Bank of America, N.A. Mortgage Lending & HMDA Data, 2003
In 2003, Bank of America, N.A. of Calabasas, CA reported 1,341,468 mortgage applications totaling $266.7 billion. The average application was for $198,844, and applicants reported an average income of $95,735. 59% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach, CA (105,084), Orange County, CA (47,556) and Oakland, CA (41,243) (applications in parentheses).
| Mortgage Company & Address | Bank of America, N.A. 4500 Park Granada Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,341,468 |
| Total Mortgage Loan Application Amount | $266,744,101,000 |
| Average Mortgage Loan Application Amount | $198,844 |
| Highest Mortgage Loan Application Amount | $90,000,000 |
| Average Applicant Income | $95,735 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach, CA | 105,084 | $ 27,055,190,000 | $ 257,462 | $ 125,000 |
| Orange County, CA | 47,556 | $ 14,040,627,000 | $ 295,244 | $ 143,000 |
| Oakland, CA | 41,243 | $ 12,738,989,000 | $ 308,876 | $ 119,000 |
| San Diego, CA | 35,649 | $ 9,925,017,000 | $ 278,409 | $ 116,000 |
| Atlanta, GA | 33,628 | $ 5,394,031,000 | $ 160,402 | $ 90,000 |
| San Francisco, CA | 32,297 | $ 11,997,132,000 | $ 371,462 | $ 149,000 |
| Riverside-San Bernardino, CA | 32,066 | $ 5,333,127,000 | $ 166,317 | $ 97,000 |
| San Jose, CA | 31,209 | $ 11,378,064,000 | $ 364,576 | $ 139,000 |
| Chicago, IL | 29,174 | $ 7,541,588,000 | $ 258,503 | $ 117,000 |
| Phoenix-Mesa, AZ | 28,940 | $ 4,260,076,000 | $ 147,203 | $ 80,000 |
| Tampa-St. Petersburg-Clearwater, FL | 27,804 | $ 3,235,587,000 | $ 116,371 | $ 75,000 |
| Dallas, TX | 25,823 | $ 3,469,930,000 | $ 134,373 | $ 97,000 |
| Seattle-Bellevue-Everett, WA | 25,375 | $ 5,225,043,000 | $ 205,913 | $ 94,000 |
| Houston, TX | 25,044 | $ 2,928,174,000 | $ 116,921 | $ 100,000 |
| Sacramento, CA | 23,414 | $ 4,827,641,000 | $ 206,186 | $ 120,000 |
| Fort Lauderdale, FL | 20,559 | $ 2,795,662,000 | $ 135,982 | $ 91,000 |
| Baltimore, MD | 19,279 | $ 3,641,824,000 | $ 188,901 | $ 110,000 |
| Miami, FL | 17,610 | $ 2,533,229,000 | $ 143,851 | $ 116,000 |
| St. Louis, MO-IL | 15,097 | $ 2,193,160,000 | $ 145,271 | $ 82,000 |
| Boston, MA-NH | 14,357 | $ 4,528,541,000 | $ 315,423 | $ 98,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 14,033 | $ 2,173,288,000 | $ 154,869 | $ 78,000 |
| Las Vegas, NV-AZ | 13,954 | $ 2,197,398,000 | $ 157,474 | $ 99,000 |
| Orlando, FL | 13,684 | $ 1,675,046,000 | $ 122,409 | $ 84,000 |
| Minneapolis-St. Paul, MN-WI | 12,053 | $ 2,698,388,000 | $ 223,876 | $ 76,000 |
| West Palm Beach-Boca Raton, FL | 11,798 | $ 1,798,682,000 | $ 152,456 | $ 97,000 |
| Fort Worth-Arlington, TX | 11,132 | $ 1,232,295,000 | $ 110,698 | $ 80,000 |
| Portland-Vancouver, OR-WA | 10,729 | $ 1,837,303,000 | $ 171,246 | $ 97,000 |
| Ventura, CA | 10,199 | $ 2,907,342,000 | $ 285,061 | $ 147,000 |
| Denver, CO | 9,812 | $ 2,413,117,000 | $ 245,935 | $ 100,000 |
| Jacksonville, FL | 9,062 | $ 1,254,592,000 | $ 138,445 | $ 97,000 |
| New York, NY | 9,053 | $ 3,147,526,000 | $ 347,677 | $ 124,000 |
| Austin-San Marcos, TX | 8,983 | $ 1,329,131,000 | $ 147,960 | $ 96,000 |
| Sarasota-Bradenton, FL | 8,656 | $ 1,248,713,000 | $ 144,259 | $ 103,000 |
| Kansas City, MO-KS | 8,507 | $ 1,028,302,000 | $ 120,877 | $ 65,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 8,351 | $ 1,195,974,000 | $ 143,213 | $ 84,000 |
| Nashville, TN | 7,680 | $ 1,130,949,000 | $ 147,258 | $ 85,000 |
| Vallejo-Fairfield-Napa, CA | 7,672 | $ 1,828,129,000 | $ 238,285 | $ 104,000 |
| Greensboro--Winston-Salem--High Point, NC | 7,533 | $ 930,861,000 | $ 123,571 | $ 65,000 |
| Raleigh-Durham-Chapel Hill, NC | 7,516 | $ 1,321,246,000 | $ 175,791 | $ 91,000 |
| Fresno, CA | 7,399 | $ 922,897,000 | $ 124,732 | $ 90,000 |
| Santa Rosa, CA | 7,278 | $ 1,965,891,000 | $ 270,114 | $ 111,000 |
| San Antonio, TX | 7,271 | $ 744,911,000 | $ 102,449 | $ 80,000 |
| Washington, DC-MD-VA-WV | 6,853 | $ 1,725,714,000 | $ 251,818 | $ 111,000 |
| Richmond-Petersburg, VA | 6,721 | $ 973,355,000 | $ 144,822 | $ 84,000 |
| Fort Myers-Cape Coral, FL | 5,842 | $ 821,728,000 | $ 140,658 | $ 106,000 |
| Detroit, MI | 5,726 | $ 1,373,106,000 | $ 239,801 | $ 103,000 |
| Greenville-Spartanburg-Anderson, SC | 5,701 | $ 726,042,000 | $ 127,353 | $ 68,000 |
| Nassau-Suffolk, NY | 5,636 | $ 1,851,435,000 | $ 328,501 | $ 132,000 |
| Albuquerque, NM | 5,555 | $ 669,047,000 | $ 120,440 | $ 74,000 |
| Bakersfield, CA | 5,492 | $ 543,963,000 | $ 99,046 | $ 81,000 |
| Daytona Beach, FL | 5,433 | $ 554,567,000 | $ 102,073 | $ 74,000 |
| Charleston-North Charleston, SC | 5,358 | $ 998,927,000 | $ 186,436 | $ 87,000 |
| Stockton-Lodi, CA | 5,356 | $ 923,715,000 | $ 172,463 | $ 88,000 |
| Tucson, AZ | 5,334 | $ 761,928,000 | $ 142,843 | $ 79,000 |
| Philadelphia, PA-NJ | 5,229 | $ 1,436,713,000 | $ 274,758 | $ 99,000 |
| Tacoma, WA | 4,833 | $ 701,566,000 | $ 145,161 | $ 89,000 |
| Columbia, SC | 4,666 | $ 624,276,000 | $ 133,792 | $ 90,000 |
| Salinas, CA | 4,621 | $ 1,296,620,000 | $ 280,592 | $ 141,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 4,267 | $ 1,409,032,000 | $ 330,216 | $ 157,000 |
| Honolulu, HI | 4,198 | $ 1,013,972,000 | $ 241,536 | $ 135,000 |
| Oklahoma City, OK | 4,049 | $ 422,838,000 | $ 104,430 | $ 71,000 |
| Melbourne-Titusville-Palm Bay, FL | 3,987 | $ 442,327,000 | $ 110,942 | $ 67,000 |
| Modesto, CA | 3,974 | $ 609,960,000 | $ 153,487 | $ 120,000 |
| Santa Cruz-Watsonville, CA | 3,944 | $ 1,277,880,000 | $ 324,006 | $ 128,000 |
| Reno, NV | 3,929 | $ 784,619,000 | $ 199,699 | $ 130,000 |
| Tulsa, OK | 3,871 | $ 422,299,000 | $ 109,092 | $ 72,000 |
| Naples, FL | 3,848 | $ 764,216,000 | $ 198,600 | $ 131,000 |
| Fort Pierce-Port St. Lucie, FL | 3,751 | $ 482,020,000 | $ 128,504 | $ 89,000 |
| Milwaukee-Waukesha, WI | 3,485 | $ 677,757,000 | $ 194,478 | $ 122,000 |
| Newark, NJ | 3,474 | $ 1,209,946,000 | $ 348,286 | $ 127,000 |
| Lakeland-Winter Haven, FL | 3,297 | $ 304,746,000 | $ 92,431 | $ 67,000 |
| Pittsburgh, PA | 3,255 | $ 467,363,000 | $ 143,583 | $ 93,000 |
| Myrtle Beach, SC | 3,023 | $ 371,148,000 | $ 122,774 | $ 102,000 |
| Wichita, KS | 3,018 | $ 289,732,000 | $ 96,001 | $ 65,000 |
| Providence-Fall River-Warwick, RI-MA | 2,749 | $ 506,312,000 | $ 184,180 | $ 72,000 |
| Memphis, TN-AR-MS | 2,655 | $ 346,754,000 | $ 130,604 | $ 73,000 |
| Savannah, GA | 2,635 | $ 331,013,000 | $ 125,621 | $ 81,000 |
| Visalia-Tulare-Porterville, CA | 2,627 | $ 243,477,000 | $ 92,682 | $ 70,000 |
| Little Rock-North Little Rock, AR | 2,577 | $ 304,510,000 | $ 118,164 | $ 72,000 |
| Monmouth-Ocean, NJ | 2,518 | $ 782,380,000 | $ 310,714 | $ 129,000 |
| Des Moines, IA | 2,497 | $ 330,022,000 | $ 132,167 | $ 71,000 |
| Spokane, WA | 2,497 | $ 268,374,000 | $ 107,478 | $ 65,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 2,486 | $ 645,225,000 | $ 259,543 | $ 132,000 |
| Middlesex-Somerset-Hunterdon, NJ | 2,398 | $ 765,039,000 | $ 319,032 | $ 97,000 |
| El Paso, TX | 2,396 | $ 173,202,000 | $ 72,287 | $ 77,000 |
| Charlottesville, VA | 2,384 | $ 394,549,000 | $ 165,498 | $ 81,000 |
| Hartford, CT | 2,383 | $ 444,559,000 | $ 186,554 | $ 77,000 |
| Wilmington, NC | 2,280 | $ 353,919,000 | $ 155,227 | $ 137,000 |
| Bergen-Passaic, NJ | 2,200 | $ 784,513,000 | $ 356,596 | $ 153,000 |
| Stamford-Norwalk, CT | 2,148 | $ 1,044,897,000 | $ 486,451 | $ 172,000 |
| Chico-Paradise, CA | 2,066 | $ 278,985,000 | $ 135,036 | $ 79,000 |
| Ocala, FL | 2,028 | $ 166,235,000 | $ 81,969 | $ 59,000 |
| Punta Gorda, FL | 1,987 | $ 208,835,000 | $ 105,100 | $ 73,000 |
| Indianapolis, IN | 1,970 | $ 411,757,000 | $ 209,013 | $ 77,000 |
| Boulder-Longmont, CO | 1,926 | $ 592,908,000 | $ 307,844 | $ 114,000 |
| Corpus Christi, TX | 1,829 | $ 145,799,000 | $ 79,715 | $ 104,000 |
| Bremerton, WA | 1,820 | $ 292,406,000 | $ 160,662 | $ 77,000 |
| Pensacola, FL | 1,750 | $ 209,467,000 | $ 119,695 | $ 74,000 |
| Merced, CA | 1,706 | $ 214,396,000 | $ 125,671 | $ 87,000 |
| Colorado Springs, CO | 1,699 | $ 368,150,000 | $ 216,686 | $ 77,000 |
| Salt Lake City-Ogden, UT | 1,637 | $ 346,507,000 | $ 211,671 | $ 60,000 |
| Columbus, OH | 1,631 | $ 342,045,000 | $ 209,714 | $ 61,000 |
| Yakima, WA | 1,593 | $ 138,575,000 | $ 86,989 | $ 46,000 |
| Springfield, MO | 1,578 | $ 173,881,000 | $ 110,190 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 1,573 | $ 95,307,000 | $ 60,589 | $ 69,000 |
| Cincinnati, OH-KY-IN | 1,534 | $ 334,640,000 | $ 218,148 | $ 74,000 |
| Yolo, CA | 1,526 | $ 321,758,000 | $ 210,850 | $ 100,000 |
| Santa Fe, NM | 1,507 | $ 340,704,000 | $ 226,080 | $ 115,000 |
| Galveston-Texas City, TX | 1,503 | $ 162,484,000 | $ 108,106 | $ 112,000 |
| Redding, CA | 1,497 | $ 207,933,000 | $ 138,899 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR | 1,495 | $ 183,722,000 | $ 122,890 | $ 70,000 |
| Gainesville, FL | 1,494 | $ 162,583,000 | $ 108,823 | $ 76,000 |
| Cleveland-Lorain-Elyria, OH | 1,483 | $ 263,693,000 | $ 177,810 | $ 59,000 |
| Louisville, KY-IN | 1,472 | $ 264,402,000 | $ 179,620 | $ 66,000 |
| Boise City, ID | 1,429 | $ 213,159,000 | $ 149,166 | $ 64,000 |
| Macon, GA | 1,320 | $ 118,275,000 | $ 89,602 | $ 70,000 |
| Bridgeport, CT | 1,313 | $ 346,317,000 | $ 263,760 | $ 97,000 |
| Salem, OR | 1,305 | $ 166,917,000 | $ 127,905 | $ 60,000 |
| Augusta-Aiken, GA-SC | 1,301 | $ 130,326,000 | $ 100,173 | $ 63,000 |
| Tallahassee, FL | 1,294 | $ 158,439,000 | $ 122,441 | $ 81,000 |
| Richland-Kennewick-Pasco, WA | 1,292 | $ 135,537,000 | $ 104,904 | $ 70,000 |
| Asheville, NC | 1,261 | $ 183,001,000 | $ 145,123 | $ 79,000 |
| Knoxville, TN | 1,217 | $ 167,925,000 | $ 137,982 | $ 94,000 |
| Fayetteville, NC | 1,198 | $ 106,604,000 | $ 88,984 | $ 70,000 |
| Amarillo, TX | 1,193 | $ 93,039,000 | $ 77,987 | $ 81,000 |
| Worcester, MA-CT | 1,192 | $ 265,285,000 | $ 222,554 | $ 81,000 |
| Grand Rapids-Muskegon-Holland, MI | 1,181 | $ 196,943,000 | $ 166,759 | $ 83,000 |
| Roanoke, VA | 1,121 | $ 124,299,000 | $ 110,882 | $ 87,000 |
| New Haven-Meriden, CT | 1,119 | $ 227,010,000 | $ 202,868 | $ 77,000 |
| Waco, TX | 1,119 | $ 86,634,000 | $ 77,420 | $ 79,000 |
| Yuba City, CA | 1,111 | $ 130,255,000 | $ 117,241 | $ 72,000 |
| Tyler, TX | 1,090 | $ 93,388,000 | $ 85,677 | $ 76,000 |
| Chattanooga, TN-GA | 1,073 | $ 125,772,000 | $ 117,215 | $ 71,000 |
| Hickory-Morganton-Lenoir, NC | 1,056 | $ 128,965,000 | $ 122,125 | $ 78,000 |
| Ann Arbor, MI | 1,055 | $ 266,662,000 | $ 252,760 | $ 88,000 |
| Lowell, MA-NH | 1,047 | $ 242,128,000 | $ 231,258 | $ 82,000 |
| Lawrence, MA-NH | 1,044 | $ 305,500,000 | $ 292,624 | $ 99,000 |
| Olympia, WA | 1,037 | $ 146,165,000 | $ 140,949 | $ 66,000 |
| Greenville, NC | 1,000 | $ 117,039,000 | $ 117,039 | $ 87,000 |
| Fort Collins-Loveland, CO | 998 | $ 226,809,000 | $ 227,263 | $ 100,000 |
| Danbury, CT | 968 | $ 322,836,000 | $ 333,508 | $ 125,000 |
| Fort Walton Beach, FL | 949 | $ 140,959,000 | $ 148,534 | $ 118,000 |
| Lubbock, TX | 909 | $ 70,524,000 | $ 77,584 | $ 80,000 |
| Brazoria, TX | 905 | $ 108,715,000 | $ 120,127 | $ 95,000 |
| Killeen-Temple, TX | 900 | $ 83,147,000 | $ 92,385 | $ 74,000 |
| Topeka, KS | 881 | $ 78,968,000 | $ 89,634 | $ 57,000 |
| Jacksonville, NC | 866 | $ 86,787,000 | $ 100,215 | $ 88,000 |
| Bellingham, WA | 838 | $ 119,551,000 | $ 142,662 | $ 66,000 |
| Eugene-Springfield, OR | 811 | $ 118,629,000 | $ 146,274 | $ 67,000 |
| New Orleans, LA | 811 | $ 145,350,000 | $ 179,223 | $ 80,000 |
| Atlantic-Cape May, NJ | 800 | $ 254,552,000 | $ 318,190 | $ 156,000 |
| Medford-Ashland, OR | 787 | $ 114,532,000 | $ 145,529 | $ 115,000 |
| Flagstaff, AZ-UT | 768 | $ 133,437,000 | $ 173,746 | $ 99,000 |
| Athens, GA | 761 | $ 101,133,000 | $ 132,894 | $ 89,000 |
| Albany-Schenectady-Troy, NY | 753 | $ 98,169,000 | $ 130,370 | $ 72,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 740 | $ 75,213,000 | $ 101,639 | $ 61,000 |
| Fort Wayne, IN | 736 | $ 110,778,000 | $ 150,513 | $ 83,000 |
| Columbia, MO | 716 | $ 95,465,000 | $ 133,331 | $ 72,000 |
| Green Bay, WI | 711 | $ 100,178,000 | $ 140,897 | $ 55,000 |
| Clarksville-Hopkinsville, TN-KY | 706 | $ 56,734,000 | $ 80,359 | $ 57,000 |
| Gary, IN | 690 | $ 103,615,000 | $ 150,166 | $ 93,000 |
| Omaha, NE-IA | 690 | $ 138,934,000 | $ 201,353 | $ 60,000 |
| Brockton, MA | 682 | $ 141,807,000 | $ 207,928 | $ 73,000 |
| Greeley, CO | 667 | $ 134,914,000 | $ 202,269 | $ 67,000 |
| Barnstable-Yarmouth, MA | 662 | $ 178,911,000 | $ 270,258 | $ 135,000 |
| Birmingham, AL | 655 | $ 155,468,000 | $ 237,355 | $ 68,000 |
| Madison, WI | 642 | $ 157,634,000 | $ 245,535 | $ 77,000 |
| Odessa-Midland, TX | 628 | $ 38,048,000 | $ 60,585 | $ 69,000 |
| Wilmington-Newark, DE-MD | 621 | $ 156,854,000 | $ 252,582 | $ 67,000 |
| Appleton-Oshkosh-Neenah, WI | 610 | $ 82,256,000 | $ 134,845 | $ 53,000 |
| Dayton-Springfield, OH | 610 | $ 90,355,000 | $ 148,122 | $ 54,000 |
| Albany, GA | 609 | $ 52,352,000 | $ 85,963 | $ 63,000 |
| Lynchburg, VA | 601 | $ 67,579,000 | $ 112,444 | $ 61,000 |
| Lexington, KY | 546 | $ 92,897,000 | $ 170,141 | $ 61,000 |
| Bryan-College Station, TX | 536 | $ 53,096,000 | $ 99,059 | $ 97,000 |
| Provo-Orem, UT | 534 | $ 116,481,000 | $ 218,129 | $ 171,000 |
| Trenton, NJ | 526 | $ 177,772,000 | $ 337,969 | $ 83,000 |
| Yuma, AZ | 526 | $ 47,751,000 | $ 90,781 | $ 57,000 |
| Beaumont-Port Arthur, TX | 522 | $ 47,136,000 | $ 90,298 | $ 75,000 |
| Akron, OH | 512 | $ 87,995,000 | $ 171,865 | $ 78,000 |
| Joplin, MO | 508 | $ 48,373,000 | $ 95,222 | $ 52,000 |
| Nashua, NH | 508 | $ 113,496,000 | $ 223,417 | $ 74,000 |
| Hamilton-Middletown, OH | 490 | $ 90,152,000 | $ 183,983 | $ 77,000 |
| Buffalo-Niagara Falls, NY | 481 | $ 46,883,000 | $ 97,469 | $ 53,000 |
| Peoria-Pekin, IL | 470 | $ 63,314,000 | $ 134,710 | $ 57,000 |
| Burlington, VT | 467 | $ 78,120,000 | $ 167,280 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA | 458 | $ 86,781,000 | $ 189,478 | $ 61,000 |
| Rochester, NY | 445 | $ 54,767,000 | $ 123,071 | $ 79,000 |
| Portland, ME | 440 | $ 88,544,000 | $ 201,236 | $ 75,000 |
| York, PA | 440 | $ 60,578,000 | $ 137,677 | $ 50,000 |
| San Angelo, TX | 438 | $ 27,846,000 | $ 63,575 | $ 69,000 |
| Las Cruces, NM | 437 | $ 42,203,000 | $ 96,574 | $ 63,000 |
| Benton Harbor, MI | 427 | $ 64,563,000 | $ 151,201 | $ 96,000 |
| Flint, MI | 426 | $ 67,085,000 | $ 157,476 | $ 76,000 |
| Manchester, NH | 419 | $ 77,949,000 | $ 186,035 | $ 70,000 |
| Abilene, TX | 396 | $ 26,449,000 | $ 66,790 | $ 70,000 |
| Reading, PA | 390 | $ 54,288,000 | $ 139,200 | $ 75,000 |
| Portsmouth-Rochester, NH-ME | 387 | $ 96,910,000 | $ 250,413 | $ 79,000 |
| Lawrence, KS | 360 | $ 62,128,000 | $ 172,577 | $ 80,000 |
| Brownsville-Harlingen-San Benito, TX | 359 | $ 34,030,000 | $ 94,791 | $ 101,000 |
| Rochester, MN | 359 | $ 83,138,000 | $ 231,582 | $ 53,000 |
| Harrisburg-Lebanon-Carlisle, PA | 353 | $ 55,322,000 | $ 156,719 | $ 60,000 |
| Kalamazoo-Battle Creek, MI | 352 | $ 55,441,000 | $ 157,502 | $ 77,000 |
| Waterbury, CT | 352 | $ 60,716,000 | $ 172,488 | $ 58,000 |
| Newburgh, NY-PA | 350 | $ 74,829,000 | $ 213,797 | $ 83,000 |
| Grand Junction, CO | 347 | $ 54,221,000 | $ 156,256 | $ 59,000 |
| Lansing-East Lansing, MI | 347 | $ 57,452,000 | $ 165,567 | $ 52,000 |
| Cedar Rapids, IA | 344 | $ 66,773,000 | $ 194,107 | $ 48,000 |
| Sumter, SC | 342 | $ 35,827,000 | $ 104,757 | $ 84,000 |
| New London-Norwich, CT-RI | 341 | $ 74,828,000 | $ 219,436 | $ 142,000 |
| Elkhart-Goshen, IN | 337 | $ 37,635,000 | $ 111,676 | $ 54,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 334 | $ 36,164,000 | $ 108,275 | $ 59,000 |
| Florence, SC | 332 | $ 36,824,000 | $ 110,915 | $ 71,000 |
| Jersey City, NJ | 327 | $ 78,230,000 | $ 239,235 | $ 86,000 |
| Fitchburg-Leominster, MA | 325 | $ 49,617,000 | $ 152,667 | $ 52,000 |
| Springfield, MA | 325 | $ 49,836,000 | $ 153,341 | $ 67,000 |
| Toledo, OH | 322 | $ 44,929,000 | $ 139,531 | $ 60,000 |
| St. Cloud, MN | 319 | $ 43,427,000 | $ 136,134 | $ 65,000 |
| Jackson, TN | 308 | $ 31,719,000 | $ 102,983 | $ 46,000 |
| Champaign-Urbana, IL | 306 | $ 34,629,000 | $ 113,166 | $ 56,000 |
| Lancaster, PA | 298 | $ 51,271,000 | $ 172,050 | $ 65,000 |
| Fargo-Moorhead, ND-MN | 297 | $ 34,290,000 | $ 115,454 | $ 55,000 |
| Dutchess County, NY | 293 | $ 69,803,000 | $ 238,235 | $ 87,000 |
| Erie, PA | 291 | $ 32,964,000 | $ 113,278 | $ 50,000 |
| Jonesboro, AR | 284 | $ 30,158,000 | $ 106,190 | $ 58,000 |
| Panama City, FL | 283 | $ 47,368,000 | $ 167,378 | $ 136,000 |
| Sherman-Denison, TX | 280 | $ 29,275,000 | $ 104,553 | $ 88,000 |
| New Bedford, MA | 276 | $ 57,422,000 | $ 208,050 | $ 148,000 |
| Lincoln, NE | 275 | $ 50,260,000 | $ 182,763 | $ 61,000 |
| Mobile, AL | 275 | $ 51,929,000 | $ 188,832 | $ 73,000 |
| Bismarck, ND | 267 | $ 29,515,000 | $ 110,543 | $ 45,000 |
| Kenosha, WI | 263 | $ 40,273,000 | $ 153,129 | $ 66,000 |
| Corvallis, OR | 262 | $ 37,646,000 | $ 143,687 | $ 61,000 |
| Racine, WI | 261 | $ 36,121,000 | $ 138,394 | $ 66,000 |
| Baton Rouge, LA | 257 | $ 44,468,000 | $ 173,027 | $ 45,000 |
| Wausau, WI | 257 | $ 29,041,000 | $ 113,000 | $ 54,000 |
| Danville, VA | 253 | $ 20,663,000 | $ 81,671 | $ 58,000 |
| Canton-Massillon, OH | 248 | $ 37,777,000 | $ 152,326 | $ 45,000 |
| Syracuse, NY | 247 | $ 27,959,000 | $ 113,194 | $ 79,000 |
| Anchorage, AK | 245 | $ 47,108,000 | $ 192,277 | $ 77,000 |
| Longview-Marshall, TX | 241 | $ 20,429,000 | $ 84,767 | $ 53,000 |
| Evansville-Henderson, IN-KY | 239 | $ 28,116,000 | $ 117,640 | $ 55,000 |
| Hagerstown, MD | 234 | $ 36,542,000 | $ 156,162 | $ 61,000 |
| Altoona, PA | 233 | $ 19,949,000 | $ 85,618 | $ 41,000 |
| Rockford, IL | 225 | $ 29,898,000 | $ 132,880 | $ 53,000 |
| Saginaw-Bay City-Midland, MI | 218 | $ 30,197,000 | $ 138,518 | $ 45,000 |
| Goldsboro, NC | 213 | $ 19,125,000 | $ 89,788 | $ 62,000 |
| Huntsville, AL | 203 | $ 42,046,000 | $ 207,123 | $ 64,000 |
| Pine Bluff, AR | 197 | $ 11,167,000 | $ 56,685 | $ 62,000 |
| Duluth-Superior, MN-WI | 193 | $ 32,415,000 | $ 167,953 | $ 55,000 |
| Pueblo, CO | 182 | $ 24,962,000 | $ 137,153 | $ 55,000 |
| Wheeling, WV-OH | 181 | $ 21,303,000 | $ 117,696 | $ 77,000 |
| Jackson, MS | 175 | $ 45,608,000 | $ 260,617 | $ 57,000 |
| Columbus, GA-AL | 174 | $ 23,050,000 | $ 132,471 | $ 84,000 |
| Davenport-Moline-Rock Island, IA-IL | 173 | $ 32,138,000 | $ 185,768 | $ 63,000 |
| Jackson, MI | 168 | $ 21,576,000 | $ 128,428 | $ 53,000 |
| Iowa City, IA | 165 | $ 36,044,000 | $ 218,448 | $ 120,000 |
| Bloomington-Normal, IL | 163 | $ 24,724,000 | $ 151,680 | $ 47,000 |
| Wichita Falls, TX | 159 | $ 14,507,000 | $ 91,238 | $ 74,000 |
| South Bend, IN | 157 | $ 23,803,000 | $ 151,611 | $ 63,000 |
| St. Joseph, MO | 154 | $ 15,096,000 | $ 98,025 | $ 43,000 |
| Cumberland, MD-WV | 141 | $ 12,362,000 | $ 87,673 | $ 52,000 |
| Montgomery, AL | 138 | $ 25,014,000 | $ 181,260 | $ 63,000 |
| Pocatello, ID | 134 | $ 12,869,000 | $ 96,037 | $ 51,000 |
| Enid, OK | 130 | $ 9,601,000 | $ 73,853 | $ 50,000 |
| Youngstown-Warren, OH | 129 | $ 13,356,000 | $ 103,534 | $ 52,000 |
| Owensboro, KY | 128 | $ 14,440,000 | $ 112,812 | $ 58,000 |
| Sioux Falls, SD | 127 | $ 29,125,000 | $ 229,330 | $ 53,000 |
| Victoria, TX | 124 | $ 11,379,000 | $ 91,766 | $ 102,000 |
| Sioux City, IA-NE | 119 | $ 11,321,000 | $ 95,134 | $ 40,000 |
| Missoula, MT | 115 | $ 24,581,000 | $ 213,747 | $ 332,000 |
| Sheboygan, WI | 112 | $ 16,259,000 | $ 145,169 | $ 62,000 |
| Laredo, TX | 111 | $ 14,024,000 | $ 126,342 | $ 86,000 |
| Fort Smith, AR-OK | 106 | $ 15,739,000 | $ 148,481 | $ 49,000 |
| Rocky Mount, NC | 100 | $ 14,319,000 | $ 143,190 | $ 116,000 |
| Billings, MT | 97 | $ 16,167,000 | $ 166,670 | $ 70,000 |
| Shreveport-Bossier City, LA | 93 | $ 15,617,000 | $ 167,924 | $ 51,000 |
| Biloxi-Gulfport-Pascagoula, MS | 92 | $ 15,543,000 | $ 168,945 | $ 104,000 |
| State College, PA | 89 | $ 13,231,000 | $ 148,662 | $ 68,000 |
| Pittsfield, MA | 88 | $ 12,688,000 | $ 144,181 | $ 105,000 |
| Johnstown, PA | 85 | $ 6,999,000 | $ 82,341 | $ 74,000 |
| Dover, DE | 83 | $ 11,861,000 | $ 142,903 | $ 49,000 |
| La Crosse, WI-MN | 83 | $ 12,493,000 | $ 150,518 | $ 162,000 |
| Lafayette, IN | 83 | $ 21,519,000 | $ 259,265 | $ 32,000 |
| Eau Claire, WI | 80 | $ 13,130,000 | $ 164,125 | $ 40,000 |
| Vineland-Millville-Bridgeton, NJ | 79 | $ 9,567,000 | $ 121,101 | $ 53,000 |
| Cheyenne, WY | 78 | $ 11,896,000 | $ 152,512 | $ 61,000 |
| Williamsport, PA | 76 | $ 8,495,000 | $ 111,776 | $ 46,000 |
| Lafayette, LA | 74 | $ 9,623,000 | $ 130,040 | $ 32,000 |
| Waterloo-Cedar Falls, IA | 68 | $ 8,117,000 | $ 119,367 | $ 76,000 |
| Springfield, IL | 67 | $ 13,488,000 | $ 201,313 | $ 49,000 |
| Janesville-Beloit, WI | 65 | $ 7,796,000 | $ 119,938 | $ 57,000 |
| Tuscaloosa, AL | 64 | $ 11,211,000 | $ 175,171 | $ 207,000 |
| Auburn-Opelika, AL | 59 | $ 8,390,000 | $ 142,203 | $ 61,000 |
| Rapid City, SD | 59 | $ 10,497,000 | $ 177,915 | $ 73,000 |
| Lewiston-Auburn, ME | 58 | $ 5,870,000 | $ 101,206 | $ 32,000 |
| Dubuque, IA | 54 | $ 7,248,000 | $ 134,222 | $ 40,000 |
| Bloomington, IN | 51 | $ 10,344,000 | $ 202,823 | $ 42,000 |
| Glens Falls, NY | 50 | $ 9,043,000 | $ 180,860 | $ 74,000 |
| Florence, AL | 49 | $ 5,575,000 | $ 113,775 | $ 59,000 |
| Kokomo, IN | 49 | $ 5,301,000 | $ 108,183 | $ 57,000 |
| Lawton, OK | 49 | $ 4,201,000 | $ 85,734 | $ 71,000 |
| Utica-Rome, NY | 49 | $ 5,157,000 | $ 105,244 | $ 74,000 |
| Casper, WY | 48 | $ 7,531,000 | $ 156,895 | $ 38,000 |
| Houma, LA | 46 | $ 6,249,000 | $ 135,847 | $ 45,000 |
| Kankakee, IL | 45 | $ 6,204,000 | $ 137,866 | $ 56,000 |
| Lake Charles, LA | 44 | $ 7,273,000 | $ 165,295 | $ 84,000 |
| Decatur, AL | 42 | $ 5,692,000 | $ 135,523 | $ 38,000 |
| Bangor, ME | 41 | $ 4,047,000 | $ 98,707 | $ 26,000 |
| Great Falls, MT | 41 | $ 5,970,000 | $ 145,609 | $ 42,000 |
| Charleston, WV | 40 | $ 6,402,000 | $ 160,050 | $ 162,000 |
| Muncie, IN | 40 | $ 4,983,000 | $ 124,575 | $ 36,000 |
| Grand Forks, ND-MN | 38 | $ 3,706,000 | $ 97,526 | $ 81,000 |
| Sharon, PA | 37 | $ 3,780,000 | $ 102,162 | $ 43,000 |
| Dothan, AL | 36 | $ 4,248,000 | $ 118,000 | $ 61,000 |
| Decatur, IL | 32 | $ 4,719,000 | $ 147,468 | $ 87,000 |
| Elmira, NY | 32 | $ 2,408,000 | $ 75,250 | $ 55,000 |
| Lima, OH | 30 | $ 3,297,000 | $ 109,900 | $ 29,000 |
| Mansfield, OH | 30 | $ 3,627,000 | $ 120,900 | $ 29,000 |
| Monroe, LA | 30 | $ 4,754,000 | $ 158,466 | $ 22,000 |
| Anniston, AL | 29 | $ 4,077,000 | $ 140,586 | $ 54,000 |
| Texarkana, TX-AR | 28 | $ 3,190,000 | $ 113,928 | $ 65,000 |
| Hattiesburg, MS | 27 | $ 5,070,000 | $ 187,777 | $ 39,000 |
| Parkersburg-Marietta, WV-OH | 25 | $ 2,656,000 | $ 106,240 | $ 47,000 |
| Huntington-Ashland, WV-KY-OH | 23 | $ 2,715,000 | $ 118,043 | $ 37,000 |
| Terre Haute, IN | 23 | $ 2,907,000 | $ 126,391 | $ 44,000 |
| Binghamton, NY | 20 | $ 1,455,000 | $ 72,750 | $ 31,000 |
| Gadsden, AL | 20 | $ 1,940,000 | $ 97,000 | $ 40,000 |
| Steubenville-Weirton, OH-WV | 19 | $ 1,602,000 | $ 84,315 | $ 49,000 |
| Alexandria, LA | 18 | $ 2,434,000 | $ 135,222 | $ 53,000 |
| Jamestown, NY | 16 | $ 2,011,000 | $ 125,687 | $ 44,000 |
| San Juan-Bayamon, PR | 1 | $ 139,000 | $ 139,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank of America, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,059,055 | $210,013,593,000 | $182,307 | $10,500,000 | $80,826 | $9,999,000 |
| Home Purchase (one-to-four family) | 249,836 | $53,160,718,000 | $195,039 | $18,000,000 | $91,137 | $9,999,000 |
| Home Improvement (one-to-four family) | 32,337 | $2,497,649,000 | $95,156 | $10,000,000 | $33,392 | $9,999,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 240 | $1,072,141,000 | $5,194,285 | $90,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 688,392 | $111,160,795,000 | $143,078 | $22,960,000 | $97,352 | $9,999,000 |
| Not applicable | 281,055 | $95,708,628,000 | $275,307 | $90,000,000 | $0 | $0 |
| Hispanic | 138,199 | $16,985,193,000 | $115,560 | $2,520,000 | $65,920 | $9,999,000 |
| Asian or Pacific Islander | 93,300 | $19,825,215,000 | $147,100 | $3,000,000 | $95,300 | $8,377,000 |
| Black | 62,515 | $7,206,245,000 | $119,957 | $2,607,000 | $79,212 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 54,292 | $11,782,634,000 | $174,549 | $18,000,000 | $142,686 | $9,999,000 |
| Other | 19,932 | $3,549,113,000 | $172,346 | $3,000,000 | $183,204 | $9,999,000 |
| American Indian or Alaskan Native | 3,783 | $526,278,000 | $124,717 | $3,000,000 | $81,913 | $9,999,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,332,093 | $265,642,701,000 | $184,019 | $90,000,000 | $82,730 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,690 | $626,015,000 | $106,800 | $475,000 | $47,314 | $725,000 |
| VA-guaranteed (Veterans Administration) | 3,685 | $475,385,000 | $124,354 | $323,000 | $33,687 | $526,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 797,460 | $131,317,285,000 | $144,352 | $90,000,000 | $108,058 | $9,999,000 |
| Loan Purchased By The Institution | 280,601 | $94,648,943,000 | $271,461 | $20,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 153,801 | $20,807,910,000 | $133,725 | $7,185,000 | $80,568 | $9,999,000 |
| Application Withdrawn By Applicant | 65,090 | $12,821,305,000 | $157,686 | $21,180,000 | $112,176 | $9,999,000 |
| Application Approved But Not Accepted | 36,104 | $5,466,478,000 | $129,549 | $3,803,000 | $93,196 | $9,999,000 |
| File Closed For Incompleteness | 8,412 | $1,682,180,000 | $161,920 | $10,000,000 | $95,220 | $5,633,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73,903 | $8,347,706,000 | $125,666 | $3,360,000 | $80,941 | $9,999,000 |
| Debt-To-Income Ratio | 37,093 | $5,960,056,000 | $139,470 | $4,380,000 | $51,176 | $3,916,000 |
| Collateral | 28,601 | $3,971,380,000 | $134,941 | $3,500,000 | $97,000 | $8,476,000 |
| Other | 7,479 | $1,358,367,000 | $149,058 | $7,185,000 | $99,117 | $7,630,000 |
| Unverifiable Information | 2,402 | $466,432,000 | $163,214 | $1,875,000 | $100,619 | $4,937,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,868 | $364,142,000 | $174,204 | $3,500,000 | $79,795 | $2,366,000 |
| Employment History | 1,247 | $184,051,000 | $135,414 | $1,437,000 | $58,439 | $721,000 |
| Credit Application Incomplete | 1,190 | $151,089,000 | $131,769 | $2,200,000 | $83,794 | $9,999,000 |
| Mortgage Insurance Denied | 18 | $4,687,000 | $306,666 | $1,116,000 | $144,000 | $389,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of America, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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