Bank of England Mortgage Lending & HMDA Data, 2018

In 2018, Bank of England of England, AR reported 15,808 mortgage applications totaling $3.5 billion, up 3% from 2017. The average application was for $223,465, and applicants reported an average income of $89,269. 68% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Jacksonville, FL (1,724), Little Rock-North Little Rock-Conway, AR (794) and Milwaukee-Waukesha-West Allis, WI (555) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,808
Total Mortgage Loan Application Amount $3,532,540,000
Average Mortgage Loan Application Amount $223,465
Highest Mortgage Loan Application Amount $3,345,000
Average Applicant Income $89,269
Highest Applicant Income $2,258,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 1,171 $ 211,765,000 $ 180,841 $ 76,000
Pulaski, Arkansas 371 $ 59,365,000 $ 160,013 $ 81,000
Clark, Nevada 371 $ 96,895,000 $ 261,172 $ 106,000
Milwaukee, Wisconsin 314 $ 46,740,000 $ 148,853 $ 72,000
St. Johns, Florida 311 $ 89,765,000 $ 288,633 $ 114,000
Lake, Indiana 240 $ 40,520,000 $ 168,833 $ 76,000
Macomb, Michigan 223 $ 43,455,000 $ 194,865 $ 71,000
Manatee, Florida 217 $ 51,895,000 $ 239,147 $ 100,000
Lonoke, Arkansas 198 $ 25,280,000 $ 127,676 $ 81,000
Clay, Florida 196 $ 36,790,000 $ 187,704 $ 79,000
Sarasota, Florida 194 $ 45,910,000 $ 236,649 $ 116,000
Waukesha, Wisconsin 181 $ 44,125,000 $ 243,784 $ 95,000
Okaloosa, Florida 177 $ 40,185,000 $ 227,033 $ 86,000
Fayette, Kentucky 171 $ 34,145,000 $ 199,678 $ 89,000
Stark, North Dakota 171 $ 41,855,000 $ 244,766 $ 99,000
Porter, Indiana 163 $ 32,045,000 $ 196,595 $ 80,000
Orange, Florida 160 $ 35,460,000 $ 221,625 $ 87,000
Oakland, Michigan 158 $ 42,440,000 $ 268,607 $ 114,000
Volusia, Florida 156 $ 27,300,000 $ 175,000 $ 70,000
Brevard, Florida 130 $ 24,220,000 $ 186,307 $ 71,000
Baldwin, Alabama 124 $ 25,510,000 $ 205,725 $ 84,000
Arapahoe, Colorado 124 $ 38,950,000 $ 314,112 $ 116,000
Franklin, Ohio 122 $ 22,430,000 $ 183,852 $ 63,000
Maricopa, Arizona 121 $ 33,795,000 $ 279,297 $ 119,000
Faulkner, Arkansas 118 $ 21,870,000 $ 185,338 $ 86,000
Multnomah, Oregon 115 $ 38,705,000 $ 336,565 $ 124,000
Seminole, Florida 112 $ 24,940,000 $ 222,678 $ 90,000
Bay, Florida 108 $ 21,290,000 $ 197,129 $ 104,000
Hartford, Connecticut 104 $ 18,780,000 $ 180,576 $ 72,000
Cobb, Georgia 100 $ 24,780,000 $ 247,800 $ 144,000
Saline, Arkansas 99 $ 15,485,000 $ 156,414 $ 75,000
Shelby, Tennessee 97 $ 20,515,000 $ 211,494 $ 96,000
Denver, Colorado 94 $ 30,540,000 $ 324,893 $ 119,000
Dallas, Texas 90 $ 23,850,000 $ 265,000 $ 116,000
Washington, Oregon 87 $ 27,845,000 $ 320,057 $ 130,000
Pope, Arkansas 86 $ 10,890,000 $ 126,627 $ 54,000
White, Arkansas 85 $ 11,575,000 $ 136,176 $ 57,000
Ada, Idaho 84 $ 23,520,000 $ 280,000 $ 107,000
Los Angeles, California 82 $ 36,960,000 $ 450,731 $ 112,000
Davidson, Tennessee 79 $ 19,835,000 $ 251,075 $ 93,000
Marion, Florida 77 $ 10,685,000 $ 138,766 $ 64,000
New Haven, Connecticut 75 $ 16,395,000 $ 218,600 $ 100,000
Walton, Florida 74 $ 25,090,000 $ 339,054 $ 119,000
LaPorte, Indiana 71 $ 11,275,000 $ 158,802 $ 73,000
Marion, Indiana 69 $ 11,025,000 $ 159,782 $ 75,000
Adams, Colorado 67 $ 20,565,000 $ 306,940 $ 89,000
Douglas, Colorado 67 $ 26,105,000 $ 389,626 $ 125,000
Jefferson, Colorado 67 $ 25,015,000 $ 373,358 $ 114,000
Sacramento, California 61 $ 16,815,000 $ 275,655 $ 98,000
Miami-Dade, Florida 58 $ 16,820,000 $ 290,000 $ 131,000
Harris, Texas 58 $ 13,620,000 $ 234,827 $ 133,000
Fulton, Georgia 57 $ 12,525,000 $ 219,736 $ 89,000
Horry, South Carolina 57 $ 10,045,000 $ 176,228 $ 63,000
Salt Lake, Utah 57 $ 14,925,000 $ 261,842 $ 86,000
Mobile, Alabama 55 $ 10,085,000 $ 183,363 $ 83,000
Jackson, Arkansas 55 $ 4,975,000 $ 90,454 $ 62,000
Santa Rosa, Florida 55 $ 13,085,000 $ 237,909 $ 87,000
Cook, Illinois 55 $ 13,815,000 $ 251,181 $ 86,000
Jefferson, Kentucky 55 $ 11,455,000 $ 208,272 $ 87,000
Gwinnett, Georgia 54 $ 11,230,000 $ 207,962 $ 69,000
San Diego, California 53 $ 24,955,000 $ 470,849 $ 133,000
Essex, Massachusetts 53 $ 17,215,000 $ 324,811 $ 88,000
Providence, Rhode Island 53 $ 9,325,000 $ 175,943 $ 68,000
Hamilton, Ohio 52 $ 8,570,000 $ 164,807 $ 82,000
Collin, Texas 52 $ 14,550,000 $ 279,807 $ 115,000
Wayne, Michigan 51 $ 7,365,000 $ 144,411 $ 76,000
Lorain, Ohio 51 $ 8,595,000 $ 168,529 $ 77,000
Osceola, Florida 50 $ 8,860,000 $ 177,200 $ 68,000
Middlesex, Massachusetts 50 $ 17,350,000 $ 347,000 $ 110,000
Montgomery, Ohio 50 $ 7,390,000 $ 147,800 $ 70,000
Sumner, Tennessee 48 $ 12,920,000 $ 269,166 $ 99,000
Clark, Washington 48 $ 14,580,000 $ 303,750 $ 100,000
El Paso, Colorado 47 $ 12,615,000 $ 268,404 $ 84,000
Broward, Florida 45 $ 13,595,000 $ 302,111 $ 124,000
Polk, Florida 45 $ 7,745,000 $ 172,111 $ 68,000
St. Tammany, Louisiana 44 $ 7,730,000 $ 175,681 $ 70,000
Sevier, Tennessee 44 $ 8,400,000 $ 190,909 $ 86,000
Cuyahoga, Ohio 43 $ 6,775,000 $ 157,558 $ 69,000
Denton, Texas 43 $ 12,505,000 $ 290,813 $ 135,000
Clinton, New York 42 $ 7,240,000 $ 172,380 $ 77,000
Canyon, Idaho 41 $ 6,965,000 $ 169,878 $ 65,000
Washington, Wisconsin 41 $ 10,125,000 $ 246,951 $ 99,000
Nassau, Florida 40 $ 9,160,000 $ 229,000 $ 95,000
Plymouth, Massachusetts 40 $ 13,080,000 $ 327,000 $ 94,000
Clackamas, Oregon 40 $ 14,540,000 $ 363,500 $ 111,000
Lake, Florida 39 $ 7,905,000 $ 202,692 $ 74,000
Bexar, Texas 39 $ 6,955,000 $ 178,333 $ 87,000
Tarrant, Texas 39 $ 9,505,000 $ 243,717 $ 129,000
Summit, Colorado 38 $ 13,690,000 $ 360,263 $ 129,000
Bowie, Texas 38 $ 5,870,000 $ 154,473 $ 66,000
DeKalb, Georgia 36 $ 9,160,000 $ 254,444 $ 107,000
King, Washington 36 $ 17,350,000 $ 481,944 $ 146,000
Riverside, California 35 $ 11,295,000 $ 322,714 $ 90,000
Garland, Arkansas 34 $ 4,770,000 $ 140,294 $ 81,000
Hillsborough, Florida 34 $ 8,040,000 $ 236,470 $ 83,000
Butler, Ohio 34 $ 6,320,000 $ 185,882 $ 77,000
Yamhill, Oregon 34 $ 9,780,000 $ 287,647 $ 87,000
Hamilton, Indiana 31 $ 7,895,000 $ 254,677 $ 97,000
Suffolk, New York 31 $ 10,045,000 $ 324,032 $ 141,000
Travis, Texas 31 $ 7,805,000 $ 251,774 $ 101,000
Pierce, Washington 31 $ 9,405,000 $ 303,387 $ 112,000
Norfolk, Massachusetts 30 $ 9,870,000 $ 329,000 $ 90,000
Suffolk, Massachusetts 30 $ 11,600,000 $ 386,666 $ 103,000
Buncombe, North Carolina 30 $ 5,870,000 $ 195,666 $ 74,000
Wake, North Carolina 29 $ 8,305,000 $ 286,379 $ 95,000
Williamson, Tennessee 29 $ 10,915,000 $ 376,379 $ 140,000
Orange, California 28 $ 18,890,000 $ 674,642 $ 177,000
Deschutes, Oregon 28 $ 7,940,000 $ 283,571 $ 103,000
Pinellas, Florida 27 $ 5,975,000 $ 221,296 $ 91,000
St. Joseph, Indiana 26 $ 2,870,000 $ 110,384 $ 48,000
Fairfield, Connecticut 25 $ 9,495,000 $ 379,800 $ 107,000
Barnstable, Massachusetts 25 $ 7,195,000 $ 287,800 $ 97,000
Hennepin, Minnesota 25 $ 5,715,000 $ 228,600 $ 79,000
Warren, Ohio 25 $ 5,455,000 $ 218,200 $ 88,000
El Paso, Texas 25 $ 6,185,000 $ 247,400 $ 103,000
Racine, Wisconsin 25 $ 4,335,000 $ 173,400 $ 64,000
San Bernardino, California 24 $ 8,440,000 $ 351,666 $ 109,000
Jessamine, Kentucky 24 $ 4,140,000 $ 172,500 $ 66,000
Gallatin, Montana 24 $ 7,550,000 $ 314,583 $ 92,000
Mecklenburg, North Carolina 24 $ 5,760,000 $ 240,000 $ 104,000
Charlotte, Florida 23 $ 4,565,000 $ 198,478 $ 97,000
Johnson, Kansas 23 $ 6,255,000 $ 271,956 $ 83,000
Madison, Kentucky 23 $ 4,295,000 $ 186,739 $ 79,000
Fairfield, Ohio 23 $ 4,905,000 $ 213,260 $ 83,000
Montgomery, Tennessee 23 $ 3,725,000 $ 161,956 $ 58,000
Weld, Colorado 22 $ 7,080,000 $ 321,818 $ 97,000
New Castle, Delaware 22 $ 4,720,000 $ 214,545 $ 86,000
Lee, Florida 22 $ 3,890,000 $ 176,818 $ 71,000
Paulding, Georgia 22 $ 4,320,000 $ 196,363 $ 84,000
Scott, Kentucky 22 $ 4,600,000 $ 209,090 $ 70,000
Lafayette, Louisiana 22 $ 4,120,000 $ 187,272 $ 82,000
Prince George's, Maryland 22 $ 7,970,000 $ 362,272 $ 116,000
Benton, Arkansas 21 $ 4,425,000 $ 210,714 $ 68,000
Placer, California 21 $ 10,125,000 $ 482,142 $ 144,000
Henry, Georgia 21 $ 4,505,000 $ 214,523 $ 62,000
Laurel, Kentucky 21 $ 2,535,000 $ 120,714 $ 59,000
Nassau, New York 21 $ 8,115,000 $ 386,428 $ 127,000
Lane, Oregon 21 $ 6,225,000 $ 296,428 $ 166,000
Bucks, Pennsylvania 21 $ 6,385,000 $ 304,047 $ 117,000
Hamilton, Tennessee 21 $ 5,025,000 $ 239,285 $ 79,000
Worcester, Massachusetts 20 $ 5,830,000 $ 291,500 $ 92,000
DeSoto, Mississippi 20 $ 4,190,000 $ 209,500 $ 77,000
Delaware, Ohio 20 $ 5,650,000 $ 282,500 $ 100,000
Knox, Tennessee 20 $ 3,650,000 $ 182,500 $ 62,000
New London, Connecticut 19 $ 6,315,000 $ 332,368 $ 153,000
Palm Beach, Florida 19 $ 6,295,000 $ 331,315 $ 150,000
Queens, New York 19 $ 7,745,000 $ 407,631 $ 110,000
Guilford, North Carolina 19 $ 3,065,000 $ 161,315 $ 56,000
Clermont, Ohio 19 $ 3,335,000 $ 175,526 $ 80,000
Miami, Ohio 19 $ 3,275,000 $ 172,368 $ 76,000
Allegheny, Pennsylvania 19 $ 3,875,000 $ 203,947 $ 90,000
Ozaukee, Wisconsin 19 $ 5,075,000 $ 267,105 $ 110,000
Pinal, Arizona 18 $ 3,940,000 $ 218,888 $ 73,000
Cleburne, Arkansas 18 $ 2,950,000 $ 163,888 $ 180,000
Middlesex, Connecticut 18 $ 4,660,000 $ 258,888 $ 119,000
Flagler, Florida 18 $ 3,520,000 $ 195,555 $ 61,000
Cherokee, Georgia 18 $ 3,790,000 $ 210,555 $ 73,000
Jackson, Missouri 18 $ 4,230,000 $ 235,000 $ 126,000
Summit, Ohio 18 $ 2,660,000 $ 147,777 $ 82,000
Marion, Oregon 18 $ 5,370,000 $ 298,333 $ 131,000
Webb, Texas 18 $ 2,560,000 $ 142,222 $ 58,000
Washington, Arkansas 17 $ 3,895,000 $ 229,117 $ 117,000
Pasco, Florida 17 $ 3,535,000 $ 207,941 $ 80,000
Will, Illinois 17 $ 3,725,000 $ 219,117 $ 82,000
Dakota, Minnesota 17 $ 3,845,000 $ 226,176 $ 114,000
Gibson, Tennessee 17 $ 2,295,000 $ 135,000 $ 65,000
Pittsylvania, Virginia 17 $ 2,335,000 $ 137,352 $ 64,000
Kane, Illinois 16 $ 2,800,000 $ 175,000 $ 75,000
Ramsey, Minnesota 16 $ 3,720,000 $ 232,500 $ 73,000
Hillsborough, New Hampshire 16 $ 4,180,000 $ 261,250 $ 85,000
Bernalillo, New Mexico 16 $ 3,970,000 $ 248,125 $ 100,000
Henderson, North Carolina 16 $ 3,110,000 $ 194,375 $ 67,000
Licking, Ohio 16 $ 2,400,000 $ 150,000 $ 57,000
Muskingum, Ohio 16 $ 2,630,000 $ 164,375 $ 59,000
Philadelphia, Pennsylvania 16 $ 2,960,000 $ 185,000 $ 67,000
Rutherford, Tennessee 16 $ 3,510,000 $ 219,375 $ 81,000
Crittenden, Arkansas 15 $ 1,525,000 $ 101,666 $ 49,000
Hendricks, Indiana 15 $ 3,635,000 $ 242,333 $ 84,000
East Baton Rouge, Louisiana 15 $ 2,815,000 $ 187,666 $ 87,000
Westchester, New York 15 $ 6,165,000 $ 411,000 $ 124,000
Greene, Ohio 15 $ 3,125,000 $ 208,333 $ 87,000
Wilson, Tennessee 15 $ 3,745,000 $ 249,666 $ 93,000
Williamson, Texas 15 $ 3,685,000 $ 245,666 $ 128,000
Thurston, Washington 15 $ 4,355,000 $ 290,333 $ 87,000
Yell, Arkansas 14 $ 1,530,000 $ 109,285 $ 36,000
Contra Costa, California 14 $ 5,740,000 $ 410,000 $ 119,000
San Joaquin, California 14 $ 4,750,000 $ 339,285 $ 85,000
Litchfield, Connecticut 14 $ 3,720,000 $ 265,714 $ 94,000
Escambia, Florida 14 $ 2,340,000 $ 167,142 $ 93,000
St. Lucie, Florida 14 $ 2,950,000 $ 210,714 $ 73,000
DuPage, Illinois 14 $ 3,120,000 $ 222,857 $ 91,000
Hancock, Indiana 14 $ 2,850,000 $ 203,571 $ 62,000
Orleans, Louisiana 14 $ 2,070,000 $ 147,857 $ 86,000
Bristol, Massachusetts 14 $ 4,560,000 $ 325,714 $ 87,000
Anoka, Minnesota 14 $ 3,060,000 $ 218,571 $ 78,000
Lee, Mississippi 14 $ 3,480,000 $ 248,571 $ 80,000
Washoe, Nevada 14 $ 4,970,000 $ 355,000 $ 126,000
Burleigh, North Dakota 14 $ 3,060,000 $ 218,571 $ 78,000
Dunn, North Dakota 14 $ 3,000,000 $ 214,285 $ 91,000
Montgomery, Pennsylvania 14 $ 3,140,000 $ 224,285 $ 77,000
Fort Bend, Texas 14 $ 3,100,000 $ 221,428 $ 101,000
Utah, Utah 14 $ 4,280,000 $ 305,714 $ 99,000
Craighead, Arkansas 13 $ 2,045,000 $ 157,307 $ 97,000
Forsyth, Georgia 13 $ 4,355,000 $ 335,000 $ 103,000
Honolulu, Hawaii 13 $ 6,455,000 $ 496,538 $ 99,000
McHenry, Illinois 13 $ 2,575,000 $ 198,076 $ 96,000
Montgomery, Maryland 13 $ 6,935,000 $ 533,461 $ 155,000
Rankin, Mississippi 13 $ 2,525,000 $ 194,230 $ 75,000
Madison, Tennessee 13 $ 1,585,000 $ 121,923 $ 72,000
Snohomish, Washington 13 $ 5,225,000 $ 401,923 $ 127,000
Jefferson, Arkansas 12 $ 830,000 $ 69,166 $ 56,000
Miller, Arkansas 12 $ 1,670,000 $ 139,166 $ 44,000
Boulder, Colorado 12 $ 3,910,000 $ 325,833 $ 113,000
Collier, Florida 12 $ 4,620,000 $ 385,000 $ 173,000
Douglas, Georgia 12 $ 2,830,000 $ 235,833 $ 55,000
Lake, Illinois 12 $ 3,760,000 $ 313,333 $ 134,000
Clark, Kentucky 12 $ 2,100,000 $ 175,000 $ 87,000
Lapeer, Michigan 12 $ 2,150,000 $ 179,166 $ 95,000
Madison, Mississippi 12 $ 1,950,000 $ 162,500 $ 68,000
Clay, Missouri 12 $ 2,150,000 $ 179,166 $ 62,000
Middlesex, New Jersey 12 $ 3,710,000 $ 309,166 $ 110,000
Ocean, New Jersey 12 $ 2,880,000 $ 240,000 $ 92,000
Lea, New Mexico 12 $ 1,790,000 $ 149,166 $ 56,000
Gray, Texas 12 $ 1,180,000 $ 98,333 $ 61,000
Dane, Wisconsin 12 $ 2,800,000 $ 233,333 $ 80,000
Independence, Arkansas 11 $ 1,145,000 $ 104,090 $ 51,000
Park, Colorado 11 $ 3,025,000 $ 275,000 $ 120,000
Pueblo, Colorado 11 $ 2,605,000 $ 236,818 $ 75,000
Leon, Florida 11 $ 1,915,000 $ 174,090 $ 84,000
Chatham, Georgia 11 $ 2,765,000 $ 251,363 $ 112,000
Rockdale, Georgia 11 $ 2,025,000 $ 184,090 $ 73,000
Frederick, Maryland 11 $ 3,405,000 $ 309,545 $ 128,000
Hampden, Massachusetts 11 $ 2,235,000 $ 203,181 $ 90,000
Monmouth, New Jersey 11 $ 4,445,000 $ 404,090 $ 145,000
Somerset, New Jersey 11 $ 3,045,000 $ 276,818 $ 134,000
Rutherford, North Carolina 11 $ 1,325,000 $ 120,454 $ 57,000
Williams, North Dakota 11 $ 3,095,000 $ 281,363 $ 91,000
Beaufort, South Carolina 11 $ 2,635,000 $ 239,545 $ 127,000
Oconee, South Carolina 11 $ 2,325,000 $ 211,363 $ 65,000
Richland, South Carolina 11 $ 2,135,000 $ 194,090 $ 78,000
Robertson, Tennessee 11 $ 2,795,000 $ 254,090 $ 74,000
Walworth, Wisconsin 11 $ 2,125,000 $ 193,181 $ 81,000
Mohave, Arizona 10 $ 1,860,000 $ 186,000 $ 98,000
Rock Island, Illinois 10 $ 870,000 $ 87,000 $ 129,000
Jasper, Indiana 10 $ 1,510,000 $ 151,000 $ 52,000
Franklin, Kentucky 10 $ 1,480,000 $ 148,000 $ 80,000
York, Maine 10 $ 2,650,000 $ 265,000 $ 121,000
Lafayette, Mississippi 10 $ 2,190,000 $ 219,000 $ 70,000
Essex, New Jersey 10 $ 3,200,000 $ 320,000 $ 87,000
Forsyth, North Carolina 10 $ 1,630,000 $ 163,000 $ 85,000
Morton, North Dakota 10 $ 2,260,000 $ 226,000 $ 72,000
Chester, Pennsylvania 10 $ 3,050,000 $ 305,000 $ 109,000
Spartanburg, South Carolina 10 $ 1,440,000 $ 144,000 $ 49,000
Brazoria, Texas 10 $ 2,120,000 $ 212,000 $ 86,000
Montgomery, Texas 10 $ 2,340,000 $ 234,000 $ 146,000
Spokane, Washington 10 $ 2,400,000 $ 240,000 $ 83,000
Madison, Alabama 9 $ 2,395,000 $ 266,111 $ 82,000
Mesa, Colorado 9 $ 2,185,000 $ 242,777 $ 62,000
Kent, Delaware 9 $ 2,075,000 $ 230,555 $ 65,000
Garrard, Kentucky 9 $ 1,245,000 $ 138,333 $ 59,000
Hinds, Mississippi 9 $ 1,005,000 $ 111,666 $ 53,000
Flathead, Montana 9 $ 2,725,000 $ 302,777 $ 91,000
Rockingham, New Hampshire 9 $ 2,195,000 $ 243,888 $ 96,000
Gloucester, New Jersey 9 $ 1,865,000 $ 207,222 $ 129,000
Sussex, New Jersey 9 $ 2,035,000 $ 226,111 $ 89,000
Lake, Ohio 9 $ 1,365,000 $ 151,666 $ 66,000
Butler, Pennsylvania 9 $ 1,105,000 $ 122,777 $ 65,000
York, South Carolina 9 $ 2,465,000 $ 273,888 $ 96,000
Chesapeake, Virginia 9 $ 2,235,000 $ 248,333 $ 70,000
Danville, Virginia 9 $ 755,000 $ 83,888 $ 42,000
Fairfax, Virginia 9 $ 3,905,000 $ 433,888 $ 136,000
Yakima, Washington 9 $ 1,835,000 $ 203,888 $ 61,000
Jefferson, Wisconsin 9 $ 2,125,000 $ 236,111 $ 96,000
Fresno, California 8 $ 2,360,000 $ 295,000 $ 87,000
Santa Clara, California 8 $ 4,470,000 $ 558,750 $ 128,000
Stanislaus, California 8 $ 2,400,000 $ 300,000 $ 85,000
Putnam, Florida 8 $ 1,490,000 $ 186,250 $ 83,000
Clayton, Georgia 8 $ 910,000 $ 113,750 $ 43,000
Fayette, Georgia 8 $ 1,990,000 $ 248,750 $ 89,000
Hawaii, Hawaii 8 $ 2,800,000 $ 350,000 $ 91,000
Clark, Indiana 8 $ 1,500,000 $ 187,500 $ 66,000
Mercer, Kentucky 8 $ 1,160,000 $ 145,000 $ 58,000
Jefferson, Louisiana 8 $ 1,790,000 $ 223,750 $ 66,000
Washington, Minnesota 8 $ 2,110,000 $ 263,750 $ 113,000
St. Louis, Missouri 8 $ 1,800,000 $ 225,000 $ 82,000
Passaic, New Jersey 8 $ 1,880,000 $ 235,000 $ 63,000
Dutchess, New York 8 $ 2,080,000 $ 260,000 $ 135,000
Monroe, New York 8 $ 1,070,000 $ 133,750 $ 75,000
Johnston, North Carolina 8 $ 1,640,000 $ 205,000 $ 67,000
Stark, Ohio 8 $ 1,070,000 $ 133,750 $ 72,000
Oklahoma, Oklahoma 8 $ 1,450,000 $ 181,250 $ 73,000
Jackson, Oregon 8 $ 2,130,000 $ 266,250 $ 107,000
Berks, Pennsylvania 8 $ 1,240,000 $ 155,000 $ 59,000
Delaware, Pennsylvania 8 $ 2,030,000 $ 253,750 $ 116,000
Northampton, Pennsylvania 8 $ 2,040,000 $ 255,000 $ 92,000
Washington, Rhode Island 8 $ 2,190,000 $ 273,750 $ 91,000
Greenville, South Carolina 8 $ 2,050,000 $ 256,250 $ 79,000
Bell, Texas 8 $ 1,200,000 $ 150,000 $ 73,000
Hidalgo, Texas 8 $ 1,130,000 $ 141,250 $ 73,000
Parker, Texas 8 $ 1,740,000 $ 217,500 $ 144,000
Virginia Beach, Virginia 8 $ 2,580,000 $ 322,500 $ 70,000
Kenosha, Wisconsin 8 $ 1,810,000 $ 226,250 $ 70,000
Jefferson, Alabama 7 $ 1,005,000 $ 143,571 $ 49,000
Pima, Arizona 7 $ 1,825,000 $ 260,714 $ 170,000
Conway, Arkansas 7 $ 855,000 $ 122,142 $ 53,000
Alameda, California 7 $ 3,165,000 $ 452,142 $ 141,000
Yolo, California 7 $ 1,265,000 $ 180,714 $ 107,000
Sussex, Delaware 7 $ 2,195,000 $ 313,571 $ 135,000
District of Columbia, District Of Columbia 7 $ 3,005,000 $ 429,285 $ 103,000
Boone, Indiana 7 $ 2,215,000 $ 316,428 $ 95,000
Elkhart, Indiana 7 $ 1,055,000 $ 150,714 $ 76,000
Starke, Indiana 7 $ 855,000 $ 122,142 $ 64,000
Tippecanoe, Indiana 7 $ 695,000 $ 99,285 $ 53,000
Knox, Kentucky 7 $ 635,000 $ 90,714 $ 38,000
Whitley, Kentucky 7 $ 945,000 $ 135,000 $ 46,000
Bossier, Louisiana 7 $ 1,085,000 $ 155,000 $ 183,000
St. Bernard, Louisiana 7 $ 925,000 $ 132,142 $ 65,000
Cumberland, Maine 7 $ 1,945,000 $ 277,857 $ 115,000
Genesee, Michigan 7 $ 1,185,000 $ 169,285 $ 60,000
St. Clair, Michigan 7 $ 605,000 $ 86,428 $ 39,000
Bergen, New Jersey 7 $ 2,585,000 $ 369,285 $ 94,000
Burlington, New Jersey 7 $ 1,225,000 $ 175,000 $ 121,000
Kings, New York 7 $ 2,445,000 $ 349,285 $ 83,000
Oneida, New York 7 $ 865,000 $ 123,571 $ 130,000
St. Lawrence, New York 7 $ 655,000 $ 93,571 $ 44,000
Linn, Oregon 7 $ 1,745,000 $ 249,285 $ 103,000
Westmoreland, Pennsylvania 7 $ 905,000 $ 129,285 $ 57,000
Anderson, South Carolina 7 $ 915,000 $ 130,714 $ 53,000
Charleston, South Carolina 7 $ 2,385,000 $ 340,714 $ 105,000
Pickens, South Carolina 7 $ 725,000 $ 103,571 $ 48,000
Fayette, Tennessee 7 $ 1,175,000 $ 167,857 $ 54,000
Tipton, Tennessee 7 $ 1,375,000 $ 196,428 $ 73,000
Ector, Texas 7 $ 1,375,000 $ 196,428 $ 71,000
Ellis, Texas 7 $ 1,755,000 $ 250,714 $ 83,000
Kaufman, Texas 7 $ 1,605,000 $ 229,285 $ 104,000
Rockwall, Texas 7 $ 1,715,000 $ 245,000 $ 114,000
Davis, Utah 7 $ 1,845,000 $ 263,571 $ 121,000
Tooele, Utah 7 $ 985,000 $ 140,714 $ 57,000
Chesterfield, Virginia 7 $ 2,945,000 $ 420,714 $ 135,000
Henrico, Virginia 7 $ 1,365,000 $ 195,000 $ 50,000
Kitsap, Washington 7 $ 2,045,000 $ 292,142 $ 84,000
Elmore, Alabama 6 $ 1,360,000 $ 226,666 $ 88,000
Grant, Arkansas 6 $ 720,000 $ 120,000 $ 46,000
Woodruff, Arkansas 6 $ 530,000 $ 88,333 $ 52,000
Marin, California 6 $ 2,390,000 $ 398,333 $ 162,000
San Mateo, California 6 $ 4,130,000 $ 688,333 $ 172,000
Solano, California 6 $ 2,500,000 $ 416,666 $ 103,000
Sutter, California 6 $ 1,020,000 $ 170,000 $ 108,000
Larimer, Colorado 6 $ 2,170,000 $ 361,666 $ 83,000
Tolland, Connecticut 6 $ 1,410,000 $ 235,000 $ 146,000
Baker, Florida 6 $ 1,260,000 $ 210,000 $ 92,000
Hernando, Florida 6 $ 810,000 $ 135,000 $ 47,000
Columbia, Georgia 6 $ 1,550,000 $ 258,333 $ 113,000
Lowndes, Georgia 6 $ 1,580,000 $ 263,333 $ 94,000
Kootenai, Idaho 6 $ 1,980,000 $ 330,000 $ 84,000
Kendall, Illinois 6 $ 1,170,000 $ 195,000 $ 96,000
Peoria, Illinois 6 $ 760,000 $ 126,666 $ 64,000
Johnson, Indiana 6 $ 1,100,000 $ 183,333 $ 81,000
Madison, Indiana 6 $ 700,000 $ 116,666 $ 45,000
Wyandotte, Kansas 6 $ 880,000 $ 146,666 $ 75,000
Boone, Kentucky 6 $ 1,330,000 $ 221,666 $ 78,000
Boyle, Kentucky 6 $ 1,020,000 $ 170,000 $ 70,000
Campbell, Kentucky 6 $ 680,000 $ 113,333 $ 61,000
Montgomery, Kentucky 6 $ 870,000 $ 145,000 $ 63,000
Powell, Kentucky 6 $ 860,000 $ 143,333 $ 54,000
Woodford, Kentucky 6 $ 1,430,000 $ 238,333 $ 81,000
Tangipahoa, Louisiana 6 $ 780,000 $ 130,000 $ 45,000
Cecil, Maryland 6 $ 1,460,000 $ 243,333 $ 99,000
Harford, Maryland 6 $ 2,450,000 $ 408,333 $ 130,000
Scott, Minnesota 6 $ 1,750,000 $ 291,666 $ 91,000
Sherburne, Minnesota 6 $ 1,510,000 $ 251,666 $ 79,000
St. Louis, Minnesota 6 $ 1,430,000 $ 238,333 $ 69,000
Harrison, Mississippi 6 $ 1,040,000 $ 173,333 $ 57,000
Pontotoc, Mississippi 6 $ 690,000 $ 115,000 $ 56,000
Douglas, Nebraska 6 $ 1,430,000 $ 238,333 $ 203,000
Strafford, New Hampshire 6 $ 1,080,000 $ 180,000 $ 70,000
Bronx, New York 6 $ 1,900,000 $ 316,666 $ 80,000
Orange, New York 6 $ 1,750,000 $ 291,666 $ 91,000
Saratoga, New York 6 $ 1,190,000 $ 198,333 $ 124,000
Cabarrus, North Carolina 6 $ 1,260,000 $ 210,000 $ 68,000
Haywood, North Carolina 6 $ 1,000,000 $ 166,666 $ 63,000
Hettinger, North Dakota 6 $ 930,000 $ 155,000 $ 72,000
Clark, Ohio 6 $ 1,000,000 $ 166,666 $ 89,000
Guernsey, Ohio 6 $ 1,280,000 $ 213,333 $ 77,000
Lancaster, Pennsylvania 6 $ 1,290,000 $ 215,000 $ 87,000
Lehigh, Pennsylvania 6 $ 1,260,000 $ 210,000 $ 72,000
York, Pennsylvania 6 $ 1,280,000 $ 213,333 $ 78,000
Kent, Rhode Island 6 $ 1,140,000 $ 190,000 $ 64,000
Aiken, South Carolina 6 $ 1,570,000 $ 261,666 $ 97,000
Dorchester, South Carolina 6 $ 1,110,000 $ 185,000 $ 67,000
Maury, Tennessee 6 $ 1,280,000 $ 213,333 $ 74,000
Galveston, Texas 6 $ 1,360,000 $ 226,666 $ 99,000
Grayson, Texas 6 $ 1,130,000 $ 188,333 $ 90,000
Hunt, Texas 6 $ 1,190,000 $ 198,333 $ 191,000
Midland, Texas 6 $ 1,360,000 $ 226,666 $ 114,000
Weber, Utah 6 $ 2,170,000 $ 361,666 $ 85,000
Loudoun, Virginia 6 $ 2,840,000 $ 473,333 $ 148,000
Prince William, Virginia 6 $ 2,110,000 $ 351,666 $ 85,000
Clallam, Washington 6 $ 1,760,000 $ 293,333 $ 72,000
Dodge, Wisconsin 6 $ 1,080,000 $ 180,000 $ 80,000
Fond du Lac, Wisconsin 6 $ 720,000 $ 120,000 $ 64,000
Blount, Alabama 5 $ 735,000 $ 147,000 $ 66,000
Lee, Alabama 5 $ 1,065,000 $ 213,000 $ 92,000
Yuma, Arizona 5 $ 815,000 $ 163,000 $ 65,000
El Dorado, California 5 $ 1,715,000 $ 343,000 $ 282,000
Kern, California 5 $ 1,375,000 $ 275,000 $ 118,000
San Luis Obispo, California 5 $ 1,915,000 $ 383,000 $ 86,000
Custer, Colorado 5 $ 845,000 $ 169,000 $ 54,000
Alachua, Florida 5 $ 1,065,000 $ 213,000 $ 157,000
Bradford, Florida 5 $ 505,000 $ 101,000 $ 39,000
Citrus, Florida 5 $ 595,000 $ 119,000 $ 55,000
Bartow, Georgia 5 $ 595,000 $ 119,000 $ 61,000
Jackson, Georgia 5 $ 1,365,000 $ 273,000 $ 75,000
Richmond, Georgia 5 $ 1,005,000 $ 201,000 $ 110,000
Floyd, Indiana 5 $ 465,000 $ 93,000 $ 51,000
Wayne, Indiana 5 $ 475,000 $ 95,000 $ 65,000
Polk, Iowa 5 $ 835,000 $ 167,000 $ 53,000
Scott, Iowa 5 $ 365,000 $ 73,000 $ 132,000
Sedgwick, Kansas 5 $ 825,000 $ 165,000 $ 69,000
Shawnee, Kansas 5 $ 1,185,000 $ 237,000 $ 102,000
Jackson, Kentucky 5 $ 435,000 $ 87,000 $ 41,000
Oldham, Kentucky 5 $ 1,505,000 $ 301,000 $ 86,000
Pulaski, Kentucky 5 $ 595,000 $ 119,000 $ 57,000
Caddo, Louisiana 5 $ 545,000 $ 109,000 $ 88,000
Livingston, Louisiana 5 $ 945,000 $ 189,000 $ 78,000
Androscoggin, Maine 5 $ 725,000 $ 145,000 $ 52,000
Charles, Maryland 5 $ 2,085,000 $ 417,000 $ 123,000
Washington, Maryland 5 $ 1,205,000 $ 241,000 $ 97,000
Buchanan, Missouri 5 $ 915,000 $ 183,000 $ 87,000
Cass, Missouri 5 $ 845,000 $ 169,000 $ 104,000
Missoula, Montana 5 $ 1,505,000 $ 301,000 $ 82,000
Camden, New Jersey 5 $ 1,125,000 $ 225,000 $ 112,000
Hudson, New Jersey 5 $ 1,655,000 $ 331,000 $ 170,000
Union, New Jersey 5 $ 1,565,000 $ 313,000 $ 127,000
Santa Fe, New Mexico 5 $ 1,305,000 $ 261,000 $ 155,000
Taos, New Mexico 5 $ 1,075,000 $ 215,000 $ 159,000
Erie, New York 5 $ 625,000 $ 125,000 $ 70,000
Richmond, New York 5 $ 1,435,000 $ 287,000 $ 78,000
Harnett, North Carolina 5 $ 685,000 $ 137,000 $ 52,000
Onslow, North Carolina 5 $ 1,165,000 $ 233,000 $ 55,000
Golden Valley, North Dakota 5 $ 635,000 $ 127,000 $ 93,000
Ward, North Dakota 5 $ 1,205,000 $ 241,000 $ 74,000
Huron, Ohio 5 $ 685,000 $ 137,000 $ 36,000
Knox, Ohio 5 $ 665,000 $ 133,000 $ 68,000
Pickaway, Ohio 5 $ 815,000 $ 163,000 $ 64,000
Portage, Ohio 5 $ 1,155,000 $ 231,000 $ 158,000
Union, Ohio 5 $ 1,295,000 $ 259,000 $ 94,000
Comanche, Oklahoma 5 $ 1,025,000 $ 205,000 $ 62,000
Columbia, Oregon 5 $ 1,715,000 $ 343,000 $ 135,000
Douglas, Oregon 5 $ 955,000 $ 191,000 $ 47,000
Polk, Oregon 5 $ 1,635,000 $ 327,000 $ 109,000
Centre, Pennsylvania 5 $ 835,000 $ 167,000 $ 70,000
Pike, Pennsylvania 5 $ 575,000 $ 115,000 $ 104,000
Laurens, South Carolina 5 $ 1,115,000 $ 223,000 $ 58,000
Lexington, South Carolina 5 $ 1,065,000 $ 213,000 $ 80,000
Jefferson, Tennessee 5 $ 875,000 $ 175,000 $ 86,000
Gregg, Texas 5 $ 925,000 $ 185,000 $ 93,000
Henderson, Texas 5 $ 675,000 $ 135,000 $ 77,000
Johnson, Texas 5 $ 1,075,000 $ 215,000 $ 100,000
Nueces, Texas 5 $ 1,025,000 $ 205,000 $ 144,000
Stafford, Virginia 5 $ 2,695,000 $ 539,000 $ 188,000
Suffolk, Virginia 5 $ 1,745,000 $ 349,000 $ 113,000
Tuscaloosa, Alabama 4 $ 750,000 $ 187,500 $ 86,000
Anchorage, Alaska 4 $ 1,570,000 $ 392,500 $ 118,000
Yavapai, Arizona 4 $ 950,000 $ 237,500 $ 55,000
Izard, Arkansas 4 $ 550,000 $ 137,500 $ 97,000
Mississippi, Arkansas 4 $ 320,000 $ 80,000 $ 50,000
Prairie, Arkansas 4 $ 300,000 $ 75,000 $ 61,000
Sevier, Arkansas 4 $ 490,000 $ 122,500 $ 39,000
Shasta, California 4 $ 860,000 $ 215,000 $ 96,000
Broomfield, Colorado 4 $ 1,740,000 $ 435,000 $ 107,000
Camden, Georgia 4 $ 710,000 $ 177,500 $ 165,000
Carroll, Georgia 4 $ 750,000 $ 187,500 $ 64,000
Floyd, Georgia 4 $ 1,450,000 $ 362,500 $ 131,000
Gordon, Georgia 4 $ 610,000 $ 152,500 $ 60,000
Houston, Georgia 4 $ 700,000 $ 175,000 $ 65,000
Muscogee, Georgia 4 $ 1,430,000 $ 357,500 $ 71,000
Newton, Georgia 4 $ 420,000 $ 105,000 $ 48,000
McLean, Illinois 4 $ 690,000 $ 172,500 $ 110,000
Shelby, Indiana 4 $ 580,000 $ 145,000 $ 62,000
Kenton, Kentucky 4 $ 660,000 $ 165,000 $ 52,000
Lincoln, Kentucky 4 $ 590,000 $ 147,500 $ 50,000
Warren, Kentucky 4 $ 940,000 $ 235,000 $ 95,000
St. John the Baptist, Louisiana 4 $ 550,000 $ 137,500 $ 60,000
Terrebonne, Louisiana 4 $ 760,000 $ 190,000 $ 59,000
Lincoln, Maine 4 $ 1,080,000 $ 270,000 $ 66,000
Anne Arundel, Maryland 4 $ 2,120,000 $ 530,000 $ 154,000
Howard, Maryland 4 $ 2,690,000 $ 672,500 $ 137,000
Berrien, Michigan 4 $ 320,000 $ 80,000 $ 43,000
Kent, Michigan 4 $ 970,000 $ 242,500 $ 163,000
Livingston, Michigan 4 $ 800,000 $ 200,000 $ 33,000
Sanilac, Michigan 4 $ 800,000 $ 200,000 $ 81,000
Carver, Minnesota 4 $ 920,000 $ 230,000 $ 89,000
Otter Tail, Minnesota 4 $ 760,000 $ 190,000 $ 96,000
Yellowstone, Montana 4 $ 980,000 $ 245,000 $ 70,000
Belknap, New Hampshire 4 $ 700,000 $ 175,000 $ 83,000
Atlantic, New Jersey 4 $ 860,000 $ 215,000 $ 98,000
Morris, New Jersey 4 $ 910,000 $ 227,500 $ 130,000
Dona Ana, New Mexico 4 $ 890,000 $ 222,500 $ 53,000
Columbia, New York 4 $ 540,000 $ 135,000 $ 94,000
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Mortgage Loan Application Detail Totals for Bank of England in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,999 $2,505,485,000 $208,000 $1,655,000 $86,000 $2,258,000
Cash-out Refinancing 2,700 $737,700,000 $273,000 $3,345,000 $95,000 $1,095,000
Refinancing 1,090 $288,030,000 $264,000 $2,035,000 $111,000 $1,872,000
Home Improvement 9 $205,000 $22,000 $55,000 $135,000 $515,000
Not Applicable 5 $975,000 $195,000 $495,000 $59,000 $81,000
Other Purpose 5 $145,000 $29,000 $75,000 $52,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,683 $2,657,605,000 $227,000 $3,345,000 $92,000 $2,258,000
Black or African American 1,605 $308,645,000 $192,000 $1,235,000 $75,000 $2,247,000
Hispanic 1,455 $292,485,000 $201,000 $775,000 $76,000 $485,000
Not Provided 518 $138,020,000 $266,000 $1,475,000 $95,000 $1,125,000
Asian 432 $109,180,000 $252,000 $915,000 $107,000 $692,000
American Indian or Alaskan Native 60 $13,510,000 $225,000 $525,000 $97,000 $318,000
Native Hawaiian or Other Pacific Islander 41 $10,495,000 $255,000 $705,000 $73,000 $155,000
Not applicable 10 $860,000 $86,000 $355,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,016 $2,049,290,000 $227,000 $2,035,000 $103,000 $2,258,000
FHA-insured (Federal Housing Administration) 3,723 $708,395,000 $190,000 $695,000 $67,000 $676,000
VA-guaranteed (Veterans Administration) 2,420 $685,140,000 $283,000 $3,345,000 $86,000 $751,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 649 $89,715,000 $138,000 $575,000 $50,000 $157,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,771 $2,362,485,000 $219,000 $1,825,000 $90,000 $2,247,000
Application Withdrawn By Applicant 3,319 $777,105,000 $234,000 $2,095,000 $89,000 $2,258,000
Application Denied By Financial Institution 778 $168,200,000 $216,000 $2,035,000 $74,000 $996,000
Application Approved But Not Accepted 735 $172,605,000 $234,000 $3,345,000 $96,000 $1,446,000
File Closed For Incompleteness 200 $51,170,000 $255,000 $1,215,000 $87,000 $992,000
Loan Purchased By The Institution 5 $975,000 $195,000 $495,000 $59,000 $81,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,030 $3,364,340,000 $223,000 $3,345,000 $90,000 $2,258,000
Debt-To-Income Ratio 260 $61,400,000 $236,000 $2,035,000 $62,000 $690,000
Credit History 249 $54,255,000 $217,000 $915,000 $80,000 $996,000
Other 106 $19,860,000 $187,000 $645,000 $76,000 $464,000
Collateral 86 $17,840,000 $207,000 $1,235,000 $96,000 $433,000
Employment History 32 $5,570,000 $174,000 $355,000 $53,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 23 $4,575,000 $198,000 $665,000 $78,000 $230,000
Unverifiable Information 22 $4,700,000 $213,000 $455,000 $80,000 $515,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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