Angel Oak Home Loans LLC Mortgage Lending & HMDA Data, 2019

In 2019, Angel Oak Home Loans LLC of Atlanta, GA reported 5,732 mortgage applications totaling $1.7 billion, up 99% from 2018. The average application was for $304,717, and applicants reported an average income of $151,149. 68% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,389), Dallas-Plano-Irving, TX (226) and Raleigh, NC (210) (applications in parentheses).

Mortgage Company & Address Angel Oak Home Loans LLC
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 5,732
Total Mortgage Loan Application Amount $1,746,640,000
Average Mortgage Loan Application Amount $304,717
Highest Mortgage Loan Application Amount $4,505,000
Average Applicant Income $151,149
Highest Applicant Income $9,157,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Angel Oak Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Angel Oak Home Loans LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 463 $ 227,795,000 $ 491,997 $ 228,000
Cobb, Georgia 221 $ 68,005,000 $ 307,714 $ 135,000
Wake, North Carolina 160 $ 49,200,000 $ 307,500 $ 139,000
Lowndes, Georgia 146 $ 25,920,000 $ 177,534 $ 75,000
Brunswick, North Carolina 144 $ 27,990,000 $ 194,375 $ 85,000
DeKalb, Georgia 141 $ 48,145,000 $ 341,453 $ 191,000
New Hanover, North Carolina 139 $ 33,015,000 $ 237,517 $ 104,000
Bexar, Texas 126 $ 29,820,000 $ 236,666 $ 125,000
Pitt, North Carolina 124 $ 25,020,000 $ 201,774 $ 108,000
St. Tammany, Louisiana 118 $ 28,800,000 $ 244,067 $ 124,000
Gwinnett, Georgia 113 $ 34,915,000 $ 308,982 $ 126,000
Cherokee, Georgia 112 $ 33,050,000 $ 295,089 $ 131,000
Mecklenburg, North Carolina 109 $ 34,855,000 $ 319,770 $ 143,000
Tift, Georgia 105 $ 17,115,000 $ 163,000 $ 89,000
Richland, South Carolina 101 $ 13,575,000 $ 134,405 $ 60,000
Collin, Texas 97 $ 29,205,000 $ 301,082 $ 137,000
East Baton Rouge, Louisiana 91 $ 29,645,000 $ 325,769 $ 165,000
Chatham, Georgia 86 $ 19,050,000 $ 221,511 $ 98,000
Los Angeles, California 83 $ 52,175,000 $ 628,614 $ 215,000
Travis, Texas 83 $ 35,195,000 $ 424,036 $ 239,000
Orange, Florida 76 $ 26,140,000 $ 343,947 $ 198,000
Wilson, North Carolina 73 $ 12,195,000 $ 167,054 $ 75,000
Forsyth, Georgia 69 $ 25,615,000 $ 371,231 $ 175,000
Charleston, South Carolina 68 $ 20,500,000 $ 301,470 $ 131,000
Broward, Florida 65 $ 21,095,000 $ 324,538 $ 159,000
Paulding, Georgia 65 $ 13,135,000 $ 202,076 $ 76,000
Effingham, Georgia 60 $ 12,680,000 $ 211,333 $ 102,000
Dorchester, South Carolina 58 $ 14,030,000 $ 241,896 $ 88,000
Berkeley, South Carolina 56 $ 12,670,000 $ 226,250 $ 79,000
Pender, North Carolina 47 $ 11,235,000 $ 239,042 $ 89,000
Madison, Mississippi 46 $ 11,490,000 $ 249,782 $ 92,000
Dallas, Texas 45 $ 13,605,000 $ 302,333 $ 263,000
Lexington, South Carolina 44 $ 5,880,000 $ 133,636 $ 56,000
Denton, Texas 41 $ 15,935,000 $ 388,658 $ 197,000
Houston, Georgia 37 $ 6,355,000 $ 171,756 $ 66,000
Johnston, North Carolina 37 $ 8,675,000 $ 234,459 $ 124,000
Miami-Dade, Florida 36 $ 19,450,000 $ 540,277 $ 264,000
Ventura, California 35 $ 17,685,000 $ 505,285 $ 325,000
Nash, North Carolina 34 $ 6,250,000 $ 183,823 $ 76,000
Harris, Texas 33 $ 11,445,000 $ 346,818 $ 406,000
Williamson, Texas 33 $ 8,685,000 $ 263,181 $ 145,000
Osceola, Florida 31 $ 9,295,000 $ 299,838 $ 95,000
Henry, Georgia 29 $ 9,035,000 $ 311,551 $ 160,000
Palm Beach, Florida 27 $ 10,615,000 $ 393,148 $ 149,000
Ellis, Texas 27 $ 8,885,000 $ 329,074 $ 125,000
Davidson, Tennessee 26 $ 9,030,000 $ 347,307 $ 155,000
Duval, Florida 25 $ 6,525,000 $ 261,000 $ 225,000
Iredell, North Carolina 25 $ 6,985,000 $ 279,400 $ 118,000
Tarrant, Texas 25 $ 6,845,000 $ 273,800 $ 117,000
Fayette, Georgia 24 $ 8,230,000 $ 342,916 $ 173,000
Orleans, Louisiana 24 $ 8,120,000 $ 338,333 $ 216,000
Rankin, Mississippi 24 $ 5,900,000 $ 245,833 $ 87,000
Durham, North Carolina 24 $ 6,030,000 $ 251,250 $ 93,000
Cook, Illinois 23 $ 8,205,000 $ 356,739 $ 159,000
Jefferson, Louisiana 22 $ 5,960,000 $ 270,909 $ 138,000
Riverside, California 20 $ 10,370,000 $ 518,500 $ 203,000
Hall, Georgia 20 $ 5,520,000 $ 276,000 $ 132,000
Onslow, North Carolina 20 $ 3,940,000 $ 197,000 $ 76,000
Douglas, Georgia 19 $ 4,095,000 $ 215,526 $ 72,000
Ascension, Louisiana 19 $ 3,785,000 $ 199,210 $ 95,000
York, South Carolina 19 $ 5,125,000 $ 269,736 $ 113,000
Santa Clara, California 18 $ 17,160,000 $ 953,333 $ 283,000
Bartow, Georgia 18 $ 4,500,000 $ 250,000 $ 119,000
Berrien, Georgia 18 $ 2,550,000 $ 141,666 $ 89,000
Union, North Carolina 18 $ 6,640,000 $ 368,888 $ 142,000
Upson, Georgia 17 $ 1,645,000 $ 96,764 $ 46,000
Carteret, North Carolina 16 $ 4,020,000 $ 251,250 $ 194,000
Hays, Texas 16 $ 4,550,000 $ 284,375 $ 101,000
Pinellas, Florida 15 $ 4,105,000 $ 273,666 $ 354,000
Seminole, Florida 15 $ 7,585,000 $ 505,666 $ 242,000
Barrow, Georgia 15 $ 2,945,000 $ 196,333 $ 73,000
Clayton, Georgia 15 $ 2,375,000 $ 158,333 $ 46,000
Livingston, Louisiana 15 $ 3,225,000 $ 215,000 $ 133,000
Williamson, Tennessee 15 $ 9,435,000 $ 629,000 $ 336,000
Grayson, Texas 14 $ 3,210,000 $ 229,285 $ 175,000
Maricopa, Arizona 13 $ 4,465,000 $ 343,461 $ 180,000
Orange, California 13 $ 11,625,000 $ 894,230 $ 259,000
San Bernardino, California 13 $ 4,605,000 $ 354,230 $ 186,000
Volusia, Florida 13 $ 3,165,000 $ 243,461 $ 197,000
Bryan, Georgia 13 $ 2,785,000 $ 214,230 $ 99,000
Walton, Georgia 13 $ 2,785,000 $ 214,230 $ 89,000
Franklin, North Carolina 13 $ 3,225,000 $ 248,076 $ 101,000
Guilford, North Carolina 13 $ 2,485,000 $ 191,153 $ 117,000
Brevard, Florida 12 $ 4,190,000 $ 349,166 $ 127,000
Carroll, Georgia 12 $ 2,100,000 $ 175,000 $ 95,000
Horry, South Carolina 12 $ 2,430,000 $ 202,500 $ 124,000
Kershaw, South Carolina 12 $ 1,920,000 $ 160,000 $ 70,000
St. Johns, Florida 11 $ 4,415,000 $ 401,363 $ 180,000
Bulloch, Georgia 11 $ 2,035,000 $ 185,000 $ 80,000
Cook, Georgia 11 $ 1,945,000 $ 176,818 $ 74,000
Newton, Georgia 11 $ 2,115,000 $ 192,272 $ 59,000
Cabarrus, North Carolina 11 $ 3,965,000 $ 360,454 $ 173,000
Forsyth, North Carolina 11 $ 3,255,000 $ 295,909 $ 94,000
Lincoln, North Carolina 11 $ 4,045,000 $ 367,727 $ 127,000
Fairfax, Virginia 11 $ 12,575,000 $ 1,143,181 $ 524,000
San Diego, California 10 $ 7,030,000 $ 703,000 $ 236,000
Sarasota, Florida 10 $ 4,950,000 $ 495,000 $ 1,057,000
Walton, Florida 10 $ 5,530,000 $ 553,000 $ 413,000
Jackson, Georgia 10 $ 2,240,000 $ 224,000 $ 72,000
Pike, Georgia 10 $ 1,910,000 $ 191,000 $ 87,000
Tangipahoa, Louisiana 10 $ 2,080,000 $ 208,000 $ 80,000
Beaufort, North Carolina 10 $ 2,490,000 $ 249,000 $ 227,000
Gaston, North Carolina 10 $ 2,500,000 $ 250,000 $ 139,000
Beaufort, South Carolina 10 $ 5,280,000 $ 528,000 $ 284,000
Arapahoe, Colorado 9 $ 1,775,000 $ 197,222 $ 44,000
Hillsborough, Florida 9 $ 2,465,000 $ 273,888 $ 116,000
Gilmer, Georgia 9 $ 1,895,000 $ 210,555 $ 96,000
Spalding, Georgia 9 $ 1,845,000 $ 205,000 $ 122,000
Harrison, Mississippi 9 $ 1,765,000 $ 196,111 $ 100,000
Kaufman, Texas 9 $ 2,465,000 $ 273,888 $ 91,000
Baldwin, Alabama 8 $ 2,630,000 $ 328,750 $ 1,009,000
Collier, Florida 8 $ 4,270,000 $ 533,750 $ 249,000
Okaloosa, Florida 8 $ 3,530,000 $ 441,250 $ 189,000
Lanier, Georgia 8 $ 1,170,000 $ 146,250 $ 55,000
Prince George's, Maryland 8 $ 3,960,000 $ 495,000 $ 415,000
Greenville, South Carolina 8 $ 3,630,000 $ 453,750 $ 233,000
Rutherford, Tennessee 8 $ 1,880,000 $ 235,000 $ 66,000
Galveston, Texas 8 $ 3,500,000 $ 437,500 $ 209,000
Montgomery, Texas 8 $ 1,680,000 $ 210,000 $ 96,000
Contra Costa, California 7 $ 4,095,000 $ 585,000 $ 590,000
Lake, Florida 7 $ 1,995,000 $ 285,000 $ 158,000
Lee, Florida 7 $ 2,695,000 $ 385,000 $ 175,000
Bibb, Georgia 7 $ 885,000 $ 126,428 $ 87,000
Gordon, Georgia 7 $ 1,435,000 $ 205,000 $ 84,000
Lake, Illinois 7 $ 3,755,000 $ 536,428 $ 359,000
Montgomery, Maryland 7 $ 3,135,000 $ 447,857 $ 182,000
Jackson, Mississippi 7 $ 1,255,000 $ 179,285 $ 54,000
Ocean, New Jersey 7 $ 2,725,000 $ 389,285 $ 212,000
Columbus, North Carolina 7 $ 1,245,000 $ 177,857 $ 55,000
Granville, North Carolina 7 $ 1,535,000 $ 219,285 $ 73,000
Johnson, Texas 7 $ 2,145,000 $ 306,428 $ 182,000
Rockwall, Texas 7 $ 2,105,000 $ 300,714 $ 129,000
Marion, Florida 6 $ 1,610,000 $ 268,333 $ 128,000
Monroe, Florida 6 $ 3,000,000 $ 500,000 $ 282,000
Brooks, Georgia 6 $ 1,470,000 $ 245,000 $ 108,000
Coweta, Georgia 6 $ 1,750,000 $ 291,666 $ 137,000
Pickens, Georgia 6 $ 1,360,000 $ 226,666 $ 84,000
Catawba, North Carolina 6 $ 1,250,000 $ 208,333 $ 63,000
Sumter, South Carolina 6 $ 520,000 $ 86,666 $ 32,000
Hamilton, Tennessee 6 $ 3,220,000 $ 536,666 $ 849,000
Wilson, Tennessee 6 $ 2,330,000 $ 388,333 $ 134,000
Bastrop, Texas 6 $ 1,500,000 $ 250,000 $ 122,000
Bell, Texas 6 $ 1,110,000 $ 185,000 $ 75,000
Parker, Texas 6 $ 1,520,000 $ 253,333 $ 201,000
Alameda, California 5 $ 3,535,000 $ 707,000 $ 136,000
San Mateo, California 5 $ 5,765,000 $ 1,153,000 $ 331,000
Bay, Florida 5 $ 1,585,000 $ 317,000 $ 175,000
Floyd, Georgia 5 $ 595,000 $ 119,000 $ 49,000
Rockdale, Georgia 5 $ 815,000 $ 163,000 $ 106,000
Will, Illinois 5 $ 1,605,000 $ 321,000 $ 174,000
Hinds, Mississippi 5 $ 1,145,000 $ 229,000 $ 109,000
Cape May, New Jersey 5 $ 1,435,000 $ 287,000 $ 94,000
Somerset, New Jersey 5 $ 3,645,000 $ 729,000 $ 427,000
Alamance, North Carolina 5 $ 1,015,000 $ 203,000 $ 66,000
Chatham, North Carolina 5 $ 1,485,000 $ 297,000 $ 90,000
Person, North Carolina 5 $ 1,655,000 $ 331,000 $ 231,000
Fort Bend, Texas 5 $ 1,825,000 $ 365,000 $ 138,000
Alachua, Florida 4 $ 1,070,000 $ 267,500 $ 963,000
Citrus, Florida 4 $ 1,160,000 $ 290,000 $ 181,000
Nassau, Florida 4 $ 1,140,000 $ 285,000 $ 125,000
St. Lucie, Florida 4 $ 750,000 $ 187,500 $ 91,000
Butts, Georgia 4 $ 470,000 $ 117,500 $ 57,000
Fannin, Georgia 4 $ 610,000 $ 152,500 $ 66,000
Greene, Georgia 4 $ 1,560,000 $ 390,000 $ 264,000
Lumpkin, Georgia 4 $ 960,000 $ 240,000 $ 110,000
Turner, Georgia 4 $ 720,000 $ 180,000 $ 88,000
Pike, Mississippi 4 $ 880,000 $ 220,000 $ 81,000
Bergen, New Jersey 4 $ 2,690,000 $ 672,500 $ 313,000
Craven, North Carolina 4 $ 560,000 $ 140,000 $ 77,000
Cumberland, North Carolina 4 $ 820,000 $ 205,000 $ 124,000
Harnett, North Carolina 4 $ 800,000 $ 200,000 $ 66,000
Lenoir, North Carolina 4 $ 430,000 $ 107,500 $ 63,000
Rockingham, North Carolina 4 $ 620,000 $ 155,000 $ 74,000
Rowan, North Carolina 4 $ 620,000 $ 155,000 $ 35,000
Stanly, North Carolina 4 $ 530,000 $ 132,500 $ 56,000
Georgetown, South Carolina 4 $ 950,000 $ 237,500 $ 108,000
Maury, Tennessee 4 $ 880,000 $ 220,000 $ 87,000
El Paso, Texas 4 $ 580,000 $ 145,000 $ 156,000
Midland, Texas 4 $ 1,400,000 $ 350,000 $ 261,000
Smith, Texas 4 $ 650,000 $ 162,500 $ 303,000
Loudoun, Virginia 4 $ 2,140,000 $ 535,000 $ 343,000
Richmond City, Virginia 4 $ 430,000 $ 107,500 $ 89,000
Lee, Alabama 3 $ 575,000 $ 191,666 $ 126,000
Montgomery, Alabama 3 $ 395,000 $ 131,666 $ 42,000
San Francisco, California 3 $ 4,265,000 $ 1,421,666 $ 315,000
Santa Barbara, California 3 $ 3,045,000 $ 1,015,000 $ 268,000
Sonoma, California 3 $ 2,055,000 $ 685,000 $ 179,000
Escambia, Florida 3 $ 1,225,000 $ 408,333 $ 603,000
Manatee, Florida 3 $ 1,565,000 $ 521,666 $ 154,000
Martin, Florida 3 $ 1,255,000 $ 418,333 $ 143,000
Pasco, Florida 3 $ 765,000 $ 255,000 $ 132,000
Columbia, Georgia 3 $ 595,000 $ 198,333 $ 52,000
Dawson, Georgia 3 $ 1,155,000 $ 385,000 $ 166,000
Glynn, Georgia 3 $ 705,000 $ 235,000 $ 185,000
Lamar, Georgia 3 $ 465,000 $ 155,000 $ 61,000
Lee, Georgia 3 $ 885,000 $ 295,000 $ 78,000
Polk, Georgia 3 $ 455,000 $ 151,666 $ 45,000
Union, Georgia 3 $ 635,000 $ 211,666 $ 186,000
Worth, Georgia 3 $ 255,000 $ 85,000 $ 68,000
DuPage, Illinois 3 $ 615,000 $ 205,000 $ 159,000
Kane, Illinois 3 $ 615,000 $ 205,000 $ 108,000
McHenry, Illinois 3 $ 1,195,000 $ 398,333 $ 145,000
St. Charles, Louisiana 3 $ 665,000 $ 221,666 $ 92,000
Washington, Louisiana 3 $ 385,000 $ 128,333 $ 36,000
Harford, Maryland 3 $ 595,000 $ 198,333 $ 75,000
Hancock, Mississippi 3 $ 425,000 $ 141,666 $ 145,000
Middlesex, New Jersey 3 $ 995,000 $ 331,666 $ 229,000
Duplin, North Carolina 3 $ 355,000 $ 118,333 $ 50,000
Haywood, North Carolina 3 $ 615,000 $ 205,000 $ 104,000
Lee, North Carolina 3 $ 415,000 $ 138,333 $ 104,000
Orange, North Carolina 3 $ 785,000 $ 261,666 $ 136,000
Randolph, North Carolina 3 $ 995,000 $ 331,666 $ 190,000
Wayne, North Carolina 3 $ 565,000 $ 188,333 $ 229,000
Wilkes, North Carolina 3 $ 565,000 $ 188,333 $ 57,000
Campbell, Tennessee 3 $ 865,000 $ 288,333 $ 152,000
Caldwell, Texas 3 $ 555,000 $ 185,000 $ 208,000
Fannin, Texas 3 $ 515,000 $ 171,666 $ 107,000
Guadalupe, Texas 3 $ 905,000 $ 301,666 $ 142,000
Kendall, Texas 3 $ 1,155,000 $ 385,000 $ 239,000
Nueces, Texas 3 $ 325,000 $ 108,333 $ 74,000
Alexandria, Virginia 3 $ 895,000 $ 298,333 $ 67,000
Arlington, Virginia 3 $ 1,575,000 $ 525,000 $ 68,000
Chesterfield, Virginia 3 $ 1,005,000 $ 335,000 $ 221,000
Kern, California 2 $ 530,000 $ 265,000 $ 70,000
Marin, California 2 $ 2,400,000 $ 1,200,000 $ 459,000
Placer, California 2 $ 1,230,000 $ 615,000 $ 357,000
San Joaquin, California 2 $ 850,000 $ 425,000 $ 140,000
Santa Cruz, California 2 $ 1,290,000 $ 645,000 $ 190,000
Eagle, Colorado 2 $ 2,000,000 $ 1,000,000 $ 188,000
Pueblo, Colorado 2 $ 210,000 $ 105,000 $ 57,000
Weld, Colorado 2 $ 450,000 $ 225,000 $ 81,000
Bradford, Florida 2 $ 260,000 $ 130,000 $ 80,000
Charlotte, Florida 2 $ 530,000 $ 265,000 $ 94,000
Clay, Florida 2 $ 300,000 $ 150,000 $ 106,000
Flagler, Florida 2 $ 340,000 $ 170,000 $ 46,000
Gulf, Florida 2 $ 850,000 $ 425,000 $ 345,000
Indian River, Florida 2 $ 650,000 $ 325,000 $ 381,000
Santa Rosa, Florida 2 $ 600,000 $ 300,000 $ 392,000
Baldwin, Georgia 2 $ 340,000 $ 170,000 $ 155,000
Ben Hill, Georgia 2 $ 160,000 $ 80,000 $ 70,000
Brantley, Georgia 2 $ 460,000 $ 230,000 $ 80,000
Catoosa, Georgia 2 $ 300,000 $ 150,000 $ 109,000
Long, Georgia 2 $ 160,000 $ 80,000 $ 21,000
Monroe, Georgia 2 $ 340,000 $ 170,000 $ 68,000
Muscogee, Georgia 2 $ 460,000 $ 230,000 $ 122,000
Knox, Indiana 2 $ 450,000 $ 225,000 $ 97,000
Lafayette, Louisiana 2 $ 360,000 $ 180,000 $ 77,000
West Baton Rouge, Louisiana 2 $ 340,000 $ 170,000 $ 72,000
Anne Arundel, Maryland 2 $ 2,550,000 $ 1,275,000 $ 315,000
Yazoo, Mississippi 2 $ 230,000 $ 115,000 $ 61,000
Burlington, New Jersey 2 $ 440,000 $ 220,000 $ 112,000
Morris, New Jersey 2 $ 870,000 $ 435,000 $ 215,000
Union, New Jersey 2 $ 1,190,000 $ 595,000 $ 323,000
Warren, New Jersey 2 $ 540,000 $ 270,000 $ 121,000
Buncombe, North Carolina 2 $ 680,000 $ 340,000 $ 179,000
Caldwell, North Carolina 2 $ 210,000 $ 105,000 $ 69,000
Cleveland, North Carolina 2 $ 430,000 $ 215,000 $ 90,000
Dare, North Carolina 2 $ 560,000 $ 280,000 $ 185,000
Davidson, North Carolina 2 $ 340,000 $ 170,000 $ 61,000
Edgecombe, North Carolina 2 $ 270,000 $ 135,000 $ 53,000
Macon, North Carolina 2 $ 640,000 $ 320,000 $ 485,000
Richmond, North Carolina 2 $ 110,000 $ 55,000 $ 57,000
Watauga, North Carolina 2 $ 260,000 $ 130,000 $ 172,000
Bryan, Oklahoma 2 $ 430,000 $ 215,000 $ 380,000
Calhoun, South Carolina 2 $ 300,000 $ 150,000 $ 152,000
Lancaster, South Carolina 2 $ 840,000 $ 420,000 $ 112,000
Pickens, South Carolina 2 $ 550,000 $ 275,000 $ 440,000
Saluda, South Carolina 2 $ 440,000 $ 220,000 $ 57,000
Spartanburg, South Carolina 2 $ 300,000 $ 150,000 $ 54,000
Dickson, Tennessee 2 $ 390,000 $ 195,000 $ 36,000
Fayette, Tennessee 2 $ 840,000 $ 420,000 $ 127,000
Putnam, Tennessee 2 $ 300,000 $ 150,000 $ 152,000
Shelby, Tennessee 2 $ 820,000 $ 410,000 $ 176,000
Sullivan, Tennessee 2 $ 650,000 $ 325,000 $ 51,000
Sumner, Tennessee 2 $ 1,110,000 $ 555,000 $ 318,000
Angelina, Texas 2 $ 480,000 $ 240,000 $ 78,000
Atascosa, Texas 2 $ 170,000 $ 85,000 $ 63,000
Brazos, Texas 2 $ 240,000 $ 120,000 $ 118,000
Burnet, Texas 2 $ 500,000 $ 250,000 $ 229,000
Comal, Texas 2 $ 520,000 $ 260,000 $ 187,000
Hidalgo, Texas 2 $ 530,000 $ 265,000 $ 353,000
Hood, Texas 2 $ 520,000 $ 260,000 $ 79,000
Upshur, Texas 2 $ 120,000 $ 60,000 $ 41,000
Wilson, Texas 2 $ 730,000 $ 365,000 $ 161,000
Wise, Texas 2 $ 970,000 $ 485,000 $ 219,000
Charlottesville, Virginia 2 $ 430,000 $ 215,000 $ 61,000
Nelson, Virginia 2 $ 610,000 $ 305,000 $ 80,000
Newport News, Virginia 2 $ 300,000 $ 150,000 $ 67,000
Virginia Beach, Virginia 2 $ 760,000 $ 380,000 $ 658,000
Warren, Virginia 2 $ 550,000 $ 275,000 $ 98,000
Cherokee, Alabama 1 $ 115,000 $ 115,000 $ 90,000
Dallas, Alabama 1 $ 155,000 $ 155,000 $ 68,000
Jefferson, Alabama 1 $ 765,000 $ 765,000 $ 244,000
Madison, Alabama 1 $ 185,000 $ 185,000 $ 90,000
Mobile, Alabama 1 $ 145,000 $ 145,000 $ 47,000
Russell, Alabama 1 $ 145,000 $ 145,000 $ 80,000
Shelby, Alabama 1 $ 315,000 $ 315,000 $ 174,000
Tuscaloosa, Alabama 1 $ 245,000 $ 245,000 $ 108,000
Pima, Arizona 1 $ 195,000 $ 195,000 $ 55,000
Pinal, Arizona 1 $ 155,000 $ 155,000 $ 126,000
Butte, California 1 $ 115,000 $ 115,000 $ 60,000
El Dorado, California 1 $ 205,000 $ 205,000 $ 1,169,000
Fresno, California 1 $ 355,000 $ 355,000 $ 216,000
Humboldt, California 1 $ 355,000 $ 355,000 $ 374,000
Madera, California 1 $ 305,000 $ 305,000 $ 150,000
Sacramento, California 1 $ 615,000 $ 615,000 $ 212,000
Shasta, California 1 $ 465,000 $ 465,000 $ 118,000
Stanislaus, California 1 $ 145,000 $ 145,000 $ 131,000
Tuolumne, California 1 $ 525,000 $ 525,000 $ 141,000
Denver, Colorado 1 $ 805,000 $ 805,000 $ 190,000
Douglas, Colorado 1 $ 635,000 $ 635,000 $ 250,000
El Paso, Colorado 1 $ 295,000 $ 295,000 $ 69,000
Elbert, Colorado 1 $ 685,000 $ 685,000 $ 176,000
Fremont, Colorado 1 $ 425,000 $ 425,000 $ 196,000
Larimer, Colorado 1 $ 485,000 $ 485,000 $ 172,000
Columbia, Florida 1 $ 55,000 $ 55,000 $ 31,000
Glades, Florida 1 $ 215,000 $ 215,000 $ 107,000
Hendry, Florida 1 $ 155,000 $ 155,000 $ 48,000
Hernando, Florida 1 $ 105,000 $ 105,000 $ 39,000
Jefferson, Florida 1 $ 205,000 $ 205,000 $ 81,000
Leon, Florida 1 $ 315,000 $ 315,000 $ 164,000
Polk, Florida 1 $ 245,000 $ 245,000 $ 85,000
Sumter, Florida 1 $ 135,000 $ 135,000 $ 78,000
Wakulla, Florida 1 $ 465,000 $ 465,000 $ 147,000
Banks, Georgia 1 $ 165,000 $ 165,000 $ 49,000
Candler, Georgia 1 $ 85,000 $ 85,000 $ 64,000
Clarke, Georgia 1 $ 355,000 $ 355,000 $ 180,000
Coffee, Georgia 1 $ 175,000 $ 175,000 $ 46,000
Colquitt, Georgia 1 $ 95,000 $ 95,000 $ 33,000
Crawford, Georgia 1 $ 155,000 $ 155,000 $ 41,000
Dougherty, Georgia 1 $ 145,000 $ 145,000 $ 52,000
Elbert, Georgia 1 $ 125,000 $ 125,000 $ 44,000
Haralson, Georgia 1 $ 205,000 $ 205,000 $ 90,000
Irwin, Georgia 1 $ 85,000 $ 85,000 $ 59,000
Jasper, Georgia 1 $ 75,000 $ 75,000 $ 52,000
Liberty, Georgia 1 $ 175,000 $ 175,000 $ 56,000
Madison, Georgia 1 $ 125,000 $ 125,000 $ 66,000
Meriwether, Georgia 1 $ 125,000 $ 125,000 $ 65,000
Oconee, Georgia 1 $ 605,000 $ 605,000 $ 212,000
Peach, Georgia 1 $ 245,000 $ 245,000 $ 49,000
Pulaski, Georgia 1 $ 125,000 $ 125,000 $ 62,000
Rabun, Georgia 1 $ 155,000 $ 155,000 $ 192,000
Stephens, Georgia 1 $ 485,000 $ 485,000 $ 130,000
Talbot, Georgia 1 $ 105,000 $ 105,000 $ 63,000
Terrell, Georgia 1 $ 115,000 $ 115,000 $ 40,000
Thomas, Georgia 1 $ 215,000 $ 215,000 $ 85,000
Troup, Georgia 1 $ 215,000 $ 215,000 $ 160,000
Walker, Georgia 1 $ 165,000 $ 165,000 $ 70,000
Washington, Georgia 1 $ 405,000 $ 405,000 $ 192,000
Wayne, Georgia 1 $ 245,000 $ 245,000 $ 71,000
Whitfield, Georgia 1 $ 485,000 $ 485,000 $ 111,000
Wilkinson, Georgia 1 $ 235,000 $ 235,000 $ 59,000
DeKalb, Illinois 1 $ 165,000 $ 165,000 $ 114,000
Effingham, Illinois 1 $ 275,000 $ 275,000 $ 91,000
Grundy, Illinois 1 $ 175,000 $ 175,000 $ 56,000
Jersey, Illinois 1 $ 155,000 $ 155,000 $ 165,000
Marion, Illinois 1 $ 125,000 $ 125,000 $ 52,000
Montgomery, Illinois 1 $ 105,000 $ 105,000 $ 54,000
Woodford, Illinois 1 $ 95,000 $ 95,000 $ 114,000
Allen, Indiana 1 $ 215,000 $ 215,000 $ 85,000
Elkhart, Indiana 1 $ 505,000 $ 505,000 $ 167,000
Hamilton, Indiana 1 $ 745,000 $ 745,000 $ 222,000
Huntington, Indiana 1 $ 455,000 $ 455,000 $ 164,000
Johnson, Indiana 1 $ 245,000 $ 245,000 $ 65,000
Lake, Indiana 1 $ 105,000 $ 105,000 $ 158,000
Marion, Indiana 1 $ 215,000 $ 215,000 $ 100,000
Steuben, Indiana 1 $ 305,000 $ 305,000 $ 170,000
Tippecanoe, Indiana 1 $ 75,000 $ 75,000 $ 41,000
Caddo, Louisiana 1 $ 285,000 $ 285,000 $ 79,000
Calcasieu, Louisiana 1 $ 335,000 $ 335,000 $ 251,000
East Feliciana, Louisiana 1 $ 305,000 $ 305,000 $ 201,000
St. Bernard, Louisiana 1 $ 155,000 $ 155,000 $ 43,000
St. Martin, Louisiana 1 $ 235,000 $ 235,000 $ 124,000
St. Mary, Louisiana 1 $ 275,000 $ 275,000 $ 139,000
West Feliciana, Louisiana 1 $ 215,000 $ 215,000 $ 577,000
Baltimore, Maryland 1 $ 385,000 $ 385,000 $ 180,000
Calvert, Maryland 1 $ 225,000 $ 225,000 $ 44,000
Caroline, Maryland 1 $ 275,000 $ 275,000 $ 125,000
Charles, Maryland 1 $ 315,000 $ 315,000 $ 135,000
Frederick, Maryland 1 $ 375,000 $ 375,000 $ 124,000
Howard, Maryland 1 $ 355,000 $ 355,000 $ 159,000
Queen Anne's, Maryland 1 $ 285,000 $ 285,000 $ 49,000
Washington, Maryland 1 $ 465,000 $ 465,000 $ 193,000
Copiah, Mississippi 1 $ 195,000 $ 195,000 $ 64,000
Holmes, Mississippi 1 $ 195,000 $ 195,000 $ 181,000
Lamar, Mississippi 1 $ 105,000 $ 105,000 $ 51,000
Pearl River, Mississippi 1 $ 185,000 $ 185,000 $ 159,000
Washington, Mississippi 1 $ 175,000 $ 175,000 $ 56,000
Atlantic, New Jersey 1 $ 255,000 $ 255,000 $ 74,000
Essex, New Jersey 1 $ 335,000 $ 335,000 $ 0
Gloucester, New Jersey 1 $ 215,000 $ 215,000 $ 42,000
Hudson, New Jersey 1 $ 435,000 $ 435,000 $ 167,000
Hunterdon, New Jersey 1 $ 385,000 $ 385,000 $ 360,000
Passaic, New Jersey 1 $ 305,000 $ 305,000 $ 7,000
Salem, New Jersey 1 $ 95,000 $ 95,000 $ 55,000
Alexander, North Carolina 1 $ 125,000 $ 125,000 $ 85,000
Avery, North Carolina 1 $ 225,000 $ 225,000 $ 213,000
Bladen, North Carolina 1 $ 195,000 $ 195,000 $ 95,000
Camden, North Carolina 1 $ 155,000 $ 155,000 $ 52,000
Cherokee, North Carolina 1 $ 85,000 $ 85,000 $ 34,000
Chowan, North Carolina 1 $ 245,000 $ 245,000 $ 84,000
Greene, North Carolina 1 $ 235,000 $ 235,000 $ 218,000
Halifax, North Carolina 1 $ 145,000 $ 145,000 $ 50,000
Henderson, North Carolina 1 $ 285,000 $ 285,000 $ 288,000
Jackson, North Carolina 1 $ 415,000 $ 415,000 $ 1,000,000
Madison, North Carolina 1 $ 245,000 $ 245,000 $ 195,000
Martin, North Carolina 1 $ 85,000 $ 85,000 $ 55,000
McDowell, North Carolina 1 $ 155,000 $ 155,000 $ 40,000
Montgomery, North Carolina 1 $ 185,000 $ 185,000 $ 116,000
Warren, North Carolina 1 $ 225,000 $ 225,000 $ 873,000
Washington, North Carolina 1 $ 85,000 $ 85,000 $ 18,000
Cherokee, Oklahoma 1 $ 345,000 $ 345,000 $ 1,095,000
Cleveland, Oklahoma 1 $ 105,000 $ 105,000 $ 40,000
Johnston, Oklahoma 1 $ 35,000 $ 35,000 $ 61,000
McCurtain, Oklahoma 1 $ 145,000 $ 145,000 $ 65,000
Oklahoma, Oklahoma 1 $ 1,685,000 $ 1,685,000 $ 477,000
Rogers, Oklahoma 1 $ 135,000 $ 135,000 $ 537,000
Anderson, South Carolina 1 $ 285,000 $ 285,000 $ 105,000
Bamberg, South Carolina 1 $ 95,000 $ 95,000 $ 29,000
Fairfield, South Carolina 1 $ 185,000 $ 185,000 $ 66,000
Florence, South Carolina 1 $ 125,000 $ 125,000 $ 54,000
Greenwood, South Carolina 1 $ 65,000 $ 65,000 $ 114,000
Jasper, South Carolina 1 $ 205,000 $ 205,000 $ 184,000
Lee, South Carolina 1 $ 65,000 $ 65,000 $ 35,000
McCormick, South Carolina 1 $ 305,000 $ 305,000 $ 0
Newberry, South Carolina 1 $ 125,000 $ 125,000 $ 23,000
Orangeburg, South Carolina 1 $ 175,000 $ 175,000 $ 809,000
Blount, Tennessee 1 $ 275,000 $ 275,000 $ 166,000
Carter, Tennessee 1 $ 115,000 $ 115,000 $ 49,000
Knox, Tennessee 1 $ 425,000 $ 425,000 $ 168,000
Madison, Tennessee 1 $ 105,000 $ 105,000 $ 75,000
Monroe, Tennessee 1 $ 625,000 $ 625,000 $ 141,000
Roane, Tennessee 1 $ 175,000 $ 175,000 $ 167,000
Unicoi, Tennessee 1 $ 195,000 $ 195,000 $ 56,000
Coryell, Texas 1 $ 65,000 $ 65,000 $ 146,000
Ector, Texas 1 $ 85,000 $ 85,000 $ 54,000
Hardin, Texas 1 $ 225,000 $ 225,000 $ 191,000
Howard, Texas 1 $ 235,000 $ 235,000 $ 123,000
Kerr, Texas 1 $ 385,000 $ 385,000 $ 148,000
Kimble, Texas 1 $ 105,000 $ 105,000 $ 43,000
Liberty, Texas 1 $ 155,000 $ 155,000 $ 120,000
Lubbock, Texas 1 $ 255,000 $ 255,000 $ 1,999,000
Matagorda, Texas 1 $ 115,000 $ 115,000 $ 116,000
Medina, Texas 1 $ 345,000 $ 345,000 $ 85,000
Milam, Texas 1 $ 65,000 $ 65,000 $ 35,000
Orange, Texas 1 $ 165,000 $ 165,000 $ 100,000
San Augustine, Texas 1 $ 75,000 $ 75,000 $ 89,000
San Patricio, Texas 1 $ 225,000 $ 225,000 $ 60,000
Scurry, Texas 1 $ 75,000 $ 75,000 $ 37,000
Val Verde, Texas 1 $ 295,000 $ 295,000 $ 62,000
Wood, Texas 1 $ 105,000 $ 105,000 $ 42,000
Caroline, Virginia 1 $ 185,000 $ 185,000 $ 84,000
Cumberland, Virginia 1 $ 115,000 $ 115,000 $ 28,000
Franklin, Virginia 1 $ 295,000 $ 295,000 $ 154,000
Frederick, Virginia 1 $ 255,000 $ 255,000 $ 58,000
Fredericksburg, Virginia 1 $ 955,000 $ 955,000 $ 1,387,000
Hanover, Virginia 1 $ 85,000 $ 85,000 $ 72,000
Henrico, Virginia 1 $ 425,000 $ 425,000 $ 145,000
Isle of Wight, Virginia 1 $ 155,000 $ 155,000 $ 0
Powhatan, Virginia 1 $ 175,000 $ 175,000 $ 195,000
Prince William, Virginia 1 $ 725,000 $ 725,000 $ 297,000
Russell, Virginia 1 $ 135,000 $ 135,000 $ 42,000
Spotsylvania, Virginia 1 $ 225,000 $ 225,000 $ 107,000

Mortgage Loan Application Detail Totals for Angel Oak Home Loans LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,333 $1,260,035,000 $290,000 $3,315,000 $147,000 $9,157,000
Refinancing 1,399 $486,605,000 $347,000 $4,505,000 $164,000 $4,200,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,515 $1,058,525,000 $301,000 $3,315,000 $150,000 $7,310,000
Not Provided 1,012 $351,740,000 $347,000 $4,505,000 $180,000 $9,157,000
Black or African American 606 $153,210,000 $252,000 $2,085,000 $105,000 $929,000
Hispanic 410 $112,620,000 $274,000 $1,345,000 $136,000 $2,978,000
Asian 155 $56,775,000 $366,000 $1,335,000 $178,000 $3,275,000
American Indian or Alaskan Native 11 $2,715,000 $246,000 $465,000 $104,000 $326,000
Native Hawaiian or Other Pacific Islander 7 $2,285,000 $326,000 $715,000 $108,000 $231,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,169 $1,410,095,000 $338,000 $4,505,000 $180,000 $9,157,000
FHA-insured (Federal Housing Administration) 995 $200,645,000 $201,000 $555,000 $72,000 $302,000
VA-guaranteed (Veterans Administration) 422 $111,700,000 $264,000 $845,000 $83,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 146 $24,200,000 $165,000 $385,000 $54,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,910 $1,134,560,000 $290,000 $2,925,000 $144,000 $7,200,000
Application Withdrawn By Applicant 896 $303,540,000 $338,000 $3,315,000 $194,000 $9,157,000
Application Denied By Financial Institution 850 $285,170,000 $335,000 $4,505,000 $137,000 $1,498,000
File Closed For Incompleteness 50 $17,010,000 $340,000 $1,535,000 $143,000 $780,000
Application Approved But Not Accepted 26 $6,360,000 $244,000 $725,000 $114,000 $332,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,882 $1,461,470,000 $299,000 $3,315,000 $153,000 $9,157,000
Credit Application Incomplete 360 $131,380,000 $364,000 $2,905,000 $173,000 $1,498,000
Debt-To-Income Ratio 177 $57,905,000 $327,000 $3,005,000 $84,000 $609,000
Credit History 114 $33,410,000 $293,000 $1,715,000 $107,000 $480,000
Other 53 $14,605,000 $275,000 $1,545,000 $129,000 $516,000
Collateral 53 $15,105,000 $285,000 $1,335,000 $151,000 $701,000
Insufficient Cash (Downpayment, Closing Cost) 46 $18,490,000 $401,000 $4,505,000 $155,000 $1,071,000
Employment History 32 $9,690,000 $302,000 $1,985,000 $120,000 $735,000
Unverifiable Information 15 $4,585,000 $305,000 $1,235,000 $83,000 $244,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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