Bank of America, N.A. Mortgage Lending & HMDA Data, 2009

In 2009, Bank of America, N.A. of Calabasas, CA reported 1,835,930 mortgage applications totaling $398.1 billion, up 172% from 2008. The average application was for $216,820, and applicants reported an average income of $92,392. 36% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (72,277), Chicago-Naperville-Joliet, IL (54,904) and Atlanta-Sandy Springs-Marietta, GA (44,238) (applications in parentheses).

Mortgage Company & Address Bank of America, N.A.
4500 Park Granada
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,835,930
Total Mortgage Loan Application Amount $398,066,838,000
Average Mortgage Loan Application Amount $216,820
Highest Mortgage Loan Application Amount $25,500,000
Average Applicant Income $92,392
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of America, N.A. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 72,277 $ 24,835,887,000 $ 343,620 $ 132,000
Cook, Illinois 31,742 $ 7,269,298,000 $ 229,011 $ 100,000
Maricopa, Arizona 31,386 $ 5,929,212,000 $ 188,912 $ 85,000
Orange, California 29,517 $ 11,266,404,000 $ 381,692 $ 148,000
San Diego, California 27,830 $ 9,437,534,000 $ 339,113 $ 132,000
Riverside, California 24,182 $ 5,346,864,000 $ 221,109 $ 90,000
King, Washington 21,826 $ 6,496,454,000 $ 297,647 $ 116,000
Harris, Texas 20,970 $ 3,295,462,000 $ 157,151 $ 95,000
Santa Clara, California 19,760 $ 8,463,862,000 $ 428,333 $ 153,000
San Bernardino, California 18,509 $ 3,799,939,000 $ 205,302 $ 79,000
Clark, Nevada 18,308 $ 3,280,782,000 $ 179,199 $ 85,000
Alameda, California 15,022 $ 5,316,346,000 $ 353,904 $ 126,000
Middlesex, Massachusetts 13,234 $ 3,849,728,000 $ 290,896 $ 126,000
Contra Costa, California 12,668 $ 4,301,310,000 $ 339,541 $ 129,000
Sacramento, California 12,380 $ 2,631,080,000 $ 212,526 $ 81,000
Dallas, Texas 11,550 $ 1,915,690,000 $ 165,860 $ 100,000
Mecklenburg, North Carolina 11,003 $ 2,167,865,000 $ 197,024 $ 103,000
Broward, Florida 10,970 $ 2,058,054,000 $ 187,607 $ 98,000
Tarrant, Texas 10,868 $ 1,640,012,000 $ 150,902 $ 87,000
Miami-Dade, Florida 10,488 $ 2,179,869,000 $ 207,844 $ 120,000
Salt Lake, Utah 10,217 $ 2,179,525,000 $ 213,323 $ 66,000
Fairfax, Virginia 9,967 $ 3,351,451,000 $ 336,254 $ 134,000
Bexar, Texas 9,373 $ 1,396,037,000 $ 148,942 $ 77,000
Ventura, California 9,005 $ 3,028,981,000 $ 336,366 $ 130,000
St. Louis, Missouri 8,936 $ 1,576,818,000 $ 176,456 $ 87,000
Montgomery, Maryland 8,699 $ 2,906,585,000 $ 334,128 $ 134,000
Pima, Arizona 8,535 $ 1,514,285,000 $ 177,420 $ 75,000
San Mateo, California 8,350 $ 3,893,429,000 $ 466,278 $ 175,000
Pierce, Washington 8,031 $ 1,833,110,000 $ 228,254 $ 79,000
DuPage, Illinois 8,007 $ 1,916,122,000 $ 239,305 $ 103,000
Oakland, Michigan 7,996 $ 1,372,878,000 $ 171,695 $ 87,000
Fulton, Georgia 7,793 $ 1,727,664,000 $ 221,694 $ 112,000
Wayne, Michigan 7,516 $ 920,546,000 $ 122,478 $ 62,000
Collin, Texas 7,458 $ 1,421,622,000 $ 190,617 $ 106,000
Travis, Texas 7,298 $ 1,520,997,000 $ 208,412 $ 117,000
Gwinnett, Georgia 7,242 $ 1,223,292,000 $ 168,916 $ 66,000
Snohomish, Washington 7,231 $ 1,852,170,000 $ 256,142 $ 85,000
Prince George's, Maryland 7,230 $ 1,816,905,000 $ 251,300 $ 77,000
Wake, North Carolina 7,202 $ 1,469,198,000 $ 203,998 $ 91,000
San Francisco, California 6,863 $ 3,245,260,000 $ 472,863 $ 188,000
Suffolk, New York 6,630 $ 2,106,230,000 $ 317,681 $ 139,000
Palm Beach, Florida 6,570 $ 1,449,913,000 $ 220,686 $ 129,000
Baltimore, Maryland 6,526 $ 1,516,480,000 $ 232,375 $ 84,000
Hillsborough, Florida 6,398 $ 1,101,345,000 $ 172,138 $ 84,000
Orange, Florida 6,318 $ 1,117,165,000 $ 176,822 $ 87,000
Middlesex, New Jersey 6,257 $ 1,635,517,000 $ 261,389 $ 94,000
Kern, California 6,193 $ 1,053,765,000 $ 170,154 $ 69,000
Will, Illinois 6,044 $ 1,282,859,000 $ 212,253 $ 82,000
Philadelphia, Pennsylvania 6,018 $ 973,386,000 $ 161,745 $ 65,000
Hartford, Connecticut 5,978 $ 1,206,753,000 $ 201,865 $ 92,000
Davidson, Tennessee 5,954 $ 1,028,947,000 $ 172,816 $ 73,000
Essex, Massachusetts 5,951 $ 1,488,268,000 $ 250,087 $ 102,000
Norfolk, Massachusetts 5,949 $ 1,804,003,000 $ 303,244 $ 142,000
Bergen, New Jersey 5,903 $ 1,934,252,000 $ 327,672 $ 133,000
Cobb, Georgia 5,896 $ 1,134,576,000 $ 192,431 $ 82,000
District of Columbia, District Of Columbia 5,869 $ 1,948,294,000 $ 331,963 $ 137,000
Nassau, New York 5,845 $ 1,959,539,000 $ 335,250 $ 137,000
Multnomah, Oregon 5,794 $ 1,326,964,000 $ 229,023 $ 90,000
Monmouth, New Jersey 5,694 $ 1,689,952,000 $ 296,795 $ 123,000
Denton, Texas 5,658 $ 1,051,123,000 $ 185,776 $ 100,000
Denver, Colorado 5,650 $ 1,230,472,000 $ 217,782 $ 82,000
Lake, Illinois 5,630 $ 1,386,196,000 $ 246,215 $ 118,000
El Paso, Colorado 5,480 $ 1,079,437,000 $ 196,977 $ 67,000
Fairfield, Connecticut 5,476 $ 1,917,844,000 $ 350,227 $ 163,000
Arapahoe, Colorado 5,414 $ 1,135,857,000 $ 209,799 $ 74,000
Fresno, California 5,340 $ 1,038,194,000 $ 194,418 $ 74,000
DeKalb, Georgia 5,333 $ 926,331,000 $ 173,697 $ 75,000
New Haven, Connecticut 5,325 $ 1,172,231,000 $ 220,137 $ 95,000
Bernalillo, New Mexico 5,324 $ 932,602,000 $ 175,169 $ 74,000
Ocean, New Jersey 5,256 $ 1,279,701,000 $ 243,474 $ 95,000
Jefferson, Colorado 5,201 $ 1,136,069,000 $ 218,432 $ 78,000
San Joaquin, California 5,189 $ 1,009,309,000 $ 194,509 $ 71,000
Pinellas, Florida 5,145 $ 843,033,000 $ 163,854 $ 89,000
Suffolk, Massachusetts 5,142 $ 1,353,252,000 $ 263,176 $ 123,000
Macomb, Michigan 5,141 $ 670,143,000 $ 130,352 $ 57,000
Honolulu, Hawaii 5,139 $ 1,836,176,000 $ 357,302 $ 112,000
Oklahoma, Oklahoma 5,106 $ 729,069,000 $ 142,786 $ 69,000
Fort Bend, Texas 5,097 $ 918,430,000 $ 180,190 $ 99,000
Worcester, Massachusetts 5,016 $ 1,038,985,000 $ 207,134 $ 84,000
Franklin, Ohio 4,853 $ 731,795,000 $ 150,792 $ 61,000
Duval, Florida 4,802 $ 795,086,000 $ 165,573 $ 69,000
Sonoma, California 4,690 $ 1,459,700,000 $ 311,236 $ 119,000
Lee, Florida 4,687 $ 711,958,000 $ 151,900 $ 95,000
Queens, New York 4,681 $ 1,464,664,000 $ 312,895 $ 97,000
Marion, Indiana 4,676 $ 578,237,000 $ 123,660 $ 53,000
Anne Arundel, Maryland 4,589 $ 1,307,342,000 $ 284,886 $ 106,000
Hennepin, Minnesota 4,568 $ 993,354,000 $ 217,459 $ 94,000
Tulsa, Oklahoma 4,553 $ 680,224,000 $ 149,401 $ 75,000
Jackson, Missouri 4,547 $ 613,720,000 $ 134,972 $ 65,000
Shelby, Tennessee 4,536 $ 694,901,000 $ 153,196 $ 75,000
Johnson, Kansas 4,492 $ 859,892,000 $ 191,427 $ 93,000
Washington, Oregon 4,480 $ 1,014,601,000 $ 226,473 $ 94,000
Placer, California 4,433 $ 1,307,278,000 $ 294,896 $ 127,000
Essex, New Jersey 4,369 $ 1,299,790,000 $ 297,502 $ 107,000
Washoe, Nevada 4,342 $ 946,397,000 $ 217,963 $ 96,000
Montgomery, Pennsylvania 4,313 $ 1,037,474,000 $ 240,545 $ 110,000
St. Charles, Missouri 4,286 $ 732,526,000 $ 170,911 $ 72,000
Kane, Illinois 4,250 $ 891,651,000 $ 209,800 $ 82,000
Prince William, Virginia 4,187 $ 1,083,363,000 $ 258,744 $ 86,000
New Castle, Delaware 4,163 $ 852,796,000 $ 204,851 $ 73,000
Douglas, Colorado 4,151 $ 1,091,282,000 $ 262,896 $ 97,000
Milwaukee, Wisconsin 4,145 $ 639,707,000 $ 154,332 $ 62,000
Utah, Utah 3,987 $ 816,304,000 $ 204,741 $ 65,000
Jefferson, Kentucky 3,946 $ 612,357,000 $ 155,184 $ 66,000
Spokane, Washington 3,925 $ 627,533,000 $ 159,881 $ 63,000
Stanislaus, California 3,918 $ 678,683,000 $ 173,221 $ 67,000
Kings, New York 3,905 $ 1,467,459,000 $ 375,789 $ 127,000
Charleston, South Carolina 3,902 $ 1,042,353,000 $ 267,133 $ 136,000
Union, New Jersey 3,891 $ 1,110,560,000 $ 285,417 $ 103,000
Clark, Washington 3,873 $ 810,743,000 $ 209,332 $ 79,000
Adams, Colorado 3,854 $ 711,617,000 $ 184,643 $ 58,000
Camden, New Jersey 3,832 $ 697,786,000 $ 182,094 $ 73,000
Jefferson, Alabama 3,808 $ 635,759,000 $ 166,953 $ 73,000
Burlington, New Jersey 3,801 $ 823,075,000 $ 216,541 $ 84,000
Virginia Beach, Virginia 3,776 $ 881,420,000 $ 233,426 $ 86,000
Solano, California 3,673 $ 845,697,000 $ 230,246 $ 83,000
Plymouth, Massachusetts 3,641 $ 928,380,000 $ 254,979 $ 104,000
Cuyahoga, Ohio 3,634 $ 476,300,000 $ 131,067 $ 62,000
Morris, New Jersey 3,633 $ 1,158,452,000 $ 318,869 $ 140,000
Loudoun, Virginia 3,627 $ 1,216,625,000 $ 335,435 $ 119,000
Williamson, Texas 3,579 $ 585,421,000 $ 163,571 $ 84,000
Pinal, Arizona 3,547 $ 488,576,000 $ 137,743 $ 57,000
Bristol, Massachusetts 3,513 $ 751,530,000 $ 213,928 $ 85,000
Bucks, Pennsylvania 3,500 $ 847,274,000 $ 242,078 $ 100,000
Allegheny, Pennsylvania 3,493 $ 492,868,000 $ 141,101 $ 73,000
Davis, Utah 3,481 $ 713,093,000 $ 204,852 $ 59,000
Brevard, Florida 3,455 $ 537,541,000 $ 155,583 $ 79,000
Baltimore City, Maryland 3,397 $ 577,012,000 $ 169,859 $ 74,000
Richland, South Carolina 3,381 $ 573,366,000 $ 169,584 $ 85,000
New York, New York 3,351 $ 1,954,786,000 $ 583,344 $ 322,000
Larimer, Colorado 3,344 $ 677,130,000 $ 202,491 $ 82,000
Sedgwick, Kansas 3,340 $ 426,313,000 $ 127,638 $ 67,000
Clackamas, Oregon 3,280 $ 835,791,000 $ 254,814 $ 98,000
Montgomery, Texas 3,262 $ 599,689,000 $ 183,840 $ 108,000
Monterey, California 3,251 $ 954,754,000 $ 293,680 $ 118,000
Pulaski, Arkansas 3,207 $ 506,819,000 $ 158,035 $ 80,000
Hudson, New Jersey 3,193 $ 956,247,000 $ 299,482 $ 108,000
Marin, California 3,169 $ 1,567,273,000 $ 494,563 $ 215,000
Erie, New York 3,148 $ 390,555,000 $ 124,064 $ 70,000
Rutherford, Tennessee 3,074 $ 467,936,000 $ 152,223 $ 56,000
Madison, Alabama 3,052 $ 527,395,000 $ 172,803 $ 76,000
Guilford, North Carolina 3,021 $ 473,396,000 $ 156,701 $ 74,000
Chesterfield, Virginia 3,005 $ 599,564,000 $ 199,522 $ 77,000
Polk, Florida 2,965 $ 406,028,000 $ 136,940 $ 68,000
Westchester, New York 2,960 $ 1,115,963,000 $ 377,014 $ 189,000
Pasco, Florida 2,957 $ 432,898,000 $ 146,397 $ 67,000
Ada, Idaho 2,948 $ 529,725,000 $ 179,689 $ 75,000
Somerset, New Jersey 2,936 $ 884,830,000 $ 301,372 $ 131,000
Gloucester, New Jersey 2,932 $ 598,651,000 $ 204,178 $ 76,000
Volusia, Florida 2,884 $ 425,572,000 $ 147,563 $ 78,000
Santa Barbara, California 2,881 $ 1,085,927,000 $ 376,927 $ 152,000
El Paso, Texas 2,881 $ 372,494,000 $ 129,293 $ 69,000
Howard, Maryland 2,860 $ 868,639,000 $ 303,719 $ 118,000
Atlantic, New Jersey 2,859 $ 587,913,000 $ 205,635 $ 84,000
Henrico, Virginia 2,855 $ 594,675,000 $ 208,292 $ 84,000
Providence, Rhode Island 2,837 $ 535,108,000 $ 188,617 $ 76,000
Knox, Tennessee 2,828 $ 461,842,000 $ 163,310 $ 71,000
Horry, South Carolina 2,807 $ 507,522,000 $ 180,805 $ 104,000
Passaic, New Jersey 2,799 $ 778,754,000 $ 278,225 $ 87,000
Waukesha, Wisconsin 2,759 $ 602,009,000 $ 218,198 $ 97,000
Boulder, Colorado 2,744 $ 709,855,000 $ 258,693 $ 102,000
Weber, Utah 2,744 $ 471,098,000 $ 171,682 $ 51,000
Hamilton, Ohio 2,704 $ 393,894,000 $ 145,670 $ 62,000
Monroe, New York 2,691 $ 331,822,000 $ 123,308 $ 70,000
Dane, Wisconsin 2,672 $ 535,543,000 $ 200,427 $ 84,000
Mercer, New Jersey 2,663 $ 635,312,000 $ 238,570 $ 104,000
Cleveland, Oklahoma 2,651 $ 385,708,000 $ 145,495 $ 70,000
Williamson, Tennessee 2,649 $ 686,096,000 $ 259,001 $ 112,000
Greenville, South Carolina 2,636 $ 435,779,000 $ 165,318 $ 75,000
Hampden, Massachusetts 2,627 $ 417,295,000 $ 158,848 $ 65,000
Sarasota, Florida 2,606 $ 472,922,000 $ 181,474 $ 101,000
Chester, Pennsylvania 2,588 $ 692,881,000 $ 267,728 $ 119,000
Cumberland, Maine 2,571 $ 559,572,000 $ 217,647 $ 99,000
Hillsborough, New Hampshire 2,537 $ 540,321,000 $ 212,976 $ 93,000
Polk, Iowa 2,503 $ 368,012,000 $ 147,028 $ 63,000
Kitsap, Washington 2,488 $ 575,578,000 $ 231,341 $ 85,000
Delaware, Pennsylvania 2,476 $ 501,383,000 $ 202,497 $ 85,000
Weld, Colorado 2,469 $ 464,471,000 $ 188,121 $ 67,000
Kent, Michigan 2,465 $ 334,833,000 $ 135,834 $ 62,000
Hamilton, Indiana 2,458 $ 445,538,000 $ 181,260 $ 80,000
San Luis Obispo, California 2,440 $ 791,514,000 $ 324,390 $ 128,000
Manatee, Florida 2,426 $ 434,879,000 $ 179,257 $ 93,000
Mobile, Alabama 2,418 $ 343,814,000 $ 142,189 $ 61,000
Jefferson, Missouri 2,343 $ 343,707,000 $ 146,695 $ 55,000
Tulare, California 2,337 $ 391,367,000 $ 167,465 $ 66,000
Rockingham, New Hampshire 2,328 $ 546,734,000 $ 234,851 $ 99,000
Lake, Indiana 2,327 $ 341,741,000 $ 146,859 $ 63,000
Seminole, Florida 2,312 $ 418,300,000 $ 180,925 $ 81,000
Frederick, Maryland 2,312 $ 603,028,000 $ 260,825 $ 95,000
Lane, Oregon 2,305 $ 456,481,000 $ 198,039 $ 77,000
McHenry, Illinois 2,301 $ 464,740,000 $ 201,973 $ 76,000
Lexington, South Carolina 2,297 $ 379,914,000 $ 165,395 $ 75,000
El Dorado, California 2,233 $ 655,744,000 $ 293,660 $ 120,000
St. Louis City, Missouri 2,230 $ 313,331,000 $ 140,507 $ 64,000
Harford, Maryland 2,202 $ 525,457,000 $ 238,627 $ 79,000
Yavapai, Arizona 2,196 $ 427,304,000 $ 194,582 $ 77,000
Greene, Missouri 2,180 $ 284,426,000 $ 130,470 $ 63,000
Hamilton, Tennessee 2,167 $ 322,506,000 $ 148,826 $ 65,000
York, South Carolina 2,164 $ 393,113,000 $ 181,660 $ 79,000
Osceola, Florida 2,131 $ 300,392,000 $ 140,962 $ 75,000
Hidalgo, Texas 2,110 $ 234,306,000 $ 111,045 $ 65,000
Union, North Carolina 2,108 $ 460,133,000 $ 218,279 $ 94,000
Collier, Florida 2,104 $ 515,556,000 $ 245,036 $ 158,000
Thurston, Washington 2,099 $ 466,013,000 $ 222,016 $ 79,000
Cherokee, Georgia 2,090 $ 384,739,000 $ 184,085 $ 76,000
Summit, Ohio 2,082 $ 284,458,000 $ 136,627 $ 58,000
Montgomery, Ohio 2,060 $ 252,790,000 $ 122,713 $ 54,000
Santa Cruz, California 2,030 $ 737,831,000 $ 363,463 $ 145,000
Onondaga, New York 2,027 $ 259,096,000 $ 127,822 $ 73,000
Douglas, Nebraska 2,017 $ 303,446,000 $ 150,444 $ 71,000
York, Pennsylvania 2,006 $ 361,212,000 $ 180,065 $ 62,000
Lehigh, Pennsylvania 1,977 $ 342,144,000 $ 173,062 $ 64,000
Chatham, Georgia 1,971 $ 364,768,000 $ 185,067 $ 90,000
East Baton Rouge, Louisiana 1,964 $ 331,598,000 $ 168,838 $ 75,000
Montgomery, Tennessee 1,961 $ 275,878,000 $ 140,682 $ 57,000
Lancaster, Pennsylvania 1,957 $ 330,580,000 $ 168,921 $ 63,000
Forsyth, Georgia 1,956 $ 445,022,000 $ 227,516 $ 93,000
Clay, Missouri 1,947 $ 279,184,000 $ 143,391 $ 64,000
Merced, California 1,923 $ 280,452,000 $ 145,840 $ 60,000
Washtenaw, Michigan 1,921 $ 371,361,000 $ 193,316 $ 97,000
Barnstable, Massachusetts 1,917 $ 546,266,000 $ 284,958 $ 173,000
Forsyth, North Carolina 1,871 $ 281,317,000 $ 150,356 $ 67,000
Jefferson, Louisiana 1,870 $ 294,406,000 $ 157,436 $ 73,000
Sussex, Delaware 1,848 $ 450,447,000 $ 243,748 $ 124,000
Clayton, Georgia 1,845 $ 200,304,000 $ 108,565 $ 43,000
St. Lucie, Florida 1,842 $ 241,212,000 $ 130,951 $ 71,000
Galveston, Texas 1,841 $ 299,840,000 $ 162,868 $ 106,000
Northampton, Pennsylvania 1,840 $ 347,429,000 $ 188,820 $ 72,000
Jackson, Oregon 1,829 $ 370,270,000 $ 202,443 $ 76,000
Brazoria, Texas 1,825 $ 292,778,000 $ 160,426 $ 89,000
Henry, Georgia 1,823 $ 282,647,000 $ 155,044 $ 57,000
Chesapeake, Virginia 1,799 $ 405,219,000 $ 225,246 $ 74,000
Lake, Florida 1,783 $ 280,898,000 $ 157,542 $ 72,000
Arlington, Virginia 1,774 $ 653,819,000 $ 368,556 $ 149,000
Fayette, Kentucky 1,760 $ 288,094,000 $ 163,689 $ 73,000
Berks, Pennsylvania 1,751 $ 280,746,000 $ 160,334 $ 63,000
Durham, North Carolina 1,749 $ 301,881,000 $ 172,602 $ 78,000
Shelby, Alabama 1,739 $ 319,885,000 $ 183,947 $ 75,000
Sumner, Tennessee 1,690 $ 301,257,000 $ 178,258 $ 67,000
Richmond, New York 1,681 $ 514,317,000 $ 305,958 $ 103,000
Marion, Oregon 1,681 $ 307,748,000 $ 183,074 $ 68,000
Butte, California 1,676 $ 338,648,000 $ 202,057 $ 80,000
Dakota, Minnesota 1,672 $ 338,274,000 $ 202,316 $ 78,000
Butler, Ohio 1,670 $ 260,537,000 $ 156,010 $ 60,000
Mesa, Colorado 1,664 $ 329,187,000 $ 197,828 $ 67,000
Mohave, Arizona 1,654 $ 245,826,000 $ 148,625 $ 80,000
St. Johns, Florida 1,640 $ 369,413,000 $ 225,251 $ 104,000
Cumberland, North Carolina 1,583 $ 216,399,000 $ 136,701 $ 65,000
Shasta, California 1,582 $ 330,559,000 $ 208,950 $ 81,000
Charles, Maryland 1,581 $ 420,552,000 $ 266,003 $ 86,000
Paulding, Georgia 1,568 $ 230,443,000 $ 146,966 $ 50,000
Nueces, Texas 1,563 $ 208,268,000 $ 133,248 $ 87,000
Kendall, Illinois 1,552 $ 309,345,000 $ 199,320 $ 68,000
Alachua, Florida 1,534 $ 253,191,000 $ 165,052 $ 82,000
Deschutes, Oregon 1,532 $ 343,006,000 $ 223,894 $ 95,000
York, Maine 1,530 $ 308,113,000 $ 201,381 $ 91,000
Marion, Florida 1,522 $ 196,652,000 $ 129,206 $ 61,000
Hendricks, Indiana 1,520 $ 233,992,000 $ 153,942 $ 62,000
Cabarrus, North Carolina 1,501 $ 265,154,000 $ 176,651 $ 73,000
Genesee, Michigan 1,500 $ 174,468,000 $ 116,312 $ 51,000
Whatcom, Washington 1,497 $ 351,550,000 $ 234,836 $ 83,000
Brown, Wisconsin 1,485 $ 221,023,000 $ 148,837 $ 66,000
Dorchester, South Carolina 1,484 $ 261,309,000 $ 176,084 $ 65,000
New Hanover, North Carolina 1,459 $ 311,742,000 $ 213,668 $ 103,000
Berkeley, South Carolina 1,455 $ 269,433,000 $ 185,177 $ 71,000
Montgomery, Alabama 1,449 $ 191,899,000 $ 132,435 $ 57,000
Orange, New York 1,447 $ 344,993,000 $ 238,419 $ 94,000
Yolo, California 1,445 $ 363,575,000 $ 251,608 $ 103,000
Napa, California 1,440 $ 518,982,000 $ 360,404 $ 151,000
DeSoto, Mississippi 1,435 $ 208,720,000 $ 145,449 $ 56,000
Okaloosa, Florida 1,433 $ 265,348,000 $ 185,169 $ 83,000
Allen, Indiana 1,433 $ 170,597,000 $ 119,048 $ 52,000
Ramsey, Minnesota 1,432 $ 256,263,000 $ 178,954 $ 71,000
Bronx, New York 1,419 $ 416,456,000 $ 293,485 $ 84,000
Onslow, North Carolina 1,416 $ 229,639,000 $ 162,174 $ 64,000
Anoka, Minnesota 1,399 $ 258,545,000 $ 184,807 $ 68,000
Bell, Texas 1,393 $ 186,591,000 $ 133,949 $ 67,000
Kalamazoo, Michigan 1,392 $ 191,034,000 $ 137,237 $ 69,000
Cape May, New Jersey 1,391 $ 384,494,000 $ 276,415 $ 155,000
Winnebago, Illinois 1,390 $ 168,539,000 $ 121,251 $ 50,000
Lancaster, Nebraska 1,375 $ 197,643,000 $ 143,740 $ 66,000
Buncombe, North Carolina 1,374 $ 271,058,000 $ 197,276 $ 84,000
Benton, Arkansas 1,370 $ 213,444,000 $ 155,798 $ 74,000
Sandoval, New Mexico 1,360 $ 241,667,000 $ 177,696 $ 72,000
Tuscaloosa, Alabama 1,339 $ 216,827,000 $ 161,932 $ 68,000
Orleans, Louisiana 1,337 $ 224,072,000 $ 167,593 $ 80,000
New London, Connecticut 1,329 $ 288,839,000 $ 217,335 $ 96,000
St. Tammany, Louisiana 1,325 $ 251,007,000 $ 189,439 $ 86,000
Stark, Ohio 1,321 $ 165,260,000 $ 125,102 $ 53,000
Charlotte, Florida 1,319 $ 179,683,000 $ 136,226 $ 78,000
Escambia, Florida 1,296 $ 195,204,000 $ 150,620 $ 75,000
Santa Fe, New Mexico 1,270 $ 329,505,000 $ 259,452 $ 120,000
Wilson, Tennessee 1,265 $ 225,627,000 $ 178,361 $ 67,000
Lubbock, Texas 1,258 $ 155,784,000 $ 123,834 $ 78,000
Maui, Hawaii 1,257 $ 504,760,000 $ 401,559 $ 146,000
Shawnee, Kansas 1,257 $ 145,406,000 $ 115,677 $ 58,000
Nevada, California 1,254 $ 353,332,000 $ 281,763 $ 146,000
Washington, Utah 1,249 $ 244,691,000 $ 195,909 $ 71,000
Westmoreland, Pennsylvania 1,248 $ 175,067,000 $ 140,278 $ 66,000
Middlesex, Connecticut 1,244 $ 283,059,000 $ 227,539 $ 100,000
Warren, Ohio 1,234 $ 218,149,000 $ 176,782 $ 71,000
Beaufort, South Carolina 1,232 $ 347,028,000 $ 281,678 $ 147,000
Livingston, Michigan 1,231 $ 209,283,000 $ 170,010 $ 80,000
Baldwin, Alabama 1,227 $ 223,408,000 $ 182,076 $ 100,000
Canadian, Oklahoma 1,223 $ 171,423,000 $ 140,165 $ 60,000
Yellowstone, Montana 1,220 $ 203,045,000 $ 166,430 $ 63,000
Douglas, Georgia 1,213 $ 187,597,000 $ 154,655 $ 56,000
Racine, Wisconsin 1,206 $ 189,615,000 $ 157,226 $ 58,000
Coconino, Arizona 1,205 $ 295,159,000 $ 244,945 $ 104,000
Santa Rosa, Florida 1,201 $ 216,115,000 $ 179,945 $ 76,000
Canyon, Idaho 1,201 $ 162,187,000 $ 135,043 $ 49,000
Norfolk, Virginia 1,199 $ 232,681,000 $ 194,062 $ 73,000
Pueblo, Colorado 1,191 $ 168,713,000 $ 141,656 $ 54,000
Iredell, North Carolina 1,186 $ 235,265,000 $ 198,368 $ 89,000
Washington, Arkansas 1,184 $ 177,353,000 $ 149,791 $ 69,000
Albany, New York 1,184 $ 221,737,000 $ 187,277 $ 83,000
Hernando, Florida 1,178 $ 146,566,000 $ 124,419 $ 59,000
Kent, Delaware 1,169 $ 219,430,000 $ 187,707 $ 60,000
Coweta, Georgia 1,160 $ 193,090,000 $ 166,456 $ 66,000
Spartanburg, South Carolina 1,157 $ 162,835,000 $ 140,738 $ 65,000
Monroe, Pennsylvania 1,154 $ 199,100,000 $ 172,530 $ 77,000
Litchfield, Connecticut 1,152 $ 250,014,000 $ 217,026 $ 96,000
Benton, Washington 1,148 $ 185,045,000 $ 161,189 $ 75,000
St. Clair, Illinois 1,143 $ 168,549,000 $ 147,461 $ 64,000
Hawaii, Hawaii 1,140 $ 354,230,000 $ 310,728 $ 127,000
Ingham, Michigan 1,137 $ 143,066,000 $ 125,827 $ 65,000
Yakima, Washington 1,129 $ 162,492,000 $ 143,925 $ 60,000
Richmond City, Virginia 1,112 $ 209,952,000 $ 188,805 $ 91,000
Luzerne, Pennsylvania 1,110 $ 128,480,000 $ 115,747 $ 56,000
Kootenai, Idaho 1,109 $ 213,335,000 $ 192,366 $ 84,000
Hays, Texas 1,100 $ 187,886,000 $ 170,805 $ 82,000
Carroll, Maryland 1,095 $ 285,734,000 $ 260,944 $ 85,000
Clay, Florida 1,094 $ 187,170,000 $ 171,087 $ 64,000
Lucas, Ohio 1,093 $ 132,903,000 $ 121,594 $ 61,000
Alexandria, Virginia 1,092 $ 354,590,000 $ 324,716 $ 142,000
Gaston, North Carolina 1,091 $ 166,251,000 $ 152,384 $ 68,000
Madison, Illinois 1,086 $ 142,260,000 $ 130,994 $ 57,000
Porter, Indiana 1,073 $ 179,502,000 $ 167,289 $ 70,000
Citrus, Florida 1,063 $ 154,616,000 $ 145,452 $ 72,000
Saratoga, New York 1,063 $ 213,458,000 $ 200,807 $ 94,000
Humboldt, California 1,058 $ 244,806,000 $ 231,385 $ 85,000
Cumberland, New Jersey 1,054 $ 171,129,000 $ 162,361 $ 61,000
St. Joseph, Indiana 1,052 $ 135,809,000 $ 129,096 $ 68,000
Sussex, New Jersey 1,049 $ 252,850,000 $ 241,039 $ 85,000
Brunswick, North Carolina 1,047 $ 214,250,000 $ 204,632 $ 108,000
Spotsylvania, Virginia 1,047 $ 242,030,000 $ 231,165 $ 78,000
Monroe, Michigan 1,045 $ 140,000,000 $ 133,971 $ 59,000
Washington, Minnesota 1,041 $ 227,122,000 $ 218,176 $ 85,000
Lorain, Ohio 1,037 $ 152,294,000 $ 146,860 $ 59,000
Cochise, Arizona 1,025 $ 157,837,000 $ 153,987 $ 66,000
Scott, Iowa 1,025 $ 139,409,000 $ 136,008 $ 61,000
Cameron, Texas 1,012 $ 113,947,000 $ 112,595 $ 70,000
Hall, Georgia 1,011 $ 169,698,000 $ 167,851 $ 70,000
Kenton, Kentucky 1,008 $ 147,844,000 $ 146,670 $ 65,000
Stafford, Virginia 1,005 $ 254,804,000 $ 253,536 $ 87,000
Ottawa, Michigan 1,001 $ 145,270,000 $ 145,124 $ 67,000
Boone, Kentucky 998 $ 168,740,000 $ 169,078 $ 66,000
Clermont, Ohio 994 $ 152,653,000 $ 153,574 $ 59,000
Hunterdon, New Jersey 989 $ 287,614,000 $ 290,812 $ 134,000
Webb, Texas 980 $ 130,496,000 $ 133,159 $ 63,000
Madera, California 976 $ 159,337,000 $ 163,255 $ 69,000
Johnston, North Carolina 961 $ 146,290,000 $ 152,226 $ 55,000
Newport News, Virginia 959 $ 168,777,000 $ 175,992 $ 58,000
Anchorage, Alaska 957 $ 238,937,000 $ 249,672 $ 97,000
Newton, Georgia 957 $ 135,485,000 $ 141,572 $ 51,000
Johnson, Indiana 956 $ 132,639,000 $ 138,743 $ 59,000
Yamhill, Oregon 953 $ 200,064,000 $ 209,930 $ 68,000
Calvert, Maryland 951 $ 258,394,000 $ 271,707 $ 93,000
Boone, Missouri 950 $ 139,201,000 $ 146,527 $ 66,000
Cache, Utah 950 $ 159,379,000 $ 167,767 $ 59,000
Linn, Iowa 947 $ 129,313,000 $ 136,550 $ 62,000
Lake, Ohio 947 $ 136,751,000 $ 144,404 $ 60,000
Outagamie, Wisconsin 943 $ 131,372,000 $ 139,312 $ 56,000
Fayette, Georgia 942 $ 199,629,000 $ 211,920 $ 96,000
Smith, Texas 942 $ 142,515,000 $ 151,289 $ 90,000
Kenosha, Wisconsin 936 $ 160,668,000 $ 171,653 $ 63,000
Guadalupe, Texas 935 $ 151,821,000 $ 162,375 $ 75,000
Delaware, Ohio 931 $ 198,575,000 $ 213,292 $ 91,000
Dauphin, Pennsylvania 927 $ 137,310,000 $ 148,122 $ 61,000
Rockland, New York 922 $ 294,780,000 $ 319,718 $ 134,000
Faulkner, Arkansas 921 $ 132,771,000 $ 144,159 $ 66,000
Leon, Florida 914 $ 158,427,000 $ 173,333 $ 81,000
Houston, Georgia 904 $ 130,624,000 $ 144,495 $ 70,000
Skagit, Washington 897 $ 201,408,000 $ 224,535 $ 77,000
St. Mary's, Maryland 895 $ 228,803,000 $ 255,645 $ 89,000
Lee, Alabama 892 $ 152,076,000 $ 170,488 $ 75,000
Kent, Rhode Island 892 $ 182,014,000 $ 204,051 $ 88,000
Hanover, Virginia 890 $ 195,047,000 $ 219,153 $ 89,000
Tolland, Connecticut 881 $ 186,654,000 $ 211,866 $ 81,000
Anderson, South Carolina 881 $ 132,838,000 $ 150,780 $ 71,000
Missoula, Montana 865 $ 175,574,000 $ 202,975 $ 78,000
Ellis, Texas 863 $ 125,882,000 $ 145,865 $ 78,000
McLennan, Texas 858 $ 113,825,000 $ 132,663 $ 73,000
Yuma, Arizona 857 $ 133,426,000 $ 155,689 $ 63,000
Caddo, Louisiana 856 $ 121,662,000 $ 142,128 $ 60,000
Muscogee, Georgia 845 $ 127,078,000 $ 150,388 $ 65,000
Sarpy, Nebraska 843 $ 133,192,000 $ 157,997 $ 66,000
Saline, Arkansas 842 $ 123,378,000 $ 146,529 $ 64,000
Albemarle, Virginia 839 $ 236,615,000 $ 282,020 $ 131,000
Cumberland, Pennsylvania 837 $ 143,706,000 $ 171,691 $ 69,000
Lewis and Clark, Montana 836 $ 153,269,000 $ 183,336 $ 76,000
Martin, Florida 831 $ 182,630,000 $ 219,771 $ 152,000
Douglas, Kansas 830 $ 133,143,000 $ 160,413 $ 76,000
Pitt, North Carolina 819 $ 123,016,000 $ 150,202 $ 81,000
Hampton, Virginia 816 $ 143,915,000 $ 176,366 $ 57,000
Harrison, Mississippi 815 $ 119,973,000 $ 147,206 $ 68,000
Randall, Texas 810 $ 108,245,000 $ 133,635 $ 74,000
Washington, Wisconsin 807 $ 156,236,000 $ 193,600 $ 77,000
Eagle, Colorado 799 $ 341,323,000 $ 427,187 $ 177,000
Dutchess, New York 797 $ 199,560,000 $ 250,388 $ 104,000
Oneida, New York 796 $ 80,187,000 $ 100,737 $ 58,000
Craven, North Carolina 796 $ 136,543,000 $ 171,536 $ 76,000
Rockwall, Texas 796 $ 141,171,000 $ 177,350 $ 94,000
Gallatin, Montana 792 $ 203,181,000 $ 256,541 $ 102,000
Hinds, Mississippi 788 $ 101,004,000 $ 128,177 $ 54,000
Livingston, Louisiana 787 $ 120,979,000 $ 153,721 $ 63,000
Niagara, New York 780 $ 88,008,000 $ 112,830 $ 61,000
Lafayette, Louisiana 773 $ 128,628,000 $ 166,401 $ 77,000
Dona Ana, New Mexico 773 $ 122,775,000 $ 158,829 $ 69,000
DeKalb, Illinois 770 $ 127,490,000 $ 165,571 $ 58,000
Johnson, Iowa 769 $ 131,860,000 $ 171,469 $ 96,000
Brazos, Texas 766 $ 112,906,000 $ 147,396 $ 89,000
Cass, Missouri 763 $ 118,471,000 $ 155,269 $ 66,000
Rockdale, Georgia 762 $ 124,814,000 $ 163,797 $ 61,000
Jackson, Michigan 762 $ 93,625,000 $ 122,867 $ 59,000
Medina, Ohio 762 $ 127,652,000 $ 167,522 $ 68,000
Richmond, Georgia 761 $ 83,359,000 $ 109,538 $ 51,000
Washington, Rhode Island 759 $ 198,987,000 $ 262,169 $ 133,000
Maury, Tennessee 750 $ 106,520,000 $ 142,026 $ 55,000
Imperial, California 746 $ 110,238,000 $ 147,772 $ 69,000
Linn, Oregon 746 $ 119,591,000 $ 160,309 $ 57,000
Winnebago, Wisconsin 743 $ 100,004,000 $ 134,594 $ 61,000
Bay, Florida 742 $ 130,304,000 $ 175,611 $ 85,000
Wyandotte, Kansas 741 $ 83,008,000 $ 112,021 $ 54,000
Warren, New Jersey 739 $ 164,252,000 $ 222,262 $ 82,000
Cowlitz, Washington 738 $ 122,369,000 $ 165,811 $ 68,000
Columbia, Georgia 732 $ 123,899,000 $ 169,260 $ 75,000
Flagler, Florida 729 $ 117,509,000 $ 161,192 $ 78,000
Chittenden, Vermont 729 $ 160,407,000 $ 220,037 $ 96,000
Black Hawk, Iowa 727 $ 89,007,000 $ 122,430 $ 59,000
Lackawanna, Pennsylvania 726 $ 98,176,000 $ 135,228 $ 62,000
Davidson, North Carolina 724 $ 100,087,000 $ 138,241 $ 58,000
Tooele, Utah 724 $ 129,096,000 $ 178,309 $ 53,000
Sheboygan, Wisconsin 724 $ 100,386,000 $ 138,654 $ 61,000
Comal, Texas 720 $ 145,568,000 $ 202,177 $ 103,000
Saginaw, Michigan 713 $ 78,706,000 $ 110,387 $ 57,000
Sutter, California 710 $ 124,611,000 $ 175,508 $ 73,000
Indian River, Florida 710 $ 143,382,000 $ 201,946 $ 125,000
Scott, Minnesota 708 $ 156,982,000 $ 221,725 $ 88,000
Christian, Missouri 704 $ 100,365,000 $ 142,563 $ 60,000
Butler, Pennsylvania 704 $ 120,545,000 $ 171,228 $ 76,000
Bonneville, Idaho 700 $ 107,084,000 $ 152,977 $ 64,000
Rock, Wisconsin 699 $ 93,893,000 $ 134,324 $ 55,000
St. Clair, Michigan 696 $ 91,053,000 $ 130,823 $ 54,000
Franklin, Missouri 695 $ 102,399,000 $ 147,336 $ 64,000
Kaufman, Texas 693 $ 96,490,000 $ 139,235 $ 66,000
James City, Virginia 693 $ 184,298,000 $ 265,942 $ 103,000
Berrien, Michigan 692 $ 112,305,000 $ 162,290 $ 104,000
Minnehaha, South Dakota 688 $ 104,137,000 $ 151,361 $ 69,000
Rock Island, Illinois 686 $ 75,353,000 $ 109,844 $ 53,000
Schenectady, New York 686 $ 105,346,000 $ 153,565 $ 72,000
Yuba, California 684 $ 109,740,000 $ 160,438 $ 59,000
Orange, North Carolina 682 $ 169,051,000 $ 247,875 $ 125,000
Comanche, Oklahoma 681 $ 88,555,000 $ 130,036 $ 54,000
Cecil, Maryland 678 $ 156,269,000 $ 230,485 $ 88,000
Island, Washington 674 $ 166,771,000 $ 247,434 $ 92,000
Platte, Missouri 671 $ 116,024,000 $ 172,912 $ 82,000
Washington, Maryland 670 $ 135,070,000 $ 201,597 $ 63,000
Greene, Ohio 667 $ 100,983,000 $ 151,398 $ 63,000
Aiken, South Carolina 666 $ 100,551,000 $ 150,977 $ 74,000
Blount, Tennessee 663 $ 106,887,000 $ 161,217 $ 59,000
St. Louis, Minnesota 660 $ 95,296,000 $ 144,387 $ 65,000
Bartow, Georgia 658 $ 96,633,000 $ 146,858 $ 57,000
Broomfield, Colorado 657 $ 163,483,000 $ 248,832 $ 108,000
Strafford, New Hampshire 657 $ 131,978,000 $ 200,879 $ 87,000
Washington, Pennsylvania 656 $ 102,216,000 $ 155,817 $ 71,000
Garland, Arkansas 654 $ 94,361,000 $ 144,282 $ 77,000
Merrimack, New Hampshire 653 $ 125,721,000 $ 192,528 $ 90,000
Hampshire, Massachusetts 650 $ 126,298,000 $ 194,304 $ 80,000
Catawba, North Carolina 646 $ 97,688,000 $ 151,219 $ 70,000
Ascension, Louisiana 645 $ 116,149,000 $ 180,075 $ 75,000
Rankin, Mississippi 643 $ 97,617,000 $ 151,814 $ 58,000
Laramie, Wyoming 643 $ 111,945,000 $ 174,097 $ 70,000
Hardin, Kentucky 641 $ 89,803,000 $ 140,098 $ 52,000
Johnson, Texas 639 $ 80,907,000 $ 126,615 $ 75,000
Roanoke, Virginia 636 $ 113,720,000 $ 178,805 $ 73,000
Walton, Georgia 625 $ 103,179,000 $ 165,086 $ 57,000
Clark, Ohio 622 $ 67,286,000 $ 108,176 $ 47,000
Portsmouth, Virginia 622 $ 100,760,000 $ 161,993 $ 52,000
Josephine, Oregon 621 $ 122,211,000 $ 196,797 $ 64,000
Penobscot, Maine 620 $ 84,990,000 $ 137,080 $ 65,000
Suffolk, Virginia 619 $ 138,547,000 $ 223,823 $ 74,000
Tippecanoe, Indiana 616 $ 79,923,000 $ 129,745 $ 53,000
Licking, Ohio 614 $ 95,053,000 $ 154,809 $ 58,000
Clark, Indiana 610 $ 78,992,000 $ 129,495 $ 51,000
Mahoning, Ohio 609 $ 68,464,000 $ 112,420 $ 56,000
Walworth, Wisconsin 605 $ 122,928,000 $ 203,186 $ 100,000
Barrow, Georgia 604 $ 81,523,000 $ 134,971 $ 47,000
Beaver, Pennsylvania 602 $ 75,652,000 $ 125,667 $ 60,000
Bibb, Georgia 601 $ 77,937,000 $ 129,678 $ 62,000
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Mortgage Loan Application Detail Totals for Bank of America, N.A. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,096,401 $249,920,157,000 $227,000 $19,500,000 $96,000 $9,999,000
Home Purchase 707,038 $142,880,435,000 $202,000 $23,936,000 $87,000 $9,999,000
Home Improvement 32,491 $5,266,246,000 $162,000 $25,500,000 $88,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,155,385 $241,689,045,000 $209,000 $7,500,000 $90,000 $9,999,000
Not Provided 241,255 $64,648,670,000 $267,000 $21,000,000 $134,000 $9,999,000
Hispanic 176,204 $31,756,611,000 $180,000 $7,200,000 $64,000 $9,999,000
Black or African American 122,374 $21,361,569,000 $174,000 $2,400,000 $60,000 $5,200,000
Asian 121,995 $33,975,908,000 $278,000 $4,000,000 $107,000 $9,999,000
American Indian or Alaskan Native 8,621 $1,574,646,000 $182,000 $1,500,000 $75,000 $2,800,000
Native Hawaiian or Other Pacific Islander 7,704 $1,852,989,000 $240,000 $2,400,000 $84,000 $3,960,000
Not applicable 2,392 $1,207,400,000 $504,000 $25,500,000 $6,000 $2,820,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,067,124 $255,604,184,000 $239,000 $25,500,000 $120,000 $9,999,000
FHA-insured (Federal Housing Administration) 690,962 $128,268,900,000 $185,000 $1,288,000 $53,000 $5,180,000
VA-guaranteed (Veterans Administration) 58,453 $11,516,719,000 $197,000 $1,478,000 $59,000 $1,757,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19,391 $2,677,035,000 $138,000 $617,000 $45,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 698,841 $137,616,658,000 $196,000 $4,753,000 $70,000 $9,999,000
Loan Originated 669,396 $154,585,020,000 $230,000 $19,500,000 $108,000 $9,999,000
Application Denied By Financial Institution 260,973 $59,869,076,000 $229,000 $13,650,000 $101,000 $9,999,000
Application Withdrawn By Applicant 131,099 $30,237,398,000 $230,000 $14,615,000 $115,000 $9,999,000
Preapproval Denied by Financial Institution 43,811 $8,226,985,000 $187,000 $5,000,000 $76,000 $9,999,000
File Closed For Incompleteness 18,737 $4,522,271,000 $241,000 $25,500,000 $128,000 $7,798,000
Application Approved But Not Accepted 13,073 $3,009,430,000 $230,000 $23,936,000 $94,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 103,597 $24,937,237,000 $240,000 $5,000,000 $124,000 $9,999,000
Debt-To-Income Ratio 74,096 $17,750,517,000 $239,000 $13,650,000 $67,000 $9,999,000
Credit History 41,595 $6,816,899,000 $163,000 $7,500,000 $82,000 $9,999,000
Other 36,076 $7,749,289,000 $214,000 $4,925,000 $105,000 $9,996,000
Unverifiable Information 19,292 $4,227,916,000 $219,000 $3,200,000 $97,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 13,406 $2,877,420,000 $214,000 $6,000,000 $97,000 $9,999,000
Credit Application Incomplete 10,451 $2,519,079,000 $241,000 $4,500,000 $97,000 $9,999,000
Employment History 5,837 $1,128,506,000 $193,000 $3,500,000 $65,000 $1,536,000
Mortgage Insurance Denied 434 $89,198,000 $205,000 $604,000 $84,000 $840,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of America, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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