All in Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, All in Credit Union of Daleville, AL reported 3,033 mortgage applications totaling $385.5 million, up 29% from 2024. The average application was for $127,116, and applicants reported an average income of $123,433. 39% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Dothan, AL (473), Mobile, AL (330) and Crestview-Fort Walton Beach-Destin, FL (209) (applications in parentheses).

Mortgage Company & Address All in Credit Union
238 Virginia Avenue
Daleville, AL 36322
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,033
Total Mortgage Loan Application Amount $385,545,000
Average Mortgage Loan Application Amount $127,116
Highest Mortgage Loan Application Amount $10,125,000
Average Applicant Income $123,433
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records All in Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for All in Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Houston, Alabama 348 $ 32,810,000 $ 94,281 $ 98,000
Mobile, Alabama 330 $ 30,770,000 $ 93,242 $ 108,000
Coffee, Alabama 264 $ 19,830,000 $ 75,113 $ 110,000
Dale, Alabama 176 $ 12,270,000 $ 69,715 $ 86,000
Walton, Florida 149 $ 27,915,000 $ 187,348 $ 172,000
Covington, Alabama 94 $ 8,320,000 $ 88,510 $ 85,000
Geneva, Alabama 75 $ 6,415,000 $ 85,533 $ 96,000
Baldwin, Alabama 65 $ 7,975,000 $ 122,692 $ 123,000
Okaloosa, Florida 60 $ 8,780,000 $ 146,333 $ 143,000
Henry, Alabama 50 $ 3,970,000 $ 79,400 $ 109,000
Pike, Alabama 41 $ 6,515,000 $ 158,902 $ 99,000
Jackson, Florida 36 $ 3,720,000 $ 103,333 $ 101,000
Barbour, Alabama 32 $ 3,330,000 $ 104,062 $ 107,000
Montgomery, Alabama 21 $ 11,965,000 $ 569,761 $ 137,000
Jackson, Mississippi 21 $ 1,425,000 $ 67,857 $ 100,000
Bay, Florida 19 $ 4,245,000 $ 223,421 $ 175,000
Holmes, Florida 19 $ 1,725,000 $ 90,789 $ 82,000
Conecuh, Alabama 15 $ 1,255,000 $ 83,666 $ 77,000
Escambia, Florida 15 $ 1,375,000 $ 91,666 $ 99,000
Shelby, Alabama 12 $ 2,380,000 $ 198,333 $ 324,000
Escambia, Alabama 11 $ 525,000 $ 47,727 $ 80,000
Jefferson, Alabama 11 $ 635,000 $ 57,727 $ 426,000
Hillsborough, Florida 11 $ 1,965,000 $ 178,636 $ 218,000
Santa Rosa, Florida 10 $ 2,600,000 $ 260,000 $ 236,000
Crenshaw, Alabama 9 $ 745,000 $ 82,777 $ 101,000
Tuscaloosa, Alabama 9 $ 515,000 $ 57,222 $ 209,000
Summit, Ohio 8 $ 720,000 $ 90,000 $ 210,000
Fulton, Georgia 7 $ 795,000 $ 113,571 $ 213,000
Shelby, Tennessee 7 $ 605,000 $ 86,428 $ 257,000
Harris, Texas 7 $ 665,000 $ 95,000 $ 184,000
Lee, Alabama 6 $ 410,000 $ 68,333 $ 188,000
Madison, Alabama 6 $ 650,000 $ 108,333 $ 136,000
Talladega, Alabama 6 $ 750,000 $ 125,000 $ 175,000
San Diego, California 6 $ 1,620,000 $ 270,000 $ 178,000
Broward, Florida 6 $ 710,000 $ 118,333 $ 148,000
Miami-Dade, Florida 6 $ 880,000 $ 146,666 $ 144,000
Ocean, New Jersey 6 $ 510,000 $ 85,000 $ 125,000
Oconee, South Carolina 6 $ 320,000 $ 53,333 $ 1,370,000
St. Clair, Alabama 5 $ 505,000 $ 101,000 $ 594,000
Maricopa, Arizona 5 $ 235,000 $ 47,000 $ 132,000
Los Angeles, California 5 $ 515,000 $ 103,000 $ 85,000
Calhoun, Florida 5 $ 1,065,000 $ 213,000 $ 123,000
Manatee, Florida 5 $ 1,255,000 $ 251,000 $ 109,000
St. Johns, Florida 5 $ 3,235,000 $ 647,000 $ 499,000
St. Lucie, Florida 5 $ 285,000 $ 57,000 $ 149,000
Chatham, Georgia 5 $ 1,295,000 $ 259,000 $ 595,000
Butler, Alabama 4 $ 350,000 $ 87,500 $ 153,000
Russell, Alabama 4 $ 400,000 $ 100,000 $ 59,000
Charlotte, Florida 4 $ 220,000 $ 55,000 $ 105,000
Lake, Florida 4 $ 440,000 $ 110,000 $ 135,000
Leon, Florida 4 $ 340,000 $ 85,000 $ 95,000
Pasco, Florida 4 $ 1,460,000 $ 365,000 $ 132,000
Washington, Florida 4 $ 540,000 $ 135,000 $ 161,000
Gwinnett, Georgia 4 $ 530,000 $ 132,500 $ 275,000
DeSoto, Mississippi 4 $ 860,000 $ 215,000 $ 153,000
Richland, South Carolina 4 $ 390,000 $ 97,500 $ 182,000
Autauga, Alabama 3 $ 485,000 $ 161,666 $ 157,000
Elmore, Alabama 3 $ 745,000 $ 248,333 $ 132,000
Monroe, Alabama 3 $ 115,000 $ 38,333 $ 111,000
Walker, Alabama 3 $ 365,000 $ 121,666 $ 155,000
Pima, Arizona 3 $ 65,000 $ 21,666 $ 82,000
Cross, Arkansas 3 $ 65,000 $ 21,666 $ 93,000
San Bernardino, California 3 $ 655,000 $ 218,333 $ 81,000
Clay, Florida 3 $ 295,000 $ 98,333 $ 150,000
Gulf, Florida 3 $ 195,000 $ 65,000 $ 96,000
Lee, Florida 3 $ 255,000 $ 85,000 $ 101,000
Marion, Florida 3 $ 135,000 $ 45,000 $ 81,000
Putnam, Florida 3 $ 145,000 $ 48,333 $ 87,000
Bibb, Georgia 3 $ 85,000 $ 28,333 $ 54,000
Cobb, Georgia 3 $ 435,000 $ 145,000 $ 555,000
DeKalb, Georgia 3 $ 565,000 $ 188,333 $ 161,000
Muscogee, Georgia 3 $ 125,000 $ 41,666 $ 71,000
Newton, Georgia 3 $ 375,000 $ 125,000 $ 176,000
Paulding, Georgia 3 $ 235,000 $ 78,333 $ 552,000
Whitfield, Georgia 3 $ 515,000 $ 171,666 $ 80,000
Cook, Illinois 3 $ 365,000 $ 121,666 $ 393,000
Macomb, Michigan 3 $ 275,000 $ 91,666 $ 310,000
Harrison, Mississippi 3 $ 415,000 $ 138,333 $ 96,000
Clark, Nevada 3 $ 385,000 $ 128,333 $ 67,000
Cuyahoga, Ohio 3 $ 245,000 $ 81,666 $ 378,000
Lucas, Ohio 3 $ 45,000 $ 15,000 $ 66,000
Montgomery, Ohio 3 $ 355,000 $ 118,333 $ 128,000
Delaware, Oklahoma 3 $ 415,000 $ 138,333 $ 141,000
Parker, Texas 3 $ 185,000 $ 61,666 $ 85,000
Spokane, Washington 3 $ 315,000 $ 105,000 $ 125,000
Blount, Alabama 2 $ 40,000 $ 20,000 $ 55,000
Dallas, Alabama 2 $ 120,000 $ 60,000 $ 136,000
Randolph, Alabama 2 $ 980,000 $ 490,000 $ 342,000
Garland, Arkansas 2 $ 310,000 $ 155,000 $ 72,000
Kern, California 2 $ 160,000 $ 80,000 $ 99,000
Weld, Colorado 2 $ 130,000 $ 65,000 $ 253,000
Capitol Planning Region, Connecticut 2 $ 210,000 $ 105,000 $ 174,000
Brevard, Florida 2 $ 70,000 $ 35,000 $ 119,000
Duval, Florida 2 $ 370,000 $ 185,000 $ 417,000
Osceola, Florida 2 $ 180,000 $ 90,000 $ 53,000
Palm Beach, Florida 2 $ 330,000 $ 165,000 $ 136,000
Polk, Florida 2 $ 130,000 $ 65,000 $ 120,000
Cherokee, Georgia 2 $ 50,000 $ 25,000 $ 92,000
Harris, Georgia 2 $ 260,000 $ 130,000 $ 152,000
Houston, Georgia 2 $ 410,000 $ 205,000 $ 117,000
Lowndes, Georgia 2 $ 430,000 $ 215,000 $ 193,000
Rockdale, Georgia 2 $ 210,000 $ 105,000 $ 117,000
Seminole, Georgia 2 $ 170,000 $ 85,000 $ 55,000
Jo Daviess, Illinois 2 $ 260,000 $ 130,000 $ 275,000
LaSalle, Illinois 2 $ 70,000 $ 35,000 $ 70,000
Madison, Illinois 2 $ 70,000 $ 35,000 $ 211,000
Henry, Indiana 2 $ 30,000 $ 15,000 $ 2,000
Lake, Indiana 2 $ 110,000 $ 55,000 $ 150,000
Daviess, Kentucky 2 $ 110,000 $ 55,000 $ 53,000
Grayson, Kentucky 2 $ 40,000 $ 20,000 $ 54,000
Wayne, Michigan 2 $ 30,000 $ 15,000 $ 77,000
George, Mississippi 2 $ 520,000 $ 260,000 $ 121,000
St. Louis, Missouri 2 $ 30,000 $ 15,000 $ 49,000
Atlantic, New Jersey 2 $ 310,000 $ 155,000 $ 45,000
Cumberland, North Carolina 2 $ 100,000 $ 50,000 $ 149,000
Stark, Ohio 2 $ 260,000 $ 130,000 $ 316,000
Multnomah, Oregon 2 $ 410,000 $ 205,000 $ 110,000
Berkeley, South Carolina 2 $ 610,000 $ 305,000 $ 1,370,000
Charleston, South Carolina 2 $ 780,000 $ 390,000 $ 113,000
Pickens, South Carolina 2 $ 30,000 $ 15,000 $ 42,000
El Paso, Texas 2 $ 50,000 $ 25,000 $ 111,000
Hidalgo, Texas 2 $ 310,000 $ 155,000 $ 110,000
Calhoun, Alabama 1 $ 75,000 $ 75,000 $ 143,000
Chambers, Alabama 1 $ 25,000 $ 25,000 $ 80,000
Cherokee, Alabama 1 $ 75,000 $ 75,000 $ 30,000
Chilton, Alabama 1 $ 55,000 $ 55,000 $ 234,000
Lamar, Alabama 1 $ 15,000 $ 15,000 $ 83,000
Marengo, Alabama 1 $ 55,000 $ 55,000 $ 45,000
Morgan, Alabama 1 $ 15,000 $ 15,000 $ 22,000
Tallapoosa, Alabama 1 $ 15,000 $ 15,000 $ 55,000
Washington, Alabama 1 $ 535,000 $ 535,000 $ 113,000
Coconino, Arizona 1 $ 15,000 $ 15,000 $ 36,000
Benton, Arkansas 1 $ 105,000 $ 105,000 $ 45,000
Fulton, Arkansas 1 $ 395,000 $ 395,000 $ 0
Hot Spring, Arkansas 1 $ 15,000 $ 15,000 $ 65,000
Pulaski, Arkansas 1 $ 35,000 $ 35,000 $ 275,000
Van Buren, Arkansas 1 $ 105,000 $ 105,000 $ 27,000
Alameda, California 1 $ 25,000 $ 25,000 $ 95,000
Amador, California 1 $ 185,000 $ 185,000 $ 58,000
El Dorado, California 1 $ 575,000 $ 575,000 $ 586,000
Fresno, California 1 $ 335,000 $ 335,000 $ 170,000
Riverside, California 1 $ 75,000 $ 75,000 $ 75,000
Sacramento, California 1 $ 15,000 $ 15,000 $ 114,000
San Francisco, California 1 $ 365,000 $ 365,000 $ 260,000
San Luis Obispo, California 1 $ 315,000 $ 315,000 $ 241,000
Santa Clara, California 1 $ 505,000 $ 505,000 $ 96,000
Yuba, California 1 $ 225,000 $ 225,000 $ 246,000
Douglas, Colorado 1 $ 75,000 $ 75,000 $ 151,000
El Paso, Colorado 1 $ 55,000 $ 55,000 $ 20,000
Jefferson, Colorado 1 $ 35,000 $ 35,000 $ 43,000
Routt, Colorado 1 $ 1,015,000 $ 1,015,000 $ 0
Greater Bridgeport Planning Region, Connecticut 1 $ 65,000 $ 65,000 $ 212,000
Alachua, Florida 1 $ 15,000 $ 15,000 $ 25,000
Columbia, Florida 1 $ 155,000 $ 155,000 $ 117,000
Gadsden, Florida 1 $ 45,000 $ 45,000 $ 59,000
Hernando, Florida 1 $ 55,000 $ 55,000 $ 52,000
Indian River, Florida 1 $ 25,000 $ 25,000 $ 109,000
Levy, Florida 1 $ 15,000 $ 15,000 $ 25,000
Volusia, Florida 1 $ 35,000 $ 35,000 $ 46,000
Barrow, Georgia 1 $ 105,000 $ 105,000 $ 141,000
Burke, Georgia 1 $ 15,000 $ 15,000 $ 98,000
Carroll, Georgia 1 $ 165,000 $ 165,000 $ 138,000
Clayton, Georgia 1 $ 25,000 $ 25,000 $ 96,000
Columbia, Georgia 1 $ 55,000 $ 55,000 $ 116,000
Decatur, Georgia 1 $ 45,000 $ 45,000 $ 73,000
Emanuel, Georgia 1 $ 15,000 $ 15,000 $ 130,000
Fayette, Georgia 1 $ 235,000 $ 235,000 $ 303,000
Lee, Georgia 1 $ 65,000 $ 65,000 $ 122,000
McDuffie, Georgia 1 $ 15,000 $ 15,000 $ 40,000
McIntosh, Georgia 1 $ 55,000 $ 55,000 $ 61,000
Peach, Georgia 1 $ 75,000 $ 75,000 $ 304,000
Polk, Georgia 1 $ 305,000 $ 305,000 $ 116,000
Randolph, Georgia 1 $ 85,000 $ 85,000 $ 92,000
Richmond, Georgia 1 $ 55,000 $ 55,000 $ 207,000
Spalding, Georgia 1 $ 195,000 $ 195,000 $ 217,000
Thomas, Georgia 1 $ 15,000 $ 15,000 $ 48,000
Worth, Georgia 1 $ 55,000 $ 55,000 $ 112,000
Bingham, Idaho 1 $ 305,000 $ 305,000 $ 84,000
Oneida, Idaho 1 $ 15,000 $ 15,000 $ 38,000
Knox, Illinois 1 $ 45,000 $ 45,000 $ 24,000
Macoupin, Illinois 1 $ 15,000 $ 15,000 $ 26,000
Will, Illinois 1 $ 135,000 $ 135,000 $ 153,000
Hendricks, Indiana 1 $ 15,000 $ 15,000 $ 220,000
Marion, Indiana 1 $ 55,000 $ 55,000 $ 100,000
Starke, Indiana 1 $ 385,000 $ 385,000 $ 36,000
Vigo, Indiana 1 $ 15,000 $ 15,000 $ 35,000
Warrick, Indiana 1 $ 75,000 $ 75,000 $ 50,000
Black Hawk, Iowa 1 $ 35,000 $ 35,000 $ 62,000
Cerro Gordo, Iowa 1 $ 55,000 $ 55,000 $ 83,000
Dickinson, Iowa 1 $ 15,000 $ 15,000 $ 62,000
Emmet, Iowa 1 $ 15,000 $ 15,000 $ 25,000
Johnson, Kansas 1 $ 25,000 $ 25,000 $ 101,000
McPherson, Kansas 1 $ 25,000 $ 25,000 $ 104,000
Anderson, Kentucky 1 $ 175,000 $ 175,000 $ 213,000
Franklin, Kentucky 1 $ 15,000 $ 15,000 $ 85,000
Hardin, Kentucky 1 $ 15,000 $ 15,000 $ 1,000
Jefferson, Kentucky 1 $ 15,000 $ 15,000 $ 39,000
Scott, Kentucky 1 $ 15,000 $ 15,000 $ 23,000
Bossier, Louisiana 1 $ 405,000 $ 405,000 $ 0
Rapides, Louisiana 1 $ 55,000 $ 55,000 $ 146,000
Sabine, Louisiana 1 $ 15,000 $ 15,000 $ 90,000
St. Charles, Louisiana 1 $ 35,000 $ 35,000 $ 65,000
St. Landry, Louisiana 1 $ 15,000 $ 15,000 $ 69,000
St. Martin, Louisiana 1 $ 15,000 $ 15,000 $ 89,000
St. Tammany, Louisiana 1 $ 15,000 $ 15,000 $ 63,000
Tangipahoa, Louisiana 1 $ 15,000 $ 15,000 $ 65,000
Baltimore City, Maryland 1 $ 55,000 $ 55,000 $ 117,000
Frederick, Maryland 1 $ 155,000 $ 155,000 $ 83,000
Prince George's, Maryland 1 $ 25,000 $ 25,000 $ 50,000
Essex, Massachusetts 1 $ 405,000 $ 405,000 $ 96,000
Hampden, Massachusetts 1 $ 45,000 $ 45,000 $ 87,000
Middlesex, Massachusetts 1 $ 15,000 $ 15,000 $ 165,000
Norfolk, Massachusetts 1 $ 155,000 $ 155,000 $ 219,000
Allegan, Michigan 1 $ 35,000 $ 35,000 $ 85,000
Berrien, Michigan 1 $ 45,000 $ 45,000 $ 38,000
Calhoun, Michigan 1 $ 55,000 $ 55,000 $ 135,000
Mecosta, Michigan 1 $ 15,000 $ 15,000 $ 27,000
Van Buren, Michigan 1 $ 15,000 $ 15,000 $ 45,000
Goodhue, Minnesota 1 $ 15,000 $ 15,000 $ 55,000
Isanti, Minnesota 1 $ 285,000 $ 285,000 $ 228,000
Clarke, Mississippi 1 $ 15,000 $ 15,000 $ 55,000
Clay, Mississippi 1 $ 215,000 $ 215,000 $ 72,000
Hancock, Mississippi 1 $ 45,000 $ 45,000 $ 94,000
Hinds, Mississippi 1 $ 25,000 $ 25,000 $ 443,000
Lafayette, Mississippi 1 $ 65,000 $ 65,000 $ 16,000
Lamar, Mississippi 1 $ 55,000 $ 55,000 $ 120,000
Lee, Mississippi 1 $ 15,000 $ 15,000 $ 47,000
Lincoln, Mississippi 1 $ 35,000 $ 35,000 $ 102,000
Neshoba, Mississippi 1 $ 75,000 $ 75,000 $ 220,000
Panola, Mississippi 1 $ 95,000 $ 95,000 $ 22,000
Pike, Mississippi 1 $ 15,000 $ 15,000 $ 125,000
Smith, Mississippi 1 $ 245,000 $ 245,000 $ 167,000
Warren, Mississippi 1 $ 55,000 $ 55,000 $ 158,000
Washington, Mississippi 1 $ 15,000 $ 15,000 $ 61,000
Webster, Mississippi 1 $ 15,000 $ 15,000 $ 12,000
Camden, Missouri 1 $ 25,000 $ 25,000 $ 74,000
Clay, Missouri 1 $ 35,000 $ 35,000 $ 100,000
Jackson, Missouri 1 $ 75,000 $ 75,000 $ 135,000
Jefferson, Missouri 1 $ 15,000 $ 15,000 $ 46,000
Douglas, Nebraska 1 $ 175,000 $ 175,000 $ 217,000
Lincoln, Nebraska 1 $ 85,000 $ 85,000 $ 7,000
Strafford, New Hampshire 1 $ 15,000 $ 15,000 $ 59,000
Essex, New Jersey 1 $ 105,000 $ 105,000 $ 616,000
Mercer, New Jersey 1 $ 205,000 $ 205,000 $ 251,000
Somerset, New Jersey 1 $ 125,000 $ 125,000 $ 51,000
Santa Fe, New Mexico 1 $ 155,000 $ 155,000 $ 100,000
Cattaraugus, New York 1 $ 15,000 $ 15,000 $ 13,000
Lewis, New York 1 $ 35,000 $ 35,000 $ 180,000
Monroe, New York 1 $ 255,000 $ 255,000 $ 38,000
Queens, New York 1 $ 255,000 $ 255,000 $ 70,000
Burke, North Carolina 1 $ 15,000 $ 15,000 $ 30,000
Catawba, North Carolina 1 $ 25,000 $ 25,000 $ 31,000
Guilford, North Carolina 1 $ 15,000 $ 15,000 $ 1,000
Mecklenburg, North Carolina 1 $ 175,000 $ 175,000 $ 150,000
Wake, North Carolina 1 $ 25,000 $ 25,000 $ 40,000
Stutsman, North Dakota 1 $ 125,000 $ 125,000 $ 50,000
Hamilton, Ohio 1 $ 35,000 $ 35,000 $ 205,000
Harrison, Ohio 1 $ 15,000 $ 15,000 $ 142,000
Lawrence, Ohio 1 $ 15,000 $ 15,000 $ 64,000
Logan, Ohio 1 $ 45,000 $ 45,000 $ 54,000
Mahoning, Ohio 1 $ 15,000 $ 15,000 $ 116,000
Medina, Ohio 1 $ 85,000 $ 85,000 $ 143,000
Grady, Oklahoma 1 $ 115,000 $ 115,000 $ 304,000
McClain, Oklahoma 1 $ 25,000 $ 25,000 $ 95,000
Oklahoma, Oklahoma 1 $ 105,000 $ 105,000 $ 308,000
Pittsburg, Oklahoma 1 $ 15,000 $ 15,000 $ 70,000
Tulsa, Oklahoma 1 $ 25,000 $ 25,000 $ 150,000
Washington, Oklahoma 1 $ 15,000 $ 15,000 $ 60,000
Deschutes, Oregon 1 $ 325,000 $ 325,000 $ 263,000
Douglas, Oregon 1 $ 65,000 $ 65,000 $ 110,000
Marion, Oregon 1 $ 265,000 $ 265,000 $ 225,000
Allegheny, Pennsylvania 1 $ 45,000 $ 45,000 $ 70,000
Berks, Pennsylvania 1 $ 15,000 $ 15,000 $ 60,000
Bucks, Pennsylvania 1 $ 155,000 $ 155,000 $ 125,000
Fayette, Pennsylvania 1 $ 55,000 $ 55,000 $ 21,000
Westmoreland, Pennsylvania 1 $ 85,000 $ 85,000 $ 208,000
Providence, Rhode Island 1 $ 155,000 $ 155,000 $ 101,000
Aiken, South Carolina 1 $ 75,000 $ 75,000 $ 26,000
Horry, South Carolina 1 $ 375,000 $ 375,000 $ 350,000
Lancaster, South Carolina 1 $ 65,000 $ 65,000 $ 180,000
Spartanburg, South Carolina 1 $ 185,000 $ 185,000 $ 123,000
Bradley, Tennessee 1 $ 15,000 $ 15,000 $ 48,000
Hamilton, Tennessee 1 $ 85,000 $ 85,000 $ 216,000
Knox, Tennessee 1 $ 205,000 $ 205,000 $ 2,000
Macon, Tennessee 1 $ 45,000 $ 45,000 $ 53,000
Marion, Tennessee 1 $ 85,000 $ 85,000 $ 257,000
Smith, Tennessee 1 $ 15,000 $ 15,000 $ 19,000
Tipton, Tennessee 1 $ 15,000 $ 15,000 $ 65,000
Warren, Tennessee 1 $ 15,000 $ 15,000 $ 46,000
Bexar, Texas 1 $ 105,000 $ 105,000 $ 50,000
Chambers, Texas 1 $ 25,000 $ 25,000 $ 185,000
Collin, Texas 1 $ 205,000 $ 205,000 $ 45,000
Eastland, Texas 1 $ 45,000 $ 45,000 $ 46,000
Ellis, Texas 1 $ 35,000 $ 35,000 $ 27,000
McCulloch, Texas 1 $ 155,000 $ 155,000 $ 160,000
Midland, Texas 1 $ 55,000 $ 55,000 $ 135,000
Polk, Texas 1 $ 15,000 $ 15,000 $ 85,000
Smith, Texas 1 $ 105,000 $ 105,000 $ 60,000
Williamson, Texas 1 $ 75,000 $ 75,000 $ 185,000
Washington, Utah 1 $ 55,000 $ 55,000 $ 72,000
Weber, Utah 1 $ 45,000 $ 45,000 $ 45,000
Chesterfield, Virginia 1 $ 25,000 $ 25,000 $ 108,000
Essex, Virginia 1 $ 15,000 $ 15,000 $ 24,000
Fairfax, Virginia 1 $ 105,000 $ 105,000 $ 220,000
Henrico, Virginia 1 $ 65,000 $ 65,000 $ 100,000
Loudoun, Virginia 1 $ 155,000 $ 155,000 $ 167,000
Louisa, Virginia 1 $ 15,000 $ 15,000 $ 80,000
Newport News, Virginia 1 $ 15,000 $ 15,000 $ 96,000
Roanoke City, Virginia 1 $ 15,000 $ 15,000 $ 120,000
Spotsylvania, Virginia 1 $ 45,000 $ 45,000 $ 74,000
Pierce, Washington 1 $ 155,000 $ 155,000 $ 68,000
Skagit, Washington 1 $ 85,000 $ 85,000 $ 128,000
Whatcom, Washington 1 $ 205,000 $ 205,000 $ 120,000
Mingo, West Virginia 1 $ 55,000 $ 55,000 $ 41,000
Monroe, West Virginia 1 $ 15,000 $ 15,000 $ 40,000
Eau Claire, Wisconsin 1 $ 65,000 $ 65,000 $ 90,000
Fond du Lac, Wisconsin 1 $ 15,000 $ 15,000 $ 45,000
Winnebago, Wisconsin 1 $ 55,000 $ 55,000 $ 50,000

Mortgage Loan Application Detail Totals for All in Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 1,326 $103,220,000 $77,000 $1,015,000 $115,000 $1,800,000
Home Purchase 823 $184,865,000 $224,000 $10,125,000 $133,000 $1,441,000
Home Improvement 552 $45,660,000 $82,000 $4,005,000 $128,000 $3,600,000
Cash-out Refinancing 223 $34,395,000 $154,000 $2,665,000 $135,000 $1,444,000
Refinancing 109 $17,405,000 $159,000 $715,000 $107,000 $342,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,921 $232,865,000 $121,000 $1,495,000 $122,000 $1,444,000
Black or African American 477 $48,195,000 $101,000 $805,000 $83,000 $910,000
Not Provided 398 $54,950,000 $138,000 $4,005,000 $179,000 $3,600,000
Hispanic 136 $18,870,000 $138,000 $1,145,000 $116,000 $734,000
Asian 50 $7,950,000 $159,000 $755,000 $175,000 $683,000
American Indian or Alaskan Native 27 $3,855,000 $142,000 $435,000 $78,000 $215,000
Not applicable 18 $18,590,000 $1,032,000 $10,125,000 $0 $0
Native Hawaiian or Other Pacific Islander 6 $270,000 $45,000 $105,000 $93,000 $185,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,992 $379,610,000 $126,000 $10,125,000 $124,000 $3,600,000
FHA-insured (Federal Housing Administration) 23 $3,675,000 $159,000 $345,000 $67,000 $176,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,540,000 $128,000 $245,000 $50,000 $100,000
VA-guaranteed (Veterans Administration) 6 $720,000 $120,000 $275,000 $53,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,185 $155,085,000 $130,000 $10,125,000 $147,000 $1,444,000
Application Denied By Financial Institution 1,087 $92,555,000 $85,000 $4,005,000 $101,000 $3,600,000
Application Approved But Not Accepted 240 $32,570,000 $135,000 $945,000 $132,000 $1,590,000
Preapproval Denied by Financial Institution 152 $30,770,000 $202,000 $895,000 $91,000 $363,000
Application Withdrawn By Applicant 144 $27,690,000 $192,000 $1,205,000 $116,000 $815,000
File Closed For Incompleteness 127 $24,505,000 $192,000 $1,495,000 $114,000 $1,441,000
Preapproval Approved but not Accepted 98 $22,370,000 $228,000 $805,000 $143,000 $910,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,794 $262,220,000 $146,000 $10,125,000 $140,000 $1,590,000
Other 309 $29,155,000 $94,000 $4,005,000 $136,000 $3,600,000
Credit History 303 $22,665,000 $74,000 $455,000 $82,000 $1,358,000
Credit Application Incomplete 241 $24,595,000 $102,000 $895,000 $89,000 $402,000
Collateral 174 $11,190,000 $64,000 $355,000 $85,000 $425,000
Debt-To-Income Ratio 102 $22,750,000 $223,000 $685,000 $83,000 $312,000
Unverifiable Information 90 $8,970,000 $99,000 $755,000 $106,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,830,000 $202,000 $545,000 $88,000 $432,000
Employment History 6 $1,170,000 $195,000 $395,000 $121,000 $279,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into All in Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess All in Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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