Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bank Of England 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,808 |
| Total Mortgage Loan Application Amount | $3,532,540,000 |
| Average Mortgage Loan Application Amount | $165,166 |
| Highest Mortgage Loan Application Amount | $3,345,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $2,258,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,862 | $ 334,630,000 | $ 200,893 | $ 77,765 |
| JACKSONVILLE, FL | 1,724 | $ 348,740,000 | $ 202,000 | $ 84,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 794 | $ 122,930,000 | $ 154,000 | $ 81,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 555 | $ 106,065,000 | $ 191,000 | $ 83,000 |
| DENVER-AURORA-LAKEWOOD, CO | 438 | $ 147,530,000 | $ 336,000 | $ 113,000 |
| GARY, IN | 416 | $ 74,480,000 | $ 179,000 | $ 77,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 411 | $ 97,805,000 | $ 237,000 | $ 107,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 404 | $ 89,450,000 | $ 221,000 | $ 88,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 387 | $ 86,895,000 | $ 224,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 371 | $ 96,895,000 | $ 261,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 361 | $ 77,165,000 | $ 213,000 | $ 84,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 329 | $ 107,165,000 | $ 316,000 | $ 110,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 251 | $ 65,275,000 | $ 260,000 | $ 96,000 |
| LEXINGTON-FAYETTE, KY | 238 | $ 46,870,000 | $ 196,000 | $ 84,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 214 | $ 56,670,000 | $ 264,000 | $ 97,000 |
| DALLAS-PLANO-IRVING, TX | 212 | $ 57,170,000 | $ 269,000 | $ 120,000 |
| COLUMBUS, OH | 195 | $ 38,485,000 | $ 197,000 | $ 70,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 174 | $ 30,820,000 | $ 177,000 | $ 70,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 157 | $ 30,655,000 | $ 195,000 | $ 78,000 |
| CINCINNATI, OH-KY-IN | 155 | $ 27,445,000 | $ 156,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 150 | $ 29,630,000 | $ 172,666 | $ 72,333 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 139 | $ 37,735,000 | $ 271,000 | $ 113,000 |
| BOISE CITY, ID | 130 | $ 32,200,000 | $ 247,000 | $ 94,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 130 | $ 24,220,000 | $ 186,000 | $ 71,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 128 | $ 24,850,000 | $ 194,000 | $ 82,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 124 | $ 25,510,000 | $ 205,000 | $ 84,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 116 | $ 40,000,000 | $ 342,500 | $ 109,000 |
| PANAMA CITY, FL | 108 | $ 21,290,000 | $ 197,000 | $ 104,000 |
| CLEVELAND-ELYRIA, OH | 107 | $ 17,715,000 | $ 165,000 | $ 74,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 106 | $ 23,980,000 | $ 226,000 | $ 119,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 106 | $ 24,590,000 | $ 210,500 | $ 88,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 105 | $ 24,405,000 | $ 232,000 | $ 88,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 103 | $ 34,565,000 | $ 335,000 | $ 98,000 |
| BOSTON, MA | 100 | $ 34,550,000 | $ 345,000 | $ 96,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 94 | $ 29,920,000 | $ 318,000 | $ 119,000 |
| PROVIDENCE-WARWICK, RI-MA | 86 | $ 18,880,000 | $ 261,500 | $ 82,000 |
| DAYTON, OH | 84 | $ 13,790,000 | $ 164,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 84 | $ 18,360,000 | $ 218,000 | $ 83,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 82 | $ 36,960,000 | $ 450,000 | $ 112,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 80 | $ 16,080,000 | $ 180,500 | $ 71,500 |
| NEW ORLEANS-METAIRIE, LA | 80 | $ 14,010,000 | $ 175,000 | $ 72,000 |
| OCALA, FL | 77 | $ 10,685,000 | $ 138,000 | $ 64,000 |
| NEW HAVEN-MILFORD, CT | 75 | $ 16,395,000 | $ 218,000 | $ 100,000 |
| KANSAS CITY, MO-KS | 73 | $ 16,695,000 | $ 230,500 | $ 95,000 |
| MICHIGAN CITY-LA PORTE, IN | 71 | $ 11,275,000 | $ 158,000 | $ 73,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 69 | $ 15,425,000 | $ 223,000 | $ 89,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 66 | $ 26,340,000 | $ 405,333 | $ 116,333 |
| SALT LAKE CITY, UT | 64 | $ 15,910,000 | $ 248,000 | $ 83,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 59 | $ 19,735,000 | $ 334,000 | $ 97,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 58 | $ 16,820,000 | $ 290,000 | $ 131,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 57 | $ 10,045,000 | $ 176,000 | $ 63,000 |
| FORT WORTH-ARLINGTON, TX | 56 | $ 13,200,000 | $ 235,000 | $ 129,000 |
| MOBILE, AL | 55 | $ 10,085,000 | $ 183,000 | $ 83,000 |
| AUSTIN-ROUND ROCK, TX | 54 | $ 14,030,000 | $ 259,000 | $ 110,000 |
| ASHEVILLE, NC | 53 | $ 10,195,000 | $ 192,000 | $ 70,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 53 | $ 13,245,000 | $ 259,500 | $ 93,000 |
| SAN DIEGO-CARLSBAD, CA | 53 | $ 24,955,000 | $ 470,000 | $ 133,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 52 | $ 18,160,000 | $ 349,000 | $ 135,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 51 | $ 7,365,000 | $ 144,000 | $ 76,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 51 | $ 10,355,000 | $ 203,000 | $ 90,000 |
| COLORADO SPRINGS, CO | 50 | $ 13,330,000 | $ 266,000 | $ 83,000 |
| TEXARKANA, TX-AR | 50 | $ 7,540,000 | $ 146,500 | $ 55,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 49 | $ 22,575,000 | $ 460,000 | $ 141,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 45 | $ 13,595,000 | $ 302,000 | $ 124,000 |
| LAKELAND-WINTER HAVEN, FL | 45 | $ 7,745,000 | $ 172,000 | $ 68,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 45 | $ 12,575,000 | $ 279,000 | $ 103,000 |
| NEWARK, NJ-PA | 45 | $ 11,685,000 | $ 196,000 | $ 107,500 |
| PITTSBURGH, PA | 40 | $ 7,080,000 | $ 177,000 | $ 78,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 39 | $ 8,485,000 | $ 217,000 | $ 89,000 |
| RALEIGH, NC | 39 | $ 10,365,000 | $ 265,000 | $ 87,000 |
| JACKSON, MS | 37 | $ 6,435,000 | $ 173,000 | $ 69,000 |
| KNOXVILLE, TN | 35 | $ 6,845,000 | $ 195,000 | $ 72,000 |
| HOT SPRINGS, AR | 34 | $ 4,770,000 | $ 140,000 | $ 81,000 |
| TACOMA-LAKEWOOD, WA | 31 | $ 9,405,000 | $ 303,000 | $ 112,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 31 | $ 8,915,000 | $ 233,000 | $ 42,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 28 | $ 18,890,000 | $ 674,000 | $ 177,000 |
| BATON ROUGE, LA | 28 | $ 6,420,000 | $ 229,000 | $ 90,000 |
| BEND-REDMOND, OR | 28 | $ 7,940,000 | $ 283,000 | $ 103,000 |
| CHATTANOOGA, TN-GA | 28 | $ 5,880,000 | $ 173,000 | $ 58,500 |
| WILMINGTON, DE-MD-NJ | 28 | $ 6,180,000 | $ 228,500 | $ 92,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 27 | $ 4,805,000 | $ 177,000 | $ 60,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 26 | $ 2,870,000 | $ 110,000 | $ 48,000 |
| BARNSTABLE TOWN, MA | 25 | $ 7,195,000 | $ 287,000 | $ 97,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 25 | $ 9,495,000 | $ 379,000 | $ 107,000 |
| EL PASO, TX | 25 | $ 6,185,000 | $ 247,000 | $ 103,000 |
| RACINE, WI | 25 | $ 4,335,000 | $ 173,000 | $ 64,000 |
| BISMARCK, ND | 24 | $ 5,320,000 | $ 221,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 24 | $ 3,840,000 | $ 138,000 | $ 40,500 |
| LAFAYETTE, LA | 24 | $ 4,280,000 | $ 178,000 | $ 79,000 |
| PHILADELPHIA, PA | 24 | $ 4,990,000 | $ 207,000 | $ 84,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 24 | $ 10,340,000 | $ 430,000 | $ 143,000 |
| AKRON, OH | 23 | $ 3,815,000 | $ 165,000 | $ 96,000 |
| PUNTA GORDA, FL | 23 | $ 4,565,000 | $ 198,000 | $ 97,000 |
| SALEM, OR | 23 | $ 7,005,000 | $ 304,000 | $ 126,000 |
| WORCESTER, MA-CT | 23 | $ 6,455,000 | $ 249,500 | $ 117,500 |
| ALBUQUERQUE, NM | 22 | $ 5,360,000 | $ 243,000 | $ 100,000 |
| CAPE CORAL-FORT MYERS, FL | 22 | $ 3,890,000 | $ 176,000 | $ 71,000 |
| GREELEY, CO | 22 | $ 7,080,000 | $ 321,000 | $ 97,000 |
| CAMDEN, NJ | 21 | $ 4,215,000 | $ 200,000 | $ 122,000 |
| EUGENE, OR | 21 | $ 6,225,000 | $ 296,000 | $ 166,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 3,235,000 | $ 154,000 | $ 54,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 21 | $ 8,905,000 | $ 424,000 | $ 127,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 20 | $ 8,450,000 | $ 422,000 | $ 117,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 20 | $ 5,570,000 | $ 269,500 | $ 102,000 |
| ST. LOUIS, MO-IL | 20 | $ 4,170,000 | $ 186,000 | $ 75,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 19 | $ 4,665,000 | $ 247,500 | $ 102,500 |
| ELGIN, IL | 19 | $ 3,375,000 | $ 177,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 19 | $ 6,315,000 | $ 332,000 | $ 153,000 |
| OKLAHOMA CITY, OK | 19 | $ 3,325,000 | $ 175,000 | $ 68,000 |
| PORTLAND-SOUTH PORTLAND, ME | 19 | $ 4,885,000 | $ 257,000 | $ 116,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 19 | $ 6,295,000 | $ 331,000 | $ 150,000 |
| JACKSON, TN | 18 | $ 2,140,000 | $ 118,000 | $ 64,000 |
| LAREDO, TX | 18 | $ 2,560,000 | $ 142,000 | $ 58,000 |
| RICHMOND, VA | 18 | $ 4,980,000 | $ 276,000 | $ 94,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 17 | $ 3,905,000 | $ 218,000 | $ 95,000 |
| COLUMBIA, SC | 17 | $ 3,405,000 | $ 200,000 | $ 76,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 16 | $ 1,310,000 | $ 79,000 | $ 126,500 |
| MANCHESTER-NASHUA, NH | 16 | $ 4,180,000 | $ 261,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 16 | $ 2,220,000 | $ 138,000 | $ 121,000 |
| OGDEN-CLEARFIELD, UT | 15 | $ 4,405,000 | $ 293,000 | $ 94,000 |
| OLYMPIA-TUMWATER, WA | 15 | $ 4,355,000 | $ 290,000 | $ 87,000 |
| PORT ST. LUCIE, FL | 15 | $ 3,125,000 | $ 208,000 | $ 72,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 15 | $ 3,275,000 | $ 218,000 | $ 85,000 |
| BIRMINGHAM-HOOVER, AL | 14 | $ 2,850,000 | $ 203,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 3,600,000 | $ 257,000 | $ 86,000 |
| PROVO-OREM, UT | 14 | $ 4,280,000 | $ 305,000 | $ 99,000 |
| RENO, NV | 14 | $ 4,970,000 | $ 355,000 | $ 126,000 |
| ROCHESTER, NY | 14 | $ 1,720,000 | $ 122,000 | $ 72,000 |
| STOCKTON-LODI, CA | 14 | $ 4,750,000 | $ 339,000 | $ 85,000 |
| WINSTON-SALEM, NC | 14 | $ 2,310,000 | $ 165,000 | $ 77,000 |
| JONESBORO, AR | 13 | $ 2,045,000 | $ 157,000 | $ 97,000 |
| MADISON, WI | 13 | $ 2,965,000 | $ 228,000 | $ 79,000 |
| SAVANNAH, GA | 13 | $ 3,075,000 | $ 236,000 | $ 106,000 |
| SPRINGFIELD, MA | 13 | $ 2,785,000 | $ 214,000 | $ 96,000 |
| TALLAHASSEE, FL | 13 | $ 2,185,000 | $ 168,000 | $ 79,000 |
| URBAN HONOLULU, HI | 13 | $ 6,455,000 | $ 496,000 | $ 99,000 |
| BOULDER, CO | 12 | $ 3,910,000 | $ 325,000 | $ 113,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 12 | $ 3,220,000 | $ 268,000 | $ 119,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 12 | $ 4,620,000 | $ 385,000 | $ 173,000 |
| PINE BLUFF, AR | 12 | $ 830,000 | $ 69,000 | $ 56,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 2,635,000 | $ 239,000 | $ 127,000 |
| HUNTSVILLE, AL | 11 | $ 2,675,000 | $ 243,000 | $ 74,000 |
| PUEBLO, CO | 11 | $ 2,605,000 | $ 236,000 | $ 75,000 |
| SPARTANBURG, SC | 11 | $ 1,535,000 | $ 139,000 | $ 48,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 1,860,000 | $ 186,000 | $ 98,000 |
| MONTGOMERY, AL | 10 | $ 2,480,000 | $ 248,000 | $ 94,000 |
| SPOKANE-SPOKANE VALLEY, WA | 10 | $ 2,400,000 | $ 240,000 | $ 83,000 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 1,695,000 | $ 188,000 | $ 100,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 9 | $ 1,175,000 | $ 130,000 | $ 67,000 |
| DOVER, DE | 9 | $ 2,075,000 | $ 230,000 | $ 65,000 |
| GRAND JUNCTION, CO | 9 | $ 2,185,000 | $ 242,000 | $ 62,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 2,305,000 | $ 256,000 | $ 181,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 5,145,000 | $ 571,000 | $ 129,000 |
| UTICA-ROME, NY | 9 | $ 1,035,000 | $ 115,000 | $ 118,000 |
| YAKIMA, WA | 9 | $ 1,835,000 | $ 203,000 | $ 61,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,070,000 | $ 133,000 | $ 72,000 |
| DULUTH, MN-WI | 8 | $ 1,790,000 | $ 209,000 | $ 66,000 |
| DURHAM-CHAPEL HILL, NC | 8 | $ 2,770,000 | $ 346,000 | $ 125,000 |
| FRESNO, CA | 8 | $ 2,360,000 | $ 295,000 | $ 87,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 8 | $ 1,590,000 | $ 198,000 | $ 74,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 8 | $ 2,020,000 | $ 256,000 | $ 87,500 |
| KILLEEN-TEMPLE, TX | 8 | $ 1,200,000 | $ 150,000 | $ 73,000 |
| LONGVIEW, TX | 8 | $ 1,530,000 | $ 191,000 | $ 96,000 |
| MCALLEN-EDINBURG-MISSION, TX | 8 | $ 1,130,000 | $ 141,000 | $ 73,000 |
| MEDFORD, OR | 8 | $ 2,130,000 | $ 266,000 | $ 107,000 |
| MODESTO, CA | 8 | $ 2,400,000 | $ 300,000 | $ 85,000 |
| PEORIA, IL | 8 | $ 1,140,000 | $ 142,000 | $ 73,000 |
| READING, PA | 8 | $ 1,240,000 | $ 155,000 | $ 59,000 |
| VALDOSTA, GA | 8 | $ 1,840,000 | $ 230,000 | $ 83,000 |
| ALBANY, OR | 7 | $ 1,745,000 | $ 249,000 | $ 103,000 |
| BILLINGS, MT | 7 | $ 1,345,000 | $ 192,000 | $ 58,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 2,045,000 | $ 292,000 | $ 84,000 |
| ELKHART-GOSHEN, IN | 7 | $ 1,055,000 | $ 150,000 | $ 76,000 |
| FAYETTEVILLE, NC | 7 | $ 985,000 | $ 140,000 | $ 47,000 |
| FLINT, MI | 7 | $ 1,185,000 | $ 169,000 | $ 60,000 |
| FORT SMITH, AR-OK | 7 | $ 995,000 | $ 143,000 | $ 53,500 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 695,000 | $ 99,000 | $ 53,000 |
| MORRISTOWN, TN | 7 | $ 1,295,000 | $ 185,000 | $ 74,000 |
| ODESSA, TX | 7 | $ 1,375,000 | $ 196,000 | $ 71,000 |
| SALISBURY, MD-DE | 7 | $ 2,195,000 | $ 313,000 | $ 135,000 |
| TUCSON, AZ | 7 | $ 1,825,000 | $ 260,000 | $ 170,000 |
| WARNER ROBINS, GA | 7 | $ 1,105,000 | $ 157,000 | $ 63,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 705,000 | $ 127,500 | $ 59,000 |
| YUBA CITY, CA | 7 | $ 1,485,000 | $ 212,000 | $ 98,000 |
| COEUR D'ALENE, ID | 6 | $ 1,980,000 | $ 330,000 | $ 84,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 1,120,000 | $ 186,000 | $ 61,000 |
| FOND DU LAC, WI | 6 | $ 720,000 | $ 120,000 | $ 64,000 |
| FORT COLLINS, CO | 6 | $ 2,170,000 | $ 361,000 | $ 83,000 |
| HAMMOND, LA | 6 | $ 780,000 | $ 130,000 | $ 45,000 |
| LANCASTER, PA | 6 | $ 1,290,000 | $ 215,000 | $ 87,000 |
| MIDLAND, TX | 6 | $ 1,360,000 | $ 226,000 | $ 114,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 4,130,000 | $ 688,000 | $ 172,000 |
| SAN RAFAEL, CA | 6 | $ 2,390,000 | $ 398,000 | $ 162,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,130,000 | $ 188,000 | $ 90,000 |
| SPRINGFIELD, OH | 6 | $ 1,000,000 | $ 166,000 | $ 89,000 |
| SYRACUSE, NY | 6 | $ 1,030,000 | $ 171,000 | $ 64,000 |
| TOPEKA, KS | 6 | $ 1,280,000 | $ 213,000 | $ 89,000 |
| TULSA, OK | 6 | $ 1,030,000 | $ 171,000 | $ 108,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 2,500,000 | $ 416,000 | $ 103,000 |
| WINCHESTER, VA-WV | 6 | $ 1,250,000 | $ 191,000 | $ 92,000 |
| YORK-HANOVER, PA | 6 | $ 1,280,000 | $ 213,000 | $ 78,000 |
| ANCHORAGE, AK | 5 | $ 1,985,000 | $ 397,000 | $ 126,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 865,000 | $ 173,000 | $ 83,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,065,000 | $ 213,000 | $ 92,000 |
| BAKERSFIELD, CA | 5 | $ 1,375,000 | $ 275,000 | $ 118,000 |
| BLOOMINGTON, IL | 5 | $ 835,000 | $ 167,000 | $ 100,000 |
| BOWLING GREEN, KY | 5 | $ 1,135,000 | $ 227,000 | $ 88,000 |
| COLUMBUS, GA-AL | 5 | $ 1,545,000 | $ 236,000 | $ 56,500 |
| CORPUS CHRISTI, TX | 5 | $ 1,025,000 | $ 205,000 | $ 144,000 |
| GAINESVILLE, FL | 5 | $ 1,065,000 | $ 213,000 | $ 157,000 |
| GLENS FALLS, NY | 5 | $ 545,000 | $ 109,000 | $ 91,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,155,000 | $ 231,000 | $ 163,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 595,000 | $ 119,000 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 915,000 | $ 191,666 | $ 83,666 |
| JACKSONVILLE, NC | 5 | $ 1,165,000 | $ 233,000 | $ 55,000 |
| LAWTON, OK | 5 | $ 1,025,000 | $ 205,000 | $ 62,000 |
| LEWISTON-AUBURN, ME | 5 | $ 725,000 | $ 145,000 | $ 52,000 |
| MISSOULA, MT | 5 | $ 1,505,000 | $ 301,000 | $ 82,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,915,000 | $ 383,000 | $ 86,000 |
| SANTA FE, NM | 5 | $ 1,305,000 | $ 261,000 | $ 155,000 |
| ST. JOSEPH, MO-KS | 5 | $ 915,000 | $ 183,000 | $ 87,000 |
| STATE COLLEGE, PA | 5 | $ 835,000 | $ 167,000 | $ 70,000 |
| WICHITA, KS | 5 | $ 825,000 | $ 165,000 | $ 69,000 |
| YUMA, AZ | 5 | $ 815,000 | $ 163,000 | $ 65,000 |
| AMARILLO, TX | 4 | $ 530,000 | $ 132,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 860,000 | $ 215,000 | $ 98,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 890,000 | $ 222,000 | $ 76,000 |
| CHARLESTON, WV | 4 | $ 830,000 | $ 207,000 | $ 105,000 |
| CHEYENNE, WY | 4 | $ 1,100,000 | $ 275,000 | $ 64,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 790,000 | $ 197,000 | $ 59,000 |
| FARGO, ND-MN | 4 | $ 1,110,000 | $ 263,000 | $ 99,500 |
| HINESVILLE, GA | 4 | $ 740,000 | $ 185,000 | $ 71,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 760,000 | $ 190,000 | $ 59,000 |
| IDAHO FALLS, ID | 4 | $ 610,000 | $ 152,000 | $ 75,000 |
| JOHNSON CITY, TN | 4 | $ 1,060,000 | $ 265,000 | $ 66,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 1,350,000 | $ 337,000 | $ 124,000 |
| LAS CRUCES, NM | 4 | $ 890,000 | $ 222,000 | $ 53,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 320,000 | $ 80,000 | $ 43,000 |
| PRESCOTT, AZ | 4 | $ 950,000 | $ 237,000 | $ 55,000 |
| RAPID CITY, SD | 4 | $ 1,160,000 | $ 290,000 | $ 92,000 |
| REDDING, CA | 4 | $ 860,000 | $ 215,000 | $ 96,000 |
| ROME, GA | 4 | $ 1,450,000 | $ 362,000 | $ 131,000 |
| SUMTER, SC | 4 | $ 730,000 | $ 182,000 | $ 81,000 |
| TUSCALOOSA, AL | 4 | $ 750,000 | $ 187,000 | $ 86,000 |
| ANN ARBOR, MI | 3 | $ 705,000 | $ 235,000 | $ 126,000 |
| APPLETON, WI | 3 | $ 355,000 | $ 118,000 | $ 67,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| BECKLEY, WV | 3 | $ 515,000 | $ 171,000 | $ 78,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 485,000 | $ 161,000 | $ 31,000 |
| BURLINGTON, NC | 3 | $ 505,000 | $ 168,000 | $ 56,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 575,000 | $ 191,000 | $ 83,000 |
| CHARLOTTESVILLE, VA | 3 | $ 1,265,000 | $ 421,000 | $ 213,000 |
| CLEVELAND, TN | 3 | $ 625,000 | $ 208,000 | $ 77,000 |
| DANVILLE, IL | 3 | $ 365,000 | $ 121,000 | $ 62,000 |
| DECATUR, IL | 3 | $ 485,000 | $ 161,000 | $ 113,000 |
| ERIE, PA | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| GAINESVILLE, GA | 3 | $ 815,000 | $ 271,000 | $ 94,000 |
| GRAND FORKS, ND-MN | 3 | $ 735,000 | $ 230,000 | $ 65,500 |
| GREEN BAY, WI | 3 | $ 585,000 | $ 195,000 | $ 59,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 1,025,000 | $ 341,000 | $ 162,000 |
| KANKAKEE, IL | 3 | $ 625,000 | $ 208,000 | $ 78,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 855,000 | $ 285,000 | $ 86,000 |
| KINGSTON, NY | 3 | $ 845,000 | $ 281,000 | $ 73,000 |
| LAWRENCE, KS | 3 | $ 435,000 | $ 145,000 | $ 109,000 |
| LINCOLN, NE | 3 | $ 515,000 | $ 171,000 | $ 65,000 |
| LONGVIEW, WA | 3 | $ 725,000 | $ 241,000 | $ 84,000 |
| LUBBOCK, TX | 3 | $ 415,000 | $ 138,000 | $ 68,000 |
| LYNCHBURG, VA | 3 | $ 825,000 | $ 275,000 | $ 65,000 |
| MONROE, MI | 3 | $ 555,000 | $ 185,000 | $ 59,000 |
| MUNCIE, IN | 3 | $ 275,000 | $ 91,000 | $ 57,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 475,000 | $ 158,000 | $ 60,000 |
| ROCHESTER, MN | 3 | $ 415,000 | $ 138,000 | $ 60,000 |
| SALINAS, CA | 3 | $ 1,335,000 | $ 445,000 | $ 76,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 985,000 | $ 328,000 | $ 90,000 |
| SEBRING, FL | 3 | $ 345,000 | $ 115,000 | $ 37,000 |
| SIOUX FALLS, SD | 3 | $ 1,045,000 | $ 348,000 | $ 146,000 |
| SPRINGFIELD, IL | 3 | $ 455,000 | $ 151,000 | $ 50,000 |
| SPRINGFIELD, MO | 3 | $ 415,000 | $ 138,000 | $ 63,000 |
| TOLEDO, OH | 3 | $ 255,000 | $ 85,000 | $ 38,000 |
| TRENTON, NJ | 3 | $ 785,000 | $ 261,000 | $ 173,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 475,000 | $ 158,000 | $ 77,000 |
| ABILENE, TX | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| ALEXANDRIA, LA | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| ALTOONA, PA | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| BANGOR, ME | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| BRUNSWICK, GA | 2 | $ 580,000 | $ 290,000 | $ 94,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| CARBONDALE-MARION, IL | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 310,000 | $ 155,000 | $ 201,000 |
| COLUMBUS, IN | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| DECATUR, AL | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| DOTHAN, AL | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| EAST STROUDSBURG, PA | 2 | $ 440,000 | $ 220,000 | $ 147,000 |
| EL CENTRO, CA | 2 | $ 660,000 | $ 330,000 | $ 68,000 |
| ENID, OK | 2 | $ 810,000 | $ 405,000 | $ 85,000 |
| EVANSVILLE, IN-KY | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| FLAGSTAFF, AZ | 2 | $ 740,000 | $ 370,000 | $ 310,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 540,000 | $ 270,000 | $ 62,000 |
| GOLDSBORO, NC | 2 | $ 440,000 | $ 220,000 | $ 48,000 |
| GRANTS PASS, OR | 2 | $ 680,000 | $ 340,000 | $ 81,000 |
| GREENVILLE, NC | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| HATTIESBURG, MS | 2 | $ 310,000 | $ 155,000 | $ 162,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| ITHACA, NY | 2 | $ 420,000 | $ 210,000 | $ 170,000 |
| LAKE CHARLES, LA | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| LOGAN, UT-ID | 2 | $ 880,000 | $ 440,000 | $ 98,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| MADERA, CA | 2 | $ 720,000 | $ 360,000 | $ 75,000 |
| MANSFIELD, OH | 2 | $ 400,000 | $ 200,000 | $ 24,000 |
| MORGANTOWN, WV | 2 | $ 400,000 | $ 200,000 | $ 156,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| OCEAN CITY, NJ | 2 | $ 490,000 | $ 245,000 | $ 63,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 940,000 | $ 470,000 | $ 125,000 |
| PITTSFIELD, MA | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| ROCKFORD, IL | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| SANTA ROSA, CA | 2 | $ 1,020,000 | $ 510,000 | $ 142,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| SHEBOYGAN, WI | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| WACO, TX | 2 | $ 290,000 | $ 145,000 | $ 442,000 |
| WENATCHEE, WA | 2 | $ 530,000 | $ 265,000 | $ 64,000 |
| WHEELING, WV-OH | 2 | $ 310,000 | $ 155,000 | $ 125,000 |
| WICHITA FALLS, TX | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| WILMINGTON, NC | 2 | $ 210,000 | $ 105,000 | $ 25,000 |
| ALBANY, GA | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| AMES, IA | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| BAY CITY, MI | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| BELLINGHAM, WA | 1 | $ 625,000 | $ 625,000 | $ 147,000 |
| BINGHAMTON, NY | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| BLOOMINGTON, IN | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| CARSON CITY, NV | 1 | $ 655,000 | $ 655,000 | $ 247,000 |
| CEDAR RAPIDS, IA | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| CHICO, CA | 1 | $ 345,000 | $ 345,000 | $ 57,000 |
| DALTON, GA | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| ELMIRA, NY | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| FLORENCE, SC | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| FORT WAYNE, IN | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| GRAND ISLAND, NE | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| HANFORD-CORCORAN, CA | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| JACKSON, MI | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| JEFFERSON CITY, MO | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| JOHNSTOWN, PA | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| JOPLIN, MO | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 245,000 | $ 245,000 | $ 318,000 |
| KOKOMO, IN | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| LEBANON, PA | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| LIMA, OH | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| MANHATTAN, KS | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MIDLAND, MI | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| MONROE, LA | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| NAPA, CA | 1 | $ 585,000 | $ 585,000 | $ 313,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| POCATELLO, ID | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| ROANOKE, VA | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| ROCKY MOUNT, NC | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| SAGINAW, MI | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| SAN ANGELO, TX | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| ST. CLOUD, MN | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| ST. GEORGE, UT | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| TERRE HAUTE, IN | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| THE VILLAGES, FL | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| TWIN FALLS, ID | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| TYLER, TX | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,999 | $2,505,485,000 | $208,000 | $1,655,000 | $86,000 | $2,258,000 |
| Cash-out Refinancing | 2,700 | $737,700,000 | $273,000 | $3,345,000 | $95,000 | $1,095,000 |
| Refinancing | 1,090 | $288,030,000 | $264,000 | $2,035,000 | $111,000 | $1,872,000 |
| Home Improvement | 9 | $205,000 | $22,000 | $55,000 | $135,000 | $515,000 |
| Not Applicable | 5 | $975,000 | $195,000 | $495,000 | $59,000 | $81,000 |
| Other Purpose | 5 | $145,000 | $29,000 | $75,000 | $52,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,683 | $2,657,605,000 | $227,000 | $3,345,000 | $92,000 | $2,258,000 |
| Black or African American | 1,605 | $308,645,000 | $192,000 | $1,235,000 | $75,000 | $2,247,000 |
| Hispanic | 1,455 | $292,485,000 | $201,000 | $775,000 | $76,000 | $485,000 |
| Not Provided | 518 | $138,020,000 | $266,000 | $1,475,000 | $95,000 | $1,125,000 |
| Asian | 432 | $109,180,000 | $252,000 | $915,000 | $107,000 | $692,000 |
| American Indian or Alaskan Native | 60 | $13,510,000 | $225,000 | $525,000 | $97,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $10,495,000 | $255,000 | $705,000 | $73,000 | $155,000 |
| Not applicable | 10 | $860,000 | $86,000 | $355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,016 | $2,049,290,000 | $227,000 | $2,035,000 | $103,000 | $2,258,000 |
| FHA-insured (Federal Housing Administration) | 3,723 | $708,395,000 | $190,000 | $695,000 | $67,000 | $676,000 |
| VA-guaranteed (Veterans Administration) | 2,420 | $685,140,000 | $283,000 | $3,345,000 | $86,000 | $751,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 649 | $89,715,000 | $138,000 | $575,000 | $50,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,771 | $2,362,485,000 | $219,000 | $1,825,000 | $90,000 | $2,247,000 |
| Application Withdrawn By Applicant | 3,319 | $777,105,000 | $234,000 | $2,095,000 | $89,000 | $2,258,000 |
| Application Denied By Financial Institution | 778 | $168,200,000 | $216,000 | $2,035,000 | $74,000 | $996,000 |
| Application Approved But Not Accepted | 735 | $172,605,000 | $234,000 | $3,345,000 | $96,000 | $1,446,000 |
| File Closed For Incompleteness | 200 | $51,170,000 | $255,000 | $1,215,000 | $87,000 | $992,000 |
| Loan Purchased By The Institution | 5 | $975,000 | $195,000 | $495,000 | $59,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,030 | $3,364,340,000 | $223,000 | $3,345,000 | $90,000 | $2,258,000 |
| Debt-To-Income Ratio | 260 | $61,400,000 | $236,000 | $2,035,000 | $62,000 | $690,000 |
| Credit History | 249 | $54,255,000 | $217,000 | $915,000 | $80,000 | $996,000 |
| Other | 106 | $19,860,000 | $187,000 | $645,000 | $76,000 | $464,000 |
| Collateral | 86 | $17,840,000 | $207,000 | $1,235,000 | $96,000 | $433,000 |
| Employment History | 32 | $5,570,000 | $174,000 | $355,000 | $53,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,575,000 | $198,000 | $665,000 | $78,000 | $230,000 |
| Unverifiable Information | 22 | $4,700,000 | $213,000 | $455,000 | $80,000 | $515,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.