Aspire Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Aspire Financial, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 5,519 |
| Total Mortgage Loan Application Amount | $1,182,085,000 |
| Average Mortgage Loan Application Amount | $203,500 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $90,500 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,241 | $ 248,585,000 | $ 200,000 | $ 98,000 |
| Dallas County Texas | 1,070 | $ 209,740,000 | $ 196,000 | $ 95,000 |
| Collin County Texas | 629 | $ 166,115,000 | $ 264,000 | $ 120,000 |
| Denton County Texas | 573 | $ 145,285,000 | $ 253,000 | $ 117,000 |
| Harris County Texas | 324 | $ 60,870,000 | $ 187,000 | $ 100,000 |
| Ellis County Texas | 158 | $ 34,180,000 | $ 216,000 | $ 101,000 |
| Parker County Texas | 127 | $ 28,825,000 | $ 226,000 | $ 109,000 |
| Johnson County Texas | 119 | $ 24,515,000 | $ 206,000 | $ 95,000 |
| Rockwall County Texas | 118 | $ 30,660,000 | $ 259,000 | $ 125,000 |
| Kaufman County Texas | 114 | $ 22,190,000 | $ 194,000 | $ 98,000 |
| Fort Bend County Texas | 74 | $ 15,200,000 | $ 205,000 | $ 107,000 |
| Montgomery County Texas | 60 | $ 12,620,000 | $ 210,000 | $ 96,000 |
| Hunt County Texas | 55 | $ 10,235,000 | $ 186,000 | $ 95,000 |
| Travis County Texas | 52 | $ 12,170,000 | $ 234,000 | $ 89,000 |
| Wise County Texas | 52 | $ 12,160,000 | $ 233,000 | $ 106,000 |
| Grayson County Texas | 46 | $ 9,250,000 | $ 201,000 | $ 105,000 |
| Galveston County Texas | 43 | $ 8,555,000 | $ 198,000 | $ 102,000 |
| Brazoria County Texas | 40 | $ 7,370,000 | $ 184,000 | $ 110,000 |
| Williamson County Texas | 40 | $ 9,160,000 | $ 229,000 | $ 156,000 |
| Bexar County Texas | 37 | $ 5,915,000 | $ 159,000 | $ 67,000 |
| Henderson County Texas | 36 | $ 5,470,000 | $ 151,000 | $ 94,000 |
| Hood County Texas | 36 | $ 6,650,000 | $ 184,000 | $ 84,000 |
| Cooke County Texas | 26 | $ 4,920,000 | $ 189,000 | $ 95,000 |
| McLennan County Texas | 24 | $ 5,430,000 | $ 226,000 | $ 86,000 |
| Van Zandt County Texas | 22 | $ 3,590,000 | $ 163,000 | $ 84,000 |
| Fannin County Texas | 16 | $ 3,480,000 | $ 217,000 | $ 102,000 |
| Hill County Texas | 16 | $ 2,540,000 | $ 158,000 | $ 78,000 |
| Comal County Texas | 15 | $ 4,145,000 | $ 276,000 | $ 106,000 |
| Navarro County Texas | 14 | $ 2,630,000 | $ 187,000 | $ 83,000 |
| Midland County Texas | 12 | $ 2,230,000 | $ 185,000 | $ 94,000 |
| Smith County Texas | 11 | $ 3,115,000 | $ 283,000 | $ 125,000 |
| Bell County Texas | 10 | $ 1,600,000 | $ 160,000 | $ 77,000 |
| Hays County Texas | 10 | $ 3,000,000 | $ 300,000 | $ 138,000 |
| Wichita County Texas | 10 | $ 1,730,000 | $ 173,000 | $ 109,000 |
| Erath County Texas | 9 | $ 2,255,000 | $ 250,000 | $ 104,000 |
| Freestone County Texas | 9 | $ 1,995,000 | $ 221,000 | $ 102,000 |
| Lamar County Texas | 9 | $ 1,285,000 | $ 142,000 | $ 75,000 |
| Palo Pinto County Texas | 9 | $ 1,565,000 | $ 173,000 | $ 132,000 |
| Waller County Texas | 9 | $ 1,655,000 | $ 183,000 | $ 104,000 |
| Liberty County Texas | 7 | $ 785,000 | $ 112,000 | $ 68,000 |
| Taylor County Texas | 7 | $ 1,615,000 | $ 230,000 | $ 122,000 |
| Bastrop County Texas | 6 | $ 890,000 | $ 148,000 | $ 72,000 |
| Bosque County Texas | 6 | $ 980,000 | $ 163,000 | $ 73,000 |
| Hopkins County Texas | 6 | $ 1,480,000 | $ 246,000 | $ 133,000 |
| Polk County Texas | 6 | $ 820,000 | $ 136,000 | $ 58,000 |
| Wood County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 111,000 |
| Brazos County Texas | 5 | $ 1,005,000 | $ 201,000 | $ 45,000 |
| Chambers County Texas | 5 | $ 1,205,000 | $ 241,000 | $ 152,000 |
| Franklin County Texas | 5 | $ 2,555,000 | $ 511,000 | $ 183,000 |
| Jefferson County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 126,000 |
| Nueces County Texas | 5 | $ 815,000 | $ 163,000 | $ 91,000 |
| Rains County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 90,000 |
| Tom Green County Texas | 5 | $ 1,295,000 | $ 259,000 | $ 97,000 |
| Wharton County Texas | 5 | $ 745,000 | $ 149,000 | $ 96,000 |
| Hillsborough County Florida | 4 | $ 900,000 | $ 225,000 | $ 52,000 |
| Ector County Texas | 4 | $ 710,000 | $ 177,000 | $ 122,000 |
| El Paso County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 95,000 |
| Limestone County Texas | 4 | $ 750,000 | $ 187,000 | $ 111,000 |
| Montague County Texas | 4 | $ 460,000 | $ 115,000 | $ 92,000 |
| Randall County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 102,000 |
| Robertson County Texas | 4 | $ 690,000 | $ 172,000 | $ 225,000 |
| Somervell County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 118,000 |
| Tulsa County Oklahoma | 3 | $ 1,055,000 | $ 351,000 | $ 184,000 |
| Atascosa County Texas | 3 | $ 365,000 | $ 121,000 | $ 74,000 |
| Bee County Texas | 3 | $ 305,000 | $ 101,000 | $ 44,000 |
| Bowie County Texas | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| Brown County Texas | 3 | $ 305,000 | $ 101,000 | $ 57,000 |
| Burnet County Texas | 3 | $ 395,000 | $ 131,000 | $ 82,000 |
| Delta County Texas | 3 | $ 595,000 | $ 198,000 | $ 87,000 |
| Grimes County Texas | 3 | $ 325,000 | $ 108,000 | $ 86,000 |
| Guadalupe County Texas | 3 | $ 805,000 | $ 268,000 | $ 0 |
| Jones County Texas | 3 | $ 525,000 | $ 175,000 | $ 76,000 |
| Kerr County Texas | 3 | $ 575,000 | $ 191,000 | $ 92,000 |
| San Jacinto County Texas | 3 | $ 735,000 | $ 245,000 | $ 107,000 |
| Walker County Texas | 3 | $ 535,000 | $ 178,000 | $ 72,000 |
| Young County Texas | 3 | $ 375,000 | $ 125,000 | $ 107,000 |
| Washington County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 223,000 |
| Okaloosa County Florida | 2 | $ 770,000 | $ 385,000 | $ 302,000 |
| McCurtain County Oklahoma | 2 | $ 790,000 | $ 395,000 | $ 332,000 |
| Oklahoma County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Anderson County Texas | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| Colorado County Texas | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Eastland County Texas | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Hamilton County Texas | 2 | $ 560,000 | $ 280,000 | $ 117,000 |
| Hardin County Texas | 2 | $ 570,000 | $ 285,000 | $ 113,000 |
| Hidalgo County Texas | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Houston County Texas | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Kendall County Texas | 2 | $ 490,000 | $ 245,000 | $ 19,000 |
| Medina County Texas | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Milam County Texas | 2 | $ 480,000 | $ 240,000 | $ 169,000 |
| Orange County Texas | 2 | $ 280,000 | $ 140,000 | $ 71,000 |
| Upshur County Texas | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Webb County Texas | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Wilson County Texas | 2 | $ 550,000 | $ 275,000 | $ 90,000 |
| Crittenden County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Alachua County Florida | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Citrus County Florida | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Lake County Florida | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Palm Beach County Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Bossier County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Orleans County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Tangipahoa County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Andrews County Texas | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Angelina County Texas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Archer County Texas | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Caldwell County Texas | 1 | $ 365,000 | $ 365,000 | $ 202,000 |
| Calhoun County Texas | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Cameron County Texas | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Carson County Texas | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Cass County Texas | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Cherokee County Texas | 1 | $ 485,000 | $ 485,000 | $ 98,000 |
| Coke County Texas | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Comanche County Texas | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Falls County Texas | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Fayette County Texas | 1 | $ 185,000 | $ 185,000 | $ 4,000 |
| Gaines County Texas | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Gillespie County Texas | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Goliad County Texas | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| Gregg County Texas | 1 | $ 85,000 | $ 85,000 | $ 261,000 |
| Hardeman County Texas | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Harrison County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Jack County Texas | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Jasper County Texas | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Kleberg County Texas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Lampasas County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Leon County Texas | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Lubbock County Texas | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| McCulloch County Texas | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Mills County Texas | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Nacogdoches County Texas | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Newton County Texas | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Pecos County Texas | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Potter County Texas | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Reagan County Texas | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Red River County Texas | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| San Saba County Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Titus County Texas | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Trinity County Texas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Victoria County Texas | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Washington County Texas | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Aspire Financial, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,403 | $659,845,000 | $193,000 | $1,605,000 | $98,000 | $1,800,000 |
| Refinancing | 1,281 | $310,235,000 | $242,000 | $955,000 | $109,000 | $1,020,000 |
| Home Purchase | 833 | $211,755,000 | $254,000 | $1,255,000 | $118,000 | $950,000 |
| Home Improvement | 2 | $250,000 | $125,000 | $175,000 | $37,000 | $62,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,116 | $905,240,000 | $219,000 | $1,605,000 | $109,000 | $1,800,000 |
| Hispanic | 614 | $117,940,000 | $192,000 | $955,000 | $88,000 | $696,000 |
| Black or African American | 604 | $114,650,000 | $189,000 | $1,005,000 | $83,000 | $400,000 |
| Asian | 129 | $31,495,000 | $244,000 | $765,000 | $103,000 | $324,000 |
| Not Provided | 33 | $8,015,000 | $242,000 | $465,000 | $98,000 | $255,000 |
| American Indian or Alaskan Native | 17 | $3,355,000 | $197,000 | $435,000 | $111,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,135,000 | $227,000 | $305,000 | $81,000 | $118,000 |
| Not applicable | 1 | $255,000 | $255,000 | $255,000 | $250,000 | $250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,773 | $1,008,915,000 | $211,000 | $1,605,000 | $107,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 590 | $126,340,000 | $214,000 | $815,000 | $86,000 | $399,000 |
| VA-guaranteed (Veterans Administration) | 145 | $45,235,000 | $311,000 | $945,000 | $64,000 | $950,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,595,000 | $145,000 | $295,000 | $57,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,575 | $579,235,000 | $224,000 | $875,000 | $114,000 | $1,020,000 |
| Application Withdrawn By Applicant | 1,711 | $355,705,000 | $207,000 | $1,255,000 | $98,000 | $1,800,000 |
| File Closed For Incompleteness | 651 | $132,835,000 | $204,000 | $1,005,000 | $96,000 | $1,439,000 |
| Application Denied By Financial Institution | 568 | $111,450,000 | $196,000 | $1,605,000 | $78,000 | $726,000 |
| Application Approved But Not Accepted | 13 | $2,605,000 | $200,000 | $315,000 | $102,000 | $285,000 |
| Loan Purchased By The Institution | 1 | $255,000 | $255,000 | $255,000 | $250,000 | $250,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,951 | $1,070,635,000 | $216,000 | $1,255,000 | $106,000 | $1,800,000 |
| Debt-To-Income Ratio | 212 | $44,820,000 | $211,000 | $1,605,000 | $61,000 | $726,000 |
| Credit History | 144 | $25,700,000 | $178,000 | $945,000 | $87,000 | $297,000 |
| Collateral | 82 | $15,770,000 | $192,000 | $485,000 | $99,000 | $350,000 |
| Unverifiable Information | 41 | $7,875,000 | $192,000 | $545,000 | $96,000 | $583,000 |
| Other | 33 | $5,975,000 | $181,000 | $405,000 | $86,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $6,810,000 | $212,000 | $445,000 | $72,000 | $154,000 |
| Employment History | 12 | $2,410,000 | $200,000 | $405,000 | $89,000 | $257,000 |
| Credit Application Incomplete | 11 | $1,965,000 | $178,000 | $365,000 | $54,000 | $90,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $48,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.