Archwest Funding Mortgage Lending & HMDA Data, 2024

In 2024, Archwest Funding of Irvine, CA reported 1,103 mortgage applications totaling $558.4 million. The average application was for $506,242, and applicants reported an average income of $0. 70% of its applications resulted in an originated loan and 4% were denied. Its largest markets were York-Hanover, PA (87), Los Angeles-Long Beach-Glendale, CA (72) and Jacksonville, FL (53) (applications in parentheses).

Mortgage Company & Address Archwest Funding

Irvine, CA 92612
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 1,103
Total Mortgage Loan Application Amount $558,385,000
Average Mortgage Loan Application Amount $506,242
Highest Mortgage Loan Application Amount $7,335,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Archwest Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Archwest Funding by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
York-Hanover, PA 87 $ 13,785,000 $ 158,448 $ 0
Los Angeles-Long Beach-Glendale, CA 72 $ 87,970,000 $ 1,221,805 $ 0
Jacksonville, FL 53 $ 9,445,000 $ 178,207 $ 0
Boise City, ID 41 $ 19,445,000 $ 474,268 $ 0
Outside any metro area 40 $ 34,760,000 $ 869,000 $ 0
Atlanta-Sandy Springs-Roswell, GA 31 $ 10,445,000 $ 336,935 $ 0
Houston-The Woodlands-Sugar Land, TX 30 $ 11,480,000 $ 382,666 $ 0
Charlotte-Concord-Gastonia, NC-SC 29 $ 11,485,000 $ 396,034 $ 0
Harrisburg-Carlisle, PA 29 $ 4,385,000 $ 151,206 $ 0
Cincinnati, OH-KY-IN 27 $ 6,835,000 $ 253,148 $ 0
Cleveland, OH 23 $ 3,355,000 $ 145,869 $ 0
San Diego-Carlsbad, CA 23 $ 30,495,000 $ 1,325,869 $ 0
Anaheim-Santa Ana-Irvine, CA 22 $ 32,150,000 $ 1,461,363 $ 0
Phoenix-Mesa-Scottsdale, AZ 19 $ 31,685,000 $ 1,667,631 $ 0
Dallas-Plano-Irving, TX 18 $ 7,520,000 $ 417,777 $ 0
Philadelphia, PA 17 $ 3,715,000 $ 218,529 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 16 $ 15,330,000 $ 958,125 $ 0
Crestview-Fort Walton Beach-Destin, FL 15 $ 9,205,000 $ 613,666 $ 0
Chicago-Naperville, IL 14 $ 8,360,000 $ 597,142 $ 0
Miami-Miami Beach-Kendall, FL 13 $ 6,215,000 $ 478,076 $ 0
Pittsburgh, PA 13 $ 2,775,000 $ 213,461 $ 0
Baltimore-Columbia-Towson, MD 12 $ 4,320,000 $ 360,000 $ 0
Columbus, OH 12 $ 2,200,000 $ 183,333 $ 0
Indianapolis-Carmel-Anderson, IN 12 $ 2,720,000 $ 226,666 $ 0
Memphis, TN-MS-AR 12 $ 1,530,000 $ 127,500 $ 0
St. Louis, MO-IL 12 $ 2,190,000 $ 182,500 $ 0
Urban Honolulu, HI 12 $ 8,950,000 $ 745,833 $ 0
Chambersburg-Waynesboro, PA 11 $ 1,705,000 $ 155,000 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 11 $ 3,625,000 $ 329,545 $ 0
Fort Worth-Arlington, TX 11 $ 5,945,000 $ 540,454 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 11 $ 6,755,000 $ 614,090 $ 0
Dayton-Springfield-Kettering, OH 10 $ 1,420,000 $ 142,000 $ 0
Kansas City, MO-KS 10 $ 2,330,000 $ 233,000 $ 0
Montgomery County-Bucks County-Chester County, PA 10 $ 2,940,000 $ 294,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 10 $ 8,400,000 $ 840,000 $ 0
Riverside-San Bernardino-Ontario, CA 9 $ 4,895,000 $ 543,888 $ 0
San Antonio-New Braunfels, TX 9 $ 3,475,000 $ 386,111 $ 0
Sherman-Denison, TX 9 $ 4,255,000 $ 472,777 $ 0
Austin-Round Rock, TX 8 $ 8,530,000 $ 1,066,250 $ 0
Lubbock, TX 8 $ 1,240,000 $ 155,000 $ 0
Chattanooga, TN-GA 7 $ 6,135,000 $ 876,428 $ 0
Milwaukee-Waukesha-West Allis, WI 7 $ 815,000 $ 116,428 $ 0
Reading, PA 7 $ 2,145,000 $ 306,428 $ 0
New Haven-Milford, CT 6 $ 4,580,000 $ 763,333 $ 0
Tampa, FL 6 $ 2,430,000 $ 405,000 $ 0
Birmingham-Hoover, AL 5 $ 2,265,000 $ 453,000 $ 0
Cape Coral-Fort Myers, FL 5 $ 1,545,000 $ 309,000 $ 0
Detroit-Dearborn-Livonia, MI 5 $ 965,000 $ 193,000 $ 0
Greenville-Anderson-Mauldin, SC 5 $ 1,695,000 $ 339,000 $ 0
Hagerstown-Martinsburg, MD-WV 5 $ 755,000 $ 151,000 $ 0
Hickory-Lenoir-Morganton, NC 5 $ 2,405,000 $ 481,000 $ 0
Oakland-Hayward-Berkeley, CA 5 $ 3,445,000 $ 689,000 $ 0
Oklahoma City, OK 5 $ 1,185,000 $ 237,000 $ 0
Orlando-Kissimmee-Sanford, FL 5 $ 1,465,000 $ 293,000 $ 0
St. Petersburg-Clearwater-Largo, FL 5 $ 1,815,000 $ 363,000 $ 0
Binghamton, NY 4 $ 610,000 $ 152,500 $ 0
Clarksville, TN-KY 4 $ 1,090,000 $ 272,500 $ 0
Gettysburg, PA 4 $ 790,000 $ 197,500 $ 0
Hartford-West Hartford-East Hartford, CT 4 $ 1,090,000 $ 272,500 $ 0
Kahului-Wailuku-Lahaina, HI 4 $ 3,190,000 $ 797,500 $ 0
Macon-Bibb County, GA 4 $ 2,750,000 $ 687,500 $ 0
Montgomery, AL 4 $ 430,000 $ 107,500 $ 0
Santa Maria-Santa Barbara, CA 4 $ 10,200,000 $ 2,550,000 $ 0
Topeka, KS 4 $ 550,000 $ 137,500 $ 0
Tulsa, OK 4 $ 480,000 $ 120,000 $ 0
Warren-Troy-Farmington Hills, MI 4 $ 1,410,000 $ 352,500 $ 0
Columbia, SC 3 $ 785,000 $ 261,666 $ 0
Lakeland-Winter Haven, FL 3 $ 1,345,000 $ 448,333 $ 0
Marietta, GA 3 $ 1,235,000 $ 411,666 $ 0
New York-Jersey City-White Plains, NY-NJ 3 $ 2,375,000 $ 791,666 $ 0
Pensacola-Ferry Pass-Brent, FL 3 $ 775,000 $ 258,333 $ 0
Salinas, CA 3 $ 4,075,000 $ 1,358,333 $ 0
Washington, DC-MD 3 $ 2,215,000 $ 738,333 $ 0
Wichita, KS 3 $ 325,000 $ 108,333 $ 0
Wilmington, DE-MD-NJ 3 $ 6,175,000 $ 2,058,333 $ 0
Akron, OH 2 $ 260,000 $ 130,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 2 $ 420,000 $ 210,000 $ 0
Arlington-Alexandria-Reston, VA-WV 2 $ 660,000 $ 330,000 $ 0
Bakersfield, CA 2 $ 340,000 $ 170,000 $ 0
Boston, MA 2 $ 1,460,000 $ 730,000 $ 0
Bridgeport-Stamford-Norwalk, CT 2 $ 4,150,000 $ 2,075,000 $ 0
Cambridge-Newton-Framingham, MA 2 $ 2,080,000 $ 1,040,000 $ 0
Camden, NJ 2 $ 430,000 $ 215,000 $ 0
College Station-Bryan, TX 2 $ 310,000 $ 155,000 $ 0
Davenport-Moline-Rock Island, IA-IL 2 $ 300,000 $ 150,000 $ 0
El Paso, TX 2 $ 420,000 $ 210,000 $ 0
Fayetteville, NC 2 $ 220,000 $ 110,000 $ 0
Florence, SC 2 $ 190,000 $ 95,000 $ 0
Jackson, MS 2 $ 180,000 $ 90,000 $ 0
North Port-Sarasota-Bradenton, FL 2 $ 1,580,000 $ 790,000 $ 0
Ocala, FL 2 $ 460,000 $ 230,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 2 $ 2,090,000 $ 1,045,000 $ 0
Palm Bay-Melbourne-Titusville, FL 2 $ 650,000 $ 325,000 $ 0
Port St. Lucie, FL 2 $ 610,000 $ 305,000 $ 0
Rockford, IL 2 $ 640,000 $ 320,000 $ 0
Rockingham County-Strafford County, NH 2 $ 1,280,000 $ 640,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 2 $ 1,650,000 $ 825,000 $ 0
Sebring, FL 2 $ 690,000 $ 345,000 $ 0
Spartanburg, SC 2 $ 300,000 $ 150,000 $ 0
Tacoma-Lakewood, WA 2 $ 1,400,000 $ 700,000 $ 0
Waco, TX 2 $ 940,000 $ 470,000 $ 0
Albany, GA 1 $ 5,000 $ 5,000 $ 0
Albuquerque, NM 1 $ 185,000 $ 185,000 $ 0
Asheville, NC 1 $ 425,000 $ 425,000 $ 0
Atlantic City-Hammonton, NJ 1 $ 345,000 $ 345,000 $ 0
Barnstable Town, MA 1 $ 635,000 $ 635,000 $ 0
Baton Rouge, LA 1 $ 85,000 $ 85,000 $ 0
Beckley, WV 1 $ 115,000 $ 115,000 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 85,000 $ 85,000 $ 0
Canton-Massillon, OH 1 $ 1,285,000 $ 1,285,000 $ 0
Colorado Springs, CO 1 $ 495,000 $ 495,000 $ 0
Columbus, GA-AL 1 $ 95,000 $ 95,000 $ 0
Corpus Christi, TX 1 $ 155,000 $ 155,000 $ 0
Daphne-Fairhope-Foley, AL 1 $ 235,000 $ 235,000 $ 0
Decatur, AL 1 $ 105,000 $ 105,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 145,000 $ 145,000 $ 0
Denver-Aurora-Lakewood, CO 1 $ 275,000 $ 275,000 $ 0
Durham-Chapel Hill, NC 1 $ 455,000 $ 455,000 $ 0
Evansville, IN-KY 1 $ 95,000 $ 95,000 $ 0
Fayetteville-Springdale-Rogers, AR-MO 1 $ 305,000 $ 305,000 $ 0
Flint, MI 1 $ 345,000 $ 345,000 $ 0
Fort Wayne, IN 1 $ 745,000 $ 745,000 $ 0
Fresno, CA 1 $ 395,000 $ 395,000 $ 0
Greeley, CO 1 $ 315,000 $ 315,000 $ 0
Greensboro-High Point, NC 1 $ 585,000 $ 585,000 $ 0
Hot Springs, AR 1 $ 75,000 $ 75,000 $ 0
Huntsville, AL 1 $ 225,000 $ 225,000 $ 0
Johnson City, TN 1 $ 355,000 $ 355,000 $ 0
Killeen-Temple, TX 1 $ 175,000 $ 175,000 $ 0
Kiryas Joel-Poughkeepsie-Newburgh, NY 1 $ 275,000 $ 275,000 $ 0
Knoxville, TN 1 $ 875,000 $ 875,000 $ 0
Kokomo, IN 1 $ 145,000 $ 145,000 $ 0
Lafayette-West Lafayette, IN 1 $ 235,000 $ 235,000 $ 0
Lake County-Porter County-Jasper County, IN 1 $ 145,000 $ 145,000 $ 0
Lancaster, PA 1 $ 175,000 $ 175,000 $ 0
Laredo, TX 1 $ 185,000 $ 185,000 $ 0
Lawrence, KS 1 $ 425,000 $ 425,000 $ 0
Little Rock-North Little Rock-Conway, AR 1 $ 455,000 $ 455,000 $ 0
Louisville/Jefferson County, KY-IN 1 $ 245,000 $ 245,000 $ 0
Lynchburg, VA 1 $ 945,000 $ 945,000 $ 0
McAllen-Edinburg-Mission, TX 1 $ 175,000 $ 175,000 $ 0
Mobile, AL 1 $ 195,000 $ 195,000 $ 0
Muncie, IN 1 $ 105,000 $ 105,000 $ 0
Nassau County-Suffolk County, NY 1 $ 435,000 $ 435,000 $ 0
Omaha-Council Bluffs, NE-IA 1 $ 595,000 $ 595,000 $ 0
Parkersburg-Vienna, WV 1 $ 105,000 $ 105,000 $ 0
Prescott Valley-Prescott, AZ 1 $ 1,575,000 $ 1,575,000 $ 0
Punta Gorda, FL 1 $ 205,000 $ 205,000 $ 0
Richmond, VA 1 $ 155,000 $ 155,000 $ 0
Rochester, NY 1 $ 95,000 $ 95,000 $ 0
Rocky Mount, NC 1 $ 95,000 $ 95,000 $ 0
Rome, GA 1 $ 155,000 $ 155,000 $ 0
Salem, OR 1 $ 895,000 $ 895,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 165,000 $ 165,000 $ 0
Seattle-Bellevue-Everett, WA 1 $ 365,000 $ 365,000 $ 0
Spokane-Spokane Valley, WA 1 $ 205,000 $ 205,000 $ 0
Springfield, MO 1 $ 195,000 $ 195,000 $ 0
Syracuse, NY 1 $ 205,000 $ 205,000 $ 0
Tucson, AZ 1 $ 365,000 $ 365,000 $ 0
Tyler, TX 1 $ 105,000 $ 105,000 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 215,000 $ 215,000 $ 0
Washington-Baltimore-Arlington, DC 1 $ 295,000 $ 295,000 $ 0
Waterbury-Shelton, CT 1 $ 275,000 $ 275,000 $ 0
Wheeling, WV-OH 1 $ 175,000 $ 175,000 $ 0
Winchester, VA-WV 1 $ 285,000 $ 285,000 $ 0
Winston-Salem, NC 1 $ 315,000 $ 315,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 75,000 $ 75,000 $ 0

Mortgage Loan Application Detail Totals for Archwest Funding in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 596 $275,050,000 $461,000 $7,335,000 $0 $0
Home Purchase 319 $208,635,000 $654,000 $6,285,000 $0 $0
Refinancing 183 $72,465,000 $395,000 $4,875,000 $0 $0
Not Applicable 5 $2,235,000 $447,000 $795,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,082 $539,200,000 $498,000 $7,335,000 $0 $0
Not Provided 20 $18,620,000 $931,000 $2,955,000 $0 $0
Hispanic 1 $565,000 $565,000 $565,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,103 $558,385,000 $506,000 $7,335,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 771 $357,165,000 $463,000 $7,335,000 $0 $0
Application Approved But Not Accepted 286 $169,970,000 $594,000 $6,285,000 $0 $0
Application Denied By Financial Institution 44 $30,300,000 $688,000 $2,625,000 $0 $0
Application Withdrawn By Applicant 2 $950,000 $475,000 $615,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,059 $528,085,000 $498,000 $7,335,000 $0 $0
Credit History 44 $30,300,000 $688,000 $2,625,000 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Archwest Funding's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Archwest Funding's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List