Beverly Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2025
In 2025, Beverly Bank & Trust Company, N.A. of Chicago, IL reported 98 mortgage applications totaling $59.4 million, up 22% from 2024. The average application was for $605,714, and applicants reported an average income of $280,551. 66% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville, IL (76), Anaheim-Santa Ana-Irvine, CA (2) and Minneapolis-St. Paul-Bloomington, MN-WI (2) (applications in parentheses).
| Mortgage Company & Address | Beverly Bank & Trust Company, N.A. 10258 South Western Avenue Chicago, IL 60643 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 98 |
| Total Mortgage Loan Application Amount | $59,360,000 |
| Average Mortgage Loan Application Amount | $605,714 |
| Highest Mortgage Loan Application Amount | $2,345,000 |
| Average Applicant Income | $280,551 |
| Highest Applicant Income | $1,496,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beverly Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 76 | $ 33,100,000 | $ 435,526 | $ 183,000 |
| Outside any metro area | 3 | $ 3,595,000 | $ 1,198,333 | $ 415,333 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 3,700,000 | $ 1,850,000 | $ 505,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 1,530,000 | $ 765,000 | $ 525,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 2,970,000 | $ 1,485,000 | $ 482,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,890,000 | $ 945,000 | $ 282,000 |
| Canton-Massillon, OH | 1 | $ 2,345,000 | $ 2,345,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Elgin, IL | 1 | $ 665,000 | $ 665,000 | $ 266,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 905,000 | $ 905,000 | $ 1,496,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 1,185,000 | $ 1,185,000 | $ 620,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 1,305,000 | $ 1,305,000 | $ 664,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 1,435,000 | $ 1,435,000 | $ 478,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 1,145,000 | $ 1,145,000 | $ 647,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 1,665,000 | $ 1,665,000 | $ 1,081,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 825,000 | $ 825,000 | $ 505,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 895,000 | $ 895,000 | $ 401,000 |
Mortgage Loan Application Detail Totals for Beverly Bank & Trust Company, N.A. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 55 | $35,735,000 | $649,000 | $2,345,000 | $256,000 | $1,496,000 |
| Refinancing | 33 | $22,275,000 | $675,000 | $1,865,000 | $382,000 | $1,081,000 |
| Cash-out Refinancing | 5 | $765,000 | $153,000 | $265,000 | $65,000 | $103,000 |
| Other Purpose | 3 | $405,000 | $135,000 | $155,000 | $107,000 | $221,000 |
| Home Improvement | 2 | $180,000 | $90,000 | $95,000 | $81,000 | $120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 35 | $27,465,000 | $784,000 | $2,325,000 | $368,000 | $1,496,000 |
| Not applicable | 21 | $9,275,000 | $441,000 | $2,345,000 | $60,000 | $88,000 |
| Black or African American | 18 | $5,240,000 | $291,000 | $1,085,000 | $143,000 | $769,000 |
| Not Provided | 11 | $7,565,000 | $687,000 | $1,415,000 | $278,000 | $647,000 |
| Asian | 7 | $6,995,000 | $999,000 | $1,945,000 | $364,000 | $710,000 |
| Hispanic | 6 | $2,820,000 | $470,000 | $1,305,000 | $240,000 | $664,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 98 | $59,360,000 | $605,000 | $2,345,000 | $268,000 | $1,496,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 65 | $47,105,000 | $724,000 | $2,345,000 | $328,000 | $1,496,000 |
| Application Withdrawn By Applicant | 13 | $8,295,000 | $638,000 | $1,665,000 | $325,000 | $1,081,000 |
| Application Denied By Financial Institution | 9 | $2,065,000 | $229,000 | $305,000 | $89,000 | $165,000 |
| Loan Purchased By The Institution | 9 | $1,295,000 | $143,000 | $305,000 | $60,000 | $88,000 |
| Application Approved But Not Accepted | 1 | $455,000 | $455,000 | $455,000 | $150,000 | $150,000 |
| File Closed For Incompleteness | 1 | $145,000 | $145,000 | $145,000 | $45,000 | $45,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 89 | $57,295,000 | $643,000 | $2,345,000 | $289,000 | $1,496,000 |
| Collateral | 5 | $1,195,000 | $239,000 | $305,000 | $110,000 | $165,000 |
| Debt-To-Income Ratio | 4 | $870,000 | $217,000 | $265,000 | $63,000 | $87,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beverly Bank & Trust Company, N.A.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beverly Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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