Arborone Aca Mortgage Lending & HMDA Data, 2025
In 2025, Arborone Aca of Florence, SC reported 68 mortgage applications totaling $23.5 million, up 42% from 2024. The average application was for $345,735, and applicants reported an average income of $331,294. 88% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Florence, SC (17), Myrtle Beach-Conway-North Myrtle Beach, SC-NC (13) and Columbia, SC (3) (applications in parentheses).
| Mortgage Company & Address | Arborone Aca 800 Woody Jones Blvd Florence, SC 29501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2020 2019 2018 |
| Total Number of Mortgage Applications | 68 |
| Total Mortgage Loan Application Amount | $23,510,000 |
| Average Mortgage Loan Application Amount | $345,735 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $331,294 |
| Highest Applicant Income | $2,522,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arborone Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry, South Carolina | 13 | $ 3,515,000 | $ 270,384 | $ 167,000 |
| Clarendon, South Carolina | 11 | $ 3,765,000 | $ 342,272 | $ 303,000 |
| Darlington, South Carolina | 9 | $ 4,515,000 | $ 501,666 | $ 362,000 |
| Florence, South Carolina | 8 | $ 2,750,000 | $ 343,750 | $ 249,000 |
| Chesterfield, South Carolina | 4 | $ 1,300,000 | $ 325,000 | $ 121,000 |
| Georgetown, South Carolina | 4 | $ 1,470,000 | $ 367,500 | $ 1,748,000 |
| Dillon, South Carolina | 3 | $ 1,395,000 | $ 465,000 | $ 311,000 |
| Lee, South Carolina | 3 | $ 645,000 | $ 215,000 | $ 169,000 |
| Sumter, South Carolina | 3 | $ 1,025,000 | $ 341,666 | $ 123,000 |
| Kershaw, South Carolina | 2 | $ 530,000 | $ 265,000 | $ 421,000 |
| Marion, South Carolina | 2 | $ 540,000 | $ 270,000 | $ 195,000 |
| Marlboro, South Carolina | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Marshall, Alabama | 1 | $ 635,000 | $ 635,000 | $ 753,000 |
| Fairfield, South Carolina | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Orangeburg, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 974,000 |
| Williamsburg, South Carolina | 1 | $ 565,000 | $ 565,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for Arborone Aca in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 42 | $14,840,000 | $353,000 | $1,535,000 | $257,000 | $974,000 |
| Refinancing | 17 | $7,055,000 | $415,000 | $1,005,000 | $431,000 | $2,522,000 |
| Home Improvement | 7 | $855,000 | $122,000 | $375,000 | $591,000 | $2,522,000 |
| Cash-out Refinancing | 2 | $760,000 | $380,000 | $675,000 | $135,000 | $145,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59 | $20,395,000 | $345,000 | $1,535,000 | $325,000 | $2,522,000 |
| Black or African American | 3 | $585,000 | $195,000 | $215,000 | $84,000 | $104,000 |
| Hispanic | 3 | $975,000 | $325,000 | $495,000 | $225,000 | $471,000 |
| Asian | 2 | $550,000 | $275,000 | $295,000 | $974,000 | $974,000 |
| Not applicable | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 67 | $22,945,000 | $342,000 | $1,535,000 | $317,000 | $2,522,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $565,000 | $565,000 | $565,000 | $1,105,000 | $1,105,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 60 | $21,090,000 | $351,000 | $1,535,000 | $343,000 | $2,522,000 |
| Application Approved But Not Accepted | 4 | $1,250,000 | $312,000 | $345,000 | $211,000 | $350,000 |
| Application Withdrawn By Applicant | 3 | $715,000 | $238,000 | $345,000 | $250,000 | $250,000 |
| Application Denied By Financial Institution | 1 | $455,000 | $455,000 | $455,000 | $76,000 | $76,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 67 | $23,055,000 | $344,000 | $1,535,000 | $333,000 | $2,522,000 |
| Debt-To-Income Ratio | 1 | $455,000 | $455,000 | $455,000 | $76,000 | $76,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Arborone Aca's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Arborone Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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