Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2022

In 2022, Andrews Federal Credit Union of Suitland, MD reported 1,906 mortgage applications totaling $494.8 million, up 19% from 2021. The average application was for $259,575, and applicants reported an average income of $135,495. 8% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (222), Atlanta-Sandy Springs-Roswell, GA (78) and Columbus, OH (70) (applications in parentheses).

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,906
Total Mortgage Loan Application Amount $494,750,000
Average Mortgage Loan Application Amount $259,575
Highest Mortgage Loan Application Amount $3,285,000
Average Applicant Income $135,495
Highest Applicant Income $692,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 86 $ 15,280,000 $ 177,674 $ 122,000
Franklin, Ohio 41 $ 10,385,000 $ 253,292 $ 0
Burlington, New Jersey 38 $ 4,860,000 $ 127,894 $ 104,000
Charles, Maryland 31 $ 4,905,000 $ 158,225 $ 137,000
District of Columbia, District Of Columbia 26 $ 9,020,000 $ 346,923 $ 104,000
Maricopa, Arizona 24 $ 9,390,000 $ 391,250 $ 146,000
Fairfax, Virginia 22 $ 10,610,000 $ 482,272 $ 170,000
Gwinnett, Georgia 17 $ 5,755,000 $ 338,529 $ 176,000
Hillsborough, Florida 15 $ 3,735,000 $ 249,000 $ 132,000
Mecklenburg, North Carolina 15 $ 4,515,000 $ 301,000 $ 0
Loudoun, Virginia 15 $ 7,575,000 $ 505,000 $ 237,000
Anne Arundel, Maryland 14 $ 3,720,000 $ 265,714 $ 94,000
Broward, Florida 13 $ 3,695,000 $ 284,230 $ 157,000
DeKalb, Georgia 13 $ 3,785,000 $ 291,153 $ 80,000
Cook, Illinois 13 $ 3,965,000 $ 305,000 $ 0
Montgomery, Maryland 13 $ 5,875,000 $ 451,923 $ 285,000
Prince William, Virginia 13 $ 6,105,000 $ 469,615 $ 242,000
Pierce, Washington 13 $ 3,845,000 $ 295,769 $ 0
Los Angeles, California 12 $ 1,540,000 $ 128,333 $ 145,000
Orange, Florida 12 $ 3,190,000 $ 265,833 $ 139,000
Ocean, New Jersey 12 $ 2,600,000 $ 216,666 $ 88,000
Delaware, Ohio 12 $ 4,880,000 $ 406,666 $ 0
Wake, North Carolina 11 $ 4,035,000 $ 366,818 $ 137,000
Arapahoe, Colorado 10 $ 3,330,000 $ 333,000 $ 151,000
Hartford, Connecticut 10 $ 2,570,000 $ 257,000 $ 194,000
Pasco, Florida 10 $ 1,930,000 $ 193,000 $ 52,000
Cobb, Georgia 10 $ 2,680,000 $ 268,000 $ 0
Worcester, Maryland 10 $ 4,450,000 $ 445,000 $ 0
Oakland, Michigan 10 $ 2,220,000 $ 222,000 $ 0
King, Washington 10 $ 3,860,000 $ 386,000 $ 0
Weld, Colorado 9 $ 2,525,000 $ 280,555 $ 124,000
Cherokee, Georgia 9 $ 2,805,000 $ 311,666 $ 312,000
Wayne, Michigan 9 $ 1,105,000 $ 122,777 $ 0
Hennepin, Minnesota 9 $ 2,845,000 $ 316,111 $ 0
Snohomish, Washington 9 $ 4,595,000 $ 510,555 $ 0
Spokane, Washington 9 $ 4,475,000 $ 497,222 $ 0
Yakima, Washington 9 $ 4,395,000 $ 488,333 $ 0
Riverside, California 8 $ 1,260,000 $ 157,500 $ 0
Adams, Colorado 8 $ 2,310,000 $ 288,750 $ 240,000
Fulton, Georgia 8 $ 2,650,000 $ 331,250 $ 202,000
Johnson, Kansas 8 $ 2,360,000 $ 295,000 $ 0
Bernalillo, New Mexico 8 $ 1,400,000 $ 175,000 $ 0
Fairfield, Ohio 8 $ 1,230,000 $ 153,750 $ 137,000
York, South Carolina 8 $ 2,290,000 $ 286,250 $ 111,000
Stafford, Virginia 8 $ 2,400,000 $ 300,000 $ 98,000
Pinal, Arizona 7 $ 1,715,000 $ 245,000 $ 50,000
Fairfield, Connecticut 7 $ 2,915,000 $ 416,428 $ 156,000
Brevard, Florida 7 $ 3,055,000 $ 436,428 $ 0
Lake, Florida 7 $ 1,395,000 $ 199,285 $ 0
Lee, Florida 7 $ 2,435,000 $ 347,857 $ 0
Palm Beach, Florida 7 $ 2,545,000 $ 363,571 $ 0
Pinellas, Florida 7 $ 1,835,000 $ 262,142 $ 97,000
Lake, Illinois 7 $ 2,455,000 $ 350,714 $ 110,000
Will, Illinois 7 $ 1,895,000 $ 270,714 $ 113,000
Baltimore, Maryland 7 $ 2,205,000 $ 315,000 $ 193,000
Calvert, Maryland 7 $ 1,355,000 $ 193,571 $ 151,000
Frederick, Maryland 7 $ 1,885,000 $ 269,285 $ 142,000
Macomb, Michigan 7 $ 1,065,000 $ 152,142 $ 69,000
Atlantic, New Jersey 7 $ 1,215,000 $ 173,571 $ 149,000
Middlesex, New Jersey 7 $ 1,145,000 $ 163,571 $ 167,000
Morris, New Jersey 7 $ 2,825,000 $ 403,571 $ 0
Chester, Pennsylvania 7 $ 1,055,000 $ 150,714 $ 140,000
Virginia Beach, Virginia 7 $ 2,115,000 $ 302,142 $ 180,000
Benton, Washington 7 $ 2,125,000 $ 303,571 $ 0
Mobile, Alabama 6 $ 1,080,000 $ 180,000 $ 147,000
Santa Clara, California 6 $ 680,000 $ 113,333 $ 0
Charlotte, Florida 6 $ 1,930,000 $ 321,666 $ 22,000
Collier, Florida 6 $ 2,230,000 $ 371,666 $ 0
Miami-Dade, Florida 6 $ 2,090,000 $ 348,333 $ 253,000
DuPage, Illinois 6 $ 1,130,000 $ 188,333 $ 100,000
Marion, Indiana 6 $ 1,510,000 $ 251,666 $ 0
Anoka, Minnesota 6 $ 1,570,000 $ 261,666 $ 0
Camden, New Jersey 6 $ 1,120,000 $ 186,666 $ 185,000
Mercer, New Jersey 6 $ 1,420,000 $ 236,666 $ 158,000
Monmouth, New Jersey 6 $ 2,360,000 $ 393,333 $ 70,000
Cumberland, North Carolina 6 $ 1,210,000 $ 201,666 $ 163,000
Lorain, Ohio 6 $ 1,450,000 $ 241,666 $ 0
Lane, Oregon 6 $ 880,000 $ 146,666 $ 0
Marion, Oregon 6 $ 810,000 $ 135,000 $ 126,000
Bucks, Pennsylvania 6 $ 1,780,000 $ 296,666 $ 139,000
Lehigh, Pennsylvania 6 $ 1,300,000 $ 216,666 $ 120,000
Charleston, South Carolina 6 $ 2,900,000 $ 483,333 $ 107,000
Dallas, Texas 6 $ 1,520,000 $ 253,333 $ 102,000
Salt Lake, Utah 6 $ 2,300,000 $ 383,333 $ 0
Clark, Washington 6 $ 1,450,000 $ 241,666 $ 0
Pima, Arizona 5 $ 905,000 $ 181,000 $ 0
San Bernardino, California 5 $ 805,000 $ 161,000 $ 85,000
Douglas, Colorado 5 $ 2,185,000 $ 437,000 $ 127,000
New Haven, Connecticut 5 $ 1,485,000 $ 297,000 $ 0
Sussex, Delaware 5 $ 2,835,000 $ 567,000 $ 83,000
Forsyth, Georgia 5 $ 2,035,000 $ 407,000 $ 0
Kane, Illinois 5 $ 2,465,000 $ 493,000 $ 0
McHenry, Illinois 5 $ 1,085,000 $ 217,000 $ 0
Baltimore City, Maryland 5 $ 1,175,000 $ 235,000 $ 43,000
Dakota, Minnesota 5 $ 1,425,000 $ 285,000 $ 0
St. Louis, Missouri 5 $ 1,645,000 $ 329,000 $ 0
Bergen, New Jersey 5 $ 1,925,000 $ 385,000 $ 270,000
Gloucester, New Jersey 5 $ 785,000 $ 157,000 $ 182,000
Buncombe, North Carolina 5 $ 1,005,000 $ 201,000 $ 0
Cuyahoga, Ohio 5 $ 1,225,000 $ 245,000 $ 108,000
Stark, Ohio 5 $ 565,000 $ 113,000 $ 56,000
Clackamas, Oregon 5 $ 325,000 $ 65,000 $ 0
Berks, Pennsylvania 5 $ 395,000 $ 79,000 $ 0
Dauphin, Pennsylvania 5 $ 695,000 $ 139,000 $ 82,000
Greenville, South Carolina 5 $ 1,025,000 $ 205,000 $ 0
Horry, South Carolina 5 $ 2,295,000 $ 459,000 $ 0
Hamilton, Tennessee 5 $ 1,635,000 $ 327,000 $ 0
Sevier, Tennessee 5 $ 3,385,000 $ 677,000 $ 426,000
Shelby, Tennessee 5 $ 1,265,000 $ 253,000 $ 95,000
Chesterfield, Virginia 5 $ 2,005,000 $ 401,000 $ 113,000
Spotsylvania, Virginia 5 $ 1,365,000 $ 273,000 $ 109,000
Madison, Alabama 4 $ 1,050,000 $ 262,500 $ 0
Ventura, California 4 $ 240,000 $ 60,000 $ 195,000
Denver, Colorado 4 $ 2,860,000 $ 715,000 $ 0
Jefferson, Colorado 4 $ 1,610,000 $ 402,500 $ 0
New Castle, Delaware 4 $ 530,000 $ 132,500 $ 241,000
Duval, Florida 4 $ 1,290,000 $ 322,500 $ 97,000
Hernando, Florida 4 $ 1,010,000 $ 252,500 $ 66,000
Polk, Florida 4 $ 570,000 $ 142,500 $ 0
Seminole, Florida 4 $ 1,580,000 $ 395,000 $ 64,000
Columbia, Georgia 4 $ 950,000 $ 237,500 $ 0
Henry, Georgia 4 $ 1,230,000 $ 307,500 $ 63,000
Hamilton, Indiana 4 $ 1,230,000 $ 307,500 $ 0
East Baton Rouge, Louisiana 4 $ 850,000 $ 212,500 $ 0
Worcester, Massachusetts 4 $ 1,280,000 $ 320,000 $ 0
Berrien, Michigan 4 $ 1,430,000 $ 357,500 $ 0
Kent, Michigan 4 $ 540,000 $ 135,000 $ 0
Shiawassee, Michigan 4 $ 210,000 $ 52,500 $ 0
Union, New Jersey 4 $ 900,000 $ 225,000 $ 206,000
Cabarrus, North Carolina 4 $ 940,000 $ 235,000 $ 122,000
Licking, Ohio 4 $ 810,000 $ 202,500 $ 0
Montgomery, Ohio 4 $ 410,000 $ 102,500 $ 0
Summit, Ohio 4 $ 540,000 $ 135,000 $ 126,000
Tulsa, Oklahoma 4 $ 1,500,000 $ 375,000 $ 0
Polk, Oregon 4 $ 750,000 $ 187,500 $ 166,000
Washington, Oregon 4 $ 1,240,000 $ 310,000 $ 0
Monroe, Pennsylvania 4 $ 710,000 $ 177,500 $ 0
Northampton, Pennsylvania 4 $ 770,000 $ 192,500 $ 46,000
Philadelphia, Pennsylvania 4 $ 1,500,000 $ 375,000 $ 0
Lancaster, South Carolina 4 $ 1,190,000 $ 297,500 $ 109,000
Spartanburg, South Carolina 4 $ 840,000 $ 210,000 $ 93,000
Collin, Texas 4 $ 2,330,000 $ 582,500 $ 0
Williamson, Texas 4 $ 1,550,000 $ 387,500 $ 47,000
Frederick, Virginia 4 $ 1,050,000 $ 262,500 $ 221,000
Henrico, Virginia 4 $ 930,000 $ 232,500 $ 0
Portsmouth, Virginia 4 $ 650,000 $ 162,500 $ 108,000
Baldwin, Alabama 3 $ 795,000 $ 265,000 $ 0
Lee, Alabama 3 $ 625,000 $ 208,333 $ 0
Limestone, Alabama 3 $ 795,000 $ 265,000 $ 0
Shelby, Alabama 3 $ 885,000 $ 295,000 $ 0
Mohave, Arizona 3 $ 325,000 $ 108,333 $ 0
Amador, California 3 $ 415,000 $ 138,333 $ 0
San Diego, California 3 $ 375,000 $ 125,000 $ 0
Stanislaus, California 3 $ 225,000 $ 75,000 $ 0
Alachua, Florida 3 $ 405,000 $ 135,000 $ 0
Clay, Florida 3 $ 725,000 $ 241,666 $ 0
Flagler, Florida 3 $ 905,000 $ 301,666 $ 0
Manatee, Florida 3 $ 2,035,000 $ 678,333 $ 128,000
Osceola, Florida 3 $ 565,000 $ 188,333 $ 0
Santa Rosa, Florida 3 $ 705,000 $ 235,000 $ 63,000
Sumter, Florida 3 $ 975,000 $ 325,000 $ 0
Jackson, Georgia 3 $ 955,000 $ 318,333 $ 0
Ada, Idaho 3 $ 995,000 $ 331,666 $ 0
Kootenai, Idaho 3 $ 915,000 $ 305,000 $ 0
Lake, Indiana 3 $ 775,000 $ 258,333 $ 0
Scott, Iowa 3 $ 515,000 $ 171,666 $ 0
Fayette, Kentucky 3 $ 895,000 $ 298,333 $ 0
Plymouth, Massachusetts 3 $ 865,000 $ 288,333 $ 0
Washtenaw, Michigan 3 $ 145,000 $ 48,333 $ 0
Clay, Missouri 3 $ 765,000 $ 255,000 $ 0
Hunterdon, New Jersey 3 $ 1,205,000 $ 401,666 $ 0
Passaic, New Jersey 3 $ 1,135,000 $ 378,333 $ 0
Ontario, New York 3 $ 325,000 $ 108,333 $ 0
Catawba, North Carolina 3 $ 535,000 $ 178,333 $ 0
Davidson, North Carolina 3 $ 835,000 $ 278,333 $ 0
Durham, North Carolina 3 $ 1,105,000 $ 368,333 $ 75,000
Gaston, North Carolina 3 $ 915,000 $ 305,000 $ 0
Iredell, North Carolina 3 $ 885,000 $ 295,000 $ 0
New Hanover, North Carolina 3 $ 755,000 $ 251,666 $ 0
Orange, North Carolina 3 $ 495,000 $ 165,000 $ 157,000
Pitt, North Carolina 3 $ 525,000 $ 175,000 $ 24,000
Rutherford, North Carolina 3 $ 855,000 $ 285,000 $ 64,000
Butler, Ohio 3 $ 595,000 $ 198,333 $ 0
Clermont, Ohio 3 $ 635,000 $ 211,666 $ 0
Pickaway, Ohio 3 $ 435,000 $ 145,000 $ 0
Deschutes, Oregon 3 $ 615,000 $ 205,000 $ 0
Linn, Oregon 3 $ 305,000 $ 101,666 $ 0
Allegheny, Pennsylvania 3 $ 1,145,000 $ 381,666 $ 0
Lancaster, Pennsylvania 3 $ 435,000 $ 145,000 $ 0
Montgomery, Pennsylvania 3 $ 685,000 $ 228,333 $ 0
Washington, Pennsylvania 3 $ 695,000 $ 231,666 $ 0
Davidson, Tennessee 3 $ 895,000 $ 298,333 $ 0
Knox, Tennessee 3 $ 1,135,000 $ 378,333 $ 0
Rutherford, Tennessee 3 $ 655,000 $ 218,333 $ 0
Williamson, Tennessee 3 $ 1,105,000 $ 368,333 $ 0
Wilson, Tennessee 3 $ 1,195,000 $ 398,333 $ 0
El Paso, Texas 3 $ 205,000 $ 68,333 $ 78,000
Utah, Utah 3 $ 1,365,000 $ 455,000 $ 0
Shenandoah, Virginia 3 $ 515,000 $ 171,666 $ 131,000
Kitsap, Washington 3 $ 1,245,000 $ 415,000 $ 213,000
Thurston, Washington 3 $ 295,000 $ 98,333 $ 0
Jefferson, West Virginia 3 $ 765,000 $ 255,000 $ 155,000
Dunn, Wisconsin 3 $ 185,000 $ 61,666 $ 0
Blount, Alabama 2 $ 400,000 $ 200,000 $ 0
Calhoun, Alabama 2 $ 260,000 $ 130,000 $ 97,000
Jefferson, Alabama 2 $ 450,000 $ 225,000 $ 0
Gila, Arizona 2 $ 500,000 $ 250,000 $ 193,000
Benton, Arkansas 2 $ 1,130,000 $ 565,000 $ 0
Hot Spring, Arkansas 2 $ 90,000 $ 45,000 $ 0
Orange, California 2 $ 210,000 $ 105,000 $ 0
Sacramento, California 2 $ 450,000 $ 225,000 $ 300,000
El Paso, Colorado 2 $ 680,000 $ 340,000 $ 0
Litchfield, Connecticut 2 $ 310,000 $ 155,000 $ 0
Middlesex, Connecticut 2 $ 490,000 $ 245,000 $ 0
Kent, Delaware 2 $ 350,000 $ 175,000 $ 100,000
Marion, Florida 2 $ 400,000 $ 200,000 $ 0
Sarasota, Florida 2 $ 460,000 $ 230,000 $ 0
St. Johns, Florida 2 $ 690,000 $ 345,000 $ 0
St. Lucie, Florida 2 $ 470,000 $ 235,000 $ 0
Suwannee, Florida 2 $ 250,000 $ 125,000 $ 0
Volusia, Florida 2 $ 610,000 $ 305,000 $ 75,000
Chatham, Georgia 2 $ 810,000 $ 405,000 $ 0
Clarke, Georgia 2 $ 170,000 $ 85,000 $ 238,000
Hall, Georgia 2 $ 400,000 $ 200,000 $ 0
Paulding, Georgia 2 $ 440,000 $ 220,000 $ 228,000
Pickens, Georgia 2 $ 850,000 $ 425,000 $ 0
Richmond, Georgia 2 $ 260,000 $ 130,000 $ 56,000
Walton, Georgia 2 $ 250,000 $ 125,000 $ 237,000
Madison, Illinois 2 $ 110,000 $ 55,000 $ 0
Rock Island, Illinois 2 $ 390,000 $ 195,000 $ 0
Boone, Indiana 2 $ 540,000 $ 270,000 $ 0
Hendricks, Indiana 2 $ 380,000 $ 190,000 $ 0
Madison, Indiana 2 $ 280,000 $ 140,000 $ 0
Porter, Indiana 2 $ 1,120,000 $ 560,000 $ 0
Boone, Kentucky 2 $ 440,000 $ 220,000 $ 0
Clark, Kentucky 2 $ 230,000 $ 115,000 $ 0
Jefferson, Kentucky 2 $ 400,000 $ 200,000 $ 0
Madison, Kentucky 2 $ 540,000 $ 270,000 $ 0
Scott, Kentucky 2 $ 380,000 $ 190,000 $ 195,000
Washington, Kentucky 2 $ 370,000 $ 185,000 $ 151,000
Livingston, Louisiana 2 $ 130,000 $ 65,000 $ 0
St. Landry, Louisiana 2 $ 330,000 $ 165,000 $ 0
Cecil, Maryland 2 $ 610,000 $ 305,000 $ 123,000
Howard, Maryland 2 $ 1,210,000 $ 605,000 $ 242,000
Wicomico, Maryland 2 $ 340,000 $ 170,000 $ 0
Barnstable, Massachusetts 2 $ 2,430,000 $ 1,215,000 $ 0
Middlesex, Massachusetts 2 $ 570,000 $ 285,000 $ 0
Lenawee, Michigan 2 $ 210,000 $ 105,000 $ 0
Livingston, Michigan 2 $ 230,000 $ 115,000 $ 0
St. Clair, Michigan 2 $ 120,000 $ 60,000 $ 0
St. Louis, Minnesota 2 $ 140,000 $ 70,000 $ 0
Washington, Minnesota 2 $ 340,000 $ 170,000 $ 0
Wright, Minnesota 2 $ 150,000 $ 75,000 $ 80,000
Pearl River, Mississippi 2 $ 350,000 $ 175,000 $ 0
Howell, Missouri 2 $ 650,000 $ 325,000 $ 0
Jackson, Missouri 2 $ 310,000 $ 155,000 $ 0
Hillsborough, New Hampshire 2 $ 710,000 $ 355,000 $ 0
Cape May, New Jersey 2 $ 270,000 $ 135,000 $ 0
Hudson, New Jersey 2 $ 160,000 $ 80,000 $ 197,000
Dona Ana, New Mexico 2 $ 200,000 $ 100,000 $ 0
Dutchess, New York 2 $ 270,000 $ 135,000 $ 0
Cleveland, North Carolina 2 $ 220,000 $ 110,000 $ 100,000
Craven, North Carolina 2 $ 480,000 $ 240,000 $ 0
Johnston, North Carolina 2 $ 530,000 $ 265,000 $ 0
Onslow, North Carolina 2 $ 460,000 $ 230,000 $ 89,000
Union, North Carolina 2 $ 460,000 $ 230,000 $ 0
Ashtabula, Ohio 2 $ 230,000 $ 115,000 $ 0
Crawford, Ohio 2 $ 210,000 $ 105,000 $ 0
Erie, Ohio 2 $ 370,000 $ 185,000 $ 0
Geauga, Ohio 2 $ 350,000 $ 175,000 $ 0
Hamilton, Ohio 2 $ 350,000 $ 175,000 $ 0
Lucas, Ohio 2 $ 170,000 $ 85,000 $ 0
Marion, Ohio 2 $ 550,000 $ 275,000 $ 0
Cleveland, Oklahoma 2 $ 390,000 $ 195,000 $ 0
Muskogee, Oklahoma 2 $ 200,000 $ 100,000 $ 0
Multnomah, Oregon 2 $ 720,000 $ 360,000 $ 0
Beaver, Pennsylvania 2 $ 380,000 $ 190,000 $ 0
Butler, Pennsylvania 2 $ 160,000 $ 80,000 $ 97,000
Centre, Pennsylvania 2 $ 300,000 $ 150,000 $ 0
Cumberland, Pennsylvania 2 $ 320,000 $ 160,000 $ 0
Delaware, Pennsylvania 2 $ 610,000 $ 305,000 $ 0
Indiana, Pennsylvania 2 $ 670,000 $ 335,000 $ 0
Luzerne, Pennsylvania 2 $ 480,000 $ 240,000 $ 84,000
Westmoreland, Pennsylvania 2 $ 640,000 $ 320,000 $ 142,000
Aiken, South Carolina 2 $ 500,000 $ 250,000 $ 0
Berkeley, South Carolina 2 $ 790,000 $ 395,000 $ 0
Dorchester, South Carolina 2 $ 460,000 $ 230,000 $ 0
Kershaw, South Carolina 2 $ 250,000 $ 125,000 $ 111,000
Oconee, South Carolina 2 $ 390,000 $ 195,000 $ 0
Richland, South Carolina 2 $ 560,000 $ 280,000 $ 0
Maury, Tennessee 2 $ 350,000 $ 175,000 $ 112,000
Comal, Texas 2 $ 100,000 $ 50,000 $ 0
Fort Bend, Texas 2 $ 920,000 $ 460,000 $ 0
Galveston, Texas 2 $ 850,000 $ 425,000 $ 263,000
Harris, Texas 2 $ 780,000 $ 390,000 $ 0
Pecos, Texas 2 $ 450,000 $ 225,000 $ 100,000
Travis, Texas 2 $ 1,190,000 $ 595,000 $ 275,000
Tooele, Utah 2 $ 670,000 $ 335,000 $ 0
Albemarle, Virginia 2 $ 990,000 $ 495,000 $ 0
Alexandria, Virginia 2 $ 1,780,000 $ 890,000 $ 0
Augusta, Virginia 2 $ 210,000 $ 105,000 $ 113,000
Chesapeake, Virginia 2 $ 190,000 $ 95,000 $ 204,000
Fairfax City, Virginia 2 $ 170,000 $ 85,000 $ 160,000
Hanover, Virginia 2 $ 670,000 $ 335,000 $ 0
Powhatan, Virginia 2 $ 290,000 $ 145,000 $ 125,000
Rockingham, Virginia 2 $ 460,000 $ 230,000 $ 102,000
Cowlitz, Washington 2 $ 370,000 $ 185,000 $ 0
Putnam, West Virginia 2 $ 560,000 $ 280,000 $ 0
Fond du Lac, Wisconsin 2 $ 220,000 $ 110,000 $ 0
Milwaukee, Wisconsin 2 $ 280,000 $ 140,000 $ 0
St. Croix, Wisconsin 2 $ 280,000 $ 140,000 $ 0
Washington, Wisconsin 2 $ 340,000 $ 170,000 $ 0
Waukesha, Wisconsin 2 $ 510,000 $ 255,000 $ 0
Coffee, Alabama 1 $ 65,000 $ 65,000 $ 159,000
Geneva, Alabama 1 $ 85,000 $ 85,000 $ 0
Marengo, Alabama 1 $ 155,000 $ 155,000 $ 0
Cochise, Arizona 1 $ 255,000 $ 255,000 $ 0
Coconino, Arizona 1 $ 65,000 $ 65,000 $ 0
Yavapai, Arizona 1 $ 65,000 $ 65,000 $ 0
Desha, Arkansas 1 $ 75,000 $ 75,000 $ 95,000
Faulkner, Arkansas 1 $ 55,000 $ 55,000 $ 0
Jackson, Arkansas 1 $ 125,000 $ 125,000 $ 0
Lonoke, Arkansas 1 $ 115,000 $ 115,000 $ 0
Miller, Arkansas 1 $ 115,000 $ 115,000 $ 0
Pulaski, Arkansas 1 $ 415,000 $ 415,000 $ 278,000
Saline, Arkansas 1 $ 105,000 $ 105,000 $ 0
Sevier, Arkansas 1 $ 55,000 $ 55,000 $ 0
Washington, Arkansas 1 $ 55,000 $ 55,000 $ 0
Alameda, California 1 $ 105,000 $ 105,000 $ 0
Butte, California 1 $ 115,000 $ 115,000 $ 0
Contra Costa, California 1 $ 75,000 $ 75,000 $ 0
El Dorado, California 1 $ 55,000 $ 55,000 $ 0
Fresno, California 1 $ 645,000 $ 645,000 $ 189,000
Imperial, California 1 $ 95,000 $ 95,000 $ 0
Kern, California 1 $ 75,000 $ 75,000 $ 0
San Benito, California 1 $ 205,000 $ 205,000 $ 82,000
San Joaquin, California 1 $ 135,000 $ 135,000 $ 0
Santa Barbara, California 1 $ 105,000 $ 105,000 $ 0
Shasta, California 1 $ 75,000 $ 75,000 $ 0
Tulare, California 1 $ 105,000 $ 105,000 $ 0
Yolo, California 1 $ 135,000 $ 135,000 $ 0
Mesa, Colorado 1 $ 85,000 $ 85,000 $ 0
Montrose, Colorado 1 $ 75,000 $ 75,000 $ 0
Tolland, Connecticut 1 $ 405,000 $ 405,000 $ 0
Bay, Florida 1 $ 75,000 $ 75,000 $ 0
Citrus, Florida 1 $ 315,000 $ 315,000 $ 0
Hendry, Florida 1 $ 135,000 $ 135,000 $ 0
Martin, Florida 1 $ 305,000 $ 305,000 $ 0
Walton, Florida 1 $ 55,000 $ 55,000 $ 84,000
Barrow, Georgia 1 $ 205,000 $ 205,000 $ 0
Camden, Georgia 1 $ 105,000 $ 105,000 $ 0
Carroll, Georgia 1 $ 225,000 $ 225,000 $ 0
Catoosa, Georgia 1 $ 105,000 $ 105,000 $ 0
Coweta, Georgia 1 $ 385,000 $ 385,000 $ 0
Dawson, Georgia 1 $ 535,000 $ 535,000 $ 0
Douglas, Georgia 1 $ 235,000 $ 235,000 $ 0
Effingham, Georgia 1 $ 225,000 $ 225,000 $ 0
Fannin, Georgia 1 $ 75,000 $ 75,000 $ 0
Fayette, Georgia 1 $ 315,000 $ 315,000 $ 0
Floyd, Georgia 1 $ 175,000 $ 175,000 $ 0
Houston, Georgia 1 $ 245,000 $ 245,000 $ 74,000
Liberty, Georgia 1 $ 55,000 $ 55,000 $ 0
Lowndes, Georgia 1 $ 365,000 $ 365,000 $ 0
White, Georgia 1 $ 325,000 $ 325,000 $ 0
Bonner, Idaho 1 $ 3,285,000 $ 3,285,000 $ 0
Boundary, Idaho 1 $ 255,000 $ 255,000 $ 0
Washington, Idaho 1 $ 145,000 $ 145,000 $ 0
Adams, Illinois 1 $ 105,000 $ 105,000 $ 0
Boone, Illinois 1 $ 215,000 $ 215,000 $ 0
Champaign, Illinois 1 $ 235,000 $ 235,000 $ 0
McLean, Illinois 1 $ 165,000 $ 165,000 $ 0
Monroe, Illinois 1 $ 305,000 $ 305,000 $ 0
Peoria, Illinois 1 $ 205,000 $ 205,000 $ 0
Sangamon, Illinois 1 $ 285,000 $ 285,000 $ 0
Clark, Indiana 1 $ 155,000 $ 155,000 $ 0
Franklin, Indiana 1 $ 285,000 $ 285,000 $ 0
Hancock, Indiana 1 $ 355,000 $ 355,000 $ 0
Johnson, Indiana 1 $ 65,000 $ 65,000 $ 0
Monroe, Indiana 1 $ 505,000 $ 505,000 $ 0
Owen, Indiana 1 $ 185,000 $ 185,000 $ 0
Rush, Indiana 1 $ 125,000 $ 125,000 $ 0
St. Joseph, Indiana 1 $ 45,000 $ 45,000 $ 0
Boone, Iowa 1 $ 245,000 $ 245,000 $ 0
Carroll, Iowa 1 $ 65,000 $ 65,000 $ 33,000
Clinton, Iowa 1 $ 115,000 $ 115,000 $ 0
Jasper, Iowa 1 $ 235,000 $ 235,000 $ 0
Muscatine, Iowa 1 $ 115,000 $ 115,000 $ 0
Pottawattamie, Iowa 1 $ 75,000 $ 75,000 $ 0
Story, Iowa 1 $ 55,000 $ 55,000 $ 26,000
Warren, Iowa 1 $ 385,000 $ 385,000 $ 0
Atchison, Kansas 1 $ 35,000 $ 35,000 $ 0
Douglas, Kansas 1 $ 135,000 $ 135,000 $ 0
Republic, Kansas 1 $ 95,000 $ 95,000 $ 0
Riley, Kansas 1 $ 155,000 $ 155,000 $ 0
Sedgwick, Kansas 1 $ 55,000 $ 55,000 $ 0
Wilson, Kansas 1 $ 105,000 $ 105,000 $ 0
Breathitt, Kentucky 1 $ 85,000 $ 85,000 $ 0
Bullitt, Kentucky 1 $ 105,000 $ 105,000 $ 0
Calloway, Kentucky 1 $ 145,000 $ 145,000 $ 0
Campbell, Kentucky 1 $ 175,000 $ 175,000 $ 0
Casey, Kentucky 1 $ 295,000 $ 295,000 $ 0
Grant, Kentucky 1 $ 185,000 $ 185,000 $ 0
Hardin, Kentucky 1 $ 95,000 $ 95,000 $ 120,000
Jessamine, Kentucky 1 $ 115,000 $ 115,000 $ 0
Laurel, Kentucky 1 $ 45,000 $ 45,000 $ 0
Ohio, Kentucky 1 $ 195,000 $ 195,000 $ 0
Oldham, Kentucky 1 $ 215,000 $ 215,000 $ 0
Spencer, Kentucky 1 $ 215,000 $ 215,000 $ 0
Webster, Kentucky 1 $ 105,000 $ 105,000 $ 0
Ascension, Louisiana 1 $ 25,000 $ 25,000 $ 0
Beauregard, Louisiana 1 $ 55,000 $ 55,000 $ 0
Calcasieu, Louisiana 1 $ 85,000 $ 85,000 $ 0
Concordia, Louisiana 1 $ 375,000 $ 375,000 $ 0
Iberville, Louisiana 1 $ 85,000 $ 85,000 $ 0
Lincoln, Louisiana 1 $ 125,000 $ 125,000 $ 0
Orleans, Louisiana 1 $ 195,000 $ 195,000 $ 0
Ouachita, Louisiana 1 $ 205,000 $ 205,000 $ 0
Plaquemines, Louisiana 1 $ 435,000 $ 435,000 $ 497,000
Sabine, Louisiana 1 $ 135,000 $ 135,000 $ 0
Tangipahoa, Louisiana 1 $ 85,000 $ 85,000 $ 0
Terrebonne, Louisiana 1 $ 105,000 $ 105,000 $ 0
Washington, Louisiana 1 $ 285,000 $ 285,000 $ 0
Kennebec, Maine 1 $ 105,000 $ 105,000 $ 97,000
Carroll, Maryland 1 $ 285,000 $ 285,000 $ 0
Harford, Maryland 1 $ 255,000 $ 255,000 $ 0
Washington, Maryland 1 $ 255,000 $ 255,000 $ 88,000
Bristol, Massachusetts 1 $ 405,000 $ 405,000 $ 0
Allegan, Michigan 1 $ 45,000 $ 45,000 $ 0
Bay, Michigan 1 $ 65,000 $ 65,000 $ 0
Cass, Michigan 1 $ 85,000 $ 85,000 $ 0
Clinton, Michigan 1 $ 75,000 $ 75,000 $ 0
Emmet, Michigan 1 $ 85,000 $ 85,000 $ 0
Genesee, Michigan 1 $ 165,000 $ 165,000 $ 0
Ingham, Michigan 1 $ 225,000 $ 225,000 $ 0
Kalamazoo, Michigan 1 $ 45,000 $ 45,000 $ 0
Lapeer, Michigan 1 $ 65,000 $ 65,000 $ 0
Mason, Michigan 1 $ 415,000 $ 415,000 $ 0
Midland, Michigan 1 $ 105,000 $ 105,000 $ 0
Monroe, Michigan 1 $ 145,000 $ 145,000 $ 0
Ottawa, Michigan 1 $ 35,000 $ 35,000 $ 0
Carver, Minnesota 1 $ 345,000 $ 345,000 $ 0
Isanti, Minnesota 1 $ 285,000 $ 285,000 $ 0
Olmsted, Minnesota 1 $ 285,000 $ 285,000 $ 0
Otter Tail, Minnesota 1 $ 195,000 $ 195,000 $ 0
Pine, Minnesota 1 $ 175,000 $ 175,000 $ 0
Redwood, Minnesota 1 $ 65,000 $ 65,000 $ 0
Renville, Minnesota 1 $ 45,000 $ 45,000 $ 0
Rice, Minnesota 1 $ 125,000 $ 125,000 $ 0
Scott, Minnesota 1 $ 295,000 $ 295,000 $ 0
Steele, Minnesota 1 $ 65,000 $ 65,000 $ 0
Winona, Minnesota 1 $ 95,000 $ 95,000 $ 0
Amite, Mississippi 1 $ 75,000 $ 75,000 $ 0
Covington, Mississippi 1 $ 115,000 $ 115,000 $ 0
Itawamba, Mississippi 1 $ 105,000 $ 105,000 $ 0
Jackson, Mississippi 1 $ 165,000 $ 165,000 $ 138,000
Lowndes, Mississippi 1 $ 155,000 $ 155,000 $ 0
Scott, Mississippi 1 $ 145,000 $ 145,000 $ 0
Boone, Missouri 1 $ 255,000 $ 255,000 $ 0
Cass, Missouri 1 $ 245,000 $ 245,000 $ 0
Christian, Missouri 1 $ 465,000 $ 465,000 $ 0
Greene, Missouri 1 $ 65,000 $ 65,000 $ 0
Henry, Missouri 1 $ 85,000 $ 85,000 $ 0
Jasper, Missouri 1 $ 105,000 $ 105,000 $ 0
Jefferson, Missouri 1 $ 175,000 $ 175,000 $ 0
Lewis, Missouri 1 $ 85,000 $ 85,000 $ 0
Lincoln, Missouri 1 $ 25,000 $ 25,000 $ 0
St. Charles, Missouri 1 $ 35,000 $ 35,000 $ 0
Stone, Missouri 1 $ 515,000 $ 515,000 $ 0
Missoula, Montana 1 $ 235,000 $ 235,000 $ 127,000
Sioux, Nebraska 1 $ 115,000 $ 115,000 $ 0
Clark, Nevada 1 $ 125,000 $ 125,000 $ 285,000
Cheshire, New Hampshire 1 $ 405,000 $ 405,000 $ 0
Grafton, New Hampshire 1 $ 225,000 $ 225,000 $ 0
Merrimack, New Hampshire 1 $ 345,000 $ 345,000 $ 0
Cumberland, New Jersey 1 $ 65,000 $ 65,000 $ 0
Sussex, New Jersey 1 $ 255,000 $ 255,000 $ 0
Lea, New Mexico 1 $ 95,000 $ 95,000 $ 0
Luna, New Mexico 1 $ 225,000 $ 225,000 $ 0
Albany, New York 1 $ 125,000 $ 125,000 $ 0
Columbia, New York 1 $ 65,000 $ 65,000 $ 0
Erie, New York 1 $ 35,000 $ 35,000 $ 0
Essex, New York 1 $ 115,000 $ 115,000 $ 0
Kings, New York 1 $ 55,000 $ 55,000 $ 24,000
Madison, New York 1 $ 125,000 $ 125,000 $ 0
Monroe, New York 1 $ 55,000 $ 55,000 $ 0
Nassau, New York 1 $ 575,000 $ 575,000 $ 216,000
Niagara, New York 1 $ 135,000 $ 135,000 $ 0
Orange, New York 1 $ 75,000 $ 75,000 $ 0
Saratoga, New York 1 $ 75,000 $ 75,000 $ 0
Wayne, New York 1 $ 65,000 $ 65,000 $ 0
Alamance, North Carolina 1 $ 105,000 $ 105,000 $ 0
Brunswick, North Carolina 1 $ 105,000 $ 105,000 $ 149,000
Carteret, North Carolina 1 $ 525,000 $ 525,000 $ 0
Chatham, North Carolina 1 $ 645,000 $ 645,000 $ 0
Dare, North Carolina 1 $ 505,000 $ 505,000 $ 0
Davie, North Carolina 1 $ 45,000 $ 45,000 $ 94,000
Forsyth, North Carolina 1 $ 105,000 $ 105,000 $ 0
Franklin, North Carolina 1 $ 385,000 $ 385,000 $ 0
Guilford, North Carolina 1 $ 65,000 $ 65,000 $ 236,000
Haywood, North Carolina 1 $ 635,000 $ 635,000 $ 0
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Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 810 $240,180,000 $296,000 $1,065,000 $113,000 $258,000
Home Purchase 585 $149,715,000 $255,000 $3,285,000 $168,000 $692,000
Cash-out Refinancing 505 $104,015,000 $205,000 $2,005,000 $134,000 $540,000
Home Improvement 6 $840,000 $140,000 $425,000 $129,000 $271,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,495 $422,325,000 $282,000 $3,285,000 $0 $0
White 144 $26,200,000 $181,000 $1,555,000 $159,000 $692,000
Black or African American 124 $20,400,000 $164,000 $815,000 $120,000 $306,000
Not Provided 86 $14,030,000 $163,000 $1,105,000 $130,000 $420,000
Asian 20 $3,320,000 $166,000 $425,000 $135,000 $224,000
Hispanic 18 $3,050,000 $169,000 $645,000 $120,000 $269,000
Native Hawaiian or Other Pacific Islander 16 $5,060,000 $316,000 $905,000 $134,000 $486,000
American Indian or Alaskan Native 3 $365,000 $121,000 $155,000 $91,000 $179,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,899 $491,385,000 $258,000 $3,285,000 $138,000 $692,000
VA-guaranteed (Veterans Administration) 6 $2,640,000 $440,000 $815,000 $96,000 $189,000
FHA-insured (Federal Housing Administration) 1 $725,000 $725,000 $725,000 $194,000 $194,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,494 $422,300,000 $282,000 $3,285,000 $0 $0
Loan Originated 156 $26,830,000 $171,000 $1,555,000 $144,000 $692,000
Application Denied By Financial Institution 133 $23,625,000 $177,000 $1,105,000 $114,000 $525,000
Application Withdrawn By Applicant 76 $14,910,000 $196,000 $815,000 $172,000 $526,000
File Closed For Incompleteness 41 $6,215,000 $151,000 $595,000 $123,000 $497,000
Application Approved But Not Accepted 6 $870,000 $145,000 $585,000 $106,000 $148,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,773 $471,125,000 $265,000 $3,285,000 $148,000 $692,000
Debt-To-Income Ratio 57 $11,725,000 $205,000 $1,105,000 $99,000 $243,000
Credit History 36 $6,260,000 $173,000 $805,000 $103,000 $219,000
Other 24 $3,700,000 $154,000 $905,000 $148,000 $285,000
Collateral 14 $1,820,000 $130,000 $325,000 $148,000 $525,000
Unverifiable Information 1 $65,000 $65,000 $65,000 $164,000 $164,000
Employment History 1 $55,000 $55,000 $55,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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