Anthem Bank & Trust Mortgage Lending & HMDA Data, 2012
In 2012, Anthem Bank & Trust of Plaquemine, LA reported 171 mortgage applications totaling $26.4 million, down 8% from 2011. The average application was for $154,637, and applicants reported an average income of $80,678. 70% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Baton Rouge, LA (132), Austin-Round Rock-San Marcos, TX (19) and New Orleans-Metairie-Kenner, LA (9) (applications in parentheses).
| Mortgage Company & Address | Anthem Bank & Trust Po Box 563 Plaquemine, LA 70764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 171 |
| Total Mortgage Loan Application Amount | $26,443,000 |
| Average Mortgage Loan Application Amount | $154,637 |
| Highest Mortgage Loan Application Amount | $636,000 |
| Average Applicant Income | $80,678 |
| Highest Applicant Income | $720,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anthem Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baton Rouge, LA | 132 | $ 17,904,000 | $ 135,636 | $ 68,000 |
| Austin-Round Rock-San Marcos, TX | 19 | $ 3,420,000 | $ 180,000 | $ 136,000 |
| New Orleans-Metairie-Kenner, LA | 9 | $ 1,790,000 | $ 198,888 | $ 85,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 745,000 | $ 248,333 | $ 144,000 |
| Corpus Christi, TX | 2 | $ 1,272,000 | $ 636,000 | $ 299,000 |
| Gulfport-Biloxi, MS | 1 | $ 404,000 | $ 404,000 | $ 212,000 |
Mortgage Loan Application Detail Totals for Anthem Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 92 | $14,673,000 | $159,000 | $636,000 | $83,000 | $720,000 |
| Refinancing | 75 | $11,537,000 | $153,000 | $579,000 | $80,000 | $267,000 |
| Home Improvement | 4 | $233,000 | $58,000 | $140,000 | $40,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 123 | $19,583,000 | $159,000 | $636,000 | $91,000 | $720,000 |
| Black or African American | 26 | $3,558,000 | $136,000 | $325,000 | $68,000 | $152,000 |
| Not applicable | 14 | $1,988,000 | $142,000 | $579,000 | $0 | $0 |
| Hispanic | 4 | $479,000 | $119,000 | $190,000 | $66,000 | $82,000 |
| Asian | 3 | $811,000 | $270,000 | $330,000 | $191,000 | $328,000 |
| Not Provided | 1 | $24,000 | $24,000 | $24,000 | $34,000 | $34,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 138 | $20,820,000 | $150,000 | $636,000 | $87,000 | $720,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $5,024,000 | $167,000 | $254,000 | $53,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 2 | $308,000 | $154,000 | $173,000 | $63,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 1 | $291,000 | $291,000 | $291,000 | $86,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 120 | $17,976,000 | $149,000 | $636,000 | $84,000 | $720,000 |
| Application Withdrawn By Applicant | 25 | $5,880,000 | $235,000 | $636,000 | $83,000 | $211,000 |
| Application Denied By Financial Institution | 24 | $2,451,000 | $102,000 | $218,000 | $52,000 | $152,000 |
| Application Approved But Not Accepted | 2 | $136,000 | $68,000 | $76,000 | $219,000 | $314,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $1,934,000 | $96,000 | $205,000 | $56,000 | $152,000 |
| Debt-To-Income Ratio | 4 | $517,000 | $129,000 | $218,000 | $32,000 | $63,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Anthem Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Anthem Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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