Stonewood Home Lending, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Stonewood Home Lending, LLC of Houston, TX reported 552 mortgage applications totaling $155.7 million, up 37% from 2024. The average application was for $282,119, and applicants reported an average income of $115,952. 82% of its applications resulted in an originated loan and 1% were denied. Its largest markets were McAllen-Edinburg-Mission, TX (394), Brownsville-Harlingen, TX (94) and Laredo, TX (47) (applications in parentheses).
| Mortgage Company & Address | Stonewood Home Lending, LLC 1177 West Loop S Ste 700 Houston, TX 77027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 552 |
| Total Mortgage Loan Application Amount | $155,730,000 |
| Average Mortgage Loan Application Amount | $282,119 |
| Highest Mortgage Loan Application Amount | $2,035,000 |
| Average Applicant Income | $115,952 |
| Highest Applicant Income | $1,243,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stonewood Home Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McAllen-Edinburg-Mission, TX | 394 | $ 111,270,000 | $ 282,411 | $ 114,000 |
| Brownsville-Harlingen, TX | 94 | $ 25,700,000 | $ 273,404 | $ 111,000 |
| Laredo, TX | 47 | $ 12,525,000 | $ 266,489 | $ 108,000 |
| San Antonio-New Braunfels, TX | 14 | $ 5,170,000 | $ 369,285 | $ 200,000 |
| Austin-Round Rock, TX | 1 | $ 605,000 | $ 605,000 | $ 275,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Odessa, TX | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
Mortgage Loan Application Detail Totals for Stonewood Home Lending, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 550 | $153,530,000 | $279,000 | $675,000 | $114,000 | $520,000 |
| Refinancing | 2 | $2,200,000 | $1,100,000 | $2,035,000 | $653,000 | $1,243,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 435 | $119,925,000 | $275,000 | $605,000 | $112,000 | $520,000 |
| White | 51 | $16,585,000 | $325,000 | $2,035,000 | $149,000 | $1,243,000 |
| Not Provided | 50 | $14,350,000 | $287,000 | $655,000 | $123,000 | $365,000 |
| Asian | 8 | $2,530,000 | $316,000 | $675,000 | $113,000 | $221,000 |
| Black or African American | 8 | $2,340,000 | $292,000 | $405,000 | $118,000 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 384 | $109,230,000 | $284,000 | $535,000 | $108,000 | $386,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 115 | $30,135,000 | $262,000 | $2,035,000 | $147,000 | $1,243,000 |
| VA-guaranteed (Veterans Administration) | 53 | $16,365,000 | $308,000 | $655,000 | $111,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 451 | $126,415,000 | $280,000 | $2,035,000 | $116,000 | $1,243,000 |
| Application Withdrawn By Applicant | 90 | $25,560,000 | $284,000 | $655,000 | $110,000 | $294,000 |
| Application Denied By Financial Institution | 8 | $3,210,000 | $401,000 | $525,000 | $131,000 | $265,000 |
| File Closed For Incompleteness | 3 | $545,000 | $181,000 | $215,000 | $226,000 | $520,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 544 | $152,520,000 | $280,000 | $2,035,000 | $116,000 | $1,243,000 |
| Debt-To-Income Ratio | 7 | $2,805,000 | $400,000 | $525,000 | $125,000 | $265,000 |
| Credit History | 1 | $405,000 | $405,000 | $405,000 | $176,000 | $176,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stonewood Home Lending, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stonewood Home Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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