Apex Bank Mortgage Lending & HMDA Data, 2025

In 2025, Apex Bank of Camden, TN reported 534 mortgage applications totaling $192.8 million, up 1% from 2024. The average application was for $360,992, and applicants reported an average income of $98,681. 18% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Knoxville, TN (35), Nashville-Davidson--Murfreesboro--Franklin, TN (17) and Morristown, TN (6) (applications in parentheses).

Mortgage Company & Address Apex Bank
102 E Main St
Camden, TN 38320
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 534
Total Mortgage Loan Application Amount $192,770,000
Average Mortgage Loan Application Amount $360,992
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $98,681
Highest Applicant Income $744,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Apex Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Apex Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 293 $104,425,000 $356,000 $2,155,000 $111,000 $672,000
Refinancing 218 $86,120,000 $395,000 $3,005,000 $85,000 $744,000
Home Improvement 15 $725,000 $48,000 $185,000 $53,000 $148,000
Other Purpose 8 $1,500,000 $187,000 $625,000 $106,000 $213,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 407 $172,775,000 $424,000 $3,005,000 $0 $0
White 63 $7,995,000 $126,000 $2,155,000 $86,000 $744,000
Hispanic 61 $11,645,000 $190,000 $625,000 $101,000 $285,000
Black or African American 2 $140,000 $70,000 $105,000 $49,000 $63,000
Not Provided 1 $215,000 $215,000 $215,000 $11,000 $11,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 534 $192,770,000 $360,000 $3,005,000 $92,000 $744,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 402 $171,910,000 $427,000 $3,005,000 $0 $0
Loan Originated 96 $16,000,000 $166,000 $2,155,000 $106,000 $744,000
Application Denied By Financial Institution 25 $2,885,000 $115,000 $305,000 $49,000 $109,000
Application Withdrawn By Applicant 9 $1,745,000 $193,000 $305,000 $82,000 $193,000
Application Approved But Not Accepted 2 $230,000 $115,000 $155,000 $64,000 $65,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 534 $192,770,000 $360,000 $3,005,000 $92,000 $744,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Apex Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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