Beverly Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2015
In 2015, Beverly Bank & Trust Company, N.A. of Chicago, IL reported 49 mortgage applications totaling $15.4 million, up 11% from 2014. The average application was for $314,061, and applicants reported an average income of $143,020. 69% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (47), Kalamazoo-Portage, MI (1) and Lake County-Kenosha County, IL-WI (1) (applications in parentheses).
| Mortgage Company & Address | Beverly Bank & Trust Company, N.A. 10258 S Western Ave Chicago, IL 60643 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 49 |
| Total Mortgage Loan Application Amount | $15,389,000 |
| Average Mortgage Loan Application Amount | $314,061 |
| Highest Mortgage Loan Application Amount | $4,181,000 |
| Average Applicant Income | $143,020 |
| Highest Applicant Income | $1,410,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beverly Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 47 | $ 14,561,000 | $ 309,808 | $ 131,000 |
| Van Buren, Michigan | 1 | $ 265,000 | $ 265,000 | $ 649,000 |
| Kenosha, Wisconsin | 1 | $ 563,000 | $ 563,000 | $ 182,000 |
Mortgage Loan Application Detail Totals for Beverly Bank & Trust Company, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 38 | $8,487,000 | $223,000 | $720,000 | $127,000 | $749,000 |
| Refinancing | 7 | $5,613,000 | $801,000 | $4,181,000 | $250,000 | $1,410,000 |
| Home Improvement | 4 | $1,289,000 | $322,000 | $416,000 | $108,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 13 | $1,942,000 | $149,000 | $238,000 | $50,000 | $90,000 |
| White | 13 | $8,170,000 | $628,000 | $4,181,000 | $259,000 | $1,410,000 |
| Not Provided | 11 | $2,852,000 | $259,000 | $563,000 | $154,000 | $649,000 |
| Black or African American | 6 | $1,170,000 | $195,000 | $576,000 | $203,000 | $749,000 |
| Not applicable | 5 | $1,155,000 | $231,000 | $325,000 | $0 | $0 |
| Asian | 1 | $100,000 | $100,000 | $100,000 | $57,000 | $57,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 43 | $14,362,000 | $334,000 | $4,181,000 | $156,000 | $1,410,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,027,000 | $171,000 | $238,000 | $46,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 34 | $13,350,000 | $392,000 | $4,181,000 | $182,000 | $1,410,000 |
| Loan Purchased By The Institution | 15 | $2,039,000 | $135,000 | $238,000 | $54,000 | $106,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beverly Bank & Trust Company, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beverly Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About