Barksdale Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Barksdale Federal Credit Union of Bossier City, LA reported 1,089 mortgage applications totaling $140.5 million, about the same as 2024. The average application was for $129,058, and applicants reported an average income of $104,570. 52% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Shreveport-Bossier City, LA (593), Alexandria, LA (75) and Little Rock-North Little Rock-Conway, AR (31) (applications in parentheses).

Mortgage Company & Address Barksdale Federal Credit Union
2701 Village Ln
Bossier City, LA 71112
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,089
Total Mortgage Loan Application Amount $140,545,000
Average Mortgage Loan Application Amount $129,058
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $104,570
Highest Applicant Income $5,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barksdale Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Barksdale Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Caddo, Louisiana 309 $ 34,105,000 $ 110,372 $ 97,000
Bossier, Louisiana 268 $ 39,330,000 $ 146,753 $ 113,000
Vernon, Louisiana 77 $ 8,865,000 $ 115,129 $ 102,000
Rapides, Louisiana 64 $ 6,400,000 $ 100,000 $ 96,000
Beauregard, Louisiana 40 $ 6,250,000 $ 156,250 $ 225,000
Webster, Louisiana 37 $ 4,055,000 $ 109,594 $ 92,000
Faulkner, Arkansas 27 $ 4,185,000 $ 155,000 $ 130,000
Jackson, Louisiana 19 $ 1,825,000 $ 96,052 $ 70,000
Allen, Louisiana 18 $ 1,880,000 $ 104,444 $ 91,000
De Soto, Louisiana 16 $ 2,410,000 $ 150,625 $ 73,000
Searcy, Arkansas 13 $ 1,195,000 $ 91,923 $ 61,000
Van Buren, Arkansas 12 $ 1,310,000 $ 109,166 $ 84,000
Sabine, Louisiana 12 $ 1,110,000 $ 92,500 $ 69,000
Grant, Louisiana 11 $ 825,000 $ 75,000 $ 81,000
Avoyelles, Louisiana 9 $ 935,000 $ 103,888 $ 75,000
Gregg, Texas 8 $ 1,040,000 $ 130,000 $ 157,000
Harrison, Texas 8 $ 1,190,000 $ 148,750 $ 85,000
Bienville, Louisiana 7 $ 1,765,000 $ 252,142 $ 145,000
Calcasieu, Louisiana 7 $ 465,000 $ 66,428 $ 99,000
Ouachita, Louisiana 7 $ 665,000 $ 95,000 $ 77,000
Evangeline, Louisiana 5 $ 655,000 $ 131,000 $ 139,000
La Salle, Louisiana 5 $ 535,000 $ 107,000 $ 92,000
Harris, Texas 5 $ 695,000 $ 139,000 $ 131,000
Claiborne, Louisiana 4 $ 180,000 $ 45,000 $ 67,000
Lincoln, Louisiana 4 $ 2,010,000 $ 502,500 $ 101,000
Winn, Louisiana 4 $ 760,000 $ 190,000 $ 94,000
Cass, Texas 4 $ 440,000 $ 110,000 $ 63,000
Upshur, Texas 4 $ 800,000 $ 200,000 $ 90,000
Conway, Arkansas 3 $ 255,000 $ 85,000 $ 60,000
Lafayette, Arkansas 3 $ 565,000 $ 188,333 $ 99,000
East Baton Rouge, Louisiana 3 $ 625,000 $ 208,333 $ 41,000
St. Landry, Louisiana 3 $ 195,000 $ 65,000 $ 156,000
St. Tammany, Louisiana 3 $ 345,000 $ 115,000 $ 84,000
Marion, Texas 3 $ 495,000 $ 165,000 $ 158,000
Ashley, Arkansas 2 $ 260,000 $ 130,000 $ 37,000
Cleburne, Arkansas 2 $ 530,000 $ 265,000 $ 155,000
Drew, Arkansas 2 $ 620,000 $ 310,000 $ 62,000
Garland, Arkansas 2 $ 720,000 $ 360,000 $ 120,000
Hot Spring, Arkansas 2 $ 340,000 $ 170,000 $ 80,000
Lonoke, Arkansas 2 $ 30,000 $ 15,000 $ 35,000
Miller, Arkansas 2 $ 630,000 $ 315,000 $ 139,000
Pulaski, Arkansas 2 $ 200,000 $ 100,000 $ 91,000
Stone, Arkansas 2 $ 430,000 $ 215,000 $ 127,000
White, Arkansas 2 $ 250,000 $ 125,000 $ 91,000
Natchitoches, Louisiana 2 $ 420,000 $ 210,000 $ 75,000
Vermilion, Louisiana 2 $ 100,000 $ 50,000 $ 83,000
Bexar, Texas 2 $ 260,000 $ 130,000 $ 111,000
Lamar, Texas 2 $ 270,000 $ 135,000 $ 47,000
Newton, Texas 2 $ 350,000 $ 175,000 $ 67,000
Panola, Texas 2 $ 290,000 $ 145,000 $ 85,000
Rusk, Texas 2 $ 140,000 $ 70,000 $ 58,000
Columbia, Arkansas 1 $ 75,000 $ 75,000 $ 29,000
Jefferson, Arkansas 1 $ 15,000 $ 15,000 $ 79,000
Phillips, Arkansas 1 $ 125,000 $ 125,000 $ 54,000
Acadia, Louisiana 1 $ 175,000 $ 175,000 $ 89,000
Ascension, Louisiana 1 $ 105,000 $ 105,000 $ 227,000
Catahoula, Louisiana 1 $ 375,000 $ 375,000 $ 0
Franklin, Louisiana 1 $ 65,000 $ 65,000 $ 99,000
Iberia, Louisiana 1 $ 135,000 $ 135,000 $ 73,000
Jefferson, Louisiana 1 $ 315,000 $ 315,000 $ 159,000
Jefferson Davis, Louisiana 1 $ 135,000 $ 135,000 $ 27,000
Lafayette, Louisiana 1 $ 265,000 $ 265,000 $ 0
Madison, Louisiana 1 $ 405,000 $ 405,000 $ 170,000
Orleans, Louisiana 1 $ 155,000 $ 155,000 $ 240,000
Union, Louisiana 1 $ 155,000 $ 155,000 $ 109,000
West Carroll, Louisiana 1 $ 255,000 $ 255,000 $ 173,000
West Feliciana, Louisiana 1 $ 325,000 $ 325,000 $ 88,000
Cameron, Texas 1 $ 35,000 $ 35,000 $ 71,000
Dallas, Texas 1 $ 105,000 $ 105,000 $ 100,000
Ellis, Texas 1 $ 55,000 $ 55,000 $ 150,000
Henderson, Texas 1 $ 15,000 $ 15,000 $ 47,000
Kaufman, Texas 1 $ 855,000 $ 855,000 $ 267,000
Montgomery, Texas 1 $ 305,000 $ 305,000 $ 130,000
Morris, Texas 1 $ 105,000 $ 105,000 $ 89,000
San Augustine, Texas 1 $ 125,000 $ 125,000 $ 91,000

Mortgage Loan Application Detail Totals for Barksdale Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 351 $33,225,000 $94,000 $1,575,000 $108,000 $720,000
Home Purchase 316 $57,540,000 $182,000 $855,000 $106,000 $5,200,000
Cash-out Refinancing 245 $24,555,000 $100,000 $1,455,000 $108,000 $1,260,000
Refinancing 115 $19,155,000 $166,000 $3,005,000 $81,000 $352,000
Other Purpose 52 $5,450,000 $104,000 $325,000 $114,000 $300,000
Not Applicable 10 $620,000 $62,000 $115,000 $77,000 $145,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 755 $95,685,000 $126,000 $1,575,000 $113,000 $5,200,000
Black or African American 212 $23,580,000 $111,000 $515,000 $78,000 $280,000
Not Provided 54 $5,730,000 $106,000 $475,000 $88,000 $288,000
Hispanic 26 $3,870,000 $148,000 $855,000 $86,000 $267,000
Not applicable 19 $8,535,000 $449,000 $3,005,000 $0 $0
Asian 16 $2,210,000 $138,000 $615,000 $172,000 $1,260,000
American Indian or Alaskan Native 7 $935,000 $133,000 $465,000 $60,000 $171,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,014 $124,400,000 $122,000 $3,005,000 $106,000 $5,200,000
FHA-insured (Federal Housing Administration) 54 $10,690,000 $197,000 $485,000 $81,000 $230,000
VA-guaranteed (Veterans Administration) 21 $5,455,000 $259,000 $855,000 $125,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 562 $68,240,000 $121,000 $3,005,000 $128,000 $5,200,000
Application Denied By Financial Institution 246 $27,250,000 $110,000 $805,000 $76,000 $1,260,000
Application Withdrawn By Applicant 161 $27,165,000 $168,000 $1,575,000 $90,000 $630,000
File Closed For Incompleteness 107 $16,375,000 $153,000 $615,000 $79,000 $311,000
Application Approved But Not Accepted 13 $1,515,000 $116,000 $545,000 $82,000 $272,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 843 $113,295,000 $134,000 $3,005,000 $113,000 $5,200,000
Credit History 102 $9,690,000 $95,000 $805,000 $71,000 $1,260,000
Debt-To-Income Ratio 82 $10,270,000 $125,000 $805,000 $63,000 $238,000
Collateral 36 $3,640,000 $101,000 $505,000 $123,000 $720,000
Employment History 9 $965,000 $107,000 $335,000 $44,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,565,000 $173,000 $275,000 $89,000 $171,000
Other 5 $675,000 $135,000 $265,000 $32,000 $63,000
Unverifiable Information 2 $170,000 $85,000 $155,000 $55,000 $72,000
Mortgage Insurance Denied 1 $275,000 $275,000 $275,000 $227,000 $227,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barksdale Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barksdale Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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