Bethpage Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,179 |
| Total Mortgage Loan Application Amount | $5,369,620,000 |
| Average Mortgage Loan Application Amount | $420,800 |
| Highest Mortgage Loan Application Amount | $70,005,000 |
| Average Applicant Income | $188,800 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 5,460 | $ 1,054,480,000 | $ 193,000 | $ 163,000 |
| Nassau County New York | 4,973 | $ 1,096,095,000 | $ 220,000 | $ 182,000 |
| Queens County New York | 976 | $ 307,905,000 | $ 315,000 | $ 148,000 |
| Los Angeles County California | 552 | $ 188,090,000 | $ 340,000 | $ 242,000 |
| Kings County New York | 467 | $ 175,065,000 | $ 374,000 | $ 204,000 |
| Westchester County New York | 334 | $ 96,970,000 | $ 290,000 | $ 281,000 |
| San Diego County California | 253 | $ 74,825,000 | $ 295,000 | $ 231,000 |
| Maricopa County Arizona | 246 | $ 36,770,000 | $ 149,000 | $ 161,000 |
| Orange County California | 216 | $ 61,080,000 | $ 282,000 | $ 241,000 |
| New York County New York | 205 | $ 130,565,000 | $ 636,000 | $ 336,000 |
| Palm Beach County Florida | 183 | $ 44,985,000 | $ 245,000 | $ 185,000 |
| Alameda County California | 156 | $ 68,560,000 | $ 439,000 | $ 260,000 |
| Riverside County California | 138 | $ 22,340,000 | $ 161,000 | $ 158,000 |
| Fairfield County Connecticut | 136 | $ 51,520,000 | $ 378,000 | $ 292,000 |
| Bergen County New Jersey | 131 | $ 72,015,000 | $ 549,000 | $ 244,000 |
| Monmouth County New Jersey | 125 | $ 33,375,000 | $ 267,000 | $ 219,000 |
| Broward County Florida | 124 | $ 26,890,000 | $ 216,000 | $ 229,000 |
| Contra Costa County California | 120 | $ 48,260,000 | $ 402,000 | $ 293,000 |
| King County Washington | 120 | $ 44,340,000 | $ 369,000 | $ 247,000 |
| Richmond County New York | 118 | $ 24,960,000 | $ 211,000 | $ 161,000 |
| Santa Clara County California | 109 | $ 67,575,000 | $ 619,000 | $ 309,000 |
| Essex County New Jersey | 103 | $ 23,435,000 | $ 227,000 | $ 205,000 |
| Miami-Dade County Florida | 101 | $ 43,975,000 | $ 435,000 | $ 249,000 |
| Bronx County New York | 100 | $ 22,370,000 | $ 223,000 | $ 151,000 |
| Rockland County New York | 88 | $ 35,980,000 | $ 408,000 | $ 206,000 |
| Fulton County Georgia | 85 | $ 15,165,000 | $ 178,000 | $ 209,000 |
| Cook County Illinois | 82 | $ 21,640,000 | $ 263,000 | $ 231,000 |
| Clark County Nevada | 81 | $ 16,985,000 | $ 209,000 | $ 181,000 |
| Ventura County California | 80 | $ 34,020,000 | $ 425,000 | $ 194,000 |
| Hudson County New Jersey | 78 | $ 47,330,000 | $ 606,000 | $ 198,000 |
| Ocean County New Jersey | 75 | $ 19,075,000 | $ 254,000 | $ 183,000 |
| Cobb County Georgia | 71 | $ 9,195,000 | $ 129,000 | $ 127,000 |
| Sacramento County California | 70 | $ 10,270,000 | $ 146,000 | $ 184,000 |
| Hillsborough County Florida | 70 | $ 25,630,000 | $ 366,000 | $ 139,000 |
| Middlesex County New Jersey | 65 | $ 13,155,000 | $ 202,000 | $ 271,000 |
| Gwinnett County Georgia | 64 | $ 14,210,000 | $ 222,000 | $ 144,000 |
| San Mateo County California | 63 | $ 28,455,000 | $ 451,000 | $ 278,000 |
| San Bernardino County California | 61 | $ 8,825,000 | $ 144,000 | $ 157,000 |
| Orange County New York | 61 | $ 12,185,000 | $ 199,000 | $ 147,000 |
| Pinellas County Florida | 59 | $ 9,405,000 | $ 159,000 | $ 139,000 |
| DeKalb County Georgia | 58 | $ 17,900,000 | $ 308,000 | $ 165,000 |
| Union County New Jersey | 55 | $ 16,125,000 | $ 293,000 | $ 222,000 |
| Mecklenburg County North Carolina | 54 | $ 51,470,000 | $ 953,000 | $ 163,000 |
| Fairfax County Virginia | 53 | $ 11,245,000 | $ 212,000 | $ 207,000 |
| Morris County New Jersey | 52 | $ 17,020,000 | $ 327,000 | $ 201,000 |
| Lee County Florida | 49 | $ 9,535,000 | $ 194,000 | $ 148,000 |
| Pasco County Florida | 49 | $ 8,995,000 | $ 183,000 | $ 143,000 |
| Brevard County Florida | 48 | $ 5,610,000 | $ 116,000 | $ 122,000 |
| Sarasota County Florida | 48 | $ 8,520,000 | $ 177,000 | $ 156,000 |
| Orange County Florida | 46 | $ 6,580,000 | $ 143,000 | $ 156,000 |
| Manatee County Florida | 45 | $ 8,735,000 | $ 194,000 | $ 172,000 |
| New Haven County Connecticut | 44 | $ 59,050,000 | $ 1,342,000 | $ 130,000 |
| Collier County Florida | 44 | $ 16,480,000 | $ 374,000 | $ 178,000 |
| Wake County North Carolina | 44 | $ 25,560,000 | $ 580,000 | $ 151,000 |
| Forsyth County Georgia | 43 | $ 8,805,000 | $ 204,000 | $ 166,000 |
| Snohomish County Washington | 42 | $ 11,050,000 | $ 263,000 | $ 170,000 |
| San Francisco County California | 41 | $ 15,695,000 | $ 382,000 | $ 271,000 |
| Erie County New York | 41 | $ 4,015,000 | $ 97,000 | $ 117,000 |
| Placer County California | 38 | $ 6,590,000 | $ 173,000 | $ 168,000 |
| Middlesex County Massachusetts | 38 | $ 16,400,000 | $ 431,000 | $ 245,000 |
| Duval County Florida | 37 | $ 4,825,000 | $ 130,000 | $ 100,000 |
| St. Lucie County Florida | 37 | $ 4,685,000 | $ 126,000 | $ 99,000 |
| Dutchess County New York | 36 | $ 7,730,000 | $ 214,000 | $ 190,000 |
| Marin County California | 35 | $ 17,545,000 | $ 501,000 | $ 415,000 |
| Loudoun County Virginia | 35 | $ 8,385,000 | $ 239,000 | $ 226,000 |
| Burlington County New Jersey | 34 | $ 4,480,000 | $ 131,000 | $ 147,000 |
| Somerset County New Jersey | 34 | $ 10,860,000 | $ 319,000 | $ 220,000 |
| Pima County Arizona | 32 | $ 4,650,000 | $ 145,000 | $ 129,000 |
| San Joaquin County California | 32 | $ 7,110,000 | $ 222,000 | $ 202,000 |
| St. Johns County Florida | 32 | $ 5,590,000 | $ 174,000 | $ 163,000 |
| Monroe County Pennsylvania | 31 | $ 6,015,000 | $ 194,000 | $ 139,000 |
| Sonoma County California | 29 | $ 8,005,000 | $ 276,000 | $ 187,000 |
| District of Columbia County District Of Columbia | 29 | $ 5,655,000 | $ 195,000 | $ 218,000 |
| Chester County Pennsylvania | 29 | $ 5,935,000 | $ 204,000 | $ 203,000 |
| Passaic County New Jersey | 28 | $ 5,600,000 | $ 200,000 | $ 165,000 |
| Beaufort County South Carolina | 28 | $ 6,100,000 | $ 217,000 | $ 161,000 |
| Montgomery County Pennsylvania | 27 | $ 4,765,000 | $ 176,000 | $ 138,000 |
| Charleston County South Carolina | 26 | $ 6,460,000 | $ 248,000 | $ 204,000 |
| Solano County California | 25 | $ 3,895,000 | $ 155,000 | $ 156,000 |
| Cherokee County Georgia | 25 | $ 2,865,000 | $ 114,000 | $ 155,000 |
| Pierce County Washington | 25 | $ 5,735,000 | $ 229,000 | $ 148,000 |
| Polk County Florida | 24 | $ 3,140,000 | $ 130,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 24 | $ 9,730,000 | $ 405,000 | $ 119,000 |
| Santa Barbara County California | 23 | $ 8,075,000 | $ 351,000 | $ 236,000 |
| Santa Cruz County California | 23 | $ 6,215,000 | $ 270,000 | $ 224,000 |
| Mercer County New Jersey | 23 | $ 5,425,000 | $ 235,000 | $ 249,000 |
| Horry County South Carolina | 23 | $ 2,675,000 | $ 116,000 | $ 101,000 |
| Prince William County Virginia | 23 | $ 3,495,000 | $ 151,000 | $ 180,000 |
| Kern County California | 22 | $ 1,980,000 | $ 90,000 | $ 131,000 |
| Marion County Florida | 22 | $ 8,530,000 | $ 387,000 | $ 79,000 |
| Washoe County Nevada | 22 | $ 5,860,000 | $ 266,000 | $ 194,000 |
| Monroe County New York | 22 | $ 2,170,000 | $ 98,000 | $ 83,000 |
| Multnomah County Oregon | 22 | $ 3,100,000 | $ 140,000 | $ 161,000 |
| Pike County Pennsylvania | 22 | $ 2,780,000 | $ 126,000 | $ 119,000 |
| New Castle County Delaware | 21 | $ 3,125,000 | $ 148,000 | $ 143,000 |
| Putnam County New York | 21 | $ 3,745,000 | $ 178,000 | $ 156,000 |
| Hartford County Connecticut | 20 | $ 4,430,000 | $ 221,000 | $ 146,000 |
| Martin County Florida | 20 | $ 2,470,000 | $ 123,000 | $ 175,000 |
| Seminole County Florida | 20 | $ 2,920,000 | $ 146,000 | $ 164,000 |
| Ulster County New York | 20 | $ 3,910,000 | $ 195,000 | $ 119,000 |
| Clark County Washington | 20 | $ 4,390,000 | $ 219,000 | $ 163,000 |
| Fresno County California | 19 | $ 1,605,000 | $ 84,000 | $ 123,000 |
| Volusia County Florida | 19 | $ 3,015,000 | $ 158,000 | $ 149,000 |
| Henry County Georgia | 19 | $ 1,935,000 | $ 101,000 | $ 105,000 |
| Essex County Massachusetts | 19 | $ 4,715,000 | $ 248,000 | $ 187,000 |
| Camden County New Jersey | 19 | $ 3,165,000 | $ 166,000 | $ 159,000 |
| Onondaga County New York | 19 | $ 1,975,000 | $ 103,000 | $ 89,000 |
| Sullivan County New York | 19 | $ 3,095,000 | $ 162,000 | $ 152,000 |
| Osceola County Florida | 18 | $ 2,930,000 | $ 162,000 | $ 157,000 |
| Union County North Carolina | 18 | $ 2,920,000 | $ 162,000 | $ 149,000 |
| York County South Carolina | 18 | $ 1,520,000 | $ 84,000 | $ 174,000 |
| Monterey County California | 17 | $ 2,285,000 | $ 134,000 | $ 124,000 |
| Williamson County Tennessee | 17 | $ 4,845,000 | $ 285,000 | $ 238,000 |
| Charlotte County Florida | 16 | $ 2,850,000 | $ 178,000 | $ 104,000 |
| DuPage County Illinois | 16 | $ 3,140,000 | $ 196,000 | $ 174,000 |
| Iredell County North Carolina | 16 | $ 2,040,000 | $ 127,000 | $ 94,000 |
| Allegheny County Pennsylvania | 16 | $ 1,690,000 | $ 105,000 | $ 100,000 |
| Pinal County Arizona | 15 | $ 1,475,000 | $ 98,000 | $ 137,000 |
| San Luis Obispo County California | 15 | $ 3,985,000 | $ 265,000 | $ 176,000 |
| Lake County Florida | 15 | $ 2,285,000 | $ 152,000 | $ 104,000 |
| Hennepin County Minnesota | 15 | $ 3,365,000 | $ 224,000 | $ 177,000 |
| Atlantic County New Jersey | 15 | $ 3,415,000 | $ 227,000 | $ 146,000 |
| Sussex County New Jersey | 15 | $ 4,105,000 | $ 273,000 | $ 200,000 |
| Greene County New York | 15 | $ 3,705,000 | $ 247,000 | $ 218,000 |
| Buncombe County North Carolina | 15 | $ 3,045,000 | $ 203,000 | $ 123,000 |
| Luzerne County Pennsylvania | 15 | $ 1,505,000 | $ 100,000 | $ 113,000 |
| Davidson County Tennessee | 15 | $ 2,305,000 | $ 153,000 | $ 302,000 |
| El Dorado County California | 14 | $ 3,280,000 | $ 234,000 | $ 203,000 |
| Napa County California | 14 | $ 2,420,000 | $ 172,000 | $ 175,000 |
| Norfolk County Massachusetts | 14 | $ 5,460,000 | $ 390,000 | $ 202,000 |
| Delaware County Pennsylvania | 14 | $ 2,360,000 | $ 168,000 | $ 120,000 |
| Clayton County Georgia | 13 | $ 24,765,000 | $ 1,905,000 | $ 61,000 |
| Anne Arundel County Maryland | 13 | $ 2,675,000 | $ 205,000 | $ 160,000 |
| Saratoga County New York | 13 | $ 1,555,000 | $ 119,000 | $ 97,000 |
| Johnston County North Carolina | 13 | $ 1,355,000 | $ 104,000 | $ 110,000 |
| Sumner County Tennessee | 13 | $ 2,605,000 | $ 200,000 | $ 253,000 |
| Stanislaus County California | 12 | $ 1,070,000 | $ 89,000 | $ 118,000 |
| Suffolk County Massachusetts | 12 | $ 3,550,000 | $ 295,000 | $ 167,000 |
| Brunswick County North Carolina | 12 | $ 2,270,000 | $ 189,000 | $ 125,000 |
| Durham County North Carolina | 12 | $ 1,140,000 | $ 95,000 | $ 154,000 |
| Lehigh County Pennsylvania | 12 | $ 1,010,000 | $ 84,000 | $ 98,000 |
| Virginia Beach County Virginia | 12 | $ 1,270,000 | $ 105,000 | $ 181,000 |
| Nevada County California | 11 | $ 6,045,000 | $ 549,000 | $ 317,000 |
| Hernando County Florida | 11 | $ 1,035,000 | $ 94,000 | $ 116,000 |
| Columbia County Georgia | 11 | $ 1,115,000 | $ 101,000 | $ 269,000 |
| Fayette County Georgia | 11 | $ 925,000 | $ 84,000 | $ 173,000 |
| Montgomery County Maryland | 11 | $ 2,225,000 | $ 202,000 | $ 207,000 |
| Worcester County Massachusetts | 11 | $ 2,475,000 | $ 225,000 | $ 169,000 |
| Gloucester County New Jersey | 11 | $ 945,000 | $ 85,000 | $ 115,000 |
| Hunterdon County New Jersey | 11 | $ 2,655,000 | $ 241,000 | $ 192,000 |
| Bernalillo County New Mexico | 11 | $ 1,255,000 | $ 114,000 | $ 145,000 |
| Delaware County New York | 11 | $ 885,000 | $ 80,000 | $ 128,000 |
| Catawba County North Carolina | 11 | $ 1,365,000 | $ 124,000 | $ 111,000 |
| Arapahoe County Colorado | 10 | $ 960,000 | $ 96,000 | $ 118,000 |
| Denver County Colorado | 10 | $ 3,720,000 | $ 372,000 | $ 340,000 |
| Tolland County Connecticut | 10 | $ 1,120,000 | $ 112,000 | $ 163,000 |
| Sussex County Delaware | 10 | $ 3,000,000 | $ 300,000 | $ 163,000 |
| Indian River County Florida | 10 | $ 900,000 | $ 90,000 | $ 86,000 |
| Sumter County Florida | 10 | $ 3,340,000 | $ 334,000 | $ 144,000 |
| Coweta County Georgia | 10 | $ 980,000 | $ 98,000 | $ 103,000 |
| Hall County Georgia | 10 | $ 6,160,000 | $ 616,000 | $ 141,000 |
| Oneida County New York | 10 | $ 1,290,000 | $ 129,000 | $ 84,000 |
| New Hanover County North Carolina | 10 | $ 2,330,000 | $ 233,000 | $ 219,000 |
| Washington County Oregon | 10 | $ 1,870,000 | $ 187,000 | $ 178,000 |
| Bucks County Pennsylvania | 10 | $ 2,200,000 | $ 220,000 | $ 190,000 |
| Providence County Rhode Island | 10 | $ 570,000 | $ 57,000 | $ 93,000 |
| Salt Lake County Utah | 10 | $ 1,580,000 | $ 158,000 | $ 149,000 |
| Chesterfield County Virginia | 10 | $ 1,280,000 | $ 128,000 | $ 96,000 |
| Kitsap County Washington | 10 | $ 2,180,000 | $ 218,000 | $ 221,000 |
| Spokane County Washington | 10 | $ 1,640,000 | $ 164,000 | $ 89,000 |
| Boulder County Colorado | 9 | $ 2,265,000 | $ 251,000 | $ 269,000 |
| Jefferson County Colorado | 9 | $ 1,435,000 | $ 159,000 | $ 187,000 |
| New London County Connecticut | 9 | $ 1,575,000 | $ 175,000 | $ 189,000 |
| Clay County Florida | 9 | $ 955,000 | $ 106,000 | $ 187,000 |
| Barrow County Georgia | 9 | $ 855,000 | $ 95,000 | $ 106,000 |
| Kane County Illinois | 9 | $ 1,155,000 | $ 128,000 | $ 111,000 |
| Lake County Indiana | 9 | $ 905,000 | $ 100,000 | $ 129,000 |
| Bristol County Massachusetts | 9 | $ 1,995,000 | $ 221,000 | $ 245,000 |
| St. Louis County Missouri | 9 | $ 705,000 | $ 78,000 | $ 140,000 |
| Warren County New Jersey | 9 | $ 2,355,000 | $ 261,000 | $ 106,000 |
| Schenectady County New York | 9 | $ 1,385,000 | $ 153,000 | $ 137,000 |
| Cabarrus County North Carolina | 9 | $ 1,775,000 | $ 197,000 | $ 163,000 |
| Guilford County North Carolina | 9 | $ 2,665,000 | $ 296,000 | $ 132,000 |
| Wayne County Pennsylvania | 9 | $ 1,745,000 | $ 193,000 | $ 175,000 |
| Spartanburg County South Carolina | 9 | $ 555,000 | $ 61,000 | $ 95,000 |
| Arlington County Virginia | 9 | $ 2,285,000 | $ 253,000 | $ 337,000 |
| Mohave County Arizona | 8 | $ 1,450,000 | $ 181,000 | $ 145,000 |
| Litchfield County Connecticut | 8 | $ 2,880,000 | $ 360,000 | $ 466,000 |
| Alachua County Florida | 8 | $ 860,000 | $ 107,000 | $ 182,000 |
| Flagler County Florida | 8 | $ 1,130,000 | $ 141,000 | $ 128,000 |
| Bryan County Georgia | 8 | $ 860,000 | $ 107,000 | $ 94,000 |
| Douglas County Georgia | 8 | $ 10,160,000 | $ 1,270,000 | $ 94,000 |
| Frederick County Maryland | 8 | $ 1,360,000 | $ 170,000 | $ 188,000 |
| Oakland County Michigan | 8 | $ 1,460,000 | $ 182,000 | $ 260,000 |
| Otsego County New York | 8 | $ 1,900,000 | $ 237,000 | $ 126,000 |
| Summit County Ohio | 8 | $ 710,000 | $ 88,000 | $ 130,000 |
| Clackamas County Oregon | 8 | $ 1,550,000 | $ 193,000 | $ 262,000 |
| Lancaster County Pennsylvania | 8 | $ 1,590,000 | $ 198,000 | $ 134,000 |
| Chesapeake County Virginia | 8 | $ 940,000 | $ 117,000 | $ 619,000 |
| Calaveras County California | 7 | $ 1,225,000 | $ 175,000 | $ 160,000 |
| Tulare County California | 7 | $ 1,155,000 | $ 165,000 | $ 111,000 |
| Citrus County Florida | 7 | $ 735,000 | $ 105,000 | $ 84,000 |
| Okaloosa County Florida | 7 | $ 795,000 | $ 113,000 | $ 97,000 |
| Santa Rosa County Florida | 7 | $ 815,000 | $ 116,000 | $ 107,000 |
| Chatham County Georgia | 7 | $ 655,000 | $ 93,000 | $ 101,000 |
| Jackson County Georgia | 7 | $ 765,000 | $ 109,000 | $ 107,000 |
| Rockdale County Georgia | 7 | $ 705,000 | $ 100,000 | $ 154,000 |
| Johnson County Kansas | 7 | $ 705,000 | $ 100,000 | $ 144,000 |
| Jefferson County Kentucky | 7 | $ 435,000 | $ 62,000 | $ 104,000 |
| Howard County Maryland | 7 | $ 2,595,000 | $ 370,000 | $ 195,000 |
| Prince George's County Maryland | 7 | $ 705,000 | $ 100,000 | $ 127,000 |
| Plymouth County Massachusetts | 7 | $ 1,955,000 | $ 279,000 | $ 184,000 |
| Ramsey County Minnesota | 7 | $ 735,000 | $ 105,000 | $ 149,000 |
| Niagara County New York | 7 | $ 755,000 | $ 107,000 | $ 156,000 |
| Cuyahoga County Ohio | 7 | $ 435,000 | $ 62,000 | $ 100,000 |
| Montgomery County Ohio | 7 | $ 535,000 | $ 76,000 | $ 97,000 |
| Oklahoma County Oklahoma | 7 | $ 9,165,000 | $ 1,309,000 | $ 139,000 |
| Northampton County Pennsylvania | 7 | $ 1,375,000 | $ 196,000 | $ 134,000 |
| Travis County Texas | 7 | $ 1,615,000 | $ 230,000 | $ 259,000 |
| Middlesex County Connecticut | 6 | $ 1,140,000 | $ 190,000 | $ 262,000 |
| Escambia County Florida | 6 | $ 930,000 | $ 155,000 | $ 120,000 |
| Paulding County Georgia | 6 | $ 570,000 | $ 95,000 | $ 108,000 |
| McHenry County Illinois | 6 | $ 490,000 | $ 81,000 | $ 102,000 |
| Will County Illinois | 6 | $ 1,110,000 | $ 185,000 | $ 145,000 |
| Orleans County Louisiana | 6 | $ 1,370,000 | $ 228,000 | $ 159,000 |
| Baltimore County Maryland | 6 | $ 640,000 | $ 106,000 | $ 132,000 |
| Baltimore City County Maryland | 6 | $ 590,000 | $ 98,000 | $ 115,000 |
| Barnstable County Massachusetts | 6 | $ 1,690,000 | $ 281,000 | $ 143,000 |
| Albany County New York | 6 | $ 800,000 | $ 133,000 | $ 125,000 |
| Forsyth County North Carolina | 6 | $ 710,000 | $ 118,000 | $ 74,000 |
| Gaston County North Carolina | 6 | $ 22,630,000 | $ 3,771,000 | $ 105,000 |
| Clatsop County Oregon | 6 | $ 1,560,000 | $ 260,000 | $ 105,000 |
| Lackawanna County Pennsylvania | 6 | $ 810,000 | $ 135,000 | $ 126,000 |
| Greenville County South Carolina | 6 | $ 2,870,000 | $ 478,000 | $ 113,000 |
| Hamilton County Tennessee | 6 | $ 670,000 | $ 111,000 | $ 102,000 |
| Henrico County Virginia | 6 | $ 450,000 | $ 75,000 | $ 171,000 |
| Thurston County Washington | 6 | $ 720,000 | $ 120,000 | $ 112,000 |
| Whatcom County Washington | 6 | $ 970,000 | $ 161,000 | $ 110,000 |
| Madera County California | 5 | $ 705,000 | $ 141,000 | $ 120,000 |
| Douglas County Colorado | 5 | $ 1,095,000 | $ 219,000 | $ 330,000 |
| Leon County Florida | 5 | $ 255,000 | $ 51,000 | $ 58,000 |
| Monroe County Florida | 5 | $ 835,000 | $ 167,000 | $ 208,000 |
| Walton County Florida | 5 | $ 1,885,000 | $ 377,000 | $ 238,000 |
| Gordon County Georgia | 5 | $ 435,000 | $ 87,000 | $ 122,000 |
| Walton County Georgia | 5 | $ 285,000 | $ 57,000 | $ 87,000 |
| Kauai County Hawaii | 5 | $ 825,000 | $ 165,000 | $ 120,000 |
| Lake County Illinois | 5 | $ 1,405,000 | $ 281,000 | $ 201,000 |
| Marion County Indiana | 5 | $ 515,000 | $ 103,000 | $ 63,000 |
| East Baton Rouge County Louisiana | 5 | $ 325,000 | $ 65,000 | $ 97,000 |
| Hampden County Massachusetts | 5 | $ 325,000 | $ 65,000 | $ 113,000 |
| Wayne County Michigan | 5 | $ 345,000 | $ 69,000 | $ 82,000 |
| Anoka County Minnesota | 5 | $ 625,000 | $ 125,000 | $ 117,000 |
| Jackson County Missouri | 5 | $ 855,000 | $ 171,000 | $ 110,000 |
| Hillsborough County New Hampshire | 5 | $ 925,000 | $ 185,000 | $ 119,000 |
| Chemung County New York | 5 | $ 505,000 | $ 101,000 | $ 102,000 |
| Livingston County New York | 5 | $ 395,000 | $ 79,000 | $ 126,000 |
| Steuben County New York | 5 | $ 445,000 | $ 89,000 | $ 127,000 |
| Moore County North Carolina | 5 | $ 465,000 | $ 93,000 | $ 109,000 |
| Pender County North Carolina | 5 | $ 735,000 | $ 147,000 | $ 179,000 |
| Franklin County Ohio | 5 | $ 545,000 | $ 109,000 | $ 96,000 |
| Jackson County Oregon | 5 | $ 635,000 | $ 127,000 | $ 165,000 |
| Berks County Pennsylvania | 5 | $ 665,000 | $ 133,000 | $ 88,000 |
| Cambria County Pennsylvania | 5 | $ 235,000 | $ 47,000 | $ 36,000 |
| Dorchester County South Carolina | 5 | $ 395,000 | $ 79,000 | $ 250,000 |
| Rutherford County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 69,000 |
| Shelby County Tennessee | 5 | $ 415,000 | $ 83,000 | $ 96,000 |
| Tarrant County Texas | 5 | $ 565,000 | $ 113,000 | $ 157,000 |
| Utah County Utah | 5 | $ 935,000 | $ 187,000 | $ 179,000 |
| Alexandria County Virginia | 5 | $ 375,000 | $ 75,000 | $ 172,000 |
| New Kent County Virginia | 5 | $ 905,000 | $ 181,000 | $ 117,000 |
| Jefferson County Alabama | 4 | $ 600,000 | $ 150,000 | $ 107,000 |
| Madison County Alabama | 4 | $ 87,840,000 | $ 21,960,000 | $ 73,000 |
| Coconino County Arizona | 4 | $ 1,050,000 | $ 262,000 | $ 94,000 |
| Yavapai County Arizona | 4 | $ 990,000 | $ 247,000 | $ 164,000 |
| Benton County Arkansas | 4 | $ 410,000 | $ 102,000 | $ 112,000 |
| Butte County California | 4 | $ 210,000 | $ 52,000 | $ 112,000 |
| Humboldt County California | 4 | $ 1,140,000 | $ 285,000 | $ 167,000 |
| Shasta County California | 4 | $ 490,000 | $ 122,000 | $ 201,000 |
| Tuolumne County California | 4 | $ 730,000 | $ 182,000 | $ 243,000 |
| Kent County Delaware | 4 | $ 470,000 | $ 117,000 | $ 55,000 |
| Nassau County Florida | 4 | $ 1,440,000 | $ 360,000 | $ 186,000 |
| Carroll County Georgia | 4 | $ 190,000 | $ 47,000 | $ 84,000 |
| Newton County Georgia | 4 | $ 220,000 | $ 55,000 | $ 62,000 |
| Honolulu County Hawaii | 4 | $ 880,000 | $ 220,000 | $ 101,000 |
| Canyon County Idaho | 4 | $ 450,000 | $ 112,000 | $ 98,000 |
| Champaign County Illinois | 4 | $ 390,000 | $ 97,000 | $ 317,000 |
| Cumberland County Maine | 4 | $ 820,000 | $ 205,000 | $ 101,000 |
| Macomb County Michigan | 4 | $ 290,000 | $ 72,000 | $ 129,000 |
| Saginaw County Michigan | 4 | $ 550,000 | $ 137,000 | $ 155,000 |
| Dakota County Minnesota | 4 | $ 1,210,000 | $ 302,000 | $ 179,000 |
| Douglas County Nebraska | 4 | $ 200,000 | $ 50,000 | $ 90,000 |
| Sandoval County New Mexico | 4 | $ 550,000 | $ 137,000 | $ 144,000 |
| Broome County New York | 4 | $ 900,000 | $ 225,000 | $ 131,000 |
| Clinton County New York | 4 | $ 130,000 | $ 32,000 | $ 65,000 |
| Columbia County New York | 4 | $ 860,000 | $ 215,000 | $ 263,000 |
| Rensselaer County New York | 4 | $ 320,000 | $ 80,000 | $ 146,000 |
| Schoharie County New York | 4 | $ 480,000 | $ 120,000 | $ 129,000 |
| Warren County New York | 4 | $ 550,000 | $ 137,000 | $ 95,000 |
| Cumberland County North Carolina | 4 | $ 400,000 | $ 100,000 | $ 118,000 |
| Harnett County North Carolina | 4 | $ 13,090,000 | $ 3,272,000 | $ 89,000 |
| Henderson County North Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 226,000 |
| Orange County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 126,000 |
| Mahoning County Ohio | 4 | $ 1,670,000 | $ 417,000 | $ 280,000 |
| Cumberland County Pennsylvania | 4 | $ 820,000 | $ 205,000 | $ 146,000 |
| Dauphin County Pennsylvania | 4 | $ 610,000 | $ 152,000 | $ 133,000 |
| Franklin County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 76,000 |
| Berkeley County South Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 132,000 |
| Georgetown County South Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 167,000 |
| Lancaster County South Carolina | 4 | $ 530,000 | $ 132,000 | $ 203,000 |
| Richland County South Carolina | 4 | $ 390,000 | $ 97,000 | $ 124,000 |
| Wilson County Tennessee | 4 | $ 1,270,000 | $ 317,000 | $ 274,000 |
| Windsor County Vermont | 4 | $ 830,000 | $ 207,000 | $ 155,000 |
| Accomack County Virginia | 4 | $ 140,000 | $ 35,000 | $ 88,000 |
| Fauquier County Virginia | 4 | $ 1,730,000 | $ 432,000 | $ 242,000 |
| James City County Virginia | 4 | $ 360,000 | $ 90,000 | $ 272,000 |
| Norfolk County Virginia | 4 | $ 310,000 | $ 77,000 | $ 81,000 |
| Benton County Washington | 4 | $ 1,190,000 | $ 297,000 | $ 138,000 |
| Yakima County Washington | 4 | $ 1,030,000 | $ 257,000 | $ 161,000 |
| Jefferson County West Virginia | 4 | $ 200,000 | $ 50,000 | $ 138,000 |
| Milwaukee County Wisconsin | 4 | $ 320,000 | $ 80,000 | $ 176,000 |
| Waukesha County Wisconsin | 4 | $ 1,590,000 | $ 397,000 | $ 138,000 |
| Amador County California | 3 | $ 145,000 | $ 48,000 | $ 106,000 |
| Kings County California | 3 | $ 265,000 | $ 88,000 | $ 114,000 |
| Merced County California | 3 | $ 175,000 | $ 58,000 | $ 140,000 |
| San Benito County California | 3 | $ 2,135,000 | $ 711,000 | $ 371,000 |
| Yolo County California | 3 | $ 715,000 | $ 238,000 | $ 139,000 |
| Yuba County California | 3 | $ 345,000 | $ 115,000 | $ 122,000 |
| Adams County Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 90,000 |
| El Paso County Colorado | 3 | $ 1,075,000 | $ 358,000 | $ 212,000 |
| San Miguel County Colorado | 3 | $ 225,000 | $ 75,000 | $ 1,646,000 |
| Windham County Connecticut | 3 | $ 225,000 | $ 75,000 | $ 100,000 |
| Bay County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 145,000 |
| Jackson County Florida | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Putnam County Florida | 3 | $ 765,000 | $ 255,000 | $ 57,000 |
| Baldwin County Georgia | 3 | $ 535,000 | $ 178,000 | $ 152,000 |
| Bartow County Georgia | 3 | $ 185,000 | $ 61,000 | $ 84,000 |
| Bibb County Georgia | 3 | $ 195,000 | $ 65,000 | $ 94,000 |
| Camden County Georgia | 3 | $ 945,000 | $ 315,000 | $ 86,000 |
| Fannin County Georgia | 3 | $ 475,000 | $ 158,000 | $ 272,000 |
| Hawaii County Hawaii | 3 | $ 445,000 | $ 148,000 | $ 66,000 |
| Maui County Hawaii | 3 | $ 1,505,000 | $ 501,000 | $ 392,000 |
| Ada County Idaho | 3 | $ 775,000 | $ 258,000 | $ 107,000 |
| Winnebago County Illinois | 3 | $ 12,895,000 | $ 4,298,000 | $ 120,000 |
| Hamilton County Indiana | 3 | $ 405,000 | $ 135,000 | $ 135,000 |
| Bullitt County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 112,000 |
| Kenton County Kentucky | 3 | $ 155,000 | $ 51,000 | $ 90,000 |
| Jefferson County Louisiana | 3 | $ 445,000 | $ 148,000 | $ 86,000 |
| St. Tammany County Louisiana | 3 | $ 135,000 | $ 45,000 | $ 92,000 |
| Calvert County Maryland | 3 | $ 225,000 | $ 75,000 | $ 110,000 |
| Carroll County Maryland | 3 | $ 775,000 | $ 258,000 | $ 239,000 |
| Hampshire County Massachusetts | 3 | $ 635,000 | $ 211,000 | $ 151,000 |
| Kent County Michigan | 3 | $ 225,000 | $ 75,000 | $ 131,000 |
| Flathead County Montana | 3 | $ 305,000 | $ 101,000 | $ 441,000 |
| Missoula County Montana | 3 | $ 205,000 | $ 68,000 | $ 129,000 |
| Ravalli County Montana | 3 | $ 205,000 | $ 68,000 | $ 90,000 |
| Douglas County Nevada | 3 | $ 675,000 | $ 225,000 | $ 111,000 |
| Rockingham County New Hampshire | 3 | $ 265,000 | $ 88,000 | $ 92,000 |
| Santa Fe County New Mexico | 3 | $ 225,000 | $ 75,000 | $ 79,000 |
| Cattaraugus County New York | 3 | $ 165,000 | $ 55,000 | $ 107,000 |
| Chautauqua County New York | 3 | $ 405,000 | $ 135,000 | $ 44,000 |
| Essex County New York | 3 | $ 485,000 | $ 161,000 | $ 167,000 |
| Fulton County New York | 3 | $ 375,000 | $ 125,000 | $ 136,000 |
| Montgomery County New York | 3 | $ 365,000 | $ 121,000 | $ 89,000 |
| Tompkins County New York | 3 | $ 695,000 | $ 231,000 | $ 574,000 |
| Washington County New York | 3 | $ 235,000 | $ 78,000 | $ 93,000 |
| Wayne County New York | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| Carteret County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 167,000 |
| Chatham County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 168,000 |
| Dare County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 87,000 |
| Haywood County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 132,000 |
| Lincoln County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 69,000 |
| Onslow County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 135,000 |
| Rutherford County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 85,000 |
| Wilson County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 86,000 |
| Hamilton County Ohio | 3 | $ 355,000 | $ 118,000 | $ 180,000 |
| Deschutes County Oregon | 3 | $ 1,265,000 | $ 421,000 | $ 532,000 |
| Lane County Oregon | 3 | $ 505,000 | $ 168,000 | $ 166,000 |
| Carbon County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Schuylkill County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 45,000 |
| Washington County Rhode Island | 3 | $ 215,000 | $ 71,000 | $ 117,000 |
| Lexington County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 152,000 |
| Loudon County Tennessee | 3 | $ 605,000 | $ 201,000 | $ 165,000 |
| Robertson County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 110,000 |
| Washington County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 67,000 |
| Denton County Texas | 3 | $ 515,000 | $ 171,000 | $ 208,000 |
| Washington County Utah | 3 | $ 195,000 | $ 65,000 | $ 82,000 |
| Page County Virginia | 3 | $ 795,000 | $ 265,000 | $ 147,000 |
| Richmond City County Virginia | 3 | $ 555,000 | $ 185,000 | $ 187,000 |
| Spotsylvania County Virginia | 3 | $ 125,000 | $ 41,000 | $ 150,000 |
| Stafford County Virginia | 3 | $ 455,000 | $ 151,000 | $ 141,000 |
| Clallam County Washington | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| Skagit County Washington | 3 | $ 855,000 | $ 285,000 | $ 223,000 |
| Berkeley County West Virginia | 3 | $ 525,000 | $ 175,000 | $ 98,000 |
| Teton County Wyoming | 3 | $ 675,000 | $ 225,000 | $ 277,000 |
| Geneva County Alabama | 2 | $ 50,000 | $ 25,000 | $ 112,000 |
| Limestone County Alabama | 2 | $ 60,000 | $ 30,000 | $ 81,000 |
| Mobile County Alabama | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Navajo County Arizona | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Pulaski County Arkansas | 2 | $ 12,050,000 | $ 6,025,000 | $ 220,000 |
| Imperial County California | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| Lake County California | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Mono County California | 2 | $ 720,000 | $ 360,000 | $ 464,000 |
| Plumas County California | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Siskiyou County California | 2 | $ 130,000 | $ 65,000 | $ 88,000 |
| Broomfield County Colorado | 2 | $ 500,000 | $ 250,000 | $ 349,000 |
| Eagle County Colorado | 2 | $ 2,020,000 | $ 1,010,000 | $ 884,000 |
| Gunnison County Colorado | 2 | $ 760,000 | $ 380,000 | $ 93,000 |
| Ouray County Colorado | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| Highlands County Florida | 2 | $ 440,000 | $ 220,000 | $ 143,000 |
| Clarke County Georgia | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Dawson County Georgia | 2 | $ 210,000 | $ 105,000 | $ 189,000 |
| Effingham County Georgia | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
| Floyd County Georgia | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Habersham County Georgia | 2 | $ 100,000 | $ 50,000 | $ 69,000 |
| Hart County Georgia | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Houston County Georgia | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Lee County Georgia | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Morgan County Georgia | 2 | $ 610,000 | $ 305,000 | $ 235,000 |
| Pickens County Georgia | 2 | $ 100,000 | $ 50,000 | $ 129,000 |
| Richmond County Georgia | 2 | $ 90,000 | $ 45,000 | $ 117,000 |
| Tift County Georgia | 2 | $ 110,000 | $ 55,000 | $ 157,000 |
| Gem County Idaho | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Latah County Idaho | 2 | $ 150,000 | $ 75,000 | $ 98,000 |
| DeKalb County Illinois | 2 | $ 70,000 | $ 35,000 | $ 112,000 |
| Allen County Indiana | 2 | $ 130,000 | $ 65,000 | $ 103,000 |
| Dubois County Indiana | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Polk County Iowa | 2 | $ 120,000 | $ 60,000 | $ 78,000 |
| Pottawattamie County Iowa | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| Sedgwick County Kansas | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| Boyd County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Madison County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Caddo County Louisiana | 2 | $ 70,000 | $ 35,000 | $ 22,000 |
| Aroostook County Maine | 2 | $ 90,000 | $ 45,000 | $ 118,000 |
| Hancock County Maine | 2 | $ 280,000 | $ 140,000 | $ 86,000 |
| Kennebec County Maine | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| York County Maine | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Washington County Maryland | 2 | $ 60,000 | $ 30,000 | $ 165,000 |
| Berkshire County Massachusetts | 2 | $ 200,000 | $ 100,000 | $ 159,000 |
| Berrien County Michigan | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| Eaton County Michigan | 2 | $ 11,750,000 | $ 5,875,000 | $ 79,000 |
| Genesee County Michigan | 2 | $ 60,000 | $ 30,000 | $ 39,000 |
| Muskegon County Michigan | 2 | $ 120,000 | $ 60,000 | $ 109,000 |
| Ottawa County Michigan | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Sanilac County Michigan | 2 | $ 350,000 | $ 175,000 | $ 114,000 |
| Washtenaw County Michigan | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Carver County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 136,000 |
| Mower County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 129,000 |
| Washington County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 377,000 |
| Harrison County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 163,000 |
| Clay County Missouri | 2 | $ 90,000 | $ 45,000 | $ 76,000 |
| Gallatin County Montana | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
| Park County Montana | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Silver Bow County Montana | 2 | $ 170,000 | $ 85,000 | $ 91,000 |
| Wheatland County Montana | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Lancaster County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Nye County Nevada | 2 | $ 100,000 | $ 50,000 | $ 200,000 |
| Belknap County New Hampshire | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| Coos County New Hampshire | 2 | $ 120,000 | $ 60,000 | $ 122,000 |
| Grafton County New Hampshire | 2 | $ 410,000 | $ 205,000 | $ 214,000 |
| Cape May County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| San Juan County New Mexico | 2 | $ 80,000 | $ 40,000 | $ 190,000 |
| San Miguel County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 15,000 |
| Cayuga County New York | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Chenango County New York | 2 | $ 200,000 | $ 100,000 | $ 176,000 |
| Herkimer County New York | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Orleans County New York | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Oswego County New York | 2 | $ 160,000 | $ 80,000 | $ 80,000 |
| Beaufort County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 174,000 |
| Camden County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 108,000 |
| Cleveland County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 402,000 |
| Craven County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Madison County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 174,000 |
| Randolph County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Rowan County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 82,000 |
| Yadkin County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 106,000 |
| Lucas County Ohio | 2 | $ 140,000 | $ 70,000 | $ 162,000 |
| Richland County Ohio | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Tulsa County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 140,000 |
| Benton County Oregon | 2 | $ 810,000 | $ 405,000 | $ 204,000 |
| Centre County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 135,000 |
| Erie County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 112,000 |
| Fayette County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| McKean County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Newport County Rhode Island | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
| Aiken County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 78,000 |
| Jasper County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Pickens County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Meade County South Dakota | 2 | $ 41,110,000 | $ 20,555,000 | $ 124,000 |
| Minnehaha County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Dickson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 123,000 |
| Hawkins County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 22,000 |
| Knox County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 188,000 |
| Marshall County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 92,000 |
| Montgomery County Tennessee | 2 | $ 10,680,000 | $ 5,340,000 | $ 66,000 |
| Putnam County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| Williamson County Texas | 2 | $ 190,000 | $ 95,000 | $ 206,000 |
| Carbon County Utah | 2 | $ 130,000 | $ 65,000 | $ 120,000 |
| Summit County Utah | 2 | $ 410,000 | $ 205,000 | $ 421,000 |
| Wasatch County Utah | 2 | $ 1,300,000 | $ 650,000 | $ 331,000 |
| Chittenden County Vermont | 2 | $ 120,000 | $ 60,000 | $ 135,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 9,712 | $1,447,990,000 | $149,000 | $2,005,000 | $177,000 | $8,400,000 |
| Other Purpose | 4,351 | $596,345,000 | $137,000 | $1,505,000 | $158,000 | $3,600,000 |
| Cash-out Refinancing | 3,639 | $1,146,565,000 | $315,000 | $5,005,000 | $189,000 | $3,300,000 |
| Home Purchase | 2,631 | $1,336,295,000 | $507,000 | $14,205,000 | $212,000 | $6,825,000 |
| Refinancing | 846 | $842,425,000 | $996,000 | $70,005,000 | $208,000 | $2,267,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,912 | $2,315,910,000 | $212,000 | $3,505,000 | $186,000 | $3,600,000 |
| Not Provided | 5,231 | $1,419,375,000 | $271,000 | $12,005,000 | $184,000 | $8,400,000 |
| Hispanic | 1,846 | $290,490,000 | $157,000 | $2,695,000 | $147,000 | $3,500,000 |
| Asian | 1,753 | $521,995,000 | $297,000 | $3,305,000 | $202,000 | $6,825,000 |
| Black or African American | 1,238 | $182,810,000 | $147,000 | $2,095,000 | $135,000 | $1,253,000 |
| American Indian or Alaskan Native | 63 | $11,625,000 | $184,000 | $805,000 | $145,000 | $702,000 |
| Not applicable | 46 | $581,365,000 | $12,919,000 | $70,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 37 | $6,395,000 | $172,000 | $535,000 | $146,000 | $537,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,995 | $5,309,290,000 | $252,000 | $70,005,000 | $181,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 182 | $59,200,000 | $325,000 | $1,895,000 | $102,000 | $323,000 |
| VA-guaranteed (Veterans Administration) | 2 | $1,130,000 | $565,000 | $625,000 | $112,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,402 | $2,964,645,000 | $285,000 | $53,255,000 | $200,000 | $6,825,000 |
| Application Denied By Financial Institution | 7,742 | $1,341,210,000 | $173,000 | $14,755,000 | $152,000 | $8,400,000 |
| Application Withdrawn By Applicant | 2,353 | $777,785,000 | $330,000 | $70,005,000 | $188,000 | $3,500,000 |
| File Closed For Incompleteness | 436 | $173,300,000 | $397,000 | $3,505,000 | $176,000 | $2,400,000 |
| Application Approved But Not Accepted | 246 | $112,680,000 | $458,000 | $25,255,000 | $184,000 | $1,930,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,437 | $4,028,410,000 | $299,000 | $70,005,000 | $197,000 | $6,825,000 |
| Credit History | 2,501 | $294,315,000 | $117,000 | $14,755,000 | $140,000 | $8,400,000 |
| Debt-To-Income Ratio | 2,171 | $439,035,000 | $202,000 | $2,935,000 | $98,000 | $1,150,000 |
| Collateral | 1,367 | $270,045,000 | $197,000 | $3,155,000 | $207,000 | $3,132,000 |
| Credit Application Incomplete | 1,076 | $213,300,000 | $198,000 | $12,005,000 | $192,000 | $3,300,000 |
| Unverifiable Information | 501 | $84,835,000 | $169,000 | $1,005,000 | $194,000 | $2,200,000 |
| Employment History | 66 | $20,550,000 | $311,000 | $1,505,000 | $250,000 | $3,600,000 |
| Other | 50 | $13,220,000 | $264,000 | $705,000 | $174,000 | $722,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $4,825,000 | $536,000 | $1,325,000 | $124,000 | $202,000 |
| Mortgage Insurance Denied | 1 | $1,085,000 | $1,085,000 | $1,085,000 | $446,000 | $446,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.