Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Baxter Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
Vernon Hills, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,849
Total Mortgage Loan Application Amount $2,304,355,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $3,685,000
Average Applicant Income $137,000
Highest Applicant Income $6,488,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2019.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 734 $ 198,420,000 $ 270,000 $ 154,000
Lake County Illinois 640 $ 112,790,000 $ 176,000 $ 126,000
Cook County Illinois 404 $ 94,180,000 $ 233,000 $ 142,000
McHenry County Illinois 399 $ 52,585,000 $ 131,000 $ 109,000
Orange County California 297 $ 119,145,000 $ 401,000 $ 189,000
Franklin County Ohio 162 $ 27,400,000 $ 169,000 $ 118,000
Ramsey County Minnesota 133 $ 28,525,000 $ 214,000 $ 125,000
Los Angeles County California 132 $ 46,670,000 $ 353,000 $ 170,000
Anoka County Minnesota 110 $ 19,330,000 $ 175,000 $ 122,000
Maricopa County Arizona 106 $ 28,680,000 $ 270,000 $ 152,000
Miami-Dade County Florida 86 $ 14,800,000 $ 172,000 $ 136,000
Kenosha County Wisconsin 75 $ 9,285,000 $ 123,000 $ 111,000
Kane County Illinois 74 $ 9,760,000 $ 131,000 $ 119,000
Riverside County California 71 $ 15,415,000 $ 217,000 $ 125,000
Clark County Nevada 68 $ 19,430,000 $ 285,000 $ 139,000
Dakota County Minnesota 67 $ 13,245,000 $ 197,000 $ 130,000
DuPage County Illinois 58 $ 11,320,000 $ 195,000 $ 145,000
Carver County Minnesota 58 $ 15,800,000 $ 272,000 $ 150,000
San Bernardino County California 57 $ 11,915,000 $ 209,000 $ 106,000
Monroe County Indiana 54 $ 9,080,000 $ 168,000 $ 98,000
Washington County Minnesota 52 $ 11,900,000 $ 228,000 $ 150,000
Delaware County Ohio 48 $ 10,460,000 $ 217,000 $ 166,000
Middlesex County Massachusetts 45 $ 18,985,000 $ 421,000 $ 213,000
Wright County Minnesota 44 $ 8,700,000 $ 197,000 $ 136,000
McDowell County North Carolina 43 $ 4,955,000 $ 115,000 $ 67,000
Baxter County Arkansas 42 $ 3,670,000 $ 87,000 $ 74,000
Salt Lake County Utah 41 $ 8,605,000 $ 209,000 $ 155,000
Broward County Florida 40 $ 7,870,000 $ 196,000 $ 178,000
Ventura County California 39 $ 11,175,000 $ 286,000 $ 153,000
Scott County Minnesota 38 $ 6,790,000 $ 178,000 $ 129,000
San Diego County California 37 $ 13,765,000 $ 372,000 $ 232,000
Bolivar County Mississippi 35 $ 2,705,000 $ 77,000 $ 70,000
Bexar County Texas 29 $ 3,875,000 $ 133,000 $ 94,000
Owen County Indiana 28 $ 2,590,000 $ 92,000 $ 77,000
Worcester County Massachusetts 28 $ 6,600,000 $ 235,000 $ 181,000
Hillsborough County Florida 27 $ 5,335,000 $ 197,000 $ 107,000
Pinellas County Florida 27 $ 5,615,000 $ 207,000 $ 132,000
Will County Illinois 27 $ 3,445,000 $ 127,000 $ 114,000
St. Louis County Minnesota 27 $ 4,105,000 $ 152,000 $ 101,000
Alameda County California 24 $ 9,540,000 $ 397,000 $ 168,000
Fulton County Georgia 23 $ 5,345,000 $ 232,000 $ 149,000
Gwinnett County Georgia 23 $ 3,725,000 $ 161,000 $ 111,000
Collin County Texas 23 $ 6,455,000 $ 280,000 $ 156,000
Harris County Texas 23 $ 5,395,000 $ 234,000 $ 152,000
Brown County Wisconsin 23 $ 2,965,000 $ 128,000 $ 83,000
Johnson County Kansas 22 $ 4,700,000 $ 213,000 $ 135,000
Sherburne County Minnesota 22 $ 5,230,000 $ 237,000 $ 144,000
Guilford County North Carolina 22 $ 2,990,000 $ 135,000 $ 99,000
Mecklenburg County North Carolina 22 $ 4,200,000 $ 190,000 $ 126,000
Wake County North Carolina 22 $ 6,620,000 $ 300,000 $ 164,000
Tarrant County Texas 20 $ 3,920,000 $ 196,000 $ 108,000
Palm Beach County Florida 19 $ 3,745,000 $ 197,000 $ 136,000
Union County Ohio 18 $ 3,650,000 $ 202,000 $ 162,000
Douglas County Colorado 17 $ 6,745,000 $ 396,000 $ 343,000
Morris County New Jersey 16 $ 4,420,000 $ 276,000 $ 193,000
Mitchell County North Carolina 16 $ 1,810,000 $ 113,000 $ 71,000
Cuyahoga County Ohio 16 $ 1,590,000 $ 99,000 $ 114,000
Pima County Arizona 15 $ 2,565,000 $ 171,000 $ 94,000
Norfolk County Massachusetts 15 $ 7,185,000 $ 479,000 $ 174,000
Denton County Texas 15 $ 4,625,000 $ 308,000 $ 196,000
DeKalb County Georgia 14 $ 3,020,000 $ 215,000 $ 130,000
Walworth County Wisconsin 14 $ 2,430,000 $ 173,000 $ 125,000
Bergen County New Jersey 13 $ 3,385,000 $ 260,000 $ 258,000
Philadelphia County Pennsylvania 13 $ 2,355,000 $ 181,000 $ 84,000
Newton County Georgia 12 $ 2,000,000 $ 166,000 $ 107,000
Hamilton County Indiana 12 $ 2,870,000 $ 239,000 $ 142,000
Marion County Indiana 12 $ 1,900,000 $ 158,000 $ 128,000
Oakland County Michigan 12 $ 3,900,000 $ 325,000 $ 220,000
Jackson County Missouri 12 $ 1,920,000 $ 160,000 $ 79,000
Burke County North Carolina 12 $ 1,550,000 $ 129,000 $ 100,000
Milwaukee County Wisconsin 12 $ 2,190,000 $ 182,000 $ 183,000
Santa Clara County California 11 $ 3,855,000 $ 350,000 $ 287,000
Lee County Florida 11 $ 2,835,000 $ 257,000 $ 137,000
Allegheny County Pennsylvania 11 $ 1,615,000 $ 146,000 $ 94,000
Racine County Wisconsin 11 $ 1,895,000 $ 172,000 $ 92,000
Volusia County Florida 10 $ 1,720,000 $ 172,000 $ 133,000
Cherokee County Georgia 10 $ 3,420,000 $ 342,000 $ 171,000
Cobb County Georgia 10 $ 2,250,000 $ 225,000 $ 125,000
Middlesex County New Jersey 10 $ 1,090,000 $ 109,000 $ 165,000
Fairfield County Ohio 10 $ 1,410,000 $ 141,000 $ 103,000
Williamson County Tennessee 10 $ 3,190,000 $ 319,000 $ 137,000
King County Washington 10 $ 3,320,000 $ 332,000 $ 173,000
St. Croix County Wisconsin 10 $ 2,250,000 $ 225,000 $ 151,000
Kern County California 9 $ 1,475,000 $ 163,000 $ 163,000
Sacramento County California 9 $ 2,415,000 $ 268,000 $ 155,000
Arapahoe County Colorado 9 $ 1,975,000 $ 219,000 $ 117,000
Denver County Colorado 9 $ 3,175,000 $ 352,000 $ 170,000
Hartford County Connecticut 9 $ 2,045,000 $ 227,000 $ 167,000
Pasco County Florida 9 $ 1,235,000 $ 137,000 $ 122,000
Davidson County Tennessee 9 $ 1,785,000 $ 198,000 $ 135,000
Shelby County Tennessee 9 $ 1,625,000 $ 180,000 $ 184,000
Dallas County Texas 9 $ 1,685,000 $ 187,000 $ 132,000
El Paso County Texas 9 $ 1,435,000 $ 159,000 $ 173,000
Davis County Utah 9 $ 2,015,000 $ 223,000 $ 98,000
Waukesha County Wisconsin 9 $ 2,655,000 $ 295,000 $ 165,000
El Paso County Colorado 8 $ 2,220,000 $ 277,000 $ 114,000
Ripley County Indiana 8 $ 710,000 $ 88,000 $ 78,000
Essex County Massachusetts 8 $ 3,170,000 $ 396,000 $ 191,000
Plymouth County Massachusetts 8 $ 2,960,000 $ 370,000 $ 248,000
Crow Wing County Minnesota 8 $ 1,800,000 $ 225,000 $ 189,000
Buncombe County North Carolina 8 $ 1,840,000 $ 230,000 $ 115,000
Catawba County North Carolina 8 $ 1,050,000 $ 131,000 $ 102,000
Jefferson County Alabama 7 $ 2,655,000 $ 379,000 $ 261,000
Pinal County Arizona 7 $ 1,545,000 $ 220,000 $ 135,000
Duval County Florida 7 $ 1,495,000 $ 213,000 $ 135,000
Manatee County Florida 7 $ 1,005,000 $ 143,000 $ 174,000
Seminole County Florida 7 $ 595,000 $ 85,000 $ 57,000
Franklin County Indiana 7 $ 525,000 $ 75,000 $ 84,000
Sedgwick County Kansas 7 $ 815,000 $ 116,000 $ 144,000
Sunflower County Mississippi 7 $ 585,000 $ 83,000 $ 63,000
St. Charles County Missouri 7 $ 1,495,000 $ 213,000 $ 123,000
Erie County New York 7 $ 605,000 $ 86,000 $ 83,000
Rutherford County Tennessee 7 $ 1,865,000 $ 266,000 $ 99,000
Travis County Texas 7 $ 2,625,000 $ 375,000 $ 232,000
Williamson County Texas 7 $ 2,665,000 $ 380,000 $ 159,000
Snohomish County Washington 7 $ 1,995,000 $ 285,000 $ 121,000
Douglas County Wisconsin 7 $ 1,105,000 $ 157,000 $ 97,000
Pierce County Wisconsin 7 $ 1,305,000 $ 186,000 $ 160,000
Contra Costa County California 6 $ 2,700,000 $ 450,000 $ 188,000
Adams County Colorado 6 $ 1,070,000 $ 178,000 $ 100,000
Jefferson County Colorado 6 $ 1,920,000 $ 320,000 $ 128,000
New Haven County Connecticut 6 $ 710,000 $ 118,000 $ 82,000
District of Columbia County District Of Columbia 6 $ 990,000 $ 165,000 $ 238,000
Orange County Florida 6 $ 980,000 $ 163,000 $ 118,000
Polk County Florida 6 $ 590,000 $ 98,000 $ 40,000
Clarke County Georgia 6 $ 720,000 $ 120,000 $ 135,000
Forsyth County Georgia 6 $ 640,000 $ 106,000 $ 147,000
Walton County Georgia 6 $ 1,200,000 $ 200,000 $ 130,000
Winnebago County Illinois 6 $ 540,000 $ 90,000 $ 71,000
Greene County Indiana 6 $ 520,000 $ 86,000 $ 98,000
Hendricks County Indiana 6 $ 700,000 $ 116,000 $ 128,000
Lawrence County Indiana 6 $ 640,000 $ 106,000 $ 61,000
Montgomery County Maryland 6 $ 1,370,000 $ 228,000 $ 129,000
Suffolk County Massachusetts 6 $ 2,000,000 $ 333,000 $ 179,000
St. Louis County Missouri 6 $ 860,000 $ 143,000 $ 139,000
Hillsborough County New Hampshire 6 $ 1,530,000 $ 255,000 $ 213,000
Burlington County New Jersey 6 $ 1,940,000 $ 323,000 $ 168,000
Monmouth County New Jersey 6 $ 1,400,000 $ 233,000 $ 200,000
Union County New Jersey 6 $ 2,820,000 $ 470,000 $ 202,000
Suffolk County New York 6 $ 1,470,000 $ 245,000 $ 187,000
Gaston County North Carolina 6 $ 1,520,000 $ 253,000 $ 161,000
Oklahoma County Oklahoma 6 $ 1,300,000 $ 216,000 $ 131,000
Westmoreland County Pennsylvania 6 $ 1,260,000 $ 210,000 $ 199,000
Cabo Rojo County Puerto Rico 6 $ 850,000 $ 141,000 $ 91,000
Greenville County South Carolina 6 $ 1,380,000 $ 230,000 $ 145,000
Wilson County Tennessee 6 $ 1,660,000 $ 276,000 $ 125,000
Utah County Utah 6 $ 1,130,000 $ 188,000 $ 77,000
Washington County Arkansas 5 $ 895,000 $ 179,000 $ 179,000
Collier County Florida 5 $ 2,165,000 $ 433,000 $ 266,000
St. Johns County Florida 5 $ 1,175,000 $ 235,000 $ 200,000
Henry County Georgia 5 $ 335,000 $ 67,000 $ 376,000
Polk County Iowa 5 $ 885,000 $ 177,000 $ 110,000
Harford County Maryland 5 $ 1,475,000 $ 295,000 $ 136,000
DeSoto County Mississippi 5 $ 895,000 $ 179,000 $ 145,000
Madison County Mississippi 5 $ 485,000 $ 97,000 $ 152,000
Somerset County New Jersey 5 $ 1,365,000 $ 273,000 $ 193,000
Sussex County New Jersey 5 $ 915,000 $ 183,000 $ 139,000
Durham County North Carolina 5 $ 435,000 $ 87,000 $ 163,000
Licking County Ohio 5 $ 445,000 $ 89,000 $ 141,000
Summit County Ohio 5 $ 685,000 $ 137,000 $ 94,000
Cumberland County Pennsylvania 5 $ 1,585,000 $ 317,000 $ 150,000
Charleston County South Carolina 5 $ 1,495,000 $ 299,000 $ 274,000
Blount County Tennessee 5 $ 865,000 $ 173,000 $ 67,000
Knox County Tennessee 5 $ 715,000 $ 143,000 $ 125,000
Sumner County Tennessee 5 $ 1,385,000 $ 277,000 $ 107,000
Montgomery County Texas 5 $ 1,045,000 $ 209,000 $ 117,000
Summit County Utah 5 $ 1,675,000 $ 335,000 $ 234,000
Madison County Alabama 4 $ 860,000 $ 215,000 $ 100,000
Yavapai County Arizona 4 $ 930,000 $ 232,000 $ 76,000
Marin County California 4 $ 570,000 $ 142,000 $ 133,000
Boulder County Colorado 4 $ 1,280,000 $ 320,000 $ 341,000
Clay County Florida 4 $ 700,000 $ 175,000 $ 62,000
Hernando County Florida 4 $ 640,000 $ 160,000 $ 88,000
Lake County Florida 4 $ 770,000 $ 192,000 $ 133,000
St. Lucie County Florida 4 $ 360,000 $ 90,000 $ 73,000
Barrow County Georgia 4 $ 650,000 $ 162,000 $ 52,000
Douglas County Georgia 4 $ 690,000 $ 172,000 $ 108,000
Oconee County Georgia 4 $ 600,000 $ 150,000 $ 139,000
Sangamon County Illinois 4 $ 220,000 $ 55,000 $ 105,000
Fayette County Kentucky 4 $ 1,000,000 $ 250,000 $ 151,000
Baltimore City County Maryland 4 $ 970,000 $ 242,000 $ 315,000
Prince George's County Maryland 4 $ 270,000 $ 67,000 $ 127,000
Kent County Michigan 4 $ 770,000 $ 192,000 $ 206,000
Washtenaw County Michigan 4 $ 780,000 $ 195,000 $ 188,000
Carlton County Minnesota 4 $ 490,000 $ 122,000 $ 136,000
Chisago County Minnesota 4 $ 460,000 $ 115,000 $ 148,000
Clay County Missouri 4 $ 600,000 $ 150,000 $ 67,000
Greene County Missouri 4 $ 830,000 $ 207,000 $ 85,000
Ozark County Missouri 4 $ 420,000 $ 105,000 $ 53,000
Washoe County Nevada 4 $ 1,240,000 $ 310,000 $ 138,000
Camden County New Jersey 4 $ 1,510,000 $ 377,000 $ 241,000
Essex County New Jersey 4 $ 580,000 $ 145,000 $ 138,000
Kings County New York 4 $ 950,000 $ 237,000 $ 211,000
Avery County North Carolina 4 $ 460,000 $ 115,000 $ 78,000
Cabarrus County North Carolina 4 $ 690,000 $ 172,000 $ 84,000
Clermont County Ohio 4 $ 620,000 $ 155,000 $ 208,000
Montgomery County Ohio 4 $ 670,000 $ 167,000 $ 97,000
Portage County Ohio 4 $ 700,000 $ 175,000 $ 118,000
Aguada County Puerto Rico 4 $ 480,000 $ 120,000 $ 40,000
San German County Puerto Rico 4 $ 370,000 $ 92,000 $ 39,000
Richland County South Carolina 4 $ 860,000 $ 215,000 $ 110,000
Cheatham County Tennessee 4 $ 720,000 $ 180,000 $ 78,000
Brazoria County Texas 4 $ 590,000 $ 147,000 $ 134,000
Fort Bend County Texas 4 $ 730,000 $ 182,000 $ 98,000
Albemarle County Virginia 4 $ 1,340,000 $ 335,000 $ 122,000
Prince William County Virginia 4 $ 1,270,000 $ 317,000 $ 148,000
Clark County Washington 4 $ 1,250,000 $ 312,000 $ 156,000
Pierce County Washington 4 $ 1,120,000 $ 280,000 $ 137,000
Burnett County Wisconsin 4 $ 770,000 $ 192,000 $ 243,000
Dane County Wisconsin 4 $ 1,500,000 $ 375,000 $ 167,000
Oconto County Wisconsin 4 $ 340,000 $ 85,000 $ 79,000
Lee County Alabama 3 $ 495,000 $ 165,000 $ 164,000
Mobile County Alabama 3 $ 245,000 $ 81,000 $ 72,000
Izard County Arkansas 3 $ 245,000 $ 81,000 $ 60,000
Marion County Arkansas 3 $ 285,000 $ 95,000 $ 73,000
San Joaquin County California 3 $ 765,000 $ 255,000 $ 140,000
San Mateo County California 3 $ 825,000 $ 275,000 $ 231,000
Shasta County California 3 $ 685,000 $ 228,000 $ 99,000
Stanislaus County California 3 $ 405,000 $ 135,000 $ 185,000
Larimer County Colorado 3 $ 815,000 $ 271,000 $ 136,000
Weld County Colorado 3 $ 1,115,000 $ 371,000 $ 130,000
New Castle County Delaware 3 $ 75,000 $ 25,000 $ 93,000
Citrus County Florida 3 $ 95,000 $ 31,000 $ 117,000
Flagler County Florida 3 $ 475,000 $ 158,000 $ 38,000
Leon County Florida 3 $ 345,000 $ 115,000 $ 147,000
Sarasota County Florida 3 $ 725,000 $ 241,000 $ 160,000
Clayton County Georgia 3 $ 235,000 $ 78,000 $ 82,000
Ada County Idaho 3 $ 1,295,000 $ 431,000 $ 131,000
DeKalb County Illinois 3 $ 205,000 $ 68,000 $ 90,000
Grundy County Illinois 3 $ 125,000 $ 41,000 $ 111,000
Kendall County Illinois 3 $ 335,000 $ 111,000 $ 113,000
Allen County Indiana 3 $ 365,000 $ 121,000 $ 90,000
Boone County Indiana 3 $ 735,000 $ 245,000 $ 121,000
Morgan County Indiana 3 $ 255,000 $ 85,000 $ 101,000
Vigo County Indiana 3 $ 535,000 $ 178,000 $ 90,000
Jefferson County Louisiana 3 $ 255,000 $ 85,000 $ 160,000
Cumberland County Maine 3 $ 815,000 $ 271,000 $ 89,000
Anne Arundel County Maryland 3 $ 725,000 $ 241,000 $ 140,000
Baltimore County Maryland 3 $ 115,000 $ 38,000 $ 139,000
Livingston County Michigan 3 $ 445,000 $ 148,000 $ 90,000
Wayne County Michigan 3 $ 725,000 $ 241,000 $ 116,000
Aitkin County Minnesota 3 $ 205,000 $ 68,000 $ 99,000
Koochiching County Minnesota 3 $ 175,000 $ 58,000 $ 99,000
Olmsted County Minnesota 3 $ 985,000 $ 328,000 $ 138,000
Stearns County Minnesota 3 $ 495,000 $ 165,000 $ 99,000
Passaic County New Jersey 3 $ 115,000 $ 38,000 $ 86,000
Albany County New York 3 $ 355,000 $ 118,000 $ 86,000
Nassau County New York 3 $ 235,000 $ 78,000 $ 157,000
Niagara County New York 3 $ 275,000 $ 91,000 $ 82,000
Onondaga County New York 3 $ 1,395,000 $ 465,000 $ 455,000
Orange County New York 3 $ 655,000 $ 218,000 $ 77,000
Brunswick County North Carolina 3 $ 265,000 $ 88,000 $ 161,000
Rutherford County North Carolina 3 $ 415,000 $ 138,000 $ 47,000
Yancey County North Carolina 3 $ 245,000 $ 81,000 $ 48,000
Cass County North Dakota 3 $ 725,000 $ 241,000 $ 93,000
Lake County Ohio 3 $ 285,000 $ 95,000 $ 125,000
Madison County Ohio 3 $ 225,000 $ 75,000 $ 165,000
Clackamas County Oregon 3 $ 1,105,000 $ 368,000 $ 153,000
Butler County Pennsylvania 3 $ 355,000 $ 118,000 $ 192,000
Washington County Pennsylvania 3 $ 1,085,000 $ 361,000 $ 177,000
Providence County Rhode Island 3 $ 765,000 $ 255,000 $ 132,000
Dickson County Tennessee 3 $ 495,000 $ 165,000 $ 82,000
Ellis County Texas 3 $ 1,165,000 $ 388,000 $ 111,000
Nueces County Texas 3 $ 165,000 $ 55,000 $ 121,000
Chesterfield County Virginia 3 $ 605,000 $ 201,000 $ 226,000
Fauquier County Virginia 3 $ 1,065,000 $ 355,000 $ 419,000
Chippewa County Wisconsin 3 $ 425,000 $ 141,000 $ 90,000
Eau Claire County Wisconsin 3 $ 295,000 $ 98,000 $ 71,000
Marathon County Wisconsin 3 $ 355,000 $ 118,000 $ 71,000
Ozaukee County Wisconsin 3 $ 1,055,000 $ 351,000 $ 261,000
Shelby County Alabama 2 $ 600,000 $ 300,000 $ 149,000
Santa Cruz County Arizona 2 $ 1,080,000 $ 540,000 $ 156,000
Fulton County Arkansas 2 $ 310,000 $ 155,000 $ 85,000
Pulaski County Arkansas 2 $ 580,000 $ 290,000 $ 110,000
El Dorado County California 2 $ 640,000 $ 320,000 $ 142,000
Nevada County California 2 $ 940,000 $ 470,000 $ 492,000
Placer County California 2 $ 510,000 $ 255,000 $ 124,000
Middlesex County Connecticut 2 $ 220,000 $ 110,000 $ 81,000
Windham County Connecticut 2 $ 50,000 $ 25,000 $ 35,000
Alachua County Florida 2 $ 130,000 $ 65,000 $ 89,000
Brevard County Florida 2 $ 620,000 $ 310,000 $ 88,000
Escambia County Florida 2 $ 460,000 $ 230,000 $ 106,000
Levy County Florida 2 $ 190,000 $ 95,000 $ 43,000
Chatham County Georgia 2 $ 670,000 $ 335,000 $ 200,000
Columbia County Georgia 2 $ 250,000 $ 125,000 $ 93,000
Coweta County Georgia 2 $ 240,000 $ 120,000 $ 117,000
Fayette County Georgia 2 $ 420,000 $ 210,000 $ 133,000
Hawaii County Hawaii 2 $ 340,000 $ 170,000 $ 102,000
McLean County Illinois 2 $ 100,000 $ 50,000 $ 91,000
Floyd County Indiana 2 $ 390,000 $ 195,000 $ 127,000
Kosciusko County Indiana 2 $ 330,000 $ 165,000 $ 129,000
Black Hawk County Iowa 2 $ 310,000 $ 155,000 $ 124,000
Dallas County Iowa 2 $ 310,000 $ 155,000 $ 184,000
Jefferson County Kentucky 2 $ 470,000 $ 235,000 $ 238,000
Bossier County Louisiana 2 $ 890,000 $ 445,000 $ 140,000
Lafayette County Louisiana 2 $ 1,020,000 $ 510,000 $ 168,000
St. Tammany County Louisiana 2 $ 350,000 $ 175,000 $ 110,000
York County Maine 2 $ 590,000 $ 295,000 $ 118,000
Carroll County Maryland 2 $ 500,000 $ 250,000 $ 255,000
Howard County Maryland 2 $ 460,000 $ 230,000 $ 453,000
Washington County Maryland 2 $ 150,000 $ 75,000 $ 40,000
Bristol County Massachusetts 2 $ 610,000 $ 305,000 $ 298,000
Hampden County Massachusetts 2 $ 490,000 $ 245,000 $ 109,000
Genesee County Michigan 2 $ 130,000 $ 65,000 $ 72,000
Ingham County Michigan 2 $ 280,000 $ 140,000 $ 129,000
St. Joseph County Michigan 2 $ 330,000 $ 165,000 $ 56,000
Douglas County Minnesota 2 $ 480,000 $ 240,000 $ 240,000
Rice County Minnesota 2 $ 490,000 $ 245,000 $ 102,000
Todd County Minnesota 2 $ 340,000 $ 170,000 $ 156,000
Hinds County Mississippi 2 $ 170,000 $ 85,000 $ 43,000
Yazoo County Mississippi 2 $ 450,000 $ 225,000 $ 94,000
Lincoln County Missouri 2 $ 380,000 $ 190,000 $ 104,000
Gallatin County Montana 2 $ 810,000 $ 405,000 $ 93,000
Lancaster County Nebraska 2 $ 330,000 $ 165,000 $ 114,000
Platte County Nebraska 2 $ 110,000 $ 55,000 $ 119,000
Carroll County New Hampshire 2 $ 340,000 $ 170,000 $ 166,000
Rockingham County New Hampshire 2 $ 670,000 $ 335,000 $ 193,000
Gloucester County New Jersey 2 $ 320,000 $ 160,000 $ 263,000
Hudson County New Jersey 2 $ 580,000 $ 290,000 $ 105,000
Bernalillo County New Mexico 2 $ 100,000 $ 50,000 $ 73,000
Sandoval County New Mexico 2 $ 430,000 $ 215,000 $ 116,000
Broome County New York 2 $ 330,000 $ 165,000 $ 151,000
Monroe County New York 2 $ 740,000 $ 370,000 $ 188,000
Putnam County New York 2 $ 770,000 $ 385,000 $ 128,000
Richmond County New York 2 $ 620,000 $ 310,000 $ 237,000
Rockland County New York 2 $ 450,000 $ 225,000 $ 320,000
Forsyth County North Carolina 2 $ 180,000 $ 90,000 $ 68,000
Franklin County North Carolina 2 $ 260,000 $ 130,000 $ 60,000
Iredell County North Carolina 2 $ 330,000 $ 165,000 $ 82,000
Lincoln County North Carolina 2 $ 70,000 $ 35,000 $ 74,000
Nash County North Carolina 2 $ 340,000 $ 170,000 $ 92,000
New Hanover County North Carolina 2 $ 380,000 $ 190,000 $ 248,000
Union County North Carolina 2 $ 820,000 $ 410,000 $ 196,000
Butler County Ohio 2 $ 210,000 $ 105,000 $ 63,000
Hamilton County Ohio 2 $ 370,000 $ 185,000 $ 99,000
Knox County Ohio 2 $ 250,000 $ 125,000 $ 90,000
Mahoning County Ohio 2 $ 140,000 $ 70,000 $ 63,000
Morrow County Ohio 2 $ 220,000 $ 110,000 $ 113,000
Muskingum County Ohio 2 $ 160,000 $ 80,000 $ 122,000
Pickaway County Ohio 2 $ 80,000 $ 40,000 $ 63,000
Ross County Ohio 2 $ 570,000 $ 285,000 $ 182,000
Warren County Ohio 2 $ 340,000 $ 170,000 $ 230,000
Comanche County Oklahoma 2 $ 100,000 $ 50,000 $ 33,000
Tulsa County Oklahoma 2 $ 180,000 $ 90,000 $ 160,000
Washington County Oregon 2 $ 610,000 $ 305,000 $ 173,000
Carbon County Pennsylvania 2 $ 260,000 $ 130,000 $ 141,000
Chester County Pennsylvania 2 $ 1,010,000 $ 505,000 $ 205,000
Delaware County Pennsylvania 2 $ 670,000 $ 335,000 $ 171,000
Franklin County Pennsylvania 2 $ 530,000 $ 265,000 $ 154,000
Lancaster County Pennsylvania 2 $ 360,000 $ 180,000 $ 115,000
Lehigh County Pennsylvania 2 $ 290,000 $ 145,000 $ 161,000
Luzerne County Pennsylvania 2 $ 250,000 $ 125,000 $ 91,000
Northampton County Pennsylvania 2 $ 240,000 $ 120,000 $ 82,000
Anasco County Puerto Rico 2 $ 60,000 $ 30,000 $ 30,000
Coamo County Puerto Rico 2 $ 120,000 $ 60,000 $ 30,000
Hatillo County Puerto Rico 2 $ 250,000 $ 125,000 $ 68,000
Jayuya County Puerto Rico 2 $ 170,000 $ 85,000 $ 34,000
Mayaguez County Puerto Rico 2 $ 110,000 $ 55,000 $ 65,000
Ponce County Puerto Rico 2 $ 140,000 $ 70,000 $ 36,000
Berkeley County South Carolina 2 $ 160,000 $ 80,000 $ 61,000
Dorchester County South Carolina 2 $ 460,000 $ 230,000 $ 134,000
Georgetown County South Carolina 2 $ 340,000 $ 170,000 $ 145,000
Lexington County South Carolina 2 $ 150,000 $ 75,000 $ 147,000
Oconee County South Carolina 2 $ 620,000 $ 310,000 $ 277,000
Pickens County South Carolina 2 $ 1,100,000 $ 550,000 $ 225,000
Fentress County Tennessee 2 $ 270,000 $ 135,000 $ 75,000
Maury County Tennessee 2 $ 170,000 $ 85,000 $ 35,000
McNairy County Tennessee 2 $ 700,000 $ 350,000 $ 465,000
Montgomery County Tennessee 2 $ 320,000 $ 160,000 $ 87,000
Robertson County Tennessee 2 $ 530,000 $ 265,000 $ 79,000
Hays County Texas 2 $ 520,000 $ 260,000 $ 93,000
Johnson County Texas 2 $ 330,000 $ 165,000 $ 77,000
Midland County Texas 2 $ 740,000 $ 370,000 $ 144,000
Rockwall County Texas 2 $ 430,000 $ 215,000 $ 111,000
Smith County Texas 2 $ 230,000 $ 115,000 $ 20,000
Wise County Texas 2 $ 190,000 $ 95,000 $ 88,000
Tooele County Utah 2 $ 200,000 $ 100,000 $ 82,000
Weber County Utah 2 $ 340,000 $ 170,000 $ 72,000
Chittenden County Vermont 2 $ 230,000 $ 115,000 $ 122,000
Fairfax County Virginia 2 $ 550,000 $ 275,000 $ 197,000
Frederick County Virginia 2 $ 270,000 $ 135,000 $ 99,000
Loudoun County Virginia 2 $ 680,000 $ 340,000 $ 181,000
Pittsylvania County Virginia 2 $ 530,000 $ 265,000 $ 74,000
Suffolk County Virginia 2 $ 50,000 $ 25,000 $ 46,000
Virginia Beach County Virginia 2 $ 1,100,000 $ 550,000 $ 181,000
Spokane County Washington 2 $ 190,000 $ 95,000 $ 178,000
Kanawha County West Virginia 2 $ 220,000 $ 110,000 $ 113,000
Adams County Wisconsin 2 $ 340,000 $ 170,000 $ 129,000
Oneida County Wisconsin 2 $ 290,000 $ 145,000 $ 168,000
Outagamie County Wisconsin 2 $ 170,000 $ 85,000 $ 62,000
Rock County Wisconsin 2 $ 290,000 $ 145,000 $ 67,000
Sawyer County Wisconsin 2 $ 670,000 $ 335,000 $ 253,000
Washington County Wisconsin 2 $ 580,000 $ 290,000 $ 185,000
Waushara County Wisconsin 2 $ 240,000 $ 120,000 $ 94,000
Coosa County Alabama 1 $ 35,000 $ 35,000 $ 81,000
Lauderdale County Alabama 1 $ 195,000 $ 195,000 $ 58,000
Limestone County Alabama 1 $ 145,000 $ 145,000 $ 87,000
Matanuska-Susitna County Alaska 1 $ 55,000 $ 55,000 $ 75,000
Cochise County Arizona 1 $ 55,000 $ 55,000 $ 30,000
Coconino County Arizona 1 $ 235,000 $ 235,000 $ 190,000
Mohave County Arizona 1 $ 315,000 $ 315,000 $ 138,000
Navajo County Arizona 1 $ 25,000 $ 25,000 $ 47,000
Benton County Arkansas 1 $ 155,000 $ 155,000 $ 90,000
Craighead County Arkansas 1 $ 245,000 $ 245,000 $ 66,000
Madison County Arkansas 1 $ 115,000 $ 115,000 $ 79,000
Saline County Arkansas 1 $ 245,000 $ 245,000 $ 165,000
Searcy County Arkansas 1 $ 65,000 $ 65,000 $ 54,000
Stone County Arkansas 1 $ 275,000 $ 275,000 $ 70,000
White County Arkansas 1 $ 195,000 $ 195,000 $ 71,000
Calaveras County California 1 $ 335,000 $ 335,000 $ 110,000
Fresno County California 1 $ 55,000 $ 55,000 $ 173,000
Inyo County California 1 $ 175,000 $ 175,000 $ 38,000
Merced County California 1 $ 235,000 $ 235,000 $ 225,000
Mono County California 1 $ 275,000 $ 275,000 $ 247,000
San Francisco County California 1 $ 575,000 $ 575,000 $ 321,000
San Luis Obispo County California 1 $ 405,000 $ 405,000 $ 213,000
Solano County California 1 $ 635,000 $ 635,000 $ 375,000
Tulare County California 1 $ 35,000 $ 35,000 $ 176,000
Yolo County California 1 $ 305,000 $ 305,000 $ 110,000
Clear Creek County Colorado 1 $ 455,000 $ 455,000 $ 129,000
Eagle County Colorado 1 $ 295,000 $ 295,000 $ 229,000
Elbert County Colorado 1 $ 365,000 $ 365,000 $ 108,000
Las Animas County Colorado 1 $ 355,000 $ 355,000 $ 99,000
Fairfield County Connecticut 1 $ 255,000 $ 255,000 $ 661,000
Litchfield County Connecticut 1 $ 175,000 $ 175,000 $ 116,000
New London County Connecticut 1 $ 195,000 $ 195,000 $ 149,000
Tolland County Connecticut 1 $ 25,000 $ 25,000 $ 130,000
Kent County Delaware 1 $ 55,000 $ 55,000 $ 73,000
Charlotte County Florida 1 $ 85,000 $ 85,000 $ 47,000
Columbia County Florida 1 $ 155,000 $ 155,000 $ 69,000
Indian River County Florida 1 $ 905,000 $ 905,000 $ 344,000
Madison County Florida 1 $ 215,000 $ 215,000 $ 133,000
Marion County Florida 1 $ 45,000 $ 45,000 $ 97,000
Martin County Florida 1 $ 455,000 $ 455,000 $ 219,000
Okaloosa County Florida 1 $ 125,000 $ 125,000 $ 57,000
Osceola County Florida 1 $ 75,000 $ 75,000 $ 50,000
Walton County Florida 1 $ 865,000 $ 865,000 $ 244,000
Bryan County Georgia 1 $ 285,000 $ 285,000 $ 147,000
Carroll County Georgia 1 $ 195,000 $ 195,000 $ 99,000
Catoosa County Georgia 1 $ 95,000 $ 95,000 $ 120,000
Franklin County Georgia 1 $ 255,000 $ 255,000 $ 154,000
Houston County Georgia 1 $ 75,000 $ 75,000 $ 102,000
Jackson County Georgia 1 $ 155,000 $ 155,000 $ 100,000
Madison County Georgia 1 $ 25,000 $ 25,000 $ 42,000
Morgan County Georgia 1 $ 335,000 $ 335,000 $ 102,000
Paulding County Georgia 1 $ 65,000 $ 65,000 $ 31,000
Spalding County Georgia 1 $ 55,000 $ 55,000 $ 92,000
Troup County Georgia 1 $ 165,000 $ 165,000 $ 86,000
Honolulu County Hawaii 1 $ 665,000 $ 665,000 $ 220,000
Bonneville County Idaho 1 $ 295,000 $ 295,000 $ 110,000
Alexander County Illinois 1 $ 25,000 $ 25,000 $ 13,000
Boone County Illinois 1 $ 175,000 $ 175,000 $ 71,000
Carroll County Illinois 1 $ 55,000 $ 55,000 $ 834,000
Madison County Illinois 1 $ 55,000 $ 55,000 $ 0
Mason County Illinois 1 $ 65,000 $ 65,000 $ 56,000
Mercer County Illinois 1 $ 45,000 $ 45,000 $ 91,000
Rock Island County Illinois 1 $ 25,000 $ 25,000 $ 24,000
St. Clair County Illinois 1 $ 75,000 $ 75,000 $ 43,000
Bartholomew County Indiana 1 $ 225,000 $ 225,000 $ 107,000
Clark County Indiana 1 $ 45,000 $ 45,000 $ 175,000
Dearborn County Indiana 1 $ 165,000 $ 165,000 $ 122,000
Decatur County Indiana 1 $ 75,000 $ 75,000 $ 101,000
Elkhart County Indiana 1 $ 115,000 $ 115,000 $ 85,000
Hancock County Indiana 1 $ 225,000 $ 225,000 $ 95,000
Jackson County Indiana 1 $ 25,000 $ 25,000 $ 67,000
Johnson County Indiana 1 $ 255,000 $ 255,000 $ 103,000
LaGrange County Indiana 1 $ 35,000 $ 35,000 $ 71,000
Madison County Indiana 1 $ 145,000 $ 145,000 $ 145,000
Putnam County Indiana 1 $ 25,000 $ 25,000 $ 127,000
Tippecanoe County Indiana 1 $ 175,000 $ 175,000 $ 49,000
Warrick County Indiana 1 $ 175,000 $ 175,000 $ 130,000
Buchanan County Iowa 1 $ 45,000 $ 45,000 $ 118,000
Buena Vista County Iowa 1 $ 25,000 $ 25,000 $ 63,000
Dickinson County Iowa 1 $ 465,000 $ 465,000 $ 466,000
Linn County Iowa 1 $ 55,000 $ 55,000 $ 23,000
Webster County Iowa 1 $ 155,000 $ 155,000 $ 103,000
Winneshiek County Iowa 1 $ 65,000 $ 65,000 $ 97,000
Osage County Kansas 1 $ 25,000 $ 25,000 $ 68,000
Boone County Kentucky 1 $ 255,000 $ 255,000 $ 131,000
Hardin County Kentucky 1 $ 35,000 $ 35,000 $ 89,000
Kenton County Kentucky 1 $ 75,000 $ 75,000 $ 48,000
Madison County Kentucky 1 $ 305,000 $ 305,000 $ 113,000
Ohio County Kentucky 1 $ 45,000 $ 45,000 $ 131,000
Pulaski County Kentucky 1 $ 95,000 $ 95,000 $ 57,000
Scott County Kentucky 1 $ 365,000 $ 365,000 $ 22,000
Warren County Kentucky 1 $ 35,000 $ 35,000 $ 60,000
Caddo County Louisiana 1 $ 95,000 $ 95,000 $ 201,000
Orleans County Louisiana 1 $ 165,000 $ 165,000 $ 165,000
Ouachita County Louisiana 1 $ 55,000 $ 55,000 $ 183,000
Terrebonne County Louisiana 1 $ 105,000 $ 105,000 $ 321,000
Knox County Maine 1 $ 665,000 $ 665,000 $ 297,000
Piscataquis County Maine 1 $ 85,000 $ 85,000 $ 130,000
Worcester County Maryland 1 $ 95,000 $ 95,000 $ 103,000
Berkshire County Massachusetts 1 $ 25,000 $ 25,000 $ 0
Clinton County Michigan 1 $ 345,000 $ 345,000 $ 150,000
Emmet County Michigan 1 $ 25,000 $ 25,000 $ 120,000
Grand Traverse County Michigan 1 $ 255,000 $ 255,000 $ 0
Huron County Michigan 1 $ 115,000 $ 115,000 $ 158,000
Isabella County Michigan 1 $ 155,000 $ 155,000 $ 85,000
Kalamazoo County Michigan 1 $ 65,000 $ 65,000 $ 182,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,646 $1,592,620,000 $282,000 $3,125,000 $142,000 $6,488,000
Other Purpose 1,522 $166,730,000 $109,000 $1,255,000 $127,000 $2,400,000
Home Improvement 1,014 $81,980,000 $80,000 $1,505,000 $139,000 $1,125,000
Refinancing 913 $254,175,000 $278,000 $1,305,000 $145,000 $1,012,000
Cash-out Refinancing 754 $208,850,000 $276,000 $3,685,000 $132,000 $720,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,675 $1,312,865,000 $231,000 $3,125,000 $140,000 $3,564,000
Not Provided 1,509 $355,845,000 $235,000 $3,685,000 $149,000 $4,440,000
Hispanic 1,073 $219,505,000 $204,000 $1,845,000 $121,000 $6,488,000
Asian 779 $249,495,000 $320,000 $2,405,000 $161,000 $2,583,000
Black or African American 712 $139,990,000 $196,000 $1,305,000 $109,000 $3,300,000
American Indian or Alaskan Native 42 $8,730,000 $207,000 $615,000 $98,000 $323,000
Native Hawaiian or Other Pacific Islander 12 $3,500,000 $291,000 $1,895,000 $143,000 $405,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,848 $2,304,310,000 $233,000 $3,685,000 $139,000 $6,488,000
FHA-insured (Federal Housing Administration) 1 $45,000 $45,000 $45,000 $27,000 $27,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,631 $1,043,665,000 $225,000 $3,685,000 $143,000 $1,125,000
Preapproval Approved but not Accepted 2,382 $710,520,000 $298,000 $3,125,000 $162,000 $6,488,000
Application Approved But Not Accepted 1,150 $236,500,000 $205,000 $2,285,000 $143,000 $2,400,000
Preapproval Denied by Financial Institution 1,056 $210,670,000 $199,000 $1,355,000 $89,000 $1,896,000
Application Denied By Financial Institution 556 $82,120,000 $147,000 $1,085,000 $89,000 $722,000
Application Withdrawn By Applicant 50 $14,500,000 $290,000 $665,000 $151,000 $371,000
File Closed For Incompleteness 24 $6,380,000 $265,000 $635,000 $156,000 $282,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,237 $2,011,565,000 $244,000 $3,685,000 $148,000 $6,488,000
Debt-To-Income Ratio 705 $135,475,000 $192,000 $1,355,000 $65,000 $564,000
Credit History 628 $103,270,000 $164,000 $825,000 $105,000 $1,343,000
Credit Application Incomplete 122 $25,410,000 $208,000 $845,000 $112,000 $1,896,000
Collateral 66 $11,490,000 $174,000 $925,000 $153,000 $1,048,000
Insufficient Cash (Downpayment, Closing Cost) 48 $9,740,000 $202,000 $885,000 $77,000 $258,000
Other 22 $2,640,000 $120,000 $435,000 $107,000 $200,000
Employment History 13 $3,175,000 $244,000 $425,000 $145,000 $510,000
Unverifiable Information 8 $1,590,000 $198,000 $445,000 $76,000 $213,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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