Belvedere Networking Enterpris Mortgage Lending & HMDA Data, 2008
In 2008, Belvedere Networking Enterpris of Santa Ana, CA reported 158 mortgage applications totaling $43.4 million, down 92% from 2007. The average application was for $274,645, and applicants reported an average income of $68,797. 21% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (61), Los Angeles-Long Beach-Glendale, CA (36) and Bakersfield, CA (14) (applications in parentheses).
| Mortgage Company & Address | Belvedere Networking Enterpris 3 Hutton Centre Drive Suite 800 Santa Ana, CA 92707 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 158 |
| Total Mortgage Loan Application Amount | $43,394,000 |
| Average Mortgage Loan Application Amount | $274,645 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $68,797 |
| Highest Applicant Income | $228,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Belvedere Networking Enterpris filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 61 | $ 14,707,000 | $ 241,098 | $ 68,000 |
| Los Angeles-Long Beach-Glendale, CA | 36 | $ 12,000,000 | $ 333,333 | $ 77,000 |
| Bakersfield, CA | 14 | $ 2,877,000 | $ 205,500 | $ 46,000 |
| Santa Ana-Anaheim-Irvine, CA | 13 | $ 4,266,000 | $ 328,153 | $ 74,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 1,291,000 | $ 322,750 | $ 82,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 1,205,000 | $ 301,250 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,467,000 | $ 489,000 | $ 98,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 1,071,000 | $ 357,000 | $ 114,000 |
| Fresno, CA | 2 | $ 363,000 | $ 181,500 | $ 53,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 972,000 | $ 486,000 | $ 119,000 |
| Stockton, CA | 2 | $ 413,000 | $ 206,500 | $ 33,000 |
| Vallejo-Fairfield, CA | 2 | $ 345,000 | $ 172,500 | $ 44,000 |
| Visalia-Porterville, CA | 2 | $ 371,000 | $ 185,500 | $ 49,000 |
| Denver-Aurora, CO | 1 | $ 106,000 | $ 106,000 | $ 0 |
| El Centro, CA | 1 | $ 217,000 | $ 217,000 | $ 97,000 |
| Eugene-Springfield, OR | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Las Vegas-Paradise, NV | 1 | $ 280,000 | $ 280,000 | $ 67,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Reno-Sparks, NV | 1 | $ 251,000 | $ 251,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 413,000 | $ 413,000 | $ 126,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 203,000 | $ 203,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Belvedere Networking Enterpris in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 108 | $28,959,000 | $268,000 | $730,000 | $65,000 | $222,000 |
| Refinancing | 50 | $14,435,000 | $288,000 | $723,000 | $77,000 | $228,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 48 | $11,520,000 | $240,000 | $411,000 | $69,000 | $228,000 |
| White | 42 | $11,311,000 | $269,000 | $723,000 | $74,000 | $170,000 |
| Not Provided | 41 | $11,328,000 | $276,000 | $698,000 | $60,000 | $222,000 |
| Black or African American | 17 | $5,269,000 | $309,000 | $590,000 | $71,000 | $159,000 |
| Asian | 7 | $3,076,000 | $439,000 | $730,000 | $95,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $890,000 | $296,000 | $335,000 | $59,000 | $118,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 150 | $41,604,000 | $277,000 | $730,000 | $69,000 | $222,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7 | $1,463,000 | $209,000 | $385,000 | $70,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 1 | $327,000 | $327,000 | $327,000 | $103,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 55 | $16,242,000 | $295,000 | $730,000 | $67,000 | $222,000 |
| Application Withdrawn By Applicant | 36 | $9,720,000 | $270,000 | $551,000 | $57,000 | $150,000 |
| Loan Originated | 33 | $7,550,000 | $228,000 | $368,000 | $75,000 | $149,000 |
| Application Approved But Not Accepted | 32 | $9,551,000 | $298,000 | $646,000 | $83,000 | $228,000 |
| File Closed For Incompleteness | 1 | $261,000 | $261,000 | $261,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $70,000 | $70,000 | $70,000 | $29,000 | $29,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 21 | $6,154,000 | $293,000 | $723,000 | $79,000 | $222,000 |
| Debt-To-Income Ratio | 11 | $3,426,000 | $311,000 | $656,000 | $61,000 | $103,000 |
| Collateral | 3 | $1,148,000 | $382,000 | $547,000 | $105,000 | $147,000 |
| Credit History | 3 | $1,281,000 | $427,000 | $730,000 | $110,000 | $195,000 |
| Unverifiable Information | 1 | $124,000 | $124,000 | $124,000 | $50,000 | $50,000 |
| Employment History | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Belvedere Networking Enterpris's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Belvedere Networking Enterpris's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About