 1,758,000 | $ 159,818 | $ 367,000 |
| Cobb, Georgia | 11 | $ 1,533,000 | $ 139,363 | $ 38,000 |
| Douglas, Nebraska | 11 | $ 1,953,000 | $ 177,545 | $ 60,000 |
| Forsyth, North Carolina | 11 | $ 1,391,000 | $ 126,454 | $ 45,000 |
| Guilford, North Carolina | 10 | $ 1,398,000 | $ 139,800 | $ 38,000 |
| St. Joseph, Indiana | 9 | $ 1,338,000 | $ 148,666 | $ 45,000 |
| Middlesex, Massachusetts | 9 | $ 1,424,000 | $ 158,222 | $ 57,000 |
| Macomb, Michigan | 9 | $ 1,315,000 | $ 146,111 | $ 49,000 |
| El Paso, Colorado | 8 | $ 1,201,000 | $ 150,125 | $ 64,000 |
| Henry, Georgia | 8 | $ 1,120,000 | $ 140,000 | $ 42,000 |
| Gaston, North Carolina | 8 | $ 1,072,000 | $ 134,000 | $ 79,000 |
| Iredell, North Carolina | 8 | $ 832,000 | $ 104,000 | $ 29,000 |
| Pierce, Washington | 8 | $ 1,490,000 | $ 186,250 | $ 59,000 |
| Adams, Colorado | 7 | $ 1,055,000 | $ 150,714 | $ 33,000 |
| Lake, Indiana | 7 | $ 819,000 | $ 117,000 | $ 85,000 |
| Worcester, Massachusetts | 7 | $ 1,099,000 | $ 157,000 | $ 61,000 |
| Durham, North Carolina | 7 | $ 860,000 | $ 122,857 | $ 44,000 |
| Pitt, North Carolina | 7 | $ 837,000 | $ 119,571 | $ 56,000 |
| Hartford, Connecticut | 6 | $ 752,000 | $ 125,333 | $ 87,000 |
| Chatham, Georgia | 6 | $ 585,000 | $ 97,500 | $ 43,000 |
| Liberty, Georgia | 6 | $ 770,000 | $ 128,333 | $ 44,000 |
| Bristol, Massachusetts | 6 | $ 640,000 | $ 106,666 | $ 54,000 |
| Hampden, Massachusetts | 6 | $ 747,000 | $ 124,500 | $ 42,000 |
| Ingham, Michigan | 6 | $ 665,000 | $ 110,833 | $ 36,000 |
| Buncombe, North Carolina | 6 | $ 797,000 | $ 132,833 | $ 42,000 |
| Travis, Texas | 6 | $ 1,373,000 | $ 228,833 | $ 151,000 |
| Cowlitz, Washington | 6 | $ 810,000 | $ 135,000 | $ 34,000 |
| King, Washington | 6 | $ 795,000 | $ 132,500 | $ 44,000 |
| Snohomish, Washington | 6 | $ 1,057,000 | $ 176,166 | $ 42,000 |
| Sacramento, California | 5 | $ 1,305,000 | $ 261,000 | $ 64,000 |
| Ventura, California | 5 | $ 1,486,000 | $ 297,200 | $ 392,000 |
| New Haven, Connecticut | 5 | $ 750,000 | $ 150,000 | $ 51,000 |
| Broward, Florida | 5 | $ 753,000 | $ 150,600 | $ 76,000 |
| Hillsborough, Florida | 5 | $ 589,000 | $ 117,800 | $ 32,000 |
| Douglas, Georgia | 5 | $ 674,000 | $ 134,800 | $ 45,000 |
| Muscogee, Georgia | 5 | $ 624,000 | $ 124,800 | $ 75,000 |
| Paulding, Georgia | 5 | $ 465,000 | $ 93,000 | $ 34,000 |
| Hamilton, Indiana | 5 | $ 925,000 | $ 185,000 | $ 144,000 |
| Montgomery, Maryland | 5 | $ 1,163,000 | $ 232,600 | $ 85,000 |
| Prince George's, Maryland | 5 | $ 546,000 | $ 109,200 | $ 84,000 |
| Jackson, Michigan | 5 | $ 1,175,000 | $ 235,000 | $ 51,000 |
| Kent, Michigan | 5 | $ 625,000 | $ 125,000 | $ 31,000 |
| Oakland, Michigan | 5 | $ 596,000 | $ 119,200 | $ 33,000 |
| Sarpy, Nebraska | 5 | $ 640,000 | $ 128,000 | $ 35,000 |
| Brunswick, North Carolina | 5 | $ 712,000 | $ 142,400 | $ 38,000 |
| Caldwell, North Carolina | 5 | $ 545,000 | $ 109,000 | $ 46,000 |
| Catawba, North Carolina | 5 | $ 600,000 | $ 120,000 | $ 28,000 |
| Union, North Carolina | 5 | $ 595,000 | $ 119,000 | $ 40,000 |
| Canadian, Oklahoma | 5 | $ 505,000 | $ 101,000 | $ 55,000 |
| Cleveland, Oklahoma | 5 | $ 485,000 | $ 97,000 | $ 51,000 |
| Alameda, California | 4 | $ 1,175,000 | $ 293,750 | $ 68,000 |
| Contra Costa, California | 4 | $ 505,000 | $ 126,250 | $ 73,000 |
| Santa Clara, California | 4 | $ 980,000 | $ 245,000 | $ 74,000 |
| Solano, California | 4 | $ 1,588,000 | $ 397,000 | $ 115,000 |
| Stanislaus, California | 4 | $ 481,000 | $ 120,250 | $ 42,000 |
| Pinellas, Florida | 4 | $ 400,000 | $ 100,000 | $ 39,000 |
| Cherokee, Georgia | 4 | $ 651,000 | $ 162,750 | $ 63,000 |
| Clayton, Georgia | 4 | $ 390,000 | $ 97,500 | $ 40,000 |
| Houston, Georgia | 4 | $ 499,000 | $ 124,750 | $ 33,000 |
| Lowndes, Georgia | 4 | $ 298,000 | $ 74,500 | $ 44,000 |
| Bonneville, Idaho | 4 | $ 459,000 | $ 114,750 | $ 30,000 |
| Owen, Indiana | 4 | $ 486,000 | $ 121,500 | $ 32,000 |
| Plymouth, Massachusetts | 4 | $ 945,000 | $ 236,250 | $ 74,000 |
| Washtenaw, Michigan | 4 | $ 1,119,000 | $ 279,750 | $ 192,000 |
| Scotts Bluff, Nebraska | 4 | $ 489,000 | $ 122,250 | $ 60,000 |
| Carteret, North Carolina | 4 | $ 566,000 | $ 141,500 | $ 39,000 |
| Davidson, North Carolina | 4 | $ 485,000 | $ 121,250 | $ 174,000 |
| Duplin, North Carolina | 4 | $ 390,000 | $ 97,500 | $ 30,000 |
| Randolph, North Carolina | 4 | $ 487,000 | $ 121,750 | $ 27,000 |
| Rowan, North Carolina | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| Benton, Washington | 4 | $ 542,000 | $ 135,500 | $ 55,000 |
| Clallam, Washington | 4 | $ 535,000 | $ 133,750 | $ 69,000 |
| Clark, Washington | 4 | $ 591,000 | $ 147,750 | $ 44,000 |
| Kitsap, Washington | 4 | $ 679,000 | $ 169,750 | $ 124,000 |
| Yakima, Washington | 4 | $ 545,000 | $ 136,250 | $ 43,000 |
| Kern, California | 3 | $ 390,000 | $ 130,000 | $ 55,000 |
| Merced, California | 3 | $ 678,000 | $ 226,000 | $ 40,000 |
| Shasta, California | 3 | $ 450,000 | $ 150,000 | $ 69,000 |
| Sonoma, California | 3 | $ 878,000 | $ 292,666 | $ 28,000 |
| Denver, Colorado | 3 | $ 254,000 | $ 84,666 | $ 46,000 |
| Coffee, Georgia | 3 | $ 341,000 | $ 113,666 | $ 35,000 |
| Columbia, Georgia | 3 | $ 377,000 | $ 125,666 | $ 28,000 |
| Fayette, Georgia | 3 | $ 485,000 | $ 161,666 | $ 73,000 |
| Rockdale, Georgia | 3 | $ 375,000 | $ 125,000 | $ 41,000 |
| Ada, Idaho | 3 | $ 340,000 | $ 113,333 | $ 32,000 |
| Bannock, Idaho | 3 | $ 400,000 | $ 133,333 | $ 40,000 |
| Twin Falls, Idaho | 3 | $ 326,000 | $ 108,666 | $ 42,000 |
| Allen, Indiana | 3 | $ 275,000 | $ 91,666 | $ 30,000 |
| Grant, Indiana | 3 | $ 302,000 | $ 100,666 | $ 45,000 |
| LaPorte, Indiana | 3 | $ 304,000 | $ 101,333 | $ 18,000 |
| Baltimore, Maryland | 3 | $ 340,000 | $ 113,333 | $ 44,000 |
| Genesee, Michigan | 3 | $ 460,000 | $ 153,333 | $ 37,000 |
| Isabella, Michigan | 3 | $ 291,000 | $ 97,000 | $ 23,000 |
| Kalamazoo, Michigan | 3 | $ 323,000 | $ 107,666 | $ 26,000 |
| Saginaw, Michigan | 3 | $ 383,000 | $ 127,666 | $ 68,000 |
| St. Clair, Michigan | 3 | $ 505,000 | $ 168,333 | $ 36,000 |
| Dodge, Nebraska | 3 | $ 350,000 | $ 116,666 | $ 65,000 |
| Cabarrus, North Carolina | 3 | $ 360,000 | $ 120,000 | $ 35,000 |
| Johnston, North Carolina | 3 | $ 347,000 | $ 115,666 | $ 37,000 |
| McDowell, North Carolina | 3 | $ 317,000 | $ 105,666 | $ 34,000 |
| Onslow, North Carolina | 3 | $ 335,000 | $ 111,666 | $ 33,000 |
| Rockingham, North Carolina | 3 | $ 245,000 | $ 81,666 | $ 50,000 |
| Rutherford, North Carolina | 3 | $ 410,000 | $ 136,666 | $ 49,000 |
| Surry, North Carolina | 3 | $ 414,000 | $ 138,000 | $ 41,000 |
| Kay, Oklahoma | 3 | $ 300,000 | $ 100,000 | $ 48,000 |
| Spokane, Washington | 3 | $ 305,000 | $ 101,666 | $ 35,000 |
| Fresno, California | 2 | $ 250,000 | $ 125,000 | $ 28,000 |
| La Plata, Colorado | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| Pueblo, Colorado | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Summit, Colorado | 2 | $ 658,000 | $ 329,000 | $ 165,000 |
| Fairfield, Connecticut | 2 | $ 255,000 | $ 127,500 | $ 46,000 |
| District of Columbia, District Of Columbia | 2 | $ 650,000 | $ 325,000 | $ 96,000 |
| Duval, Florida | 2 | $ 150,000 | $ 75,000 | $ 25,000 |
| Escambia, Florida | 2 | $ 225,000 | $ 112,500 | $ 25,000 |
| Okaloosa, Florida | 2 | $ 205,000 | $ 102,500 | $ 55,000 |
| Palm Beach, Florida | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Polk, Florida | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Seminole, Florida | 2 | $ 339,000 | $ 169,500 | $ 85,000 |
| Bryan, Georgia | 2 | $ 402,000 | $ 201,000 | $ 81,000 |
| Coweta, Georgia | 2 | $ 365,000 | $ 182,500 | $ 65,000 |
| Floyd, Georgia | 2 | $ 395,000 | $ 197,500 | $ 78,000 |
| Forsyth, Georgia | 2 | $ 540,000 | $ 270,000 | $ 146,000 |
| Richmond, Georgia | 2 | $ 176,000 | $ 88,000 | $ 46,000 |
| Troup, Georgia | 2 | $ 240,000 | $ 120,000 | $ 27,000 |
| Walton, Georgia | 2 | $ 221,000 | $ 110,500 | $ 35,000 |
| Ware, Georgia | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Whitfield, Georgia | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Bear Lake, Idaho | 2 | $ 207,000 | $ 103,500 | $ 36,000 |
| Canyon, Idaho | 2 | $ 195,000 | $ 97,500 | $ 36,000 |
| Kootenai, Idaho | 2 | $ 326,000 | $ 163,000 | $ 226,000 |
| Elkhart, Indiana | 2 | $ 320,000 | $ 160,000 | $ 30,000 |
| Hendricks, Indiana | 2 | $ 65,000 | $ 32,500 | $ 71,000 |
| Kosciusko, Indiana | 2 | $ 172,000 | $ 86,000 | $ 30,000 |
| Morgan, Indiana | 2 | $ 205,000 | $ 102,500 | $ 16,000 |
| Putnam, Indiana | 2 | $ 259,000 | $ 129,500 | $ 36,000 |
| Starke, Indiana | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| White, Indiana | 2 | $ 234,000 | $ 117,000 | $ 61,000 |
| Anne Arundel, Maryland | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Baltimore City, Maryland | 2 | $ 205,000 | $ 102,500 | $ 29,000 |
| Harford, Maryland | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Barnstable, Massachusetts | 2 | $ 569,000 | $ 284,500 | $ 30,000 |
| Berkshire, Massachusetts | 2 | $ 295,000 | $ 147,500 | $ 36,000 |
| Franklin, Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Norfolk, Massachusetts | 2 | $ 234,000 | $ 117,000 | $ 66,000 |
| Suffolk, Massachusetts | 2 | $ 426,000 | $ 213,000 | $ 101,000 |
| Cheboygan, Michigan | 2 | $ 230,000 | $ 115,000 | $ 15,000 |
| Gladwin, Michigan | 2 | $ 380,000 | $ 190,000 | $ 59,000 |
| Grand Traverse, Michigan | 2 | $ 240,000 | $ 120,000 | $ 27,000 |
| Ionia, Michigan | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Lapeer, Michigan | 2 | $ 270,000 | $ 135,000 | $ 28,000 |
| Lenawee, Michigan | 2 | $ 270,000 | $ 135,000 | $ 27,000 |
| Muskegon, Michigan | 2 | $ 231,000 | $ 115,500 | $ 41,000 |
| Sanilac, Michigan | 2 | $ 312,000 | $ 156,000 | $ 70,000 |
| St. Joseph, Michigan | 2 | $ 225,000 | $ 112,500 | $ 21,000 |
| Flathead, Montana | 2 | $ 245,000 | $ 122,500 | $ 66,000 |
| Lincoln, Nebraska | 2 | $ 195,000 | $ 97,500 | $ 30,000 |
| Richardson, Nebraska | 2 | $ 100,000 | $ 50,000 | $ 19,000 |
| Alamance, North Carolina | 2 | $ 240,000 | $ 120,000 | $ 30,000 |
| Burke, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Craven, North Carolina | 2 | $ 195,000 | $ 97,500 | $ 36,000 |
| Dare, North Carolina | 2 | $ 219,000 | $ 109,500 | $ 41,000 |
| Edgecombe, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Franklin, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Henderson, North Carolina | 2 | $ 278,000 | $ 139,000 | $ 30,000 |
| Lee, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| Lincoln, North Carolina | 2 | $ 195,000 | $ 97,500 | $ 29,000 |
| New Hanover, North Carolina | 2 | $ 316,000 | $ 158,000 | $ 48,000 |
| Bryan, Oklahoma | 2 | $ 125,000 | $ 62,500 | $ 23,000 |
| Comanche, Oklahoma | 2 | $ 235,000 | $ 117,500 | $ 42,000 |
| Garfield, Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Le Flore, Oklahoma | 2 | $ 169,000 | $ 84,500 | $ 25,000 |
| Logan, Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 20,000 |
| Philadelphia, Pennsylvania | 2 | $ 375,000 | $ 187,500 | $ 71,000 |
| Richland, South Carolina | 2 | $ 199,000 | $ 99,500 | $ 60,000 |
| Grays Harbor, Washington | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Island, Washington | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| Okanogan, Washington | 2 | $ 185,000 | $ 92,500 | $ 36,000 |
| Thurston, Washington | 2 | $ 265,000 | $ 132,500 | $ 80,000 |
| Craighead, Arkansas | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Butte, California | 1 | $ 120,000 | $ 120,000 | $ 13,000 |
| Humboldt, California | 1 | $ 304,000 | $ 304,000 | $ 108,000 |
| Imperial, California | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Marin, California | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Placer, California | 1 | $ 358,000 | $ 358,000 | $ 120,000 |
| San Benito, California | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Santa Barbara, California | 1 | $ 508,000 | $ 508,000 | $ 24,000 |
| Tuolumne, California | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Yolo, California | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Arapahoe, Colorado | 1 | $ 200,000 | $ 200,000 | $ 23,000 |
| Douglas, Colorado | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Fremont, Colorado | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Jefferson, Colorado | 1 | $ 187,000 | $ 187,000 | $ 84,000 |
| Montezuma, Colorado | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Teller, Colorado | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Washington, Colorado | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Weld, Colorado | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| New London, Connecticut | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Windham, Connecticut | 1 | $ 188,000 | $ 188,000 | $ 18,000 |
| Alachua, Florida | 1 | $ 110,000 | $ 110,000 | $ 14,000 |
| Bay, Florida | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Brevard, Florida | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Charlotte, Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Collier, Florida | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Indian River, Florida | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Lee, Florida | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Leon, Florida | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Marion, Florida | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Miami-Dade, Florida | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Orange, Florida | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Pasco, Florida | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Walton, Florida | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Appling, Georgia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Baldwin, Georgia | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Ben Hill, Georgia | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Bibb, Georgia | 1 | $ 148,000 | $ 148,000 | $ 16,000 |
| Catoosa, Georgia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Clarke, Georgia | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Crawford, Georgia | 1 | $ 110,000 | $ 110,000 | $ 12,000 |
| Dawson, Georgia | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Dooly, Georgia | 1 | $ 120,000 | $ 120,000 | $ 12,000 |
| Evans, Georgia | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Franklin, Georgia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Habersham, Georgia | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Hall, Georgia | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Haralson, Georgia | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Jeff Davis, Georgia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Madison, Georgia | 1 | $ 284,000 | $ 284,000 | $ 106,000 |
| Mitchell, Georgia | 1 | $ 120,000 | $ 120,000 | $ 12,000 |
| Murray, Georgia | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Newton, Georgia | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Rabun, Georgia | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Toombs, Georgia | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Turner, Georgia | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Union, Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Walker, Georgia | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Boundary, Idaho | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Franklin, Idaho | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Gooding, Idaho | 1 | $ 120,000 | $ 120,000 | $ 19,000 |
| Jefferson, Idaho | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| Latah, Idaho | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Nez Perce, Idaho | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Boone, Indiana | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Carroll, Indiana | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Cass, Indiana | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Clark, Indiana | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Clinton, Indiana | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| DeKalb, Indiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Delaware, Indiana | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Floyd, Indiana | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
| Henry, Indiana | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Huntington, Indiana | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Jefferson, Indiana | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Johnson, Indiana | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Knox, Indiana | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| Lawrence, Indiana | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Madison, Indiana | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Miami, Indiana | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Noble, Indiana | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Posey, Indiana | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Pulaski, Indiana | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Randolph, Indiana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Ripley, Indiana | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Tippecanoe, Indiana | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Wayne, Indiana | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Wells, Indiana | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Jefferson, Louisiana | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Caroline, Maryland | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Dorchester, Maryland | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Howard, Maryland | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Queen Anne's, Maryland | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| Talbot, Maryland | 1 | $ 258,000 | $ 258,000 | $ 48,000 |
| Essex, Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Hampshire, Massachusetts | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Alcona, Michigan | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Benzie, Michigan | 1 | $ 120,000 | $ 120,000 | $ 15,000 |
| Berrien, Michigan | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Calhoun, Michigan | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Clare, Michigan | 1 | $ 125,000 | $ 125,000 | $ 15,000 |
| Crawford, Michigan | 1 | $ 342,000 | $ 342,000 | $ 24,000 |
| Hillsdale, Michigan | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Houghton, Michigan | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Leelanau, Michigan | 1 | $ 110,000 | $ 110,000 | $ 12,000 |
| Livingston, Michigan | 1 | $ 193,000 | $ 193,000 | $ 94,000 |
| Mason, Michigan | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Midland, Michigan | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Monroe, Michigan | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Montcalm, Michigan | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Oceana, Michigan | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Ottawa, Michigan | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| Roscommon, Michigan | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Shiawassee, Michigan | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Winston, Mississippi | 1 | $ 130,000 | $ 130,000 | $ 18,000 |
| Newton, Missouri | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Adams, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Clay, Nebraska | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Garden, Nebraska | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Johnson, Nebraska | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Morrill, Nebraska | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Platte, Nebraska | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Dutchess, New York | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
| Nassau, New York | 1 | $ 150,000 | $ 150,000 | $ 252,000 |
| Schenectady, New York | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Ashe, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Chatham, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Cleveland, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Graham, North Carolina | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Harnett, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Haywood, North Carolina | 1 | $ 290,000 | $ 290,000 | $ 65,000 |
| Jackson, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| Lenoir, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Mitchell, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Moore, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Orange, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Pender, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Person, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Richmond, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Robeson, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Stanly, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Stokes, North Carolina | 1 | $ 290,000 | $ 290,000 | $ 71,000 |
| Transylvania, North Carolina | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Warren, North Carolina | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Wayne, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Wilkes, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Wilson, North Carolina | 1 | $ 170,000 | $ 170,000 | $ 24,000 |
| Atoka, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Beckham, Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Carter, Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Cherokee, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Creek, Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 104,000 |
| Custer, Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 17,000 |
| Dewey, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Jackson, Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Kiowa, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Latimer, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Mayes, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| McClain, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 18,000 |
| McCurtain, Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Murray, Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 15,000 |
| Okfuskee, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Okmulgee, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Ottawa, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 21,000 |
| Pittsburg, Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 88,000 |
| Seminole, Oklahoma | 1 | $ 350,000 | $ 350,000 | $ 239,000 |
| Stephens, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 490,000 |
| Texas, Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| Wagoner, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Washington, Oklahoma | 1 | $ 382,000 | $ 382,000 | $ 180,000 |
| Allendale, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Berkeley, South Carolina | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Dorchester, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Georgetown, South Carolina | 1 | $ 220,000 | $ 220,000 | $ 1,500,000 |
| Greenville, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Hampton, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Horry, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Lancaster, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Laurens, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Sumter, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| York, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Wichita, Texas | 1 | $ 98,000 | $ 98,000 | $ 20,000 |
| Tooele, Utah | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Chelan, Washington | 1 | $ 125,000 | $ 125,000 | $ 18,000 |
| Grant, Washington | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Lewis, Washington | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Skagit, Washington | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Stevens, Washington | 1 | $ 124,000 | $ 124,000 | $ 15,000 |
| Walla Walla, Washington | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for American Unified Mortgage, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,099 | $159,605,000 | $145,000 | $960,000 | $53,000 | $600,000 |
| Refinancing | 151 | $36,755,000 | $243,000 | $1,000,000 | $157,000 | $1,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 939 | $141,914,000 | $151,000 | $800,000 | $60,000 | $1,500,000 |
| Not Provided | 118 | $20,527,000 | $173,000 | $960,000 | $89,000 | $1,051,000 |
| Black or African American | 59 | $7,435,000 | $126,000 | $440,000 | $62,000 | $219,000 |
| Hispanic | 56 | $12,098,000 | $216,000 | $635,000 | $78,000 | $660,000 |
| Asian | 35 | $7,128,000 | $203,000 | $1,000,000 | $106,000 | $832,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $3,802,000 | $140,000 | $504,000 | $60,000 | $348,000 |
| American Indian or Alaskan Native | 16 | $3,456,000 | $216,000 | $650,000 | $88,000 | $660,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,250 | $196,360,000 | $157,000 | $1,000,000 | $65,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 719 | $96,953,000 | $134,000 | $875,000 | $49,000 | $1,051,000 |
| Application Withdrawn By Applicant | 346 | $55,650,000 | $160,000 | $960,000 | $58,000 | $600,000 |
| Loan Originated | 182 | $43,186,000 | $237,000 | $1,000,000 | $139,000 | $1,500,000 |
| Application Approved But Not Accepted | 3 | $571,000 | $190,000 | $265,000 | $386,000 | $1,051,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 381 | $50,834,000 | $133,000 | $800,000 | $45,000 | $600,000 |
| Collateral | 252 | $34,274,000 | $136,000 | $875,000 | $54,000 | $1,051,000 |
| Other | 31 | $4,298,000 | $138,000 | $580,000 | $41,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $3,728,000 | $149,000 | $500,000 | $64,000 | $360,000 |
| Debt-To-Income Ratio | 13 | $1,753,000 | $134,000 | $544,000 | $58,000 | $162,000 |
| Employment History | 8 | $831,000 | $103,000 | $163,000 | $38,000 | $129,000 |
| Credit Application Incomplete | 8 | $1,035,000 | $129,000 | $255,000 | $49,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Unified Mortgage, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Unified Mortgage, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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