Ameris Bank Mortgage Lending & HMDA Data, 2019

In 2019, Ameris Bank of Atlanta, GA reported 21,525 mortgage applications totaling $5.8 billion, up 94% from 2018. The average application was for $268,231, and applicants reported an average income of $115,636. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (6,244), Columbia, SC (1,122) and Jacksonville, FL (1,097) (applications in parentheses).

Mortgage Company & Address Ameris Bank
300 South Main Street
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 21,525
Total Mortgage Loan Application Amount $5,773,675,000
Average Mortgage Loan Application Amount $268,231
Highest Mortgage Loan Application Amount $25,005,000
Average Applicant Income $115,636
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameris Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,265 $ 480,325,000 $ 379,703 $ 171,000
Gwinnett, Georgia 859 $ 214,425,000 $ 249,621 $ 98,000
DeKalb, Georgia 839 $ 267,635,000 $ 318,992 $ 129,000
Cobb, Georgia 802 $ 232,110,000 $ 289,413 $ 130,000
Charleston, South Carolina 598 $ 193,180,000 $ 323,043 $ 141,000
Richland, South Carolina 527 $ 120,025,000 $ 227,751 $ 89,000
St. Johns, Florida 515 $ 156,945,000 $ 304,747 $ 157,000
Lexington, South Carolina 514 $ 115,150,000 $ 224,027 $ 92,000
Alachua, Florida 484 $ 116,280,000 $ 240,247 $ 116,000
Cherokee, Georgia 460 $ 126,340,000 $ 274,652 $ 114,000
Duval, Florida 416 $ 112,370,000 $ 270,120 $ 129,000
Berkeley, South Carolina 356 $ 97,510,000 $ 273,904 $ 103,000
Chatham, Georgia 345 $ 99,625,000 $ 288,768 $ 123,000
Houston, Georgia 338 $ 67,520,000 $ 199,763 $ 83,000
Greenville, South Carolina 334 $ 79,700,000 $ 238,622 $ 97,000
Forsyth, Georgia 332 $ 111,310,000 $ 335,271 $ 134,000
Marion, Florida 323 $ 48,105,000 $ 148,931 $ 71,000
Volusia, Florida 312 $ 79,480,000 $ 254,743 $ 116,000
Davidson, Tennessee 299 $ 83,795,000 $ 280,250 $ 139,000
Paulding, Georgia 251 $ 54,665,000 $ 217,788 $ 87,000
Leon, Florida 201 $ 56,225,000 $ 279,726 $ 103,000
Henry, Georgia 198 $ 46,020,000 $ 232,424 $ 102,000
Hall, Georgia 188 $ 51,700,000 $ 275,000 $ 142,000
Bartow, Georgia 177 $ 35,185,000 $ 198,785 $ 95,000
Wake, North Carolina 171 $ 41,765,000 $ 244,239 $ 97,000
Spartanburg, South Carolina 171 $ 32,075,000 $ 187,573 $ 73,000
Columbia, Georgia 165 $ 39,535,000 $ 239,606 $ 103,000
Prince George's, Maryland 165 $ 50,065,000 $ 303,424 $ 101,000
Honolulu, Hawaii 162 $ 96,490,000 $ 595,617 $ 121,000
Lowndes, Georgia 159 $ 26,975,000 $ 169,654 $ 84,000
Coweta, Georgia 155 $ 40,715,000 $ 262,677 $ 114,000
Sarasota, Florida 143 $ 42,735,000 $ 298,846 $ 143,000
Horry, South Carolina 143 $ 34,525,000 $ 241,433 $ 145,000
Jefferson, Alabama 138 $ 31,030,000 $ 224,855 $ 110,000
Aiken, South Carolina 134 $ 26,070,000 $ 194,552 $ 85,000
Calhoun, Alabama 130 $ 20,300,000 $ 156,153 $ 68,000
Fairfax, Virginia 128 $ 57,890,000 $ 452,265 $ 164,000
Dorchester, South Carolina 127 $ 30,105,000 $ 237,047 $ 101,000
Manatee, Florida 123 $ 35,825,000 $ 291,260 $ 122,000
Rockdale, Georgia 123 $ 24,885,000 $ 202,317 $ 68,000
Jackson, Georgia 121 $ 30,295,000 $ 250,371 $ 102,000
Guilford, North Carolina 121 $ 20,695,000 $ 171,033 $ 72,000
Liberty, Georgia 118 $ 17,830,000 $ 151,101 $ 75,000
Loudoun, Virginia 116 $ 48,040,000 $ 414,137 $ 140,000
Orange, Florida 112 $ 35,750,000 $ 319,196 $ 136,000
Flagler, Florida 104 $ 24,300,000 $ 233,653 $ 111,000
Clayton, Georgia 103 $ 19,395,000 $ 188,300 $ 73,000
Collier, Florida 102 $ 37,980,000 $ 372,352 $ 176,000
Williamson, Tennessee 101 $ 39,615,000 $ 392,227 $ 149,000
Prince William, Virginia 100 $ 35,740,000 $ 357,400 $ 124,000
Colquitt, Georgia 96 $ 13,280,000 $ 138,333 $ 126,000
Douglas, Georgia 95 $ 21,155,000 $ 222,684 $ 86,000
Barrow, Georgia 94 $ 19,640,000 $ 208,936 $ 76,000
Fayette, Georgia 89 $ 29,565,000 $ 332,191 $ 135,000
Houston, Alabama 88 $ 11,370,000 $ 129,204 $ 85,000
Lee, Alabama 86 $ 14,550,000 $ 169,186 $ 89,000
Clay, Florida 86 $ 21,240,000 $ 246,976 $ 126,000
Richmond, Georgia 85 $ 15,745,000 $ 185,235 $ 95,000
Beaufort, South Carolina 83 $ 28,655,000 $ 345,240 $ 186,000
Sumner, Tennessee 83 $ 23,855,000 $ 287,409 $ 137,000
Bay, Florida 76 $ 14,600,000 $ 192,105 $ 146,000
Bryan, Georgia 76 $ 17,700,000 $ 232,894 $ 98,000
Dougherty, Georgia 76 $ 8,730,000 $ 114,868 $ 62,000
Nassau, Florida 74 $ 23,400,000 $ 316,216 $ 168,000
Effingham, Georgia 72 $ 14,980,000 $ 208,055 $ 93,000
Anne Arundel, Maryland 69 $ 24,505,000 $ 355,144 $ 121,000
San Diego, California 68 $ 30,140,000 $ 443,235 $ 118,000
Hillsborough, Florida 68 $ 20,410,000 $ 300,147 $ 126,000
Newton, Georgia 68 $ 13,240,000 $ 194,705 $ 59,000
Mecklenburg, North Carolina 68 $ 21,760,000 $ 320,000 $ 135,000
Chambers, Alabama 66 $ 5,400,000 $ 81,818 $ 51,000
Walton, Georgia 66 $ 15,160,000 $ 229,696 $ 103,000
Glynn, Georgia 65 $ 16,795,000 $ 258,384 $ 139,000
Baltimore, Maryland 63 $ 15,885,000 $ 252,142 $ 101,000
Kershaw, South Carolina 63 $ 13,865,000 $ 220,079 $ 75,000
Forsyth, North Carolina 62 $ 10,110,000 $ 163,064 $ 74,000
Lee, Florida 61 $ 13,935,000 $ 228,442 $ 120,000
James City, Virginia 61 $ 18,495,000 $ 303,196 $ 120,000
Spotsylvania, Virginia 60 $ 17,130,000 $ 285,500 $ 94,000
Pinellas, Florida 59 $ 15,675,000 $ 265,677 $ 135,000
Sumter, Florida 59 $ 14,095,000 $ 238,898 $ 92,000
Anderson, South Carolina 59 $ 11,825,000 $ 200,423 $ 80,000
Rutherford, Tennessee 59 $ 14,505,000 $ 245,847 $ 93,000
Tift, Georgia 55 $ 7,955,000 $ 144,636 $ 84,000
Gordon, Georgia 53 $ 9,745,000 $ 183,867 $ 73,000
Oconee, Georgia 53 $ 18,225,000 $ 343,867 $ 162,000
Walton, Florida 52 $ 19,300,000 $ 371,153 $ 171,000
Dawson, Georgia 52 $ 14,110,000 $ 271,346 $ 119,000
York, South Carolina 52 $ 15,470,000 $ 297,500 $ 110,000
Wilson, Tennessee 51 $ 15,175,000 $ 297,549 $ 117,000
Johnston, North Carolina 49 $ 11,265,000 $ 229,897 $ 83,000
Wakulla, Florida 47 $ 8,465,000 $ 180,106 $ 78,000
Floyd, Georgia 47 $ 6,955,000 $ 147,978 $ 69,000
Lancaster, South Carolina 47 $ 12,375,000 $ 263,297 $ 126,000
District of Columbia, District Of Columbia 43 $ 19,185,000 $ 446,162 $ 139,000
Carroll, Maryland 43 $ 13,745,000 $ 319,651 $ 90,000
Montgomery, Maryland 43 $ 13,255,000 $ 308,255 $ 110,000
Pickens, South Carolina 43 $ 9,725,000 $ 226,162 $ 87,000
Carroll, Georgia 42 $ 9,690,000 $ 230,714 $ 100,000
Maury, Tennessee 42 $ 9,380,000 $ 223,333 $ 100,000
Bibb, Georgia 41 $ 6,925,000 $ 168,902 $ 106,000
Clarke, Georgia 41 $ 11,035,000 $ 269,146 $ 139,000
Monroe, Georgia 41 $ 10,995,000 $ 268,170 $ 126,000
Chesterfield, Virginia 41 $ 9,905,000 $ 241,585 $ 87,000
Spalding, Georgia 40 $ 6,430,000 $ 160,750 $ 65,000
York, Virginia 40 $ 13,180,000 $ 329,500 $ 130,000
Los Angeles, California 39 $ 24,115,000 $ 618,333 $ 176,000
Palm Beach, Florida 39 $ 14,615,000 $ 374,743 $ 181,000
Lee, Georgia 39 $ 5,845,000 $ 149,871 $ 83,000
Shelby, Alabama 38 $ 8,520,000 $ 224,210 $ 93,000
Pasco, Florida 38 $ 8,400,000 $ 221,052 $ 105,000
Putnam, Florida 38 $ 6,520,000 $ 171,578 $ 231,000
Sumter, South Carolina 38 $ 7,320,000 $ 192,631 $ 78,000
Newport News, Virginia 38 $ 7,520,000 $ 197,894 $ 78,000
Okaloosa, Florida 36 $ 9,110,000 $ 253,055 $ 97,000
Seminole, Florida 36 $ 11,210,000 $ 311,388 $ 136,000
Camden, Georgia 35 $ 6,335,000 $ 181,000 $ 84,000
Thomas, Georgia 35 $ 3,865,000 $ 110,428 $ 66,000
Howard, Maryland 35 $ 12,925,000 $ 369,285 $ 141,000
Stafford, Virginia 35 $ 12,775,000 $ 365,000 $ 127,000
Lake, Florida 34 $ 7,390,000 $ 217,352 $ 89,000
Durham, North Carolina 33 $ 10,595,000 $ 321,060 $ 95,000
Iredell, North Carolina 33 $ 10,865,000 $ 329,242 $ 127,000
Sacramento, California 32 $ 10,510,000 $ 328,437 $ 152,000
Long, Georgia 32 $ 5,190,000 $ 162,187 $ 69,000
Alexandria, Virginia 32 $ 12,180,000 $ 380,625 $ 121,000
Baltimore City, Maryland 31 $ 6,375,000 $ 205,645 $ 93,000
Greene, Georgia 30 $ 14,140,000 $ 471,333 $ 280,000
Gaston, North Carolina 30 $ 7,320,000 $ 244,000 $ 103,000
Polk, Georgia 29 $ 4,855,000 $ 167,413 $ 61,000
St. Clair, Alabama 28 $ 7,390,000 $ 263,928 $ 99,000
Highlands, Florida 28 $ 4,120,000 $ 147,142 $ 68,000
Grady, Georgia 28 $ 3,290,000 $ 117,500 $ 81,000
Jasper, Georgia 28 $ 3,610,000 $ 128,928 $ 78,000
Putnam, Georgia 28 $ 8,950,000 $ 319,642 $ 200,000
Alamance, North Carolina 28 $ 4,340,000 $ 155,000 $ 56,000
Union, North Carolina 28 $ 8,220,000 $ 293,571 $ 144,000
Henrico, Virginia 28 $ 7,450,000 $ 266,071 $ 107,000
Brooks, Georgia 27 $ 3,195,000 $ 118,333 $ 57,000
Butts, Georgia 27 $ 4,875,000 $ 180,555 $ 73,000
Coffee, Georgia 27 $ 3,895,000 $ 144,259 $ 65,000
Peach, Georgia 27 $ 5,265,000 $ 195,000 $ 89,000
Suwannee, Florida 26 $ 3,180,000 $ 122,307 $ 64,000
Blount, Alabama 25 $ 3,695,000 $ 147,800 $ 62,000
Talladega, Alabama 25 $ 4,335,000 $ 173,400 $ 73,000
Fauquier, Virginia 25 $ 9,615,000 $ 384,600 $ 134,000
Cullman, Alabama 24 $ 5,160,000 $ 215,000 $ 96,000
Polk, Florida 24 $ 4,860,000 $ 202,500 $ 68,000
Fredericksburg, Virginia 24 $ 9,020,000 $ 375,833 $ 137,000
Henry, Alabama 23 $ 2,925,000 $ 127,173 $ 83,000
Charlotte, Florida 22 $ 4,520,000 $ 205,454 $ 112,000
Pickens, Georgia 22 $ 5,100,000 $ 231,818 $ 134,000
Charles, Maryland 22 $ 6,590,000 $ 299,545 $ 87,000
Oconee, South Carolina 22 $ 5,130,000 $ 233,181 $ 101,000
Robertson, Tennessee 22 $ 5,310,000 $ 241,363 $ 83,000
Broward, Florida 21 $ 8,415,000 $ 400,714 $ 163,000
Escambia, Florida 21 $ 4,015,000 $ 191,190 $ 106,000
Buncombe, North Carolina 21 $ 4,485,000 $ 213,571 $ 90,000
Montgomery, Tennessee 21 $ 4,205,000 $ 200,238 $ 67,000
Baldwin, Alabama 20 $ 6,300,000 $ 315,000 $ 131,000
Santa Rosa, Florida 20 $ 28,740,000 $ 1,437,000 $ 95,000
Baldwin, Georgia 20 $ 4,900,000 $ 245,000 $ 115,000
Gilmer, Georgia 20 $ 4,130,000 $ 206,500 $ 98,000
Schley, Georgia 20 $ 1,360,000 $ 68,000 $ 54,000
Crisp, Georgia 19 $ 2,975,000 $ 156,578 $ 85,000
Ware, Georgia 19 $ 1,685,000 $ 88,684 $ 41,000
Knox, Tennessee 19 $ 5,025,000 $ 264,473 $ 137,000
Arlington, Virginia 19 $ 7,555,000 $ 397,631 $ 138,000
Columbia, Florida 18 $ 3,210,000 $ 178,333 $ 58,000
Toombs, Georgia 18 $ 1,850,000 $ 102,777 $ 56,000
Worth, Georgia 18 $ 3,090,000 $ 171,666 $ 55,000
Citrus, Florida 17 $ 2,655,000 $ 156,176 $ 99,000
Osceola, Florida 17 $ 4,205,000 $ 247,352 $ 150,000
Pulaski, Georgia 17 $ 2,075,000 $ 122,058 $ 63,000
Georgetown, South Carolina 17 $ 5,245,000 $ 308,529 $ 109,000
Fannin, Georgia 16 $ 6,630,000 $ 414,375 $ 273,000
Lumpkin, Georgia 16 $ 5,680,000 $ 355,000 $ 91,000
Manassas, Virginia 16 $ 4,660,000 $ 291,250 $ 93,000
Franklin, Florida 15 $ 2,805,000 $ 187,000 $ 133,000
Barbour, Alabama 14 $ 2,030,000 $ 145,000 $ 69,000
Bradford, Florida 14 $ 2,700,000 $ 192,857 $ 80,000
Haralson, Georgia 14 $ 2,750,000 $ 196,428 $ 97,000
Stephens, Georgia 14 $ 3,710,000 $ 265,000 $ 142,000
Macon, North Carolina 14 $ 5,810,000 $ 415,000 $ 403,000
Moore, North Carolina 14 $ 3,000,000 $ 214,285 $ 198,000
Hamilton, Tennessee 14 $ 3,360,000 $ 240,000 $ 131,000
Culpeper, Virginia 14 $ 3,950,000 $ 282,142 $ 84,000
Orange, California 13 $ 11,185,000 $ 860,384 $ 294,000
Levy, Florida 13 $ 2,495,000 $ 191,923 $ 70,000
Bulloch, Georgia 13 $ 2,105,000 $ 161,923 $ 89,000
Hart, Georgia 13 $ 3,395,000 $ 261,153 $ 105,000
Pike, Georgia 13 $ 3,185,000 $ 245,000 $ 95,000
Franklin, North Carolina 13 $ 2,595,000 $ 199,615 $ 50,000
Orange, North Carolina 13 $ 3,555,000 $ 273,461 $ 114,000
Orange, Virginia 13 $ 2,815,000 $ 216,538 $ 80,000
Richmond City, Virginia 13 $ 3,395,000 $ 261,153 $ 105,000
Etowah, Alabama 12 $ 2,370,000 $ 197,500 $ 87,000
Montgomery, Alabama 12 $ 2,340,000 $ 195,000 $ 89,000
Riverside, California 12 $ 5,240,000 $ 436,666 $ 127,000
Gilchrist, Florida 12 $ 2,300,000 $ 191,666 $ 67,000
Miami-Dade, Florida 12 $ 5,590,000 $ 465,833 $ 209,000
Banks, Georgia 12 $ 2,130,000 $ 177,500 $ 65,000
Irwin, Georgia 12 $ 870,000 $ 72,500 $ 51,000
Morgan, Georgia 12 $ 3,510,000 $ 292,500 $ 123,000
Frederick, Maryland 12 $ 4,340,000 $ 361,666 $ 108,000
Harford, Maryland 12 $ 2,730,000 $ 227,500 $ 83,000
Watauga, North Carolina 12 $ 4,280,000 $ 356,666 $ 198,000
Putnam, Ohio 12 $ 1,570,000 $ 130,833 $ 48,000
Edgefield, South Carolina 12 $ 2,870,000 $ 239,166 $ 100,000
Augusta, Virginia 12 $ 2,770,000 $ 230,833 $ 122,000
Dale, Alabama 11 $ 1,145,000 $ 104,090 $ 40,000
Alameda, California 11 $ 5,455,000 $ 495,909 $ 133,000
San Mateo, California 11 $ 7,595,000 $ 690,454 $ 187,000
Sussex, Delaware 11 $ 2,735,000 $ 248,636 $ 124,000
Brevard, Florida 11 $ 4,625,000 $ 420,454 $ 163,000
Marion, Georgia 11 $ 795,000 $ 72,272 $ 75,000
Troup, Georgia 11 $ 1,745,000 $ 158,636 $ 197,000
Will, Illinois 11 $ 2,925,000 $ 265,909 $ 137,000
Brunswick, North Carolina 11 $ 3,255,000 $ 295,909 $ 159,000
Gulf, Florida 10 $ 2,880,000 $ 288,000 $ 125,000
Jackson, Florida 10 $ 1,370,000 $ 137,000 $ 68,000
Oglethorpe, Georgia 10 $ 2,100,000 $ 210,000 $ 75,000
White, Georgia 10 $ 2,240,000 $ 224,000 $ 108,000
Whitfield, Georgia 10 $ 2,120,000 $ 212,000 $ 123,000
Davidson, North Carolina 10 $ 1,060,000 $ 106,000 $ 66,000
Henderson, North Carolina 10 $ 3,190,000 $ 319,000 $ 175,000
Rockingham, North Carolina 10 $ 1,220,000 $ 122,000 $ 58,000
Greenwood, South Carolina 10 $ 3,370,000 $ 337,000 $ 186,000
Laurens, South Carolina 10 $ 1,650,000 $ 165,000 $ 71,000
Saluda, South Carolina 10 $ 1,460,000 $ 146,000 $ 96,000
Dickson, Tennessee 10 $ 1,970,000 $ 197,000 $ 61,000
Cherokee, Alabama 9 $ 1,935,000 $ 215,000 $ 280,000
Tallapoosa, Alabama 9 $ 2,895,000 $ 321,666 $ 146,000
Placer, California 9 $ 4,085,000 $ 453,888 $ 176,000
Calhoun, Florida 9 $ 1,545,000 $ 171,666 $ 71,000
Cook, Georgia 9 $ 1,095,000 $ 121,666 $ 61,000
Lamar, Georgia 9 $ 1,505,000 $ 167,222 $ 76,000
McDuffie, Georgia 9 $ 2,035,000 $ 226,111 $ 117,000
Pierce, Georgia 9 $ 1,135,000 $ 126,111 $ 80,000
Taylor, Georgia 9 $ 885,000 $ 98,333 $ 72,000
Union, Georgia 9 $ 1,915,000 $ 212,777 $ 107,000
Randolph, North Carolina 9 $ 1,105,000 $ 122,777 $ 44,000
Colleton, South Carolina 9 $ 2,755,000 $ 306,111 $ 194,000
Newberry, South Carolina 9 $ 2,055,000 $ 228,333 $ 88,000
Manassas Park, Virginia 9 $ 2,705,000 $ 300,555 $ 82,000
Westmoreland, Virginia 9 $ 2,065,000 $ 229,444 $ 107,000
Madison, Alabama 8 $ 2,270,000 $ 283,750 $ 526,000
Dixie, Florida 8 $ 920,000 $ 115,000 $ 67,000
Berrien, Georgia 8 $ 1,740,000 $ 217,500 $ 80,000
Bleckley, Georgia 8 $ 1,160,000 $ 145,000 $ 54,000
Franklin, Georgia 8 $ 1,730,000 $ 216,250 $ 105,000
Lanier, Georgia 8 $ 980,000 $ 122,500 $ 69,000
McIntosh, Georgia 8 $ 1,770,000 $ 221,250 $ 109,000
Meriwether, Georgia 8 $ 1,220,000 $ 152,500 $ 89,000
Muscogee, Georgia 8 $ 1,690,000 $ 211,250 $ 87,000
Harnett, North Carolina 8 $ 1,480,000 $ 185,000 $ 68,000
Jackson, North Carolina 8 $ 4,560,000 $ 570,000 $ 297,000
Florence, South Carolina 8 $ 14,450,000 $ 1,806,250 $ 51,000
New Kent, Virginia 8 $ 3,430,000 $ 428,750 $ 169,000
Coffee, Alabama 7 $ 875,000 $ 125,000 $ 117,000
Tuscaloosa, Alabama 7 $ 1,585,000 $ 226,428 $ 212,000
Santa Clara, California 7 $ 3,505,000 $ 500,714 $ 132,000
Habersham, Georgia 7 $ 1,635,000 $ 233,571 $ 97,000
Rabun, Georgia 7 $ 2,185,000 $ 312,142 $ 247,000
Seminole, Georgia 7 $ 685,000 $ 97,857 $ 86,000
Upson, Georgia 7 $ 1,055,000 $ 150,714 $ 71,000
Maui, Hawaii 7 $ 4,075,000 $ 582,142 $ 78,000
Cabarrus, North Carolina 7 $ 2,275,000 $ 325,000 $ 109,000
Catawba, North Carolina 7 $ 1,385,000 $ 197,857 $ 73,000
Rutherford, North Carolina 7 $ 915,000 $ 130,714 $ 122,000
Bucks, Pennsylvania 7 $ 2,855,000 $ 407,857 $ 175,000
York, Pennsylvania 7 $ 1,205,000 $ 172,142 $ 72,000
Albemarle, Virginia 7 $ 2,755,000 $ 393,571 $ 142,000
Gloucester, Virginia 7 $ 1,465,000 $ 209,285 $ 56,000
King George, Virginia 7 $ 2,125,000 $ 303,571 $ 101,000
Contra Costa, California 6 $ 3,690,000 $ 615,000 $ 217,000
Baker, Florida 6 $ 870,000 $ 145,000 $ 128,000
Jefferson, Florida 6 $ 1,510,000 $ 251,666 $ 82,000
Martin, Florida 6 $ 2,600,000 $ 433,333 $ 141,000
Macon, Georgia 6 $ 610,000 $ 101,666 $ 60,000
Madison, Georgia 6 $ 950,000 $ 158,333 $ 52,000
Miller, Georgia 6 $ 370,000 $ 61,666 $ 75,000
Mitchell, Georgia 6 $ 610,000 $ 101,666 $ 59,000
Walker, Georgia 6 $ 1,050,000 $ 175,000 $ 76,000
Hawaii, Hawaii 6 $ 2,210,000 $ 368,333 $ 136,000
Wicomico, Maryland 6 $ 970,000 $ 161,666 $ 54,000
Worcester, Maryland 6 $ 1,050,000 $ 175,000 $ 108,000
Avery, North Carolina 6 $ 1,650,000 $ 275,000 $ 180,000
Chatham, North Carolina 6 $ 1,860,000 $ 310,000 $ 89,000
Dare, North Carolina 6 $ 2,240,000 $ 373,333 $ 237,000
Granville, North Carolina 6 $ 1,690,000 $ 281,666 $ 86,000
Fairfield, South Carolina 6 $ 1,680,000 $ 280,000 $ 84,000
Orangeburg, South Carolina 6 $ 730,000 $ 121,666 $ 134,000
Cheatham, Tennessee 6 $ 1,620,000 $ 270,000 $ 106,000
Sevier, Tennessee 6 $ 1,940,000 $ 323,333 $ 123,000
Frederick, Virginia 6 $ 1,700,000 $ 283,333 $ 217,000
Hampton, Virginia 6 $ 1,160,000 $ 193,333 $ 120,000
Hanover, Virginia 6 $ 1,840,000 $ 306,666 $ 140,000
Isle of Wight, Virginia 6 $ 1,740,000 $ 290,000 $ 95,000
Poquoson, Virginia 6 $ 2,440,000 $ 406,666 $ 152,000
Powhatan, Virginia 6 $ 1,140,000 $ 190,000 $ 72,000
Cleburne, Alabama 5 $ 905,000 $ 181,000 $ 91,000
Fairbanks North Star, Alaska 5 $ 1,325,000 $ 265,000 $ 56,000
Indian River, Florida 5 $ 925,000 $ 185,000 $ 108,000
Ben Hill, Georgia 5 $ 515,000 $ 103,000 $ 70,000
Laurens, Georgia 5 $ 985,000 $ 197,000 $ 79,000
Lincoln, Georgia 5 $ 1,585,000 $ 317,000 $ 115,000
Sumter, Georgia 5 $ 465,000 $ 93,000 $ 125,000
Tattnall, Georgia 5 $ 875,000 $ 175,000 $ 57,000
Cook, Illinois 5 $ 1,395,000 $ 279,000 $ 98,000
Cumberland, North Carolina 5 $ 915,000 $ 183,000 $ 78,000
Lincoln, North Carolina 5 $ 2,425,000 $ 485,000 $ 214,000
Rowan, North Carolina 5 $ 935,000 $ 187,000 $ 69,000
Lorain, Ohio 5 $ 685,000 $ 137,000 $ 59,000
Jasper, South Carolina 5 $ 1,095,000 $ 219,000 $ 95,000
Jefferson, Tennessee 5 $ 985,000 $ 197,000 $ 95,000
Elmore, Alabama 4 $ 900,000 $ 225,000 $ 105,000
Randolph, Alabama 4 $ 740,000 $ 185,000 $ 85,000
Russell, Alabama 4 $ 460,000 $ 115,000 $ 87,000
Maricopa, Arizona 4 $ 2,120,000 $ 530,000 $ 225,000
Ventura, California 4 $ 3,000,000 $ 750,000 $ 282,000
Brantley, Georgia 4 $ 410,000 $ 102,500 $ 64,000
Burke, Georgia 4 $ 700,000 $ 175,000 $ 124,000
Clinch, Georgia 4 $ 690,000 $ 172,500 $ 80,000
Harris, Georgia 4 $ 690,000 $ 172,500 $ 59,000
Jones, Georgia 4 $ 590,000 $ 147,500 $ 77,000
Warren, Georgia 4 $ 800,000 $ 200,000 $ 50,000
Lake, Illinois 4 $ 1,310,000 $ 327,500 $ 169,000
Essex, Massachusetts 4 $ 2,150,000 $ 537,500 $ 189,000
Clark, Nevada 4 $ 1,970,000 $ 492,500 $ 219,000
Burke, North Carolina 4 $ 1,030,000 $ 257,500 $ 125,000
Cherokee, North Carolina 4 $ 860,000 $ 215,000 $ 170,000
Haywood, North Carolina 4 $ 980,000 $ 245,000 $ 76,000
Nash, North Carolina 4 $ 650,000 $ 162,500 $ 59,000
Onslow, North Carolina 4 $ 640,000 $ 160,000 $ 111,000
Lucas, Ohio 4 $ 530,000 $ 132,500 $ 61,000
Clarendon, South Carolina 4 $ 900,000 $ 225,000 $ 120,000
Darlington, South Carolina 4 $ 1,230,000 $ 307,500 $ 67,000
Bedford, Tennessee 4 $ 660,000 $ 165,000 $ 81,000
Blount, Tennessee 4 $ 660,000 $ 165,000 $ 67,000
Hickman, Tennessee 4 $ 560,000 $ 140,000 $ 48,000
Lawrence, Tennessee 4 $ 720,000 $ 180,000 $ 88,000
Marshall, Tennessee 4 $ 890,000 $ 222,500 $ 63,000
Fairfax City, Virginia 4 $ 1,780,000 $ 445,000 $ 136,000
Virginia Beach, Virginia 4 $ 1,590,000 $ 397,500 $ 188,000
Chilton, Alabama 3 $ 475,000 $ 158,333 $ 94,000
Geneva, Alabama 3 $ 345,000 $ 115,000 $ 49,000
Mobile, Alabama 3 $ 515,000 $ 171,666 $ 95,000
Walker, Alabama 3 $ 515,000 $ 171,666 $ 76,000
Marin, California 3 $ 2,185,000 $ 728,333 $ 216,000
San Francisco, California 3 $ 1,875,000 $ 625,000 $ 223,000
San Joaquin, California 3 $ 1,115,000 $ 371,666 $ 97,000
Santa Cruz, California 3 $ 1,295,000 $ 431,666 $ 115,000
Yolo, California 3 $ 1,085,000 $ 361,666 $ 177,000
Gadsden, Florida 3 $ 565,000 $ 188,333 $ 77,000
Liberty, Florida 3 $ 325,000 $ 108,333 $ 79,000
Taylor, Florida 3 $ 315,000 $ 105,000 $ 101,000
Union, Florida 3 $ 535,000 $ 178,333 $ 107,000
Appling, Georgia 3 $ 455,000 $ 151,666 $ 93,000
Crawford, Georgia 3 $ 625,000 $ 208,333 $ 57,000
Decatur, Georgia 3 $ 445,000 $ 148,333 $ 44,000
Hancock, Georgia 3 $ 685,000 $ 228,333 $ 129,000
Montgomery, Georgia 3 $ 125,000 $ 41,666 $ 79,000
Murray, Georgia 3 $ 435,000 $ 145,000 $ 47,000
Towns, Georgia 3 $ 1,275,000 $ 425,000 $ 205,000
Washington, Georgia 3 $ 535,000 $ 178,333 $ 84,000
St. Louis, Missouri 3 $ 705,000 $ 235,000 $ 73,000
Caldwell, North Carolina 3 $ 625,000 $ 208,333 $ 176,000
Carteret, North Carolina 3 $ 1,085,000 $ 361,666 $ 211,000
Lee, North Carolina 3 $ 805,000 $ 268,333 $ 84,000
New Hanover, North Carolina 3 $ 1,065,000 $ 355,000 $ 261,000
Stanly, North Carolina 3 $ 655,000 $ 218,333 $ 73,000
Franklin, Ohio 3 $ 735,000 $ 245,000 $ 89,000
Hancock, Ohio 3 $ 455,000 $ 151,666 $ 81,000
Huron, Ohio 3 $ 305,000 $ 101,666 $ 66,000
Seneca, Ohio 3 $ 455,000 $ 151,666 $ 69,000
Barnwell, South Carolina 3 $ 715,000 $ 238,333 $ 49,000
DeKalb, Tennessee 3 $ 495,000 $ 165,000 $ 72,000
Dyer, Tennessee 3 $ 185,000 $ 61,666 $ 38,000
Loudon, Tennessee 3 $ 995,000 $ 331,666 $ 132,000
Washington, Tennessee 3 $ 555,000 $ 185,000 $ 130,000
Tarrant, Texas 3 $ 1,065,000 $ 355,000 $ 105,000
Salt Lake, Utah 3 $ 1,285,000 $ 428,333 $ 132,000
Caroline, Virginia 3 $ 645,000 $ 215,000 $ 56,000
Chesapeake, Virginia 3 $ 1,105,000 $ 368,333 $ 72,000
Goochland, Virginia 3 $ 2,225,000 $ 741,666 $ 257,000
Middlesex, Virginia 3 $ 525,000 $ 175,000 $ 64,000
Roanoke, Virginia 3 $ 675,000 $ 225,000 $ 156,000
Warren, Virginia 3 $ 765,000 $ 255,000 $ 83,000
Macon, Alabama 2 $ 250,000 $ 125,000 $ 40,000
Marshall, Alabama 2 $ 510,000 $ 255,000 $ 123,000
El Dorado, California 2 $ 1,040,000 $ 520,000 $ 156,000
Fresno, California 2 $ 730,000 $ 365,000 $ 175,000
San Bernardino, California 2 $ 780,000 $ 390,000 $ 156,000
Denver, Colorado 2 $ 1,040,000 $ 520,000 $ 130,000
Fairfield, Connecticut 2 $ 1,420,000 $ 710,000 $ 370,000
Hernando, Florida 2 $ 340,000 $ 170,000 $ 30,000
Madison, Florida 2 $ 240,000 $ 120,000 $ 45,000
St. Lucie, Florida 2 $ 330,000 $ 165,000 $ 57,000
Calhoun, Georgia 2 $ 120,000 $ 60,000 $ 38,000
Candler, Georgia 2 $ 570,000 $ 285,000 $ 362,000
Chattahoochee, Georgia 2 $ 190,000 $ 95,000 $ 101,000
Dade, Georgia 2 $ 700,000 $ 350,000 $ 285,000
Dooly, Georgia 2 $ 90,000 $ 45,000 $ 39,000
Early, Georgia 2 $ 200,000 $ 100,000 $ 43,000
Elbert, Georgia 2 $ 460,000 $ 230,000 $ 110,000
Evans, Georgia 2 $ 320,000 $ 160,000 $ 59,000
Turner, Georgia 2 $ 260,000 $ 130,000 $ 75,000
Wayne, Georgia 2 $ 370,000 $ 185,000 $ 63,000
Wheeler, Georgia 2 $ 70,000 $ 35,000 $ 44,000
Wilkinson, Georgia 2 $ 220,000 $ 110,000 $ 56,000
McHenry, Illinois 2 $ 560,000 $ 280,000 $ 84,000
Johnson, Kansas 2 $ 360,000 $ 180,000 $ 239,000
Boyd, Kentucky 2 $ 200,000 $ 100,000 $ 23,000
Jefferson, Kentucky 2 $ 570,000 $ 285,000 $ 114,000
Middlesex, Massachusetts 2 $ 480,000 $ 240,000 $ 188,000
Plymouth, Massachusetts 2 $ 760,000 $ 380,000 $ 59,000
Berrien, Michigan 2 $ 550,000 $ 275,000 $ 76,000
Genesee, Michigan 2 $ 340,000 $ 170,000 $ 58,000
Oakland, Michigan 2 $ 580,000 $ 290,000 $ 106,000
Washtenaw, Michigan 2 $ 710,000 $ 355,000 $ 84,000
Wayne, Michigan 2 $ 320,000 $ 160,000 $ 43,000
Scott, Minnesota 2 $ 730,000 $ 365,000 $ 195,000
Oktibbeha, Mississippi 2 $ 210,000 $ 105,000 $ 69,000
Alexander, North Carolina 2 $ 380,000 $ 190,000 $ 51,000
Ashe, North Carolina 2 $ 440,000 $ 220,000 $ 120,000
Caswell, North Carolina 2 $ 270,000 $ 135,000 $ 136,000
Madison, North Carolina 2 $ 550,000 $ 275,000 $ 46,000
Person, North Carolina 2 $ 460,000 $ 230,000 $ 152,000
Pitt, North Carolina 2 $ 280,000 $ 140,000 $ 126,000
Polk, North Carolina 2 $ 660,000 $ 330,000 $ 88,000
Scotland, North Carolina 2 $ 630,000 $ 315,000 $ 428,000
Wayne, North Carolina 2 $ 310,000 $ 155,000 $ 52,000
Wilkes, North Carolina 2 $ 750,000 $ 375,000 $ 90,000
Yadkin, North Carolina 2 $ 260,000 $ 130,000 $ 32,000
Erie, Ohio 2 $ 350,000 $ 175,000 $ 102,000
Sandusky, Ohio 2 $ 210,000 $ 105,000 $ 61,000
Wood, Ohio 2 $ 250,000 $ 125,000 $ 78,000
Deschutes, Oregon 2 $ 710,000 $ 355,000 $ 71,000
Adams, Pennsylvania 2 $ 460,000 $ 230,000 $ 70,000
Wayne, Pennsylvania 2 $ 220,000 $ 110,000 $ 32,000
Allendale, South Carolina 2 $ 300,000 $ 150,000 $ 39,000
Calhoun, South Carolina 2 $ 180,000 $ 90,000 $ 81,000
Chesterfield, South Carolina 2 $ 400,000 $ 200,000 $ 51,000
Lee, South Carolina 2 $ 230,000 $ 115,000 $ 29,000
McCormick, South Carolina 2 $ 720,000 $ 360,000 $ 93,000
Claiborne, Tennessee 2 $ 270,000 $ 135,000 $ 38,000
Giles, Tennessee 2 $ 400,000 $ 200,000 $ 77,000
Grundy, Tennessee 2 $ 250,000 $ 125,000 $ 88,000
Marion, Tennessee 2 $ 280,000 $ 140,000 $ 77,000
Putnam, Tennessee 2 $ 250,000 $ 125,000 $ 95,000
Dallas, Texas 2 $ 210,000 $ 105,000 $ 34,000
Fort Bend, Texas 2 $ 340,000 $ 170,000 $ 108,000
Galveston, Texas 2 $ 370,000 $ 185,000 $ 162,000
Montgomery, Texas 2 $ 330,000 $ 165,000 $ 175,000
Charlottesville, Virginia 2 $ 470,000 $ 235,000 $ 85,000
Clarke, Virginia 2 $ 960,000 $ 480,000 $ 140,000
Falls Church, Virginia 2 $ 780,000 $ 390,000 $ 339,000
Franklin, Virginia 2 $ 760,000 $ 380,000 $ 196,000
Louisa, Virginia 2 $ 660,000 $ 330,000 $ 87,000
Montgomery, Virginia 2 $ 460,000 $ 230,000 $ 76,000
Nelson, Virginia 2 $ 780,000 $ 390,000 $ 300,000
Prince George, Virginia 2 $ 430,000 $ 215,000 $ 79,000
Rockingham, Virginia 2 $ 260,000 $ 130,000 $ 113,000
Suffolk, Virginia 2 $ 820,000 $ 410,000 $ 151,000
Williamsburg, Virginia 2 $ 560,000 $ 280,000 $ 84,000
King, Washington 2 $ 1,130,000 $ 565,000 $ 48,000
Kanawha, West Virginia 2 $ 530,000 $ 265,000 $ 150,000
Autauga, Alabama 1 $ 285,000 $ 285,000 $ 173,000
Clay, Alabama 1 $ 75,000 $ 75,000 $ 71,000
Jackson, Alabama 1 $ 165,000 $ 165,000 $ 46,000
Limestone, Alabama 1 $ 265,000 $ 265,000 $ 0
Marengo, Alabama 1 $ 225,000 $ 225,000 $ 112,000
Marion, Alabama 1 $ 165,000 $ 165,000 $ 108,000
Perry, Alabama 1 $ 115,000 $ 115,000 $ 34,000
Pike, Alabama 1 $ 85,000 $ 85,000 $ 97,000
Winston, Alabama 1 $ 355,000 $ 355,000 $ 60,000
Baxter, Arkansas 1 $ 775,000 $ 775,000 $ 168,000
Amador, California 1 $ 315,000 $ 315,000 $ 0
Calaveras, California 1 $ 405,000 $ 405,000 $ 112,000
Kern, California 1 $ 195,000 $ 195,000 $ 0
Madera, California 1 $ 235,000 $ 235,000 $ 77,000
Shasta, California 1 $ 265,000 $ 265,000 $ 68,000
Solano, California 1 $ 455,000 $ 455,000 $ 96,000
Sonoma, California 1 $ 705,000 $ 705,000 $ 179,000
Adams, Colorado 1 $ 325,000 $ 325,000 $ 112,000
Arapahoe, Colorado 1 $ 325,000 $ 325,000 $ 73,000
Hartford, Connecticut 1 $ 265,000 $ 265,000 $ 74,000
DeSoto, Florida 1 $ 185,000 $ 185,000 $ 0
Hardee, Florida 1 $ 105,000 $ 105,000 $ 31,000
Holmes, Florida 1 $ 135,000 $ 135,000 $ 0
Monroe, Florida 1 $ 325,000 $ 325,000 $ 120,000
Okeechobee, Florida 1 $ 145,000 $ 145,000 $ 48,000
Washington, Florida 1 $ 135,000 $ 135,000 $ 58,000
Atkinson, Georgia 1 $ 25,000 $ 25,000 $ 76,000
Bacon, Georgia 1 $ 145,000 $ 145,000 $ 180,000
Baker, Georgia 1 $ 85,000 $ 85,000 $ 27,000
Catoosa, Georgia 1 $ 155,000 $ 155,000 $ 388,000
Clay, Georgia 1 $ 35,000 $ 35,000 $ 41,000
Dodge, Georgia 1 $ 195,000 $ 195,000 $ 79,000
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Mortgage Loan Application Detail Totals for Ameris Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,866 $3,753,040,000 $252,000 $11,765,000 $107,000 $5,408,000
Refinancing 4,082 $1,329,770,000 $325,000 $4,305,000 $141,000 $6,408,000
Cash-out Refinancing 2,423 $628,335,000 $259,000 $2,685,000 $123,000 $7,200,000
Home Improvement 142 $60,600,000 $426,000 $25,005,000 $167,000 $3,252,000
Other Purpose 10 $1,240,000 $124,000 $855,000 $88,000 $380,000
Not Applicable 2 $690,000 $345,000 $485,000 $111,000 $174,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,742 $3,634,280,000 $264,000 $4,305,000 $120,000 $7,200,000
Not Provided 2,747 $810,445,000 $295,000 $2,525,000 $131,000 $5,408,000
Black or African American 2,635 $606,635,000 $230,000 $2,525,000 $85,000 $1,700,000
Hispanic 1,295 $315,695,000 $243,000 $1,755,000 $88,000 $3,082,000
Asian 770 $233,860,000 $303,000 $1,705,000 $122,000 $1,928,000
Not applicable 185 $126,015,000 $681,000 $25,005,000 $140,000 $140,000
American Indian or Alaskan Native 55 $13,755,000 $250,000 $645,000 $112,000 $420,000
Native Hawaiian or Other Pacific Islander 27 $9,685,000 $358,000 $1,155,000 $110,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,896 $4,201,660,000 $282,000 $25,005,000 $132,000 $7,200,000
FHA-insured (Federal Housing Administration) 3,863 $791,075,000 $204,000 $1,045,000 $70,000 $2,531,000
VA-guaranteed (Veterans Administration) 2,325 $710,305,000 $305,000 $1,435,000 $94,000 $465,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 441 $70,635,000 $160,000 $355,000 $52,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,091 $4,339,035,000 $269,000 $25,005,000 $114,000 $6,408,000
Application Withdrawn By Applicant 2,984 $793,180,000 $265,000 $2,685,000 $129,000 $7,200,000
Application Denied By Financial Institution 1,693 $424,405,000 $250,000 $2,705,000 $103,000 $2,086,000
File Closed For Incompleteness 505 $148,415,000 $293,000 $2,275,000 $134,000 $1,206,000
Application Approved But Not Accepted 204 $43,660,000 $214,000 $995,000 $96,000 $352,000
Loan Purchased By The Institution 48 $24,980,000 $520,000 $965,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,832 $5,349,270,000 $269,000 $25,005,000 $116,000 $7,200,000
Credit History 424 $89,650,000 $211,000 $2,005,000 $92,000 $1,401,000
Debt-To-Income Ratio 402 $99,760,000 $248,000 $1,905,000 $69,000 $428,000
Credit Application Incomplete 346 $116,630,000 $337,000 $2,235,000 $145,000 $1,368,000
Collateral 169 $42,705,000 $252,000 $2,705,000 $145,000 $2,086,000
Other 160 $28,240,000 $176,000 $615,000 $80,000 $489,000
Unverifiable Information 101 $27,925,000 $276,000 $835,000 $118,000 $476,000
Employment History 52 $11,200,000 $215,000 $565,000 $72,000 $283,000
Insufficient Cash (Downpayment, Closing Cost) 38 $8,160,000 $214,000 $565,000 $89,000 $376,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $29,000 $29,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameris Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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