Mortgage Lenders in Berea, KY
2 mortgage lenders are based in Berea, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Madison County, KY in 2025.
Most active mortgage lenders in Madison County, KY (2025)
In 2025, 209 lenders made 2,442 home loans worth $617.5 million in Madison County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Madison County, which includes Berea.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Ark-La-Tex Financial Services LLC Plano, TX | 156 | $36.6M | $234,000 | 6.4% |
| 2 | T2 Financial LLC Westerville, OH | 155 | $40.8M | $263,000 | 6.3% |
| 3 | Whitaker Bank Inc Lexington, KY | 135 | $24.4M | $181,000 | 5.5% |
| 4 | US Bank, N.A. Cincinnati, OH | 115 | $19.1M | $166,000 | 4.7% |
| 5 | University of Ky FCU Lexington, KY | 92 | $23.5M | $255,000 | 3.8% |
| 6 | Commonwealth Federal Credit Union Frankfort, KY | 79 | $18.4M | $233,000 | 3.2% |
| 7 | United Wholesale Mortgage Plymouth, MI | 71 | $20.1M | $282,000 | 2.9% |
| 8 | Central Bank & Trust Co Lexington, KY | 66 | $15.3M | $232,000 | 2.7% |
| 9 | Community Trust Bank, Inc. Pikeville, KY | 65 | $14.2M | $218,000 | 2.7% |
| 10 | Fifth Third Bank, National Association Cincinnati, OH | 60 | $8.2M | $137,000 | 2.5% |
See every lender in Madison County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Berea, KY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Berea National Bank
424 CHESTNUT STREET BEREA, KY 40403 |
* | 190 | $7,395,000 |
| Peoples Bank of Madison County
PO BOX 219 BEREA, KY 40403 |
* | 495 | $236,907,000 |
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