Atlantic Coast Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Coast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Avenue Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 827 |
| Total Mortgage Loan Application Amount | $115,425,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $2,348,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $2,384,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval County Florida | 174 | $ 32,887,000 | $ 189,000 | $ 109,000 |
| Ware County Georgia | 114 | $ 8,045,000 | $ 70,000 | $ 56,000 |
| Pierce County Georgia | 55 | $ 4,339,000 | $ 78,000 | $ 61,000 |
| St. Johns County Florida | 34 | $ 16,180,000 | $ 475,000 | $ 210,000 |
| Coffee County Georgia | 32 | $ 2,625,000 | $ 82,000 | $ 51,000 |
| Columbia County Florida | 25 | $ 1,725,000 | $ 69,000 | $ 63,000 |
| Chatham County Georgia | 25 | $ 3,179,000 | $ 127,000 | $ 87,000 |
| Clay County Florida | 22 | $ 2,955,000 | $ 134,000 | $ 168,000 |
| Brantley County Georgia | 21 | $ 1,665,000 | $ 79,000 | $ 59,000 |
| Nassau County Florida | 17 | $ 4,368,000 | $ 256,000 | $ 134,000 |
| Bacon County Georgia | 14 | $ 1,060,000 | $ 75,000 | $ 52,000 |
| Polk County Florida | 11 | $ 2,019,000 | $ 183,000 | $ 144,000 |
| Suwannee County Florida | 11 | $ 1,094,000 | $ 99,000 | $ 47,000 |
| Effingham County Georgia | 11 | $ 1,480,000 | $ 134,000 | $ 72,000 |
| Highlands County Florida | 10 | $ 1,014,000 | $ 101,000 | $ 141,000 |
| Liberty County Georgia | 9 | $ 606,000 | $ 67,000 | $ 155,000 |
| Appling County Georgia | 7 | $ 330,000 | $ 47,000 | $ 42,000 |
| Orange County Florida | 6 | $ 813,000 | $ 135,000 | $ 158,000 |
| Escambia County Florida | 5 | $ 281,000 | $ 56,000 | $ 57,000 |
| Flagler County Florida | 5 | $ 1,159,000 | $ 231,000 | $ 68,000 |
| Miami-Dade County Florida | 5 | $ 1,465,000 | $ 293,000 | $ 216,000 |
| Palm Beach County Florida | 5 | $ 1,194,000 | $ 238,000 | $ 100,000 |
| Camden County Georgia | 5 | $ 425,000 | $ 85,000 | $ 47,000 |
| Lowndes County Georgia | 5 | $ 241,000 | $ 48,000 | $ 54,000 |
| Wayne County Georgia | 5 | $ 228,000 | $ 45,000 | $ 25,000 |
| Baker County Florida | 4 | $ 318,000 | $ 79,000 | $ 53,000 |
| Broward County Florida | 4 | $ 1,058,000 | $ 264,000 | $ 165,000 |
| Dixie County Florida | 4 | $ 236,000 | $ 59,000 | $ 69,000 |
| Holmes County Florida | 4 | $ 179,000 | $ 44,000 | $ 36,000 |
| Lake County Florida | 4 | $ 995,000 | $ 248,000 | $ 114,000 |
| Leon County Florida | 4 | $ 303,000 | $ 75,000 | $ 129,000 |
| Pinellas County Florida | 4 | $ 426,000 | $ 106,000 | $ 53,000 |
| Putnam County Florida | 4 | $ 520,000 | $ 130,000 | $ 71,000 |
| Walton County Florida | 4 | $ 731,000 | $ 182,000 | $ 83,000 |
| Ben Hill County Georgia | 4 | $ 284,000 | $ 71,000 | $ 55,000 |
| Jeff Davis County Georgia | 4 | $ 149,000 | $ 37,000 | $ 26,000 |
| Sumter County Georgia | 4 | $ 172,000 | $ 43,000 | $ 22,000 |
| Hillsborough County Florida | 3 | $ 853,000 | $ 284,000 | $ 50,000 |
| Berrien County Georgia | 3 | $ 218,000 | $ 72,000 | $ 75,000 |
| Bulloch County Georgia | 3 | $ 815,000 | $ 271,000 | $ 73,000 |
| DeKalb County Georgia | 3 | $ 380,000 | $ 126,000 | $ 218,000 |
| Fulton County Georgia | 3 | $ 647,000 | $ 215,000 | $ 179,000 |
| Tift County Georgia | 3 | $ 100,000 | $ 33,000 | $ 32,000 |
| Tuscaloosa County Alabama | 2 | $ 38,000 | $ 19,000 | $ 154,000 |
| Bradford County Florida | 2 | $ 348,000 | $ 174,000 | $ 51,000 |
| Charlotte County Florida | 2 | $ 660,000 | $ 330,000 | $ 218,000 |
| Citrus County Florida | 2 | $ 75,000 | $ 37,000 | $ 64,000 |
| Collier County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Gilchrist County Florida | 2 | $ 204,000 | $ 102,000 | $ 99,000 |
| Hernando County Florida | 2 | $ 98,000 | $ 49,000 | $ 43,000 |
| Jackson County Florida | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| Madison County Florida | 2 | $ 90,000 | $ 45,000 | $ 23,000 |
| Okeechobee County Florida | 2 | $ 73,000 | $ 36,000 | $ 34,000 |
| Osceola County Florida | 2 | $ 452,000 | $ 226,000 | $ 268,000 |
| Pasco County Florida | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Seminole County Florida | 2 | $ 2,744,000 | $ 1,372,000 | $ 1,645,000 |
| Sumter County Florida | 2 | $ 291,000 | $ 145,000 | $ 66,000 |
| Wakulla County Florida | 2 | $ 67,000 | $ 33,000 | $ 38,000 |
| Washington County Florida | 2 | $ 39,000 | $ 19,000 | $ 25,000 |
| Atkinson County Georgia | 2 | $ 98,000 | $ 49,000 | $ 74,000 |
| Bryan County Georgia | 2 | $ 306,000 | $ 153,000 | $ 86,000 |
| Charlton County Georgia | 2 | $ 82,000 | $ 41,000 | $ 40,000 |
| Emanuel County Georgia | 2 | $ 84,000 | $ 42,000 | $ 11,000 |
| Grady County Georgia | 2 | $ 59,000 | $ 29,000 | $ 33,000 |
| Jackson County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 300,000 |
| Mecklenburg County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 55,000 |
| Horry County South Carolina | 2 | $ 156,000 | $ 78,000 | $ 161,000 |
| Davidson County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 87,000 |
| Monroe County Alabama | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Alachua County Florida | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Bay County Florida | 1 | $ 168,000 | $ 168,000 | $ 205,000 |
| Brevard County Florida | 1 | $ 33,000 | $ 33,000 | $ 195,000 |
| Gadsden County Florida | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Hamilton County Florida | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| Hendry County Florida | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Jefferson County Florida | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Levy County Florida | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 220,000 | $ 220,000 | $ 43,000 |
| Martin County Florida | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Santa Rosa County Florida | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Sarasota County Florida | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Taylor County Florida | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Volusia County Florida | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Bibb County Georgia | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Brooks County Georgia | 1 | $ 43,000 | $ 43,000 | $ 14,000 |
| Calhoun County Georgia | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Clinch County Georgia | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Colquitt County Georgia | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Cook County Georgia | 1 | $ 11,000 | $ 11,000 | $ 24,000 |
| Crisp County Georgia | 1 | $ 212,000 | $ 212,000 | $ 117,000 |
| Decatur County Georgia | 1 | $ 18,000 | $ 18,000 | $ 14,000 |
| Dougherty County Georgia | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Glascock County Georgia | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Glynn County Georgia | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Gwinnett County Georgia | 1 | $ 37,000 | $ 37,000 | $ 80,000 |
| Hancock County Georgia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Houston County Georgia | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Irwin County Georgia | 1 | $ 83,000 | $ 83,000 | $ 414,000 |
| Lee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Long County Georgia | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Mitchell County Georgia | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Peach County Georgia | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| Pike County Georgia | 1 | $ 625,000 | $ 625,000 | $ 95,000 |
| Seminole County Georgia | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Stewart County Georgia | 1 | $ 29,000 | $ 29,000 | $ 15,000 |
| Taylor County Georgia | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Washington County Georgia | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Wilcox County Georgia | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Stark County Ohio | 1 | $ 99,000 | $ 99,000 | $ 150,000 |
| Anderson County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Charleston County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 99,000 |
| Hamilton County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 164,000 |
| Sevier County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 130,000 |
| Sumner County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 449 | $66,748,000 | $148,000 | $2,348,000 | $92,000 | $2,384,000 |
| Refinancing | 282 | $42,896,000 | $152,000 | $880,000 | $102,000 | $1,272,000 |
| Home Improvement | 96 | $5,781,000 | $60,000 | $640,000 | $71,000 | $321,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 635 | $88,627,000 | $139,000 | $2,348,000 | $92,000 | $2,384,000 |
| Black or African American | 82 | $7,553,000 | $92,000 | $350,000 | $63,000 | $414,000 |
| Not Provided | 65 | $10,367,000 | $159,000 | $1,000,000 | $99,000 | $443,000 |
| Hispanic | 28 | $3,524,000 | $125,000 | $808,000 | $72,000 | $444,000 |
| Asian | 12 | $4,706,000 | $392,000 | $2,260,000 | $388,000 | $1,645,000 |
| American Indian or Alaskan Native | 2 | $92,000 | $46,000 | $57,000 | $31,000 | $38,000 |
| Not applicable | 2 | $487,000 | $243,000 | $344,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $69,000 | $69,000 | $69,000 | $54,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 827 | $115,425,000 | $139,000 | $2,348,000 | $93,000 | $2,384,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 437 | $63,010,000 | $144,000 | $2,348,000 | $99,000 | $2,384,000 |
| Application Approved But Not Accepted | 169 | $19,686,000 | $116,000 | $1,000,000 | $93,000 | $1,152,000 |
| Application Denied By Financial Institution | 155 | $17,403,000 | $112,000 | $1,080,000 | $64,000 | $585,000 |
| Loan Purchased By The Institution | 32 | $10,800,000 | $337,000 | $1,000,000 | $136,000 | $444,000 |
| Application Withdrawn By Applicant | 27 | $2,761,000 | $102,000 | $450,000 | $98,000 | $1,272,000 |
| Preapproval Approved but not Accepted | 4 | $1,377,000 | $344,000 | $800,000 | $158,000 | $361,000 |
| Preapproval Denied by Financial Institution | 2 | $275,000 | $137,000 | $210,000 | $33,000 | $47,000 |
| File Closed For Incompleteness | 1 | $113,000 | $113,000 | $113,000 | $121,000 | $121,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 83 | $7,084,000 | $85,000 | $612,000 | $68,000 | $585,000 |
| Debt-To-Income Ratio | 32 | $6,874,000 | $214,000 | $1,080,000 | $69,000 | $308,000 |
| Credit Application Incomplete | 12 | $1,547,000 | $128,000 | $400,000 | $83,000 | $200,000 |
| Other | 9 | $706,000 | $78,000 | $143,000 | $46,000 | $96,000 |
| Employment History | 9 | $456,000 | $50,000 | $121,000 | $34,000 | $54,000 |
| Collateral | 7 | $490,000 | $70,000 | $123,000 | $48,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $281,000 | $93,000 | $95,000 | $32,000 | $40,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $175,000 | $22,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.