Anb Bank Mortgage Lending & HMDA Data, 2013

In 2013, Anb Bank of Denver, CO reported 331 mortgage applications totaling $93.8 million, up 30% from 2012. The average application was for $283,522, and applicants reported an average income of $167,274. 73% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Denver-Aurora-Broomfield, CO (53), Colorado Springs, CO (40) and Grand Junction, CO (34) (applications in parentheses).

Mortgage Company & Address Anb Bank
3033 E 1st Avenue
Denver, CO 80206
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 331
Total Mortgage Loan Application Amount $93,846,000
Average Mortgage Loan Application Amount $283,522
Highest Mortgage Loan Application Amount $11,000,000
Average Applicant Income $167,274
Highest Applicant Income $7,632,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anb Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Anb Bank by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Denver-Aurora-Broomfield, CO 53 $ 19,387,000 $ 365,792 $ 266,000
Colorado Springs, CO 40 $ 9,223,000 $ 230,575 $ 191,000
Grand Junction, CO 34 $ 4,618,000 $ 135,823 $ 80,000
Cheyenne, WY 15 $ 2,426,000 $ 161,733 $ 108,000
Casper, WY 11 $ 1,768,000 $ 160,727 $ 86,000
Kansas City, MO-KS 10 $ 598,000 $ 59,800 $ 102,000
Boulder, CO 7 $ 2,254,000 $ 322,000 $ 156,000
Fort Collins-Loveland, CO 3 $ 611,000 $ 203,666 $ 162,000
Greeley, CO 1 $ 249,000 $ 249,000 $ 217,000
Riverside-San Bernardino-Ontario, CA 1 $ 350,000 $ 350,000 $ 0

Mortgage Loan Application Detail Totals for Anb Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 184 $67,161,000 $365,000 $11,000,000 $217,000 $7,632,000
Home Purchase 80 $21,000,000 $262,000 $2,399,000 $126,000 $2,008,000
Home Improvement 67 $5,685,000 $84,000 $955,000 $80,000 $377,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 283 $82,164,000 $290,000 $11,000,000 $184,000 $7,632,000
Hispanic 20 $2,175,000 $108,000 $630,000 $38,000 $100,000
Not applicable 18 $7,649,000 $424,000 $2,399,000 $48,000 $382,000
Not Provided 5 $160,000 $32,000 $100,000 $92,000 $173,000
Asian 3 $1,031,000 $343,000 $683,000 $223,000 $294,000
Black or African American 1 $653,000 $653,000 $653,000 $231,000 $231,000
American Indian or Alaskan Native 1 $14,000 $14,000 $14,000 $226,000 $226,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 331 $93,846,000 $283,000 $11,000,000 $167,000 $7,632,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 240 $70,190,000 $292,000 $11,000,000 $178,000 $7,632,000
Application Denied By Financial Institution 60 $14,697,000 $244,000 $3,300,000 $100,000 $708,000
Application Withdrawn By Applicant 16 $3,046,000 $190,000 $950,000 $95,000 $731,000
Application Approved But Not Accepted 13 $5,744,000 $441,000 $3,000,000 $381,000 $4,147,000
File Closed For Incompleteness 2 $169,000 $84,000 $155,000 $45,000 $60,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 17 $6,732,000 $396,000 $1,900,000 $214,000 $708,000
Credit History 15 $705,000 $47,000 $260,000 $45,000 $125,000
Other 2 $531,000 $265,000 $338,000 $142,000 $177,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Anb Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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