Bank of Hawaii Mortgage Lending & HMDA Data, 2011
In 2011, Bank of Hawaii of Honolulu, HI reported 4,040 mortgage applications totaling $1.3 billion. The average application was for $332,616, and applicants reported an average income of $128,508. 70% of its applications resulted in an originated loan and 4% were denied. Its largest market was Honolulu, HI (3,086).
| Mortgage Company & Address | Bank of Hawaii 130 Merchant St Suite 270 Honolulu, HI 96813 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,040 |
| Total Mortgage Loan Application Amount | $1,343,771,000 |
| Average Mortgage Loan Application Amount | $332,616 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $128,508 |
| Highest Applicant Income | $6,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Hawaii filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Bank of Hawaii in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,799 | $900,144,000 | $321,000 | $4,000,000 | $118,000 | $2,197,000 |
| Home Purchase | 869 | $334,198,000 | $384,000 | $2,500,000 | $166,000 | $6,600,000 |
| Home Improvement | 372 | $109,429,000 | $294,000 | $1,500,000 | $120,000 | $1,328,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,057 | $636,015,000 | $309,000 | $1,900,000 | $111,000 | $1,660,000 |
| White | 1,218 | $460,261,000 | $377,000 | $4,000,000 | $168,000 | $6,600,000 |
| Native Hawaiian or Other Pacific Islander | 341 | $95,022,000 | $278,000 | $2,000,000 | $92,000 | $452,000 |
| Not Provided | 308 | $108,166,000 | $351,000 | $2,000,000 | $145,000 | $1,932,000 |
| Hispanic | 82 | $27,297,000 | $332,000 | $1,000,000 | $106,000 | $498,000 |
| American Indian or Alaskan Native | 15 | $3,446,000 | $229,000 | $555,000 | $86,000 | $487,000 |
| Not applicable | 12 | $10,943,000 | $911,000 | $1,915,000 | $0 | $0 |
| Black or African American | 7 | $2,621,000 | $374,000 | $534,000 | $85,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,880 | $1,299,513,000 | $334,000 | $4,000,000 | $131,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 121 | $30,664,000 | $253,000 | $626,000 | $81,000 | $392,000 |
| VA-guaranteed (Veterans Administration) | 39 | $13,594,000 | $348,000 | $741,000 | $83,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,813 | $901,451,000 | $320,000 | $4,000,000 | $126,000 | $2,197,000 |
| Application Withdrawn By Applicant | 758 | $275,255,000 | $363,000 | $2,000,000 | $136,000 | $6,600,000 |
| Application Approved But Not Accepted | 290 | $101,138,000 | $348,000 | $2,000,000 | $134,000 | $3,070,000 |
| Application Denied By Financial Institution | 179 | $65,927,000 | $368,000 | $2,000,000 | $128,000 | $1,089,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $33,888,000 | $398,000 | $2,000,000 | $144,000 | $1,089,000 |
| Collateral | 53 | $18,528,000 | $349,000 | $1,401,000 | $119,000 | $579,000 |
| Credit History | 21 | $6,467,000 | $307,000 | $705,000 | $93,000 | $255,000 |
| Other | 8 | $2,459,000 | $307,000 | $856,000 | $156,000 | $326,000 |
| Unverifiable Information | 6 | $2,426,000 | $404,000 | $860,000 | $96,000 | $190,000 |
| Credit Application Incomplete | 4 | $1,463,000 | $365,000 | $1,000,000 | $84,000 | $112,000 |
| Employment History | 2 | $696,000 | $348,000 | $412,000 | $120,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Hawaii's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of Hawaii's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Hawaii, download the full spreadsheet
with aggregated HMDA statistics today.
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