Barton Creek Lending Group, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Barton Creek Lending Group, LLC of Austin, TX reported 816 mortgage applications totaling $228.0 million, up 44% from 2018. The average application was for $279,350, and applicants reported an average income of $144,960. 74% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Austin-Round Rock, TX (620), San Antonio-New Braunfels, TX (52) and Houston-The Woodlands-Sugar Land, TX (43) (applications in parentheses).

Mortgage Company & Address Barton Creek Lending Group, LLC
6011 Cape Coral Drive
Austin, TX 78746
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 816
Total Mortgage Loan Application Amount $227,950,000
Average Mortgage Loan Application Amount $279,350
Highest Mortgage Loan Application Amount $1,185,000
Average Applicant Income $144,960
Highest Applicant Income $2,209,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barton Creek Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Barton Creek Lending Group, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 582 $161,860,000 $278,000 $1,185,000 $141,000 $2,209,000
Refinancing 149 $44,885,000 $301,000 $725,000 $149,000 $1,202,000
Cash-out Refinancing 85 $21,205,000 $249,000 $485,000 $165,000 $435,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 593 $171,745,000 $289,000 $1,185,000 $145,000 $2,209,000
Asian 86 $21,660,000 $251,000 $565,000 $149,000 $1,615,000
Hispanic 81 $19,725,000 $243,000 $585,000 $132,000 $740,000
Black or African American 25 $5,615,000 $224,000 $445,000 $103,000 $296,000
Not Provided 12 $3,540,000 $295,000 $665,000 $166,000 $426,000
Native Hawaiian or Other Pacific Islander 3 $1,955,000 $651,000 $835,000 $186,000 $240,000
American Indian or Alaskan Native 2 $660,000 $330,000 $385,000 $240,000 $240,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 718 $199,920,000 $278,000 $1,185,000 $153,000 $2,209,000
VA-guaranteed (Veterans Administration) 80 $23,950,000 $299,000 $835,000 $95,000 $387,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $4,080,000 $226,000 $355,000 $77,000 $213,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 607 $169,945,000 $279,000 $835,000 $136,000 $781,000
Application Withdrawn By Applicant 146 $39,900,000 $273,000 $1,185,000 $189,000 $2,209,000
Application Denied By Financial Institution 35 $9,255,000 $264,000 $625,000 $121,000 $627,000
Application Approved But Not Accepted 23 $7,295,000 $317,000 $725,000 $148,000 $373,000
File Closed For Incompleteness 5 $1,555,000 $311,000 $585,000 $165,000 $292,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 781 $218,695,000 $280,000 $1,185,000 $146,000 $2,209,000
Debt-To-Income Ratio 11 $3,935,000 $357,000 $625,000 $117,000 $259,000
Other 9 $1,855,000 $206,000 $365,000 $158,000 $627,000
Credit History 8 $1,560,000 $195,000 $335,000 $88,000 $178,000
Collateral 4 $1,090,000 $272,000 $415,000 $139,000 $222,000
Employment History 2 $330,000 $165,000 $175,000 $93,000 $113,000
Credit Application Incomplete 1 $485,000 $485,000 $485,000 $136,000 $136,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barton Creek Lending Group, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barton Creek Lending Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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