Baxter Credit Union Mortgage Lending & HMDA Data, 2019

In 2019, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 9,849 mortgage applications totaling $2.3 billion, up 11% from 2018. The average application was for $233,968, and applicants reported an average income of $138,885. 47% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,281), Chicago-Naperville, IL (891) and Lake County-Kenosha County, IL-WI (715) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,849
Total Mortgage Loan Application Amount $2,304,355,000
Average Mortgage Loan Application Amount $233,968
Highest Mortgage Loan Application Amount $3,685,000
Average Applicant Income $138,885
Highest Applicant Income $6,488,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 734 $ 198,420,000 $ 270,326 $ 154,000
Lake, Illinois 640 $ 112,790,000 $ 176,234 $ 126,000
Cook, Illinois 404 $ 94,180,000 $ 233,118 $ 142,000
McHenry, Illinois 399 $ 52,585,000 $ 131,791 $ 109,000
Orange, California 297 $ 119,145,000 $ 401,161 $ 189,000
Franklin, Ohio 162 $ 27,400,000 $ 169,135 $ 118,000
Ramsey, Minnesota 133 $ 28,525,000 $ 214,473 $ 125,000
Los Angeles, California 132 $ 46,670,000 $ 353,560 $ 170,000
Anoka, Minnesota 110 $ 19,330,000 $ 175,727 $ 122,000
Maricopa, Arizona 106 $ 28,680,000 $ 270,566 $ 152,000
Miami-Dade, Florida 86 $ 14,800,000 $ 172,093 $ 136,000
Kenosha, Wisconsin 75 $ 9,285,000 $ 123,800 $ 111,000
Kane, Illinois 74 $ 9,760,000 $ 131,891 $ 119,000
Riverside, California 71 $ 15,415,000 $ 217,112 $ 125,000
Clark, Nevada 68 $ 19,430,000 $ 285,735 $ 139,000
Dakota, Minnesota 67 $ 13,245,000 $ 197,686 $ 130,000
DuPage, Illinois 58 $ 11,320,000 $ 195,172 $ 145,000
Carver, Minnesota 58 $ 15,800,000 $ 272,413 $ 150,000
San Bernardino, California 57 $ 11,915,000 $ 209,035 $ 106,000
Monroe, Indiana 54 $ 9,080,000 $ 168,148 $ 98,000
Washington, Minnesota 52 $ 11,900,000 $ 228,846 $ 150,000
Delaware, Ohio 48 $ 10,460,000 $ 217,916 $ 166,000
Middlesex, Massachusetts 45 $ 18,985,000 $ 421,888 $ 213,000
Wright, Minnesota 44 $ 8,700,000 $ 197,727 $ 136,000
McDowell, North Carolina 43 $ 4,955,000 $ 115,232 $ 67,000
Baxter, Arkansas 42 $ 3,670,000 $ 87,380 $ 74,000
Salt Lake, Utah 41 $ 8,605,000 $ 209,878 $ 155,000
Broward, Florida 40 $ 7,870,000 $ 196,750 $ 178,000
Ventura, California 39 $ 11,175,000 $ 286,538 $ 153,000
Scott, Minnesota 38 $ 6,790,000 $ 178,684 $ 129,000
San Diego, California 37 $ 13,765,000 $ 372,027 $ 232,000
Bolivar, Mississippi 35 $ 2,705,000 $ 77,285 $ 70,000
Bexar, Texas 29 $ 3,875,000 $ 133,620 $ 94,000
Owen, Indiana 28 $ 2,590,000 $ 92,500 $ 77,000
Worcester, Massachusetts 28 $ 6,600,000 $ 235,714 $ 181,000
Hillsborough, Florida 27 $ 5,335,000 $ 197,592 $ 107,000
Pinellas, Florida 27 $ 5,615,000 $ 207,962 $ 132,000
Will, Illinois 27 $ 3,445,000 $ 127,592 $ 114,000
St. Louis, Minnesota 27 $ 4,105,000 $ 152,037 $ 101,000
Alameda, California 24 $ 9,540,000 $ 397,500 $ 168,000
Fulton, Georgia 23 $ 5,345,000 $ 232,391 $ 149,000
Gwinnett, Georgia 23 $ 3,725,000 $ 161,956 $ 111,000
Collin, Texas 23 $ 6,455,000 $ 280,652 $ 156,000
Harris, Texas 23 $ 5,395,000 $ 234,565 $ 152,000
Brown, Wisconsin 23 $ 2,965,000 $ 128,913 $ 83,000
Johnson, Kansas 22 $ 4,700,000 $ 213,636 $ 135,000
Sherburne, Minnesota 22 $ 5,230,000 $ 237,727 $ 144,000
Guilford, North Carolina 22 $ 2,990,000 $ 135,909 $ 99,000
Mecklenburg, North Carolina 22 $ 4,200,000 $ 190,909 $ 126,000
Wake, North Carolina 22 $ 6,620,000 $ 300,909 $ 164,000
Tarrant, Texas 20 $ 3,920,000 $ 196,000 $ 108,000
Palm Beach, Florida 19 $ 3,745,000 $ 197,105 $ 136,000
Union, Ohio 18 $ 3,650,000 $ 202,777 $ 162,000
Douglas, Colorado 17 $ 6,745,000 $ 396,764 $ 343,000
Morris, New Jersey 16 $ 4,420,000 $ 276,250 $ 193,000
Mitchell, North Carolina 16 $ 1,810,000 $ 113,125 $ 71,000
Cuyahoga, Ohio 16 $ 1,590,000 $ 99,375 $ 114,000
Pima, Arizona 15 $ 2,565,000 $ 171,000 $ 94,000
Norfolk, Massachusetts 15 $ 7,185,000 $ 479,000 $ 174,000
Denton, Texas 15 $ 4,625,000 $ 308,333 $ 196,000
DeKalb, Georgia 14 $ 3,020,000 $ 215,714 $ 130,000
Walworth, Wisconsin 14 $ 2,430,000 $ 173,571 $ 125,000
Bergen, New Jersey 13 $ 3,385,000 $ 260,384 $ 258,000
Philadelphia, Pennsylvania 13 $ 2,355,000 $ 181,153 $ 84,000
Newton, Georgia 12 $ 2,000,000 $ 166,666 $ 107,000
Hamilton, Indiana 12 $ 2,870,000 $ 239,166 $ 142,000
Marion, Indiana 12 $ 1,900,000 $ 158,333 $ 128,000
Oakland, Michigan 12 $ 3,900,000 $ 325,000 $ 220,000
Jackson, Missouri 12 $ 1,920,000 $ 160,000 $ 79,000
Burke, North Carolina 12 $ 1,550,000 $ 129,166 $ 100,000
Milwaukee, Wisconsin 12 $ 2,190,000 $ 182,500 $ 183,000
Santa Clara, California 11 $ 3,855,000 $ 350,454 $ 287,000
Lee, Florida 11 $ 2,835,000 $ 257,727 $ 137,000
Allegheny, Pennsylvania 11 $ 1,615,000 $ 146,818 $ 94,000
Racine, Wisconsin 11 $ 1,895,000 $ 172,272 $ 92,000
Volusia, Florida 10 $ 1,720,000 $ 172,000 $ 133,000
Cherokee, Georgia 10 $ 3,420,000 $ 342,000 $ 171,000
Cobb, Georgia 10 $ 2,250,000 $ 225,000 $ 125,000
Middlesex, New Jersey 10 $ 1,090,000 $ 109,000 $ 165,000
Fairfield, Ohio 10 $ 1,410,000 $ 141,000 $ 103,000
Williamson, Tennessee 10 $ 3,190,000 $ 319,000 $ 137,000
King, Washington 10 $ 3,320,000 $ 332,000 $ 173,000
St. Croix, Wisconsin 10 $ 2,250,000 $ 225,000 $ 151,000
Kern, California 9 $ 1,475,000 $ 163,888 $ 163,000
Sacramento, California 9 $ 2,415,000 $ 268,333 $ 155,000
Arapahoe, Colorado 9 $ 1,975,000 $ 219,444 $ 117,000
Denver, Colorado 9 $ 3,175,000 $ 352,777 $ 170,000
Hartford, Connecticut 9 $ 2,045,000 $ 227,222 $ 167,000
Pasco, Florida 9 $ 1,235,000 $ 137,222 $ 122,000
Davidson, Tennessee 9 $ 1,785,000 $ 198,333 $ 135,000
Shelby, Tennessee 9 $ 1,625,000 $ 180,555 $ 184,000
Dallas, Texas 9 $ 1,685,000 $ 187,222 $ 132,000
El Paso, Texas 9 $ 1,435,000 $ 159,444 $ 173,000
Davis, Utah 9 $ 2,015,000 $ 223,888 $ 98,000
Waukesha, Wisconsin 9 $ 2,655,000 $ 295,000 $ 165,000
El Paso, Colorado 8 $ 2,220,000 $ 277,500 $ 114,000
Ripley, Indiana 8 $ 710,000 $ 88,750 $ 78,000
Essex, Massachusetts 8 $ 3,170,000 $ 396,250 $ 191,000
Plymouth, Massachusetts 8 $ 2,960,000 $ 370,000 $ 248,000
Crow Wing, Minnesota 8 $ 1,800,000 $ 225,000 $ 189,000
Buncombe, North Carolina 8 $ 1,840,000 $ 230,000 $ 115,000
Catawba, North Carolina 8 $ 1,050,000 $ 131,250 $ 102,000
Jefferson, Alabama 7 $ 2,655,000 $ 379,285 $ 261,000
Pinal, Arizona 7 $ 1,545,000 $ 220,714 $ 135,000
Duval, Florida 7 $ 1,495,000 $ 213,571 $ 135,000
Manatee, Florida 7 $ 1,005,000 $ 143,571 $ 174,000
Seminole, Florida 7 $ 595,000 $ 85,000 $ 57,000
Franklin, Indiana 7 $ 525,000 $ 75,000 $ 84,000
Sedgwick, Kansas 7 $ 815,000 $ 116,428 $ 144,000
Sunflower, Mississippi 7 $ 585,000 $ 83,571 $ 63,000
St. Charles, Missouri 7 $ 1,495,000 $ 213,571 $ 123,000
Erie, New York 7 $ 605,000 $ 86,428 $ 83,000
Rutherford, Tennessee 7 $ 1,865,000 $ 266,428 $ 99,000
Travis, Texas 7 $ 2,625,000 $ 375,000 $ 232,000
Williamson, Texas 7 $ 2,665,000 $ 380,714 $ 159,000
Snohomish, Washington 7 $ 1,995,000 $ 285,000 $ 121,000
Douglas, Wisconsin 7 $ 1,105,000 $ 157,857 $ 97,000
Pierce, Wisconsin 7 $ 1,305,000 $ 186,428 $ 160,000
Contra Costa, California 6 $ 2,700,000 $ 450,000 $ 188,000
Adams, Colorado 6 $ 1,070,000 $ 178,333 $ 100,000
Jefferson, Colorado 6 $ 1,920,000 $ 320,000 $ 128,000
New Haven, Connecticut 6 $ 710,000 $ 118,333 $ 82,000
District of Columbia, District Of Columbia 6 $ 990,000 $ 165,000 $ 238,000
Orange, Florida 6 $ 980,000 $ 163,333 $ 118,000
Polk, Florida 6 $ 590,000 $ 98,333 $ 40,000
Clarke, Georgia 6 $ 720,000 $ 120,000 $ 135,000
Forsyth, Georgia 6 $ 640,000 $ 106,666 $ 147,000
Walton, Georgia 6 $ 1,200,000 $ 200,000 $ 130,000
Winnebago, Illinois 6 $ 540,000 $ 90,000 $ 71,000
Greene, Indiana 6 $ 520,000 $ 86,666 $ 98,000
Hendricks, Indiana 6 $ 700,000 $ 116,666 $ 128,000
Lawrence, Indiana 6 $ 640,000 $ 106,666 $ 61,000
Montgomery, Maryland 6 $ 1,370,000 $ 228,333 $ 129,000
Suffolk, Massachusetts 6 $ 2,000,000 $ 333,333 $ 179,000
St. Louis, Missouri 6 $ 860,000 $ 143,333 $ 139,000
Hillsborough, New Hampshire 6 $ 1,530,000 $ 255,000 $ 213,000
Burlington, New Jersey 6 $ 1,940,000 $ 323,333 $ 168,000
Monmouth, New Jersey 6 $ 1,400,000 $ 233,333 $ 200,000
Union, New Jersey 6 $ 2,820,000 $ 470,000 $ 202,000
Suffolk, New York 6 $ 1,470,000 $ 245,000 $ 187,000
Gaston, North Carolina 6 $ 1,520,000 $ 253,333 $ 161,000
Oklahoma, Oklahoma 6 $ 1,300,000 $ 216,666 $ 131,000
Westmoreland, Pennsylvania 6 $ 1,260,000 $ 210,000 $ 199,000
Cabo Rojo, Puerto Rico 6 $ 850,000 $ 141,666 $ 91,000
Greenville, South Carolina 6 $ 1,380,000 $ 230,000 $ 145,000
Wilson, Tennessee 6 $ 1,660,000 $ 276,666 $ 125,000
Utah, Utah 6 $ 1,130,000 $ 188,333 $ 77,000
Washington, Arkansas 5 $ 895,000 $ 179,000 $ 179,000
Collier, Florida 5 $ 2,165,000 $ 433,000 $ 266,000
St. Johns, Florida 5 $ 1,175,000 $ 235,000 $ 200,000
Henry, Georgia 5 $ 335,000 $ 67,000 $ 376,000
Polk, Iowa 5 $ 885,000 $ 177,000 $ 110,000
Harford, Maryland 5 $ 1,475,000 $ 295,000 $ 136,000
DeSoto, Mississippi 5 $ 895,000 $ 179,000 $ 145,000
Madison, Mississippi 5 $ 485,000 $ 97,000 $ 152,000
Somerset, New Jersey 5 $ 1,365,000 $ 273,000 $ 193,000
Sussex, New Jersey 5 $ 915,000 $ 183,000 $ 139,000
Durham, North Carolina 5 $ 435,000 $ 87,000 $ 163,000
Licking, Ohio 5 $ 445,000 $ 89,000 $ 141,000
Summit, Ohio 5 $ 685,000 $ 137,000 $ 94,000
Cumberland, Pennsylvania 5 $ 1,585,000 $ 317,000 $ 150,000
Charleston, South Carolina 5 $ 1,495,000 $ 299,000 $ 274,000
Blount, Tennessee 5 $ 865,000 $ 173,000 $ 67,000
Knox, Tennessee 5 $ 715,000 $ 143,000 $ 125,000
Sumner, Tennessee 5 $ 1,385,000 $ 277,000 $ 107,000
Montgomery, Texas 5 $ 1,045,000 $ 209,000 $ 117,000
Summit, Utah 5 $ 1,675,000 $ 335,000 $ 234,000
Madison, Alabama 4 $ 860,000 $ 215,000 $ 100,000
Yavapai, Arizona 4 $ 930,000 $ 232,500 $ 76,000
Marin, California 4 $ 570,000 $ 142,500 $ 133,000
Boulder, Colorado 4 $ 1,280,000 $ 320,000 $ 341,000
Clay, Florida 4 $ 700,000 $ 175,000 $ 62,000
Hernando, Florida 4 $ 640,000 $ 160,000 $ 88,000
Lake, Florida 4 $ 770,000 $ 192,500 $ 133,000
St. Lucie, Florida 4 $ 360,000 $ 90,000 $ 73,000
Barrow, Georgia 4 $ 650,000 $ 162,500 $ 52,000
Douglas, Georgia 4 $ 690,000 $ 172,500 $ 108,000
Oconee, Georgia 4 $ 600,000 $ 150,000 $ 139,000
Sangamon, Illinois 4 $ 220,000 $ 55,000 $ 105,000
Fayette, Kentucky 4 $ 1,000,000 $ 250,000 $ 151,000
Baltimore City, Maryland 4 $ 970,000 $ 242,500 $ 315,000
Prince George's, Maryland 4 $ 270,000 $ 67,500 $ 127,000
Kent, Michigan 4 $ 770,000 $ 192,500 $ 206,000
Washtenaw, Michigan 4 $ 780,000 $ 195,000 $ 188,000
Carlton, Minnesota 4 $ 490,000 $ 122,500 $ 136,000
Chisago, Minnesota 4 $ 460,000 $ 115,000 $ 148,000
Clay, Missouri 4 $ 600,000 $ 150,000 $ 67,000
Greene, Missouri 4 $ 830,000 $ 207,500 $ 85,000
Ozark, Missouri 4 $ 420,000 $ 105,000 $ 53,000
Washoe, Nevada 4 $ 1,240,000 $ 310,000 $ 138,000
Camden, New Jersey 4 $ 1,510,000 $ 377,500 $ 241,000
Essex, New Jersey 4 $ 580,000 $ 145,000 $ 138,000
Kings, New York 4 $ 950,000 $ 237,500 $ 211,000
Avery, North Carolina 4 $ 460,000 $ 115,000 $ 78,000
Cabarrus, North Carolina 4 $ 690,000 $ 172,500 $ 84,000
Clermont, Ohio 4 $ 620,000 $ 155,000 $ 208,000
Montgomery, Ohio 4 $ 670,000 $ 167,500 $ 97,000
Portage, Ohio 4 $ 700,000 $ 175,000 $ 118,000
Aguada, Puerto Rico 4 $ 480,000 $ 120,000 $ 40,000
San German, Puerto Rico 4 $ 370,000 $ 92,500 $ 39,000
Richland, South Carolina 4 $ 860,000 $ 215,000 $ 110,000
Cheatham, Tennessee 4 $ 720,000 $ 180,000 $ 78,000
Brazoria, Texas 4 $ 590,000 $ 147,500 $ 134,000
Fort Bend, Texas 4 $ 730,000 $ 182,500 $ 98,000
Albemarle, Virginia 4 $ 1,340,000 $ 335,000 $ 122,000
Prince William, Virginia 4 $ 1,270,000 $ 317,500 $ 148,000
Clark, Washington 4 $ 1,250,000 $ 312,500 $ 156,000
Pierce, Washington 4 $ 1,120,000 $ 280,000 $ 137,000
Burnett, Wisconsin 4 $ 770,000 $ 192,500 $ 243,000
Dane, Wisconsin 4 $ 1,500,000 $ 375,000 $ 167,000
Oconto, Wisconsin 4 $ 340,000 $ 85,000 $ 79,000
Lee, Alabama 3 $ 495,000 $ 165,000 $ 164,000
Mobile, Alabama 3 $ 245,000 $ 81,666 $ 72,000
Izard, Arkansas 3 $ 245,000 $ 81,666 $ 60,000
Marion, Arkansas 3 $ 285,000 $ 95,000 $ 73,000
San Joaquin, California 3 $ 765,000 $ 255,000 $ 140,000
San Mateo, California 3 $ 825,000 $ 275,000 $ 231,000
Shasta, California 3 $ 685,000 $ 228,333 $ 99,000
Stanislaus, California 3 $ 405,000 $ 135,000 $ 185,000
Larimer, Colorado 3 $ 815,000 $ 271,666 $ 136,000
Weld, Colorado 3 $ 1,115,000 $ 371,666 $ 130,000
New Castle, Delaware 3 $ 75,000 $ 25,000 $ 93,000
Citrus, Florida 3 $ 95,000 $ 31,666 $ 117,000
Flagler, Florida 3 $ 475,000 $ 158,333 $ 38,000
Leon, Florida 3 $ 345,000 $ 115,000 $ 147,000
Sarasota, Florida 3 $ 725,000 $ 241,666 $ 160,000
Clayton, Georgia 3 $ 235,000 $ 78,333 $ 82,000
Ada, Idaho 3 $ 1,295,000 $ 431,666 $ 131,000
DeKalb, Illinois 3 $ 205,000 $ 68,333 $ 90,000
Grundy, Illinois 3 $ 125,000 $ 41,666 $ 111,000
Kendall, Illinois 3 $ 335,000 $ 111,666 $ 113,000
Allen, Indiana 3 $ 365,000 $ 121,666 $ 90,000
Boone, Indiana 3 $ 735,000 $ 245,000 $ 121,000
Morgan, Indiana 3 $ 255,000 $ 85,000 $ 101,000
Vigo, Indiana 3 $ 535,000 $ 178,333 $ 90,000
Jefferson, Louisiana 3 $ 255,000 $ 85,000 $ 160,000
Cumberland, Maine 3 $ 815,000 $ 271,666 $ 89,000
Anne Arundel, Maryland 3 $ 725,000 $ 241,666 $ 140,000
Baltimore, Maryland 3 $ 115,000 $ 38,333 $ 139,000
Livingston, Michigan 3 $ 445,000 $ 148,333 $ 90,000
Wayne, Michigan 3 $ 725,000 $ 241,666 $ 116,000
Aitkin, Minnesota 3 $ 205,000 $ 68,333 $ 99,000
Koochiching, Minnesota 3 $ 175,000 $ 58,333 $ 99,000
Olmsted, Minnesota 3 $ 985,000 $ 328,333 $ 138,000
Stearns, Minnesota 3 $ 495,000 $ 165,000 $ 99,000
Passaic, New Jersey 3 $ 115,000 $ 38,333 $ 86,000
Albany, New York 3 $ 355,000 $ 118,333 $ 86,000
Nassau, New York 3 $ 235,000 $ 78,333 $ 157,000
Niagara, New York 3 $ 275,000 $ 91,666 $ 82,000
Onondaga, New York 3 $ 1,395,000 $ 465,000 $ 455,000
Orange, New York 3 $ 655,000 $ 218,333 $ 77,000
Brunswick, North Carolina 3 $ 265,000 $ 88,333 $ 161,000
Rutherford, North Carolina 3 $ 415,000 $ 138,333 $ 47,000
Yancey, North Carolina 3 $ 245,000 $ 81,666 $ 48,000
Cass, North Dakota 3 $ 725,000 $ 241,666 $ 93,000
Lake, Ohio 3 $ 285,000 $ 95,000 $ 125,000
Madison, Ohio 3 $ 225,000 $ 75,000 $ 165,000
Clackamas, Oregon 3 $ 1,105,000 $ 368,333 $ 153,000
Butler, Pennsylvania 3 $ 355,000 $ 118,333 $ 192,000
Washington, Pennsylvania 3 $ 1,085,000 $ 361,666 $ 177,000
Providence, Rhode Island 3 $ 765,000 $ 255,000 $ 132,000
Dickson, Tennessee 3 $ 495,000 $ 165,000 $ 82,000
Ellis, Texas 3 $ 1,165,000 $ 388,333 $ 111,000
Nueces, Texas 3 $ 165,000 $ 55,000 $ 121,000
Chesterfield, Virginia 3 $ 605,000 $ 201,666 $ 226,000
Fauquier, Virginia 3 $ 1,065,000 $ 355,000 $ 419,000
Chippewa, Wisconsin 3 $ 425,000 $ 141,666 $ 90,000
Eau Claire, Wisconsin 3 $ 295,000 $ 98,333 $ 71,000
Marathon, Wisconsin 3 $ 355,000 $ 118,333 $ 71,000
Ozaukee, Wisconsin 3 $ 1,055,000 $ 351,666 $ 261,000
Shelby, Alabama 2 $ 600,000 $ 300,000 $ 149,000
Santa Cruz, Arizona 2 $ 1,080,000 $ 540,000 $ 156,000
Fulton, Arkansas 2 $ 310,000 $ 155,000 $ 85,000
Pulaski, Arkansas 2 $ 580,000 $ 290,000 $ 110,000
El Dorado, California 2 $ 640,000 $ 320,000 $ 142,000
Nevada, California 2 $ 940,000 $ 470,000 $ 492,000
Placer, California 2 $ 510,000 $ 255,000 $ 124,000
Middlesex, Connecticut 2 $ 220,000 $ 110,000 $ 81,000
Windham, Connecticut 2 $ 50,000 $ 25,000 $ 35,000
Alachua, Florida 2 $ 130,000 $ 65,000 $ 89,000
Brevard, Florida 2 $ 620,000 $ 310,000 $ 88,000
Escambia, Florida 2 $ 460,000 $ 230,000 $ 106,000
Levy, Florida 2 $ 190,000 $ 95,000 $ 43,000
Chatham, Georgia 2 $ 670,000 $ 335,000 $ 200,000
Columbia, Georgia 2 $ 250,000 $ 125,000 $ 93,000
Coweta, Georgia 2 $ 240,000 $ 120,000 $ 117,000
Fayette, Georgia 2 $ 420,000 $ 210,000 $ 133,000
Hawaii, Hawaii 2 $ 340,000 $ 170,000 $ 102,000
McLean, Illinois 2 $ 100,000 $ 50,000 $ 91,000
Floyd, Indiana 2 $ 390,000 $ 195,000 $ 127,000
Kosciusko, Indiana 2 $ 330,000 $ 165,000 $ 129,000
Black Hawk, Iowa 2 $ 310,000 $ 155,000 $ 124,000
Dallas, Iowa 2 $ 310,000 $ 155,000 $ 184,000
Jefferson, Kentucky 2 $ 470,000 $ 235,000 $ 238,000
Bossier, Louisiana 2 $ 890,000 $ 445,000 $ 140,000
Lafayette, Louisiana 2 $ 1,020,000 $ 510,000 $ 168,000
St. Tammany, Louisiana 2 $ 350,000 $ 175,000 $ 110,000
York, Maine 2 $ 590,000 $ 295,000 $ 118,000
Carroll, Maryland 2 $ 500,000 $ 250,000 $ 255,000
Howard, Maryland 2 $ 460,000 $ 230,000 $ 453,000
Washington, Maryland 2 $ 150,000 $ 75,000 $ 40,000
Bristol, Massachusetts 2 $ 610,000 $ 305,000 $ 298,000
Hampden, Massachusetts 2 $ 490,000 $ 245,000 $ 109,000
Genesee, Michigan 2 $ 130,000 $ 65,000 $ 72,000
Ingham, Michigan 2 $ 280,000 $ 140,000 $ 129,000
St. Joseph, Michigan 2 $ 330,000 $ 165,000 $ 56,000
Douglas, Minnesota 2 $ 480,000 $ 240,000 $ 240,000
Rice, Minnesota 2 $ 490,000 $ 245,000 $ 102,000
Todd, Minnesota 2 $ 340,000 $ 170,000 $ 156,000
Hinds, Mississippi 2 $ 170,000 $ 85,000 $ 43,000
Yazoo, Mississippi 2 $ 450,000 $ 225,000 $ 94,000
Lincoln, Missouri 2 $ 380,000 $ 190,000 $ 104,000
Gallatin, Montana 2 $ 810,000 $ 405,000 $ 93,000
Lancaster, Nebraska 2 $ 330,000 $ 165,000 $ 114,000
Platte, Nebraska 2 $ 110,000 $ 55,000 $ 119,000
Carroll, New Hampshire 2 $ 340,000 $ 170,000 $ 166,000
Rockingham, New Hampshire 2 $ 670,000 $ 335,000 $ 193,000
Gloucester, New Jersey 2 $ 320,000 $ 160,000 $ 263,000
Hudson, New Jersey 2 $ 580,000 $ 290,000 $ 105,000
Bernalillo, New Mexico 2 $ 100,000 $ 50,000 $ 73,000
Sandoval, New Mexico 2 $ 430,000 $ 215,000 $ 116,000
Broome, New York 2 $ 330,000 $ 165,000 $ 151,000
Monroe, New York 2 $ 740,000 $ 370,000 $ 188,000
Putnam, New York 2 $ 770,000 $ 385,000 $ 128,000
Richmond, New York 2 $ 620,000 $ 310,000 $ 237,000
Rockland, New York 2 $ 450,000 $ 225,000 $ 320,000
Forsyth, North Carolina 2 $ 180,000 $ 90,000 $ 68,000
Franklin, North Carolina 2 $ 260,000 $ 130,000 $ 60,000
Iredell, North Carolina 2 $ 330,000 $ 165,000 $ 82,000
Lincoln, North Carolina 2 $ 70,000 $ 35,000 $ 74,000
Nash, North Carolina 2 $ 340,000 $ 170,000 $ 92,000
New Hanover, North Carolina 2 $ 380,000 $ 190,000 $ 248,000
Union, North Carolina 2 $ 820,000 $ 410,000 $ 196,000
Butler, Ohio 2 $ 210,000 $ 105,000 $ 63,000
Hamilton, Ohio 2 $ 370,000 $ 185,000 $ 99,000
Knox, Ohio 2 $ 250,000 $ 125,000 $ 90,000
Mahoning, Ohio 2 $ 140,000 $ 70,000 $ 63,000
Morrow, Ohio 2 $ 220,000 $ 110,000 $ 113,000
Muskingum, Ohio 2 $ 160,000 $ 80,000 $ 122,000
Pickaway, Ohio 2 $ 80,000 $ 40,000 $ 63,000
Ross, Ohio 2 $ 570,000 $ 285,000 $ 182,000
Warren, Ohio 2 $ 340,000 $ 170,000 $ 230,000
Comanche, Oklahoma 2 $ 100,000 $ 50,000 $ 33,000
Tulsa, Oklahoma 2 $ 180,000 $ 90,000 $ 160,000
Washington, Oregon 2 $ 610,000 $ 305,000 $ 173,000
Carbon, Pennsylvania 2 $ 260,000 $ 130,000 $ 141,000
Chester, Pennsylvania 2 $ 1,010,000 $ 505,000 $ 205,000
Delaware, Pennsylvania 2 $ 670,000 $ 335,000 $ 171,000
Franklin, Pennsylvania 2 $ 530,000 $ 265,000 $ 154,000
Lancaster, Pennsylvania 2 $ 360,000 $ 180,000 $ 115,000
Lehigh, Pennsylvania 2 $ 290,000 $ 145,000 $ 161,000
Luzerne, Pennsylvania 2 $ 250,000 $ 125,000 $ 91,000
Northampton, Pennsylvania 2 $ 240,000 $ 120,000 $ 82,000
Anasco, Puerto Rico 2 $ 60,000 $ 30,000 $ 30,000
Coamo, Puerto Rico 2 $ 120,000 $ 60,000 $ 30,000
Hatillo, Puerto Rico 2 $ 250,000 $ 125,000 $ 68,000
Jayuya, Puerto Rico 2 $ 170,000 $ 85,000 $ 34,000
Mayaguez, Puerto Rico 2 $ 110,000 $ 55,000 $ 65,000
Ponce, Puerto Rico 2 $ 140,000 $ 70,000 $ 36,000
Berkeley, South Carolina 2 $ 160,000 $ 80,000 $ 61,000
Dorchester, South Carolina 2 $ 460,000 $ 230,000 $ 134,000
Georgetown, South Carolina 2 $ 340,000 $ 170,000 $ 145,000
Lexington, South Carolina 2 $ 150,000 $ 75,000 $ 147,000
Oconee, South Carolina 2 $ 620,000 $ 310,000 $ 277,000
Pickens, South Carolina 2 $ 1,100,000 $ 550,000 $ 225,000
Fentress, Tennessee 2 $ 270,000 $ 135,000 $ 75,000
Maury, Tennessee 2 $ 170,000 $ 85,000 $ 35,000
McNairy, Tennessee 2 $ 700,000 $ 350,000 $ 465,000
Montgomery, Tennessee 2 $ 320,000 $ 160,000 $ 87,000
Robertson, Tennessee 2 $ 530,000 $ 265,000 $ 79,000
Hays, Texas 2 $ 520,000 $ 260,000 $ 93,000
Johnson, Texas 2 $ 330,000 $ 165,000 $ 77,000
Midland, Texas 2 $ 740,000 $ 370,000 $ 144,000
Rockwall, Texas 2 $ 430,000 $ 215,000 $ 111,000
Smith, Texas 2 $ 230,000 $ 115,000 $ 20,000
Wise, Texas 2 $ 190,000 $ 95,000 $ 88,000
Tooele, Utah 2 $ 200,000 $ 100,000 $ 82,000
Weber, Utah 2 $ 340,000 $ 170,000 $ 72,000
Chittenden, Vermont 2 $ 230,000 $ 115,000 $ 122,000
Fairfax, Virginia 2 $ 550,000 $ 275,000 $ 197,000
Frederick, Virginia 2 $ 270,000 $ 135,000 $ 99,000
Loudoun, Virginia 2 $ 680,000 $ 340,000 $ 181,000
Pittsylvania, Virginia 2 $ 530,000 $ 265,000 $ 74,000
Suffolk, Virginia 2 $ 50,000 $ 25,000 $ 46,000
Virginia Beach, Virginia 2 $ 1,100,000 $ 550,000 $ 181,000
Spokane, Washington 2 $ 190,000 $ 95,000 $ 178,000
Kanawha, West Virginia 2 $ 220,000 $ 110,000 $ 113,000
Adams, Wisconsin 2 $ 340,000 $ 170,000 $ 129,000
Oneida, Wisconsin 2 $ 290,000 $ 145,000 $ 168,000
Outagamie, Wisconsin 2 $ 170,000 $ 85,000 $ 62,000
Rock, Wisconsin 2 $ 290,000 $ 145,000 $ 67,000
Sawyer, Wisconsin 2 $ 670,000 $ 335,000 $ 253,000
Washington, Wisconsin 2 $ 580,000 $ 290,000 $ 185,000
Waushara, Wisconsin 2 $ 240,000 $ 120,000 $ 94,000
Coosa, Alabama 1 $ 35,000 $ 35,000 $ 81,000
Lauderdale, Alabama 1 $ 195,000 $ 195,000 $ 58,000
Limestone, Alabama 1 $ 145,000 $ 145,000 $ 87,000
Matanuska-Susitna, Alaska 1 $ 55,000 $ 55,000 $ 75,000
Cochise, Arizona 1 $ 55,000 $ 55,000 $ 30,000
Coconino, Arizona 1 $ 235,000 $ 235,000 $ 190,000
Mohave, Arizona 1 $ 315,000 $ 315,000 $ 138,000
Navajo, Arizona 1 $ 25,000 $ 25,000 $ 47,000
Benton, Arkansas 1 $ 155,000 $ 155,000 $ 90,000
Craighead, Arkansas 1 $ 245,000 $ 245,000 $ 66,000
Madison, Arkansas 1 $ 115,000 $ 115,000 $ 79,000
Saline, Arkansas 1 $ 245,000 $ 245,000 $ 165,000
Searcy, Arkansas 1 $ 65,000 $ 65,000 $ 54,000
Stone, Arkansas 1 $ 275,000 $ 275,000 $ 70,000
White, Arkansas 1 $ 195,000 $ 195,000 $ 71,000
Calaveras, California 1 $ 335,000 $ 335,000 $ 110,000
Fresno, California 1 $ 55,000 $ 55,000 $ 173,000
Inyo, California 1 $ 175,000 $ 175,000 $ 38,000
Merced, California 1 $ 235,000 $ 235,000 $ 225,000
Mono, California 1 $ 275,000 $ 275,000 $ 247,000
San Francisco, California 1 $ 575,000 $ 575,000 $ 321,000
San Luis Obispo, California 1 $ 405,000 $ 405,000 $ 213,000
Solano, California 1 $ 635,000 $ 635,000 $ 375,000
Tulare, California 1 $ 35,000 $ 35,000 $ 176,000
Yolo, California 1 $ 305,000 $ 305,000 $ 110,000
Clear Creek, Colorado 1 $ 455,000 $ 455,000 $ 129,000
Eagle, Colorado 1 $ 295,000 $ 295,000 $ 229,000
Elbert, Colorado 1 $ 365,000 $ 365,000 $ 108,000
Las Animas, Colorado 1 $ 355,000 $ 355,000 $ 99,000
Fairfield, Connecticut 1 $ 255,000 $ 255,000 $ 661,000
Litchfield, Connecticut 1 $ 175,000 $ 175,000 $ 116,000
New London, Connecticut 1 $ 195,000 $ 195,000 $ 149,000
Tolland, Connecticut 1 $ 25,000 $ 25,000 $ 130,000
Kent, Delaware 1 $ 55,000 $ 55,000 $ 73,000
Charlotte, Florida 1 $ 85,000 $ 85,000 $ 47,000
Columbia, Florida 1 $ 155,000 $ 155,000 $ 69,000
Indian River, Florida 1 $ 905,000 $ 905,000 $ 344,000
Madison, Florida 1 $ 215,000 $ 215,000 $ 133,000
Marion, Florida 1 $ 45,000 $ 45,000 $ 97,000
Martin, Florida 1 $ 455,000 $ 455,000 $ 219,000
Okaloosa, Florida 1 $ 125,000 $ 125,000 $ 57,000
Osceola, Florida 1 $ 75,000 $ 75,000 $ 50,000
Walton, Florida 1 $ 865,000 $ 865,000 $ 244,000
Bryan, Georgia 1 $ 285,000 $ 285,000 $ 147,000
Carroll, Georgia 1 $ 195,000 $ 195,000 $ 99,000
Catoosa, Georgia 1 $ 95,000 $ 95,000 $ 120,000
Franklin, Georgia 1 $ 255,000 $ 255,000 $ 154,000
Houston, Georgia 1 $ 75,000 $ 75,000 $ 102,000
Jackson, Georgia 1 $ 155,000 $ 155,000 $ 100,000
Madison, Georgia 1 $ 25,000 $ 25,000 $ 42,000
Morgan, Georgia 1 $ 335,000 $ 335,000 $ 102,000
Paulding, Georgia 1 $ 65,000 $ 65,000 $ 31,000
Spalding, Georgia 1 $ 55,000 $ 55,000 $ 92,000
Troup, Georgia 1 $ 165,000 $ 165,000 $ 86,000
Honolulu, Hawaii 1 $ 665,000 $ 665,000 $ 220,000
Bonneville, Idaho 1 $ 295,000 $ 295,000 $ 110,000
Alexander, Illinois 1 $ 25,000 $ 25,000 $ 13,000
Boone, Illinois 1 $ 175,000 $ 175,000 $ 71,000
Carroll, Illinois 1 $ 55,000 $ 55,000 $ 834,000
Madison, Illinois 1 $ 55,000 $ 55,000 $ 0
Mason, Illinois 1 $ 65,000 $ 65,000 $ 56,000
Mercer, Illinois 1 $ 45,000 $ 45,000 $ 91,000
Rock Island, Illinois 1 $ 25,000 $ 25,000 $ 24,000
St. Clair, Illinois 1 $ 75,000 $ 75,000 $ 43,000
Bartholomew, Indiana 1 $ 225,000 $ 225,000 $ 107,000
Clark, Indiana 1 $ 45,000 $ 45,000 $ 175,000
Dearborn, Indiana 1 $ 165,000 $ 165,000 $ 122,000
Decatur, Indiana 1 $ 75,000 $ 75,000 $ 101,000
Elkhart, Indiana 1 $ 115,000 $ 115,000 $ 85,000
Hancock, Indiana 1 $ 225,000 $ 225,000 $ 95,000
Jackson, Indiana 1 $ 25,000 $ 25,000 $ 67,000
Johnson, Indiana 1 $ 255,000 $ 255,000 $ 103,000
LaGrange, Indiana 1 $ 35,000 $ 35,000 $ 71,000
Madison, Indiana 1 $ 145,000 $ 145,000 $ 145,000
Putnam, Indiana 1 $ 25,000 $ 25,000 $ 127,000
Tippecanoe, Indiana 1 $ 175,000 $ 175,000 $ 49,000
Warrick, Indiana 1 $ 175,000 $ 175,000 $ 130,000
Buchanan, Iowa 1 $ 45,000 $ 45,000 $ 118,000
Buena Vista, Iowa 1 $ 25,000 $ 25,000 $ 63,000
Dickinson, Iowa 1 $ 465,000 $ 465,000 $ 466,000
Linn, Iowa 1 $ 55,000 $ 55,000 $ 23,000
Webster, Iowa 1 $ 155,000 $ 155,000 $ 103,000
Winneshiek, Iowa 1 $ 65,000 $ 65,000 $ 97,000
Osage, Kansas 1 $ 25,000 $ 25,000 $ 68,000
Boone, Kentucky 1 $ 255,000 $ 255,000 $ 131,000
Hardin, Kentucky 1 $ 35,000 $ 35,000 $ 89,000
Kenton, Kentucky 1 $ 75,000 $ 75,000 $ 48,000
Madison, Kentucky 1 $ 305,000 $ 305,000 $ 113,000
Ohio, Kentucky 1 $ 45,000 $ 45,000 $ 131,000
Pulaski, Kentucky 1 $ 95,000 $ 95,000 $ 57,000
Scott, Kentucky 1 $ 365,000 $ 365,000 $ 22,000
Warren, Kentucky 1 $ 35,000 $ 35,000 $ 60,000
Caddo, Louisiana 1 $ 95,000 $ 95,000 $ 201,000
Orleans, Louisiana 1 $ 165,000 $ 165,000 $ 165,000
Ouachita, Louisiana 1 $ 55,000 $ 55,000 $ 183,000
Terrebonne, Louisiana 1 $ 105,000 $ 105,000 $ 321,000
Knox, Maine 1 $ 665,000 $ 665,000 $ 297,000
Piscataquis, Maine 1 $ 85,000 $ 85,000 $ 130,000
Worcester, Maryland 1 $ 95,000 $ 95,000 $ 103,000
Berkshire, Massachusetts 1 $ 25,000 $ 25,000 $ 0
Clinton, Michigan 1 $ 345,000 $ 345,000 $ 150,000
Emmet, Michigan 1 $ 25,000 $ 25,000 $ 120,000
Grand Traverse, Michigan 1 $ 255,000 $ 255,000 $ 0
Huron, Michigan 1 $ 115,000 $ 115,000 $ 158,000
Isabella, Michigan 1 $ 155,000 $ 155,000 $ 85,000
Kalamazoo, Michigan 1 $ 65,000 $ 65,000 $ 182,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,646 $1,592,620,000 $282,000 $3,125,000 $142,000 $6,488,000
Other Purpose 1,522 $166,730,000 $109,000 $1,255,000 $127,000 $2,400,000
Home Improvement 1,014 $81,980,000 $80,000 $1,505,000 $139,000 $1,125,000
Refinancing 913 $254,175,000 $278,000 $1,305,000 $145,000 $1,012,000
Cash-out Refinancing 754 $208,850,000 $276,000 $3,685,000 $132,000 $720,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,675 $1,312,865,000 $231,000 $3,125,000 $140,000 $3,564,000
Not Provided 1,509 $355,845,000 $235,000 $3,685,000 $149,000 $4,440,000
Hispanic 1,073 $219,505,000 $204,000 $1,845,000 $121,000 $6,488,000
Asian 779 $249,495,000 $320,000 $2,405,000 $161,000 $2,583,000
Black or African American 712 $139,990,000 $196,000 $1,305,000 $109,000 $3,300,000
American Indian or Alaskan Native 42 $8,730,000 $207,000 $615,000 $98,000 $323,000
Native Hawaiian or Other Pacific Islander 12 $3,500,000 $291,000 $1,895,000 $143,000 $405,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,848 $2,304,310,000 $233,000 $3,685,000 $139,000 $6,488,000
FHA-insured (Federal Housing Administration) 1 $45,000 $45,000 $45,000 $27,000 $27,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,631 $1,043,665,000 $225,000 $3,685,000 $143,000 $1,125,000
Preapproval Approved but not Accepted 2,382 $710,520,000 $298,000 $3,125,000 $162,000 $6,488,000
Application Approved But Not Accepted 1,150 $236,500,000 $205,000 $2,285,000 $143,000 $2,400,000
Preapproval Denied by Financial Institution 1,056 $210,670,000 $199,000 $1,355,000 $89,000 $1,896,000
Application Denied By Financial Institution 556 $82,120,000 $147,000 $1,085,000 $89,000 $722,000
Application Withdrawn By Applicant 50 $14,500,000 $290,000 $665,000 $151,000 $371,000
File Closed For Incompleteness 24 $6,380,000 $265,000 $635,000 $156,000 $282,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,237 $2,011,565,000 $244,000 $3,685,000 $148,000 $6,488,000
Debt-To-Income Ratio 705 $135,475,000 $192,000 $1,355,000 $65,000 $564,000
Credit History 628 $103,270,000 $164,000 $825,000 $105,000 $1,343,000
Credit Application Incomplete 122 $25,410,000 $208,000 $845,000 $112,000 $1,896,000
Collateral 66 $11,490,000 $174,000 $925,000 $153,000 $1,048,000
Insufficient Cash (Downpayment, Closing Cost) 48 $9,740,000 $202,000 $885,000 $77,000 $258,000
Other 22 $2,640,000 $120,000 $435,000 $107,000 $200,000
Employment History 13 $3,175,000 $244,000 $425,000 $145,000 $510,000
Unverifiable Information 8 $1,590,000 $198,000 $445,000 $76,000 $213,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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