Bank Mutual
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Mutual 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Mutual 4949 W Brown Deer Road Milwaukee, WI 53224 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,106 |
| Total Mortgage Loan Application Amount | $521,231,000 |
| Average Mortgage Loan Application Amount | $144,000 |
| Highest Mortgage Loan Application Amount | $22,000,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,475,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Mutual. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Mutual's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Mutual's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Mutual serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Mutual, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Mutual's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 492 | $ 91,593,000 | $ 186,000 | $ 70,000 |
| Waukesha County Wisconsin | 333 | $ 82,561,000 | $ 247,000 | $ 81,000 |
| Brown County Wisconsin | 306 | $ 72,355,000 | $ 236,000 | $ 73,000 |
| Eau Claire County Wisconsin | 181 | $ 18,672,000 | $ 103,000 | $ 71,000 |
| Marinette County Wisconsin | 161 | $ 9,914,000 | $ 61,000 | $ 60,000 |
| Chippewa County Wisconsin | 123 | $ 13,884,000 | $ 112,000 | $ 59,000 |
| Washington County Wisconsin | 86 | $ 21,764,000 | $ 253,000 | $ 65,000 |
| Barron County Wisconsin | 83 | $ 6,399,000 | $ 77,000 | $ 53,000 |
| Ozaukee County Wisconsin | 82 | $ 25,001,000 | $ 304,000 | $ 137,000 |
| Pierce County Wisconsin | 71 | $ 6,880,000 | $ 96,000 | $ 66,000 |
| Shawano County Wisconsin | 68 | $ 4,021,000 | $ 59,000 | $ 52,000 |
| Dane County Wisconsin | 60 | $ 8,014,000 | $ 133,000 | $ 66,000 |
| Dunn County Wisconsin | 57 | $ 5,157,000 | $ 90,000 | $ 67,000 |
| Rock County Wisconsin | 57 | $ 4,224,000 | $ 74,000 | $ 50,000 |
| Calumet County Wisconsin | 54 | $ 4,338,000 | $ 80,000 | $ 67,000 |
| Racine County Wisconsin | 54 | $ 9,943,000 | $ 184,000 | $ 62,000 |
| Door County Wisconsin | 48 | $ 6,640,000 | $ 138,000 | $ 87,000 |
| Outagamie County Wisconsin | 47 | $ 8,784,000 | $ 186,000 | $ 62,000 |
| St. Croix County Wisconsin | 45 | $ 7,258,000 | $ 161,000 | $ 100,000 |
| Dodge County Wisconsin | 44 | $ 4,506,000 | $ 102,000 | $ 54,000 |
| Manitowoc County Wisconsin | 37 | $ 3,444,000 | $ 93,000 | $ 78,000 |
| Washburn County Wisconsin | 33 | $ 3,036,000 | $ 92,000 | $ 76,000 |
| Waupaca County Wisconsin | 30 | $ 2,920,000 | $ 97,000 | $ 59,000 |
| Columbia County Wisconsin | 26 | $ 2,967,000 | $ 114,000 | $ 153,000 |
| Oconto County Wisconsin | 26 | $ 3,347,000 | $ 128,000 | $ 78,000 |
| Sawyer County Wisconsin | 26 | $ 2,268,000 | $ 87,000 | $ 78,000 |
| Menominee County Michigan | 23 | $ 1,725,000 | $ 75,000 | $ 51,000 |
| Polk County Wisconsin | 22 | $ 1,832,000 | $ 83,000 | $ 61,000 |
| Winnebago County Wisconsin | 22 | $ 2,508,000 | $ 114,000 | $ 56,000 |
| Sheboygan County Wisconsin | 21 | $ 2,858,000 | $ 136,000 | $ 69,000 |
| Jefferson County Wisconsin | 20 | $ 3,577,000 | $ 178,000 | $ 23,000 |
| Fond du Lac County Wisconsin | 18 | $ 6,373,000 | $ 354,000 | $ 53,000 |
| Walworth County Wisconsin | 15 | $ 2,683,000 | $ 178,000 | $ 54,000 |
| Sauk County Wisconsin | 14 | $ 2,753,000 | $ 196,000 | $ 128,000 |
| Washington County Minnesota | 13 | $ 1,712,000 | $ 131,000 | $ 86,000 |
| Kewaunee County Wisconsin | 13 | $ 1,194,000 | $ 91,000 | $ 61,000 |
| Ramsey County Minnesota | 7 | $ 1,329,000 | $ 189,000 | $ 71,000 |
| Bayfield County Wisconsin | 6 | $ 881,000 | $ 146,000 | $ 99,000 |
| Burnett County Wisconsin | 5 | $ 488,000 | $ 97,000 | $ 69,000 |
| Rusk County Wisconsin | 5 | $ 553,000 | $ 110,000 | $ 55,000 |
| Wood County Wisconsin | 5 | $ 627,000 | $ 125,000 | $ 104,000 |
| Forest County Wisconsin | 4 | $ 490,000 | $ 122,000 | $ 44,000 |
| Green Lake County Wisconsin | 4 | $ 886,000 | $ 221,000 | $ 158,000 |
| Marquette County Wisconsin | 4 | $ 258,000 | $ 64,000 | $ 41,000 |
| Vilas County Wisconsin | 4 | $ 451,000 | $ 112,000 | $ 129,000 |
| Waushara County Wisconsin | 4 | $ 583,000 | $ 145,000 | $ 39,000 |
| Anoka County Minnesota | 3 | $ 522,000 | $ 174,000 | $ 72,000 |
| Hennepin County Minnesota | 3 | $ 1,124,000 | $ 374,000 | $ 157,000 |
| Adams County Wisconsin | 3 | $ 488,000 | $ 162,000 | $ 56,000 |
| Clark County Wisconsin | 3 | $ 304,000 | $ 101,000 | $ 78,000 |
| Green County Wisconsin | 3 | $ 895,000 | $ 298,000 | $ 81,000 |
| Iron County Wisconsin | 3 | $ 190,000 | $ 63,000 | $ 99,000 |
| Kenosha County Wisconsin | 3 | $ 22,401,000 | $ 7,467,000 | $ 30,000 |
| Trempealeau County Wisconsin | 3 | $ 221,000 | $ 73,000 | $ 44,000 |
| Dakota County Minnesota | 2 | $ 339,000 | $ 169,000 | $ 83,000 |
| Buffalo County Wisconsin | 2 | $ 145,000 | $ 72,000 | $ 44,000 |
| Florence County Wisconsin | 2 | $ 229,000 | $ 114,000 | $ 75,000 |
| La Crosse County Wisconsin | 2 | $ 834,000 | $ 417,000 | $ 0 |
| Lincoln County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 64,000 |
| Menominee County Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 68,000 |
| Oneida County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 177,000 |
| Pepin County Wisconsin | 2 | $ 118,000 | $ 59,000 | $ 59,000 |
| Schoolcraft County Michigan | 1 | $ 31,000 | $ 31,000 | $ 83,000 |
| Chisago County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Isanti County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Olmsted County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| St. Louis County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Wabasha County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 279,000 |
| Wright County Minnesota | 1 | $ 340,000 | $ 340,000 | $ 81,000 |
| Crawford County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Grant County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 111,000 |
| Juneau County Wisconsin | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Taylor County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Bank Mutual in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,399 | $315,113,000 | $225,000 | $22,000,000 | $73,000 | $1,475,000 |
| Refinancing | 1,120 | $176,449,000 | $157,000 | $17,000,000 | $70,000 | $926,000 |
| Home Improvement | 587 | $29,669,000 | $50,000 | $585,000 | $67,000 | $395,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,825 | $380,977,000 | $134,000 | $1,552,000 | $70,000 | $1,106,000 |
| Hispanic | 85 | $12,834,000 | $150,000 | $800,000 | $83,000 | $893,000 |
| Black or African American | 74 | $8,105,000 | $109,000 | $820,000 | $101,000 | $1,475,000 |
| Asian | 47 | $10,675,000 | $227,000 | $920,000 | $79,000 | $751,000 |
| Not Provided | 42 | $5,447,000 | $129,000 | $600,000 | $83,000 | $206,000 |
| Not applicable | 27 | $102,778,000 | $3,806,000 | $22,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $415,000 | $69,000 | $111,000 | $50,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,106 | $521,231,000 | $167,000 | $22,000,000 | $71,000 | $1,475,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,394 | $400,150,000 | $167,000 | $22,000,000 | $80,000 | $1,475,000 |
| Loan Purchased By The Institution | 249 | $60,455,000 | $242,000 | $750,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 147 | $21,638,000 | $147,000 | $417,000 | $59,000 | $158,000 |
| Application Withdrawn By Applicant | 110 | $11,568,000 | $105,000 | $425,000 | $64,000 | $245,000 |
| Application Denied By Financial Institution | 98 | $9,279,000 | $94,000 | $772,000 | $48,000 | $157,000 |
| Application Approved But Not Accepted | 57 | $12,202,000 | $214,000 | $2,580,000 | $84,000 | $751,000 |
| Preapproval Denied by Financial Institution | 49 | $5,746,000 | $117,000 | $428,000 | $40,000 | $105,000 |
| File Closed For Incompleteness | 2 | $193,000 | $96,000 | $172,000 | $71,000 | $99,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 64 | $6,629,000 | $103,000 | $514,000 | $39,000 | $110,000 |
| Credit History | 55 | $4,728,000 | $85,000 | $265,000 | $48,000 | $104,000 |
| Employment History | 7 | $812,000 | $116,000 | $367,000 | $48,000 | $90,000 |
| Collateral | 7 | $1,377,000 | $196,000 | $772,000 | $43,000 | $101,000 |
| Credit Application Incomplete | 7 | $752,000 | $107,000 | $142,000 | $45,000 | $56,000 |
| Other | 4 | $443,000 | $110,000 | $222,000 | $62,000 | $77,000 |
| Mortgage Insurance Denied | 2 | $136,000 | $68,000 | $86,000 | $108,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $148,000 | $148,000 | $148,000 | $103,000 | $103,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Mutual's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Mutual's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.