Bank of Blue Valley Mortgage Lending & HMDA Data, 2015

In 2015, Bank of Blue Valley of Overland Park, KS reported 280 mortgage applications totaling $73.2 million, up 24% from 2014. The average application was for $261,425, and applicants reported an average income of $160,610. 65% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (234), Minneapolis-St. Paul-Bloomington, MN-WI (3) and Shreveport-Bossier City, LA (3) (applications in parentheses).

Mortgage Company & Address Bank of Blue Valley
11935 Riley
Overland Park, KS 66213
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 280
Total Mortgage Loan Application Amount $73,199,000
Average Mortgage Loan Application Amount $261,425
Highest Mortgage Loan Application Amount $2,803,000
Average Applicant Income $160,610
Highest Applicant Income $2,407,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Blue Valley filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of Blue Valley by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 186 $ 48,658,000 $ 261,602 $ 186,000
Jackson, Missouri 22 $ 4,128,000 $ 187,636 $ 74,000
Miami, Kansas 7 $ 1,161,000 $ 165,857 $ 117,000
Clay, Missouri 6 $ 2,191,000 $ 365,166 $ 95,000
Wyandotte, Kansas 5 $ 512,000 $ 102,400 $ 73,000
Caddo, Louisiana 3 $ 615,000 $ 205,000 $ 67,000
Camden, Missouri 3 $ 672,000 $ 224,000 $ 306,000
Riverside, California 2 $ 1,650,000 $ 825,000 $ 324,000
Douglas, Kansas 2 $ 366,000 $ 183,000 $ 41,000
Leavenworth, Kansas 2 $ 281,000 $ 140,500 $ 75,000
Cass, Missouri 2 $ 559,000 $ 279,500 $ 174,000
Greene, Missouri 2 $ 409,000 $ 204,500 $ 160,000
Platte, Missouri 2 $ 709,000 $ 354,500 $ 210,000
Clark, Nevada 2 $ 385,000 $ 192,500 $ 102,000
Davidson, Tennessee 2 $ 849,000 $ 424,500 $ 124,000
Jefferson, Alabama 1 $ 325,000 $ 325,000 $ 141,000
Yavapai, Arizona 1 $ 240,000 $ 240,000 $ 143,000
Los Angeles, California 1 $ 665,000 $ 665,000 $ 348,000
Eagle, Colorado 1 $ 2,803,000 $ 2,803,000 $ 0
Jefferson, Colorado 1 $ 182,000 $ 182,000 $ 67,000
Summit, Colorado 1 $ 282,000 $ 282,000 $ 99,000
New Haven, Connecticut 1 $ 110,000 $ 110,000 $ 94,000
Brevard, Florida 1 $ 176,000 $ 176,000 $ 104,000
Hillsborough, Florida 1 $ 225,000 $ 225,000 $ 142,000
Sumter, Florida 1 $ 221,000 $ 221,000 $ 90,000
Bremer, Iowa 1 $ 163,000 $ 163,000 $ 250,000
Crawford, Kansas 1 $ 30,000 $ 30,000 $ 99,000
Linn, Kansas 1 $ 175,000 $ 175,000 $ 0
Sedgwick, Kansas 1 $ 300,000 $ 300,000 $ 83,000
Shawnee, Kansas 1 $ 124,000 $ 124,000 $ 63,000
Anne Arundel, Maryland 1 $ 290,000 $ 290,000 $ 109,000
Livingston, Michigan 1 $ 154,000 $ 154,000 $ 101,000
Oakland, Michigan 1 $ 134,000 $ 134,000 $ 246,000
Anoka, Minnesota 1 $ 350,000 $ 350,000 $ 96,000
Cass, Minnesota 1 $ 285,000 $ 285,000 $ 188,000
Dakota, Minnesota 1 $ 125,000 $ 125,000 $ 44,000
Ramsey, Minnesota 1 $ 407,000 $ 407,000 $ 151,000
Lafayette, Missouri 1 $ 126,000 $ 126,000 $ 86,000
Hillsborough, New Hampshire 1 $ 344,000 $ 344,000 $ 177,000
Harnett, North Carolina 1 $ 112,000 $ 112,000 $ 58,000
Montgomery, Pennsylvania 1 $ 400,000 $ 400,000 $ 212,000
York, Pennsylvania 1 $ 248,000 $ 248,000 $ 92,000
Collin, Texas 1 $ 85,000 $ 85,000 $ 38,000
Salt Lake, Utah 1 $ 120,000 $ 120,000 $ 46,000
Weber, Utah 1 $ 151,000 $ 151,000 $ 84,000
Kitsap, Washington 1 $ 432,000 $ 432,000 $ 96,000
Walla Walla, Washington 1 $ 270,000 $ 270,000 $ 79,000

Mortgage Loan Application Detail Totals for Bank of Blue Valley in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 153 $41,996,000 $274,000 $1,985,000 $199,000 $2,407,000
Home Purchase 109 $29,828,000 $273,000 $2,803,000 $124,000 $1,289,000
Home Improvement 18 $1,375,000 $76,000 $240,000 $56,000 $189,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 216 $55,076,000 $254,000 $1,985,000 $179,000 $2,407,000
Not Provided 33 $7,698,000 $233,000 $559,000 $122,000 $586,000
Not applicable 14 $6,775,000 $483,000 $2,803,000 $0 $0
Hispanic 7 $1,147,000 $163,000 $665,000 $121,000 $348,000
Asian 6 $1,290,000 $215,000 $283,000 $153,000 $268,000
Black or African American 2 $481,000 $240,000 $395,000 $142,000 $195,000
American Indian or Alaskan Native 2 $732,000 $366,000 $400,000 $196,000 $266,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 259 $68,508,000 $264,000 $2,803,000 $165,000 $2,407,000
FHA-insured (Federal Housing Administration) 14 $2,505,000 $178,000 $432,000 $91,000 $168,000
VA-guaranteed (Veterans Administration) 7 $2,186,000 $312,000 $559,000 $153,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 183 $44,314,000 $242,000 $2,803,000 $152,000 $2,397,000
Application Withdrawn By Applicant 43 $13,832,000 $321,000 $1,985,000 $144,000 $821,000
Application Denied By Financial Institution 29 $5,158,000 $177,000 $607,000 $70,000 $158,000
File Closed For Incompleteness 25 $9,895,000 $395,000 $1,765,000 $362,000 $2,407,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Blue Valley's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of Blue Valley's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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