Bankatlantic Mortgage Lending & HMDA Data, 2011
In 2011, Bankatlantic of Fort Lauderdale, FL reported 547 mortgage applications totaling $86.9 million. The average application was for $158,808, and applicants reported an average income of $85,597. 36% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (204), Miami-Miami Beach-Kendall, FL (109) and West Palm Beach-Boca Raton-Boynton Beach, FL (108) (applications in parentheses).
| Mortgage Company & Address | Bankatlantic 2100 West Cypress Creek Road Fort Lauderdale, FL 33309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 547 |
| Total Mortgage Loan Application Amount | $86,868,000 |
| Average Mortgage Loan Application Amount | $158,808 |
| Highest Mortgage Loan Application Amount | $807,000 |
| Average Applicant Income | $85,597 |
| Highest Applicant Income | $2,730,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankatlantic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward, Florida | 204 | $ 25,927,000 | $ 127,093 | $ 64,000 |
| Miami-Dade, Florida | 109 | $ 15,494,000 | $ 142,146 | $ 68,000 |
| Palm Beach, Florida | 108 | $ 17,249,000 | $ 159,712 | $ 155,000 |
| Martin, Florida | 34 | $ 4,941,000 | $ 145,323 | $ 101,000 |
| Pinellas, Florida | 18 | $ 2,519,000 | $ 139,944 | $ 61,000 |
| St. Lucie, Florida | 18 | $ 1,709,000 | $ 94,944 | $ 65,000 |
| Hillsborough, Florida | 11 | $ 2,157,000 | $ 196,090 | $ 151,000 |
| Maricopa, Arizona | 4 | $ 2,272,000 | $ 568,000 | $ 0 |
| King, Washington | 3 | $ 2,134,000 | $ 711,333 | $ 0 |
| Brevard, Florida | 2 | $ 108,000 | $ 54,000 | $ 76,000 |
| Lee, Florida | 2 | $ 99,000 | $ 49,500 | $ 36,000 |
| Monroe, Florida | 2 | $ 552,000 | $ 276,000 | $ 266,000 |
| Okeechobee, Florida | 2 | $ 128,000 | $ 64,000 | $ 73,000 |
| Pasco, Florida | 2 | $ 128,000 | $ 64,000 | $ 49,000 |
| Clark, Nevada | 2 | $ 1,343,000 | $ 671,500 | $ 0 |
| Jackson, Alabama | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Pima, Arizona | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Boulder, Colorado | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 623,000 | $ 623,000 | $ 0 |
| Bay, Florida | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Duval, Florida | 1 | $ 41,000 | $ 41,000 | $ 18,000 |
| Hernando, Florida | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Highlands, Florida | 1 | $ 149,000 | $ 149,000 | $ 175,000 |
| Indian River, Florida | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Sarasota, Florida | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| St. Johns, Florida | 1 | $ 92,000 | $ 92,000 | $ 310,000 |
| Bibb, Georgia | 1 | $ 807,000 | $ 807,000 | $ 0 |
| Fulton, Georgia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Gilmer, Georgia | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Baltimore City, Maryland | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Worcester, Maryland | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 96,000 |
| St. Louis, Missouri | 1 | $ 598,000 | $ 598,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Watauga, North Carolina | 1 | $ 42,000 | $ 42,000 | $ 70,000 |
| Chester, Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 145,000 |
| Lancaster, Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 63,000 |
| Kent, Rhode Island | 1 | $ 667,000 | $ 667,000 | $ 0 |
| Collin, Texas | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Dallas, Texas | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Chelan, Washington | 1 | $ 739,000 | $ 739,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankatlantic in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 274 | $40,246,000 | $146,000 | $799,000 | $61,000 | $1,000,000 |
| Refinancing | 260 | $45,527,000 | $175,000 | $807,000 | $113,000 | $2,730,000 |
| Home Improvement | 13 | $1,095,000 | $84,000 | $274,000 | $56,000 | $155,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 234 | $35,029,000 | $149,000 | $712,000 | $103,000 | $1,206,000 |
| Black or African American | 101 | $9,584,000 | $94,000 | $283,000 | $40,000 | $145,000 |
| Hispanic | 95 | $13,074,000 | $137,000 | $428,000 | $72,000 | $445,000 |
| Not Provided | 73 | $11,421,000 | $156,000 | $650,000 | $145,000 | $2,730,000 |
| Not applicable | 25 | $15,259,000 | $610,000 | $807,000 | $0 | $0 |
| Asian | 17 | $2,348,000 | $138,000 | $362,000 | $56,000 | $100,000 |
| American Indian or Alaskan Native | 1 | $59,000 | $59,000 | $59,000 | $45,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $94,000 | $94,000 | $94,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 514 | $82,639,000 | $160,000 | $807,000 | $87,000 | $2,730,000 |
| FHA-insured (Federal Housing Administration) | 33 | $4,229,000 | $128,000 | $276,000 | $64,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 198 | $24,257,000 | $122,000 | $400,000 | $77,000 | $1,011,000 |
| Application Denied By Financial Institution | 180 | $27,703,000 | $153,000 | $650,000 | $86,000 | $1,000,000 |
| Application Approved But Not Accepted | 134 | $17,432,000 | $130,000 | $701,000 | $87,000 | $1,206,000 |
| Loan Purchased By The Institution | 25 | $15,259,000 | $610,000 | $807,000 | $0 | $0 |
| Application Withdrawn By Applicant | 8 | $1,802,000 | $225,000 | $712,000 | $188,000 | $1,000,000 |
| File Closed For Incompleteness | 2 | $415,000 | $207,000 | $268,000 | $1,422,000 | $2,730,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 62 | $9,093,000 | $146,000 | $408,000 | $91,000 | $690,000 |
| Debt-To-Income Ratio | 58 | $8,545,000 | $147,000 | $424,000 | $48,000 | $135,000 |
| Other | 17 | $1,957,000 | $115,000 | $400,000 | $102,000 | $445,000 |
| Credit History | 15 | $1,805,000 | $120,000 | $398,000 | $76,000 | $480,000 |
| Credit Application Incomplete | 10 | $2,526,000 | $252,000 | $584,000 | $144,000 | $320,000 |
| Unverifiable Information | 8 | $1,805,000 | $225,000 | $372,000 | $140,000 | $589,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,412,000 | $235,000 | $650,000 | $213,000 | $1,000,000 |
| Employment History | 4 | $560,000 | $140,000 | $214,000 | $67,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankatlantic's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankatlantic's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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