Berkeley Point Capital LLC Mortgage Lending & HMDA Data, 2025
In 2025, Berkeley Point Capital LLC of Boston, MA reported 361 mortgage applications totaling $8.9 billion, up 40% from 2024. The average application was for $24,613,698, and applicants reported an average income of $0. 88% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Richmond, VA (21), Durham-Chapel Hill, NC (17) and North Port-Sarasota-Bradenton, FL (16) (applications in parentheses).
| Mortgage Company & Address | Berkeley Point Capital LLC Boston, MA 02110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 361 |
| Total Mortgage Loan Application Amount | $8,885,545,000 |
| Average Mortgage Loan Application Amount | $24,613,698 |
| Highest Mortgage Loan Application Amount | $99,145,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Berkeley Point Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond, VA | 21 | $ 670,225,000 | $ 31,915,476 | $ 0 |
| Durham-Chapel Hill, NC | 17 | $ 337,185,000 | $ 19,834,411 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 16 | $ 501,930,000 | $ 31,370,625 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 14 | $ 410,970,000 | $ 29,355,000 | $ 0 |
| Outside any metro area | 13 | $ 106,655,000 | $ 8,204,230 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 12 | $ 300,290,000 | $ 25,024,166 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 10 | $ 414,260,000 | $ 41,426,000 | $ 0 |
| Dallas-Plano-Irving, TX | 9 | $ 332,025,000 | $ 36,891,666 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 9 | $ 156,515,000 | $ 17,390,555 | $ 0 |
| Tampa, FL | 9 | $ 289,825,000 | $ 32,202,777 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 153,295,000 | $ 21,899,285 | $ 0 |
| Tulsa, OK | 7 | $ 129,575,000 | $ 18,510,714 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 54,940,000 | $ 9,156,666 | $ 0 |
| Raleigh, NC | 6 | $ 169,620,000 | $ 28,270,000 | $ 0 |
| Savannah, GA | 6 | $ 95,860,000 | $ 15,976,666 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 5 | $ 158,035,000 | $ 31,607,000 | $ 0 |
| Charleston-North Charleston, SC | 5 | $ 198,265,000 | $ 39,653,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 169,405,000 | $ 33,881,000 | $ 0 |
| Columbus, OH | 5 | $ 74,235,000 | $ 14,847,000 | $ 0 |
| Philadelphia, PA | 5 | $ 121,325,000 | $ 24,265,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 5 | $ 135,845,000 | $ 27,169,000 | $ 0 |
| Austin-Round Rock, TX | 4 | $ 157,130,000 | $ 39,282,500 | $ 0 |
| Fayetteville, NC | 4 | $ 47,490,000 | $ 11,872,500 | $ 0 |
| Midland, TX | 4 | $ 9,770,000 | $ 2,442,500 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 158,140,000 | $ 39,535,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 96,910,000 | $ 24,227,500 | $ 0 |
| Oklahoma City, OK | 4 | $ 147,570,000 | $ 36,892,500 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 68,210,000 | $ 17,052,500 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 34,830,000 | $ 8,707,500 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 32,715,000 | $ 10,905,000 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 16,695,000 | $ 5,565,000 | $ 0 |
| Colorado Springs, CO | 3 | $ 65,775,000 | $ 21,925,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 3 | $ 93,975,000 | $ 31,325,000 | $ 0 |
| Greensboro-High Point, NC | 3 | $ 76,485,000 | $ 25,495,000 | $ 0 |
| Kennewick-Richland, WA | 3 | $ 26,805,000 | $ 8,935,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 21,055,000 | $ 7,018,333 | $ 0 |
| Reno, NV | 3 | $ 42,805,000 | $ 14,268,333 | $ 0 |
| Stockton-Lodi, CA | 3 | $ 51,285,000 | $ 17,095,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 188,285,000 | $ 62,761,666 | $ 0 |
| Baton Rouge, LA | 2 | $ 22,040,000 | $ 11,020,000 | $ 0 |
| Burlington, NC | 2 | $ 12,020,000 | $ 6,010,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 17,690,000 | $ 8,845,000 | $ 0 |
| Camden, NJ | 2 | $ 59,480,000 | $ 29,740,000 | $ 0 |
| Cincinnati, OH-KY-IN | 2 | $ 60,440,000 | $ 30,220,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 14,400,000 | $ 7,200,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 38,800,000 | $ 19,400,000 | $ 0 |
| Fort Collins, CO | 2 | $ 148,890,000 | $ 74,445,000 | $ 0 |
| Fort Worth-Arlington, TX | 2 | $ 41,420,000 | $ 20,710,000 | $ 0 |
| Kansas City, MO-KS | 2 | $ 39,450,000 | $ 19,725,000 | $ 0 |
| Lakewood-New Brunswick, NJ | 2 | $ 89,690,000 | $ 44,845,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 65,310,000 | $ 32,655,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 2 | $ 24,955,000 | $ 12,477,500 | $ 0 |
| Marietta, GA | 2 | $ 54,240,000 | $ 27,120,000 | $ 0 |
| Memphis, TN-MS-AR | 2 | $ 34,900,000 | $ 17,450,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 23,000,000 | $ 11,500,000 | $ 0 |
| Odessa, TX | 2 | $ 15,230,000 | $ 7,615,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 81,940,000 | $ 40,970,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 59,260,000 | $ 29,630,000 | $ 0 |
| Pittsburgh, PA | 2 | $ 84,730,000 | $ 42,365,000 | $ 0 |
| Rochester, NY | 2 | $ 66,050,000 | $ 33,025,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 40,020,000 | $ 20,010,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 50,505,000 | $ 25,252,500 | $ 0 |
| Syracuse, NY | 2 | $ 90,510,000 | $ 45,255,000 | $ 0 |
| Washington, DC-MD | 2 | $ 30,450,000 | $ 15,225,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 2 | $ 148,520,000 | $ 74,260,000 | $ 0 |
| Wilmington, NC | 2 | $ 78,310,000 | $ 39,155,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 27,105,000 | $ 27,105,000 | $ 0 |
| Amarillo, TX | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| Appleton, WI | 1 | $ 19,665,000 | $ 19,665,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 11,995,000 | $ 11,995,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 9,395,000 | $ 9,395,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 1 | $ 52,925,000 | $ 52,925,000 | $ 0 |
| Bellingham, WA | 1 | $ 40,625,000 | $ 40,625,000 | $ 0 |
| Boston, MA | 1 | $ 0 | $ 0 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 3,215,000 | $ 3,215,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 36,225,000 | $ 36,225,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 36,515,000 | $ 36,515,000 | $ 0 |
| Charlottesville, VA | 1 | $ 36,035,000 | $ 36,035,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 19,575,000 | $ 19,575,000 | $ 0 |
| Chicago-Naperville, IL | 1 | $ 0 | $ 0 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 24,945,000 | $ 24,945,000 | $ 0 |
| Everett, WA | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 50,925,000 | $ 50,925,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 45,005,000 | $ 45,005,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 17,565,000 | $ 17,565,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 25,125,000 | $ 25,125,000 | $ 0 |
| Jacksonville, NC | 1 | $ 14,495,000 | $ 14,495,000 | $ 0 |
| Lafayette, LA | 1 | $ 5,155,000 | $ 5,155,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 48,705,000 | $ 48,705,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 9,805,000 | $ 9,805,000 | $ 0 |
| Lancaster, PA | 1 | $ 3,555,000 | $ 3,555,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 6,355,000 | $ 6,355,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 18,505,000 | $ 18,505,000 | $ 0 |
| Logan, UT-ID | 1 | $ 13,165,000 | $ 13,165,000 | $ 0 |
| Medford, OR | 1 | $ 4,015,000 | $ 4,015,000 | $ 0 |
| Montgomery, AL | 1 | $ 5,845,000 | $ 5,845,000 | $ 0 |
| Napa, CA | 1 | $ 52,775,000 | $ 52,775,000 | $ 0 |
| New Orleans-Metairie, LA | 1 | $ 15,995,000 | $ 15,995,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 13,195,000 | $ 13,195,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 0 | $ 0 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Pocatello, ID | 1 | $ 16,675,000 | $ 16,675,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 34,005,000 | $ 34,005,000 | $ 0 |
| Reading, PA | 1 | $ 7,785,000 | $ 7,785,000 | $ 0 |
| Roanoke, VA | 1 | $ 37,205,000 | $ 37,205,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 0 | $ 0 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 28,605,000 | $ 28,605,000 | $ 0 |
| San Diego-Carlsbad, CA | 1 | $ 4,875,000 | $ 4,875,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 16,505,000 | $ 16,505,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 6,975,000 | $ 6,975,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 26,235,000 | $ 26,235,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 60,905,000 | $ 60,905,000 | $ 0 |
| Tucson, AZ | 1 | $ 22,215,000 | $ 22,215,000 | $ 0 |
| Waco, TX | 1 | $ 16,365,000 | $ 16,365,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 2,245,000 | $ 2,245,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 85,005,000 | $ 85,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Berkeley Point Capital LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 197 | $5,307,040,000 | $27,355,000 | $85,005,000 | $0 | $0 |
| Refinancing | 150 | $3,471,635,000 | $23,942,000 | $99,145,000 | $0 | $0 |
| Cash-out Refinancing | 11 | $47,985,000 | $4,362,000 | $10,825,000 | $0 | $0 |
| Other Purpose | 3 | $58,885,000 | $19,628,000 | $27,145,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 361 | $8,885,545,000 | $25,171,000 | $99,145,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $8,885,545,000 | $25,171,000 | $99,145,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 317 | $8,059,200,000 | $25,997,000 | $99,145,000 | $0 | $0 |
| Application Withdrawn By Applicant | 39 | $732,920,000 | $19,287,000 | $83,535,000 | $0 | $0 |
| Application Denied By Financial Institution | 4 | $68,480,000 | $17,120,000 | $29,825,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $24,945,000 | $24,945,000 | $24,945,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 357 | $8,817,065,000 | $25,263,000 | $99,145,000 | $0 | $0 |
| Collateral | 3 | $38,745,000 | $12,915,000 | $29,825,000 | $0 | $0 |
| Unverifiable Information | 1 | $29,735,000 | $29,735,000 | $29,735,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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