2 mortgage lenders are based in Ballston Spa, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Saratoga County, NY in 2025.
In 2025, 182 lenders made 4,929 home loans worth $1.7 billion in Saratoga County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Saratoga County, which includes Ballston Spa.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union Albany, NY | 782 | $87.2M | $111,000 | 15.9% |
| 2 | Trustco Bank Albany, NY | 390 | $102.3M | $262,000 | 7.9% |
| 3 | Sefcu Services, LLC Albany, NY | 388 | $151.5M | $390,000 | 7.9% |
| 4 | Homestead Funding Corp. Albany, NY | 349 | $128.7M | $369,000 | 7.1% |
| 5 | Arrow Bank NA Glens Falls, NY | 272 | $103.5M | $380,000 | 5.5% |
| 6 | United Wholesale Mortgage Plymouth, MI | 175 | $60.3M | $344,000 | 3.6% |
| 7 | Sunmark Credit Union Latham, NY | 171 | $28.4M | $166,000 | 3.5% |
| 8 | Citizens Bank, NA Providence, RI | 158 | $27.5M | $174,000 | 3.2% |
| 9 | First New York Federal Credit Union Albany, NY | 124 | $28.3M | $229,000 | 2.5% |
| 10 | The Adirondack Trust Company Saratoga Springs, NY | 91 | $83.0M | $912,000 | 1.8% |
See every lender in Saratoga County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Ballston Spa National Bank
PO BOX 70 BALLSTON SPA, NY 12020 |
* | 9,817 | $1,677,753,000 |
| Tct Federal Credit Union
416 ROWLAND STREET BALLSTON SPA, NY 12020 |
* | 4,014 | $370,474,000 |
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