Bnb Financial Inc Mortgage Lending & HMDA Data, 2019

In 2019, Bnb Financial Inc of Glendale, CA reported 149 mortgage applications totaling $68.8 million, up 52% from 2018. The average application was for $461,912, and applicants reported an average income of $141,033. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (104), Anaheim-Santa Ana-Irvine, CA (15) and Riverside-San Bernardino-Ontario, CA (11) (applications in parentheses).

Mortgage Company & Address Bnb Financial Inc
700 N Brand Blvd Suite 800
Glendale, CA 91203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 149
Total Mortgage Loan Application Amount $68,825,000
Average Mortgage Loan Application Amount $461,912
Highest Mortgage Loan Application Amount $905,000
Average Applicant Income $141,033
Highest Applicant Income $1,074,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bnb Financial Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bnb Financial Inc by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 104 $ 48,290,000 $ 464,326 $ 132,000
Anaheim-Santa Ana-Irvine, CA 15 $ 8,535,000 $ 569,000 $ 238,000
Riverside-San Bernardino-Ontario, CA 11 $ 3,645,000 $ 331,363 $ 114,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 3,020,000 $ 503,333 $ 152,000
San Francisco-Redwood City-South San Francisco, CA 3 $ 1,775,000 $ 591,666 $ 249,000
Vallejo-Fairfield, CA 3 $ 935,000 $ 311,666 $ 82,000
Oakland-Hayward-Berkeley, CA 2 $ 1,090,000 $ 545,000 $ 108,000
San Diego-Carlsbad, CA 2 $ 700,000 $ 350,000 $ 109,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 315,000 $ 315,000 $ 67,000
Stockton-Lodi, CA 1 $ 335,000 $ 335,000 $ 78,000
Visalia-Porterville, CA 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for Bnb Financial Inc in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 57 $26,765,000 $469,000 $725,000 $162,000 $1,074,000
Refinancing 57 $26,945,000 $472,000 $905,000 $125,000 $527,000
Cash-out Refinancing 35 $15,115,000 $431,000 $725,000 $133,000 $283,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 97 $44,915,000 $463,000 $905,000 $130,000 $654,000
White 28 $13,130,000 $468,000 $725,000 $165,000 $1,074,000
Hispanic 20 $8,590,000 $429,000 $725,000 $144,000 $352,000
Black or African American 3 $1,545,000 $515,000 $545,000 $204,000 $357,000
Native Hawaiian or Other Pacific Islander 1 $645,000 $645,000 $645,000 $217,000 $217,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 116 $51,990,000 $448,000 $905,000 $156,000 $1,074,000
FHA-insured (Federal Housing Administration) 28 $13,760,000 $491,000 $725,000 $90,000 $218,000
VA-guaranteed (Veterans Administration) 5 $3,075,000 $615,000 $665,000 $62,000 $193,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 149 $68,825,000 $461,000 $905,000 $141,000 $1,074,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 149 $68,825,000 $461,000 $905,000 $141,000 $1,074,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnb Financial Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bnb Financial Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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