BNC National Bank Mortgage Lending & HMDA Data, 2020
In 2020, BNC National Bank of Bismarck, ND reported 13,776 mortgage applications totaling $5.0 billion, up 92% from 2019. The average application was for $361,447, and applicants reported an average income of $128,013. 61% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (847), Kansas City, MO-KS (684) and Seattle-Bellevue-Everett, WA (466) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,776 |
| Total Mortgage Loan Application Amount | $4,979,300,000 |
| Average Mortgage Loan Application Amount | $361,447 |
| Highest Mortgage Loan Application Amount | $1,865,000 |
| Average Applicant Income | $128,013 |
| Highest Applicant Income | $2,664,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 364 | $ 72,060,000 | $ 197,967 | $ 89,000 |
| Los Angeles, California | 360 | $ 176,640,000 | $ 490,666 | $ 161,000 |
| King, Washington | 347 | $ 170,245,000 | $ 490,619 | $ 171,000 |
| Burleigh, North Dakota | 294 | $ 67,010,000 | $ 227,925 | $ 156,000 |
| Johnson, Kansas | 256 | $ 66,300,000 | $ 258,984 | $ 107,000 |
| San Diego, California | 253 | $ 119,625,000 | $ 472,826 | $ 131,000 |
| Fairfax, Virginia | 246 | $ 118,890,000 | $ 483,292 | $ 140,000 |
| Clark, Nevada | 216 | $ 74,210,000 | $ 343,564 | $ 112,000 |
| Laclede, Missouri | 189 | $ 25,505,000 | $ 134,947 | $ 51,000 |
| Maricopa, Arizona | 183 | $ 58,285,000 | $ 318,497 | $ 137,000 |
| Jackson, Missouri | 174 | $ 33,600,000 | $ 193,103 | $ 81,000 |
| Orange, California | 162 | $ 81,120,000 | $ 500,740 | $ 158,000 |
| Alameda, California | 133 | $ 71,175,000 | $ 535,150 | $ 188,000 |
| District of Columbia, District Of Columbia | 125 | $ 58,205,000 | $ 465,640 | $ 177,000 |
| Riverside, California | 121 | $ 46,475,000 | $ 384,090 | $ 103,000 |
| El Paso, Colorado | 120 | $ 43,070,000 | $ 358,916 | $ 83,000 |
| Snohomish, Washington | 119 | $ 51,775,000 | $ 435,084 | $ 149,000 |
| Loudoun, Virginia | 114 | $ 54,440,000 | $ 477,543 | $ 154,000 |
| Montgomery, Maryland | 112 | $ 50,770,000 | $ 453,303 | $ 154,000 |
| Santa Clara, California | 103 | $ 55,345,000 | $ 537,330 | $ 171,000 |
| Middlesex, Massachusetts | 103 | $ 46,505,000 | $ 451,504 | $ 153,000 |
| Anne Arundel, Maryland | 100 | $ 40,670,000 | $ 406,700 | $ 77,000 |
| Contra Costa, California | 99 | $ 46,805,000 | $ 472,777 | $ 147,000 |
| Salt Lake, Utah | 97 | $ 38,495,000 | $ 396,855 | $ 125,000 |
| Travis, Texas | 91 | $ 36,555,000 | $ 401,703 | $ 173,000 |
| Collin, Texas | 90 | $ 31,450,000 | $ 349,444 | $ 156,000 |
| Douglas, Colorado | 87 | $ 37,595,000 | $ 432,126 | $ 130,000 |
| Wyandotte, Kansas | 84 | $ 12,130,000 | $ 144,404 | $ 50,000 |
| Pierce, Washington | 84 | $ 33,240,000 | $ 395,714 | $ 111,000 |
| Sacramento, California | 82 | $ 32,790,000 | $ 399,878 | $ 132,000 |
| Hennepin, Minnesota | 82 | $ 30,280,000 | $ 369,268 | $ 165,000 |
| Harris, Texas | 82 | $ 30,440,000 | $ 371,219 | $ 165,000 |
| Prince William, Virginia | 81 | $ 35,615,000 | $ 439,691 | $ 108,000 |
| Multnomah, Oregon | 78 | $ 31,220,000 | $ 400,256 | $ 151,000 |
| Broward, Florida | 77 | $ 29,385,000 | $ 381,623 | $ 150,000 |
| Washington, Oregon | 75 | $ 29,225,000 | $ 389,666 | $ 158,000 |
| Denver, Colorado | 71 | $ 29,775,000 | $ 419,366 | $ 165,000 |
| San Bernardino, California | 70 | $ 27,620,000 | $ 394,571 | $ 122,000 |
| Fulton, Georgia | 70 | $ 28,940,000 | $ 413,428 | $ 169,000 |
| Prince George's, Maryland | 69 | $ 26,985,000 | $ 391,086 | $ 156,000 |
| Mecklenburg, North Carolina | 68 | $ 24,980,000 | $ 367,352 | $ 132,000 |
| Wake, North Carolina | 68 | $ 24,930,000 | $ 366,617 | $ 139,000 |
| Rock Island, Illinois | 66 | $ 10,650,000 | $ 161,363 | $ 87,000 |
| Jefferson, Colorado | 64 | $ 26,510,000 | $ 414,218 | $ 148,000 |
| Orange, Florida | 62 | $ 22,200,000 | $ 358,064 | $ 118,000 |
| Palm Beach, Florida | 61 | $ 21,905,000 | $ 359,098 | $ 151,000 |
| Howard, Maryland | 61 | $ 25,405,000 | $ 416,475 | $ 119,000 |
| Morton, North Dakota | 60 | $ 15,120,000 | $ 252,000 | $ 136,000 |
| Fairfield, Connecticut | 59 | $ 24,015,000 | $ 407,033 | $ 172,000 |
| Butler, Kansas | 59 | $ 11,745,000 | $ 199,067 | $ 94,000 |
| Clay, Missouri | 58 | $ 13,230,000 | $ 228,103 | $ 81,000 |
| St. Johns, Florida | 56 | $ 20,910,000 | $ 373,392 | $ 111,000 |
| Hillsborough, Florida | 55 | $ 20,615,000 | $ 374,818 | $ 114,000 |
| Williamson, Tennessee | 55 | $ 21,855,000 | $ 397,363 | $ 133,000 |
| Ventura, California | 53 | $ 24,205,000 | $ 456,698 | $ 137,000 |
| Cobb, Georgia | 53 | $ 18,925,000 | $ 357,075 | $ 145,000 |
| Washoe, Nevada | 53 | $ 20,325,000 | $ 383,490 | $ 130,000 |
| Utah, Utah | 52 | $ 20,470,000 | $ 393,653 | $ 159,000 |
| San Mateo, California | 51 | $ 28,865,000 | $ 565,980 | $ 224,000 |
| Charleston, South Carolina | 51 | $ 20,225,000 | $ 396,568 | $ 121,000 |
| Arlington, Virginia | 50 | $ 24,920,000 | $ 498,400 | $ 176,000 |
| Dallas, Texas | 49 | $ 19,045,000 | $ 388,673 | $ 175,000 |
| Bexar, Texas | 48 | $ 16,390,000 | $ 341,458 | $ 103,000 |
| Kitsap, Washington | 48 | $ 19,760,000 | $ 411,666 | $ 89,000 |
| Arapahoe, Colorado | 47 | $ 18,765,000 | $ 399,255 | $ 107,000 |
| DeKalb, Georgia | 47 | $ 16,975,000 | $ 361,170 | $ 178,000 |
| Chester, Pennsylvania | 47 | $ 20,045,000 | $ 426,489 | $ 150,000 |
| Henry, Illinois | 45 | $ 5,985,000 | $ 133,000 | $ 58,000 |
| Denton, Texas | 45 | $ 16,625,000 | $ 369,444 | $ 133,000 |
| Clackamas, Oregon | 44 | $ 20,190,000 | $ 458,863 | $ 166,000 |
| Tarrant, Texas | 44 | $ 16,950,000 | $ 385,227 | $ 138,000 |
| Clark, Washington | 44 | $ 17,220,000 | $ 391,363 | $ 119,000 |
| Placer, California | 43 | $ 17,775,000 | $ 413,372 | $ 136,000 |
| Norfolk, Massachusetts | 43 | $ 20,025,000 | $ 465,697 | $ 162,000 |
| Bergen, New Jersey | 43 | $ 19,345,000 | $ 449,883 | $ 179,000 |
| Cass, Missouri | 42 | $ 8,810,000 | $ 209,761 | $ 81,000 |
| Philadelphia, Pennsylvania | 42 | $ 16,080,000 | $ 382,857 | $ 145,000 |
| Stafford, Virginia | 42 | $ 15,070,000 | $ 358,809 | $ 120,000 |
| Virginia Beach, Virginia | 42 | $ 15,810,000 | $ 376,428 | $ 83,000 |
| Oakland, Michigan | 41 | $ 13,265,000 | $ 323,536 | $ 132,000 |
| Davidson, Tennessee | 41 | $ 16,065,000 | $ 391,829 | $ 127,000 |
| Chesapeake, Virginia | 41 | $ 14,475,000 | $ 353,048 | $ 59,000 |
| Boulder, Colorado | 40 | $ 16,540,000 | $ 413,500 | $ 154,000 |
| Weld, Colorado | 40 | $ 14,760,000 | $ 369,000 | $ 86,000 |
| Miami-Dade, Florida | 40 | $ 16,340,000 | $ 408,500 | $ 164,000 |
| Monmouth, New Jersey | 40 | $ 16,700,000 | $ 417,500 | $ 201,000 |
| Forsyth, Georgia | 39 | $ 13,945,000 | $ 357,564 | $ 139,000 |
| Ada, Idaho | 38 | $ 14,240,000 | $ 374,736 | $ 127,000 |
| Duval, Florida | 37 | $ 11,305,000 | $ 305,540 | $ 90,000 |
| Middlesex, New Jersey | 37 | $ 12,015,000 | $ 324,729 | $ 151,000 |
| Brevard, Florida | 36 | $ 12,590,000 | $ 349,722 | $ 131,000 |
| Bucks, Pennsylvania | 36 | $ 15,460,000 | $ 429,444 | $ 155,000 |
| San Francisco, California | 34 | $ 20,240,000 | $ 595,294 | $ 208,000 |
| Gwinnett, Georgia | 34 | $ 10,890,000 | $ 320,294 | $ 100,000 |
| Cook, Illinois | 34 | $ 11,550,000 | $ 339,705 | $ 253,000 |
| Scott, Iowa | 34 | $ 6,150,000 | $ 180,882 | $ 77,000 |
| Beaufort, South Carolina | 34 | $ 12,750,000 | $ 375,000 | $ 105,000 |
| Wayne, Michigan | 33 | $ 8,935,000 | $ 270,757 | $ 126,000 |
| Rockingham, New Hampshire | 33 | $ 13,545,000 | $ 410,454 | $ 133,000 |
| Okaloosa, Florida | 32 | $ 11,220,000 | $ 350,625 | $ 92,000 |
| Oklahoma, Oklahoma | 31 | $ 9,615,000 | $ 310,161 | $ 124,000 |
| Adams, Colorado | 30 | $ 11,330,000 | $ 377,666 | $ 123,000 |
| Lee, Florida | 30 | $ 10,420,000 | $ 347,333 | $ 135,000 |
| Alexandria, Virginia | 30 | $ 14,840,000 | $ 494,666 | $ 149,000 |
| Larimer, Colorado | 29 | $ 11,505,000 | $ 396,724 | $ 129,000 |
| Bernalillo, New Mexico | 29 | $ 9,965,000 | $ 343,620 | $ 105,000 |
| McLean, North Dakota | 29 | $ 3,005,000 | $ 103,620 | $ 89,000 |
| Thurston, Washington | 29 | $ 10,365,000 | $ 357,413 | $ 66,000 |
| Solano, California | 28 | $ 12,080,000 | $ 431,428 | $ 100,000 |
| Suffolk, Massachusetts | 28 | $ 12,410,000 | $ 443,214 | $ 151,000 |
| Worcester, Massachusetts | 28 | $ 10,490,000 | $ 374,642 | $ 130,000 |
| Fort Bend, Texas | 28 | $ 10,360,000 | $ 370,000 | $ 155,000 |
| Williamson, Texas | 28 | $ 9,490,000 | $ 338,928 | $ 136,000 |
| Madison, Alabama | 27 | $ 9,155,000 | $ 339,074 | $ 141,000 |
| Fresno, California | 27 | $ 9,505,000 | $ 352,037 | $ 128,000 |
| Sarasota, Florida | 27 | $ 12,665,000 | $ 469,074 | $ 163,000 |
| Frederick, Maryland | 27 | $ 10,715,000 | $ 396,851 | $ 103,000 |
| Platte, Missouri | 27 | $ 6,735,000 | $ 249,444 | $ 78,000 |
| Hillsborough, New Hampshire | 27 | $ 9,625,000 | $ 356,481 | $ 163,000 |
| Hudson, New Jersey | 27 | $ 12,255,000 | $ 453,888 | $ 217,000 |
| Monterey, California | 26 | $ 14,910,000 | $ 573,461 | $ 122,000 |
| Shelby, Tennessee | 26 | $ 9,010,000 | $ 346,538 | $ 96,000 |
| San Joaquin, California | 25 | $ 9,905,000 | $ 396,200 | $ 125,000 |
| Santa Barbara, California | 25 | $ 10,515,000 | $ 420,600 | $ 114,000 |
| Hartford, Connecticut | 25 | $ 8,975,000 | $ 359,000 | $ 112,000 |
| Pinellas, Florida | 25 | $ 9,035,000 | $ 361,400 | $ 111,000 |
| Santa Rosa, Florida | 25 | $ 7,295,000 | $ 291,800 | $ 153,000 |
| Hamilton, Indiana | 25 | $ 9,365,000 | $ 374,600 | $ 71,000 |
| Montgomery, Pennsylvania | 25 | $ 9,775,000 | $ 391,000 | $ 192,000 |
| Greenville, South Carolina | 25 | $ 9,285,000 | $ 371,400 | $ 142,000 |
| Seminole, Florida | 24 | $ 9,820,000 | $ 409,166 | $ 133,000 |
| Essex, Massachusetts | 24 | $ 9,890,000 | $ 412,083 | $ 139,000 |
| Plymouth, Massachusetts | 24 | $ 9,900,000 | $ 412,500 | $ 140,000 |
| Delaware, Pennsylvania | 24 | $ 8,630,000 | $ 359,583 | $ 147,000 |
| El Dorado, California | 23 | $ 10,845,000 | $ 471,521 | $ 131,000 |
| Cherokee, Georgia | 23 | $ 7,945,000 | $ 345,434 | $ 74,000 |
| Baltimore, Maryland | 23 | $ 7,995,000 | $ 347,608 | $ 139,000 |
| Essex, New Jersey | 23 | $ 10,525,000 | $ 457,608 | $ 211,000 |
| Comal, Texas | 23 | $ 7,555,000 | $ 328,478 | $ 85,000 |
| Montgomery, Texas | 23 | $ 8,405,000 | $ 365,434 | $ 172,000 |
| Henrico, Virginia | 23 | $ 7,685,000 | $ 334,130 | $ 128,000 |
| Benton, Arkansas | 22 | $ 7,320,000 | $ 332,727 | $ 196,000 |
| Sonoma, California | 22 | $ 10,430,000 | $ 474,090 | $ 142,000 |
| New Castle, Delaware | 22 | $ 8,140,000 | $ 370,000 | $ 107,000 |
| Kent, Michigan | 22 | $ 8,780,000 | $ 399,090 | $ 187,000 |
| Davis, Utah | 22 | $ 8,900,000 | $ 404,545 | $ 149,000 |
| Spotsylvania, Virginia | 22 | $ 8,680,000 | $ 394,545 | $ 38,000 |
| Harford, Maryland | 21 | $ 7,845,000 | $ 373,571 | $ 104,000 |
| Union, New Jersey | 21 | $ 9,735,000 | $ 463,571 | $ 187,000 |
| Nassau, New York | 21 | $ 9,415,000 | $ 448,333 | $ 159,000 |
| Franklin, Ohio | 21 | $ 6,935,000 | $ 330,238 | $ 127,000 |
| Pima, Arizona | 20 | $ 6,540,000 | $ 327,000 | $ 95,000 |
| Collier, Florida | 20 | $ 7,650,000 | $ 382,500 | $ 106,000 |
| Livingston, Michigan | 20 | $ 6,110,000 | $ 305,500 | $ 110,000 |
| Morris, New Jersey | 20 | $ 7,900,000 | $ 395,000 | $ 139,000 |
| McKenzie, North Dakota | 20 | $ 3,630,000 | $ 181,500 | $ 156,000 |
| Deschutes, Oregon | 20 | $ 8,850,000 | $ 442,500 | $ 128,000 |
| Dakota, Minnesota | 19 | $ 7,015,000 | $ 369,210 | $ 114,000 |
| Buchanan, Missouri | 19 | $ 1,805,000 | $ 95,000 | $ 38,000 |
| Knox, Tennessee | 19 | $ 6,895,000 | $ 362,894 | $ 113,000 |
| Chesterfield, Virginia | 19 | $ 6,905,000 | $ 363,421 | $ 87,000 |
| Manatee, Florida | 18 | $ 7,340,000 | $ 407,777 | $ 125,000 |
| Pasco, Florida | 18 | $ 6,350,000 | $ 352,777 | $ 84,000 |
| Ocean, New Jersey | 18 | $ 7,120,000 | $ 395,555 | $ 210,000 |
| Somerset, New Jersey | 18 | $ 7,210,000 | $ 400,555 | $ 148,000 |
| Cuyahoga, Ohio | 18 | $ 5,090,000 | $ 282,777 | $ 163,000 |
| Marion, Oregon | 18 | $ 5,370,000 | $ 298,333 | $ 76,000 |
| York, South Carolina | 18 | $ 6,770,000 | $ 376,111 | $ 88,000 |
| York, Virginia | 18 | $ 6,730,000 | $ 373,888 | $ 109,000 |
| Whatcom, Washington | 18 | $ 6,730,000 | $ 373,888 | $ 149,000 |
| Baldwin, Alabama | 17 | $ 6,135,000 | $ 360,882 | $ 88,000 |
| Marin, California | 17 | $ 9,875,000 | $ 580,882 | $ 251,000 |
| Nassau, Florida | 17 | $ 5,765,000 | $ 339,117 | $ 118,000 |
| Suffolk, New York | 17 | $ 7,395,000 | $ 435,000 | $ 242,000 |
| Cumberland, North Carolina | 17 | $ 4,265,000 | $ 250,882 | $ 83,000 |
| Tulsa, Oklahoma | 17 | $ 5,755,000 | $ 338,529 | $ 116,000 |
| Allegheny, Pennsylvania | 17 | $ 6,755,000 | $ 397,352 | $ 140,000 |
| Albemarle, Virginia | 17 | $ 7,295,000 | $ 429,117 | $ 145,000 |
| Spokane, Washington | 17 | $ 6,575,000 | $ 386,764 | $ 241,000 |
| Kern, California | 16 | $ 5,490,000 | $ 343,125 | $ 127,000 |
| Santa Cruz, California | 16 | $ 8,560,000 | $ 535,000 | $ 208,000 |
| New Haven, Connecticut | 16 | $ 5,440,000 | $ 340,000 | $ 125,000 |
| Jefferson, Kentucky | 16 | $ 4,840,000 | $ 302,500 | $ 155,000 |
| Orleans, Louisiana | 16 | $ 6,160,000 | $ 385,000 | $ 147,000 |
| Carroll, Maryland | 16 | $ 6,560,000 | $ 410,000 | $ 97,000 |
| Moore, North Carolina | 16 | $ 5,640,000 | $ 352,500 | $ 127,000 |
| Hamilton, Ohio | 16 | $ 5,580,000 | $ 348,750 | $ 180,000 |
| Lane, Oregon | 16 | $ 6,360,000 | $ 397,500 | $ 118,000 |
| Berkeley, South Carolina | 16 | $ 5,480,000 | $ 342,500 | $ 77,000 |
| Montgomery, Tennessee | 16 | $ 5,390,000 | $ 336,875 | $ 20,000 |
| Fauquier, Virginia | 16 | $ 6,600,000 | $ 412,500 | $ 105,000 |
| Skagit, Washington | 16 | $ 5,960,000 | $ 372,500 | $ 73,000 |
| Jefferson, Alabama | 15 | $ 4,815,000 | $ 321,000 | $ 101,000 |
| Pinal, Arizona | 15 | $ 3,435,000 | $ 229,000 | $ 71,000 |
| Sussex, Delaware | 15 | $ 5,615,000 | $ 374,333 | $ 144,000 |
| Polk, Florida | 15 | $ 4,775,000 | $ 318,333 | $ 112,000 |
| Columbia, Georgia | 15 | $ 4,615,000 | $ 307,666 | $ 48,000 |
| Charles, Maryland | 15 | $ 5,135,000 | $ 342,333 | $ 72,000 |
| St. Mary's, Maryland | 15 | $ 5,385,000 | $ 359,000 | $ 81,000 |
| Barnstable, Massachusetts | 15 | $ 5,375,000 | $ 358,333 | $ 176,000 |
| Yamhill, Oregon | 15 | $ 5,085,000 | $ 339,000 | $ 312,000 |
| Kent, Rhode Island | 15 | $ 4,865,000 | $ 324,333 | $ 105,000 |
| Wilson, Tennessee | 15 | $ 5,165,000 | $ 344,333 | $ 116,000 |
| Norfolk, Virginia | 15 | $ 4,475,000 | $ 298,333 | $ 89,000 |
| Osceola, Florida | 14 | $ 4,910,000 | $ 350,714 | $ 119,000 |
| Volusia, Florida | 14 | $ 4,540,000 | $ 324,285 | $ 101,000 |
| Chatham, Georgia | 14 | $ 5,690,000 | $ 406,428 | $ 118,000 |
| Houston, Georgia | 14 | $ 3,470,000 | $ 247,857 | $ 63,000 |
| Kootenai, Idaho | 14 | $ 5,080,000 | $ 362,857 | $ 85,000 |
| Leavenworth, Kansas | 14 | $ 3,160,000 | $ 225,714 | $ 92,000 |
| Miami, Kansas | 14 | $ 3,660,000 | $ 261,428 | $ 113,000 |
| Union, North Carolina | 14 | $ 5,550,000 | $ 396,428 | $ 179,000 |
| Mountrail, North Dakota | 14 | $ 2,340,000 | $ 167,142 | $ 115,000 |
| Providence, Rhode Island | 14 | $ 4,720,000 | $ 337,142 | $ 124,000 |
| Richland, South Carolina | 14 | $ 4,810,000 | $ 343,571 | $ 100,000 |
| Galveston, Texas | 14 | $ 4,930,000 | $ 352,142 | $ 152,000 |
| Suffolk, Virginia | 14 | $ 4,730,000 | $ 337,857 | $ 59,000 |
| Island, Washington | 14 | $ 5,200,000 | $ 371,428 | $ 56,000 |
| Jefferson, West Virginia | 14 | $ 5,020,000 | $ 358,571 | $ 50,000 |
| Mobile, Alabama | 13 | $ 4,805,000 | $ 369,615 | $ 83,000 |
| San Luis Obispo, California | 13 | $ 5,895,000 | $ 453,461 | $ 148,000 |
| Yolo, California | 13 | $ 5,535,000 | $ 425,769 | $ 148,000 |
| Fayette, Georgia | 13 | $ 6,145,000 | $ 472,692 | $ 161,000 |
| St. Tammany, Louisiana | 13 | $ 4,215,000 | $ 324,230 | $ 148,000 |
| Douglas, Nevada | 13 | $ 4,925,000 | $ 378,846 | $ 82,000 |
| Westchester, New York | 13 | $ 5,515,000 | $ 424,230 | $ 149,000 |
| Cabarrus, North Carolina | 13 | $ 3,965,000 | $ 305,000 | $ 115,000 |
| Delaware, Ohio | 13 | $ 5,575,000 | $ 428,846 | $ 128,000 |
| Summit, Ohio | 13 | $ 3,315,000 | $ 255,000 | $ 113,000 |
| Warren, Ohio | 13 | $ 4,375,000 | $ 336,538 | $ 131,000 |
| Benton, Oregon | 13 | $ 4,785,000 | $ 368,076 | $ 188,000 |
| Dorchester, South Carolina | 13 | $ 4,245,000 | $ 326,538 | $ 52,000 |
| Waukesha, Wisconsin | 13 | $ 4,485,000 | $ 345,000 | $ 113,000 |
| Limestone, Alabama | 12 | $ 4,510,000 | $ 375,833 | $ 76,000 |
| Stanislaus, California | 12 | $ 3,420,000 | $ 285,000 | $ 96,000 |
| Escambia, Florida | 12 | $ 2,890,000 | $ 240,833 | $ 50,000 |
| Martin, Florida | 12 | $ 4,520,000 | $ 376,666 | $ 145,000 |
| Will, Illinois | 12 | $ 3,190,000 | $ 265,833 | $ 133,000 |
| Shawnee, Kansas | 12 | $ 2,910,000 | $ 242,500 | $ 122,000 |
| Cumberland, Maine | 12 | $ 4,640,000 | $ 386,666 | $ 99,000 |
| Buncombe, North Carolina | 12 | $ 4,610,000 | $ 384,166 | $ 127,000 |
| New Hanover, North Carolina | 12 | $ 3,450,000 | $ 287,500 | $ 107,000 |
| Emmons, North Dakota | 12 | $ 1,720,000 | $ 143,333 | $ 101,000 |
| Cumberland, Pennsylvania | 12 | $ 3,570,000 | $ 297,500 | $ 110,000 |
| Hampton, Virginia | 12 | $ 3,110,000 | $ 259,166 | $ 63,000 |
| Dane, Wisconsin | 12 | $ 4,250,000 | $ 354,166 | $ 81,000 |
| Pulaski, Arkansas | 11 | $ 3,195,000 | $ 290,454 | $ 87,000 |
| Pueblo, Colorado | 11 | $ 2,985,000 | $ 271,363 | $ 92,000 |
| Clay, Florida | 11 | $ 3,305,000 | $ 300,454 | $ 75,000 |
| Walton, Florida | 11 | $ 4,205,000 | $ 382,272 | $ 184,000 |
| Bryan, Georgia | 11 | $ 3,515,000 | $ 319,545 | $ 73,000 |
| St. Clair, Illinois | 11 | $ 2,445,000 | $ 222,272 | $ 64,000 |
| Bristol, Massachusetts | 11 | $ 4,005,000 | $ 364,090 | $ 101,000 |
| Anoka, Minnesota | 11 | $ 3,425,000 | $ 311,363 | $ 137,000 |
| Ramsey, Minnesota | 11 | $ 4,195,000 | $ 381,363 | $ 147,000 |
| Camden, Missouri | 11 | $ 2,385,000 | $ 216,818 | $ 56,000 |
| Dona Ana, New Mexico | 11 | $ 3,405,000 | $ 309,545 | $ 103,000 |
| Chatham, North Carolina | 11 | $ 4,675,000 | $ 425,000 | $ 156,000 |
| Harnett, North Carolina | 11 | $ 2,315,000 | $ 210,454 | $ 44,000 |
| Onslow, North Carolina | 11 | $ 3,185,000 | $ 289,545 | $ 21,000 |
| Cass, North Dakota | 11 | $ 2,855,000 | $ 259,545 | $ 235,000 |
| Newport, Rhode Island | 11 | $ 4,335,000 | $ 394,090 | $ 119,000 |
| Weber, Utah | 11 | $ 4,025,000 | $ 365,909 | $ 93,000 |
| Hanover, Virginia | 11 | $ 3,665,000 | $ 333,181 | $ 96,000 |
| Benton, Washington | 11 | $ 4,065,000 | $ 369,545 | $ 84,000 |
| Lake, Florida | 10 | $ 3,530,000 | $ 353,000 | $ 159,000 |
| Muscogee, Georgia | 10 | $ 3,610,000 | $ 361,000 | $ 126,000 |
| Lake, Illinois | 10 | $ 3,570,000 | $ 357,000 | $ 101,000 |
| Des Moines, Iowa | 10 | $ 1,340,000 | $ 134,000 | $ 75,000 |
| Jefferson, Louisiana | 10 | $ 3,470,000 | $ 347,000 | $ 165,000 |
| York, Maine | 10 | $ 3,290,000 | $ 329,000 | $ 122,000 |
| Calvert, Maryland | 10 | $ 4,470,000 | $ 447,000 | $ 78,000 |
| Washington, Minnesota | 10 | $ 3,860,000 | $ 386,000 | $ 140,000 |
| St. Charles, Missouri | 10 | $ 2,500,000 | $ 250,000 | $ 70,000 |
| St. Louis, Missouri | 10 | $ 3,210,000 | $ 321,000 | $ 164,000 |
| Douglas, Nebraska | 10 | $ 2,500,000 | $ 250,000 | $ 101,000 |
| Merrimack, New Hampshire | 10 | $ 3,110,000 | $ 311,000 | $ 109,000 |
| Mercer, New Jersey | 10 | $ 3,890,000 | $ 389,000 | $ 136,000 |
| Orange, North Carolina | 10 | $ 4,260,000 | $ 426,000 | $ 209,000 |
| Washington, Pennsylvania | 10 | $ 3,910,000 | $ 391,000 | $ 111,000 |
| Bell, Texas | 10 | $ 2,870,000 | $ 287,000 | $ 44,000 |
| Hays, Texas | 10 | $ 4,160,000 | $ 416,000 | $ 181,000 |
| Berkeley, West Virginia | 10 | $ 2,870,000 | $ 287,000 | $ 97,000 |
| Tulare, California | 9 | $ 2,615,000 | $ 290,555 | $ 65,000 |
| Bay, Florida | 9 | $ 2,535,000 | $ 281,666 | $ 45,000 |
| St. Lucie, Florida | 9 | $ 2,465,000 | $ 273,888 | $ 98,000 |
| Coweta, Georgia | 9 | $ 3,465,000 | $ 385,000 | $ 125,000 |
| Baltimore City, Maryland | 9 | $ 2,985,000 | $ 331,666 | $ 151,000 |
| Queen Anne's, Maryland | 9 | $ 3,665,000 | $ 407,222 | $ 146,000 |
| Lafayette, Missouri | 9 | $ 1,505,000 | $ 167,222 | $ 45,000 |
| Strafford, New Hampshire | 9 | $ 2,585,000 | $ 287,222 | $ 142,000 |
| Camden, New Jersey | 9 | $ 2,765,000 | $ 307,222 | $ 126,000 |
| Iredell, North Carolina | 9 | $ 2,955,000 | $ 328,333 | $ 112,000 |
| Montgomery, Ohio | 9 | $ 3,025,000 | $ 336,111 | $ 83,000 |
| Cleveland, Oklahoma | 9 | $ 2,705,000 | $ 300,555 | $ 77,000 |
| Lexington, South Carolina | 9 | $ 2,605,000 | $ 289,444 | $ 64,000 |
| Tooele, Utah | 9 | $ 2,535,000 | $ 281,666 | $ 72,000 |
| Frederick, Virginia | 9 | $ 3,385,000 | $ 376,111 | $ 0 |
| Isle of Wight, Virginia | 9 | $ 3,335,000 | $ 370,555 | $ 46,000 |
| Laramie, Wyoming | 9 | $ 2,965,000 | $ 329,444 | $ 52,000 |
| Nevada, California | 8 | $ 3,160,000 | $ 395,000 | $ 108,000 |
| Tuolumne, California | 8 | $ 2,710,000 | $ 338,750 | $ 133,000 |
| Broomfield, Colorado | 8 | $ 3,280,000 | $ 410,000 | $ 173,000 |
| Mesa, Colorado | 8 | $ 2,050,000 | $ 256,250 | $ 43,000 |
| Flagler, Florida | 8 | $ 2,780,000 | $ 347,500 | $ 84,000 |
| Henry, Georgia | 8 | $ 2,520,000 | $ 315,000 | $ 44,000 |
| Canyon, Idaho | 8 | $ 2,960,000 | $ 370,000 | $ 93,000 |
| Douglas, Kansas | 8 | $ 1,870,000 | $ 233,750 | $ 100,000 |
| Washtenaw, Michigan | 8 | $ 3,240,000 | $ 405,000 | $ 147,000 |
| Scott, Minnesota | 8 | $ 1,900,000 | $ 237,500 | $ 163,000 |
| Greene, Missouri | 8 | $ 1,370,000 | $ 171,250 | $ 44,000 |
| Phelps, Missouri | 8 | $ 1,250,000 | $ 156,250 | $ 74,000 |
| Lancaster, Nebraska | 8 | $ 3,070,000 | $ 383,750 | $ 54,000 |
| Santa Fe, New Mexico | 8 | $ 2,850,000 | $ 356,250 | $ 155,000 |
| Queens, New York | 8 | $ 3,270,000 | $ 408,750 | $ 142,000 |
| Brunswick, North Carolina | 8 | $ 2,640,000 | $ 330,000 | $ 94,000 |
| Johnston, North Carolina | 8 | $ 2,080,000 | $ 260,000 | $ 73,000 |
| Jackson, Oregon | 8 | $ 2,930,000 | $ 366,250 | $ 86,000 |
| Polk, Oregon | 8 | $ 2,580,000 | $ 322,500 | $ 79,000 |
| Brazoria, Texas | 8 | $ 2,680,000 | $ 335,000 | $ 130,000 |
| El Paso, Texas | 8 | $ 2,850,000 | $ 356,250 | $ 135,000 |
| Nueces, Texas | 8 | $ 2,650,000 | $ 331,250 | $ 110,000 |
| Rockwall, Texas | 8 | $ 2,840,000 | $ 355,000 | $ 104,000 |
| Washington, Utah | 8 | $ 2,680,000 | $ 335,000 | $ 103,000 |
| Shelby, Alabama | 7 | $ 2,315,000 | $ 330,714 | $ 152,000 |
| Summit, Colorado | 7 | $ 3,175,000 | $ 453,571 | $ 237,000 |
| Middlesex, Connecticut | 7 | $ 2,235,000 | $ 319,285 | $ 111,000 |
| Alachua, Florida | 7 | $ 2,485,000 | $ 355,000 | $ 127,000 |
| Douglas, Georgia | 7 | $ 2,485,000 | $ 355,000 | $ 39,000 |
| Whiteside, Illinois | 7 | $ 1,005,000 | $ 143,571 | $ 69,000 |
| Harvey, Kansas | 7 | $ 1,165,000 | $ 166,428 | $ 73,000 |
| Fayette, Kentucky | 7 | $ 2,665,000 | $ 380,714 | $ 117,000 |
| Ascension, Louisiana | 7 | $ 1,815,000 | $ 259,285 | $ 89,000 |
| DeSoto, Mississippi | 7 | $ 2,165,000 | $ 309,285 | $ 92,000 |
| Madison, Mississippi | 7 | $ 2,265,000 | $ 323,571 | $ 125,000 |
| Johnson, Missouri | 7 | $ 1,485,000 | $ 212,142 | $ 98,000 |
| Pulaski, Missouri | 7 | $ 1,025,000 | $ 146,428 | $ 59,000 |
| Flathead, Montana | 7 | $ 2,575,000 | $ 367,857 | $ 123,000 |
| Gallatin, Montana | 7 | $ 2,875,000 | $ 410,714 | $ 111,000 |
| Gloucester, New Jersey | 7 | $ 2,485,000 | $ 355,000 | $ 142,000 |
| Passaic, New Jersey | 7 | $ 2,625,000 | $ 375,000 | $ 101,000 |
| Sandoval, New Mexico | 7 | $ 2,375,000 | $ 339,285 | $ 137,000 |
| Carteret, North Carolina | 7 | $ 2,135,000 | $ 305,000 | $ 83,000 |
| Pender, North Carolina | 7 | $ 2,615,000 | $ 373,571 | $ 70,000 |
| Greene, Ohio | 7 | $ 2,195,000 | $ 313,571 | $ 68,000 |
| Lucas, Ohio | 7 | $ 2,135,000 | $ 305,000 | $ 127,000 |
| Medina, Ohio | 7 | $ 2,485,000 | $ 355,000 | $ 72,000 |
| Lehigh, Pennsylvania | 7 | $ 2,695,000 | $ 385,000 | $ 123,000 |
| York, Pennsylvania | 7 | $ 2,265,000 | $ 323,571 | $ 80,000 |
| Rutherford, Tennessee | 7 | $ 2,365,000 | $ 337,857 | $ 138,000 |
| Summit, Utah | 7 | $ 3,765,000 | $ 537,857 | $ 143,000 |
| James City, Virginia | 7 | $ 2,755,000 | $ 393,571 | $ 58,000 |
| Montgomery, Virginia | 7 | $ 2,775,000 | $ 396,428 | $ 61,000 |
| Orange, Virginia | 7 | $ 3,125,000 | $ 446,428 | $ 134,000 |
| Franklin, Washington | 7 | $ 2,215,000 | $ 316,428 | $ 68,000 |
| Mohave, Arizona | 6 | $ 1,820,000 | $ 303,333 | $ 104,000 |
| Washington, Arkansas | 6 | $ 2,280,000 | $ 380,000 | $ 108,000 |
| La Plata, Colorado | 6 | $ 3,470,000 | $ 578,333 | $ 252,000 |
| Hall, Georgia | 6 | $ 2,430,000 | $ 405,000 | $ 164,000 |
| Bonner, Idaho | 6 | $ 2,400,000 | $ 400,000 | $ 94,000 |
| DuPage, Illinois | 6 | $ 1,880,000 | $ 313,333 | $ 134,000 |
| Marion, Indiana | 6 | $ 1,420,000 | $ 236,666 | $ 37,000 |
| Caddo, Louisiana | 6 | $ 1,640,000 | $ 273,333 | $ 97,000 |
| Washington, Maryland | 6 | $ 2,080,000 | $ 346,666 | $ 139,000 |
| Worcester, Maryland | 6 | $ 2,530,000 | $ 421,666 | $ 217,000 |
| Macomb, Michigan | 6 | $ 1,730,000 | $ 288,333 | $ 153,000 |
| Clay, Minnesota | 6 | $ 1,100,000 | $ 183,333 | $ 44,000 |
| Boone, Missouri | 6 | $ 1,380,000 | $ 230,000 | $ 118,000 |
| Jasper, Missouri | 6 | $ 800,000 | $ 133,333 | $ 56,000 |
| Missoula, Montana | 6 | $ 1,790,000 | $ 298,333 | $ 95,000 |
| Yellowstone, Montana | 6 | $ 1,830,000 | $ 305,000 | $ 66,000 |
| Sarpy, Nebraska | 6 | $ 1,850,000 | $ 308,333 | $ 100,000 |
| Warren, New Jersey | 6 | $ 1,770,000 | $ 295,000 | $ 81,000 |
| Bronx, New York | 6 | $ 2,370,000 | $ 395,000 | $ 118,000 |
| Durham, North Carolina | 6 | $ 2,460,000 | $ 410,000 | $ 137,000 |
| Gaston, North Carolina | 6 | $ 1,660,000 | $ 276,666 | $ 45,000 |
| Guilford, North Carolina | 6 | $ 1,910,000 | $ 318,333 | $ 191,000 |
| Portage, Ohio | 6 | $ 1,990,000 | $ 331,666 | $ 136,000 |
| Beaver, Pennsylvania | 6 | $ 2,070,000 | $ 345,000 | $ 79,000 |
| Butler, Pennsylvania | 6 | $ 2,180,000 | $ 363,333 | $ 103,000 |
| Monroe, Pennsylvania | 6 | $ 1,610,000 | $ 268,333 | $ 123,000 |
| Horry, South Carolina | 6 | $ 2,130,000 | $ 355,000 | $ 110,000 |
| Spartanburg, South Carolina | 6 | $ 1,620,000 | $ 270,000 | $ 117,000 |
| Hamilton, Tennessee | 6 | $ 1,950,000 | $ 325,000 | $ 113,000 |
| Ellis, Texas | 6 | $ 2,200,000 | $ 366,666 | $ 113,000 |
| Guadalupe, Texas | 6 | $ 1,630,000 | $ 271,666 | $ 15,000 |
| King George, Virginia | 6 | $ 2,010,000 | $ 335,000 | $ 153,000 |
| Richmond City, Virginia | 6 | $ 2,720,000 | $ 453,333 | $ 148,000 |
| Milwaukee, Wisconsin | 6 | $ 2,340,000 | $ 390,000 | $ 167,000 |
| Racine, Wisconsin | 6 | $ 1,770,000 | $ 295,000 | $ 93,000 |
| Coconino, Arizona | 5 | $ 1,395,000 | $ 279,000 | $ 101,000 |
| Kings, California | 5 | $ 1,535,000 | $ 307,000 | $ 67,000 |
| Madera, California | 5 | $ 1,305,000 | $ 261,000 | $ 81,000 |
| New London, Connecticut | 5 | $ 2,195,000 | $ 439,000 | $ 71,000 |
| Windham, Connecticut | 5 | $ 1,595,000 | $ 319,000 | $ 66,000 |
| Marion, Florida | 5 | $ 1,685,000 | $ 337,000 | $ 64,000 |
| Oconee, Georgia | 5 | $ 2,295,000 | $ 459,000 | $ 134,000 |
| Richmond, Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 76,000 |
| Mercer, Illinois | 5 | $ 685,000 | $ 137,000 | $ 114,000 |
| Allen, Indiana | 5 | $ 1,445,000 | $ 289,000 | $ 139,000 |
| Hendricks, Indiana | 5 | $ 1,635,000 | $ 327,000 | $ 158,000 |
| Porter, Indiana | 5 | $ 1,605,000 | $ 321,000 | $ 97,000 |
| Bossier, Louisiana | 5 | $ 1,645,000 | $ 329,000 | $ 105,000 |
| Knox, Maine | 5 | $ 2,325,000 | $ 465,000 | $ 267,000 |
| Hampshire, Massachusetts | 5 | $ 1,635,000 | $ 327,000 | $ 156,000 |
| Genesee, Michigan | 5 | $ 915,000 | $ 183,000 | $ 33,000 |
| Wright, Minnesota | 5 | $ 1,685,000 | $ 337,000 | $ 108,000 |
| Harrison, Mississippi | 5 | $ 1,115,000 | $ 223,000 | $ 39,000 |
| Dallas, Missouri | 5 | $ 685,000 | $ 137,000 | $ 81,000 |
| Henry, Missouri | 5 | $ 845,000 | $ 169,000 | $ 85,000 |
| Webster, Missouri | 5 | $ 885,000 | $ 177,000 | $ 64,000 |
| Wright, Missouri | 5 | $ 575,000 | $ 115,000 | $ 62,000 |
| Burlington, New Jersey | 5 | $ 1,735,000 | $ 347,000 | $ 87,000 |
| Kings, New York | 5 | $ 2,265,000 | $ 453,000 | $ 230,000 |
| Richmond, New York | 5 | $ 2,325,000 | $ 465,000 | $ 80,000 |
| Craven, North Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 40,000 |
| Forsyth, North Carolina | 5 | $ 1,785,000 | $ 357,000 | $ 207,000 |
| Divide, North Dakota | 5 | $ 385,000 | $ 77,000 | $ 46,000 |
| Ward, North Dakota | 5 | $ 915,000 | $ 183,000 | $ 76,000 |
| Clermont, Ohio | 5 | $ 1,465,000 | $ 293,000 | $ 172,000 |
| Lorain, Ohio | 5 | $ 1,605,000 | $ 321,000 | $ 86,000 |
| Union, Ohio | 5 | $ 1,575,000 | $ 315,000 | $ 127,000 |
| Canadian, Oklahoma | 5 | $ 1,605,000 | $ 321,000 | $ 65,000 |
| Lancaster, Pennsylvania | 5 | $ 1,265,000 | $ 253,000 | $ 101,000 |
| Westmoreland, Pennsylvania | 5 | $ 1,565,000 | $ 313,000 | $ 226,000 |
| Lancaster, South Carolina | 5 | $ 1,575,000 | $ 315,000 | $ 72,000 |
| Sumter, South Carolina | 5 | $ 1,205,000 | $ 241,000 | $ 44,000 |
| Johnson, Texas | 5 | $ 1,255,000 | $ 251,000 | $ 67,000 |
| McLennan, Texas | 5 | $ 1,415,000 | $ 283,000 | $ 109,000 |
| Chittenden, Vermont | 5 | $ 1,765,000 | $ 353,000 | $ 61,000 |
| Manassas, Virginia | 5 | $ 1,875,000 | $ 375,000 | $ 94,000 |
| Newport News, Virginia | 5 | $ 965,000 | $ 193,000 | $ 67,000 |
| Chelan, Washington | 5 | $ 1,945,000 | $ 389,000 | $ 195,000 |
| Clallam, Washington | 5 | $ 1,595,000 | $ 319,000 | $ 87,000 |
| Jefferson, Washington | 5 | $ 1,935,000 | $ 387,000 | $ 120,000 |
| Mason, Washington | 5 | $ 1,805,000 | $ 361,000 | $ 95,000 |
| St. Croix, Wisconsin | 5 | $ 1,555,000 | $ 311,000 | $ 132,000 |
| Washington, Wisconsin | 5 | $ 1,725,000 | $ 345,000 | $ 17,000 |
| Navajo, Arizona | 4 | $ 520,000 | $ 130,000 | $ 109,000 |
| Yavapai, Arizona | 4 | $ 1,100,000 | $ 275,000 | $ 22,000 |
| Lonoke, Arkansas | 4 | $ 1,160,000 | $ 290,000 | $ 47,000 |
| Mono, California | 4 | $ 1,280,000 | $ 320,000 | $ 179,000 |
| Napa, California | 4 | $ 2,160,000 | $ 540,000 | $ 199,000 |
| San Benito, California | 4 | $ 1,960,000 | $ 490,000 | $ 161,000 |
| Sutter, California | 4 | $ 1,410,000 | $ 352,500 | $ 148,000 |
| Eagle, Colorado | 4 | $ 1,450,000 | $ 362,500 | $ 260,000 |
| Elbert, Colorado | 4 | $ 1,530,000 | $ 382,500 | $ 124,000 |
| Park, Colorado | 4 | $ 1,390,000 | $ 347,500 | $ 23,000 |
| Litchfield, Connecticut | 4 | $ 1,930,000 | $ 482,500 | $ 169,000 |
| Kent, Delaware | 4 | $ 1,050,000 | $ 262,500 | $ 22,000 |
| Charlotte, Florida | 4 | $ 1,540,000 | $ 385,000 | $ 117,000 |
| Hernando, Florida | 4 | $ 1,250,000 | $ 312,500 | $ 54,000 |
| Leon, Florida | 4 | $ 1,700,000 | $ 425,000 | $ 114,000 |
| Monroe, Florida | 4 | $ 1,510,000 | $ 377,500 | $ 386,000 |
| Bartow, Georgia | 4 | $ 1,090,000 | $ 272,500 | $ 42,000 |
| Jackson, Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 77,000 |
| Lowndes, Georgia | 4 | $ 1,010,000 | $ 252,500 | $ 28,000 |
| Kane, Illinois | 4 | $ 1,090,000 | $ 272,500 | $ 150,000 |
| Johnson, Indiana | 4 | $ 1,530,000 | $ 382,500 | $ 145,000 |
| Clinton, Iowa | 4 | $ 540,000 | $ 135,000 | $ 56,000 |
| Franklin, Kansas | 4 | $ 890,000 | $ 222,500 | $ 53,000 |
| Kingman, Kansas | 4 | $ 1,100,000 | $ 275,000 | $ 154,000 |
| Pratt, Kansas | 4 | $ 360,000 | $ 90,000 | $ 74,000 |
| Riley, Kansas | 4 | $ 800,000 | $ 200,000 | $ 13,000 |
| Warren, Kentucky | 4 | $ 1,060,000 | $ 265,000 | $ 126,000 |
| Lafayette, Louisiana | 4 | $ 1,200,000 | $ 300,000 | $ 96,000 |
| Talbot, Maryland | 4 | $ 1,800,000 | $ 450,000 | $ 245,000 |
| Muskegon, Michigan | 4 | $ 1,100,000 | $ 275,000 | $ 366,000 |
| Ottawa, Michigan | 4 | $ 990,000 | $ 247,500 | $ 87,000 |
| Carver, Minnesota | 4 | $ 1,660,000 | $ 415,000 | $ 148,000 |
| Olmsted, Minnesota | 4 | $ 1,030,000 | $ 257,500 | $ 96,000 |
| Clinton, Missouri | 4 | $ 1,040,000 | $ 260,000 | $ 95,000 |
| St. Louis City, Missouri | 4 | $ 1,140,000 | $ 285,000 | $ 72,000 |
| Cascade, Montana | 4 | $ 1,530,000 | $ 382,500 | $ 268,000 |
| Lewis and Clark, Montana | 4 | $ 1,410,000 | $ 352,500 | $ 26,000 |
| New York, New York | 4 | $ 1,890,000 | $ 472,500 | $ 271,000 |
| Currituck, North Carolina | 4 | $ 1,790,000 | $ 447,500 | $ 164,000 |
| Dare, North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 170,000 |
| Henderson, North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 58,000 |
| Pitt, North Carolina | 4 | $ 1,310,000 | $ 327,500 | $ 102,000 |
| Williams, North Dakota | 4 | $ 580,000 | $ 145,000 | $ 121,000 |
| Butler, Ohio | 4 | $ 850,000 | $ 212,500 | $ 98,000 |
| Lincoln, Oregon | 4 | $ 1,160,000 | $ 290,000 | $ 180,000 |
| Berks, Pennsylvania | 4 | $ 1,290,000 | $ 322,500 | $ 158,000 |
| Meade, South Dakota | 4 | $ 1,450,000 | $ 362,500 | $ 38,000 |
| Maury, Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 88,000 |
| Sumner, Tennessee | 4 | $ 1,660,000 | $ 415,000 | $ 75,000 |
| Brazos, Texas | 4 | $ 1,350,000 | $ 337,500 | $ 94,000 |
| Gillespie, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 53,000 |
| Parker, Texas | 4 | $ 1,420,000 | $ 355,000 | $ 86,000 |
| Washington, Vermont | 4 | $ 1,090,000 | $ 272,500 | $ 37,000 |
| Windsor, Vermont | 4 | $ 1,130,000 | $ 282,500 | $ 413,000 |
| Fairfax City, Virginia | 4 | $ 1,860,000 | $ 465,000 | $ 203,000 |
| Poquoson, Virginia | 4 | $ 1,530,000 | $ 382,500 | $ 42,000 |
| Portsmouth, Virginia | 4 | $ 1,160,000 | $ 290,000 | $ 26,000 |
| Williamsburg, Virginia | 4 | $ 1,530,000 | $ 382,500 | $ 108,000 |
| Monongalia, West Virginia | 4 | $ 1,420,000 | $ 355,000 | $ 147,000 |
| Sheridan, Wyoming | 4 | $ 1,840,000 | $ 460,000 | $ 87,000 |
| Autauga, Alabama | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Russell, Alabama | 3 | $ 885,000 | $ 295,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,370 | $3,536,450,000 | $377,000 | $1,525,000 | $126,000 | $2,664,000 |
| Cash-out Refinancing | 2,108 | $798,380,000 | $378,000 | $1,795,000 | $147,000 | $1,600,000 |
| Home Purchase | 1,981 | $569,265,000 | $287,000 | $1,865,000 | $110,000 | $1,230,000 |
| Other Purpose | 209 | $49,665,000 | $237,000 | $885,000 | $182,000 | $2,636,000 |
| Home Improvement | 108 | $25,540,000 | $236,000 | $995,000 | $158,000 | $1,747,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,169 | $2,856,165,000 | $349,000 | $1,865,000 | $126,000 | $2,636,000 |
| Not Provided | 3,018 | $1,194,980,000 | $395,000 | $1,525,000 | $140,000 | $2,664,000 |
| Asian | 974 | $401,990,000 | $412,000 | $1,505,000 | $156,000 | $1,440,000 |
| Hispanic | 858 | $269,160,000 | $313,000 | $1,525,000 | $94,000 | $550,000 |
| Black or African American | 590 | $202,420,000 | $343,000 | $1,155,000 | $105,000 | $2,023,000 |
| American Indian or Alaskan Native | 89 | $29,365,000 | $329,000 | $785,000 | $86,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $12,595,000 | $340,000 | $695,000 | $93,000 | $264,000 |
| Not applicable | 14 | $2,150,000 | $153,000 | $375,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,699 | $3,144,675,000 | $361,000 | $1,525,000 | $160,000 | $2,664,000 |
| VA-guaranteed (Veterans Administration) | 4,512 | $1,724,990,000 | $382,000 | $1,865,000 | $58,000 | $2,117,000 |
| FHA-insured (Federal Housing Administration) | 430 | $91,900,000 | $213,000 | $775,000 | $70,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $17,735,000 | $131,000 | $415,000 | $46,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,389 | $2,952,925,000 | $351,000 | $1,865,000 | $116,000 | $2,636,000 |
| Application Withdrawn By Applicant | 3,820 | $1,445,180,000 | $378,000 | $1,525,000 | $148,000 | $2,664,000 |
| Application Denied By Financial Institution | 1,564 | $580,670,000 | $371,000 | $1,295,000 | $141,000 | $2,117,000 |
| Loan Purchased By The Institution | 3 | $525,000 | $175,000 | $305,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,212 | $4,398,630,000 | $360,000 | $1,865,000 | $127,000 | $2,664,000 |
| Credit Application Incomplete | 955 | $366,655,000 | $383,000 | $1,135,000 | $158,000 | $2,117,000 |
| Credit History | 163 | $50,445,000 | $309,000 | $895,000 | $114,000 | $1,465,000 |
| Debt-To-Income Ratio | 140 | $52,000,000 | $371,000 | $1,205,000 | $94,000 | $451,000 |
| Other | 115 | $40,265,000 | $350,000 | $1,165,000 | $117,000 | $527,000 |
| Collateral | 81 | $30,075,000 | $371,000 | $1,085,000 | $138,000 | $411,000 |
| Unverifiable Information | 45 | $18,215,000 | $404,000 | $1,135,000 | $135,000 | $481,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 45 | $15,715,000 | $349,000 | $1,295,000 | $109,000 | $299,000 |
| Employment History | 20 | $7,300,000 | $365,000 | $755,000 | $143,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About