Bank of the West Mortgage Lending & HMDA Data, 2006
In 2006, Bank of the West of Monterey Park, CA reported 25,818 mortgage applications totaling $2.9 billion, down 8% from 2005. The average application was for $112,893, and applicants reported an average income of $78,095. 56% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,873), Los Angeles-Long Beach-Glendale, CA (1,380) and Wichita, KS (1,343) (applications in parentheses).
| Mortgage Company & Address | Bank of the West 1977 Saturn Street Ms Sc-Mpk-03-N Monterey Park, CA 91755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,818 |
| Total Mortgage Loan Application Amount | $2,914,673,000 |
| Average Mortgage Loan Application Amount | $112,893 |
| Highest Mortgage Loan Application Amount | $5,320,000 |
| Average Applicant Income | $78,095 |
| Highest Applicant Income | $8,537,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of the West filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,380 | $ 251,007,000 | $ 181,889 | $ 106,000 |
| Douglas, Nebraska | 1,214 | $ 91,814,000 | $ 75,629 | $ 63,000 |
| Sedgwick, Kansas | 1,040 | $ 71,862,000 | $ 69,098 | $ 65,000 |
| Polk, Iowa | 654 | $ 43,727,000 | $ 66,860 | $ 69,000 |
| Orange, California | 591 | $ 107,106,000 | $ 181,228 | $ 116,000 |
| Bernalillo, New Mexico | 540 | $ 44,316,000 | $ 82,066 | $ 64,000 |
| Santa Clara, California | 515 | $ 81,289,000 | $ 157,842 | $ 106,000 |
| Stanislaus, California | 514 | $ 58,822,000 | $ 114,439 | $ 82,000 |
| Alameda, California | 461 | $ 76,826,000 | $ 166,650 | $ 100,000 |
| San Joaquin, California | 461 | $ 62,791,000 | $ 136,206 | $ 85,000 |
| Sarpy, Nebraska | 340 | $ 29,055,000 | $ 85,455 | $ 76,000 |
| Contra Costa, California | 337 | $ 53,252,000 | $ 158,017 | $ 91,000 |
| Jefferson, Colorado | 331 | $ 32,874,000 | $ 99,317 | $ 85,000 |
| Lancaster, Nebraska | 323 | $ 26,990,000 | $ 83,560 | $ 70,000 |
| Garfield, Oklahoma | 315 | $ 19,242,000 | $ 61,085 | $ 61,000 |
| San Bernardino, California | 296 | $ 45,109,000 | $ 152,395 | $ 92,000 |
| Linn, Iowa | 291 | $ 16,903,000 | $ 58,085 | $ 65,000 |
| Jackson, Missouri | 272 | $ 23,020,000 | $ 84,632 | $ 79,000 |
| Maricopa, Arizona | 256 | $ 48,614,000 | $ 189,898 | $ 100,000 |
| Oklahoma, Oklahoma | 243 | $ 20,118,000 | $ 82,790 | $ 68,000 |
| Fresno, California | 238 | $ 23,224,000 | $ 97,579 | $ 71,000 |
| Sacramento, California | 238 | $ 37,589,000 | $ 157,936 | $ 116,000 |
| Pima, Arizona | 233 | $ 34,314,000 | $ 147,270 | $ 79,000 |
| Denver, Colorado | 228 | $ 24,516,000 | $ 107,526 | $ 76,000 |
| Adams, Colorado | 220 | $ 18,769,000 | $ 85,313 | $ 73,000 |
| Arapahoe, Colorado | 220 | $ 17,322,000 | $ 78,736 | $ 83,000 |
| Dona Ana, New Mexico | 210 | $ 19,557,000 | $ 93,128 | $ 57,000 |
| Finney, Kansas | 207 | $ 17,858,000 | $ 86,270 | $ 48,000 |
| San Diego, California | 196 | $ 49,154,000 | $ 250,785 | $ 155,000 |
| Multnomah, Oregon | 183 | $ 25,117,000 | $ 137,251 | $ 77,000 |
| Johnson, Kansas | 178 | $ 14,561,000 | $ 81,803 | $ 93,000 |
| Butte, California | 174 | $ 16,251,000 | $ 93,396 | $ 66,000 |
| Ventura, California | 173 | $ 29,578,000 | $ 170,971 | $ 94,000 |
| Tulare, California | 164 | $ 15,661,000 | $ 95,493 | $ 87,000 |
| Solano, California | 162 | $ 21,246,000 | $ 131,148 | $ 82,000 |
| Boone, Iowa | 160 | $ 9,320,000 | $ 58,250 | $ 61,000 |
| Kern, California | 154 | $ 18,988,000 | $ 123,298 | $ 87,000 |
| Clark, Nevada | 151 | $ 26,895,000 | $ 178,112 | $ 143,000 |
| Pottawattamie, Iowa | 150 | $ 8,853,000 | $ 59,020 | $ 72,000 |
| Butler, Kansas | 147 | $ 9,755,000 | $ 66,360 | $ 69,000 |
| Sonoma, California | 146 | $ 18,092,000 | $ 123,917 | $ 115,000 |
| Sweetwater, Wyoming | 134 | $ 16,484,000 | $ 123,014 | $ 68,000 |
| Harvey, Kansas | 129 | $ 8,810,000 | $ 68,294 | $ 52,000 |
| Mesa, Colorado | 127 | $ 18,791,000 | $ 147,960 | $ 79,000 |
| Larimer, Colorado | 126 | $ 14,122,000 | $ 112,079 | $ 73,000 |
| San Mateo, California | 123 | $ 27,922,000 | $ 227,008 | $ 126,000 |
| Pinal, Arizona | 122 | $ 11,720,000 | $ 96,065 | $ 50,000 |
| Cass, North Dakota | 118 | $ 12,595,000 | $ 106,737 | $ 66,000 |
| Riverside, California | 116 | $ 24,340,000 | $ 209,827 | $ 123,000 |
| Weld, Colorado | 115 | $ 10,184,000 | $ 88,556 | $ 70,000 |
| Ford, Kansas | 114 | $ 9,643,000 | $ 84,587 | $ 52,000 |
| Lincoln, Nebraska | 107 | $ 5,707,000 | $ 53,336 | $ 62,000 |
| Washington, Oregon | 104 | $ 11,176,000 | $ 107,461 | $ 68,000 |
| Kings, California | 103 | $ 7,061,000 | $ 68,553 | $ 70,000 |
| Warren, Iowa | 102 | $ 7,366,000 | $ 72,215 | $ 75,000 |
| Washoe, Nevada | 101 | $ 15,675,000 | $ 155,198 | $ 121,000 |
| Dallas, Iowa | 99 | $ 8,504,000 | $ 85,898 | $ 81,000 |
| Salt Lake, Utah | 99 | $ 17,507,000 | $ 176,838 | $ 132,000 |
| Clackamas, Oregon | 97 | $ 10,794,000 | $ 111,278 | $ 67,000 |
| Sandoval, New Mexico | 95 | $ 8,697,000 | $ 91,547 | $ 57,000 |
| Laramie, Wyoming | 94 | $ 9,291,000 | $ 98,840 | $ 63,000 |
| Franklin, Kansas | 93 | $ 4,915,000 | $ 52,849 | $ 52,000 |
| Placer, California | 88 | $ 16,381,000 | $ 186,147 | $ 115,000 |
| Natrona, Wyoming | 88 | $ 9,780,000 | $ 111,136 | $ 60,000 |
| San Francisco, California | 86 | $ 23,033,000 | $ 267,825 | $ 115,000 |
| Douglas, Colorado | 86 | $ 13,449,000 | $ 156,383 | $ 117,000 |
| Washburn, Wisconsin | 83 | $ 6,932,000 | $ 83,518 | $ 60,000 |
| Lake, California | 79 | $ 5,818,000 | $ 73,645 | $ 59,000 |
| Boulder, Colorado | 79 | $ 15,648,000 | $ 198,075 | $ 107,000 |
| Washakie, Wyoming | 75 | $ 5,164,000 | $ 68,853 | $ 57,000 |
| Park, Wyoming | 74 | $ 7,496,000 | $ 101,297 | $ 63,000 |
| Yolo, California | 73 | $ 10,445,000 | $ 143,082 | $ 80,000 |
| Johnson, Iowa | 73 | $ 4,565,000 | $ 62,534 | $ 69,000 |
| Otter Tail, Minnesota | 73 | $ 6,065,000 | $ 83,082 | $ 57,000 |
| Tulsa, Oklahoma | 73 | $ 4,981,000 | $ 68,232 | $ 73,000 |
| Napa, California | 72 | $ 10,132,000 | $ 140,722 | $ 87,000 |
| Clay, Missouri | 72 | $ 6,267,000 | $ 87,041 | $ 79,000 |
| Montrose, Colorado | 69 | $ 7,371,000 | $ 106,826 | $ 52,000 |
| Cleveland, Oklahoma | 69 | $ 6,308,000 | $ 91,420 | $ 75,000 |
| Delta, Colorado | 68 | $ 5,525,000 | $ 81,250 | $ 50,000 |
| Moffat, Colorado | 64 | $ 7,559,000 | $ 118,109 | $ 56,000 |
| Anoka, Minnesota | 64 | $ 6,961,000 | $ 108,765 | $ 65,000 |
| Campbell, Wyoming | 64 | $ 9,443,000 | $ 147,546 | $ 75,000 |
| Carbon, Wyoming | 64 | $ 5,947,000 | $ 92,921 | $ 51,000 |
| Kay, Oklahoma | 62 | $ 2,796,000 | $ 45,096 | $ 51,000 |
| Lincoln, Oregon | 62 | $ 5,289,000 | $ 85,306 | $ 59,000 |
| Navajo, Arizona | 61 | $ 3,485,000 | $ 57,131 | $ 72,000 |
| Nevada, California | 59 | $ 11,058,000 | $ 187,423 | $ 96,000 |
| Buffalo, Nebraska | 58 | $ 2,889,000 | $ 49,810 | $ 79,000 |
| Douglas, Kansas | 57 | $ 5,424,000 | $ 95,157 | $ 67,000 |
| Lincoln, Wyoming | 57 | $ 4,545,000 | $ 79,736 | $ 68,000 |
| Carroll, Iowa | 55 | $ 3,142,000 | $ 57,127 | $ 52,000 |
| Winneshiek, Iowa | 55 | $ 5,910,000 | $ 107,454 | $ 52,000 |
| Lyon, Minnesota | 55 | $ 4,281,000 | $ 77,836 | $ 58,000 |
| Madison, Nebraska | 55 | $ 2,929,000 | $ 53,254 | $ 51,000 |
| Washington, Oklahoma | 55 | $ 4,014,000 | $ 72,981 | $ 65,000 |
| Benton, Washington | 55 | $ 5,162,000 | $ 93,854 | $ 76,000 |
| Harrison, Iowa | 54 | $ 2,717,000 | $ 50,314 | $ 66,000 |
| Cass, Missouri | 53 | $ 5,504,000 | $ 103,849 | $ 75,000 |
| Platte, Nebraska | 52 | $ 2,425,000 | $ 46,634 | $ 53,000 |
| Richland, North Dakota | 52 | $ 2,717,000 | $ 52,250 | $ 45,000 |
| Cowley, Kansas | 50 | $ 2,932,000 | $ 58,640 | $ 55,000 |
| Houston, Minnesota | 50 | $ 3,294,000 | $ 65,880 | $ 66,000 |
| Reno, Kansas | 49 | $ 3,582,000 | $ 73,102 | $ 57,000 |
| Cass, Nebraska | 49 | $ 3,439,000 | $ 70,183 | $ 68,000 |
| Gila, Arizona | 47 | $ 1,702,000 | $ 36,212 | $ 50,000 |
| El Dorado, California | 47 | $ 9,692,000 | $ 206,212 | $ 141,000 |
| Santa Barbara, California | 47 | $ 12,427,000 | $ 264,404 | $ 169,000 |
| Stearns, Minnesota | 46 | $ 4,409,000 | $ 95,847 | $ 74,000 |
| Hall, Nebraska | 46 | $ 2,543,000 | $ 55,282 | $ 52,000 |
| Santa Cruz, California | 45 | $ 10,317,000 | $ 229,266 | $ 154,000 |
| Canyon, Idaho | 45 | $ 3,997,000 | $ 88,822 | $ 54,000 |
| Decatur, Iowa | 45 | $ 2,895,000 | $ 64,333 | $ 55,000 |
| Pontotoc, Oklahoma | 44 | $ 2,190,000 | $ 49,772 | $ 49,000 |
| Story, Iowa | 43 | $ 2,301,000 | $ 53,511 | $ 60,000 |
| Valencia, New Mexico | 43 | $ 3,818,000 | $ 88,790 | $ 57,000 |
| Shelby, Iowa | 42 | $ 2,238,000 | $ 53,285 | $ 57,000 |
| Washington, Nebraska | 42 | $ 4,524,000 | $ 107,714 | $ 71,000 |
| Monterey, California | 41 | $ 8,150,000 | $ 198,780 | $ 141,000 |
| Marshall, Iowa | 41 | $ 2,246,000 | $ 54,780 | $ 49,000 |
| Converse, Wyoming | 41 | $ 4,704,000 | $ 114,731 | $ 80,000 |
| Gage, Nebraska | 40 | $ 1,769,000 | $ 44,225 | $ 39,000 |
| Seminole, Oklahoma | 40 | $ 2,003,000 | $ 50,075 | $ 57,000 |
| Sheridan, Wyoming | 40 | $ 5,320,000 | $ 133,000 | $ 62,000 |
| Wapello, Iowa | 39 | $ 1,919,000 | $ 49,205 | $ 37,000 |
| Canadian, Oklahoma | 39 | $ 3,690,000 | $ 94,615 | $ 88,000 |
| Fremont, Wyoming | 38 | $ 3,414,000 | $ 89,842 | $ 61,000 |
| Scott, Iowa | 37 | $ 1,385,000 | $ 37,432 | $ 62,000 |
| Clay, Minnesota | 37 | $ 3,728,000 | $ 100,756 | $ 56,000 |
| Lincoln, Minnesota | 37 | $ 1,588,000 | $ 42,918 | $ 58,000 |
| Park, Colorado | 36 | $ 2,863,000 | $ 79,527 | $ 59,000 |
| Ada, Idaho | 36 | $ 4,912,000 | $ 136,444 | $ 69,000 |
| Wilkin, Minnesota | 36 | $ 1,671,000 | $ 46,416 | $ 45,000 |
| Platte, Missouri | 35 | $ 3,419,000 | $ 97,685 | $ 77,000 |
| Box Butte, Nebraska | 35 | $ 1,921,000 | $ 54,885 | $ 58,000 |
| Payne, Oklahoma | 35 | $ 1,662,000 | $ 47,485 | $ 56,000 |
| Broomfield, Colorado | 34 | $ 2,842,000 | $ 83,588 | $ 85,000 |
| Gunnison, Colorado | 34 | $ 8,090,000 | $ 237,941 | $ 107,000 |
| Logan, Colorado | 34 | $ 2,147,000 | $ 63,147 | $ 59,000 |
| Morrison, Minnesota | 34 | $ 3,602,000 | $ 105,941 | $ 63,000 |
| Nobles, Minnesota | 34 | $ 2,286,000 | $ 67,235 | $ 65,000 |
| Apache, Arizona | 33 | $ 2,099,000 | $ 63,606 | $ 61,000 |
| Cottonwood, Minnesota | 32 | $ 1,229,000 | $ 38,406 | $ 49,000 |
| Dodge, Nebraska | 32 | $ 1,693,000 | $ 52,906 | $ 60,000 |
| Summit, Colorado | 31 | $ 9,210,000 | $ 297,096 | $ 113,000 |
| Jones, Iowa | 31 | $ 1,622,000 | $ 52,322 | $ 54,000 |
| Dakota, Minnesota | 31 | $ 3,797,000 | $ 122,483 | $ 73,000 |
| Woodbury, Iowa | 29 | $ 1,483,000 | $ 51,137 | $ 45,000 |
| Gray, Kansas | 29 | $ 2,553,000 | $ 88,034 | $ 51,000 |
| Marin, California | 28 | $ 9,152,000 | $ 326,857 | $ 255,000 |
| Yakima, Washington | 28 | $ 4,359,000 | $ 155,678 | $ 104,000 |
| Albany, Wyoming | 28 | $ 2,999,000 | $ 107,107 | $ 68,000 |
| Merced, California | 27 | $ 2,954,000 | $ 109,407 | $ 89,000 |
| Routt, Colorado | 27 | $ 3,321,000 | $ 123,000 | $ 79,000 |
| Sumner, Kansas | 27 | $ 1,728,000 | $ 64,000 | $ 54,000 |
| Wasco, Oregon | 27 | $ 1,856,000 | $ 68,740 | $ 58,000 |
| Uinta, Wyoming | 27 | $ 1,684,000 | $ 62,370 | $ 71,000 |
| Carson City, Nevada | 26 | $ 3,224,000 | $ 124,000 | $ 104,000 |
| Carter, Oklahoma | 26 | $ 1,176,000 | $ 45,230 | $ 58,000 |
| Columbia, Oregon | 26 | $ 2,685,000 | $ 103,269 | $ 71,000 |
| Umatilla, Oregon | 26 | $ 1,521,000 | $ 58,500 | $ 59,000 |
| Davis, Iowa | 25 | $ 2,264,000 | $ 90,560 | $ 50,000 |
| Dawes, Nebraska | 25 | $ 1,261,000 | $ 50,440 | $ 47,000 |
| Sublette, Wyoming | 25 | $ 3,776,000 | $ 151,040 | $ 75,000 |
| Grand, Colorado | 24 | $ 6,460,000 | $ 269,166 | $ 150,000 |
| Las Animas, Colorado | 24 | $ 1,841,000 | $ 76,708 | $ 56,000 |
| Pawnee, Kansas | 24 | $ 939,000 | $ 39,125 | $ 60,000 |
| Coconino, Arizona | 23 | $ 2,505,000 | $ 108,913 | $ 85,000 |
| Wyandotte, Kansas | 23 | $ 1,121,000 | $ 48,739 | $ 66,000 |
| Chaffee, Colorado | 22 | $ 2,461,000 | $ 111,863 | $ 62,000 |
| Davis, Utah | 22 | $ 3,782,000 | $ 171,909 | $ 123,000 |
| Barton, Kansas | 21 | $ 899,000 | $ 42,809 | $ 59,000 |
| Hennepin, Minnesota | 21 | $ 3,383,000 | $ 161,095 | $ 93,000 |
| Malheur, Oregon | 21 | $ 1,966,000 | $ 93,619 | $ 63,000 |
| Stevens, Minnesota | 20 | $ 1,679,000 | $ 83,950 | $ 55,000 |
| Swift, Minnesota | 20 | $ 1,757,000 | $ 87,850 | $ 78,000 |
| Beadle, South Dakota | 20 | $ 1,866,000 | $ 93,300 | $ 39,000 |
| El Paso, Colorado | 19 | $ 3,469,000 | $ 182,578 | $ 119,000 |
| Mahaska, Iowa | 19 | $ 795,000 | $ 41,842 | $ 54,000 |
| Mitchell, Kansas | 19 | $ 1,119,000 | $ 58,894 | $ 47,000 |
| Traverse, Minnesota | 19 | $ 1,396,000 | $ 73,473 | $ 62,000 |
| Goshen, Wyoming | 19 | $ 1,282,000 | $ 67,473 | $ 52,000 |
| Elbert, Colorado | 18 | $ 2,259,000 | $ 125,500 | $ 96,000 |
| Pulaski, Missouri | 18 | $ 1,027,000 | $ 57,055 | $ 88,000 |
| Osage, Oklahoma | 18 | $ 1,437,000 | $ 79,833 | $ 71,000 |
| Woods, Oklahoma | 18 | $ 699,000 | $ 38,833 | $ 35,000 |
| Franklin, Washington | 18 | $ 1,072,000 | $ 59,555 | $ 65,000 |
| Niobrara, Wyoming | 18 | $ 857,000 | $ 47,611 | $ 45,000 |
| Platte, Wyoming | 18 | $ 2,162,000 | $ 120,111 | $ 64,000 |
| Washington, Idaho | 17 | $ 1,558,000 | $ 91,647 | $ 59,000 |
| Harper, Kansas | 17 | $ 622,000 | $ 36,588 | $ 122,000 |
| Stark, North Dakota | 17 | $ 716,000 | $ 42,117 | $ 51,000 |
| Burnett, Wisconsin | 17 | $ 2,275,000 | $ 133,823 | $ 166,000 |
| Yavapai, Arizona | 16 | $ 2,689,000 | $ 168,062 | $ 78,000 |
| Dakota, Nebraska | 16 | $ 614,000 | $ 38,375 | $ 53,000 |
| Sheridan, Nebraska | 16 | $ 749,000 | $ 46,812 | $ 48,000 |
| Kittitas, Washington | 16 | $ 1,433,000 | $ 89,562 | $ 58,000 |
| Madera, California | 15 | $ 3,069,000 | $ 204,600 | $ 169,000 |
| Tuolumne, California | 15 | $ 1,439,000 | $ 95,933 | $ 71,000 |
| McPherson, Kansas | 15 | $ 931,000 | $ 62,066 | $ 68,000 |
| Grant, Minnesota | 15 | $ 1,499,000 | $ 99,933 | $ 67,000 |
| Spink, South Dakota | 15 | $ 591,000 | $ 39,400 | $ 48,000 |
| El Paso, Texas | 15 | $ 1,089,000 | $ 72,600 | $ 70,000 |
| Morgan, Colorado | 14 | $ 2,203,000 | $ 157,357 | $ 73,000 |
| Anderson, Kansas | 14 | $ 534,000 | $ 38,142 | $ 53,000 |
| Morrill, Nebraska | 14 | $ 744,000 | $ 53,142 | $ 61,000 |
| Logan, Oklahoma | 14 | $ 1,069,000 | $ 76,357 | $ 55,000 |
| Pottawatomie, Oklahoma | 14 | $ 840,000 | $ 60,000 | $ 59,000 |
| King, Washington | 14 | $ 10,654,000 | $ 761,000 | $ 275,000 |
| Calaveras, California | 13 | $ 1,632,000 | $ 125,538 | $ 67,000 |
| Pueblo, Colorado | 13 | $ 517,000 | $ 39,769 | $ 48,000 |
| Mills, Iowa | 13 | $ 1,206,000 | $ 92,769 | $ 94,000 |
| Marion, Kansas | 13 | $ 630,000 | $ 48,461 | $ 58,000 |
| Shawnee, Kansas | 13 | $ 2,970,000 | $ 228,461 | $ 77,000 |
| Jackson, Minnesota | 13 | $ 491,000 | $ 37,769 | $ 53,000 |
| Adams, Nebraska | 13 | $ 451,000 | $ 34,692 | $ 55,000 |
| Santa Fe, New Mexico | 13 | $ 2,604,000 | $ 200,307 | $ 110,000 |
| Marion, Oregon | 13 | $ 1,575,000 | $ 121,153 | $ 68,000 |
| Clear Creek, Colorado | 12 | $ 2,665,000 | $ 222,083 | $ 65,000 |
| Barber, Kansas | 12 | $ 409,000 | $ 34,083 | $ 45,000 |
| Lyon, Nevada | 12 | $ 1,209,000 | $ 100,750 | $ 85,000 |
| Clay, South Dakota | 12 | $ 1,199,000 | $ 99,916 | $ 49,000 |
| Fall River, South Dakota | 12 | $ 803,000 | $ 66,916 | $ 55,000 |
| Benton, Iowa | 11 | $ 738,000 | $ 67,090 | $ 71,000 |
| Howard, Nebraska | 11 | $ 1,395,000 | $ 126,818 | $ 47,000 |
| Saunders, Nebraska | 11 | $ 970,000 | $ 88,181 | $ 59,000 |
| Major, Oklahoma | 11 | $ 701,000 | $ 63,727 | $ 51,000 |
| Wasatch, Utah | 11 | $ 6,018,000 | $ 547,090 | $ 190,000 |
| Sutter, California | 10 | $ 1,342,000 | $ 134,200 | $ 81,000 |
| Phillips, Colorado | 10 | $ 583,000 | $ 58,300 | $ 41,000 |
| Edwards, Kansas | 10 | $ 322,000 | $ 32,200 | $ 58,000 |
| Leavenworth, Kansas | 10 | $ 1,135,000 | $ 113,500 | $ 82,000 |
| Fillmore, Minnesota | 10 | $ 473,000 | $ 47,300 | $ 46,000 |
| Clark, Washington | 10 | $ 2,124,000 | $ 212,400 | $ 177,000 |
| Kit Carson, Colorado | 9 | $ 730,000 | $ 81,111 | $ 75,000 |
| Fayette, Iowa | 9 | $ 835,000 | $ 92,777 | $ 52,000 |
| Madison, Iowa | 9 | $ 584,000 | $ 64,888 | $ 76,000 |
| Otoe, Nebraska | 9 | $ 743,000 | $ 82,555 | $ 52,000 |
| Kingfisher, Oklahoma | 9 | $ 867,000 | $ 96,333 | $ 99,000 |
| Union, South Dakota | 9 | $ 822,000 | $ 91,333 | $ 80,000 |
| Sawyer, Wisconsin | 9 | $ 1,151,000 | $ 127,888 | $ 52,000 |
| Big Horn, Wyoming | 9 | $ 1,101,000 | $ 122,333 | $ 51,000 |
| Teton, Wyoming | 9 | $ 2,350,000 | $ 261,111 | $ 123,000 |
| Mohave, Arizona | 8 | $ 829,000 | $ 103,625 | $ 63,000 |
| Fulton, Georgia | 8 | $ 5,042,000 | $ 630,250 | $ 204,000 |
| Allamakee, Iowa | 8 | $ 642,000 | $ 80,250 | $ 50,000 |
| Kearny, Kansas | 8 | $ 785,000 | $ 98,125 | $ 62,000 |
| Becker, Minnesota | 8 | $ 1,379,000 | $ 172,375 | $ 139,000 |
| Norman, Minnesota | 8 | $ 360,000 | $ 45,000 | $ 48,000 |
| Pope, Minnesota | 8 | $ 1,518,000 | $ 189,750 | $ 49,000 |
| Pierce, Nebraska | 8 | $ 296,000 | $ 37,000 | $ 48,000 |
| Creek, Oklahoma | 8 | $ 475,000 | $ 59,375 | $ 53,000 |
| Garvin, Oklahoma | 8 | $ 548,000 | $ 68,500 | $ 66,000 |
| McClain, Oklahoma | 8 | $ 801,000 | $ 100,125 | $ 93,000 |
| Jefferson, Oregon | 8 | $ 867,000 | $ 108,375 | $ 123,000 |
| Perkins, South Dakota | 8 | $ 467,000 | $ 58,375 | $ 46,000 |
| San Luis Obispo, California | 7 | $ 2,026,000 | $ 289,428 | $ 165,000 |
| Yuba, California | 7 | $ 512,000 | $ 73,142 | $ 68,000 |
| Buchanan, Iowa | 7 | $ 597,000 | $ 85,285 | $ 58,000 |
| Cedar, Iowa | 7 | $ 708,000 | $ 101,142 | $ 47,000 |
| Fremont, Iowa | 7 | $ 270,000 | $ 38,571 | $ 84,000 |
| Keokuk, Iowa | 7 | $ 360,000 | $ 51,428 | $ 32,000 |
| Washington, Iowa | 7 | $ 558,000 | $ 79,714 | $ 40,000 |
| Haskell, Kansas | 7 | $ 470,000 | $ 67,142 | $ 82,000 |
| Sherburne, Minnesota | 7 | $ 1,383,000 | $ 197,571 | $ 97,000 |
| Wright, Minnesota | 7 | $ 485,000 | $ 69,285 | $ 46,000 |
| Cherry, Nebraska | 7 | $ 423,000 | $ 60,428 | $ 51,000 |
| Seward, Nebraska | 7 | $ 342,000 | $ 48,857 | $ 64,000 |
| Douglas, Nevada | 7 | $ 1,456,000 | $ 208,000 | $ 129,000 |
| Griggs, North Dakota | 7 | $ 366,000 | $ 52,285 | $ 45,000 |
| Wagoner, Oklahoma | 7 | $ 300,000 | $ 42,857 | $ 55,000 |
| Klickitat, Washington | 7 | $ 958,000 | $ 136,857 | $ 44,000 |
| Amador, California | 6 | $ 875,000 | $ 145,833 | $ 52,000 |
| San Benito, California | 6 | $ 487,000 | $ 81,166 | $ 103,000 |
| Lee, Florida | 6 | $ 2,719,000 | $ 453,166 | $ 578,000 |
| Palm Beach, Florida | 6 | $ 2,470,000 | $ 411,666 | $ 394,000 |
| Black Hawk, Iowa | 6 | $ 277,000 | $ 46,166 | $ 65,000 |
| Montgomery, Iowa | 6 | $ 160,000 | $ 26,666 | $ 64,000 |
| Muscatine, Iowa | 6 | $ 615,000 | $ 102,500 | $ 60,000 |
| Tama, Iowa | 6 | $ 325,000 | $ 54,166 | $ 59,000 |
| Miami, Kansas | 6 | $ 573,000 | $ 95,500 | $ 70,000 |
| Pratt, Kansas | 6 | $ 399,000 | $ 66,500 | $ 46,000 |
| Rice, Kansas | 6 | $ 230,000 | $ 38,333 | $ 42,000 |
| Saline, Kansas | 6 | $ 504,000 | $ 84,000 | $ 81,000 |
| Seward, Kansas | 6 | $ 180,000 | $ 30,000 | $ 89,000 |
| Yellow Medicine, Minnesota | 6 | $ 392,000 | $ 65,333 | $ 54,000 |
| Taney, Missouri | 6 | $ 281,000 | $ 46,833 | $ 122,000 |
| Fillmore, Nebraska | 6 | $ 451,000 | $ 75,166 | $ 77,000 |
| Stanton, Nebraska | 6 | $ 263,000 | $ 43,833 | $ 40,000 |
| Otero, New Mexico | 6 | $ 539,000 | $ 89,833 | $ 68,000 |
| Torrance, New Mexico | 6 | $ 717,000 | $ 119,500 | $ 74,000 |
| Hughes, Oklahoma | 6 | $ 393,000 | $ 65,500 | $ 27,000 |
| Pawnee, Oklahoma | 6 | $ 364,000 | $ 60,666 | $ 54,000 |
| Utah, Utah | 6 | $ 4,828,000 | $ 804,666 | $ 1,166,000 |
| Yuma, Arizona | 5 | $ 1,069,000 | $ 213,800 | $ 88,000 |
| Mariposa, California | 5 | $ 747,000 | $ 149,400 | $ 79,000 |
| Eagle, Colorado | 5 | $ 2,630,000 | $ 526,000 | $ 745,000 |
| Saguache, Colorado | 5 | $ 291,000 | $ 58,200 | $ 50,000 |
| Broward, Florida | 5 | $ 2,326,000 | $ 465,200 | $ 157,000 |
| Orange, Florida | 5 | $ 3,157,000 | $ 631,400 | $ 266,000 |
| Teton, Idaho | 5 | $ 718,000 | $ 143,600 | $ 212,000 |
| Cook, Illinois | 5 | $ 1,740,000 | $ 348,000 | $ 90,000 |
| Audubon, Iowa | 5 | $ 255,000 | $ 51,000 | $ 50,000 |
| Calhoun, Iowa | 5 | $ 275,000 | $ 55,000 | $ 27,000 |
| Greene, Iowa | 5 | $ 204,000 | $ 40,800 | $ 56,000 |
| Guthrie, Iowa | 5 | $ 118,000 | $ 23,600 | $ 58,000 |
| Iowa, Iowa | 5 | $ 227,000 | $ 45,400 | $ 49,000 |
| Jasper, Iowa | 5 | $ 399,000 | $ 79,800 | $ 78,000 |
| Marion, Iowa | 5 | $ 444,000 | $ 88,800 | $ 55,000 |
| Page, Iowa | 5 | $ 144,000 | $ 28,800 | $ 66,000 |
| Meade, Kansas | 5 | $ 332,000 | $ 66,400 | $ 96,000 |
| Osage, Kansas | 5 | $ 248,000 | $ 49,600 | $ 51,000 |
| Carver, Minnesota | 5 | $ 458,000 | $ 91,600 | $ 98,000 |
| Harrison, Missouri | 5 | $ 185,000 | $ 37,000 | $ 45,000 |
| St. Charles, Missouri | 5 | $ 488,000 | $ 97,600 | $ 75,000 |
| Dawson, Nebraska | 5 | $ 251,000 | $ 50,200 | $ 68,000 |
| San Juan, New Mexico | 5 | $ 450,000 | $ 90,000 | $ 63,000 |
| Kings, New York | 5 | $ 3,814,000 | $ 762,800 | $ 160,000 |
| Golden Valley, North Dakota | 5 | $ 100,000 | $ 20,000 | $ 43,000 |
| Grady, Oklahoma | 5 | $ 525,000 | $ 105,000 | $ 56,000 |
| Lincoln, Oklahoma | 5 | $ 497,000 | $ 99,400 | $ 79,000 |
| Rogers, Oklahoma | 5 | $ 172,000 | $ 34,400 | $ 67,000 |
| Yamhill, Oregon | 5 | $ 481,000 | $ 96,200 | $ 79,000 |
| Potter, South Dakota | 5 | $ 250,000 | $ 50,000 | $ 36,000 |
| Harris, Texas | 5 | $ 1,815,000 | $ 363,000 | $ 167,000 |
| Tarrant, Texas | 5 | $ 1,147,000 | $ 229,400 | $ 198,000 |
| Douglas, Wisconsin | 5 | $ 337,000 | $ 67,400 | $ 54,000 |
| Hot Springs, Wyoming | 5 | $ 207,000 | $ 41,400 | $ 53,000 |
| Weston, Wyoming | 5 | $ 419,000 | $ 83,800 | $ 67,000 |
| Mendocino, California | 4 | $ 225,000 | $ 56,250 | $ 83,000 |
| Fremont, Colorado | 4 | $ 607,000 | $ 151,750 | $ 76,000 |
| Garfield, Colorado | 4 | $ 445,000 | $ 111,250 | $ 81,000 |
| Ouray, Colorado | 4 | $ 2,408,000 | $ 602,000 | $ 345,000 |
| Blaine, Idaho | 4 | $ 1,462,000 | $ 365,500 | $ 126,000 |
| Payette, Idaho | 4 | $ 586,000 | $ 146,500 | $ 32,000 |
| Twin Falls, Idaho | 4 | $ 1,132,000 | $ 283,000 | $ 31,000 |
| Hamilton, Iowa | 4 | $ 236,000 | $ 59,000 | $ 52,000 |
| Pocahontas, Iowa | 4 | $ 87,000 | $ 21,750 | $ 27,000 |
| Coffey, Kansas | 4 | $ 155,000 | $ 38,750 | $ 91,000 |
| Geary, Kansas | 4 | $ 176,000 | $ 44,000 | $ 59,000 |
| Stafford, Kansas | 4 | $ 187,000 | $ 46,750 | $ 47,000 |
| Kandiyohi, Minnesota | 4 | $ 505,000 | $ 126,250 | $ 60,000 |
| Meeker, Minnesota | 4 | $ 651,000 | $ 162,750 | $ 43,000 |
| Rice, Minnesota | 4 | $ 612,000 | $ 153,000 | $ 48,000 |
| Scott, Minnesota | 4 | $ 1,009,000 | $ 252,250 | $ 89,000 |
| Camden, Missouri | 4 | $ 414,000 | $ 103,500 | $ 100,000 |
| Johnson, Missouri | 4 | $ 477,000 | $ 119,250 | $ 76,000 |
| St. Louis, Missouri | 4 | $ 445,000 | $ 111,250 | $ 73,000 |
| Stone, Missouri | 4 | $ 406,000 | $ 101,500 | $ 155,000 |
| Burt, Nebraska | 4 | $ 167,000 | $ 41,750 | $ 62,000 |
| Butler, Nebraska | 4 | $ 257,000 | $ 64,250 | $ 53,000 |
| Cedar, Nebraska | 4 | $ 483,000 | $ 120,750 | $ 73,000 |
| Clay, Nebraska | 4 | $ 194,000 | $ 48,500 | $ 38,000 |
| Kearney, Nebraska | 4 | $ 113,000 | $ 28,250 | $ 52,000 |
| Merrick, Nebraska | 4 | $ 111,000 | $ 27,750 | $ 53,000 |
| Scotts Bluff, Nebraska | 4 | $ 216,000 | $ 54,000 | $ 54,000 |
| Valley, Nebraska | 4 | $ 166,000 | $ 41,500 | $ 55,000 |
| Coal, Oklahoma | 4 | $ 209,000 | $ 52,250 | $ 41,000 |
| Grant, Oklahoma | 4 | $ 395,000 | $ 98,750 | $ 51,000 |
| Marshall, Oklahoma | 4 | $ 283,000 | $ 70,750 | $ 142,000 |
| Noble, Oklahoma | 4 | $ 148,000 | $ 37,000 | $ 34,000 |
| Sherman, Oregon | 4 | $ 139,000 | $ 34,750 | $ 55,000 |
| Tillamook, Oregon | 4 | $ 981,000 | $ 245,250 | $ 175,000 |
| Pennington, South Dakota | 4 | $ 542,000 | $ 135,500 | $ 89,000 |
| Yankton, South Dakota | 4 | $ 289,000 | $ 72,250 | $ 33,000 |
| Crook, Wyoming | 4 | $ 701,000 | $ 175,250 | $ 77,000 |
| Baldwin, Alabama | 3 | $ 1,914,000 | $ 638,000 | $ 175,000 |
| Graham, Arizona | 3 | $ 86,000 | $ 28,666 | $ 74,000 |
| Greenlee, Arizona | 3 | $ 71,000 | $ 23,666 | $ 63,000 |
| Humboldt, California | 3 | $ 749,000 | $ 249,666 | $ 98,000 |
| Archuleta, Colorado | 3 | $ 835,000 | $ 278,333 | $ 190,000 |
| San Miguel, Colorado | 3 | $ 2,729,000 | $ 909,666 | $ 357,000 |
| Miami-Dade, Florida | 3 | $ 945,000 | $ 315,000 | $ 73,000 |
| Pinellas, Florida | 3 | $ 1,632,000 | $ 544,000 | $ 382,000 |
| Polk, Florida | 3 | $ 845,000 | $ 281,666 | $ 139,000 |
| St. Johns, Florida | 3 | $ 1,394,000 | $ 464,666 | $ 166,000 |
| Cherokee, Georgia | 3 | $ 617,000 | $ 205,666 | $ 74,000 |
| Cobb, Georgia | 3 | $ 1,188,000 | $ 396,000 | $ 224,000 |
| Appanoose, Iowa | 3 | $ 299,000 | $ 99,666 | $ 51,000 |
| Cass, Iowa | 3 | $ 152,000 | $ 50,666 | $ 63,000 |
| Clarke, Iowa | 3 | $ 268,000 | $ 89,333 | $ 48,000 |
| Crawford, Iowa | 3 | $ 93,000 | $ 31,000 | $ 60,000 |
| Hardin, Iowa | 3 | $ 82,000 | $ 27,333 | $ 59,000 |
| Lucas, Iowa | 3 | $ 63,000 | $ 21,000 | $ 52,000 |
| Monona, Iowa | 3 | $ 139,000 | $ 46,333 | $ 65,000 |
| Monroe, Iowa | 3 | $ 41,000 | $ 13,666 | $ 35,000 |
| Plymouth, Iowa | 3 | $ 162,000 | $ 54,000 | $ 43,000 |
| Sac, Iowa | 3 | $ 307,000 | $ 102,333 | $ 65,000 |
| Dickinson, Kansas | 3 | $ 282,000 | $ 94,000 | $ 57,000 |
| Grant, Kansas | 3 | $ 206,000 | $ 68,666 | $ 58,000 |
| Greenwood, Kansas | 3 | $ 210,000 | $ 70,000 | $ 101,000 |
| Ness, Kansas | 3 | $ 243,000 | $ 81,000 | $ 93,000 |
| Douglas, Minnesota | 3 | $ 294,000 | $ 98,000 | $ 268,000 |
| Murray, Minnesota | 3 | $ 69,000 | $ 23,000 | $ 44,000 |
| Ramsey, Minnesota | 3 | $ 308,000 | $ 102,666 | $ 38,000 |
| Lafayette, Missouri | 3 | $ 270,000 | $ 90,000 | $ 101,000 |
| Cuming, Nebraska | 3 | $ 262,000 | $ 87,333 | $ 51,000 |
| Hamilton, Nebraska | 3 | $ 141,000 | $ 47,000 | $ 47,000 |
| Jefferson, Nebraska | 3 | $ 99,000 | $ 33,000 | $ 62,000 |
| Knox, Nebraska | 3 | $ 50,000 | $ 16,666 | $ 37,000 |
| Saline, Nebraska | 3 | $ 132,000 | $ 44,000 | $ 62,000 |
| Burleigh, North Dakota | 3 | $ 127,000 | $ 42,333 | $ 61,000 |
| Traill, North Dakota | 3 | $ 195,000 | $ 65,000 | $ 83,000 |
| Alfalfa, Oklahoma | 3 | $ 130,000 | $ 43,333 | $ 41,000 |
| Delaware, Oklahoma | 3 | $ 460,000 | $ 153,333 | $ 412,000 |
| Mayes, Oklahoma | 3 | $ 69,000 | $ 23,000 | $ 49,000 |
| Murray, Oklahoma | 3 | $ 206,000 | $ 68,666 | $ 85,000 |
| Woodward, Oklahoma | 3 | $ 70,000 | $ 23,333 | $ 45,000 |
| Deschutes, Oregon | 3 | $ 280,000 | $ 93,333 | $ 63,000 |
| Linn, Oregon | 3 | $ 730,000 | $ 243,333 | $ 67,000 |
| Charles Mix, South Dakota | 3 | $ 205,000 | $ 68,333 | $ 5,000 |
| Bexar, Texas | 3 | $ 1,815,000 | $ 605,000 | $ 313,000 |
| Travis, Texas | 3 | $ 794,000 | $ 264,666 | $ 85,000 |
| Duchesne, Utah | 3 | $ 201,000 | $ 67,000 | $ 66,000 |
| Kane, Utah | 3 | $ 193,000 | $ 64,333 | $ 38,000 |
| Washington, Utah | 3 | $ 1,030,000 | $ 343,333 | $ 365,000 |
| Arlington, Virginia | 3 | $ 1,482,000 | $ 494,000 | $ 128,000 |
| Pierce, Washington | 3 | $ 953,000 | $ 317,666 | $ 81,000 |
| Snohomish, Washington | 3 | $ 932,000 | $ 310,666 | $ 127,000 |
| Spokane, Washington | 3 | $ 178,000 | $ 59,333 | $ 44,000 |
| Johnson, Wyoming | 3 | $ 629,000 | $ 209,666 | $ 133,000 |
| Jefferson, Alabama | 2 | $ 1,165,000 | $ 582,500 | $ 193,000 |
| Madison, Alabama | 2 | $ 1,222,000 | $ 611,000 | $ 148,000 |
| Cochise, Arizona | 2 | $ 487,000 | $ 243,500 | $ 100,000 |
| Santa Cruz, Arizona | 2 | $ 315,000 | $ 157,500 | $ 31,000 |
| Mono, California | 2 | $ 934,000 | $ 467,000 | $ 224,000 |
| Plumas, California | 2 | $ 171,000 | $ 85,500 | $ 72,000 |
| Tehama, California | 2 | $ 534,000 | $ 267,000 | $ 105,000 |
| Costilla, Colorado | 2 | $ 41,000 | $ 20,500 | $ 32,000 |
| Gilpin, Colorado | 2 | $ 464,000 | $ 232,000 | $ 155,000 |
| Washington, Colorado | 2 | $ 35,000 | $ 17,500 | $ 16,000 |
| Duval, Florida | 2 | $ 253,000 | $ 126,500 | $ 370,000 |
| Manatee, Florida | 2 | $ 768,000 | $ 384,000 | $ 500,000 |
| Seminole, Florida | 2 | $ 674,000 | $ 337,000 | $ 118,000 |
| Volusia, Florida | 2 | $ 556,000 | $ 278,000 | $ 115,000 |
| Bannock, Idaho | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Rock Island, Illinois | 2 | $ 59,000 | $ 29,500 | $ 51,000 |
| Buena Vista, Iowa | 2 | $ 116,000 | $ 58,000 | $ 133,000 |
| Delaware, Iowa | 2 | $ 49,000 | $ 24,500 | $ 64,000 |
| Franklin, Iowa | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Hancock, Iowa | 2 | $ 38,000 | $ 19,000 | $ 90,000 |
| Ringgold, Iowa | 2 | $ 93,000 | $ 46,500 | $ 49,000 |
| Van Buren, Iowa | 2 | $ 223,000 | $ 111,500 | $ 59,000 |
| Webster, Iowa | 2 | $ 312,000 | $ 156,000 | $ 106,000 |
| Winnebago, Iowa | 2 | $ 54,000 | $ 27,000 | $ 22,000 |
| Clark, Kansas | 2 | $ 192,000 | $ 96,000 | $ 66,000 |
| Cloud, Kansas | 2 | $ 115,000 | $ 57,500 | $ 62,000 |
| Doniphan, Kansas | 2 | $ 125,000 | $ 62,500 | $ 143,000 |
| Kingman, Kansas | 2 | $ 194,000 | $ 97,000 | $ 61,000 |
| Linn, Kansas | 2 | $ 51,000 | $ 25,500 | $ 42,000 |
| Montgomery, Kansas | 2 | $ 87,000 | $ 43,500 | $ 85,000 |
| Norton, Kansas | 2 | $ 29,000 | $ 14,500 | $ 55,000 |
| Phillips, Kansas | 2 | $ 284,000 | $ 142,000 | $ 85,000 |
| Pottawatomie, Kansas | 2 | $ 111,000 | $ 55,500 | $ 56,000 |
| Rooks, Kansas | 2 | $ 22,000 | $ 11,000 | $ 72,000 |
| Scott, Kansas | 2 | $ 161,000 | $ 80,500 | $ 31,000 |
| Sherman, Kansas | 2 | $ 50,000 | $ 25,000 | $ 87,000 |
| Calvert, Maryland | 2 | $ 780,000 | $ 390,000 | $ 110,000 |
| Macomb, Michigan | 2 | $ 354,000 | $ 177,000 | $ 82,000 |
| Mille Lacs, Minnesota | 2 | $ 206,000 | $ 103,000 | $ 148,000 |
| Redwood, Minnesota | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Washington, Minnesota | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Buchanan, Missouri | 2 | $ 11,000 | $ 5,500 | $ 16,000 |
| Clinton, Missouri | 2 | $ 148,000 | $ 74,000 | $ 43,000 |
| Jasper, Missouri | 2 | $ 83,000 | $ 41,500 | $ 53,000 |
| Morgan, Missouri | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Carbon, Montana | 2 | $ 220,000 | $ 110,000 | $ 96,000 |
| Gallatin, Montana | 2 | $ 1,350,000 | $ 675,000 | $ 204,000 |
| Antelope, Nebraska | 2 | $ 45,000 | $ 22,500 | $ 35,000 |
| Colfax, Nebraska | 2 | $ 85,000 | $ 42,500 | $ 26,000 |
| Garden, Nebraska | 2 | $ 33,000 | $ 16,500 | $ 22,000 |
| Perkins, Nebraska | 2 | $ 59,000 | $ 29,500 | $ 31,000 |
| Phelps, Nebraska | 2 | $ 65,000 | $ 32,500 | $ 91,000 |
| Elko, Nevada | 2 | $ 45,000 | $ 22,500 | $ 171,000 |
| Humboldt, Nevada | 2 | $ 1,555,000 | $ 777,500 | $ 1,400,000 |
| Cibola, New Mexico | 2 | $ 17,000 | $ 8,500 | $ 32,000 |
| Lincoln, New Mexico | 2 | $ 354,000 | $ 177,000 | $ 66,000 |
| San Miguel, New Mexico | 2 | $ 577,000 | $ 288,500 | $ 65,000 |
| Sierra, New Mexico | 2 | $ 146,000 | $ 73,000 | $ 84,000 |
| Queens, New York | 2 | $ 1,409,000 | $ 704,500 | $ 150,000 |
| Ransom, North Dakota | 2 | $ 54,000 | $ 27,000 | $ 43,000 |
| Blaine, Oklahoma | 2 | $ 62,000 | $ 31,000 | $ 61,000 |
| Love, Oklahoma | 2 | $ 53,000 | $ 26,500 | $ 28,000 |
| McIntosh, Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Nowata, Oklahoma | 2 | $ 57,000 | $ 28,500 | $ 46,000 |
| Okmulgee, Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Baker, Oregon | 2 | $ 86,000 | $ 43,000 | $ 64,000 |
| Benton, Oregon | 2 | $ 306,000 | $ 153,000 | $ 102,000 |
| Clatsop, Oregon | 2 | $ 411,000 | $ 205,500 | $ 240,000 |
| Douglas, Oregon | 2 | $ 274,000 | $ 137,000 | $ 167,000 |
| Jackson, Oregon | 2 | $ 431,000 | $ 215,500 | $ 57,000 |
| Adjuntas, Puerto Rico | 2 | $ 134,000 | $ 67,000 | $ 26,000 |
| Douglas, South Dakota | 2 | $ 177,000 | $ 88,500 | $ 113,000 |
| Minnehaha, South Dakota | 2 | $ 243,000 | $ 121,500 | $ 86,000 |
| Roberts, South Dakota | 2 | $ 164,000 | $ 82,000 | $ 39,000 |
| Dallas, Texas | 2 | $ 1,421,000 | $ 710,500 | $ 149,000 |
| Fort Bend, Texas | 2 | $ 663,000 | $ 331,500 | $ 116,000 |
| Williamson, Texas | 2 | $ 348,000 | $ 174,000 | $ 106,000 |
| Cache, Utah | 2 | $ 104,000 | $ 52,000 | $ 97,000 |
| Rich, Utah | 2 | $ 193,000 | $ 96,500 | $ 78,000 |
Mortgage Loan Application Detail Totals for Bank of the West in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,906 | $1,392,239,000 | $127,000 | $4,596,000 | $82,000 | $6,120,000 |
| Home Purchase | 8,753 | $1,174,297,000 | $134,000 | $5,320,000 | $74,000 | $8,537,000 |
| Home Improvement | 6,159 | $348,137,000 | $56,000 | $2,000,000 | $77,000 | $2,100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,747 | $1,539,827,000 | $97,000 | $5,320,000 | $74,000 | $5,400,000 |
| Not Provided | 3,399 | $297,301,000 | $87,000 | $3,630,000 | $90,000 | $6,120,000 |
| Hispanic | 2,998 | $294,062,000 | $98,000 | $1,260,000 | $60,000 | $913,000 |
| Not applicable | 2,095 | $590,182,000 | $281,000 | $3,426,000 | $110,000 | $8,537,000 |
| Asian | 716 | $110,711,000 | $154,000 | $2,000,000 | $102,000 | $2,100,000 |
| Black or African American | 607 | $57,826,000 | $95,000 | $1,300,000 | $59,000 | $816,000 |
| American Indian or Alaskan Native | 156 | $13,211,000 | $84,000 | $855,000 | $61,000 | $206,000 |
| Native Hawaiian or Other Pacific Islander | 100 | $11,553,000 | $115,000 | $593,000 | $79,000 | $313,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,632 | $2,793,792,000 | $113,000 | $5,320,000 | $80,000 | $8,537,000 |
| FHA-insured (Federal Housing Administration) | 875 | $86,003,000 | $98,000 | $247,000 | $40,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 246 | $30,450,000 | $123,000 | $397,000 | $49,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $4,428,000 | $68,000 | $203,000 | $28,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,475 | $1,395,719,000 | $96,000 | $5,320,000 | $80,000 | $4,345,000 |
| Application Denied By Financial Institution | 6,002 | $483,116,000 | $80,000 | $3,720,000 | $69,000 | $6,120,000 |
| Loan Purchased By The Institution | 2,068 | $571,191,000 | $276,000 | $3,426,000 | $112,000 | $8,537,000 |
| Preapproval Denied by Financial Institution | 1,875 | $188,455,000 | $100,000 | $2,680,000 | $43,000 | $2,030,000 |
| Application Approved But Not Accepted | 1,030 | $190,397,000 | $184,000 | $3,052,000 | $86,000 | $1,780,000 |
| Application Withdrawn By Applicant | 368 | $85,795,000 | $233,000 | $2,000,000 | $110,000 | $1,500,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,791 | $277,796,000 | $73,000 | $3,720,000 | $60,000 | $6,120,000 |
| Debt-To-Income Ratio | 2,349 | $234,271,000 | $99,000 | $3,100,000 | $55,000 | $737,000 |
| Collateral | 674 | $57,225,000 | $84,000 | $1,220,000 | $89,000 | $1,400,000 |
| Other | 626 | $55,617,000 | $88,000 | $750,000 | $83,000 | $3,488,000 |
| Credit Application Incomplete | 155 | $17,332,000 | $111,000 | $560,000 | $89,000 | $390,000 |
| Employment History | 140 | $8,951,000 | $63,000 | $444,000 | $50,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 54 | $10,788,000 | $199,000 | $1,120,000 | $74,000 | $360,000 |
| Unverifiable Information | 22 | $3,490,000 | $158,000 | $489,000 | $103,000 | $552,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of the West's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of the West's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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