Amerifirst Financial, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Amerifirst Financial, Inc. of Mesa, AZ reported 17,711 mortgage applications totaling $5.3 billion, up 68% from 2019. The average application was for $301,411, and applicants reported an average income of $106,667. 72% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (7,815), Denver-Aurora-Lakewood, CO (3,446) and San Antonio-New Braunfels, TX (525) (applications in parentheses).

Mortgage Company & Address Amerifirst Financial, Inc.
1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 17,711
Total Mortgage Loan Application Amount $5,338,305,000
Average Mortgage Loan Application Amount $301,411
Highest Mortgage Loan Application Amount $16,105,000
Average Applicant Income $106,667
Highest Applicant Income $4,461,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amerifirst Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amerifirst Financial, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 6,996 $ 1,918,890,000 $ 274,283 $ 96,000
Denver, Colorado 1,154 $ 464,870,000 $ 402,833 $ 142,000
Pinal, Arizona 819 $ 179,575,000 $ 219,261 $ 71,000
Jefferson, Colorado 703 $ 269,195,000 $ 382,923 $ 120,000
Adams, Colorado 623 $ 204,105,000 $ 327,616 $ 94,000
Arapahoe, Colorado 590 $ 204,310,000 $ 346,288 $ 105,000
Clark, Nevada 452 $ 124,270,000 $ 274,933 $ 89,000
Bexar, Texas 429 $ 99,895,000 $ 232,855 $ 94,000
Navajo, Arizona 358 $ 75,240,000 $ 210,167 $ 98,000
Fresno, California 321 $ 76,325,000 $ 237,772 $ 96,000
Douglas, Colorado 283 $ 118,355,000 $ 418,215 $ 135,000
Riverside, California 235 $ 79,775,000 $ 339,468 $ 116,000
Stanislaus, California 225 $ 55,795,000 $ 247,977 $ 79,000
San Diego, California 196 $ 98,050,000 $ 500,255 $ 167,000
Weld, Colorado 195 $ 61,375,000 $ 314,743 $ 87,000
San Joaquin, California 161 $ 65,275,000 $ 405,434 $ 156,000
Orange, California 144 $ 103,250,000 $ 717,013 $ 225,000
Los Angeles, California 127 $ 64,485,000 $ 507,755 $ 181,000
Merced, California 119 $ 29,105,000 $ 244,579 $ 88,000
Gila, Arizona 115 $ 27,135,000 $ 235,956 $ 105,000
Yavapai, Arizona 112 $ 30,460,000 $ 271,964 $ 118,000
Boulder, Colorado 106 $ 44,410,000 $ 418,962 $ 144,000
Shasta, California 103 $ 24,405,000 $ 236,941 $ 92,000
Sacramento, California 95 $ 26,715,000 $ 281,210 $ 91,000
Pima, Arizona 93 $ 19,525,000 $ 209,946 $ 86,000
San Bernardino, California 92 $ 25,600,000 $ 278,260 $ 98,000
King, Washington 74 $ 27,140,000 $ 366,756 $ 153,000
El Paso, Colorado 71 $ 25,425,000 $ 358,098 $ 110,000
Bernalillo, New Mexico 71 $ 14,575,000 $ 205,281 $ 85,000
Larimer, Colorado 67 $ 21,935,000 $ 327,388 $ 107,000
Mohave, Arizona 66 $ 14,300,000 $ 216,666 $ 101,000
Travis, Texas 66 $ 23,570,000 $ 357,121 $ 178,000
Coconino, Arizona 55 $ 15,695,000 $ 285,363 $ 140,000
Solano, California 52 $ 19,680,000 $ 378,461 $ 139,000
Harris, Texas 48 $ 14,370,000 $ 299,375 $ 144,000
Siskiyou, California 47 $ 9,145,000 $ 194,574 $ 78,000
Broomfield, Colorado 46 $ 19,170,000 $ 416,739 $ 143,000
Apache, Arizona 44 $ 8,470,000 $ 192,500 $ 85,000
Placer, California 44 $ 15,270,000 $ 347,045 $ 145,000
Snohomish, Washington 44 $ 16,000,000 $ 363,636 $ 112,000
Madera, California 43 $ 11,095,000 $ 258,023 $ 85,000
Orange, Florida 40 $ 9,830,000 $ 245,750 $ 109,000
Denton, Texas 36 $ 12,720,000 $ 353,333 $ 145,000
Tarrant, Texas 36 $ 9,140,000 $ 253,888 $ 111,000
Pierce, Washington 36 $ 8,530,000 $ 236,944 $ 88,000
Midland, Texas 34 $ 9,040,000 $ 265,882 $ 102,000
Alameda, California 33 $ 16,775,000 $ 508,333 $ 170,000
Broward, Florida 31 $ 9,475,000 $ 305,645 $ 96,000
Guadalupe, Texas 31 $ 7,625,000 $ 245,967 $ 111,000
Utah, Utah 31 $ 9,845,000 $ 317,580 $ 108,000
Jackson, Mississippi 30 $ 6,920,000 $ 230,666 $ 85,000
Contra Costa, California 29 $ 14,965,000 $ 516,034 $ 169,000
Collin, Texas 29 $ 8,875,000 $ 306,034 $ 144,000
Williamson, Texas 29 $ 7,725,000 $ 266,379 $ 160,000
Dallas, Texas 27 $ 6,765,000 $ 250,555 $ 106,000
Grand, Colorado 26 $ 9,850,000 $ 378,846 $ 202,000
Fort Bend, Texas 26 $ 7,310,000 $ 281,153 $ 159,000
Yuma, Arizona 24 $ 4,120,000 $ 171,666 $ 57,000
Santa Clara, California 24 $ 14,960,000 $ 623,333 $ 281,000
Miami-Dade, Florida 22 $ 6,510,000 $ 295,909 $ 87,000
Summit, Colorado 20 $ 9,450,000 $ 472,500 $ 328,000
Salt Lake, Utah 20 $ 7,580,000 $ 379,000 $ 170,000
Eagle, Colorado 18 $ 7,920,000 $ 440,000 $ 132,000
Park, Colorado 18 $ 5,390,000 $ 299,444 $ 122,000
Comal, Texas 18 $ 5,160,000 $ 286,666 $ 133,000
Elbert, Colorado 17 $ 6,785,000 $ 399,117 $ 117,000
Harrison, Mississippi 17 $ 2,455,000 $ 144,411 $ 53,000
Santa Barbara, California 16 $ 11,790,000 $ 736,875 $ 213,000
Medina, Texas 16 $ 4,950,000 $ 309,375 $ 69,000
Tehama, California 15 $ 3,025,000 $ 201,666 $ 67,000
Ventura, California 15 $ 7,745,000 $ 516,333 $ 154,000
Mecklenburg, North Carolina 15 $ 5,055,000 $ 337,000 $ 194,000
Lake, Florida 14 $ 2,780,000 $ 198,571 $ 90,000
El Dorado, California 13 $ 7,835,000 $ 602,692 $ 172,000
San Luis Obispo, California 13 $ 4,735,000 $ 364,230 $ 130,000
Palm Beach, Florida 13 $ 4,325,000 $ 332,692 $ 96,000
Greene, Missouri 13 $ 2,295,000 $ 176,538 $ 63,000
Davis, Utah 13 $ 4,765,000 $ 366,538 $ 95,000
Pueblo, Colorado 12 $ 2,070,000 $ 172,500 $ 69,000
Routt, Colorado 12 $ 6,050,000 $ 504,166 $ 187,000
Hall, Georgia 12 $ 2,520,000 $ 210,000 $ 66,000
DeSoto, Mississippi 12 $ 2,430,000 $ 202,500 $ 71,000
Kendall, Texas 12 $ 3,760,000 $ 313,333 $ 152,000
Cochise, Arizona 11 $ 2,105,000 $ 191,363 $ 83,000
Tulare, California 11 $ 1,915,000 $ 174,090 $ 75,000
Morgan, Colorado 11 $ 1,925,000 $ 175,000 $ 46,000
Seminole, Florida 11 $ 2,885,000 $ 262,272 $ 113,000
Cook, Illinois 11 $ 2,155,000 $ 195,909 $ 102,000
Brazoria, Texas 11 $ 2,555,000 $ 232,272 $ 107,000
Ector, Texas 11 $ 1,865,000 $ 169,545 $ 67,000
Hays, Texas 11 $ 2,335,000 $ 212,272 $ 72,000
McLennan, Texas 11 $ 2,905,000 $ 264,090 $ 130,000
Santa Cruz, California 10 $ 4,610,000 $ 461,000 $ 139,000
Polk, Florida 10 $ 2,020,000 $ 202,000 $ 71,000
Ocean, New Jersey 10 $ 1,820,000 $ 182,000 $ 70,000
El Paso, Texas 10 $ 1,520,000 $ 152,000 $ 72,000
Kern, California 9 $ 2,755,000 $ 306,111 $ 105,000
Logan, Colorado 9 $ 1,525,000 $ 169,444 $ 75,000
Fulton, Georgia 9 $ 2,545,000 $ 282,777 $ 108,000
Ada, Idaho 9 $ 3,125,000 $ 347,222 $ 135,000
Hennepin, Minnesota 9 $ 2,835,000 $ 315,000 $ 114,000
Christian, Missouri 9 $ 1,385,000 $ 153,888 $ 54,000
Atascosa, Texas 9 $ 2,295,000 $ 255,000 $ 130,000
Graham, Arizona 8 $ 1,650,000 $ 206,250 $ 65,000
Gilpin, Colorado 8 $ 3,450,000 $ 431,250 $ 107,000
DeKalb, Georgia 8 $ 2,360,000 $ 295,000 $ 91,000
Jackson, Georgia 8 $ 1,750,000 $ 218,750 $ 87,000
St. Louis, Minnesota 8 $ 1,790,000 $ 223,750 $ 77,000
Bell, Texas 8 $ 1,550,000 $ 193,750 $ 70,000
Cameron, Texas 8 $ 1,830,000 $ 228,750 $ 231,000
Washington, Utah 8 $ 2,690,000 $ 336,250 $ 104,000
Monterey, California 7 $ 2,285,000 $ 326,428 $ 129,000
Yolo, California 7 $ 2,735,000 $ 390,714 $ 152,000
Osceola, Florida 7 $ 1,895,000 $ 270,714 $ 61,000
Volusia, Florida 7 $ 1,535,000 $ 219,285 $ 76,000
Cobb, Georgia 7 $ 1,575,000 $ 225,000 $ 73,000
Gwinnett, Georgia 7 $ 1,495,000 $ 213,571 $ 90,000
Sandoval, New Mexico 7 $ 1,755,000 $ 250,714 $ 84,000
Valencia, New Mexico 7 $ 1,485,000 $ 212,142 $ 70,000
Montgomery, Texas 7 $ 2,465,000 $ 352,142 $ 143,000
Butte, California 6 $ 1,640,000 $ 273,333 $ 117,000
Kings, California 6 $ 1,600,000 $ 266,666 $ 75,000
Sonoma, California 6 $ 2,360,000 $ 393,333 $ 139,000
Lake, Colorado 6 $ 1,800,000 $ 300,000 $ 152,000
Pasco, Florida 6 $ 1,140,000 $ 190,000 $ 82,000
Forsyth, Georgia 6 $ 2,120,000 $ 353,333 $ 83,000
Lake, Illinois 6 $ 2,430,000 $ 405,000 $ 165,000
Polk, Iowa 6 $ 1,810,000 $ 301,666 $ 175,000
Cabarrus, North Carolina 6 $ 1,120,000 $ 186,666 $ 53,000
Union, North Carolina 6 $ 1,960,000 $ 326,666 $ 84,000
Galveston, Texas 6 $ 1,400,000 $ 233,333 $ 134,000
Calaveras, California 5 $ 1,375,000 $ 275,000 $ 76,000
Tuolumne, California 5 $ 825,000 $ 165,000 $ 64,000
La Plata, Colorado 5 $ 1,825,000 $ 365,000 $ 91,000
Duval, Florida 5 $ 1,535,000 $ 307,000 $ 178,000
Coweta, Georgia 5 $ 1,065,000 $ 213,000 $ 77,000
Lake, Indiana 5 $ 1,165,000 $ 233,000 $ 60,000
San Juan, New Mexico 5 $ 1,065,000 $ 213,000 $ 85,000
Wake, North Carolina 5 $ 2,625,000 $ 525,000 $ 166,000
Lane, Oregon 5 $ 1,025,000 $ 205,000 $ 123,000
York, South Carolina 5 $ 1,665,000 $ 333,000 $ 110,000
Bandera, Texas 5 $ 1,635,000 $ 327,000 $ 161,000
Bastrop, Texas 5 $ 1,255,000 $ 251,000 $ 79,000
Johnson, Texas 5 $ 1,335,000 $ 267,000 $ 85,000
Wilson, Texas 5 $ 1,475,000 $ 295,000 $ 77,000
Weber, Utah 5 $ 1,355,000 $ 271,000 $ 120,000
Napa, California 4 $ 1,930,000 $ 482,500 $ 136,000
San Benito, California 4 $ 1,950,000 $ 487,500 $ 138,000
San Francisco, California 4 $ 2,280,000 $ 570,000 $ 249,000
Yuba, California 4 $ 1,020,000 $ 255,000 $ 63,000
Chaffee, Colorado 4 $ 1,290,000 $ 322,500 $ 151,000
Clear Creek, Colorado 4 $ 1,180,000 $ 295,000 $ 65,000
Teller, Colorado 4 $ 1,110,000 $ 277,500 $ 96,000
Brevard, Florida 4 $ 630,000 $ 157,500 $ 90,000
Escambia, Florida 4 $ 930,000 $ 232,500 $ 193,000
Lee, Florida 4 $ 1,300,000 $ 325,000 $ 219,000
Barrow, Georgia 4 $ 890,000 $ 222,500 $ 90,000
Troup, Georgia 4 $ 320,000 $ 80,000 $ 55,000
Marion, Indiana 4 $ 690,000 $ 172,500 $ 100,000
Porter, Indiana 4 $ 770,000 $ 192,500 $ 97,000
St. Bernard, Louisiana 4 $ 1,150,000 $ 287,500 $ 65,000
Carlton, Minnesota 4 $ 870,000 $ 217,500 $ 77,000
Dakota, Minnesota 4 $ 880,000 $ 220,000 $ 73,000
Washington, Minnesota 4 $ 810,000 $ 202,500 $ 56,000
Nye, Nevada 4 $ 1,010,000 $ 252,500 $ 37,000
Monmouth, New Jersey 4 $ 920,000 $ 230,000 $ 112,000
Buncombe, North Carolina 4 $ 1,160,000 $ 290,000 $ 86,000
Clackamas, Oregon 4 $ 1,540,000 $ 385,000 $ 122,000
Deschutes, Oregon 4 $ 1,760,000 $ 440,000 $ 196,000
Anderson, South Carolina 4 $ 840,000 $ 210,000 $ 84,000
Greenville, South Carolina 4 $ 840,000 $ 210,000 $ 62,000
Davidson, Tennessee 4 $ 1,990,000 $ 497,500 $ 206,000
Aransas, Texas 4 $ 1,150,000 $ 287,500 $ 216,000
Burnet, Texas 4 $ 1,400,000 $ 350,000 $ 101,000
Crane, Texas 4 $ 540,000 $ 135,000 $ 75,000
Ellis, Texas 4 $ 1,150,000 $ 287,500 $ 190,000
Gregg, Texas 4 $ 740,000 $ 185,000 $ 75,000
Kaufman, Texas 4 $ 790,000 $ 197,500 $ 155,000
Nueces, Texas 4 $ 1,080,000 $ 270,000 $ 134,000
Parker, Texas 4 $ 1,230,000 $ 307,500 $ 75,000
Rockwall, Texas 4 $ 1,390,000 $ 347,500 $ 108,000
Smith, Texas 4 $ 380,000 $ 95,000 $ 74,000
Taylor, Texas 4 $ 460,000 $ 115,000 $ 55,000
Summit, Utah 4 $ 3,720,000 $ 930,000 $ 523,000
Spokane, Washington 4 $ 1,170,000 $ 292,500 $ 78,000
Whatcom, Washington 4 $ 760,000 $ 190,000 $ 189,000
Madison, Alabama 3 $ 645,000 $ 215,000 $ 98,000
La Paz, Arizona 3 $ 345,000 $ 115,000 $ 95,000
Faulkner, Arkansas 3 $ 275,000 $ 91,666 $ 50,000
Pulaski, Arkansas 3 $ 425,000 $ 141,666 $ 38,000
Marin, California 3 $ 1,755,000 $ 585,000 $ 122,000
Mariposa, California 3 $ 1,025,000 $ 341,666 $ 94,000
San Mateo, California 3 $ 1,525,000 $ 508,333 $ 120,000
Garfield, Colorado 3 $ 1,205,000 $ 401,666 $ 62,000
Gunnison, Colorado 3 $ 565,000 $ 188,333 $ 138,000
District of Columbia, District Of Columbia 3 $ 1,835,000 $ 611,666 $ 267,000
Clay, Florida 3 $ 595,000 $ 198,333 $ 40,000
Manatee, Florida 3 $ 1,115,000 $ 371,666 $ 124,000
Okaloosa, Florida 3 $ 815,000 $ 271,666 $ 115,000
Pinellas, Florida 3 $ 1,075,000 $ 358,333 $ 98,000
St. Johns, Florida 3 $ 945,000 $ 315,000 $ 174,000
Canyon, Idaho 3 $ 465,000 $ 155,000 $ 94,000
Kootenai, Idaho 3 $ 735,000 $ 245,000 $ 54,000
Valley, Idaho 3 $ 835,000 $ 278,333 $ 265,000
Delaware, Indiana 3 $ 255,000 $ 85,000 $ 69,000
Anne Arundel, Maryland 3 $ 1,055,000 $ 351,666 $ 89,000
Carver, Minnesota 3 $ 1,345,000 $ 448,333 $ 93,000
Crow Wing, Minnesota 3 $ 675,000 $ 225,000 $ 163,000
Dodge, Minnesota 3 $ 745,000 $ 248,333 $ 101,000
Olmsted, Minnesota 3 $ 625,000 $ 208,333 $ 74,000
Pearl River, Mississippi 3 $ 935,000 $ 311,666 $ 148,000
Cass, Nebraska 3 $ 865,000 $ 288,333 $ 104,000
Elko, Nevada 3 $ 705,000 $ 235,000 $ 130,000
Passaic, New Jersey 3 $ 955,000 $ 318,333 $ 46,000
Sussex, New Jersey 3 $ 585,000 $ 195,000 $ 70,000
Dona Ana, New Mexico 3 $ 345,000 $ 115,000 $ 43,000
Santa Fe, New Mexico 3 $ 535,000 $ 178,333 $ 89,000
Torrance, New Mexico 3 $ 455,000 $ 151,666 $ 67,000
Clark, Ohio 3 $ 635,000 $ 211,666 $ 86,000
Linn, Oregon 3 $ 665,000 $ 221,666 $ 65,000
Washington, Oregon 3 $ 615,000 $ 205,000 $ 83,000
Beaufort, South Carolina 3 $ 1,145,000 $ 381,666 $ 192,000
Hamilton, Tennessee 3 $ 655,000 $ 218,333 $ 103,000
Williamson, Tennessee 3 $ 1,135,000 $ 378,333 $ 125,000
Llano, Texas 3 $ 575,000 $ 191,666 $ 131,000
Lubbock, Texas 3 $ 585,000 $ 195,000 $ 67,000
Wichita, Texas 3 $ 345,000 $ 115,000 $ 109,000
Cache, Utah 3 $ 1,265,000 $ 421,666 $ 105,000
Clark, Washington 3 $ 1,075,000 $ 358,333 $ 107,000
Thurston, Washington 3 $ 1,125,000 $ 375,000 $ 68,000
Yakima, Washington 3 $ 775,000 $ 258,333 $ 116,000
Kenosha, Wisconsin 3 $ 555,000 $ 185,000 $ 83,000
Racine, Wisconsin 3 $ 725,000 $ 241,666 $ 127,000
Benton, Arkansas 2 $ 510,000 $ 255,000 $ 98,000
Amador, California 2 $ 730,000 $ 365,000 $ 251,000
Humboldt, California 2 $ 370,000 $ 185,000 $ 69,000
Imperial, California 2 $ 650,000 $ 325,000 $ 130,000
Archuleta, Colorado 2 $ 420,000 $ 210,000 $ 88,000
Custer, Colorado 2 $ 640,000 $ 320,000 $ 123,000
Fremont, Colorado 2 $ 410,000 $ 205,000 $ 213,000
Kit Carson, Colorado 2 $ 90,000 $ 45,000 $ 45,000
Mesa, Colorado 2 $ 470,000 $ 235,000 $ 108,000
Rio Grande, Colorado 2 $ 470,000 $ 235,000 $ 61,000
Fairfield, Connecticut 2 $ 1,470,000 $ 735,000 $ 94,000
Hardee, Florida 2 $ 480,000 $ 240,000 $ 72,000
Hillsborough, Florida 2 $ 480,000 $ 240,000 $ 115,000
Martin, Florida 2 $ 430,000 $ 215,000 $ 55,000
Monroe, Florida 2 $ 890,000 $ 445,000 $ 146,000
Butts, Georgia 2 $ 560,000 $ 280,000 $ 165,000
Cherokee, Georgia 2 $ 470,000 $ 235,000 $ 72,000
Bonner, Idaho 2 $ 760,000 $ 380,000 $ 163,000
DuPage, Illinois 2 $ 310,000 $ 155,000 $ 111,000
McHenry, Illinois 2 $ 790,000 $ 395,000 $ 161,000
Howard, Indiana 2 $ 160,000 $ 80,000 $ 60,000
White, Indiana 2 $ 520,000 $ 260,000 $ 98,000
East Baton Rouge, Louisiana 2 $ 580,000 $ 290,000 $ 132,000
Anoka, Minnesota 2 $ 580,000 $ 290,000 $ 75,000
Ramsey, Minnesota 2 $ 300,000 $ 150,000 $ 137,000
Hancock, Mississippi 2 $ 260,000 $ 130,000 $ 34,000
Tate, Mississippi 2 $ 180,000 $ 90,000 $ 66,000
Barry, Missouri 2 $ 200,000 $ 100,000 $ 36,000
Flathead, Montana 2 $ 820,000 $ 410,000 $ 217,000
Gallatin, Montana 2 $ 740,000 $ 370,000 $ 119,000
Douglas, Nebraska 2 $ 620,000 $ 310,000 $ 134,000
Washoe, Nevada 2 $ 1,130,000 $ 565,000 $ 250,000
Bergen, New Jersey 2 $ 660,000 $ 330,000 $ 134,000
Cleveland, North Carolina 2 $ 290,000 $ 145,000 $ 52,000
Gaston, North Carolina 2 $ 350,000 $ 175,000 $ 73,000
Iredell, North Carolina 2 $ 610,000 $ 305,000 $ 137,000
Madison, North Carolina 2 $ 410,000 $ 205,000 $ 27,000
Cuyahoga, Ohio 2 $ 370,000 $ 185,000 $ 184,000
Tulsa, Oklahoma 2 $ 490,000 $ 245,000 $ 68,000
Douglas, Oregon 2 $ 570,000 $ 285,000 $ 66,000
Josephine, Oregon 2 $ 420,000 $ 210,000 $ 45,000
Marion, Oregon 2 $ 510,000 $ 255,000 $ 82,000
Philadelphia, Pennsylvania 2 $ 410,000 $ 205,000 $ 113,000
Berkeley, South Carolina 2 $ 230,000 $ 115,000 $ 54,000
Charleston, South Carolina 2 $ 730,000 $ 365,000 $ 152,000
Greenwood, South Carolina 2 $ 440,000 $ 220,000 $ 121,000
Roane, Tennessee 2 $ 350,000 $ 175,000 $ 85,000
Shelby, Tennessee 2 $ 310,000 $ 155,000 $ 210,000
Wilson, Tennessee 2 $ 620,000 $ 310,000 $ 104,000
Brazos, Texas 2 $ 500,000 $ 250,000 $ 38,000
Coryell, Texas 2 $ 270,000 $ 135,000 $ 88,000
Gillespie, Texas 2 $ 490,000 $ 245,000 $ 59,000
Grayson, Texas 2 $ 220,000 $ 110,000 $ 67,000
Henderson, Texas 2 $ 250,000 $ 125,000 $ 232,000
Hidalgo, Texas 2 $ 280,000 $ 140,000 $ 55,000
Martin, Texas 2 $ 440,000 $ 220,000 $ 160,000
Victoria, Texas 2 $ 330,000 $ 165,000 $ 44,000
Iron, Utah 2 $ 710,000 $ 355,000 $ 213,000
Fairfax, Virginia 2 $ 1,060,000 $ 530,000 $ 77,000
Virginia Beach, Virginia 2 $ 780,000 $ 390,000 $ 145,000
Benton, Washington 2 $ 230,000 $ 115,000 $ 62,000
Okanogan, Washington 2 $ 150,000 $ 75,000 $ 49,000
Skagit, Washington 2 $ 2,300,000 $ 1,150,000 $ 480,000
Stevens, Washington 2 $ 340,000 $ 170,000 $ 80,000
Douglas, Wisconsin 2 $ 460,000 $ 230,000 $ 133,000
St. Croix, Wisconsin 2 $ 480,000 $ 240,000 $ 109,000
Vilas, Wisconsin 2 $ 320,000 $ 160,000 $ 163,000
Baldwin, Alabama 1 $ 165,000 $ 165,000 $ 42,000
Shelby, Alabama 1 $ 85,000 $ 85,000 $ 192,000
Garland, Arkansas 1 $ 255,000 $ 255,000 $ 273,000
Glenn, California 1 $ 235,000 $ 235,000 $ 88,000
Lake, California 1 $ 155,000 $ 155,000 $ 64,000
Lassen, California 1 $ 205,000 $ 205,000 $ 64,000
Mendocino, California 1 $ 355,000 $ 355,000 $ 38,000
Nevada, California 1 $ 465,000 $ 465,000 $ 227,000
Plumas, California 1 $ 475,000 $ 475,000 $ 130,000
Sierra, California 1 $ 155,000 $ 155,000 $ 113,000
Sutter, California 1 $ 215,000 $ 215,000 $ 53,000
Trinity, California 1 $ 255,000 $ 255,000 $ 66,000
Montezuma, Colorado 1 $ 265,000 $ 265,000 $ 32,000
Ouray, Colorado 1 $ 285,000 $ 285,000 $ 56,000
Phillips, Colorado 1 $ 135,000 $ 135,000 $ 167,000
Pitkin, Colorado 1 $ 765,000 $ 765,000 $ 380,000
Saguache, Colorado 1 $ 115,000 $ 115,000 $ 48,000
San Miguel, Colorado 1 $ 455,000 $ 455,000 $ 186,000
New Haven, Connecticut 1 $ 225,000 $ 225,000 $ 41,000
Alachua, Florida 1 $ 355,000 $ 355,000 $ 131,000
Bay, Florida 1 $ 145,000 $ 145,000 $ 145,000
Collier, Florida 1 $ 395,000 $ 395,000 $ 227,000
Columbia, Florida 1 $ 215,000 $ 215,000 $ 100,000
Hernando, Florida 1 $ 115,000 $ 115,000 $ 71,000
Indian River, Florida 1 $ 105,000 $ 105,000 $ 102,000
Leon, Florida 1 $ 45,000 $ 45,000 $ 168,000
Marion, Florida 1 $ 295,000 $ 295,000 $ 78,000
St. Lucie, Florida 1 $ 265,000 $ 265,000 $ 80,000
Walton, Florida 1 $ 465,000 $ 465,000 $ 114,000
Banks, Georgia 1 $ 115,000 $ 115,000 $ 30,000
Bibb, Georgia 1 $ 125,000 $ 125,000 $ 78,000
Bulloch, Georgia 1 $ 105,000 $ 105,000 $ 79,000
Camden, Georgia 1 $ 185,000 $ 185,000 $ 44,000
Chatham, Georgia 1 $ 305,000 $ 305,000 $ 217,000
Clarke, Georgia 1 $ 345,000 $ 345,000 $ 187,000
Columbia, Georgia 1 $ 125,000 $ 125,000 $ 65,000
Dawson, Georgia 1 $ 225,000 $ 225,000 $ 141,000
Douglas, Georgia 1 $ 155,000 $ 155,000 $ 48,000
Effingham, Georgia 1 $ 115,000 $ 115,000 $ 76,000
Fayette, Georgia 1 $ 235,000 $ 235,000 $ 52,000
Gilmer, Georgia 1 $ 175,000 $ 175,000 $ 160,000
Harris, Georgia 1 $ 115,000 $ 115,000 $ 25,000
Hart, Georgia 1 $ 175,000 $ 175,000 $ 48,000
Henry, Georgia 1 $ 195,000 $ 195,000 $ 67,000
Houston, Georgia 1 $ 175,000 $ 175,000 $ 73,000
Newton, Georgia 1 $ 105,000 $ 105,000 $ 42,000
Paulding, Georgia 1 $ 205,000 $ 205,000 $ 77,000
Pickens, Georgia 1 $ 205,000 $ 205,000 $ 65,000
Rabun, Georgia 1 $ 245,000 $ 245,000 $ 65,000
Walker, Georgia 1 $ 115,000 $ 115,000 $ 50,000
White, Georgia 1 $ 185,000 $ 185,000 $ 57,000
Bannock, Idaho 1 $ 285,000 $ 285,000 $ 89,000
Bonneville, Idaho 1 $ 255,000 $ 255,000 $ 74,000
Franklin, Idaho 1 $ 225,000 $ 225,000 $ 65,000
Jo Daviess, Illinois 1 $ 295,000 $ 295,000 $ 130,000
Kane, Illinois 1 $ 275,000 $ 275,000 $ 114,000
Kankakee, Illinois 1 $ 155,000 $ 155,000 $ 56,000
Madison, Illinois 1 $ 175,000 $ 175,000 $ 94,000
Monroe, Illinois 1 $ 165,000 $ 165,000 $ 84,000
Randolph, Illinois 1 $ 115,000 $ 115,000 $ 60,000
Hamilton, Indiana 1 $ 105,000 $ 105,000 $ 30,000
Hancock, Indiana 1 $ 475,000 $ 475,000 $ 119,000
St. Joseph, Indiana 1 $ 165,000 $ 165,000 $ 47,000
Black Hawk, Iowa 1 $ 115,000 $ 115,000 $ 60,000
Linn, Iowa 1 $ 95,000 $ 95,000 $ 130,000
Sedgwick, Kansas 1 $ 415,000 $ 415,000 $ 160,000
Thomas, Kansas 1 $ 165,000 $ 165,000 $ 68,000
Wyandotte, Kansas 1 $ 335,000 $ 335,000 $ 243,000
Greenup, Kentucky 1 $ 115,000 $ 115,000 $ 60,000
Hardin, Kentucky 1 $ 165,000 $ 165,000 $ 17,000
Scott, Kentucky 1 $ 185,000 $ 185,000 $ 114,000
Wayne, Kentucky 1 $ 165,000 $ 165,000 $ 65,000
Jefferson, Louisiana 1 $ 135,000 $ 135,000 $ 183,000
St. Tammany, Louisiana 1 $ 215,000 $ 215,000 $ 40,000
Baltimore, Maryland 1 $ 135,000 $ 135,000 $ 35,000
Harford, Maryland 1 $ 175,000 $ 175,000 $ 52,000
Montgomery, Maryland 1 $ 375,000 $ 375,000 $ 205,000
Barry, Michigan 1 $ 215,000 $ 215,000 $ 112,000
Genesee, Michigan 1 $ 105,000 $ 105,000 $ 67,000
Sanilac, Michigan 1 $ 245,000 $ 245,000 $ 69,000
Washtenaw, Michigan 1 $ 205,000 $ 205,000 $ 46,000
Wayne, Michigan 1 $ 75,000 $ 75,000 $ 30,000
Benton, Minnesota 1 $ 105,000 $ 105,000 $ 33,000
Scott, Minnesota 1 $ 205,000 $ 205,000 $ 51,000
Sherburne, Minnesota 1 $ 465,000 $ 465,000 $ 136,000
Todd, Minnesota 1 $ 125,000 $ 125,000 $ 45,000
Winona, Minnesota 1 $ 195,000 $ 195,000 $ 43,000
Wright, Minnesota 1 $ 205,000 $ 205,000 $ 76,000
Clarke, Mississippi 1 $ 185,000 $ 185,000 $ 204,000
George, Mississippi 1 $ 95,000 $ 95,000 $ 28,000
Marshall, Mississippi 1 $ 155,000 $ 155,000 $ 65,000
Carter, Missouri 1 $ 405,000 $ 405,000 $ 66,000
Jackson, Missouri 1 $ 105,000 $ 105,000 $ 210,000
Lawrence, Missouri 1 $ 245,000 $ 245,000 $ 93,000
St. Louis, Missouri 1 $ 905,000 $ 905,000 $ 454,000
Taney, Missouri 1 $ 245,000 $ 245,000 $ 100,000
Webster, Missouri 1 $ 155,000 $ 155,000 $ 44,000
Custer, Montana 1 $ 195,000 $ 195,000 $ 42,000
Box Butte, Nebraska 1 $ 195,000 $ 195,000 $ 52,000
Buffalo, Nebraska 1 $ 205,000 $ 205,000 $ 93,000
Keith, Nebraska 1 $ 125,000 $ 125,000 $ 130,000
Sarpy, Nebraska 1 $ 515,000 $ 515,000 $ 170,000
Lyon, Nevada 1 $ 285,000 $ 285,000 $ 48,000
Cape May, New Jersey 1 $ 335,000 $ 335,000 $ 161,000
Mercer, New Jersey 1 $ 175,000 $ 175,000 $ 158,000
Somerset, New Jersey 1 $ 305,000 $ 305,000 $ 82,000
Warren, New Jersey 1 $ 85,000 $ 85,000 $ 96,000
Chaves, New Mexico 1 $ 135,000 $ 135,000 $ 97,000
Grant, New Mexico 1 $ 85,000 $ 85,000 $ 16,000
Lea, New Mexico 1 $ 225,000 $ 225,000 $ 51,000
Lincoln, New Mexico 1 $ 175,000 $ 175,000 $ 45,000
Alleghany, North Carolina 1 $ 455,000 $ 455,000 $ 63,000
Brunswick, North Carolina 1 $ 245,000 $ 245,000 $ 75,000
Edgecombe, North Carolina 1 $ 215,000 $ 215,000 $ 58,000
Franklin, North Carolina 1 $ 225,000 $ 225,000 $ 100,000
Henderson, North Carolina 1 $ 165,000 $ 165,000 $ 49,000
Macon, North Carolina 1 $ 155,000 $ 155,000 $ 250,000
Rowan, North Carolina 1 $ 145,000 $ 145,000 $ 41,000
Watauga, North Carolina 1 $ 235,000 $ 235,000 $ 462,000
Wayne, North Carolina 1 $ 175,000 $ 175,000 $ 0
Wilkes, North Carolina 1 $ 215,000 $ 215,000 $ 77,000
Cass, North Dakota 1 $ 225,000 $ 225,000 $ 45,000
Franklin, Ohio 1 $ 345,000 $ 345,000 $ 337,000
Hamilton, Ohio 1 $ 305,000 $ 305,000 $ 0
Lucas, Ohio 1 $ 85,000 $ 85,000 $ 38,000
Medina, Ohio 1 $ 405,000 $ 405,000 $ 101,000
Summit, Ohio 1 $ 75,000 $ 75,000 $ 139,000
Trumbull, Ohio 1 $ 125,000 $ 125,000 $ 112,000
Logan, Oklahoma 1 $ 425,000 $ 425,000 $ 84,000
Wagoner, Oklahoma 1 $ 175,000 $ 175,000 $ 192,000
Woodward, Oklahoma 1 $ 245,000 $ 245,000 $ 87,000
Benton, Oregon 1 $ 515,000 $ 515,000 $ 261,000
Coos, Oregon 1 $ 245,000 $ 245,000 $ 72,000
Crook, Oregon 1 $ 195,000 $ 195,000 $ 32,000
Klamath, Oregon 1 $ 175,000 $ 175,000 $ 42,000
Multnomah, Oregon 1 $ 355,000 $ 355,000 $ 232,000
Umatilla, Oregon 1 $ 105,000 $ 105,000 $ 122,000
Union, Pennsylvania 1 $ 355,000 $ 355,000 $ 148,000
Abbeville, South Carolina 1 $ 175,000 $ 175,000 $ 54,000
Pickens, South Carolina 1 $ 425,000 $ 425,000 $ 0
Richland, South Carolina 1 $ 255,000 $ 255,000 $ 89,000
Beadle, South Dakota 1 $ 85,000 $ 85,000 $ 35,000
Minnehaha, South Dakota 1 $ 195,000 $ 195,000 $ 55,000
Bedford, Tennessee 1 $ 255,000 $ 255,000 $ 49,000
Giles, Tennessee 1 $ 275,000 $ 275,000 $ 155,000
Knox, Tennessee 1 $ 335,000 $ 335,000 $ 96,000
Putnam, Tennessee 1 $ 225,000 $ 225,000 $ 52,000
Sumner, Tennessee 1 $ 465,000 $ 465,000 $ 162,000
Blanco, Texas 1 $ 175,000 $ 175,000 $ 37,000
Bowie, Texas 1 $ 105,000 $ 105,000 $ 60,000
Brewster, Texas 1 $ 325,000 $ 325,000 $ 71,000
Burleson, Texas 1 $ 165,000 $ 165,000 $ 33,000
Carson, Texas 1 $ 145,000 $ 145,000 $ 81,000
Chambers, Texas 1 $ 495,000 $ 495,000 $ 100,000
Colorado, Texas 1 $ 335,000 $ 335,000 $ 117,000
Erath, Texas 1 $ 335,000 $ 335,000 $ 95,000
Fannin, Texas 1 $ 115,000 $ 115,000 $ 50,000
Freestone, Texas 1 $ 185,000 $ 185,000 $ 65,000
Gaines, Texas 1 $ 155,000 $ 155,000 $ 95,000
Grimes, Texas 1 $ 185,000 $ 185,000 $ 25,000
Harrison, Texas 1 $ 125,000 $ 125,000 $ 86,000
Hopkins, Texas 1 $ 225,000 $ 225,000 $ 68,000
Hunt, Texas 1 $ 195,000 $ 195,000 $ 82,000
Jack, Texas 1 $ 285,000 $ 285,000 $ 0
Jefferson, Texas 1 $ 245,000 $ 245,000 $ 99,000
Jim Hogg, Texas 1 $ 245,000 $ 245,000 $ 155,000
Jim Wells, Texas 1 $ 375,000 $ 375,000 $ 79,000
Kerr, Texas 1 $ 175,000 $ 175,000 $ 95,000
Lee, Texas 1 $ 225,000 $ 225,000 $ 66,000
Liberty, Texas 1 $ 185,000 $ 185,000 $ 48,000
Live Oak, Texas 1 $ 285,000 $ 285,000 $ 197,000
Parmer, Texas 1 $ 195,000 $ 195,000 $ 52,000
Rusk, Texas 1 $ 135,000 $ 135,000 $ 28,000
San Jacinto, Texas 1 $ 525,000 $ 525,000 $ 160,000
San Patricio, Texas 1 $ 175,000 $ 175,000 $ 46,000
Uvalde, Texas 1 $ 75,000 $ 75,000 $ 196,000
Washington, Texas 1 $ 515,000 $ 515,000 $ 174,000
Webb, Texas 1 $ 245,000 $ 245,000 $ 0
Uintah, Utah 1 $ 225,000 $ 225,000 $ 95,000
Wasatch, Utah 1 $ 655,000 $ 655,000 $ 758,000
Arlington, Virginia 1 $ 445,000 $ 445,000 $ 273,000
Chesapeake, Virginia 1 $ 355,000 $ 355,000 $ 0
Fluvanna, Virginia 1 $ 135,000 $ 135,000 $ 154,000
Loudoun, Virginia 1 $ 485,000 $ 485,000 $ 422,000
Norfolk, Virginia 1 $ 215,000 $ 215,000 $ 0
Stafford, Virginia 1 $ 415,000 $ 415,000 $ 76,000
Grant, Washington 1 $ 225,000 $ 225,000 $ 64,000
Grays Harbor, Washington 1 $ 285,000 $ 285,000 $ 0
Island, Washington 1 $ 415,000 $ 415,000 $ 268,000
Kitsap, Washington 1 $ 345,000 $ 345,000 $ 0
Lewis, Washington 1 $ 315,000 $ 315,000 $ 46,000
Pacific, Washington 1 $ 285,000 $ 285,000 $ 37,000
Whitman, Washington 1 $ 55,000 $ 55,000 $ 30,000
Ashland, Wisconsin 1 $ 335,000 $ 335,000 $ 185,000
Milwaukee, Wisconsin 1 $ 275,000 $ 275,000 $ 225,000
Pierce, Wisconsin 1 $ 305,000 $ 305,000 $ 120,000
Washington, Wisconsin 1 $ 295,000 $ 295,000 $ 104,000
Waukesha, Wisconsin 1 $ 185,000 $ 185,000 $ 126,000
Wood, Wisconsin 1 $ 175,000 $ 175,000 $ 74,000
Laramie, Wyoming 1 $ 255,000 $ 255,000 $ 51,000
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Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,004 $2,447,730,000 $305,000 $3,005,000 $103,000 $4,461,000
Refinancing 7,008 $2,114,750,000 $301,000 $4,705,000 $110,000 $3,549,000
Cash-out Refinancing 2,675 $768,375,000 $287,000 $16,105,000 $109,000 $1,464,000
Other Purpose 24 $7,450,000 $310,000 $605,000 $97,000 $410,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,426 $3,549,100,000 $310,000 $4,705,000 $113,000 $3,549,000
Hispanic 3,387 $859,145,000 $253,000 $2,405,000 $79,000 $900,000
Not Provided 1,193 $422,575,000 $354,000 $16,105,000 $119,000 $1,311,000
Asian 818 $272,400,000 $333,000 $1,505,000 $132,000 $4,461,000
Black or African American 723 $188,625,000 $260,000 $1,105,000 $82,000 $436,000
American Indian or Alaskan Native 106 $27,860,000 $262,000 $615,000 $88,000 $205,000
Native Hawaiian or Other Pacific Islander 56 $17,290,000 $308,000 $1,035,000 $134,000 $2,297,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,269 $4,068,875,000 $306,000 $16,105,000 $120,000 $4,461,000
FHA-insured (Federal Housing Administration) 2,920 $760,580,000 $260,000 $775,000 $68,000 $461,000
VA-guaranteed (Veterans Administration) 1,450 $495,370,000 $341,000 $1,605,000 $62,000 $540,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 72 $13,480,000 $187,000 $355,000 $49,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,687 $3,779,655,000 $297,000 $2,325,000 $104,000 $3,549,000
Application Withdrawn By Applicant 4,077 $1,265,515,000 $310,000 $16,105,000 $114,000 $4,461,000
Application Approved But Not Accepted 616 $194,680,000 $316,000 $1,625,000 $114,000 $1,300,000
Application Denied By Financial Institution 325 $96,555,000 $297,000 $3,005,000 $85,000 $768,000
File Closed For Incompleteness 6 $1,900,000 $316,000 $515,000 $110,000 $176,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,386 $5,241,750,000 $301,000 $16,105,000 $107,000 $4,461,000
Credit History 112 $35,810,000 $319,000 $3,005,000 $84,000 $768,000
Other 51 $15,285,000 $299,000 $1,305,000 $101,000 $523,000
Credit Application Incomplete 47 $13,185,000 $280,000 $1,105,000 $84,000 $243,000
Collateral 40 $9,500,000 $237,000 $655,000 $83,000 $324,000
Debt-To-Income Ratio 36 $9,910,000 $275,000 $755,000 $69,000 $366,000
Unverifiable Information 19 $6,765,000 $356,000 $2,185,000 $93,000 $558,000
Employment History 11 $3,605,000 $327,000 $1,045,000 $88,000 $413,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,495,000 $277,000 $755,000 $60,000 $194,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerifirst Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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