Ameristar Home Loans Mortgage Lending & HMDA Data, 2006
In 2006, Ameristar Home Loans of St. George, UT reported 164 mortgage applications totaling $36.0 million. The average application was for $219,268, and applicants reported an average income of $119,512. 76% of its applications resulted in an originated loan and 9% were denied. Its largest markets were St. George, UT (144), Las Vegas-Paradise, NV (15) and Denver-Aurora, CO (1) (applications in parentheses).
| Mortgage Company & Address | Ameristar Home Loans 619 South Bluff Street Tower 1 Ste 201a St. George, UT 84770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 164 |
| Total Mortgage Loan Application Amount | $35,960,000 |
| Average Mortgage Loan Application Amount | $219,268 |
| Highest Mortgage Loan Application Amount | $784,000 |
| Average Applicant Income | $119,512 |
| Highest Applicant Income | $600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameristar Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington, Utah | 144 | $ 31,346,000 | $ 217,680 | $ 118,000 |
| Clark, Nevada | 15 | $ 3,579,000 | $ 238,600 | $ 131,000 |
| Jefferson, Colorado | 1 | $ 249,000 | $ 249,000 | $ 121,000 |
| Westchester, New York | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Iron, Utah | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Kane, Utah | 1 | $ 285,000 | $ 285,000 | $ 297,000 |
| Salt Lake, Utah | 1 | $ 237,000 | $ 237,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Ameristar Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 132 | $28,328,000 | $214,000 | $784,000 | $130,000 | $600,000 |
| Refinancing | 24 | $5,414,000 | $225,000 | $417,000 | $75,000 | $176,000 |
| Home Improvement | 8 | $2,218,000 | $277,000 | $700,000 | $80,000 | $141,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 121 | $27,466,000 | $226,000 | $784,000 | $122,000 | $600,000 |
| Hispanic | 20 | $3,850,000 | $192,000 | $434,000 | $107,000 | $219,000 |
| Not Provided | 12 | $2,346,000 | $195,000 | $351,000 | $112,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $707,000 | $141,000 | $240,000 | $87,000 | $122,000 |
| Asian | 5 | $1,332,000 | $266,000 | $317,000 | $147,000 | $221,000 |
| Black or African American | 1 | $259,000 | $259,000 | $259,000 | $85,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 156 | $34,456,000 | $220,000 | $784,000 | $123,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,326,000 | $189,000 | $259,000 | $58,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 1 | $178,000 | $178,000 | $178,000 | $40,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 124 | $26,645,000 | $214,000 | $784,000 | $122,000 | $600,000 |
| Application Withdrawn By Applicant | 17 | $3,760,000 | $221,000 | $654,000 | $112,000 | $270,000 |
| Application Denied By Financial Institution | 15 | $3,587,000 | $239,000 | $700,000 | $74,000 | $144,000 |
| Application Approved But Not Accepted | 8 | $1,968,000 | $246,000 | $417,000 | $184,000 | $367,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5 | $859,000 | $171,000 | $333,000 | $65,000 | $120,000 |
| Collateral | 3 | $1,189,000 | $396,000 | $700,000 | $104,000 | $141,000 |
| Credit Application Incomplete | 2 | $333,000 | $166,000 | $212,000 | $56,000 | $58,000 |
| Credit History | 2 | $372,000 | $186,000 | $248,000 | $53,000 | $80,000 |
| Debt-To-Income Ratio | 2 | $435,000 | $217,000 | $240,000 | $61,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $399,000 | $399,000 | $399,000 | $144,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameristar Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameristar Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About