Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Andrews Federal Credit Union of Suitland, MD reported 862 mortgage applications totaling $239.1 million, up 307% from 2023. The average application was for $277,320, and applicants reported an average income of $167,501. 38% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington, DC-MD (131), Arlington-Alexandria-Reston, VA-WV (92) and Camden, NJ (54) (applications in parentheses).
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 862 |
| Total Mortgage Loan Application Amount | $239,050,000 |
| Average Mortgage Loan Application Amount | $277,320 |
| Highest Mortgage Loan Application Amount | $2,435,000 |
| Average Applicant Income | $167,501 |
| Highest Applicant Income | $2,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington, DC-MD | 131 | $ 25,525,000 | $ 194,847 | $ 155,740 |
| Arlington-Alexandria-Reston, VA-WV | 92 | $ 36,120,000 | $ 392,608 | $ 193,108 |
| Camden, NJ | 54 | $ 9,400,000 | $ 174,074 | $ 156,000 |
| Outside any metro area | 54 | $ 10,630,000 | $ 196,851 | $ 142,393 |
| Baltimore-Columbia-Towson, MD | 39 | $ 11,035,000 | $ 282,948 | $ 139,000 |
| Washington-Baltimore-Arlington, DC | 28 | $ 10,420,000 | $ 372,142 | $ 156,000 |
| Lakewood-New Brunswick, NJ | 13 | $ 5,765,000 | $ 443,461 | $ 187,000 |
| Montgomery County-Bucks County-Chester County, PA | 13 | $ 4,675,000 | $ 359,615 | $ 170,000 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,290,000 | $ 274,166 | $ 142,000 |
| Chicago-Naperville, IL | 12 | $ 4,760,000 | $ 396,666 | $ 145,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 2,520,000 | $ 252,000 | $ 412,400 |
| Lexington Park, MD | 10 | $ 3,340,000 | $ 334,000 | $ 205,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 4,770,000 | $ 477,000 | $ 250,400 |
| Phoenix-Mesa-Scottsdale, AZ | 10 | $ 3,580,000 | $ 358,000 | $ 149,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 2,185,000 | $ 242,777 | $ 97,000 |
| Tampa, FL | 9 | $ 2,785,000 | $ 309,444 | $ 155,000 |
| Dallas-Plano-Irving, TX | 8 | $ 3,730,000 | $ 466,250 | $ 153,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 3,110,000 | $ 388,750 | $ 171,000 |
| Columbus, OH | 7 | $ 1,975,000 | $ 282,142 | $ 120,000 |
| Philadelphia, PA | 7 | $ 1,475,000 | $ 210,714 | $ 109,000 |
| Akron, OH | 6 | $ 1,180,000 | $ 196,666 | $ 109,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 3,410,000 | $ 568,333 | $ 176,000 |
| Marietta, GA | 6 | $ 1,560,000 | $ 260,000 | $ 204,000 |
| Newark, NJ-PA | 6 | $ 3,020,000 | $ 503,333 | $ 160,000 |
| Pittsburgh, PA | 6 | $ 1,660,000 | $ 276,666 | $ 293,000 |
| Raleigh, NC | 6 | $ 2,020,000 | $ 336,666 | $ 133,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 1,670,000 | $ 278,333 | $ 148,000 |
| Wilmington, DE-MD-NJ | 6 | $ 2,100,000 | $ 350,000 | $ 132,166 |
| Chattanooga, TN-GA | 5 | $ 805,000 | $ 161,000 | $ 115,000 |
| Jacksonville, FL | 5 | $ 1,475,000 | $ 295,000 | $ 123,000 |
| Port St. Lucie, FL | 5 | $ 1,235,000 | $ 247,000 | $ 118,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,295,000 | $ 259,000 | $ 162,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,845,000 | $ 369,000 | $ 272,000 |
| Cincinnati, OH-KY-IN | 4 | $ 920,000 | $ 230,000 | $ 130,500 |
| Denver-Aurora-Lakewood, CO | 4 | $ 1,410,000 | $ 352,500 | $ 260,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,480,000 | $ 370,000 | $ 188,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 480,000 | $ 120,000 | $ 108,000 |
| Fort Worth-Arlington, TX | 4 | $ 560,000 | $ 140,000 | $ 128,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 1,250,000 | $ 312,500 | $ 174,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,160,000 | $ 290,000 | $ 143,000 |
| Richmond, VA | 4 | $ 1,090,000 | $ 272,500 | $ 150,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,190,000 | $ 297,500 | $ 70,000 |
| Trenton, NJ | 4 | $ 890,000 | $ 222,500 | $ 110,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 905,000 | $ 301,666 | $ 123,000 |
| Austin-Round Rock, TX | 3 | $ 1,435,000 | $ 478,333 | $ 181,000 |
| Birmingham-Hoover, AL | 3 | $ 195,000 | $ 65,000 | $ 30,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 635,000 | $ 211,666 | $ 177,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 605,000 | $ 201,666 | $ 114,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,125,000 | $ 375,000 | $ 139,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 1,495,000 | $ 498,333 | $ 155,000 |
| Dover, DE | 3 | $ 345,000 | $ 115,000 | $ 316,000 |
| Elgin, IL | 3 | $ 735,000 | $ 245,000 | $ 101,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 545,000 | $ 181,666 | $ 97,000 |
| Kansas City, MO-KS | 3 | $ 555,000 | $ 185,000 | $ 74,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 675,000 | $ 225,000 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 725,000 | $ 241,666 | $ 133,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 215,000 | $ 71,666 | $ 86,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 1,575,000 | $ 525,000 | $ 130,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 785,000 | $ 261,666 | $ 143,000 |
| Reading, PA | 3 | $ 795,000 | $ 265,000 | $ 261,000 |
| St. Louis, MO-IL | 3 | $ 1,115,000 | $ 371,666 | $ 270,000 |
| Tulsa, OK | 3 | $ 1,145,000 | $ 381,666 | $ 0 |
| Abilene, TX | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 180,000 | $ 90,000 | $ 144,000 |
| Bay City, MI | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Boston, MA | 2 | $ 590,000 | $ 295,000 | $ 147,000 |
| Charlottesville, VA | 2 | $ 690,000 | $ 345,000 | $ 226,000 |
| Columbia, SC | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 770,000 | $ 385,000 | $ 154,000 |
| Fayetteville, NC | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Flagstaff, AZ | 2 | $ 990,000 | $ 495,000 | $ 355,000 |
| Fresno, CA | 2 | $ 850,000 | $ 425,000 | $ 176,000 |
| Greeley, CO | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Harrisburg-Carlisle, PA | 2 | $ 350,000 | $ 175,000 | $ 134,000 |
| Jacksonville, NC | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Killeen-Temple, TX | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lancaster, PA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Nassau County-Suffolk County, NY | 2 | $ 1,080,000 | $ 540,000 | $ 181,000 |
| Ocala, FL | 2 | $ 620,000 | $ 310,000 | $ 110,000 |
| Oklahoma City, OK | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| Olympia-Tumwater, WA | 2 | $ 320,000 | $ 160,000 | $ 143,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Provo-Orem, UT | 2 | $ 1,050,000 | $ 525,000 | $ 151,000 |
| Reno, NV | 2 | $ 780,000 | $ 390,000 | $ 158,000 |
| Rochester, NY | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Salisbury, MD-DE | 2 | $ 580,000 | $ 290,000 | $ 104,000 |
| San Antonio-New Braunfels, TX | 2 | $ 1,030,000 | $ 515,000 | $ 374,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Springfield, MO | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Tucson, AZ | 2 | $ 510,000 | $ 255,000 | $ 133,000 |
| Wilmington, NC | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Winston-Salem, NC | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Worcester, MA-CT | 2 | $ 510,000 | $ 255,000 | $ 197,000 |
| Yakima, WA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| York-Hanover, PA | 2 | $ 230,000 | $ 115,000 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Albuquerque, NM | 1 | $ 275,000 | $ 275,000 | $ 260,000 |
| Amherst Town-Northampton, MA | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Bakersfield, CA | 1 | $ 465,000 | $ 465,000 | $ 185,000 |
| Bend-Redmond, OR | 1 | $ 515,000 | $ 515,000 | $ 366,000 |
| Bismarck, ND | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Boise City, ID | 1 | $ 905,000 | $ 905,000 | $ 2,897,000 |
| Bowling Green, KY | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 155,000 | $ 155,000 | $ 245,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Casper, WY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Champaign-Urbana, IL | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Charleston, WV | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Colorado Springs, CO | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Florence-Muscle Shoals, AL | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Fort Smith, AR-OK | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Greenville, NC | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Hammond, LA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 765,000 | $ 765,000 | $ 300,000 |
| Hattiesburg, MS | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Huntsville, AL | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Jackson, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kingston, NY | 1 | $ 255,000 | $ 255,000 | $ 178,000 |
| Kokomo, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lafayette, LA | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Lake Charles, LA | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lima, OH | 1 | $ 395,000 | $ 395,000 | $ 52,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Madison, WI | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Medford, OR | 1 | $ 375,000 | $ 375,000 | $ 144,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Missoula, MT | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Mobile, AL | 1 | $ 355,000 | $ 355,000 | $ 359,000 |
| Napa, CA | 1 | $ 385,000 | $ 385,000 | $ 57,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Ogden-Clearfield, UT | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Panama City, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Rochester, MN | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Salt Lake City, UT | 1 | $ 125,000 | $ 125,000 | $ 178,000 |
| San Diego-Carlsbad, CA | 1 | $ 1,125,000 | $ 1,125,000 | $ 442,000 |
| Sandusky, OH | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Santa Fe, NM | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 345,000 | $ 345,000 | $ 60,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 615,000 | $ 615,000 | $ 173,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 85,000 | $ 85,000 | $ 265,000 |
| State College, PA | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Syracuse, NY | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Tacoma-Lakewood, WA | 1 | $ 465,000 | $ 465,000 | $ 224,000 |
| Toledo, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Traverse City, MI | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Tuscaloosa, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 215,000 | $ 215,000 | $ 211,000 |
| Valdosta, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Warner Robins, GA | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Waterbury-Shelton, CT | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Watertown-Fort Drum, NY | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Wichita, KS | 1 | $ 205,000 | $ 205,000 | $ 203,000 |
| Wildwood-The Villages, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 245,000 | $ 245,000 | $ 325,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 381 | $69,365,000 | $182,000 | $1,005,000 | $166,000 | $2,999,000 |
| Home Purchase | 341 | $123,145,000 | $361,000 | $2,435,000 | $176,000 | $2,897,000 |
| Refinancing | 138 | $46,280,000 | $335,000 | $1,045,000 | $151,000 | $504,000 |
| Home Improvement | 2 | $260,000 | $130,000 | $155,000 | $143,000 | $188,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 231 | $68,765,000 | $297,000 | $2,435,000 | $182,000 | $2,999,000 |
| Not Provided | 191 | $54,445,000 | $285,000 | $1,105,000 | $175,000 | $2,897,000 |
| Not applicable | 164 | $46,820,000 | $285,000 | $2,345,000 | $0 | $0 |
| Black or African American | 148 | $26,860,000 | $181,000 | $1,005,000 | $138,000 | $1,061,000 |
| Asian | 62 | $25,190,000 | $406,000 | $945,000 | $179,000 | $816,000 |
| Hispanic | 59 | $15,975,000 | $270,000 | $1,005,000 | $152,000 | $876,000 |
| American Indian or Alaskan Native | 6 | $700,000 | $116,000 | $205,000 | $193,000 | $504,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $295,000 | $295,000 | $295,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 846 | $233,610,000 | $276,000 | $2,435,000 | $169,000 | $2,999,000 |
| VA-guaranteed (Veterans Administration) | 13 | $4,845,000 | $372,000 | $1,005,000 | $127,000 | $504,000 |
| FHA-insured (Federal Housing Administration) | 2 | $570,000 | $285,000 | $325,000 | $55,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $25,000 | $25,000 | $25,000 | $36,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 327 | $87,335,000 | $267,000 | $2,435,000 | $161,000 | $853,000 |
| Application Withdrawn By Applicant | 284 | $84,150,000 | $296,000 | $1,415,000 | $165,000 | $2,897,000 |
| Loan Purchased By The Institution | 163 | $46,795,000 | $287,000 | $2,345,000 | $0 | $0 |
| Application Denied By Financial Institution | 75 | $17,385,000 | $231,000 | $1,205,000 | $209,000 | $2,999,000 |
| File Closed For Incompleteness | 9 | $2,585,000 | $287,000 | $885,000 | $157,000 | $235,000 |
| Application Approved But Not Accepted | 4 | $800,000 | $200,000 | $425,000 | $178,000 | $306,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 787 | $221,665,000 | $281,000 | $2,435,000 | $163,000 | $2,897,000 |
| Credit History | 41 | $8,695,000 | $212,000 | $705,000 | $282,000 | $2,999,000 |
| Debt-To-Income Ratio | 20 | $4,880,000 | $244,000 | $1,205,000 | $96,000 | $262,000 |
| Collateral | 8 | $1,370,000 | $171,000 | $525,000 | $143,000 | $280,000 |
| Other | 3 | $725,000 | $241,000 | $365,000 | $148,000 | $177,000 |
| Employment History | 2 | $1,130,000 | $565,000 | $755,000 | $196,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $585,000 | $585,000 | $585,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About