Anthem Bank & Trust Mortgage Lending & HMDA Data, 2013
In 2013, Anthem Bank & Trust of Plaquemine, LA reported 172 mortgage applications totaling $31.1 million, up 1% from 2012. The average application was for $180,610, and applicants reported an average income of $91,145. 88% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Baton Rouge, LA (119), Austin-Round Rock-San Marcos, TX (26) and Miami-Miami Beach-Kendall, FL (11) (applications in parentheses).
| Mortgage Company & Address | Anthem Bank & Trust Po Box 563 Plaquemine, LA 70764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 172 |
| Total Mortgage Loan Application Amount | $31,065,000 |
| Average Mortgage Loan Application Amount | $180,610 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $91,145 |
| Highest Applicant Income | $1,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anthem Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Iberville, Louisiana | 62 | $ 8,334,000 | $ 134,419 | $ 66,000 |
| West Baton Rouge, Louisiana | 29 | $ 3,465,000 | $ 119,482 | $ 57,000 |
| Travis, Texas | 24 | $ 7,399,000 | $ 308,291 | $ 164,000 |
| East Baton Rouge, Louisiana | 12 | $ 2,120,000 | $ 176,666 | $ 146,000 |
| Miami-Dade, Florida | 11 | $ 2,115,000 | $ 192,272 | $ 137,000 |
| Livingston, Louisiana | 8 | $ 2,227,000 | $ 278,375 | $ 71,000 |
| Ascension, Louisiana | 6 | $ 1,286,000 | $ 214,333 | $ 44,000 |
| Burnet, Texas | 4 | $ 1,025,000 | $ 256,250 | $ 144,000 |
| St. Tammany, Louisiana | 3 | $ 712,000 | $ 237,333 | $ 68,000 |
| Jefferson, Alabama | 2 | $ 131,000 | $ 65,500 | $ 41,000 |
| Palm Beach, Florida | 2 | $ 387,000 | $ 193,500 | $ 195,000 |
| Pointe Coupee, Louisiana | 2 | $ 441,000 | $ 220,500 | $ 108,000 |
| Huerfano, Colorado | 1 | $ 170,000 | $ 170,000 | $ 170,000 |
| Broward, Florida | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Fulton, Georgia | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Bexar, Texas | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Hays, Texas | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Milam, Texas | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
| Williamson, Texas | 1 | $ 296,000 | $ 296,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Anthem Bank & Trust in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 86 | $14,451,000 | $168,000 | $840,000 | $86,000 | $1,000,000 |
| Home Purchase | 83 | $16,476,000 | $198,000 | $819,000 | $98,000 | $712,000 |
| Home Improvement | 3 | $138,000 | $46,000 | $64,000 | $49,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 112 | $21,624,000 | $193,000 | $840,000 | $100,000 | $355,000 |
| Not applicable | 28 | $4,104,000 | $146,000 | $584,000 | $0 | $0 |
| Black or African American | 15 | $1,699,000 | $113,000 | $379,000 | $62,000 | $162,000 |
| Hispanic | 13 | $2,674,000 | $205,000 | $320,000 | $206,000 | $1,000,000 |
| Asian | 3 | $736,000 | $245,000 | $300,000 | $80,000 | $120,000 |
| Not Provided | 1 | $228,000 | $228,000 | $228,000 | $712,000 | $712,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 148 | $27,196,000 | $183,000 | $840,000 | $98,000 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,682,000 | $160,000 | $248,000 | $50,000 | $74,000 |
| FHA-insured (Federal Housing Administration) | 1 | $187,000 | $187,000 | $187,000 | $77,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 152 | $27,001,000 | $177,000 | $840,000 | $90,000 | $1,000,000 |
| Application Denied By Financial Institution | 12 | $2,434,000 | $202,000 | $819,000 | $92,000 | $355,000 |
| Application Withdrawn By Applicant | 7 | $1,330,000 | $190,000 | $417,000 | $118,000 | $252,000 |
| Application Approved But Not Accepted | 1 | $300,000 | $300,000 | $300,000 | $120,000 | $120,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $698,000 | $116,000 | $187,000 | $60,000 | $120,000 |
| Collateral | 3 | $1,030,000 | $343,000 | $819,000 | $148,000 | $355,000 |
| Other | 2 | $686,000 | $343,000 | $482,000 | $126,000 | $204,000 |
| Debt-To-Income Ratio | 1 | $20,000 | $20,000 | $20,000 | $53,000 | $53,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Anthem Bank & Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Anthem Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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