America's Choice Home Loans Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
America's Choice Home Loans Lp 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | America's Choice Home Loans Lp 8584 Katy Freeway, Ste 200 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,126 |
| Total Mortgage Loan Application Amount | $206,666,000 |
| Average Mortgage Loan Application Amount | $190,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $2,004,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with America's Choice Home Loans Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing America's Choice Home Loans Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down America's Choice Home Loans Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how America's Choice Home Loans Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by America's Choice Home Loans Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at America's Choice Home Loans Lp's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 465 | $ 88,086,000 | $ 189,000 | $ 112,000 |
| Fort Bend County Texas | 114 | $ 21,624,000 | $ 189,000 | $ 92,000 |
| Montgomery County Texas | 56 | $ 10,607,000 | $ 189,000 | $ 111,000 |
| Brazos County Texas | 52 | $ 10,039,000 | $ 193,000 | $ 105,000 |
| Travis County Texas | 42 | $ 9,328,000 | $ 222,000 | $ 134,000 |
| Bedford County Pennsylvania | 32 | $ 4,950,000 | $ 154,000 | $ 65,000 |
| Brazoria County Texas | 23 | $ 4,149,000 | $ 180,000 | $ 68,000 |
| Dallas County Texas | 23 | $ 3,423,000 | $ 148,000 | $ 132,000 |
| Tarrant County Texas | 23 | $ 3,610,000 | $ 156,000 | $ 72,000 |
| Galveston County Texas | 22 | $ 4,096,000 | $ 186,000 | $ 127,000 |
| Collin County Texas | 21 | $ 3,829,000 | $ 182,000 | $ 96,000 |
| Williamson County Texas | 15 | $ 2,730,000 | $ 182,000 | $ 80,000 |
| Bexar County Texas | 14 | $ 2,032,000 | $ 145,000 | $ 61,000 |
| Denton County Texas | 10 | $ 2,122,000 | $ 212,000 | $ 116,000 |
| Nueces County Texas | 10 | $ 1,777,000 | $ 177,000 | $ 109,000 |
| Palo Pinto County Texas | 10 | $ 1,512,000 | $ 151,000 | $ 49,000 |
| Hidalgo County Texas | 8 | $ 1,314,000 | $ 164,000 | $ 80,000 |
| York County Pennsylvania | 6 | $ 1,134,000 | $ 189,000 | $ 58,000 |
| Milam County Texas | 6 | $ 918,000 | $ 153,000 | $ 65,000 |
| Burleson County Texas | 5 | $ 643,000 | $ 128,000 | $ 64,000 |
| Grimes County Texas | 5 | $ 813,000 | $ 162,000 | $ 73,000 |
| Kerr County Texas | 4 | $ 538,000 | $ 134,000 | $ 41,000 |
| Adams County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 127,000 |
| Angelina County Texas | 3 | $ 486,000 | $ 162,000 | $ 52,000 |
| Austin County Texas | 3 | $ 378,000 | $ 126,000 | $ 65,000 |
| Bell County Texas | 3 | $ 538,000 | $ 179,000 | $ 98,000 |
| Comal County Texas | 3 | $ 646,000 | $ 215,000 | $ 78,000 |
| Harrison County Texas | 3 | $ 607,000 | $ 202,000 | $ 93,000 |
| Hays County Texas | 3 | $ 455,000 | $ 151,000 | $ 132,000 |
| Kaufman County Texas | 3 | $ 409,000 | $ 136,000 | $ 76,000 |
| San Patricio County Texas | 3 | $ 656,000 | $ 218,000 | $ 199,000 |
| Forsyth County Georgia | 2 | $ 510,000 | $ 255,000 | $ 209,000 |
| Blair County Pennsylvania | 2 | $ 179,000 | $ 89,000 | $ 45,000 |
| Perry County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Bastrop County Texas | 2 | $ 501,000 | $ 250,000 | $ 128,000 |
| Colorado County Texas | 2 | $ 278,000 | $ 139,000 | $ 111,000 |
| Gillespie County Texas | 2 | $ 415,000 | $ 207,000 | $ 81,000 |
| Howard County Texas | 2 | $ 312,000 | $ 156,000 | $ 51,000 |
| Jim Wells County Texas | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Johnson County Texas | 2 | $ 384,000 | $ 192,000 | $ 63,000 |
| Kendall County Texas | 2 | $ 525,000 | $ 262,000 | $ 117,000 |
| Lubbock County Texas | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Midland County Texas | 2 | $ 267,000 | $ 133,000 | $ 59,000 |
| Nacogdoches County Texas | 2 | $ 333,000 | $ 166,000 | $ 68,000 |
| Parker County Texas | 2 | $ 552,000 | $ 276,000 | $ 160,000 |
| Polk County Texas | 2 | $ 333,000 | $ 166,000 | $ 106,000 |
| Rockwall County Texas | 2 | $ 443,000 | $ 221,000 | $ 104,000 |
| Waller County Texas | 2 | $ 474,000 | $ 237,000 | $ 129,000 |
| Webb County Texas | 2 | $ 292,000 | $ 146,000 | $ 71,000 |
| Clayton County Georgia | 1 | $ 297,000 | $ 297,000 | $ 102,000 |
| Fulton County Georgia | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Honolulu County Hawaii | 1 | $ 491,000 | $ 491,000 | $ 198,000 |
| Kauai County Hawaii | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Baltimore City County Maryland | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Calvert County Maryland | 1 | $ 299,000 | $ 299,000 | $ 94,000 |
| Crow Wing County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 18,000 |
| Franklin County Ohio | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Summit County Ohio | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Allegheny County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 162,000 |
| Chester County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 72,000 |
| Dauphin County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Lancaster County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Luzerne County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Montgomery County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| Somerset County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Blanco County Texas | 1 | $ 63,000 | $ 63,000 | $ 76,000 |
| Calhoun County Texas | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Cameron County Texas | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| Chambers County Texas | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| El Paso County Texas | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Fayette County Texas | 1 | $ 232,000 | $ 232,000 | $ 143,000 |
| Gregg County Texas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Guadalupe County Texas | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Hardin County Texas | 1 | $ 121,000 | $ 121,000 | $ 77,000 |
| Hill County Texas | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Hood County Texas | 1 | $ 148,000 | $ 148,000 | $ 79,000 |
| Hunt County Texas | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
| Jack County Texas | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Kleberg County Texas | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Lamar County Texas | 1 | $ 208,000 | $ 208,000 | $ 94,000 |
| Lampasas County Texas | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Matagorda County Texas | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Red River County Texas | 1 | $ 224,000 | $ 224,000 | $ 108,000 |
| Refugio County Texas | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Rusk County Texas | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| San Jacinto County Texas | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Smith County Texas | 1 | $ 141,000 | $ 141,000 | $ 43,000 |
| Stephens County Texas | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Sutton County Texas | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Taylor County Texas | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
| Tom Green County Texas | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Upshur County Texas | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Victoria County Texas | 1 | $ 116,000 | $ 116,000 | $ 67,000 |
| Walker County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Washington County Texas | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Wise County Texas | 1 | $ 258,000 | $ 258,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for America's Choice Home Loans Lp in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 755 | $128,663,000 | $170,000 | $850,000 | $88,000 | $1,080,000 |
| Refinancing | 371 | $78,003,000 | $210,000 | $1,500,000 | $127,000 | $2,004,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 819 | $155,239,000 | $189,000 | $1,500,000 | $110,000 | $2,004,000 |
| Hispanic | 113 | $16,141,000 | $142,000 | $417,000 | $70,000 | $479,000 |
| Asian | 85 | $16,783,000 | $197,000 | $791,000 | $91,000 | $524,000 |
| Black or African American | 77 | $12,900,000 | $167,000 | $417,000 | $78,000 | $275,000 |
| Not Provided | 22 | $3,914,000 | $177,000 | $416,000 | $76,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,456,000 | $182,000 | $417,000 | $81,000 | $170,000 |
| American Indian or Alaskan Native | 2 | $233,000 | $116,000 | $155,000 | $56,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 598 | $94,334,000 | $157,000 | $491,000 | $73,000 | $712,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 487 | $105,500,000 | $216,000 | $1,500,000 | $139,000 | $2,004,000 |
| VA-guaranteed (Veterans Administration) | 31 | $5,617,000 | $181,000 | $408,000 | $71,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,215,000 | $121,000 | $155,000 | $40,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 910 | $165,835,000 | $182,000 | $850,000 | $98,000 | $1,080,000 |
| Application Withdrawn By Applicant | 142 | $27,248,000 | $191,000 | $1,500,000 | $131,000 | $2,004,000 |
| Application Denied By Financial Institution | 66 | $11,799,000 | $178,000 | $791,000 | $81,000 | $237,000 |
| Application Approved But Not Accepted | 4 | $962,000 | $240,000 | $491,000 | $98,000 | $198,000 |
| File Closed For Incompleteness | 4 | $822,000 | $205,000 | $399,000 | $106,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $1,969,000 | $218,000 | $791,000 | $91,000 | $192,000 |
| Other | 8 | $825,000 | $103,000 | $179,000 | $76,000 | $163,000 |
| Collateral | 6 | $1,015,000 | $169,000 | $235,000 | $83,000 | $147,000 |
| Credit History | 6 | $1,130,000 | $188,000 | $384,000 | $111,000 | $237,000 |
| Credit Application Incomplete | 5 | $945,000 | $189,000 | $320,000 | $72,000 | $120,000 |
| Unverifiable Information | 4 | $938,000 | $234,000 | $417,000 | $113,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $844,000 | $211,000 | $392,000 | $91,000 | $203,000 |
| Employment History | 3 | $564,000 | $188,000 | $237,000 | $56,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into America's Choice Home Loans Lp's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess America's Choice Home Loans Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.