Archwest Funding Mortgage Lending & HMDA Data, 2025
In 2025, Archwest Funding of Irvine, CA reported 670 mortgage applications totaling $807.5 million, down 39% from 2024. The average application was for $1,205,253, and applicants reported an average income of $0. 70% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (124), Anaheim-Santa Ana-Irvine, CA (44) and Columbus, OH (42) (applications in parentheses).
| Mortgage Company & Address | Archwest Funding Irvine, CA 92612 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 670 |
| Total Mortgage Loan Application Amount | $807,520,000 |
| Average Mortgage Loan Application Amount | $1,205,253 |
| Highest Mortgage Loan Application Amount | $7,875,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Archwest Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 124 | $ 239,160,000 | $ 1,928,709 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 44 | $ 88,700,000 | $ 2,015,909 | $ 0 |
| Columbus, OH | 42 | $ 7,680,000 | $ 182,857 | $ 0 |
| San Diego-Carlsbad, CA | 34 | $ 58,480,000 | $ 1,720,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 33 | $ 29,635,000 | $ 898,030 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 45,595,000 | $ 1,982,391 | $ 0 |
| Boise City, ID | 17 | $ 10,585,000 | $ 622,647 | $ 0 |
| Outside any metro area | 15 | $ 14,505,000 | $ 967,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 22,585,000 | $ 1,737,307 | $ 0 |
| Cincinnati, OH-KY-IN | 13 | $ 3,625,000 | $ 278,846 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 25,995,000 | $ 1,999,615 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 29,795,000 | $ 2,291,923 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 26,355,000 | $ 2,027,307 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,900,000 | $ 325,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 14,615,000 | $ 1,328,636 | $ 0 |
| Colorado Springs, CO | 10 | $ 8,120,000 | $ 812,000 | $ 0 |
| Cleveland, OH | 9 | $ 2,085,000 | $ 231,666 | $ 0 |
| Oklahoma City, OK | 9 | $ 865,000 | $ 96,111 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 9 | $ 19,305,000 | $ 2,145,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 12,690,000 | $ 1,586,250 | $ 0 |
| Baltimore-Columbia-Towson, MD | 7 | $ 1,715,000 | $ 245,000 | $ 0 |
| Marietta, GA | 7 | $ 5,755,000 | $ 822,142 | $ 0 |
| Austin-Round Rock, TX | 6 | $ 14,620,000 | $ 2,436,666 | $ 0 |
| Reading, PA | 6 | $ 870,000 | $ 145,000 | $ 0 |
| Urban Honolulu, HI | 6 | $ 3,050,000 | $ 508,333 | $ 0 |
| Fort Worth-Arlington, TX | 5 | $ 1,195,000 | $ 239,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 4,365,000 | $ 873,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 3,075,000 | $ 615,000 | $ 0 |
| Chicago-Naperville, IL | 4 | $ 1,690,000 | $ 422,500 | $ 0 |
| Dallas-Plano-Irving, TX | 4 | $ 2,210,000 | $ 552,500 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Jacksonville, FL | 4 | $ 1,200,000 | $ 300,000 | $ 0 |
| Ocala, FL | 4 | $ 1,470,000 | $ 367,500 | $ 0 |
| Philadelphia, PA | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Richmond, VA | 4 | $ 5,270,000 | $ 1,317,500 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 2,950,000 | $ 737,500 | $ 0 |
| York-Hanover, PA | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| Akron, OH | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Chattanooga, TN-GA | 3 | $ 2,835,000 | $ 945,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Lakeland-Winter Haven, FL | 3 | $ 2,785,000 | $ 928,333 | $ 0 |
| Napa, CA | 3 | $ 11,065,000 | $ 3,688,333 | $ 0 |
| Nassau County-Suffolk County, NY | 3 | $ 7,285,000 | $ 2,428,333 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 13,305,000 | $ 4,435,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 1,655,000 | $ 551,666 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 2,785,000 | $ 928,333 | $ 0 |
| Rome, GA | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Stockton-Lodi, CA | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Albuquerque, NM | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Bakersfield, CA | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Binghamton, NY | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Columbia, SC | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Kansas City, MO-KS | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Killeen-Temple, TX | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Memphis, TN-MS-AR | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Montgomery, AL | 2 | $ 320,000 | $ 160,000 | $ 0 |
| New Haven-Milford, CT | 2 | $ 5,620,000 | $ 2,810,000 | $ 0 |
| Pittsburgh, PA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| San Antonio-New Braunfels, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Tulsa, OK | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Abilene, TX | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Boston, MA | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Brunswick, GA | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Decatur, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| El Paso, TX | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fayetteville, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 2,565,000 | $ 2,565,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Fresno, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 2,215,000 | $ 2,215,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Laredo, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Las Cruces, NM | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Medford, OR | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Muskegon, MI | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pittsfield, MA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 165,000 | $ 165,000 | $ 0 |
| San Rafael, CA | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,825,000 | $ 1,825,000 | $ 0 |
| Savannah, GA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tucson, AZ | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Waco, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington, DC-MD | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 1 | $ 2,435,000 | $ 2,435,000 | $ 0 |
| Waterbury-Shelton, CT | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Wenatchee, WA | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Wichita, KS | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 565,000 | $ 565,000 | $ 0 |
Mortgage Loan Application Detail Totals for Archwest Funding in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 288 | $321,880,000 | $1,117,000 | $7,145,000 | $0 | $0 |
| Home Purchase | 260 | $335,270,000 | $1,289,000 | $7,875,000 | $0 | $0 |
| Refinancing | 122 | $150,370,000 | $1,232,000 | $7,205,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 657 | $792,615,000 | $1,206,000 | $7,875,000 | $0 | $0 |
| Not Provided | 7 | $9,965,000 | $1,423,000 | $2,015,000 | $0 | $0 |
| White | 3 | $2,705,000 | $901,000 | $1,245,000 | $0 | $0 |
| Hispanic | 2 | $670,000 | $335,000 | $355,000 | $0 | $0 |
| Asian | 1 | $1,565,000 | $1,565,000 | $1,565,000 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 670 | $807,520,000 | $1,205,000 | $7,875,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 468 | $567,940,000 | $1,213,000 | $7,875,000 | $0 | $0 |
| Application Approved But Not Accepted | 186 | $203,930,000 | $1,096,000 | $7,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 10 | $25,090,000 | $2,509,000 | $5,435,000 | $0 | $0 |
| Application Withdrawn By Applicant | 6 | $10,560,000 | $1,760,000 | $4,045,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 660 | $782,430,000 | $1,185,000 | $7,875,000 | $0 | $0 |
| Credit History | 10 | $25,090,000 | $2,509,000 | $5,435,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Archwest Funding's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Archwest Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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