Baxter Credit Union Mortgage Lending & HMDA Data, 2019
In 2019, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 9,849 mortgage applications totaling $2.3 billion, up 11% from 2018. The average application was for $233,968, and applicants reported an average income of $138,885. 47% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,281), Chicago-Naperville, IL (891) and Lake County-Kenosha County, IL-WI (715) (applications in parentheses).
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave 340 N Milwaukee Ave, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,849 |
| Total Mortgage Loan Application Amount | $2,304,355,000 |
| Average Mortgage Loan Application Amount | $233,968 |
| Highest Mortgage Loan Application Amount | $3,685,000 |
| Average Applicant Income | $138,885 |
| Highest Applicant Income | $6,488,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,281 | $ 312,345,000 | $ 243,829 | $ 145,132 |
| Chicago-Naperville, IL | 891 | $ 161,655,000 | $ 181,430 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 715 | $ 122,075,000 | $ 170,734 | $ 124,426 |
| Outside any metro area | 389 | $ 55,195,000 | $ 141,889 | $ 106,727 |
| Anaheim-Santa Ana-Irvine, CA | 297 | $ 119,145,000 | $ 401,161 | $ 189,000 |
| Columbus, OH | 251 | $ 44,155,000 | $ 175,916 | $ 131,000 |
| Los Angeles-Long Beach-Glendale, CA | 132 | $ 46,670,000 | $ 353,560 | $ 170,000 |
| Atlanta-Sandy Springs-Roswell, GA | 128 | $ 24,820,000 | $ 193,906 | $ 135,000 |
| Riverside-San Bernardino-Ontario, CA | 128 | $ 27,330,000 | $ 213,515 | $ 116,000 |
| Phoenix-Mesa-Scottsdale, AZ | 113 | $ 30,225,000 | $ 267,477 | $ 151,000 |
| Miami-Miami Beach-Kendall, FL | 86 | $ 14,800,000 | $ 172,093 | $ 136,000 |
| Bloomington, IN | 82 | $ 11,670,000 | $ 142,317 | $ 91,000 |
| Elgin, IL | 80 | $ 10,300,000 | $ 128,750 | $ 117,000 |
| Las Vegas-Henderson-Paradise, NV | 68 | $ 19,430,000 | $ 285,735 | $ 139,000 |
| Tampa-St. Petersburg-Clearwater, FL | 67 | $ 12,825,000 | $ 191,417 | $ 118,000 |
| Dallas-Plano-Irving, TX | 54 | $ 14,480,000 | $ 268,148 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 53 | $ 22,155,000 | $ 418,018 | $ 209,000 |
| Denver-Aurora-Lakewood, CO | 49 | $ 15,705,000 | $ 320,510 | $ 205,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 48 | $ 11,800,000 | $ 245,833 | $ 111,000 |
| Salt Lake City, UT | 43 | $ 8,805,000 | $ 204,767 | $ 152,000 |
| Charlotte-Concord-Gastonia, NC-SC | 40 | $ 7,970,000 | $ 199,250 | $ 126,350 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 7,870,000 | $ 196,750 | $ 178,000 |
| Indianapolis-Carmel-Anderson, IN | 40 | $ 7,110,000 | $ 177,750 | $ 129,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 11,175,000 | $ 286,538 | $ 153,000 |
| Duluth, MN-WI | 38 | $ 5,700,000 | $ 150,000 | $ 103,526 |
| Kansas City, MO-KS | 38 | $ 7,220,000 | $ 190,000 | $ 110,157 |
| Houston-The Woodlands-Sugar Land, TX | 37 | $ 7,845,000 | $ 212,027 | $ 138,000 |
| San Diego-Carlsbad, CA | 37 | $ 13,765,000 | $ 372,027 | $ 232,000 |
| Newark, NJ-PA | 33 | $ 9,305,000 | $ 281,969 | $ 177,060 |
| San Antonio-New Braunfels, TX | 31 | $ 4,255,000 | $ 137,258 | $ 100,000 |
| Oakland-Hayward-Berkeley, CA | 30 | $ 12,240,000 | $ 408,000 | $ 172,000 |
| Worcester, MA-CT | 30 | $ 6,650,000 | $ 221,666 | $ 171,266 |
| Boston, MA | 29 | $ 12,145,000 | $ 418,793 | $ 195,000 |
| New York-Jersey City-White Plains, NY-NJ | 29 | $ 6,945,000 | $ 239,482 | $ 212,000 |
| Green Bay, WI | 27 | $ 3,305,000 | $ 122,407 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 26 | $ 6,480,000 | $ 249,230 | $ 186,000 |
| New York-Newark, NY | 26 | $ 4,720,000 | $ 181,538 | $ 165,538 |
| Fort Worth-Arlington, TX | 25 | $ 4,835,000 | $ 193,400 | $ 106,000 |
| Raleigh, NC | 25 | $ 6,935,000 | $ 277,400 | $ 153,000 |
| Greensboro-High Point, NC | 24 | $ 3,310,000 | $ 137,916 | $ 93,000 |
| Pittsburgh, PA | 24 | $ 4,380,000 | $ 182,500 | $ 141,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 23 | $ 5,345,000 | $ 232,391 | $ 208,521 |
| Hickory-Lenoir-Morganton, NC | 21 | $ 2,635,000 | $ 125,476 | $ 98,000 |
| Cincinnati, OH-KY-IN | 20 | $ 2,560,000 | $ 128,000 | $ 125,000 |
| Cleveland-Elyria, OH | 20 | $ 1,970,000 | $ 98,500 | $ 117,000 |
| Baltimore-Columbia-Towson, MD | 19 | $ 4,245,000 | $ 223,421 | $ 220,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 19 | $ 3,745,000 | $ 197,105 | $ 136,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 2,420,000 | $ 134,444 | $ 94,000 |
| St. Louis, MO-IL | 18 | $ 3,120,000 | $ 173,333 | $ 118,777 |
| Seattle-Bellevue-Everett, WA | 17 | $ 5,315,000 | $ 312,647 | $ 152,000 |
| Austin-Round Rock, TX | 16 | $ 5,810,000 | $ 363,125 | $ 183,000 |
| Jacksonville, FL | 16 | $ 3,370,000 | $ 210,625 | $ 137,000 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 4,420,000 | $ 276,250 | $ 188,000 |
| Philadelphia, PA | 15 | $ 3,025,000 | $ 201,666 | $ 95,000 |
| Tucson, AZ | 15 | $ 2,565,000 | $ 171,000 | $ 94,000 |
| Memphis, TN-MS-AR | 14 | $ 2,520,000 | $ 180,000 | $ 170,071 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 3,870,000 | $ 276,428 | $ 146,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 2,195,000 | $ 168,846 | $ 111,000 |
| Camden, NJ | 12 | $ 3,770,000 | $ 314,166 | $ 208,000 |
| Hartford-West Hartford-East Hartford, CT | 12 | $ 2,290,000 | $ 190,833 | $ 149,000 |
| Knoxville, TN | 12 | $ 1,850,000 | $ 154,166 | $ 91,000 |
| Athens-Clarke County, GA | 11 | $ 1,345,000 | $ 122,272 | $ 128,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 2,835,000 | $ 257,727 | $ 137,000 |
| Ogden-Clearfield, UT | 11 | $ 2,355,000 | $ 214,090 | $ 93,000 |
| Racine, WI | 11 | $ 1,895,000 | $ 172,272 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 3,855,000 | $ 350,454 | $ 287,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 10 | $ 880,000 | $ 88,000 | $ 83,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 1,730,000 | $ 173,000 | $ 169,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 3,070,000 | $ 307,000 | $ 162,600 |
| San German-Cabo Rojo, PR | 10 | $ 1,220,000 | $ 122,000 | $ 70,000 |
| Akron, OH | 9 | $ 1,385,000 | $ 153,888 | $ 105,000 |
| Asheville, NC | 9 | $ 2,075,000 | $ 230,555 | $ 116,000 |
| Bakersfield, CA | 9 | $ 1,475,000 | $ 163,888 | $ 163,000 |
| Birmingham-Hoover, AL | 9 | $ 3,255,000 | $ 361,666 | $ 236,000 |
| Charleston-North Charleston, SC | 9 | $ 2,115,000 | $ 235,000 | $ 195,000 |
| El Paso, TX | 9 | $ 1,435,000 | $ 159,444 | $ 173,000 |
| Jackson, MS | 9 | $ 1,105,000 | $ 122,777 | $ 115,000 |
| Nassau County-Suffolk County, NY | 9 | $ 1,705,000 | $ 189,444 | $ 177,000 |
| Colorado Springs, CO | 8 | $ 2,220,000 | $ 277,500 | $ 114,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 2,480,000 | $ 310,000 | $ 165,000 |
| Oklahoma City, OK | 8 | $ 1,410,000 | $ 176,250 | $ 122,000 |
| Aguadilla-Isabela, PR | 7 | $ 695,000 | $ 99,285 | $ 35,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,195,000 | $ 170,714 | $ 131,000 |
| Durham-Chapel Hill, NC | 7 | $ 925,000 | $ 132,142 | $ 160,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,165,000 | $ 166,428 | $ 152,000 |
| Providence-Warwick, RI-MA | 7 | $ 1,675,000 | $ 239,285 | $ 164,428 |
| Rockford, IL | 7 | $ 715,000 | $ 102,142 | $ 71,000 |
| Wichita, KS | 7 | $ 815,000 | $ 116,428 | $ 144,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 790,000 | $ 131,666 | $ 128,000 |
| Columbia, SC | 6 | $ 1,010,000 | $ 168,333 | $ 122,000 |
| Eau Claire, WI | 6 | $ 720,000 | $ 120,000 | $ 80,000 |
| Lakeland-Winter Haven, FL | 6 | $ 590,000 | $ 98,333 | $ 40,000 |
| Manchester-Nashua, NH | 6 | $ 1,530,000 | $ 255,000 | $ 213,000 |
| New Haven-Milford, CT | 6 | $ 710,000 | $ 118,333 | $ 82,000 |
| New Orleans-Metairie, LA | 6 | $ 770,000 | $ 128,333 | $ 144,000 |
| Provo-Orem, UT | 6 | $ 1,130,000 | $ 188,333 | $ 77,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,380,000 | $ 230,000 | $ 195,000 |
| Washington-Baltimore-Arlington, DC | 6 | $ 1,370,000 | $ 228,333 | $ 129,000 |
| Charlottesville, VA | 5 | $ 1,825,000 | $ 365,000 | $ 125,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,005,000 | $ 201,000 | $ 192,000 |
| Harrisburg-Carlisle, PA | 5 | $ 1,585,000 | $ 317,000 | $ 150,000 |
| Huntsville, AL | 5 | $ 1,005,000 | $ 201,000 | $ 98,000 |
| Lexington-Fayette, KY | 5 | $ 1,365,000 | $ 273,000 | $ 125,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 905,000 | $ 181,000 | $ 181,000 |
| Madison, WI | 5 | $ 1,535,000 | $ 307,000 | $ 138,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 2,165,000 | $ 433,000 | $ 266,000 |
| Port St. Lucie, FL | 5 | $ 815,000 | $ 163,000 | $ 102,000 |
| Portland-South Portland, ME | 5 | $ 1,405,000 | $ 281,000 | $ 101,000 |
| Reno, NV | 5 | $ 1,555,000 | $ 311,000 | $ 132,000 |
| San Juan-Carolina-Caguas, PR | 5 | $ 725,000 | $ 145,000 | $ 142,000 |
| Springfield, MO | 5 | $ 975,000 | $ 195,000 | $ 79,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 610,000 | $ 152,500 | $ 89,000 |
| Albuquerque, NM | 4 | $ 530,000 | $ 132,500 | $ 94,000 |
| Ann Arbor, MI | 4 | $ 780,000 | $ 195,000 | $ 188,000 |
| Boulder, CO | 4 | $ 1,280,000 | $ 320,000 | $ 341,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 670,000 | $ 167,500 | $ 97,000 |
| Gainesville, FL | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,370,000 | $ 342,500 | $ 163,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 340,000 | $ 85,000 | $ 150,750 |
| Prescott Valley-Prescott, AZ | 4 | $ 930,000 | $ 232,500 | $ 76,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 1,400,000 | $ 350,000 | $ 253,000 |
| San Rafael, CA | 4 | $ 570,000 | $ 142,500 | $ 133,000 |
| Springfield, IL | 4 | $ 220,000 | $ 55,000 | $ 105,000 |
| St. Cloud, MN | 4 | $ 600,000 | $ 150,000 | $ 104,000 |
| Syracuse, NY | 4 | $ 1,470,000 | $ 367,500 | $ 370,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,120,000 | $ 280,000 | $ 137,000 |
| Arecibo, PR | 3 | $ 355,000 | $ 118,333 | $ 57,000 |
| Auburn-Opelika, AL | 3 | $ 495,000 | $ 165,000 | $ 164,000 |
| Boise City, ID | 3 | $ 1,295,000 | $ 431,666 | $ 131,000 |
| Burlington-South Burlington, VT | 3 | $ 495,000 | $ 165,000 | $ 119,000 |
| Charleston, WV | 3 | $ 345,000 | $ 115,000 | $ 89,000 |
| Corpus Christi, TX | 3 | $ 165,000 | $ 55,000 | $ 121,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 725,000 | $ 241,666 | $ 116,000 |
| Fargo, ND-MN | 3 | $ 725,000 | $ 241,666 | $ 93,000 |
| Fort Collins, CO | 3 | $ 815,000 | $ 271,666 | $ 136,000 |
| Fort Wayne, IN | 3 | $ 365,000 | $ 121,666 | $ 90,000 |
| Greeley, CO | 3 | $ 1,115,000 | $ 371,666 | $ 130,000 |
| Homosassa Springs, FL | 3 | $ 95,000 | $ 31,666 | $ 117,000 |
| Lansing-East Lansing, MI | 3 | $ 625,000 | $ 208,333 | $ 136,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 825,000 | $ 275,000 | $ 128,000 |
| Mobile, AL | 3 | $ 245,000 | $ 81,666 | $ 72,000 |
| Modesto, CA | 3 | $ 405,000 | $ 135,000 | $ 185,000 |
| Ponce, PR | 3 | $ 225,000 | $ 75,000 | $ 42,000 |
| Redding, CA | 3 | $ 685,000 | $ 228,333 | $ 99,000 |
| Richmond, VA | 3 | $ 605,000 | $ 201,666 | $ 226,000 |
| Rochester, MN | 3 | $ 985,000 | $ 328,333 | $ 138,000 |
| Rochester, NY | 3 | $ 825,000 | $ 275,000 | $ 165,000 |
| Savannah, GA | 3 | $ 955,000 | $ 318,333 | $ 182,000 |
| Shreveport-Bossier City, LA | 3 | $ 985,000 | $ 328,333 | $ 160,000 |
| Stockton-Lodi, CA | 3 | $ 765,000 | $ 255,000 | $ 140,000 |
| Tallahassee, FL | 3 | $ 345,000 | $ 115,000 | $ 147,000 |
| Terre Haute, IN | 3 | $ 535,000 | $ 178,333 | $ 90,000 |
| Tulsa, OK | 3 | $ 565,000 | $ 188,333 | $ 131,000 |
| Wausau, WI | 3 | $ 355,000 | $ 118,333 | $ 71,000 |
| Wilmington, DE-MD-NJ | 3 | $ 75,000 | $ 25,000 | $ 93,000 |
| Wilmington, NC | 3 | $ 785,000 | $ 261,666 | $ 226,000 |
| Appleton, WI | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 250,000 | $ 125,000 | $ 93,000 |
| Binghamton, NY | 2 | $ 330,000 | $ 165,000 | $ 151,000 |
| Bloomington, IL | 2 | $ 100,000 | $ 50,000 | $ 91,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 530,000 | $ 265,000 | $ 154,000 |
| Clarksville, TN-KY | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 990,000 | $ 495,000 | $ 150,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Flint, MI | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Janesville-Beloit, WI | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Lafayette, LA | 2 | $ 1,020,000 | $ 510,000 | $ 168,000 |
| Lancaster, PA | 2 | $ 360,000 | $ 180,000 | $ 115,000 |
| Lawton, OK | 2 | $ 100,000 | $ 50,000 | $ 33,000 |
| Lincoln, NE | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Mayagnez, PR | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Midland, TX | 2 | $ 740,000 | $ 370,000 | $ 144,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 620,000 | $ 310,000 | $ 88,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 460,000 | $ 230,000 | $ 106,000 |
| Roanoke, VA | 2 | $ 500,000 | $ 250,000 | $ 127,000 |
| Rockingham County-Strafford County, NH | 2 | $ 670,000 | $ 335,000 | $ 193,000 |
| Rocky Mount, NC | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 250,000 | $ 125,000 | $ 91,000 |
| Sioux Falls, SD | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Spokane-Spokane Valley, WA | 2 | $ 190,000 | $ 95,000 | $ 178,000 |
| Springfield, MA | 2 | $ 490,000 | $ 245,000 | $ 109,000 |
| Toledo, OH | 2 | $ 150,000 | $ 75,000 | $ 182,000 |
| Tyler, TX | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 310,000 | $ 155,000 | $ 124,000 |
| Wenatchee, WA | 2 | $ 550,000 | $ 275,000 | $ 399,000 |
| Winchester, VA-WV | 2 | $ 270,000 | $ 135,000 | $ 99,000 |
| Winston-Salem, NC | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Albany, OR | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Anchorage, AK | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Bend-Redmond, OR | 1 | $ 895,000 | $ 895,000 | $ 322,000 |
| Bowling Green, KY | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Bremerton-Silverdale, WA | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 255,000 | $ 255,000 | $ 661,000 |
| Brownsville-Harlingen, TX | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Cape Girardeau, MO-IL | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Cedar Rapids, IA | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Chattanooga, TN-GA | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Columbia, MO | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Columbus, IN | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Dover, DE | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Elkhart-Goshen, IN | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Elmira, NY | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Eugene, OR | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Evansville, IN-KY | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Fayetteville, NC | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Flagstaff, AZ | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Florence, SC | 1 | $ 345,000 | $ 345,000 | $ 214,000 |
| Florence-Muscle Shoals, AL | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Fresno, CA | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Glens Falls, NY | 1 | $ 45,000 | $ 45,000 | $ 162,000 |
| Grand Forks, ND-MN | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Grants Pass, OR | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Greenville, NC | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Guayama, PR | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Houma-Thibodaux, LA | 1 | $ 105,000 | $ 105,000 | $ 321,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Idaho Falls, ID | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Johnson City, TN | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Jonesboro, AR | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Kalamazoo-Portage, MI | 1 | $ 65,000 | $ 65,000 | $ 182,000 |
| Killeen-Temple, TX | 1 | $ 295,000 | $ 295,000 | $ 179,000 |
| Lafayette-West Lafayette, IN | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Laredo, TX | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Lebanon, PA | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Logan, UT-ID | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Longview, TX | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| Mankato-North Mankato, MN | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Merced, CA | 1 | $ 235,000 | $ 235,000 | $ 225,000 |
| Monroe, LA | 1 | $ 55,000 | $ 55,000 | $ 183,000 |
| Norwich-New London, CT | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Ocala, FL | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Oshkosh-Neenah, WI | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Pittsfield, MA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Reading, PA | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Saginaw, MI | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Salem, OR | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Salisbury, MD-DE | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| San Angelo, TX | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 405,000 | $ 405,000 | $ 213,000 |
| Sebastian-Vero Beach, FL | 1 | $ 905,000 | $ 905,000 | $ 344,000 |
| Sheboygan, WI | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Staunton-Waynesboro, VA | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Topeka, KS | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Urban Honolulu, HI | 1 | $ 665,000 | $ 665,000 | $ 220,000 |
| Vallejo-Fairfield, CA | 1 | $ 635,000 | $ 635,000 | $ 375,000 |
| Visalia-Porterville, CA | 1 | $ 35,000 | $ 35,000 | $ 176,000 |
| Waco, TX | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Warner Robins, GA | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Williamsport, PA | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| York-Hanover, PA | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,646 | $1,592,620,000 | $282,000 | $3,125,000 | $142,000 | $6,488,000 |
| Other Purpose | 1,522 | $166,730,000 | $109,000 | $1,255,000 | $127,000 | $2,400,000 |
| Home Improvement | 1,014 | $81,980,000 | $80,000 | $1,505,000 | $139,000 | $1,125,000 |
| Refinancing | 913 | $254,175,000 | $278,000 | $1,305,000 | $145,000 | $1,012,000 |
| Cash-out Refinancing | 754 | $208,850,000 | $276,000 | $3,685,000 | $132,000 | $720,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,675 | $1,312,865,000 | $231,000 | $3,125,000 | $140,000 | $3,564,000 |
| Not Provided | 1,509 | $355,845,000 | $235,000 | $3,685,000 | $149,000 | $4,440,000 |
| Hispanic | 1,073 | $219,505,000 | $204,000 | $1,845,000 | $121,000 | $6,488,000 |
| Asian | 779 | $249,495,000 | $320,000 | $2,405,000 | $161,000 | $2,583,000 |
| Black or African American | 712 | $139,990,000 | $196,000 | $1,305,000 | $109,000 | $3,300,000 |
| American Indian or Alaskan Native | 42 | $8,730,000 | $207,000 | $615,000 | $98,000 | $323,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,500,000 | $291,000 | $1,895,000 | $143,000 | $405,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,848 | $2,304,310,000 | $233,000 | $3,685,000 | $139,000 | $6,488,000 |
| FHA-insured (Federal Housing Administration) | 1 | $45,000 | $45,000 | $45,000 | $27,000 | $27,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,631 | $1,043,665,000 | $225,000 | $3,685,000 | $143,000 | $1,125,000 |
| Preapproval Approved but not Accepted | 2,382 | $710,520,000 | $298,000 | $3,125,000 | $162,000 | $6,488,000 |
| Application Approved But Not Accepted | 1,150 | $236,500,000 | $205,000 | $2,285,000 | $143,000 | $2,400,000 |
| Preapproval Denied by Financial Institution | 1,056 | $210,670,000 | $199,000 | $1,355,000 | $89,000 | $1,896,000 |
| Application Denied By Financial Institution | 556 | $82,120,000 | $147,000 | $1,085,000 | $89,000 | $722,000 |
| Application Withdrawn By Applicant | 50 | $14,500,000 | $290,000 | $665,000 | $151,000 | $371,000 |
| File Closed For Incompleteness | 24 | $6,380,000 | $265,000 | $635,000 | $156,000 | $282,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,237 | $2,011,565,000 | $244,000 | $3,685,000 | $148,000 | $6,488,000 |
| Debt-To-Income Ratio | 705 | $135,475,000 | $192,000 | $1,355,000 | $65,000 | $564,000 |
| Credit History | 628 | $103,270,000 | $164,000 | $825,000 | $105,000 | $1,343,000 |
| Credit Application Incomplete | 122 | $25,410,000 | $208,000 | $845,000 | $112,000 | $1,896,000 |
| Collateral | 66 | $11,490,000 | $174,000 | $925,000 | $153,000 | $1,048,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $9,740,000 | $202,000 | $885,000 | $77,000 | $258,000 |
| Other | 22 | $2,640,000 | $120,000 | $435,000 | $107,000 | $200,000 |
| Employment History | 13 | $3,175,000 | $244,000 | $425,000 | $145,000 | $510,000 |
| Unverifiable Information | 8 | $1,590,000 | $198,000 | $445,000 | $76,000 | $213,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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