Bison State Bank Mortgage Lending & HMDA Data, 2025
In 2025, Bison State Bank of Bison, KS reported 1,117 mortgage applications totaling $587.0 million, up 740% from 2024. The average application was for $525,474, and applicants reported an average income of $224,707. 58% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Kansas City, MO-KS (120), Houston-The Woodlands-Sugar Land, TX (33) and Chicago-Naperville, IL (30) (applications in parentheses).
| Mortgage Company & Address | Bison State Bank 223 Main St Bison, KS 67520 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 1,117 |
| Total Mortgage Loan Application Amount | $586,955,000 |
| Average Mortgage Loan Application Amount | $525,474 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $224,707 |
| Highest Applicant Income | $1,534,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bison State Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson, Kansas | 49 | $ 20,085,000 | $ 409,897 | $ 177,000 |
| Jackson, Missouri | 31 | $ 13,135,000 | $ 423,709 | $ 166,000 |
| Cook, Illinois | 26 | $ 14,880,000 | $ 572,307 | $ 243,000 |
| King, Washington | 26 | $ 17,590,000 | $ 676,538 | $ 305,000 |
| Maricopa, Arizona | 19 | $ 10,865,000 | $ 571,842 | $ 246,000 |
| Harris, Texas | 19 | $ 9,895,000 | $ 520,789 | $ 277,000 |
| Los Angeles, California | 15 | $ 15,765,000 | $ 1,051,000 | $ 314,000 |
| Snohomish, Washington | 15 | $ 10,205,000 | $ 680,333 | $ 304,000 |
| Middlesex, Massachusetts | 13 | $ 7,645,000 | $ 588,076 | $ 250,000 |
| Alameda, California | 11 | $ 8,385,000 | $ 762,272 | $ 345,000 |
| Wyandotte, Kansas | 11 | $ 2,655,000 | $ 241,363 | $ 99,000 |
| Wake, North Carolina | 11 | $ 5,005,000 | $ 455,000 | $ 166,000 |
| Collin, Texas | 11 | $ 5,785,000 | $ 525,909 | $ 228,000 |
| Fairfax, Virginia | 11 | $ 8,095,000 | $ 735,909 | $ 234,000 |
| Orange, California | 10 | $ 7,530,000 | $ 753,000 | $ 302,000 |
| Hennepin, Minnesota | 10 | $ 5,650,000 | $ 565,000 | $ 173,000 |
| Riverside, California | 9 | $ 5,125,000 | $ 569,444 | $ 334,000 |
| Clark, Nevada | 9 | $ 4,575,000 | $ 508,333 | $ 159,000 |
| Dallas, Texas | 9 | $ 4,745,000 | $ 527,222 | $ 207,000 |
| Jefferson, Colorado | 8 | $ 3,580,000 | $ 447,500 | $ 255,000 |
| Lee, Florida | 8 | $ 3,810,000 | $ 476,250 | $ 172,000 |
| Clay, Missouri | 8 | $ 4,250,000 | $ 531,250 | $ 211,000 |
| Bergen, New Jersey | 8 | $ 6,160,000 | $ 770,000 | $ 286,000 |
| Essex, New Jersey | 8 | $ 4,750,000 | $ 593,750 | $ 210,000 |
| Travis, Texas | 8 | $ 4,510,000 | $ 563,750 | $ 184,000 |
| Williamson, Texas | 8 | $ 3,510,000 | $ 438,750 | $ 146,000 |
| Pierce, Washington | 8 | $ 4,720,000 | $ 590,000 | $ 294,000 |
| San Diego, California | 7 | $ 5,225,000 | $ 746,428 | $ 318,000 |
| Miami-Dade, Florida | 7 | $ 3,465,000 | $ 495,000 | $ 246,000 |
| Fulton, Georgia | 7 | $ 2,935,000 | $ 419,285 | $ 158,000 |
| St. Charles, Missouri | 7 | $ 2,225,000 | $ 317,857 | $ 154,000 |
| Ocean, New Jersey | 7 | $ 3,735,000 | $ 533,571 | $ 299,000 |
| Shelby, Tennessee | 7 | $ 2,945,000 | $ 420,714 | $ 292,000 |
| Loudoun, Virginia | 7 | $ 4,945,000 | $ 706,428 | $ 232,000 |
| Denver, Colorado | 6 | $ 3,580,000 | $ 596,666 | $ 167,000 |
| Leavenworth, Kansas | 6 | $ 1,290,000 | $ 215,000 | $ 13,000 |
| St. Louis, Missouri | 6 | $ 3,400,000 | $ 566,666 | $ 254,000 |
| Monmouth, New Jersey | 6 | $ 3,600,000 | $ 600,000 | $ 244,000 |
| Mecklenburg, North Carolina | 6 | $ 2,620,000 | $ 436,666 | $ 184,000 |
| Hamilton, Ohio | 6 | $ 2,360,000 | $ 393,333 | $ 158,000 |
| Denton, Texas | 6 | $ 2,620,000 | $ 436,666 | $ 264,000 |
| Prince William, Virginia | 6 | $ 3,120,000 | $ 520,000 | $ 163,000 |
| Clark, Washington | 6 | $ 3,710,000 | $ 618,333 | $ 279,000 |
| Island, Washington | 6 | $ 3,980,000 | $ 663,333 | $ 276,000 |
| San Bernardino, California | 5 | $ 2,825,000 | $ 565,000 | $ 213,000 |
| Hillsborough, Florida | 5 | $ 2,745,000 | $ 549,000 | $ 289,000 |
| Orange, Florida | 5 | $ 2,135,000 | $ 427,000 | $ 147,000 |
| Cobb, Georgia | 5 | $ 2,395,000 | $ 479,000 | $ 197,000 |
| Forsyth, Georgia | 5 | $ 3,205,000 | $ 641,000 | $ 186,000 |
| Platte, Missouri | 5 | $ 2,705,000 | $ 541,000 | $ 212,000 |
| Hudson, New Jersey | 5 | $ 3,355,000 | $ 671,000 | $ 363,000 |
| Mercer, New Jersey | 5 | $ 2,655,000 | $ 531,000 | $ 263,000 |
| Middlesex, New Jersey | 5 | $ 2,905,000 | $ 581,000 | $ 270,000 |
| Somerset, New Jersey | 5 | $ 2,815,000 | $ 563,000 | $ 326,000 |
| Tarrant, Texas | 5 | $ 2,555,000 | $ 511,000 | $ 207,000 |
| Salt Lake, Utah | 5 | $ 3,815,000 | $ 763,000 | $ 223,000 |
| Pima, Arizona | 4 | $ 1,500,000 | $ 375,000 | $ 261,000 |
| San Francisco, California | 4 | $ 2,610,000 | $ 652,500 | $ 256,000 |
| San Joaquin, California | 4 | $ 2,480,000 | $ 620,000 | $ 233,000 |
| San Mateo, California | 4 | $ 3,940,000 | $ 985,000 | $ 506,000 |
| El Paso, Colorado | 4 | $ 2,090,000 | $ 522,500 | $ 204,000 |
| New Castle, Delaware | 4 | $ 2,240,000 | $ 560,000 | $ 254,000 |
| District of Columbia, District Of Columbia | 4 | $ 2,620,000 | $ 655,000 | $ 195,000 |
| Brevard, Florida | 4 | $ 1,770,000 | $ 442,500 | $ 154,000 |
| DuPage, Illinois | 4 | $ 1,770,000 | $ 442,500 | $ 166,000 |
| Hamilton, Indiana | 4 | $ 3,130,000 | $ 782,500 | $ 189,000 |
| Hancock, Indiana | 4 | $ 2,220,000 | $ 555,000 | $ 185,000 |
| Wayne, Michigan | 4 | $ 1,920,000 | $ 480,000 | $ 191,000 |
| Cass, Missouri | 4 | $ 1,640,000 | $ 410,000 | $ 185,000 |
| Washoe, Nevada | 4 | $ 2,720,000 | $ 680,000 | $ 325,000 |
| Camden, New Jersey | 4 | $ 1,740,000 | $ 435,000 | $ 148,000 |
| Bernalillo, New Mexico | 4 | $ 2,510,000 | $ 627,500 | $ 294,000 |
| Jackson, Oregon | 4 | $ 1,550,000 | $ 387,500 | $ 199,000 |
| Multnomah, Oregon | 4 | $ 2,960,000 | $ 740,000 | $ 328,000 |
| Allegheny, Pennsylvania | 4 | $ 2,180,000 | $ 545,000 | $ 305,000 |
| Philadelphia, Pennsylvania | 4 | $ 1,840,000 | $ 460,000 | $ 264,000 |
| York, South Carolina | 4 | $ 1,910,000 | $ 477,500 | $ 144,000 |
| Knox, Tennessee | 4 | $ 1,460,000 | $ 365,000 | $ 520,000 |
| Sevier, Tennessee | 4 | $ 1,950,000 | $ 487,500 | $ 242,000 |
| Montgomery, Texas | 4 | $ 2,700,000 | $ 675,000 | $ 278,000 |
| Contra Costa, California | 3 | $ 2,105,000 | $ 701,666 | $ 307,000 |
| Placer, California | 3 | $ 1,635,000 | $ 545,000 | $ 230,000 |
| Adams, Colorado | 3 | $ 1,195,000 | $ 398,333 | $ 144,000 |
| Broomfield, Colorado | 3 | $ 2,405,000 | $ 801,666 | $ 319,000 |
| Broward, Florida | 3 | $ 1,775,000 | $ 591,666 | $ 218,000 |
| Duval, Florida | 3 | $ 1,485,000 | $ 495,000 | $ 200,000 |
| Pasco, Florida | 3 | $ 1,095,000 | $ 365,000 | $ 182,000 |
| Seminole, Florida | 3 | $ 1,855,000 | $ 618,333 | $ 146,000 |
| Ada, Idaho | 3 | $ 1,715,000 | $ 571,666 | $ 145,000 |
| Lake, Illinois | 3 | $ 1,275,000 | $ 425,000 | $ 197,000 |
| Miami, Kansas | 3 | $ 1,125,000 | $ 375,000 | $ 98,000 |
| Suffolk, Massachusetts | 3 | $ 1,115,000 | $ 371,666 | $ 146,000 |
| Worcester, Massachusetts | 3 | $ 1,365,000 | $ 455,000 | $ 157,000 |
| Oakland, Michigan | 3 | $ 1,255,000 | $ 418,333 | $ 160,000 |
| Anoka, Minnesota | 3 | $ 1,325,000 | $ 441,666 | $ 149,000 |
| Morris, New Jersey | 3 | $ 2,065,000 | $ 688,333 | $ 218,000 |
| Union, New Jersey | 3 | $ 1,555,000 | $ 518,333 | $ 262,000 |
| Union, North Carolina | 3 | $ 1,325,000 | $ 441,666 | $ 276,000 |
| Franklin, Ohio | 3 | $ 1,255,000 | $ 418,333 | $ 169,000 |
| Tulsa, Oklahoma | 3 | $ 1,555,000 | $ 518,333 | $ 150,000 |
| Chester, Pennsylvania | 3 | $ 1,755,000 | $ 585,000 | $ 193,000 |
| Montgomery, Pennsylvania | 3 | $ 1,605,000 | $ 535,000 | $ 184,000 |
| Hamilton, Tennessee | 3 | $ 1,135,000 | $ 378,333 | $ 328,000 |
| Fort Bend, Texas | 3 | $ 1,695,000 | $ 565,000 | $ 328,000 |
| Grayson, Texas | 3 | $ 1,955,000 | $ 651,666 | $ 263,000 |
| Parker, Texas | 3 | $ 1,265,000 | $ 421,666 | $ 151,000 |
| Utah, Utah | 3 | $ 2,085,000 | $ 695,000 | $ 196,000 |
| Weber, Utah | 3 | $ 1,145,000 | $ 381,666 | $ 98,000 |
| Limestone, Alabama | 2 | $ 720,000 | $ 360,000 | $ 162,000 |
| Shelby, Alabama | 2 | $ 780,000 | $ 390,000 | $ 104,000 |
| El Dorado, California | 2 | $ 1,230,000 | $ 615,000 | $ 330,000 |
| Fresno, California | 2 | $ 1,110,000 | $ 555,000 | $ 194,000 |
| Sacramento, California | 2 | $ 1,470,000 | $ 735,000 | $ 241,000 |
| Douglas, Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 367,000 |
| Ouray, Colorado | 2 | $ 1,110,000 | $ 555,000 | $ 426,000 |
| Weld, Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 189,000 |
| South Central Connecticut Planning Region, Connecticut | 2 | $ 1,290,000 | $ 645,000 | $ 275,000 |
| Western Connecticut Planning Region, Connecticut | 2 | $ 1,450,000 | $ 725,000 | $ 234,000 |
| Kent, Delaware | 2 | $ 840,000 | $ 420,000 | $ 85,000 |
| Sussex, Delaware | 2 | $ 910,000 | $ 455,000 | $ 162,000 |
| Bay, Florida | 2 | $ 1,370,000 | $ 685,000 | $ 400,000 |
| Okaloosa, Florida | 2 | $ 1,140,000 | $ 570,000 | $ 282,000 |
| Osceola, Florida | 2 | $ 880,000 | $ 440,000 | $ 173,000 |
| Palm Beach, Florida | 2 | $ 1,110,000 | $ 555,000 | $ 250,000 |
| Pinellas, Florida | 2 | $ 1,280,000 | $ 640,000 | $ 347,000 |
| Sarasota, Florida | 2 | $ 620,000 | $ 310,000 | $ 327,000 |
| St. Johns, Florida | 2 | $ 1,410,000 | $ 705,000 | $ 335,000 |
| Walton, Florida | 2 | $ 1,150,000 | $ 575,000 | $ 127,000 |
| Cherokee, Georgia | 2 | $ 1,410,000 | $ 705,000 | $ 260,000 |
| Gilmer, Georgia | 2 | $ 1,050,000 | $ 525,000 | $ 532,000 |
| Jackson, Georgia | 2 | $ 1,000,000 | $ 500,000 | $ 147,000 |
| Muscogee, Georgia | 2 | $ 230,000 | $ 115,000 | $ 150,000 |
| Franklin, Idaho | 2 | $ 1,400,000 | $ 700,000 | $ 161,000 |
| Kendall, Illinois | 2 | $ 770,000 | $ 385,000 | $ 175,000 |
| Sangamon, Illinois | 2 | $ 760,000 | $ 380,000 | $ 183,000 |
| Polk, Iowa | 2 | $ 710,000 | $ 355,000 | $ 167,000 |
| Ellis, Kansas | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Pawnee, Kansas | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Rush, Kansas | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Shawnee, Kansas | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Androscoggin, Maine | 2 | $ 980,000 | $ 490,000 | $ 133,000 |
| Cumberland, Maine | 2 | $ 870,000 | $ 435,000 | $ 151,000 |
| Hancock, Maine | 2 | $ 840,000 | $ 420,000 | $ 229,000 |
| York, Maine | 2 | $ 1,250,000 | $ 625,000 | $ 139,000 |
| Bristol, Massachusetts | 2 | $ 1,350,000 | $ 675,000 | $ 246,000 |
| Hampden, Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 183,000 |
| Norfolk, Massachusetts | 2 | $ 1,430,000 | $ 715,000 | $ 211,000 |
| Grand Traverse, Michigan | 2 | $ 970,000 | $ 485,000 | $ 169,000 |
| Macomb, Michigan | 2 | $ 1,440,000 | $ 720,000 | $ 233,000 |
| Scott, Minnesota | 2 | $ 730,000 | $ 365,000 | $ 209,000 |
| Washington, Minnesota | 2 | $ 1,850,000 | $ 925,000 | $ 390,000 |
| Boone, Missouri | 2 | $ 950,000 | $ 475,000 | $ 176,000 |
| Cole, Missouri | 2 | $ 590,000 | $ 295,000 | $ 174,000 |
| Lincoln, Missouri | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Cascade, Montana | 2 | $ 840,000 | $ 420,000 | $ 139,000 |
| Madison, Nebraska | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Carroll, New Hampshire | 2 | $ 1,030,000 | $ 515,000 | $ 275,000 |
| Cheshire, New Hampshire | 2 | $ 900,000 | $ 450,000 | $ 90,000 |
| Grafton, New Hampshire | 2 | $ 1,440,000 | $ 720,000 | $ 520,000 |
| Rockingham, New Hampshire | 2 | $ 1,320,000 | $ 660,000 | $ 208,000 |
| Atlantic, New Jersey | 2 | $ 1,120,000 | $ 560,000 | $ 203,000 |
| Burlington, New Jersey | 2 | $ 1,250,000 | $ 625,000 | $ 271,000 |
| Cape May, New Jersey | 2 | $ 920,000 | $ 460,000 | $ 329,000 |
| Hunterdon, New Jersey | 2 | $ 1,240,000 | $ 620,000 | $ 289,000 |
| Santa Fe, New Mexico | 2 | $ 1,200,000 | $ 600,000 | $ 216,000 |
| Cabarrus, North Carolina | 2 | $ 610,000 | $ 305,000 | $ 137,000 |
| Dare, North Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 521,000 |
| Forsyth, North Carolina | 2 | $ 850,000 | $ 425,000 | $ 177,000 |
| Gaston, North Carolina | 2 | $ 1,520,000 | $ 760,000 | $ 236,000 |
| Guilford, North Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 220,000 |
| New Hanover, North Carolina | 2 | $ 1,150,000 | $ 575,000 | $ 278,000 |
| Yancey, North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 320,000 |
| Delaware, Ohio | 2 | $ 800,000 | $ 400,000 | $ 232,000 |
| Warren, Ohio | 2 | $ 960,000 | $ 480,000 | $ 188,000 |
| Oklahoma, Oklahoma | 2 | $ 870,000 | $ 435,000 | $ 206,000 |
| Rogers, Oklahoma | 2 | $ 760,000 | $ 380,000 | $ 140,000 |
| Deschutes, Oregon | 2 | $ 1,420,000 | $ 710,000 | $ 344,000 |
| Bucks, Pennsylvania | 2 | $ 1,050,000 | $ 525,000 | $ 312,000 |
| Lancaster, Pennsylvania | 2 | $ 1,130,000 | $ 565,000 | $ 256,000 |
| Monroe, Pennsylvania | 2 | $ 690,000 | $ 345,000 | $ 362,000 |
| Berkeley, South Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 283,000 |
| Greenville, South Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 357,000 |
| Lexington, South Carolina | 2 | $ 560,000 | $ 280,000 | $ 105,000 |
| Oconee, South Carolina | 2 | $ 840,000 | $ 420,000 | $ 274,000 |
| Spartanburg, South Carolina | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Anderson, Tennessee | 2 | $ 530,000 | $ 265,000 | $ 216,000 |
| Davidson, Tennessee | 2 | $ 1,120,000 | $ 560,000 | $ 140,000 |
| Williamson, Tennessee | 2 | $ 1,180,000 | $ 590,000 | $ 148,000 |
| Brazoria, Texas | 2 | $ 1,250,000 | $ 625,000 | $ 389,000 |
| Galveston, Texas | 2 | $ 690,000 | $ 345,000 | $ 285,000 |
| Liberty, Texas | 2 | $ 1,140,000 | $ 570,000 | $ 247,000 |
| Maverick, Texas | 2 | $ 760,000 | $ 380,000 | $ 119,000 |
| Davis, Utah | 2 | $ 1,100,000 | $ 550,000 | $ 150,000 |
| Henrico, Virginia | 2 | $ 650,000 | $ 325,000 | $ 142,000 |
| Louisa, Virginia | 2 | $ 2,210,000 | $ 1,105,000 | $ 514,000 |
| San Juan, Washington | 2 | $ 990,000 | $ 495,000 | $ 183,000 |
| Skagit, Washington | 2 | $ 1,340,000 | $ 670,000 | $ 267,000 |
| Spokane, Washington | 2 | $ 1,010,000 | $ 505,000 | $ 241,000 |
| Milwaukee, Wisconsin | 2 | $ 920,000 | $ 460,000 | $ 147,000 |
| Baldwin, Alabama | 1 | $ 705,000 | $ 705,000 | $ 400,000 |
| Cherokee, Alabama | 1 | $ 435,000 | $ 435,000 | $ 163,000 |
| Elmore, Alabama | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Houston, Alabama | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Mobile, Alabama | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Mohave, Arizona | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Navajo, Arizona | 1 | $ 605,000 | $ 605,000 | $ 238,000 |
| Pinal, Arizona | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Benton, Arkansas | 1 | $ 635,000 | $ 635,000 | $ 192,000 |
| Boone, Arkansas | 1 | $ 405,000 | $ 405,000 | $ 499,000 |
| Greene, Arkansas | 1 | $ 395,000 | $ 395,000 | $ 143,000 |
| Izard, Arkansas | 1 | $ 255,000 | $ 255,000 | $ 192,000 |
| Lonoke, Arkansas | 1 | $ 315,000 | $ 315,000 | $ 204,000 |
| Washington, Arkansas | 1 | $ 465,000 | $ 465,000 | $ 235,000 |
| Butte, California | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Calaveras, California | 1 | $ 425,000 | $ 425,000 | $ 285,000 |
| Kern, California | 1 | $ 405,000 | $ 405,000 | $ 240,000 |
| Santa Barbara, California | 1 | $ 1,025,000 | $ 1,025,000 | $ 275,000 |
| Santa Clara, California | 1 | $ 805,000 | $ 805,000 | $ 154,000 |
| Sonoma, California | 1 | $ 745,000 | $ 745,000 | $ 131,000 |
| Stanislaus, California | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Ventura, California | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Arapahoe, Colorado | 1 | $ 685,000 | $ 685,000 | $ 258,000 |
| Archuleta, Colorado | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Boulder, Colorado | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Fremont, Colorado | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Gilpin, Colorado | 1 | $ 805,000 | $ 805,000 | $ 369,000 |
| Larimer, Colorado | 1 | $ 785,000 | $ 785,000 | $ 318,000 |
| Summit, Colorado | 1 | $ 2,305,000 | $ 2,305,000 | $ 1,534,000 |
| Teller, Colorado | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Capitol Planning Region, Connecticut | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 355,000 | $ 355,000 | $ 292,000 |
| Charlotte, Florida | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Clay, Florida | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| Escambia, Florida | 1 | $ 305,000 | $ 305,000 | $ 233,000 |
| Manatee, Florida | 1 | $ 705,000 | $ 705,000 | $ 199,000 |
| Polk, Florida | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Santa Rosa, Florida | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| St. Lucie, Florida | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Volusia, Florida | 1 | $ 515,000 | $ 515,000 | $ 600,000 |
| Carroll, Georgia | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Chatham, Georgia | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Coweta, Georgia | 1 | $ 455,000 | $ 455,000 | $ 158,000 |
| DeKalb, Georgia | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Effingham, Georgia | 1 | $ 285,000 | $ 285,000 | $ 541,000 |
| Gwinnett, Georgia | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Hall, Georgia | 1 | $ 615,000 | $ 615,000 | $ 172,000 |
| Hancock, Georgia | 1 | $ 425,000 | $ 425,000 | $ 700,000 |
| Harris, Georgia | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Monroe, Georgia | 1 | $ 565,000 | $ 565,000 | $ 894,000 |
| Paulding, Georgia | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Pickens, Georgia | 1 | $ 705,000 | $ 705,000 | $ 280,000 |
| Union, Georgia | 1 | $ 615,000 | $ 615,000 | $ 218,000 |
| Walker, Georgia | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Bonneville, Idaho | 1 | $ 355,000 | $ 355,000 | $ 145,000 |
| Canyon, Idaho | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Twin Falls, Idaho | 1 | $ 1,645,000 | $ 1,645,000 | $ 375,000 |
| Valley, Idaho | 1 | $ 525,000 | $ 525,000 | $ 161,000 |
| Champaign, Illinois | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Kane, Illinois | 1 | $ 465,000 | $ 465,000 | $ 242,000 |
| Madison, Illinois | 1 | $ 625,000 | $ 625,000 | $ 177,000 |
| Monroe, Illinois | 1 | $ 605,000 | $ 605,000 | $ 186,000 |
| Bartholomew, Indiana | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Clark, Indiana | 1 | $ 545,000 | $ 545,000 | $ 195,000 |
| Daviess, Indiana | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Johnson, Indiana | 1 | $ 425,000 | $ 425,000 | $ 128,000 |
| Marion, Indiana | 1 | $ 435,000 | $ 435,000 | $ 203,000 |
| Monroe, Indiana | 1 | $ 275,000 | $ 275,000 | $ 397,000 |
| Whitley, Indiana | 1 | $ 285,000 | $ 285,000 | $ 285,000 |
| Pottawattamie, Iowa | 1 | $ 565,000 | $ 565,000 | $ 170,000 |
| Barton, Kansas | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Douglas, Kansas | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Franklin, Kansas | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Russell, Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Kenton, Kentucky | 1 | $ 575,000 | $ 575,000 | $ 243,000 |
| Nelson, Kentucky | 1 | $ 465,000 | $ 465,000 | $ 295,000 |
| Orleans, Louisiana | 1 | $ 395,000 | $ 395,000 | $ 81,000 |
| Aroostook, Maine | 1 | $ 375,000 | $ 375,000 | $ 201,000 |
| Penobscot, Maine | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Carroll, Maryland | 1 | $ 895,000 | $ 895,000 | $ 1,200,000 |
| Montgomery, Maryland | 1 | $ 495,000 | $ 495,000 | $ 126,000 |
| Barnstable, Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 288,000 |
| Berkshire, Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Essex, Massachusetts | 1 | $ 655,000 | $ 655,000 | $ 192,000 |
| Calhoun, Michigan | 1 | $ 565,000 | $ 565,000 | $ 202,000 |
| Kent, Michigan | 1 | $ 645,000 | $ 645,000 | $ 152,000 |
| Leelanau, Michigan | 1 | $ 375,000 | $ 375,000 | $ 171,000 |
| Ottawa, Michigan | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Washtenaw, Michigan | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Itasca, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Olmsted, Minnesota | 1 | $ 605,000 | $ 605,000 | $ 316,000 |
| Pine, Minnesota | 1 | $ 275,000 | $ 275,000 | $ 339,000 |
| Ramsey, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 248,000 |
| Rice, Minnesota | 1 | $ 515,000 | $ 515,000 | $ 195,000 |
| DeSoto, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 216,000 |
| Madison, Mississippi | 1 | $ 365,000 | $ 365,000 | $ 201,000 |
| Rankin, Mississippi | 1 | $ 445,000 | $ 445,000 | $ 456,000 |
| Stone, Mississippi | 1 | $ 295,000 | $ 295,000 | $ 235,000 |
| Bates, Missouri | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Camden, Missouri | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Clinton, Missouri | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Daviess, Missouri | 1 | $ 675,000 | $ 675,000 | $ 306,000 |
| Howard, Missouri | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Lafayette, Missouri | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Linn, Missouri | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Livingston, Missouri | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Ozark, Missouri | 1 | $ 365,000 | $ 365,000 | $ 215,000 |
| St. Louis City, Missouri | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Warren, Missouri | 1 | $ 445,000 | $ 445,000 | $ 110,000 |
| Carbon, Montana | 1 | $ 415,000 | $ 415,000 | $ 226,000 |
| Gallatin, Montana | 1 | $ 865,000 | $ 865,000 | $ 193,000 |
| Lake, Montana | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Madison, Montana | 1 | $ 575,000 | $ 575,000 | $ 119,000 |
| Missoula, Montana | 1 | $ 635,000 | $ 635,000 | $ 141,000 |
| Ravalli, Montana | 1 | $ 785,000 | $ 785,000 | $ 273,000 |
| Yellowstone, Montana | 1 | $ 425,000 | $ 425,000 | $ 192,000 |
| Lancaster, Nebraska | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Nemaha, Nebraska | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Sarpy, Nebraska | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Douglas, Nevada | 1 | $ 405,000 | $ 405,000 | $ 240,000 |
| Hillsborough, New Hampshire | 1 | $ 465,000 | $ 465,000 | $ 220,000 |
| Gloucester, New Jersey | 1 | $ 705,000 | $ 705,000 | $ 171,000 |
| Sussex, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Colfax, New Mexico | 1 | $ 805,000 | $ 805,000 | $ 424,000 |
| Dona Ana, New Mexico | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 215,000 |
| Brunswick, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Buncombe, North Carolina | 1 | $ 585,000 | $ 585,000 | $ 317,000 |
| Cherokee, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Chowan, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 171,000 |
| Durham, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 541,000 |
| Franklin, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 172,000 |
| Henderson, North Carolina | 1 | $ 665,000 | $ 665,000 | $ 465,000 |
| Hoke, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Johnston, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| McDowell, North Carolina | 1 | $ 615,000 | $ 615,000 | $ 338,000 |
| Onslow, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Orange, North Carolina | 1 | $ 1,075,000 | $ 1,075,000 | $ 244,000 |
| Rockingham, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Surry, North Carolina | 1 | $ 655,000 | $ 655,000 | $ 199,000 |
| Wayne, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Williams, North Dakota | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Cuyahoga, Ohio | 1 | $ 715,000 | $ 715,000 | $ 625,000 |
| Miami, Ohio | 1 | $ 345,000 | $ 345,000 | $ 177,000 |
| Montgomery, Ohio | 1 | $ 795,000 | $ 795,000 | $ 248,000 |
| Portage, Ohio | 1 | $ 745,000 | $ 745,000 | $ 174,000 |
| Stark, Ohio | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Canadian, Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Mayes, Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Clackamas, Oregon | 1 | $ 675,000 | $ 675,000 | $ 216,000 |
| Wasco, Oregon | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Washington, Oregon | 1 | $ 655,000 | $ 655,000 | $ 175,000 |
| Bradford, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Cumberland, Pennsylvania | 1 | $ 765,000 | $ 765,000 | $ 540,000 |
| Delaware, Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 291,000 |
| Luzerne, Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Union, Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 265,000 |
| Newport, Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Washington, Rhode Island | 1 | $ 565,000 | $ 565,000 | $ 160,000 |
| Lancaster, South Carolina | 1 | $ 695,000 | $ 695,000 | $ 333,000 |
| Hughes, South Dakota | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Minnehaha, South Dakota | 1 | $ 525,000 | $ 525,000 | $ 266,000 |
| Cumberland, Tennessee | 1 | $ 705,000 | $ 705,000 | $ 158,000 |
| Montgomery, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Sullivan, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Sumner, Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Washington, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Bexar, Texas | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Calhoun, Texas | 1 | $ 595,000 | $ 595,000 | $ 275,000 |
| Chambers, Texas | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Cooke, Texas | 1 | $ 265,000 | $ 265,000 | $ 205,000 |
| Ellis, Texas | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| Hays, Texas | 1 | $ 635,000 | $ 635,000 | $ 241,000 |
| Hunt, Texas | 1 | $ 465,000 | $ 465,000 | $ 290,000 |
| Rockwall, Texas | 1 | $ 605,000 | $ 605,000 | $ 150,000 |
| San Patricio, Texas | 1 | $ 265,000 | $ 265,000 | $ 225,000 |
| Wise, Texas | 1 | $ 535,000 | $ 535,000 | $ 390,000 |
| Lamoille, Vermont | 1 | $ 705,000 | $ 705,000 | $ 330,000 |
| Windham, Vermont | 1 | $ 335,000 | $ 335,000 | $ 413,000 |
| Albemarle, Virginia | 1 | $ 545,000 | $ 545,000 | $ 154,000 |
| Arlington, Virginia | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Augusta, Virginia | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Culpeper, Virginia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Falls Church, Virginia | 1 | $ 795,000 | $ 795,000 | $ 293,000 |
| Fluvanna, Virginia | 1 | $ 555,000 | $ 555,000 | $ 194,000 |
| New Kent, Virginia | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Newport News, Virginia | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Powhatan, Virginia | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Rockingham, Virginia | 1 | $ 615,000 | $ 615,000 | $ 199,000 |
| Spotsylvania, Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Stafford, Virginia | 1 | $ 395,000 | $ 395,000 | $ 119,000 |
| Virginia Beach, Virginia | 1 | $ 505,000 | $ 505,000 | $ 117,000 |
| Westmoreland, Virginia | 1 | $ 325,000 | $ 325,000 | $ 432,000 |
| York, Virginia | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Cowlitz, Washington | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Kitsap, Washington | 1 | $ 455,000 | $ 455,000 | $ 119,000 |
| Lewis, Washington | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Whatcom, Washington | 1 | $ 465,000 | $ 465,000 | $ 128,000 |
| Pocahontas, West Virginia | 1 | $ 175,000 | $ 175,000 | $ 251,000 |
| Dane, Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Kenosha, Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Langlade, Wisconsin | 1 | $ 1,245,000 | $ 1,245,000 | $ 530,000 |
| Rusk, Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 193,000 |
| Washington, Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 348,000 |
| Laramie, Wyoming | 1 | $ 545,000 | $ 545,000 | $ 270,000 |
| Sublette, Wyoming | 1 | $ 465,000 | $ 465,000 | $ 323,000 |
Mortgage Loan Application Detail Totals for Bison State Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 621 | $318,835,000 | $513,000 | $2,305,000 | $220,000 | $1,534,000 |
| Refinancing | 370 | $211,020,000 | $570,000 | $2,995,000 | $240,000 | $1,205,000 |
| Cash-out Refinancing | 126 | $57,100,000 | $453,000 | $1,505,000 | $203,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 551 | $286,825,000 | $520,000 | $2,955,000 | $220,000 | $1,534,000 |
| Not Provided | 291 | $156,195,000 | $536,000 | $2,995,000 | $243,000 | $1,205,000 |
| Asian | 159 | $91,535,000 | $575,000 | $2,255,000 | $250,000 | $758,000 |
| Hispanic | 72 | $32,920,000 | $457,000 | $975,000 | $185,000 | $654,000 |
| Black or African American | 35 | $14,965,000 | $427,000 | $965,000 | $153,000 | $346,000 |
| American Indian or Alaskan Native | 8 | $3,540,000 | $442,000 | $815,000 | $123,000 | $265,000 |
| Not applicable | 1 | $975,000 | $975,000 | $975,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 943 | $504,615,000 | $535,000 | $2,995,000 | $238,000 | $1,534,000 |
| VA-guaranteed (Veterans Administration) | 96 | $54,220,000 | $564,000 | $1,275,000 | $174,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 76 | $27,610,000 | $363,000 | $835,000 | $136,000 | $441,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $510,000 | $255,000 | $275,000 | $72,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 647 | $339,715,000 | $525,000 | $2,995,000 | $229,000 | $1,534,000 |
| Application Withdrawn By Applicant | 433 | $222,795,000 | $514,000 | $2,255,000 | $217,000 | $1,205,000 |
| File Closed For Incompleteness | 22 | $14,200,000 | $645,000 | $1,025,000 | $285,000 | $584,000 |
| Application Denied By Financial Institution | 11 | $8,385,000 | $762,000 | $2,955,000 | $206,000 | $699,000 |
| Application Approved But Not Accepted | 4 | $1,860,000 | $465,000 | $515,000 | $124,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,106 | $578,570,000 | $523,000 | $2,995,000 | $225,000 | $1,534,000 |
| Collateral | 3 | $1,425,000 | $475,000 | $665,000 | $230,000 | $339,000 |
| Debt-To-Income Ratio | 2 | $870,000 | $435,000 | $495,000 | $90,000 | $108,000 |
| Unverifiable Information | 2 | $3,280,000 | $1,640,000 | $2,955,000 | $163,000 | $223,000 |
| Credit History | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $699,000 | $699,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,275,000 | $1,275,000 | $1,275,000 | $131,000 | $131,000 |
| Other | 1 | $395,000 | $395,000 | $395,000 | $210,000 | $210,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bison State Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bison State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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