Beverly Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2018
In 2018, Beverly Bank & Trust Company, N.A. of Chicago, IL reported 50 mortgage applications totaling $23.0 million, up 4% from 2017. The average application was for $460,600, and applicants reported an average income of $158,560. 78% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (49) and Lake County-Kenosha County, IL-WI (1).
| Mortgage Company & Address | Beverly Bank & Trust Company, N.A. 10258 S Western Ave Chicago, IL 60643 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 50 |
| Total Mortgage Loan Application Amount | $23,030,000 |
| Average Mortgage Loan Application Amount | $460,600 |
| Highest Mortgage Loan Application Amount | $3,305,000 |
| Average Applicant Income | $158,560 |
| Highest Applicant Income | $570,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beverly Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 49 | $ 22,025,000 | $ 449,489 | $ 135,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 1,005,000 | $ 1,005,000 | $ 318,000 |
Mortgage Loan Application Detail Totals for Beverly Bank & Trust Company, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 22 | $10,480,000 | $476,000 | $3,305,000 | $101,000 | $235,000 |
| Refinancing | 17 | $9,625,000 | $566,000 | $2,675,000 | $228,000 | $570,000 |
| Cash-out Refinancing | 8 | $2,660,000 | $332,000 | $1,005,000 | $148,000 | $318,000 |
| Home Improvement | 2 | $230,000 | $115,000 | $175,000 | $237,000 | $308,000 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $172,000 | $172,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15 | $14,475,000 | $965,000 | $3,305,000 | $0 | $0 |
| White | 14 | $3,510,000 | $250,000 | $455,000 | $136,000 | $246,000 |
| Black or African American | 13 | $2,265,000 | $174,000 | $405,000 | $144,000 | $570,000 |
| Not Provided | 3 | $435,000 | $145,000 | $225,000 | $113,000 | $172,000 |
| Hispanic | 2 | $960,000 | $480,000 | $585,000 | $148,000 | $148,000 |
| Asian | 2 | $380,000 | $190,000 | $225,000 | $87,000 | $112,000 |
| American Indian or Alaskan Native | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $318,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50 | $23,030,000 | $460,000 | $3,305,000 | $141,000 | $570,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 39 | $20,675,000 | $530,000 | $3,305,000 | $142,000 | $570,000 |
| Application Withdrawn By Applicant | 8 | $2,110,000 | $263,000 | $445,000 | $148,000 | $220,000 |
| Application Denied By Financial Institution | 3 | $245,000 | $81,000 | $165,000 | $110,000 | $235,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 47 | $22,785,000 | $484,000 | $3,305,000 | $144,000 | $570,000 |
| Credit History | 2 | $180,000 | $90,000 | $165,000 | $145,000 | $235,000 |
| Collateral | 1 | $65,000 | $65,000 | $65,000 | $39,000 | $39,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beverly Bank & Trust Company, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beverly Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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