Chickasaw Community Bank Mortgage Lending & HMDA Data, 2013

In 2013, Chickasaw Community Bank of Oklahoma City, OK reported 806 mortgage applications totaling $128.0 million, down 8% from 2012. The average application was for $158,806, and applicants reported an average income of $78,527. 35% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Oklahoma City, OK (245), Tulsa, OK (142) and Honolulu, HI (30) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 806
Total Mortgage Loan Application Amount $127,998,000
Average Mortgage Loan Application Amount $158,806
Highest Mortgage Loan Application Amount $694,000
Average Applicant Income $78,527
Highest Applicant Income $6,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma City, OK 245 $ 33,134,000 $ 135,240 $ 82,000
Tulsa, OK 142 $ 21,777,000 $ 153,359 $ 111,000
Honolulu, HI 30 $ 8,212,000 $ 273,733 $ 17,000
Anchorage, AK 14 $ 6,666,000 $ 476,142 $ 48,000
Spokane, WA 11 $ 1,574,000 $ 143,090 $ 53,000
Fort Smith, AR-OK 10 $ 975,000 $ 97,500 $ 37,000
Riverside-San Bernardino-Ontario, CA 9 $ 2,224,000 $ 247,111 $ 100,000
Albuquerque, NM 8 $ 1,639,000 $ 204,875 $ 70,000
Las Vegas-Paradise, NV 7 $ 1,509,000 $ 215,571 $ 108,000
Lawton, OK 7 $ 877,000 $ 125,285 $ 52,000
Portland-Vancouver-Hillsboro, OR-WA 6 $ 1,107,000 $ 184,500 $ 66,500
Coeur D'Alene, ID 5 $ 727,000 $ 145,400 $ 41,000
Denver-Aurora-Broomfield, CO 5 $ 869,000 $ 173,800 $ 76,000
Bellingham, WA 4 $ 750,000 $ 187,500 $ 26,000
San Diego-Carlsbad-San Marcos, CA 4 $ 1,343,000 $ 335,750 $ 89,000
Wichita, KS 4 $ 624,000 $ 156,000 $ 64,000
Billings, MT 3 $ 620,000 $ 206,666 $ 71,000
Colorado Springs, CO 3 $ 601,000 $ 200,333 $ 110,000
Santa Fe, NM 3 $ 369,000 $ 123,000 $ 56,000
Seattle-Bellevue-Everett, WA 3 $ 800,000 $ 266,666 $ 83,000
Tacoma, WA 3 $ 789,000 $ 263,000 $ 82,000
El Paso, TX 2 $ 199,000 $ 99,500 $ 17,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 282,000 $ 141,000 $ 53,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 793,000 $ 396,500 $ 99,000
Phoenix-Mesa-Glendale, AZ 2 $ 356,000 $ 178,000 $ 74,000
Sacramento--Arden-Arcade--Roseville, CA 2 $ 582,000 $ 291,000 $ 122,000
Wichita Falls, TX 2 $ 170,000 $ 85,000 $ 76,000
Asheville, NC 1 $ 163,000 $ 163,000 $ 65,000
Austin-Round Rock-San Marcos, TX 1 $ 116,000 $ 116,000 $ 112,000
Bakersfield-Delano, CA 1 $ 121,000 $ 121,000 $ 45,000
Boise City-Nampa, ID 1 $ 161,000 $ 161,000 $ 33,000
Boston-Quincy, MA 1 $ 193,000 $ 193,000 $ 83,000
Boulder, CO 1 $ 234,000 $ 234,000 $ 115,000
Cambridge-Newton-Framingham, MA 1 $ 421,000 $ 421,000 $ 104,000
Chicago-Joliet-Naperville, IL 1 $ 163,000 $ 163,000 $ 48,000
Dallas-Plano-Irving, TX 1 $ 148,000 $ 148,000 $ 121,000
Eugene-Springfield, OR 1 $ 301,000 $ 301,000 $ 161,000
Fargo, ND-MN 1 $ 190,000 $ 190,000 $ 0
Flagstaff, AZ 1 $ 130,000 $ 130,000 $ 59,000
Fort Collins-Loveland, CO 1 $ 240,000 $ 240,000 $ 75,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 176,000 $ 176,000 $ 60,000
Fresno, CA 1 $ 350,000 $ 350,000 $ 73,000
Greeley, CO 1 $ 245,000 $ 245,000 $ 54,000
Lincoln, NE 1 $ 200,000 $ 200,000 $ 1,280,000
Medford, OR 1 $ 242,000 $ 242,000 $ 58,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 128,000 $ 128,000 $ 63,000
Missoula, MT 1 $ 241,000 $ 241,000 $ 67,000
Mobile, AL 1 $ 50,000 $ 50,000 $ 82,000
Modesto, CA 1 $ 107,000 $ 107,000 $ 59,000
Montgomery, AL 1 $ 197,000 $ 197,000 $ 48,000
Mount Vernon-Anacortes, WA 1 $ 215,000 $ 215,000 $ 58,000
Nassau-Suffolk, NY 1 $ 394,000 $ 394,000 $ 113,000
Olympia, WA 1 $ 157,000 $ 157,000 $ 0
Palm Bay-Melbourne-Titusville, FL 1 $ 111,000 $ 111,000 $ 64,000
Provo-Orem, UT 1 $ 280,000 $ 280,000 $ 70,000
Rapid City, SD 1 $ 249,000 $ 249,000 $ 140,000
Reno-Sparks, NV 1 $ 257,000 $ 257,000 $ 115,000
Rochester, MN 1 $ 152,000 $ 152,000 $ 213,000
Salt Lake City, UT 1 $ 270,000 $ 270,000 $ 80,000
Santa Ana-Anaheim-Irvine, CA 1 $ 421,000 $ 421,000 $ 135,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 280,000 $ 280,000 $ 334,000
Santa Rosa-Petaluma, CA 1 $ 145,000 $ 145,000 $ 62,000
South Bend-Mishawaka, IN-MI 1 $ 113,000 $ 113,000 $ 70,000
St. George, UT 1 $ 290,000 $ 290,000 $ 60,000
Stockton, CA 1 $ 338,000 $ 338,000 $ 0
Vallejo-Fairfield, CA 1 $ 153,000 $ 153,000 $ 55,000
Yakima, WA 1 $ 220,000 $ 220,000 $ 105,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 535 $83,765,000 $156,000 $567,000 $68,000 $1,280,000
Refinancing 229 $38,293,000 $167,000 $694,000 $99,000 $6,500,000
Home Improvement 42 $5,940,000 $141,000 $417,000 $101,000 $581,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 609 $93,017,000 $152,000 $484,000 $79,000 $6,500,000
White 88 $11,199,000 $127,000 $417,000 $124,000 $1,029,000
Native Hawaiian or Other Pacific Islander 41 $9,732,000 $237,000 $344,000 $20,000 $138,000
Not Provided 25 $3,422,000 $136,000 $284,000 $47,000 $392,000
Not applicable 21 $6,980,000 $332,000 $694,000 $0 $0
Hispanic 14 $2,381,000 $170,000 $385,000 $113,000 $470,000
Asian 5 $1,084,000 $216,000 $417,000 $141,000 $259,000
Black or African American 3 $183,000 $61,000 $158,000 $109,000 $184,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 580 $101,892,000 $175,000 $694,000 $61,000 $268,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 226 $26,106,000 $115,000 $567,000 $125,000 $6,500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 290 $45,423,000 $156,000 $395,000 $65,000 $268,000
Loan Originated 281 $50,241,000 $178,000 $694,000 $74,000 $1,029,000
Application Denied By Financial Institution 232 $32,183,000 $138,000 $421,000 $102,000 $6,500,000
Application Withdrawn By Applicant 3 $151,000 $50,000 $81,000 $42,000 $52,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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