Aml Funding LLC dba Absolute Mortgage & Lending Mortgage Lending & HMDA Data, 2023
In 2023, Aml Funding LLC dba Absolute Mortgage & Lending of Dallas, TX reported 1,317 mortgage applications totaling $386.7 million, up 9% from 2022. The average application was for $293,587, and applicants reported an average income of $118,075. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Dallas-Plano-Irving, TX (318), Houston-The Woodlands-Sugar Land, TX (223) and Fort Worth-Arlington, TX (174) (applications in parentheses).
| Mortgage Company & Address | Aml Funding LLC dba Absolute Mortgage & Lending 4230 Lyndon B Johnson Fwy #626 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 1,317 |
| Total Mortgage Loan Application Amount | $386,655,000 |
| Average Mortgage Loan Application Amount | $293,587 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $118,075 |
| Highest Applicant Income | $982,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aml Funding LLC dba Absolute Mortgage & Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Aml Funding LLC dba Absolute Mortgage & Lending in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,177 | $352,035,000 | $299,000 | $1,445,000 | $117,000 | $982,000 |
| Cash-out Refinancing | 116 | $26,960,000 | $232,000 | $765,000 | $123,000 | $530,000 |
| Refinancing | 24 | $7,660,000 | $319,000 | $725,000 | $147,000 | $429,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,058 | $313,330,000 | $296,000 | $1,445,000 | $120,000 | $982,000 |
| Hispanic | 101 | $27,135,000 | $268,000 | $725,000 | $97,000 | $364,000 |
| White | 91 | $28,425,000 | $312,000 | $675,000 | $131,000 | $498,000 |
| Black or African American | 38 | $10,640,000 | $280,000 | $725,000 | $104,000 | $431,000 |
| Not Provided | 26 | $6,360,000 | $244,000 | $455,000 | $100,000 | $592,000 |
| American Indian or Alaskan Native | 2 | $560,000 | $280,000 | $305,000 | $60,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $68,000 | $68,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,177 | $345,115,000 | $293,000 | $1,445,000 | $120,000 | $592,000 |
| FHA-insured (Federal Housing Administration) | 128 | $37,490,000 | $292,000 | $585,000 | $101,000 | $982,000 |
| VA-guaranteed (Veterans Administration) | 9 | $3,225,000 | $358,000 | $575,000 | $82,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $825,000 | $275,000 | $335,000 | $85,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 951 | $276,025,000 | $290,000 | $765,000 | $120,000 | $577,000 |
| Application Withdrawn By Applicant | 229 | $71,455,000 | $312,000 | $1,445,000 | $123,000 | $489,000 |
| Application Denied By Financial Institution | 131 | $37,835,000 | $288,000 | $725,000 | $96,000 | $982,000 |
| Application Approved But Not Accepted | 6 | $1,340,000 | $223,000 | $355,000 | $139,000 | $348,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,186 | $348,820,000 | $294,000 | $1,445,000 | $121,000 | $577,000 |
| Other | 57 | $14,895,000 | $261,000 | $695,000 | $100,000 | $982,000 |
| Debt-To-Income Ratio | 49 | $15,985,000 | $326,000 | $705,000 | $81,000 | $284,000 |
| Collateral | 7 | $1,615,000 | $230,000 | $725,000 | $100,000 | $210,000 |
| Credit History | 7 | $1,935,000 | $276,000 | $405,000 | $141,000 | $429,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,715,000 | $343,000 | $585,000 | $112,000 | $256,000 |
| Unverifiable Information | 4 | $1,060,000 | $265,000 | $335,000 | $120,000 | $176,000 |
| Credit Application Incomplete | 1 | $245,000 | $245,000 | $245,000 | $69,000 | $69,000 |
| Employment History | 1 | $385,000 | $385,000 | $385,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aml Funding LLC dba Absolute Mortgage & Lending's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aml Funding LLC dba Absolute Mortgage & Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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